Get Pre-Approved For A Capital One Credit Card Capital One

Thank you, Justin.
We reviewed your information and,

unfortunately, we can't pre-approve
you for a Capital One consumer
®
credit card at this time.

Rest assured, the form you submitted was not a credit card application and your credit
score was not affected.
Here are the reasons why we couldn't match you with an offer:
Based on your credit report from one or more of the agencies below,
balance owed on charged-off past or present credit obligation(s)
Based on your credit report from one or more of the agencies below,
there are too many charged-off past or present credit obligations
Based on your credit report from one or more of the agencies below, too
many credit cards have recently been charged-off by a lender
Based on your credit report from one or more of the agencies below, too
many credit cards have been charged-off by a lender
Please make sure to save and/or print this notice for your records as it may not be
available aer this page expires or if you navigate to another page. For your security, this
page will expire aer 20 minutes of no activity.
We know this isn't the answer you were hoping for, but we hope there is an opportunity
to provide you with new products and services in the future.
Creditor: Capital One, N.A. P.O. Box 30280, Salt Lake City, UT 84130-0230
EQUAL CREDIT OPPORTUNITY ACT
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against
credit applicants on the basis of race, color, religion, national origin, sex, marital status,
age (provided the applicant has the capacity to enter into a binding contract); because
:
all or part of the applicant's income derives from any public assistance program; or
because the applicant has in good faith exercised any right under the Consumer Credit
Protection Act. The federal agency that administers compliance with this law concerning
this creditor is Bureau of Consumer Financial Protection, 1700 G Street NW, Washington
DC 20552.
FAIR CREDIT REPORTING ACT
Our credit decision was based in whole or in part on information obtained in a report
from the consumer reporting agency listed below. You have a right under the Fair Credit
Reporting Act to know the information contained in your credit file at the consumer
reporting agency. The reporting agency played no part in our decision and is unable to
supply specific reasons for our decision. You also have a right to a free copy of your
report from the reporting agency, if you request it no later than 60 days aer you receive
this notice. In addition, if you find that any information contained in the report you
receive is inaccurate or incomplete, you have the right to dispute the matter with the
reporting agency.
Equifax Information Services: P.O. Box 740241 Atlanta, GA 30374 1-800-685-1111
www.equifax.com
Experian: 701 Experian Parkway P.O. Box 2002 Allen, TX 75013 1-888-397-3742
www.experian.com
TransUnion Consumer Relations: 2 Baldwin Place P.O. Box 1000 Chester, PA 19022 1-
800-888-4213
www.transunion.com/myoption
LexisNexis Risk Solutions Inc.: RiskView Consumer Inquiry Department P.O. Box 105108
Atlanta, GA 30348-5108 1-866-897-8126
https://risk.lexisnexis.com/consumer-and-data-access-policies
INFORMATION ABOUT YOUR CREDIT SCORE
We also requested your credit score to make our credit decision. Your credit score is a
number that reflects the information in your credit report. Your credit score can change,
depending on how the information in your credit report changes. If you have questions
about this specific credit score, please contact the consumer reporting agency at the
address or telephone number provided.
:
YOUR CREDIT SCORE 479 Date: 2024-02-04
SOURCE TransUnion Consumer Relations
UNDERSTANDING YOUR CREDIT SCORE
THE RANGE OF SCORES Scores range from a low of 309 to a high of

839
KEY FACTORS THAT ADVERSELY Serious delinquency, and public record or

AFFECTED YOUR CREDIT SCORE collection filed
Time since delinquency is too recent or

unknown
Proportion of balances to credit limits on

bank/national revolving or other revolving
accounts is too high
Number of accounts with delinquency
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Thank you, Justin.

We reviewed your information and,

credit card at this time.

SOURCE TransUnion Consumer Relations

UNDERSTANDING YOUR CREDIT SCORE

THE RANGE OF SCORES Scores range from a low of 309 to a high of

KEY FACTORS THAT ADVERSELY Serious delinquency, and public record or

Time since delinquency is too recent or

Proportion of balances to credit limits on

Number of accounts with delinquency

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