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13648 MORTGAGE LOAN STATEMENT

STATEMENT DATE PAYMENT DUE DATE
02/02/2022 03/01/2022
RETURN SERVICE ONLY

AMOUNT DUE
PLEASE DO NOT SEND MAIL TO THIS ADDRESS LOAN NUMBER
PO Box 818060
5801 Postal Road 1400040067
Cleveland, OH 44181
PROPERTY ADDRESS $2,173.13
4083 CHAMPIONSHIP If payment is received on or
COURT after 03/17/2022, a $82.63
ANNANDALE, VA 22003 late fee will be charged.
QUESTIONS? WE’RE HERE TO HELP.
CUSTOMER SERVICE: 888-480-2432
BLEN S. HABTE Mon-Thu 7 a.m. to 8 p.m. (CT)
4083 CHAMPIONSHIP COURT Fri 7 a.m. to 7 p.m. (CT)
ANNANDALE, VA 22003 Sat 8 a.m. to 12 p.m. (CT)
www.mrcooper.com

ACCOUNT OVERVIEW
INTEREST BEARING INTEREST RATE
PRINCIPAL PRINCIPAL BALANCE
3.000%
$687.98
REGULAR INTEREST $385,884.90
MONTHLY PAYMENT $964.71 ESCROW BALANCE

$2,173.13 $2,170.30
The Principal Balance does not represent the payoff amount of your
account and is not to be used for payoff purposes.

PAST PAYMENTS BREAKDOWN

CATEGORY PAID SINCE PAID YEAR
01/05/2022 TO DATE
ESCROW PRINCIPAL $686.26 $1,370.81
TAXES
INTEREST $966.43 $1,934.57
& INSURANCE
ESCROW (TAXES & INSURANCE) $520.44 $1,040.88
$520.44
OPTIONAL INSURANCE $0.00 $0.00

EXPLANATION OF AMOUNT DUE FEES & CHARGES $0.00 $0.00

LENDER PAID EXPENSES $0.00 $0.00
REGULAR MONTHLY PAYMENT $2,173.13
TOTAL FEES & CHARGES $0.00 PARTIAL PAYMENT (UNAPPLIED) $0.00 $0.00
OVERDUE PAYMENT(S) $0.00
PARTIAL PAYMENT (UNAPPLIED) $0.00 TOTAL $2,173.13 $4,346.26
TOTAL AMOUNT DUE $2,173.13
TRIAL/WORKOUT PAYMENT AMOUNT $0.00

HERE’S SOME HELPFUL INFORMATION

If the COVID-19 Pandemic has impacted your ability to make your mortgage payment, visit our COVID-19 Resource Center at
mrcooper.com/forbearance. There’s a fast and easy online application if you decide this program is right for you. Please note that foreclosure
proceedings are temporarily on hold (exceptions may apply) due to investor and state foreclosure moratoriums. For delinquent loans, once
the moratoriums end, foreclosure proceedings may continue, unless there is a pending workout solution in place.
Be the first to receive discount alerts, offers and new products by signing up for Mr. Cooper’s text alerts. Simply, text JOIN to COOPER
(266737)
Your payment is made through our automatic payment plan. This statement is for informational purposes only.
Please note the overnight payment address has changed. Please see the back of the statement for the updated address.

TRANSACTION ACTIVITY (01/05/2022 to 02/02/2022)

DATE DESCRIPTION TOTAL PRINCIPAL INTEREST ESCROW OTHER
02/01/2022 Payment $2,173.13 $686.26 $966.43 $520.44
Mr. Cooper is a brand name for Nationstar Mortgage LLC. Nationstar Mortgage LLC is doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a registered
service mark of Nationstar Mortgage LLC. All rights reserved.
If you are a successor in interest (received the property from a relative through death, devise, or divorce, and you are not a borrower on the loan) that has not assumed, or
otherwise become obligated on the debt, this communication is for informational purposes only and is not an attempt to collect a debt from you personally.

