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TNC May

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Akash Singh
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22 views

TNC May

Uploaded by

Akash Singh
Copyright
© © All Rights Reserved
Available Formats
Download as PDF, TXT or read online on Scribd
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Offer Details: 10% cashback - Up to `350 on cumulative spends during the offer period using Kotak Credit

Cards (Select Retail Credit Card Customers)

Offer Period: From 17th May 2024 to 31st July 2024

Terms and Conditions:


1. The Offer is valid only for select Credit Card customers (“Customer/Cardholder/Card member”) of Kotak
Mahindra Bank (“Bank”) who have received the invitation to participate in the offer via email/SMS/app
notification or through any other communication from Kotak Mahindra Bank during the offer period.
2. The bank reserves the right to provide the offer to any of its customers at its sole discretion.
3. The Offer is valid only on the transactions done using the Credit Card until the end of offer period.
4. The offer is valid on retail transactions - online merchants and marketplaces, and offline merchants.
5. The cashback is subject to successful merchant settlement of transactions until the end of offer period.
6. Any unsettled transaction until the end of offer period shall not be considered for calculation of cash
back.
7. The date of the transaction will be considered based on the transaction date submitted by the Merchant
Establishment/Association (i.e. Visa/MasterCard/Rupay). The Bank will not be responsible if Merchant
Establishment submits the transaction date as different from the actual date when transaction was
done.
8. Qualifying spends/transactions will exclude all EMIs pertaining to Kotak Mahindra Bank Credit Card,
Loans on credit cards and Balance Transfer programs.
9. Cash transactions, balance transfer transactions and the transactions which are reversed or cancelled
are not eligible for cashback.
10. Transactions that are raised as disputes will not be considered eligible transactions/spends for the offer.
11. Maximum Rs.350 cashback can be earned by the Cardholder during the Offer Period.
12. The cash back earned will be credited to Cardholders account within 90 days post the offer end date.
Cardholders whose credit card account is closed at the time of fulfillment, will not be eligible for the cash
back offer.
13. The transactions done using the add-on credit card will also be considered as transaction done on
primary credit card and will be eligible for the offer.
14. Maximum cashback of Rs.350 will be credited to the credit card account associated with the primary
credit card.
15. The cardholder account based on which the Card member is receiving the offer notification should be in
open or active status as on the offer fulfillment date.
16. If a customer holds multiple Kotak Credit Cards, the offer will be valid only on the credit card for which the
offer is communicated to the customer.
17. The offer is not valid on Corporate and B2B Credit Cards.
18. This offer is not valid on credit card payments/spends made in foreign exchange in Nepal & Bhutan.
19. Cardholders will be eligible for cashback only if the selected card is in active status and continues to be
in good standing and at least minimum amount due payment continues to reach the Bank on or before
the due date. Cardholders who are classified as delinquent will not be eligible for this Offer.
20. The Offer is non-transferable, non-cashable and non-negotiable.
21. Participation in this Offer is voluntary.
22. No promo code is needed to avail the Offer.
23. Any taxes or liabilities or charges payable to the Government or any other authority or body, if any, shall
be borne directly by the Card member and/or billed to the account of the Card member.
24. Any person availing this Offer shall be deemed to have read, understood and accepted these Terms and
Conditions and the general terms and conditions of the Bank.
25. Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever,
to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in
part this Offer by another offer whether similar to this Offer or not or to extend or withdraw this Offer
altogether. The decision of the Bank would be considered final for eligibility of the Offer to the qualified
Card members. The Bank shall not entertain any dispute or communication in this regard. The Card
members agrees that no claims pertaining to the qualification shall be raised against the Bank.
26. The Bank reserves the right to disqualify any Cardholder from the benefits of the Offer, if any fraudulent
activity is observed for the purpose of availing the benefits of the Offer.
27. The terms of the above Offer shall be in addition to and not in derogation of the terms and conditions
contained in the Cardholder Agreement.
28. The decision of the Bank in all matters in connection with and incidental to this Offer is final and shall be
binding on all persons.
29. Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating
hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.

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