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    Statement of Account From 26-06-2022 To 11-03-2024: Deepti Reddy 8XXXXX9257 1115344926

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    deeptib173
    The document is a statement of account for customer Deepti Reddy with customer ID 1115344926. It outlines details of a ₹11,777 cash loan taken on June 26, 2022 at 30% annual interest over 3 months. The statement shows loan disbursements, scheduled EMI payments due on the 5th of each month, late payment charges incurred, and an overdue balance of ₹10,794 as of January 31, 2024. It provides important points about repayment options and late payment fees.

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    Statement of Account From 26-06-2022 To 11-03-2024: Deepti Reddy 8XXXXX9257 1115344926

    Uploaded by

    deeptib173
    22 views2 pages
    The document is a statement of account for customer Deepti Reddy with customer ID 1115344926. It outlines details of a ₹11,777 cash loan taken on June 26, 2022 at 30% annual interest over 3 months. The statement shows loan disbursements, scheduled EMI payments due on the 5th of each month, late payment charges incurred, and an overdue balance of ₹10,794 as of January 31, 2024. It provides important points about repayment options and late payment fees.

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    The document is a statement of account for customer Deepti Reddy with customer ID 1115344926. It outlines details of a ₹11,777 cash loan taken on June 26, 2022 at 30% annual interest over 3 months. The statement shows loan disbursements, scheduled EMI payments due on the 5th of each month, late payment charges incurred, and an overdue balance of ₹10,794 as of January 31, 2024. It provides important points about repayment options and late payment fees.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    22 views2 pages

    Statement of Account From 26-06-2022 To 11-03-2024: Deepti Reddy 8XXXXX9257 1115344926

    Uploaded by

    deeptib173
    The document is a statement of account for customer Deepti Reddy with customer ID 1115344926. It outlines details of a ₹11,777 cash loan taken on June 26, 2022 at 30% annual interest over 3 months. The statement shows loan disbursements, scheduled EMI payments due on the 5th of each month, late payment charges incurred, and an overdue balance of ₹10,794 as of January 31, 2024. It provides important points about repayment options and late payment fees.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    Customer Name: Deepti Reddy Phone: 8XXXXX9257

    Customer ID: 1115344926 Email Id: [email protected]

    Statement of Account from 26-06-2022 to 11-03-2024

    Loan Id LAI1003437953 Amount Financed ₹11,777

    Product Cash loan EMI Amount ₹4,124

    Lender Piramal Capital & Housing Finance Tenure 3 months


    Limited

    Disbursement Date 26-06-22 Frequency of EMI Monthly

    EMI Start Date 05-08-22 Principal Outstanding ₹4,022

    EMI End Date 05-10-22 Loan Status Active

    Interest Rate 30.0% p.a Overdue Amount ₹10,794

    Date Particulars Amount Balance

    26-06-2022 Cash loan amount ₹11,777 Cr ₹11,777 Cr

    26-06-2022 Stamp duty charged ₹100 Dr ₹11,677 Cr

    26-06-2022 Processing fees charged ₹499 Dr ₹11,178 Cr

    26-06-2022 GST on Processing fees ₹90 Dr ₹11,088 Cr

    26-06-2022 Broken Period Interest: 26 Jun 22 to 05 Jul 22 ₹89 Dr ₹10,999 Cr

    26-06-2022 Amount transferred to Axis Bank, India A/c No. XX70651 ₹10,999 Dr ₹0 Dr

    05-08-2022 EMI 1 Due ₹4,124 Dr ₹4,124 Dr

    05-08-2022 Payment received: Smart Repay ₹4,124 Cr ₹0 Dr

    05-09-2022 EMI 2 Due ₹4,124 Dr ₹4,124 Dr

    09-09-2022 Late payment charges- Due ₹500 Dr ₹4,624 Dr

    09-09-2022 GST on late payment charges- Due ₹90 Dr ₹4,714 Dr

    05-10-2022 EMI 3 Due ₹4,123 Dr ₹8,837 Dr

    07-10-2022 Late payment charges- Due ₹500 Dr ₹9,337 Dr

    07-10-2022 GST on late payment charges- Due ₹90 Dr ₹9,427 Dr

    05-11-2022 Late payment charges- Due ₹500 Dr ₹9,927 Dr

    05-11-2022 GST on late payment charges- Due ₹90 Dr ₹10,017 Dr

    28-11-2022 NACH bounce charges - Due ₹500 Dr ₹10,517 Dr

    05-12-2022 Late payment charges- Due ₹500 Dr ₹11,017 Dr


    Date Particulars Amount Balance

    05-12-2022 GST on late payment charges- Due ₹90 Dr ₹11,107 Dr

    06-12-2022 NACH bounce charges - Due ₹500 Dr ₹11,607 Dr

    04-01-2023 Late payment charges- Due ₹500 Dr ₹12,107 Dr

    04-01-2023 GST on late payment charges- Due ₹90 Dr ₹12,197 Dr

    05-01-2023 NACH bounce charges - Due ₹500 Dr ₹12,697 Dr

    01-02-2023 NACH bounce charges - Due ₹500 Dr ₹13,197 Dr

    03-02-2023 Late payment charges- Due ₹500 Dr ₹13,697 Dr

    03-02-2023 GST on late payment charges- Due ₹90 Dr ₹13,787 Dr

    31-01-2024 Payment received: Smart Repay ₹4,124 Cr ₹9,663 Dr

    31-01-2024 Overdue interest ₹1,131 Dr ₹10,794 Dr

    Important Points
    • Loan is given by our partner NBFCs (Lender).

    • Please visit the Repay section on our mobile application for multiple repayment options.

    • You can visit the Menu section of our app to check your SmartRepay status and register for auto debit of repayments from your
    bank account.

    • Once your SmartRepay is registered, we will present the SmartRepay Instrument (ECS/NACH/SI) on the due date of every
    month. Please maintain sufficient balance in your registered bank account to avoid additional charges for non-receipt of
    payment.

    • We levy payment bounce charges of Rs 500 (taxes extra, if applicable) at every instance of bounce and late payment charges @
    3% of the overdue amount or Rs 500 (taxes extra, if applicable) whichever is higher.

    • Additional interest on the overdue amount after due date is levied @ 30% p.a.

    • If you require any further details on your loan, please email us at [email protected]

    • Under an initiative of the Government of India and the Reserve Bank of India (RBI), to improve functionality and stability of the
    Indian financial system, all banks and financial institutions are required to share customer data with Credit Information
    Companies (CICs). CICs are repositories of information shared by banks, NBFC etc. and they collect, maintain and provide credit
    information on all borrowers to financial institutions.

    • To read about our Privacy Policy, please click here

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