Western Union Money Transfer Confirmed

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Ramon Garcia,

Your money transfer's complete.

Angelica Aroma Espaillat Amadiz will need to bring a government-issued photo ID and the tracking number (MTCN) to
pick up the 100.00 USD you sent. Your Final receiver can pick it up at any agent location in the expected foreign country
payout location.
You can also track the progress of your transfer using your MTCN.

Need help? Chat online or call us toll free 24/7 at 1-800-325-6000.

Download our app and get real-time status updates on your transfer.

Thanks for using Western Union.

For mobile transactions this is your receipt. For all other transactions this is a summary of your online receipt.

Your tracking number (MTCN) is:8800849613

Date of transactions: 11/04/2022 16:26:50 ET.

Sender: Final Receiver:


Name: Ramon Garcia Angelica Aroma
Name:
Address: 8773 TALLY HO LANE Espaillat Amadiz
City: ROYAL PALM BEACH DOMINICAN
Country:
State: FL REPUBLIC
ZIP Code: 33411 Mobile Number: (829)808-9744
Country: UNITED STATES Expected Foreign Country DOMINICAN
Phone Number: 5616038792 Payout Location: REPUBLIC

Payment Information: Payout Information:


Card Type: Visa® Today's Date: November 04, 2022
Card Number: XXXX-XXXX-XXXX-8617 Date available in
Expiration Date: XX/XXXX Final Receiver's November 04, 2022
Transaction Type: Purchase Country :
At any agent location in Final
Delivery Method: Receiver's expected foreign
country payout location.
Billing Summary: Transfer Summary:
Transfer Amount: 100.00 USD Transfer Amount: 100.00 USD
Transfer Fees: + 7.99 USD
Promotion Discount: - 0.00 Total to Final Receiver: 100.00 USD

Total: 107.99 USD


For all transfers, Final Receiver may receive less due to foreign taxes. For transfers to a bank account, Final Receiver
may also receive less due to fees charged by the Final Receiver's bank.

You have a right to dispute errors in your transaction. If you think there is an error, contact us within 180 days of the date
we promised you that the funds would be made available to the Final Receiver at 1-800-325-6000 or https://
www.westernunion.com/us/en/customer-care.html. You can also contact us for a written explanation of your rights.

Subject to applicable law, you may cancel for a full refund within 30 minutes of payment, unless the funds have been
picked up or deposited.

For inquiries or comments, please visit https://care.westernunion.com/us/en/ask, e-mail Western Union or write to:

Western Union
P.O. Box 6036, Englewood, CO 80155
or call: 800-325-6000

For questions or complaints about Western Union, contact:

Consumer Financial Protection Bureau


855-411-2372
855-729-2372 (TTY/TDD)
www.consumerfinance.gov
Florida Office of Financial Regulation
850-487-9687
http://www.flofr.com

WUFSI issues this receipt when you pay WUFSI or its Agent and WUIS issues this receipt when WUFSI pays WUIS on
Your behalf.

The issuance of this receipt is subject to the terms of the pre-transaction disclosure statement You received before You
paid for the transaction and our Terms & Conditions.

Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare
both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and
location based on a number of factors. Fees and rates subject to change without notice.

If your payment method is a credit or debit card, please note card issuer cash advance fee and associated interest
charges may apply.

Gold Card/ My WU® №: 340648613 Points Earned:8 Total Points: 217

CONSUMER FRAUD ALERT: PROTECT YOURSELF. BE CAREFUL WHEN A STRANGER ASKS YOU TO SEND
MONEY, ESPECIALLY FOR INTERNET AUCTIONS, NEWSPAPER OR TELEPHONE OFFERS. Western Union does
not guarantee delivery or suitability of goods or services paid for with Services. Western Union is not an escrow service
provider. Customer and Final Receiver agree not to use Services for escrow purposes.
THE SERVICES, AS DEFINED BELOW, ARE PROVIDED TO YOU SUBJECT TO THE FULL TERMS AND
CONDITIONS AND APPLICABLE LAW.

