Financial Projections Template
Financial Projections Template
Financial Projections Template
Operating Capital
Pre-Opening Salaries $ -
Prepaid Insurance Premium $ 1,000.00
Inventory $ 2,000.00
Legal and Accounting Fees $ 1,500.00
Rent Deposits $ -
Utility Deposits $ 500.00
Supplies $ 300.00
Advertising and Promotions $ 600.00
Licenses $ 150.00
Other Initial Start-Up Costs $ -
Working Capital $ -
Total Operating Capital $ 6,050.00
Expenses
Advertising $ 500 $ 450
Bad debt
Commissions
Cost of goods sold $ 55,000 $ 75,000
Depreciation
Employee benefits
Furniture and equipment
Insurance
Interest expense $ 2,000 $ 2,500
Maintenance and repairs
Office supplies
Payroll taxes
Rent
Research and development
Salaries and wages $ 65,000 $ 85,000
Software
Travel
Utilities
Web hosting and domains
Other
Total Expenses $ 122,500 $ 162,950
{42}
Common Financial Ratios
Debt Ratio (Total Liabilities / Total Assets) 0.56
Current Ratio (Current Assets / Current Liabilities) 1.06
Working Capital (Current Assets - Current Liabilities) 669 -
Assets-to-Equity Ratio (Total Assets / Owner's Equity) 2.27
Debt-to-Equity Ratio (Total Liabilities / Owner's Equity) 1.27
BALANCE SHEET
Liabilities and Owner's Equity Year 1 Year 2 Year 3
Current Liabilities
Accounts payable 8,060
Short-term loans
Income taxes payable 3,145
Accrued salaries and wages
Unearned revenue
Current portion of long-term debt
Total current liabilities 11,205 -
Long-Term Liabilities
Long-term debt 3,450
Deferred income tax
Other
Total long-term liabilities 3,450 -
Owner's Equity
Owner's investment 7,178
Retained earnings 4,389
Other
Total owner's equity 11,567 -
Investing Activities
Cash receipts from
Sale of property and equipment 33,600 36,960 40,656
Collection of principal on loans
Sale of investment securities
Cash paid for
Purchase of property and equipment (75,000) (82,500) (90,750)
Making loans to other entities
Purchase of investment securities
Net Cash Flow from Investing Activities (41,400) (45,540) (50,094)
Financing Activities
Cash receipts from
Issuance of stock
Borrowing
Cash paid for
Repurchase of stock (treasury stock)
Repayments of loans (34,000) (37,400) (41,140)
Dividends (53,000) (58,300) (64,130)
Net Cash Flow from Financing Activites (87,000) (95,700) (105,270)
Percent Change
3% 3%
$ - $ - $ - $ -
$ - $ - $ - $ -
$ - $ - $ - $ -
$ 23,400 $ 280,800 $ 289,224 $ 297,901