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Statement number 96
Issue date 06 January020 15
Write to us at Box 3, BX11LT
Call us on 08453000000 (from UK)
Visit us www .lloydsbank.co
online Your m GRAYS
Branch Sort 12345
Code 8975874587
Account Number 123458
IBAN 125458
BIC

SILVER ACCOUNT 06 December 2014 to 06 January 2015

Your Account Planned overdraft limit Euro £250

Type of Fee Quantity Total
Date of previous statement 05 December 2014
Monthly Overdraft Usage Fee 1 £6.00
Balance on 06 Dec 2014 £1,265.34 Monthly account fee 1 £9.95
Debit card fee 6 £8.69
Total fees
Money in £2,938.23 8 £24.64
The fees detailed above have been paid during this statement
Money out £3,040.47 period.

Balance on 06 Jan 2015 £1.,163.10 The fees paid in this statement period are highlighted in the
'Fees Explained' section and on the reverse.
Planned debit interest £0 .00

Your Interest Rates Fees Explained

Amount of Planned Overdraft Planned overdraft Other Services- There are fees for other services you
£0.00+ 0.00% per month (0.00% have asked for. You can find more details in your
EAR*variable) account conditions or at www.lloydsbank.com.If you
have a club Lloyds Accou nt, the account fee will not
£51.00+ 1.53% per month (19.94% EAR* feature in the Type of Fee table above,but the fee will be
variable) shown intransactions overteaf as 'Club Lloyds fee'.
If you are eligible to have this fees waived,youwill
*EAR is the Equivalent Annual Rate. This is the actual annual interest of an overdraft. II does see a transaction describe as ' Club Lloyds Waived'.
not take into account other fees and charges.
Monthly Overdra ft usage fee - This £6.00 fee is
We will give you at least 14 days notice before we take any Overdraft fees or interest out of your charged in any monthly biling period where you
account. Interest rates and fees are detailed as at the date of this statement. exceed any interest and fee free amount of a
Planned overdraft or buffer that you have on your
account. You will only ever be charged one Monthly
Overdraft Usage Fee in a
monthly biling period, no m atter how many limes
youuse your Planned and Unplanned Overdraft.
Unplanned Overdraft dally fee -The dai y fee we
charge you for using an Unplanned Overdraft
(limited to a m aximum of 8 daily fees in a monthly
biling period).
The amount of the fee will be worked out at the end of
each day (including weekends and bank holidays) on
the balance of your Unplanned Overdraft over any
interest and fee free buffer. The fee is;£ 5.00 a day if
your Unplanned Overdraft balance is £24.99 or less;
£10.00 a day if your Unplanned Overdraft balance is
£25.00 or more.
Returned Item fee - The fee we charge when you do
not have enough available money to make a payment
you requested and we did not agree to give you extend
an Unplanned Overdraft to cover that payment,The fee
is £ 10.00 for each item (no more than 3 fees a day).
This
fee will not be charged if the amount of the payment that we decline is £ 10.00 or less. Monthly account fee - The monthly fee for SILVER
ACCOU NT is £9.95.

Lloyds Bank pie, 25 Gresham street,London,EC2V7HN.

Lloyds Bank International Limited, P.O. Box 160.25 New Street,St. Helier. Jersey, JE48RG