NetReveal®

Anti-money Laundering
Compliance Solutions
Reduce risk by combining advanced analytics, machine
learning and human intelligence to minimise false
positives, improve operational efficiency and defend
against financial crime

Digital
Intelligence
Financial Crime
Affects Us All
Financial crime affects more people than any other form
of crime. To lead the fight against money laundering, Lead the fight against
money laundering,
terrorist financing, human trafficking and other organised
criminal activities, global regulators are looking to
financial institutions to take control.
The task is a challenging one, compliance legislation terrorist financing,
is increasingly more complex. An evolving sanctions
regime, adherence to ultimate beneficial ownership human trafficking
and other organised
(UBO) directives, and new data privacy regulations make
anti-money laundering (AML), customer due diligence,
and sanctions compliance a monumental and expensive
challenge for financial institutions worldwide. criminal activities.

What regulators want

In order to uncover, detect and prevent financial crime, there is an increasing regulatory push around the world for financial
institutions to incorporate advanced technologies that:

• Provides a holistic view of risk across the compliance suite

• Automates outdated manual processes
• Addresses the extraordinarily high volume of alerts and false positives compliance teams face daily.
• Helps financial crime investigators and analysts work smarter and faster to identify and report fraudulent patterns.

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Compliance solutions that
reduce your risk
Combining advanced analytics, machine learning and human
intelligence to reduce false positives, improve operational
efficiency and defend against financial crime

NetReveal® Banking Compliance Solutions

The banking compliance solutions from BAE Systems efficiently address and go beyond core regulatory requirements for detecting
financial crime for Anti-Money Laundering (AML), Know Your Customer (KYC) and Watchlist Management (WLM).

Our solutions can be used individually or collectively and deliver a complete, effective and efficient approach for financial institutions
to combat money laundering, terrorist financing, sanctions violations and many other regulatory requirements for detection
and monitoring.

30% 200+ 30-40%

Minimum Financial Faster Profiling

Reduction Institutions and Detection
Intelligent post-processing (including Trusted by more than 200 centralised 360 degree customer
machine learning) reduces false financial institutions view consolidates alerts,
positive alerts by at least 30% evidence and metrics

Efficiency and effectiveness is built-in with advanced analytics capabilities that include machine learning techniques to deliver faster
operational performance metrics and hone in on truly suspicious activity rather than more false positives. Robotic process automation
(RPA) is integral and automates routine tasks enabling investigators to focus more on the high value strategic investigative work they
are skilled to do.

baesystems.com/digital 3 // 12
 Leading Anti-Money Laundering
BAE Systems recognised in ForresterTM
Wave Anti-money Laundering Report,
Q3 2019
Leading Anti-Money Laundering and RPA
BAE Systems recognised as a “Leading
Provider” of Anti-Money Laundering and
Robotic Process Automation solutions by
Aite Novarica Group

Leading Customer Due Dilligence

Celent recognises BAE Systems in the
Solutions for Know Your Customer:
2020 Edition report

Leading Watchlist Management

BAE Systems recognised as leading
vendor in Aite Novarica report, Global
Watchlist Vendors: An Evolving Landscape
Major Player in AML
BAE Systems positioned as a
“Major Player” in IDC Financial Insight’s
AML - IDC MarketScape
Worldwide Anti–Money Laundering & Know-Your-Customer Solutions
in Financial Services

Major Player in KYC

BAE Systems positioned as a
“Major Player” in IDC Financial Insight’s
KYC solutions publication
IDC MarketScape: Worldwide Anti–Money Laundering & Know-Your-
Customer Solutions in Financial Services

4 // 12 NetReveal Anti-money Laundering Compliance Solutions

Anti-money laundering compliance - simplified

Unified Case Management

Command and Control Dashboards and KPIs

Onboarding Ongoing Investigation

and data detection and
collection and prevention response

Risk • Composite • Entity-centric scoring • Enterprise

risk score • Score transactions and Investigation
• Entity, network entities to build 360o Manager alert
and list match view of customer and case
scores management
Fraud
• Social network analysis • Aggregate,
• Score complete triage and
networks of data process alerts
and cases
Compliance efficiently
• Watchlist management
• Disclosure
• Scan and re-scan Management
customers and
transactions

Real time
or batch

Bank Analytics & Modeling

3rd party • Configure & tune models and rules Outcome
Systems Data risk, fraud
Customers
• BAE Systems Managed Analytic Service capture
Applications or
Transactions
Employees
compliance Financial
Online data engines Intelligence Unit
3rd Party Data

baesystems.com/digital 5 // 12
Multi-layered transaction monitoring
For too long, the answer to more regulation has been to hire more employees and deploy more technology at a relentless pace. It’s
not sustainable. Radical improvements in effectiveness and efficiency are the first step.

Evolving compliance into an intelligence-led approach by combining human intelligence with new technologies will drive efficiency,
prevent more crime and nurture business growth. Manage your risk, cost and compliance with effective anti-money laundering
solutions from BAE Systems.

AML Transaction Monitoring

NetReveal AML Transaction Monitoring uses advanced detection analytics with a 360-degree customer view
to quickly identify suspicious activity. Managing all aspects of money laundering alerting and investigation,
it employs an investigator-centric interface that helps financial institutions spot signs of suspicious activity
faster, minimise reputational and regulatory exposure, and more effectively streamline investigations.
It provides a global view of financial crime and offers flexibility to monitor and quickly update an
organisation’s AML detection strategies as criminal typologies change, employing a “white-box” detection
engine that can be easily explained to regulators.