1. WHEN YOU SEND MONEY WITHIN THE U.S. OR ITS TERRITORIES ("U.S."), WESTERN UNION®, VIGO® AND
ORLANDI VALUTA℠ ("OV") MONEY TRANSFER SERVICES (COLLECTIVELY, THE "SERVICE(S)") ARE
PROVIDED BY WESTERN UNION FINANCIAL SERVICES, INC. ("WUFSI";NMLS:906983). WHEN YOU SEND
MONEY OUTSIDE THE U.S., SERVICES ARE PROVIDED JOINTLY BY WUFSI AND WESTERN UNION
INTERNATIONAL SERVICES, LLC ("WUIS";NMLS:906985). THE U.S. PORTION OF THE SERVICES ARE
TYPICALLY PROVIDED THROUGH A WESTERN UNION, VIGO, OR OV AGENT. WUIS PROVIDES THE NON-U.S.
PORTION OF THE SERVICES. ALL PORTIONS OF THE SERVICES (U.S. AND NON-U.S.) ARE SUBJECT TO
THESE TERMS AND CONDITIONS ("AGREEMENT") AND APPLICABLE LAW. Additional information regarding the
Services may be obtained in this Agreement, at wu.com, vigousa.com and orlandivaluta.com , depending on the
Services you choose. As used in this Agreement, "WU" or "Western Union" refers to WUFSI for transactions sent within
the U.S., and WUFSI and WUIS for transactions sent outside of the U.S., and "Agent(s)" refers to U.S. agents of WUFSI
and/or international agents or representatives of WUIS, as applicable. Service and funds availability depend on certain
factors including the Service selected, the selection of delayed delivery options, special terms applicable to each
Service, amount sent, destination country, currency availability, regulatory or consumer protection issues, identification
requirements, delivery restrictions, agent location hours, and differences in time zones. "Receiver(s)" or "Final
Receiver(s)" means the recipient designated by the consumer ("You" or "Your") to receive funds sent by You in the
Expected Payout Location ("EPL"). For transactions sent within the U.S., EPL generally means any Agent location in the
destination state or U.S. territory You identify. For transactions sent outside the U.S., EPL generally means any Agent
location in the destination country You identify. The Services offered by Telecomunicaciones de Mexico ("Telecomm")
are only available at Telecomm locations. Final Receiver will normally receive funds in cash, check, or a combination
thereof; with some Services, funds may be credited to a bank account, prepaid, debit or credit card ("Card(s)"), mobile
wallet ("MWallet(s)"), or similar account (collectively, "Account(s)"). Receiver may be able to elect a payout method that
differs from the payout method You specify; You authorize WU to honor Receiver's election of payout method. Receivers
who choose to receive funds through a payout method other than cash or in a currency other than the one You selected
may incur additional fees to access funds. Certain countries and/or jurisdictions may impose a tax, fee and/or tariff on
Receiver's receipt of, or access to, transferred funds. Transactions may be reported to applicable authorities. Messaging
and notification services may be included for additional fees. In some destinations Receiver may be required to provide
identification, a test question answer or both to receive funds in cash. Test questions are not an additional security
feature and cannot be used to time or delay the payment of a transaction and are prohibited in certain countries. WU
RELIES ON THE INFORMATION YOU PROVIDE US TO SEND MONEY. PLEASE REVIEW ALL TRANSACTION
DETAILS FOR ACCURACY BEFORE CONTINUING YOUR TRANSACTION.
2.REFUNDS: Subject to applicable law: (i) transactions may be canceled for a refund of the transfer amount,
unless the funds have been picked up or deposited at the time WU receives Your written request; (ii) for certain
services, excluding WU's bill payment and prepaid products and services, WU may provide a transfer fee
refund if funds are not available within the specified timeframe; and (iii) WU may charge You a fee to refund the
transfer amount back to You in those instances where Receiver rejects Your funds. Qualifying refunds for
transactions within the U.S. will be made within 45 days of receipt of Your valid written request. WU may issue
Your refund through a Western Union money transfer or WU may issue the refund to the credit / debit card or
bank account that was used to pay for the transaction. In lieu of receiving the refund by a Western Union
money transfer, You may request WU to mail You a check in the amount of the refund. SPECIAL TERMS FOR
INTERNATIONAL TRANSACTIONS: Notwithstanding the foregoing, and subject to applicable law, international
transactions may be canceled for a full refund of the transfer amount and fees paid within 30 minutes of
payment, unless the funds have been picked up or deposited. You may also receive a full refund in certain
circumstances if You successfully assert an error or as otherwise provided under applicable law.