This Area Intentionally Left Blank

This statement is for informational purpose only.
Our records reflect your loan is on our automatic draft process.
IMPORTANT PAYMENT INFORMATION
• It is important to use the remittance stub and envelope provided SERVICEMEMBERS CIVIL RELIEF ACT
since both contain computer encoding that will help ensure prompt The Servicemembers Civil Relief Act (SCRA) may offer protection or relief to members of the military
and accurate posting of payments. Always include your loan number who have been called to active duty. If you are a member of the military who has been called to active
on your check or money order. However, should you not receive your duty or received a Permanent Change of Station order and you have not already made us aware, please
statement, DO NOT DELAY PAYMENT. Simply write your loan forward a copy of your orders to us at:
number on your check or money order and mail to the payment address Mr. Cooper, Attn: Military Families, P.O. Box 619098, Dallas, TX 75261-9741, fax 855-856-0427 or
as provided in the Contact Information section below. email [email protected]. Be sure to include your loan number with the copy of the
• Do not send cash or correspondence as this could delay processing. orders. Please visit our website at www.mrcooper.com for complete details regarding Legal Rights and
Correspondence should be sent to the address provided in the Protections Under the SCRA.
Contact Information section below. LATE CHARGES AND OVERDRAFT FEES
• Please be advised that if your account is delinquent or if there are Payments received and posted after a grace period will be assessed a late charge. The late charge
fees and charges due, your account may not be paid ahead nor may rate and number of grace days are shown on your Note. Please allow adequate time for postal delays
principal reduction payments be applied. When Mr. Cooper receives as the receipt and posting date will govern the assessment of a late charge. Partial payments cannot
a remittance that is in excess of a payment amount, that excess is be applied. If a payment is credited to your account and subsequently dishonored by your bank,
applied to your account in accordance with a predetermined sequence: Mr. Cooper will reverse that payment and assess your loan account an insufficient funds fee of up to
1) Principal and Interest due; 2) Applicable Escrow amounts; 3) Fees $50.00, as permitted by applicable law. (This fee may vary by state.)
and other charges assessed to your account. Once this sequence has HOMEOWNER COUNSELING NOTICE
been satisfi ed, you may give specific instructions as to how you would If your loan is delinquent, you are entitled to receive homeownership counseling from an agency
like excess amounts to be applied to your account by noting your approved by the United States Department of Housing and Urban Development (HUD). A list of the
preference on the face of your remittance stub. HUD-approved, nonprofit homeownership counseling agencies may be downloaded from the Internet
• Any lump sum received that is not accompanied by a payoff quote at: https://apps.hud.gov/offices/hsg/sfh /hcc/hcs.cfm or by calling the HUD toll free number 1-800-569-
will be applied according to our standard payment application rules. 4287 (toll free TDD number 1-800-877-8339) to obtain a list of approved nonprofi t agencies serving your
This will not result in satisfaction and reconveyance/release unless residential area.
amount tendered satisfies all amounts due and owing on the account. NEW YORK STATE RESIDENTS
• A Schedule of Fee for Select Services may be found on our website at For those customers who reside in the state of New York, a borrower may fi le complaints about the Servicer
www.mrcooper.com. with the New York State Department of Financial Services or may obtain further information by calling
the Department’s Consumer Help Unit at 1-800-342-3736 or by visiting the Department’s website at
www.dfs.ny.gov. Mr. Cooper is registered with the New York Superintendent of Financial Services.
You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill
the terms of your credit obligations.
PAYMENT OPTIONS
AUTOPAY Allows you to have your payment automatically debited, each month, from the checking or savings account of your choice. Mr. Cooper does not charge a fee to activate this
service. Call 888-480-2432 for more information or visit our website at www.mrcooper.com.

ONLINE PAYMENT Allows you to sign in to your account anytime to make a payment. There is no charge for this service. Sign in to www.mrcooper.com.

