Your Commercial Card Statement

Contact tel 03456 076 434

From Overseas tel 44 1226 260 050

Lost and Stolen Cards03456 007 010 (24 Hrs)

From Overseas tel 44 1442 422 929 (24 Hrs)
MR IMRAN MUNIR
Narmi Limited Text Phone 18001 03457 125 563
19 Thorpe Road used by deaf or speech im paired custom ers
London
E17 4LA www.hsbc.co.uk

Sheet number 1 of 3

QB5
 Your Commercial Card Statement
NOT TO BE ACCEPTED AS PERSONAL IDENTIFICATION
Contact tel 03456 076 434
From Overseas tel 44 1226 260 050
MR IMRAN MUNIR
Narmi Limited Lost and Stolen Cards03456 007 010 (24 Hrs)
19 Thorpe Road From Overseas tel 44 1442 422 929 (24 Hrs)
London
E17 4LA
Text Phone 18001 03457 125 563
used by deaf or speech im paired custom ers
www.hsbc.co.uk

Account Summary
Opening Balance 300.10
Debits 243.10
Credits 300.10
New Balance 243.10
Your Credit Lim it £ 5,000.00

Statement Date 07 August 2019 Account number Sheet number 2 of 3

4864 8310 1508 7864

Narmi Limited
Your Transaction Details
Received By Us Transaction Date Details Amount

15 Jul 19 15 Jul 19 DIRECT DEBIT PAYMENT - THANK YOU 300.10CR

Summary Of Employee Details

Cardholder Name Card Number Cardholder Limit Balance

Imran Munir 4864 8311 5555 6694 5,000.00 243.10

Summary Of Interest On This Statement

Interest on Standard Balance (Purchases) at 1.238 % per month 0.00

NO INTEREST CHARGED ON THIS STATEM ENT
Estimated interest - next month 4.84

M inimum payments
If you m ake only the m inim um paym ent each m onth, it w ill
take you longer and cost you m ore to clear your balance.

Payment Summary
Am ount you ow e at the date of this statem ent £243.10
M onthly m inim um paym ent £5.00

By paying the full am ount you ow e at the date of this statem ent, no interest w ill be charged on your next statem ent.
Your nom inated bank account w ill be debited w ith the full balance due on the paym ent due date 14 Aug or soon after
(7 days after this statem ent date).
 Your Commercial Card Statement
NOT TO BE ACCEPTED AS PERSONAL IDENTIFICATION
Contact tel 03456 076 434
From Overseas tel 44 1226 260 050
Mr Imran Munir
19 Thorpe Road Lost and Stolen Cards03456 007 010 (24 Hrs)
London From Overseas tel 44 1442 422 929 (24 Hrs)
E17 4LA
Text Phone 18001 03457 125 563
used by deaf or speech im paired custom ers
www.hsbc.co.uk

Account Summary
Opening Balance 0.00
Debits 243.10
Credits 0.00
New Balance 243.10
Your Credit Lim it £ 5,000.00

Statement Date 07 August 2019 Card number

4864 8311 5555 6694

Additional Cardholder Card number

Mr Imran Munir 4864 8311 5232 0680
Your Transaction Details
Received By Us Transaction Date Details Amount

01 Aug 19 31 Jul 19 LONDON OVERGROUND SST WOOD STREET 50.50

05 Aug 19 03 Aug 19 CO-OP GROUP PETROL PETROL FOREST 46.60
11 Jul 19 10 Jul 19 LONDON OVERGROUND SST WOOD STREET 50.50
15 Jul 19 13 Jul 19 WALTHAMSTOW LONDON E4 45.00
18 Jul 19 17 Jul 19 LONDON OVERGROUND SST WOOD STREET 50.50

Sheet number 3 of 3
 Summary Box The information below includes a summary of some of your HSBC Commercial Card Agreement Terms. Please refer to those Terms for full details.

Interest free Up to 56 days (38 days if you pay in full each month by direct How your interest is charged
period debit) for Purchases and Cash Advances if you pay your whole Interest wil be charged on the daily outstanding balance and will be calculated
balance, in full within 25 days of the statement date. from the received by us date at the applicable simple rate until the balance
outstanding has been repaid in full. Interest will be added to the Account monthly
Interest charging Interest will be calculated from the date transactions are applied on your statement date. Interest payments, therefore, increase the longer the
on your account at the applicable simple rate until the balance payment is delayed (even before the monthly payment due date). However, we
outstanding has been repaid in full. (unless the interest free
period applies). will not charge interest if your statement balance in paid off in full within 25 days of
the statement date.
Allocation of If the amount you pay in a month is less than the full amount you
payments owe, we will apply the amount you pay in the following order: Estimated interest
(a) any unpaid arrears or amounts over the credit limit; The figure shown on the front of your statement is an indication of the interest
(b) the amount you owe us and shown in your statement; you will be charged on your next statement, if you pay the minimum amount due
(c) any transactions, interest or charges not yet included in a and this reached us by the due date. Please note the interest charged will differ
statement. from the figure shown if a change is made to your statement date or interest rate
We will apply your payment first to amounts on your account (except for the expiry of a promotional rate), if new transactions are made or fees
which we charge at the highest interest rate followed by are incurred.
amounts we charged at lower rates. In each case, interest and Dispute resolution
charges are paid off first. If some amounts are charged at the
same interest rate, we will apply your payment to the oldest If you have a problem with your agreement, please try to resolve it with us in
amounts first. the first instance. If you are not happy with the way in which we handled
your complaint or the result, you may be able to complain to the Financial
Minimum The sum of:
P monthly
repayment
(a) the interest for the period from the last statement;
(b) any fees and charges;
Ombudsman Service. For further information on the scope of the Financial
Ombudsman Service please refer to www.financial-ombudsman.org.uk
(c) 1.5% of the full amount you owe us as shown on your Security and fraud protection