3. RESOLUTION OF DISPUTES: Unless You opt out as set forth below, any dispute arising from or relating to this
transaction shall be resolved by final and binding arbitration. The arbitrator shall also decide what is subject to
arbitration. The arbitration will be administered by National Arbitration and Mediation ("NAM") under its Comprehensive
Dispute Resolution Rules and Procedures, which are available at https://www.westernunion.com/arbitrationinfo or by
writing to 990 Stewart Ave., 1st Fl., Garden City, NY, 11530, and explain how to initiate arbitration. You will be
responsible for up to $125 of the administration fees. WU may reduce this amount if You demonstrate hardship. This
Agreement is governed by the Federal Arbitration Act, and any award shall be subject to judicial confirmation. Any
arbitration shall take place on an individual basis; class actions or arbitrations are not permitted. If any part of this
paragraph is deemed invalid, it shall not invalidate the other parts. If NAM is unavailable, the parties or a court will select
another arbitrator. You may opt out of arbitration within 30 days after initiating a transaction by calling 1-800-325-6000
(WU), 1-866-519-0433 (Vigo) or 1-800-515-5505 (OV). IF YOU DO NOT OPT OUT, YOU WILL WAIVE ANY RIGHT TO
A TRIAL BY JURY OR JUDGE IN COURT AND ANY RIGHT TO PARTICIPATE IN A CLASS ACTION.
4.LIMITATIONS OF LIABILITY: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (1) IN NO EVENT
SHALL WU BE LIABLE FOR DAMAGES WHETHER CAUSED BY NEGLIGENCE ON THE PART OF ITS
EMPLOYEES, SUPPLIERS OR AGENTS OR OTHERWISE, BEYOND THE SUM OF $500 (in addition to refunding the
transfer amount and transfer fee and except as provided in California Financial Code § 2102); and (2) IN NO EVENT
SHALL WU OR ITS AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL,
EXEMPLARY OR PUNITIVE DAMAGES, OR THE LIKE.
5.INTERNATIONAL TRANSACTIONS, CURRENCY EXCHANGE: When You send money outside the U.S., You are
contracting with both WUFSI and WUIS, which are conducting two separate money transfer transactions in
order to make the money available to Final Receiver. In the first transaction, You are engaging WUFSI and its
Agents to collect Your money and make it available to WUIS. In the second transaction, You are engaging WUIS
to convert Your money into the correct currency and make the funds available to Final Receiver outside the
U.S. WUFSI issues this receipt when you pay WUFSI or its Agent and WUIS issues this receipt when WUFSI
pays WUIS on Your behalf. In addition to the transfer fees, which are charged by WUIS, a currency exchange
rate will be applied. U.S. currency is converted to foreign currency at an exchange rate set by WU unless the
laws of the EPL do not permit WU to set an exchange rate. Any difference between the rate given to You and the
rate received by WU will be kept by WU (and, in some cases, its Agents) in addition to the transfer fees. Subject
to applicable law, the actual or estimated currency exchange rate applicable to Your transaction will be
provided on the written disclosures provided to You by WU. Payouts will generally be made in the national
currency of the EPL ("Local Currency"). In some countries, You may designate a payout currency other than
the Local Currency; however, the alternate currency You choose may not be available at all Agent locations.
WU is not responsible for the currency exchange rate that will be applied if Final Receiver chooses to receive a
currency other than the currency You selected.
6.PRIVACY: We may collect and disclose personal information to third parties as explained in our Privacy Statement. To
get a copy, visit wu.com or email [email protected] . We collect personal information, for example, when
You transact with us (e.g., using the Services) and other companies; submit information on applications, forms, and by
other means; use or visit our or other apps or online sites; enter a promotion; register for communications; or join a
loyalty program. We also collect information from many sources and may collect, track and combine information across
devices, platforms and channels. Information disclosed may include financial data (e.g., information on transactions with
us and other financial matters), contact information, identification, computer, mobile device and social network
information. Recipients may include financial and non-financial companies, service providers, government agencies and
direct marketers. You may direct us to limit certain disclosures, and Your choice will apply until You change Your choice
or we delete Your data. To limit disclosures (opt out), email [email protected].

Don't reply to this email. If you have questions, please contact us.

© 2022 Western Union Holdings, Inc. All rights reserved

mtconfirm_US_EN

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