Revision of Au Small Finance Bank Credit Card Usage Terms Condition - 1st - March - 2024
Revision of Au Small Finance Bank Credit Card Usage Terms Condition - 1st - March - 2024
Revision of Au Small Finance Bank Credit Card Usage Terms Condition - 1st - March - 2024
Below changes will be applicable on your AU Credit Card with effect from 1st April’24
2. Revision of Late Payment Charges (LPC): Below mentioned Late Payment Charges will be applicable
starting 1st April’2024 on all AU Credit Cards.
3. Revision of Payment Return Charges: AU Credit Cardholders will be charged 2% of Total Amount Due
or Minimum of Rs. 500 whichever is higher on return/failure of Credit Card outstanding payment using
any of these mode of payments ‘Cheque, ECS/NACH, Autopay’.
4. Revision of Cash Withdrawal Charges: On withdrawing cash using AU Credit Card, cardholders will be
charged 2.5% of the Cash withdrawal amount or Rs. 500, whichever is higher. Zenith+ Credit
Cardholders will not be charged Cash Withdrawal Charges.
5. Xpress Loan Processing Fees: AU Credit Cardholders will be charged 2% processing fees of Loan
Amount.
Rent 6513
8211, 8220, 8241, 8244, 8249, 8299, 9211, 9222, 9223, 9311,
Education & Government
9399, 9402, 9405, 9950
Illustration: Cardholder will earn 1 RP per Rs. 100 spent & for a transaction amount of Rs. 5,000 he/she
will earn 50 RPs. If transaction amount is Rs. 10,000 or above, cardholder will earn a maximum of 100
RPs per transaction.
8. Revision of AU Zenith Credit Card feature/benefits: Below mentioned changes will be applicable
starting from 1st April’2024 for all AU Zenith Credit Cardholders.
a. Zenith Cardholders can avail 8 complimentary Domestic Airport Lounge access (within India)
using his/her Visa Credit card (maximum of 2 complimentary visits per calendar quarter).
b. Cardholders will earn 1 Reward Point per Rs. 100 on Insurance spends. Insurance Merchant
Category Codes/MCCs are (5960, 6300).
c. Cardholders will earn a maximum of 5,000 Reward Points on Dining spends per statement
cycle. Dining Merchant category codes/MCCs are (5811, 5812, 5813, 5814).
d. Cardholders will earn a maximum of 25,000 Reward Points in a statement cycle.
Please note: Merchant categories (MCC codes) are decided/provided by VISA/Rupay network provider.
For queries,
Warm regards,