“TREND ANALYSIS OF FINANCIALSTATEMENTS OF HDFC BANK”
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CONTENTS
SERIAL NO. TOPICS PAGE NO .
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.1. 1.1 1.2 1.3 1.4 1.52. 2.1 2.2 2.3 2.4 2.5 2.63. 3.1 3.2 3.34.5.6.7.8.9.10.11. BANKING SYSTEM Meaning and Definition Origin of Word Bank Banking System in India Functions of Banks Classification of BanksCOMPANY PROFILE Breif history of Organisation. Sructure. Performance of Organisation. Product and Services. Problems . Swot Analysis.THEORITICAL ASPECTS Study of Balance Sheet and Profit and LossAccount. Financial Analysis Tools. Basis of Preparation.OBJECTIVE OF STUDY.RESEARCH METHODOLOGY.DATA ANALYSIS AND INTERPRETATION. FINDINGSCONLUSION AND RECOMMENDATION.LIMITATION.ANNEXURE.BIBLIOGRAPHY. 9 - 16 9 10 10-11 11-12 14-16 17- 47 17-18 19 20-24 25-41 42 43-47 48 - 69 49 -58 59-62 63-67 68 69 70-93 94-95 96 97 98-103 104
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CHAPTER 1
BANKING SYSTEM
INTRODUCTION OF BANKING1.1MEANING AND DEFINITION:
Bank is an institution that deals in money and its substitutes and provides crucialfinancial services. The principal type of baking in the modern industrial world iscommercial banking & central banking. Banking Means "Accepting Deposits for the purpose of lending or Investment of deposits of money from the public, repayable ondemand or otherwise and withdraw by cheque, draft or otherwise."
-Banking Companies (Regulation) Act, 1949
The concise oxford dictionary has defined a bank as "Establishment for custody of moneywhich it pays out on customers order." Infact this is the function which the bank performed when banking originated. "Banking in the most general sense, is meant the business of receiving, conserving & utilizing the funds of community or of any specialsection of it."
-By H.Wills & J. Bogan
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