AUTOMATED PHONE PAYMENT Is a pay-by-phone service provided through our automated phone system. There may be a fee of up to $14 for this service. Call 888-480-2432.

AGENT ASSISTED PAYMENT Is a pay by phone service provided by a customer service agent. Call 888-480-2432 and speak with an agent. There may be a fee of up to $19 for this service.

PAY BY MAIL Detach the coupon provided with this statement and mail it with your check or money order in the envelope provided. Please write your loan number on your payment
and allow adequate time for postal delays as the receipt and posting date will govern the assessment of late charges. Send payment via express or overnight mail to
Mr. Cooper, Attn: Payment Processing - 650783, 3000 Kellway Drive, Suite 120, Carrollton, TX 75006.

WIRE Allows you to send payoff/reinstatement funds via wire transfer. Visit our website www.mrcooper.com or refer to your payoff statement for wiring instructions.

MONEYGRAM EXPRESSPAYMENT Ensures same-day delivery of your payment to Mr. Cooper. Visit your local MoneyGram Agent. Call 1-800-926-9400 to locate the one nearest you.
Complete the ExpressPayment form, providing your name and Mr. Cooper loan number. The MoneyGram Receive Code is ***1678***. All ExpressPayment transactions require cash.
The agent will charge a fee for this service.

WESTERN UNION QUICKCOLLECT® Ensures same-day delivery of your payment to Mr. Cooper. Visit your local Western Union Agent. Call 1-800-325-6000 to locate the one nearest
you. Complete the QuickCollect form with your name and Mr. Cooper loan number, indicating:
Pay to: Mr. Cooper Code City: MRCOOPER State: TX
All QuickCollect transactions require cash. Western Union will charge a fee for this service.

NOTICE TO CUSTOMERS MAKING PAYMENTS BY CHECK

Authorization to Convert Your Check: If you send us a check to make your payment, your check may be converted into an electronic fund transfer. An electronic fund transfer is
the process in which your fi nancial institution transfers funds electronically from your account to our account. By sending your completed signed check to us, you authorize us to copy
your check and use the information from your check to make an electronic funds transfer from your account for the same amount as the check. If the electronic fund transfer cannot be
processed for technical reasons, you authorize us to process the copy of your check.
Insufficient Funds: The electronic fund transfer from your account will usually occur within 24 hours of our receipt of your check. If the electronic fund transfer cannot be completed
because of insufficient funds, you may be assessed an NSF fee in connection with the attempted transaction.
Transaction Information: The electronic fund transfer from your account will be on the account statement you receive from your fi nancial institution. You will not receive your
original check back from your financial institution. For security reasons, your original check will be destroyed, but we will keep a secured copy of the check for record keeping purposes.
Your Rights: You should contact your fi nancial institution immediately if you believe that the electronic fund transfer reported on your statement was not properly authorized or is
otherwise incorrect. Consumers have protections under the Electronic Fund Transfer Act for any unauthorized or incorrect electronic fund transfer.