x monthly statement.rounded to the nearest pound above

Minimum £5 or your statement balance if it is lower.
We will never ask you for your Security details in full. If you are asked for this
information either verbally, in writing or via email, you should refuse and let us
know immediately. If you use your Card online, registering for Verified by Visa
Fees £32 per card annually
orMasterCard SecureCode will make your payments more secure. For more
x Charges Cash Fee – 2.99% handling fee, minimum £3 (includes cash
withdrawals, bill payments and purchases of foreign currency
information visit: www.hsbc.co.uk/carduse
If your Card or Card details are obtained and used without your consent you
and travellers cheques). will not be liable for any resulting fraudulent transactions. You must take all

x Foreign usage All transactions will be converted to sterling at the Visa rate
applying on the day we receive the transaction.
reasonable steps to safeguard your Card and Card details. Report lost or stolen
cards immediately. Changing your PIN you can change your PIN at any time
Visa rates can be found at using one of our ATMs.
www.visaeurope.com/en/cardholders/exchange_rates.aspx
x 2.99% of the transaction in sterling (minimum charge for cash
or cash payment £3.00). These charges are in addition to other
Check your statement regularly
Please retain all sales vouchers, including printed receipts from electronic
charges (for example a cash transaction in Euro terminals, to check against your statement. You should also keep a record of
will have two charges). all purchases made by post or telephone. If there is a transaction you do not
recognise, please call us on 08456 076 434*.
Default charges • Late Payment £12

How and when businesses can make payments

All Payments Interest Calculations and available Credit
Additional payments Commercial Card - Payments can be made to your individual Card Number at any In normal circumstances payments made will be credited
time in order to increase your available credit. Quote Sort code 40-42-46, Account to an account within 2 hours. All payments are credited the
number 49005315 and your 16 digit Card Number. Company Account Number - same working day.
Additional payments can be made to the Company. Account Number to reduce the
amount of interest charged on your next statement. Quote Sort code 40-42-46,
Account number 49005315 and your 16 digit Company Account Number.
Internet payments To register for Internet and telephone banking you will require a security number.
To set one up, simply visit www.hsbc.co.uk/business or call us on 08456 076 434.
Phone payments Call us on 08456 076 434
Textphone – 08457 125 563 for customers with hearing or speech impairments.
Note that you must pay the minimum or full balance repayment 7 days after the statement date. If you opt for the flexibility of partial payment additional
payments can also be made between the direct debit date
and 18 days after before interest is calculated and applied.
Faster payments Making a payment from a bank or building society that supports Faster Payments the This transaction will not appear on your Business Internet
company account available credit will be updated within 2 working hours (in normal Banking until the next working day.
circumstances).
Direct Debit A minimum balance or full balance direct debit must be set up to make payments Payments credited the same working day.
to your Commercial Card. If you want to change the type of direct debit you have,
please call 08456 076 434*.
You can make a payment from your own bank via the internet or over the telephone
you need to quote the following beneficiary details. Sort Code 40 42 46, Account
number 49005315 and ensure that your 16 digit company account number or
individual Commercial card number is quoted in full on the reverse.
Post payments Please make cheques payable to HSBC Bank plc, remembering to write your Please allow seven working days from the date of posting for
16 digit company account number or individual Commercial card number is quoted your payment to be credited to your card account. The payment
on the reverse. Send your cheque and completed bank giro slip to HSBC Bank plc, will be credited to your account no later than three working
PO Box 728, Camberley GU15 3WU using the envelope provided. days after receipt.
Do not send cash or post dated cheques.
Paying at any HSBC You can make payments at any of our branches by using your HSBC Bank card to Payments that are made entirely in cash at any of our
branches or other
Pantone 423U

deposit cash or cheques into our Paying-in machines. branches or an HSBC Bank cheque paid in at your HSBC
UK banks If you wish to make a payment but do not have the giro slip supplied, please call Bank account holding branch, will be credited for interest
in at one of our branches, or call us on 08456 076 434*. calculations the same working day.
For cheques paid in at other HSBC Bank branches or at
other banks in the UK, please allow four working days for
your payment to be credited.
How to contact HSBC Bank plc
Log on at: www.hsbc.co.uk or call Customer Services: 08457 606060. (Textphone 0800 028 3516) or from overseas +44 1792 496 941. *Lines open 8am – 10pm 7 days a
week (Except Christmas Day, Boxing Day and New Years Day). To ensure that we carry out your instructions accurately, to help us to continually improve our service and in the
interests of security, we may monitor and/or record your communications with us.
Lost and Stolen 08456 007 010 or from overseas +44 1442 422 929. Lines open 24 hours a day, 7 days a week.
If you are finding it difficult to make your minimum payment, please don’t hesitate to contact us to discuss.