AML Optimisation
NetReveal AML Optimisation is a packaged, user-friendly solution to improve the efficacy of an AML
transaction monitoring rules and detection program. This sophisticated analytical solution visualises and
compares performance enabling users to identify under performing parameters, test changes and promote
them to production - without the need for lengthy and expensive consulting engagements. Machine
learning algorithms can also be scheduled to review detection results of rule-based monitoring systems and
propose the optimal parameters that make up those rules.

Advanced Analytics Platform

The NetReveal Advanced Analytics Platform (AAP) is a full analytics ecosystem that empowers citizen
data scientists to create, validate, and test sophisticated detection methods and processes to reduce false
positives and false negatives in anti-money laundering and counter-fraud applications. AAP provides an
extra layer of defence against financial crime on top of human or machine-tuned rules.

AAP is available as part of a wider NetReveal deployment or as a consultancy engagement to augment an

existing third-party solution.

NetReveal Banking Compliance solutions are available for on-premise,

hosted or as cloud deployments.

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Customer identification
Customer Due Diligence (CDD)/ Know Your Customer (KYC)
The NetReveal CDD/KYC solution provides a dynamic and intelligence-led approach to Customer
Due Diligence and Know Your Customer requirements from initial onboarding and monitoring to
Enhanced Due Diligence (EDD) – all while adhering to regulatory directives, such as new Ultimate
Beneficial Ownership (UBO) regulations. The solution performs real-time customer onboarding and
perpetual risk assessment, along with consolidation of customer information from disparate systems
during verification – all leading to greater resource allocation and faster onboarding decisions.

Watchlist management
Sanctions and PEP Screening
The NetReveal Sanctions and PEP Screening solution helps financial institutions identify high-risk
individuals and entities from internal, domestic and international watchlists, negative news lists or
Politically Exposed Persons (PEP) lists with fewer false positive alerts. It identifies sanctioned entities,
PEPs and high-risk individuals on watchlists and allows FI’s to rapidly screen, detect and track
beneficial owners and their linkages in real-time – all while delivering accurate and productive alerts.

Transaction Filtering
The NetReveal Transaction Filtering solution screens transactions to entities found on internal and
external watchlists with the fewest amount of false positive alerts. It helps financial institutions meet
requirements of screening payments in a variety of formats being sent to entities that are on internal
and external watchlists. In addition, advanced algorithms and market-proven procedures reduce false
positives and a full audit trail is provided to document the decisions taken.

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Regulatory reporting

FinCEN CTR and FinCEN SAR

As part of our NetReveal offering designed to satisfy
regulatory reporting, our solution provides the U.S.
Financial Crimes Enforcement Network (FinCEN) SAR
(Suspicious Activity Reporting) and FinCEN CTR (Currency
Transaction Report) as out of the box reports. Both
simplify and automate the regulatory reporting workflow,
helping financial institutions stay on top of their regulatory
disclosure obligations. These two reports provide the basis
for our regulatory reporting framework in support of other
formats in different global geographies, such as FinTRAC,
AUSTRAC, NCA and more.

Data privacy protection

NetReveal Compliance and Fraud products include our complementary
solution that helps financial institutions comply with region specific data
privacy requirements such as GDPR for the European Union and the California
Consumer Privacy Act (CCPA) for North American organisations.

NetReveal Data Privacy Agent

• Provides out of the box purge functionality to remove
outdated data

• Includes important Right to be Forgotten

privacy options

• Gives financial institutions a quick and cost effective

method to comply with data privacy regulation
compared to building custom database scripts or
performing time-consuming manual name removal.

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 NetReveal ®

Leverage our 20+ years of AML expertise

The NetReveal Banking Compliance suite is continuously developed
and enhanced with regular feedback from customers and regulators
alike. Together, these solutions are more than the sum of their
parts, enabling institutions to leverage critical data and insights
across business lines and borders, creating a more comprehensive,
coordinated AML and compliance program.

Stay ahead of the regulatory curve

We are continually investing in both formal legal review of
regulations and core analytics capabilities to achieve effective
and efficient detection. By actively engaging with regulators
and monitoring regulatory guidance and standards around the
world, we help our customers stay in step with local, national and
international regulatory standards.

Reduce costs and increase effectiveness

NetReveal provides a more efficient, effective approach to achieving
compliance. By enabling more accurate detection of suspicious
activity and actors, and streamlining issue resolution and regulatory
reporting, institutions can reduce the time and cost of investigations
without sacrificing coverage.

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 We give financial institutions the
ability to balance effectiveness
with efficiency by
minimising false positives

10 // 12 NetReveal Anti-money Laundering Compliance Solutions

 Digital
Intelligence

We are global leaders in counter fraud

and financial crime management solutions

Our mission:
Protecting financial institutions and the global financial services network
from financial crime and cyber threats through leading edge technologies
and services.

Unrivalled knowledge:
We have a deep knowledge of the threat landscape and help financial
institutions mitigate risk.

Engineering heritage:
We have problem-solving in our DNA and we have a reputation for taking
on the most complex challenges.

A mission to protect and enable

We help financial institutions play their role in foiling the criminal economy,
while also embracing digital transformation.

Trusted brand
We are a name you can trust. When nations have partnered with us for
decades, you know you are in safe hands.

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We are Digital Intelligence
As part of BAE Systems, Digital Intelligence has a deep knowledge in protecting and
enabling large and complex organisations in the face of today’s digital threats.

With our track record for being the trusted partner of governments, we’re uniquely able
to help financial services institutions counter economic crime and fraud.

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