CONTACT INFORMATION
CUSTOMER SERVICE: 888-480-2432, Monday through Thursday 7 a.m. to 8 p.m. (CT), Friday 7 a.m. to 7 p.m. (CT), a nd Saturday 8 a.m. to 12 p.m. (CT)
[Calls may be monitored and/or recorded for quality assurance purposes].
24-HOUR AUTOMATED ACCOUNT INFORMATION: Sign in to www.mrcooper.com OR call 888-480-2432.
MAILING ADDRESSES: For Mr. Cooper are listed below. Please carefully select the address suited to your needs and remember, sending payments to any address other than the one
specifically identified for payments will result in delays and may result in additional fees being assessed to your account.
PAYMENTS: NOTICE OF ERROR/ OVERNIGHT DELIVERY INSURANCE RENEWALS/ TAX NOTICES/ BANKRUPTCY NOTICES/
INFORMATION CORRESPONDENCE: BILLS: BILLS: PAYMENTS:
REQUEST/QWR*:
PO Box 60516 PO Box 619098 Lake Vista 4 PO Box 7729 PO Box 9225 PO Box 619094
City of Industry, CA Dallas, TX 75261-9741 800 State Highway 121 Bypass Springfield, OH 45501-7729 Coppell, TX 75019 Dallas, TX 75261-9741
91716-0516 Lewisville, TX 75067 Fax (800) 687-4729 Fax (817) 826-1861
*PURSUANT TO RESPA, A “QUALIFIED WRITTEN REQUEST” (QWR) REGARDING THE SERVICING OF YOUR LOAN, A NOTICE ASSERTING THAT
AN ERROR OCCURRED WITH RESPECT TO YOUR LOAN OR A NOTICE REQUESTING INFORMATION WITH RESPECT TO YOUR LOAN MUST
BE SENT TO THIS ADDRESS: Mr. Cooper PO Box 619098, Dallas, TX 75261-9741, Attn: Customer Relations Offi cer. A “qualified written request” must comply
with the requirements of RESPA, as follows: Qualified written request; defi ned. A qualified written request means a written correspondence (other than notice on a
payment coupon or other payment medium supplied by the servicer) that includes, or otherwise enables the servicer to identify, the name and account of the borrower,
and includes a statement of the reasons that the borrower believes the account is in error, if applicable, or that provides sufficient detail to the servicer regarding information
relating to the servicing of the loan sought by the borrower. A QWR, notice of error or request for information is not timely if it is delivered to a servicer more than 1-year
after either the date of transfer of servicing or the date that the mortgage loan is discharged, whichever date is applicable.
Mr. Cooper, its affi liates, successors or its assigns or their officers, directors, agents, or employees, are neither liable nor responsible for, or make any representation
regarding the products or services offered on any enclosed inserts.

CHANGE OF ADDRESS OR TELEPHONE NUMBER

CHECK THE APPROPRIATE BOX: MAILING ADDRESS TELEPHONE NUMBER LOAN #:

Borrower’s Name: Co-Borrower’s Name:

Borrower’s New Address: Co-Borrower’s New Address:

Authorized Borrower’s Number(s): Authorized Co-Borrower’s Number(s):

Home: ( ) Mobile: Yes No Home: ( ) Mobile: Yes No
Work: ( ) Ext: Mobile: Yes No Work: ( ) Ext: Mobile: Yes No
Other: ( ) Mobile: Yes No Other: ( ) Mobile: Yes No

Signature Required: Signature Required:

I consent to being contacted by Mr. Cooper at any telephone number I have provided. This includes, but is not limited to, calls from your dialing system to my cellular or mobile telephone.
 Turn Your Equity into Cash
While Rates Are Low.
Call 855‐781‐7996
Call <<CallIn800Number>>
Reserva on ID:
Reservation ID: 319832778220125
<<ReservationID>>

Blen, Imagine Ge ng a Check

<<Borrower1First>>,
for $81,253.00* Imagine Getting a Check
for <<Benefit1>>*
Make 2022 the year you take a big step toward your goals. We’re here to help.

With today’s low rates, now could be a great time

me to turn some of your home equity into
cash. According
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<<Benefit1>>. That’s cash you can use to…

• Get a home improvement project off the ground

• Pay off credit card debt**
• Invest in your future

Best of all, we’ve made the refinancing process easier than ever. Now you can
conveniently upload documents with your phone, sign documents digitally, and get
step-by-step guidance with our award-winning Digital Loan Tracker.

Call now to talk to a Mr. Cooper Mortgage Professional and see if a cash-out refinance
is right for you!

Sincerely,
Your Home Loan Team at Mr. Cooper We Text.
You Save.
Call Now Text JOIN
to COOPER

to Turn Your Equity into Cash

(266737)

<CallIn800Number>
855‐781‐7996
4 msgs/mo. Message and data rates may apply.

