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    Report Financial Management of PTPTN

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    Gorin Gorin
    This document discusses managing student loan finances using Microsoft Excel. It outlines Excel's strengths like its calculation and charting abilities but also weaknesses like manual data entry being time-consuming. The document also describes improvements needed like better performance and security. It concludes that Excel is a strong financial tool but has limitations and businesses often combine it with specialized software.

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    Report Financial Management of PTPTN

    Uploaded by

    Gorin Gorin
    17 views3 pages
    This document discusses managing student loan finances using Microsoft Excel. It outlines Excel's strengths like its calculation and charting abilities but also weaknesses like manual data entry being time-consuming. The document also describes improvements needed like better performance and security. It concludes that Excel is a strong financial tool but has limitations and businesses often combine it with specialized software.

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    REPORT_FINANCIAL_MANAGEMENT_OF_PTPTN

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    This document discusses managing student loan finances using Microsoft Excel. It outlines Excel's strengths like its calculation and charting abilities but also weaknesses like manual data entry being time-consuming. The document also describes improvements needed like better performance and security. It concludes that Excel is a strong financial tool but has limitations and businesses often combine it with specialized software.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    17 views3 pages

    Report Financial Management of PTPTN

    Uploaded by

    Gorin Gorin
    This document discusses managing student loan finances using Microsoft Excel. It outlines Excel's strengths like its calculation and charting abilities but also weaknesses like manual data entry being time-consuming. The document also describes improvements needed like better performance and security. It concludes that Excel is a strong financial tool but has limitations and businesses often combine it with specialized software.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 3

    FAKULTY OF TECHNICAL AND EDUCATIONAL

    TITLE ASSESMENT

    FINANCIAL MANAGEMENT OF PTPTN USING MS. EXCEL

    BBJ10204

    GOVIN A/L MUTHULINGAM

    CB230298
    INTRODUCTION
    This assessment allows us on how to manage your PTPTN financial using only Microsoft
    excel. In Microsoft excel it has lot of futuristic that can make it easier for you to manage your
    data or calculate the number. Microsoft Excel is a potent and adaptable piece of software
    that is used by people, businesses, and organisations all over the world to manage their
    finances. Excel is a dynamic tool that offers a wide range of features to organise, evaluate,
    and make decisions about financial data. It is more than just a spreadsheet programme.

    ANALYSIS
    Microsoft Excel is a robust programme that is used extensively worldwide, particularly in
    commercial settings. It has been ingrained in business operations all over the world and is
    used for a variety of tasks like budgeting, customer sales list organisation, and stock or
    issuer analysis. However, in addition to Microsoft Excel, there are other programmes that
    function similarly to it, such as LibreOffice Calc, Zoho Sheet, and WPS Office Spreadsheets.
    In terms of features and user interface, this programme was rated as the greatest Excel
    substitute. Because it functions almost exactly like Microsoft Excel and is modern in design.

    STRENGTHS AND WEAKNESSES

    STRENGTHS

    Calculation and Analysis – Complex financial calculations, including interest rates, loan amortisation,
    and investment returns, are made simpler by Excel's built-in formulas and functions.

    Graphs and Charts – Your financial data can be visually represented using Excel, which facilitates the
    understanding of trends, patterns, and performance.

    Cost-Effectiveness – Excel is widely available and affordable compared to specialized financial


    software.

    WEAKNESSES

    Time-Consuming Update – manual data entry and updates can be time consuming. Especially if data
    needs to be collected from various sources.

    Version Control – version control can be an issue which leading to potential data discrepancies when
    multiple users collaborate on a single excel file.

    Error- Prone – Human error in Excel can take many forms, including entering data incorrectly, making
    calculation errors, and moving decimal points. It may have an important financial order.
    IMPROVEMENT

    As the latest Microsoft Excel has a lot of futuristic that are interesting, there are some improvements
    that it needs so it can be an apps that is outstanding. Some improvements that it needs to do is to
    improve the performance. It needs to improve the efficiency and latency reduction for managing
    massive dataset and intricate computations. Next is to enhance security, enhance user access
    restrictions, encryption and audit trail capabilities for sensitive financial information.

    DISCUSSION AND CONCLUSION

    DISCUSSION

    I have been reassured by this assessment that using Microsoft Excel for financial management is a
    common choice for both individuals and businesses. It has several benefits but also some drawbacks.
    Because Microsoft Excel provides all the tools, we need to be successful, using it will increase the
    efficiency of our work. Furthermore, I just learned that Microsoft Excel offers a tonne of free
    templates that may be downloaded and used. The user, especially students, will benefit greatly from
    this as they may save money and avoid paying for a pay template subscription.

    CONCLUSION

    As my review comes to a finish, I've discovered that while Excel is a strong and adaptable tool for
    managing your finances, it also has certain limitations and potential negative effects. To maximise
    Excel's advantages and minimise its drawbacks, many businesses combine it with specialised
    financial software. When using Excel for a financial management activity, it is important to weigh the
    advantages and disadvantages.

    REFERENCE

    https://www.geeksforgeeks.org/introduction-to-ms-excel/

    https://www.howtogeek.com/462166/how-to-create-expense-and-income-spreadsheets/

    https://ceds.uthm.edu.my/program/yuran

    https://www.linkedin.com/pulse/how-do-i-use-excel-financial-modeling-forecasting-fnfnf

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