New Jeevan Anand

( Plan No: 915)

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Plan presentation customised for...

Mr. suvendu
Age: 27

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Sum Assured : 300000 AD and DB Rider Cover : 300000 #1

Term : 25 years.

Premium payment : 25 years.

LIC's New Jeevan Anand is a specialised package insurance product intended to

meet the future financial needs irrespective of the uncertainties of the life, with
additional benefit of life long insurance coverage equal to the sum assured.

The plan offers insurance coverage of Rs.3,00,000 and accident death and
disability benefit of Rs. 3,00,000. In case of a permanent disability due to accident,
disability benefit of Rs. 2500 shall be paid per month, till the end of the term or ten
years(whichever is earlier).

The plan also offers a tax benefit of Rs.4,239 per annum on the premium paid. The
maturity/survival benefit shall be taxfree u/s 10(10D) of income tax act.
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#1 Accidental Death and Disability Benefit rider

 How the plan works...

Mr. suvendu pays an annual premium of Rs.13930 for 25 years.

Maturity amount (SA+Bonus+FAB) is paid at the end of the policy term

of 25 years.

Expected Maturity amount as per the current bonus rates comes to

around Rs. 780000.

Life Long Insurance coverage equal to Rs. 300000 shall be available

even after the premium paying term of the policy.

Loan and surrender facility is available after two years and at least two
full-year premium payment.

Income tax rebate available on premium u/s 80C and the

maturity/survival benefit shall be tax free under section 10(10D)
 Benefit Pattern Illustration

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(375000 to 855000)

Rs.780000

Rs.13630

Age: 27 Age: 52 Age: 100

300000(up to age 100)

Total Premium Total Tax Saved

Paid Returns
341050 1080000 105975
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Maturity Benefit
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Benefits Amount
Sum Assured 3,00,000
Bonus* (13800 X 25) 3,45,000
Final Addition Bonus* 1,35,000
(450 per 1000 SA)
Expected Maturity Amount 7,80,000
after 25 years.
Life long coverage 3,00,000
up to 100 years of age.
Total Benefit Payable 10,80,000
Total Premium Paid 3,41,050
*Bonus rates and Final Addition Bonus(FAB) rates as per the latest declared rates.
 Benefit and Coverage Table

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Age Yearly Normal Accident Loan Total
Premium Coverage Coverage Returns
27 13930 388800 688800 0 0
28 13630 402600 702600 0 0
29 13630 416400 716400 12852 0
30 13630 430200 730200 18417 0
31 13630 444000 744000 24740 0
32 13630 457800 757800 31917 0
33 13630 471600 771600 40032 0
34 13630 485400 785400 49188 0
35 13630 499200 799200 59496 0
36 13630 513000 813000 71075 0
37 13630 526800 826800 84083 0
38 13630 540600 840600 98694 0
39 13630 554400 854400 115008 0
40 13630 568200 868200 133217 0
41 13630 588000 888000 153565 0
42 13630 603300 903300 176211 0
43 13630 618600 918600 198356 0
44 13630 633900 933900 223190 0
45 13630 652200 952200 251251 0
46 13630 672000 972000 283051 0
47 13630 694800 994800 319341 0
48 13630 723600 1023600 363666 0
49 13630 767400 1067400 413415 0
50 13630 811200 1111200 533280 0
51 13630 855000 1155000 599699 0
52 0 300000 300000 63828 780000
53 0 300000 300000 67149 0
54 0 300000 300000 70578 0
55 0 300000 300000 74087 0
56 0 300000 300000 77679 0
57 0 300000 300000 81378 0
58 0 300000 300000 85131 0
59 0 300000 300000 88965 0
60 0 300000 300000 92880 0
61 0 300000 300000 96849 0
62 0 300000 300000 100872 0
63 0 300000 300000 104975 0
64 0 300000 300000 109080 0
65 0 300000 300000 113238 0
66 0 300000 300000 117423 0
67 0 300000 300000 121635 0
Age Yearly Normal Accident Loan Total
Premium Coverage Coverage Returns
68 0 300000 300000 125874 0
69 0 300000 300000 130086 0
70 0 300000 300000 134298 0
71 0 300000 300000 138510 0
72 0 300000 300000 142694 0
73 0 300000 300000 146853 0
74 0 300000 300000 150984 0
75 0 300000 300000 155061 0
76 0 300000 300000 159084 0
77 0 300000 300000 163026 0
78 0 300000 300000 166914 0
79 0 300000 300000 170748 0
80 0 300000 300000 174474 0
81 0 300000 300000 178146 0
82 0 300000 300000 181710 0
83 0 300000 300000 185166 0
84 0 300000 300000 188541 0
85 0 300000 300000 191808 0
86 0 300000 300000 194966 0
87 0 300000 300000 198045 0
88 0 300000 300000 200988 0
89 0 300000 300000 203850 0
90 0 300000 300000 206604 0
91 0 300000 300000 209357 0
92 0 300000 300000 212004 0
93 0 300000 300000 214704 0
94 0 300000 300000 217377 0
95 0 300000 300000 220131 0
96 0 300000 300000 223641 0
97 0 300000 300000 226719 0
98 0 300000 300000 232551 0
99 0 300000 300000 238248 0
100 0 300000 300000 251370 0
Total Premium 341050 Total Returns 1080000
 Premium Chart

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First Year Premium Subsequent Year Premiums
Mode Basic GST @ Total Mode Basic GST @ Total
Premium 4.5% Premium Premium 2.25% Premium
Yearly 13330 600 13930 Yearly 13330 300 13630
Half 6734 303 7037 Half 6734 152 6886
Yearly Yearly
Quarterly 3401 153 3554 Quarterly 3401 77 3478
Monthly 1134 51 1185 Monthly 1134 26 1160
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The premium shown on the app may vary depending on the applicable underwriting rules. Maturity calculations shown in the app
are based on current bonus rates and may vary based on the Corporations actual experiences. Read the brochure carefully for
more details on terms and conditions.