Hours of Operation: Mon-Thur 7 am to 9 pm CT / Friday 7 am to 7 pm CT / Saturday 8 am to 5 pm CT

*Available cash or cash-out amount is an estimate of the equity you may be able to withdraw. It is based on estimates of (1) the current value of your property, and (2) of the current
amount owed on your property. For most conventional and FHA loan products, it assumes you can withdraw up to 80% of the equity. For VA loans, it assumes you can withdraw up to 90%
of the equity. If you do not occupy the property, it assumes you can withdraw between 70-75% of the equity, depending on the number of units in the property.
**Debt consolidation refinances increase mortgage debt, reduce equity, and extend the term on shorter-term debt and secure it with your property. The relative benefits received from debt
consolidation will vary. A debt consolidation loan may increase the total number and amount of monthly payments and the total amount paid over the term of the loan. To enjoy the benefits of
a debt consolidation loan, borrowers should not carry new credit card or high interest rate debt.

A cash-out refinance increases your mortgage debt and reduces equity. It may increase the total number and amount of monthly payments, total finance charges, and/or the total amount paid
on the mortgage.

By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.

This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other mortgage offer. Advertised
offer is subject to change. If a personal code is present on the advertised offer, you must provide such code to claim the offer. We may gather information about you including, but not
limited to, credit bureau information, information for verification of income, information for appraisal and verification of property being used for collateral. We also verify your identity.
Income, assets, and debt must meet eligibility requirements as established by Government and/or Lender guidelines.

Nationstar Mortgage LLC d/b/a Mr. Cooper, 8950 Cypress Waters Boulevard, Dallas, TX 75019, (888) 480-2432, NMLS Unique Identifier #2119 (www.nmlsconsumeraccess.
org). Alabama Consumer Credit License #MC21042. Nationstar Mortgage LLC d/b/a Mr. Cooper, Arizona Mortgage Banker License #BK-0924815. In California, licensed by
the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Colorado, regulated by the Division of Real Estate. To check the
license status of your mortgage loan originator, visit https://apps.colorado.gov/dre/licensing/lookup/licenselookup.aspx Georgia Residential Mortgage Licensee, #11585. Nationstar
Mortgage LLC d/b/a Mr. Cooper, Illinois Residential Mortgage Licensee, #MB.0004414 – Department of Financial and Professional Regulation, 100 W. Randolph Street, 9th Floor,
Chicago, IL 60601, 1-844-768-1713. Kansas Licensed Mortgage Company, License #MC.0025321. Nationstar Mortgage LLC d/b/a Mr. Cooper, Massachusetts Mortgage Lender
License, #ML2119. Minnesota: This statement is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. §
47.206(3), (4). Mississippi Licensed Mortgage Lender. In Missouri, 111 West Port Avenue, 6th Floor, Office 667, St. Louis, MO 63146. Nationstar Mortgage LLC d/b/a Mr. Cooper,
Nevada Mortgage Company License #575, Nevada Division of Mortgage Lending 1830 College Pkwy, Suite 100 Carson City, NV 89706 (775)684-7060. Licensed by the New
Hampshire Banking Department. Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Ohio Residential
Mortgage Lending Act Certificate of Registration, License #RM.850005.000. Oregon Mortgage Banker License, #ML-1175. Licensed by the Pennsylvania Department of
Banking, License #21248. Rhode Island Licensed Lender, Rhode Island Licensed Loan Broker and Rhode Island Debt Collector Registration. Virginia: Nationstar Mortgage
LLC d/b/a Mr. Cooper, Licensed by the Virginia State Corporation Commission, MC-2075. Washington Consumer Loan Company License CL-2119. This advertisement should
not be construed as an offer to make, arrange, or negotiate a mortgage loan transaction in a state in which Nationstar Mortgage LLC d/b/a Mr. Cooper is not licensed or
authorized to transact business. Products and services are not available to residents of any such state. See www.mrcooper.com/legal for additional licensing information.
NMLS#2119
©2022 Nationstar Mortgage LLC. Mr. Cooper is a registered service mark of Nationstar Mortgage LLC.
RTNSTM130-252