Statement of HSBC Red Credit Card Account Red

Page 1/4

MR PUN KING WAI M Account number

RM 1412 14/F 03671 5289 4600 0295 7162
WANG WAI HOUSE Card type Credit limit
WANG TAU HOM ESTATE HSBC Red Credit Card HKD10,000.00
KOWLOON Statement date Statement balance
06 MAR 2024 HKD9,599.47

Post date Trans date Description of transaction Amount (HKD)

PREVIOUS BALANCE 242.47

5289 4600 0295 7162 PUN KING WAI

07FEB 07FEB IFS PAYMENT - THANK YOU 976.00CR
07FEB 07FEB HSBC/LOK FU LINK EB HONG KONG HK 9,000.00
07FEB 07FEB HSBC/LOK FU LINK EB HONG KONG HK 100.00
CASH ADVANCE FEE
09FEB 07FEB UNIVERSAL MODELS-MK HONG KONG HK 118.00
14FEB 11FEB IFS PAYMENT - THANK YOU 64.00CR
14FEB 11FEB IFS PAYMENT - THANK YOU 5,000.00CR
14FEB 11FEB IFS PAYMENT - THANK YOU 5,000.00CR
14FEB 13FEB HSBC/TIN MA COURT HONG KONG HK 10,000.00
14FEB 13FEB HSBC/TIN MA COURT HONG KONG HK 100.00
CASH ADVANCE FEE
19FEB 18FEB IFS PAYMENT - THANK YOU 8,521.00CR
19FEB 19FEB HASE/CHAI WAN BR HONG KONG HK 6,000.00
19FEB 19FEB HASE/CHAI WAN BR HONG KONG HK 100.00
CASH ADVANCE FEE
20FEB 20FEB IFS PAYMENT - THANK YOU 2,489.00CR
27FEB 27FEB IFS PAYMENT - THANK YOU 3,611.00CR
02MAR 02MAR HSBC/LOK FU LINK EB HONG KONG HK 9,500.00
02MAR 02MAR HSBC/LOK FU LINK EB HONG KONG HK 100.00
CASH ADVANCE FEE

Note: "CR" means Credit transaction / balance

For important information such as payment methods, fees and charges, lost Minimum payment summary HKD
card reporting, and change of correspondence address / telephone number,
Current minimum payment due 300.00
please visit www.hsbc.com.hk or call HSBC Customer Service Hotline on
(852) 2233 3000. Please pay by 02 APR 2024
Overdue / overlimit due now
www.hsbc.com.hk 0.00
(852) 2233 3000 Total minimum payment due 300.00

Account number Card type If you are paying by mail, please return it with a crossed cheque made payable
to "The Hongkong and Shanghai Banking Corporation Limited" or "HSBC" at
5289 4600 0295 7162 HSBC Red Credit Card least three working days before the payment due date to our Centre, PO BOX
Statement date Statement balance NO. 73730, KOWLOON CENTRAL POST OFFICE HK. Please write your
account number on the back of the cheque.
06 MAR 2024 HKD9,599.47
PO BOX NO. 73730,
KOWLOON CENTRAL POST OFFICE HK.

Thank you for choosing HSBC.

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Statement of HSBC Red Credit Card Account Red

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Cardholder's name Account number Statement date
PUN KING WAI 5289 4600 0295 7162 06 MAR 2024

Post date Trans date Description of transaction Amount (HKD)

**** REWARDCASH SUMMARY FOR CARD NUMBER 5289 4600 0295 7162 ****
REWARDCASH OPENING BALANCE : 1,377
REWARDCASH EARNED : 1
REWARDCASH ADJUSTED : 0
REWARDCASH REDEEMED : 0
REWARDCASH CLOSING BALANCE : 1,378

REWARDCASH EXPIRING IN APR2024 : 1,085

REWARDCASH EXPIRING IN APR2025 : 293

STATEMENT BALANCE 9,599.47

***** TRANSACTION SUMMARY *****

CREDIT/PAYMENT : 25,661.00CR
PURCHASES AND INSTALMENTS : 118.00
CASH ADVANCE : 34,500.00
ALL FEES AND CHARGES : 400.00
TOTAL ACCOUNT BALANCE : 9,599.47

***** FEES AND CHARGES SUMMARY *****

FEE/CHARGE TYPE AMOUNT
CASH ADVANCE FEE 400.00
TOTAL FEES/CHARGES(EXCLUDING FINANCE CHARGE) 400.00

***** FINANCE CHARGE SUMMARY *****

BALANCE TYPE ANNUALISED PERCENTAGE RATE (APR) FINANCE CHARGE
CASH ADVANCE 35.94% 0.00
PURCHASE 35.42% 0.00
TOTAL FINANCE CHARGE 0.00

Information for making minimum payment

**************************************
Assumptions:
- Outstanding Balance = $20,000
- Interest Rate = 2.65% per month (equivalent to an annualized
percentage rate of 35.42% on purchase and 35.94% on cash advance)
- Assumed No new transaction
- Assumed No annual fee and other fees
- Assumed that repayments are made on or before due date

The below table is based on the above assumptions for illustration

only. You may visit our Bank website [via HSBC HK website > Borrowing
> Use Your Credit Card - See all > Credit Card repayment calculator or
via https://www.hsbc.com.hk/credit-cards/tools/repayment-calculator/]
for an online credit card repayment calculator for customized
information.
======================================================================
If you make no additional | You will pay off the |And you will end up
charges using this credit | outstanding balance |paying an estimated
card and each month you | of HKD20,000 in |total of...
pay... | about... |
======================================================================
| |
Only the minimum payment | 11.5 years | HKD57,850
----------------------------------------------------------------------
| |
HKD869 | 3 years | HKD31,279
| | (Savings=HKD26,570)
======================================================================
Statement of HSBC Red Credit Card Account Red

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Cardholder's name Account number Statement date
PUN KING WAI 5289 4600 0295 7162 06 MAR 2024

Post date Trans date Description of transaction Amount (HKD)

If the statement balance for your credit card account

exceeds the credit limit on the statement date, an overlimit
handling fee will be debited to the account. If you wish to
opt out of the over-the-limit facility, you may fill out
the form on the back of the statement or Personal Internet
Banking. For enquiries, please contact us on 2233 3000.

We notice that there have been fraudulent telephone calls,

voice message or emails that claim to be from HSBC. We would
like to remind you not to disclose your personal details to
suspicious third parties. You can call us on (852) 2233 3000
to verify the caller's identity. Please say "Report Fraud"
as reason for calling and report to the Police immediately.

Accrual of interest on a cash advance transaction will

continue after the statement cut-off date and the accrued
interest will only be charged and shown in the next
statement. If you wish to fully settle the interest, you may
contact us to ascertain the amount of accrued interest
payable following the current statement cut-off date