TARIFF ADVISORY COMMITTEE

MotorDatabase ReportingManual

TARIFF ADVISORY COMMITTEE

Motor Database Reporting Manual

Tariff Advisory Committee(TAC) 1st & 2nd Floors, Ador House 6,K.Dubash Marg, Fort Mumbai 400 023 Phone 91 22- 22829551 Fax 91-22-2285 2337

Table of Contents
INTRODUCTION CHAPTER1 Frequency of Reporting 1.1 Media for Submission of Data 1.2 Technical Specifications 1.3 CHAPTER2 General Rules 2.1 Data Reconciliation 2.2 Minimum Acceptance Criteria 2.3 Data Control Slip 2.4 CHAPTER3 Data Sets 3.1 Date Format 3.2 CHAPTER4 Insurer Code Master 4.1 Policy Code Master 4.2 Class Code Master 4.3 Zone Code Master 4.4 Make Code Master 4.5 Vehicle CC/PCC/GVW Code Master 4.6 Nature of Loss Code Master 4.7 Nature of Goods Code Master 4.8 Permit Code Master 4.9 Road Type Code Master 4.10 Driver Type Code Master 4.11 Driver Education Code Master 4.12 Driver Experience Code Master 4.13 Incurred Claims Experience Code Master 4.14 Claims History Code Master 4.15 Nature of Injury Code Master 4.16 Reason for Hearing Code Master 4.17 Summons Type Code Master 4.18 APPENDICES Data Control Slip - Appendix 1 Data Reconciliation Slip - Appendix 2 Abbreviations - Appendix 3

Introduction
The purpose of this manual is to provide a comprehensive reference guide for the reporting of motor statistics to the Tariff Advisory Committee (TAC), national data repository for insurance. The data submitted to TAC will be used to build an industry database for Motor Class of Business with the following objectives:i) To compile Periodic Market Reports ii) To undertake Rating and Risk Classification Studies iii) To perform Statistical Analysis iv) To establish benchmarks for the industry v)To ensure smooth shift towards de-tariffed market This manual aims to detail the relevant statistical fields to be captured and submitted by insurers. Proper front-end capturing of insured and claim data is therefore critical to the accurate reporting of data. The data dictionary attempts to create common standards, uniform understanding and consistent interpretations of all data terms. The data fields to be submitted have been carefully selected based on developments in more mature, liberalized markets so as to prepare insurers for eventual detariff scenario and possible removal of the tariff. It is therefore of critical importance that insurers invest sufficient resources in the beginning to ensure that both your companys database vis-vis data submissions to TAC are both complete and accurate. It is also pertinent to note that due to the dynamic nature of our business that the data fields listed in this manual are not exhaustive. It is therefore recommended that companies adopt the data specifications enclosed herein as a minimum standard, capturing additional data on insured and risks, which the insurer feels may be important for their organization.

Chapter

1.1 Frequency of Reporting

All data shall be submitted on a quarterly basis. The deadline for submission of data for a particular quarter will be 21 days following the conclusion of the financial quarter i.e. 21st April, 21st July, 21st October & 21st January.

1.2 Media For Submission of Data

Statistical data may be submitted using the following media:i) CD ii) E-mail ([email protected]) - (only for file size less than 2MB)

1.3 Technical Specifications

The data will be uploaded onto a server using the Windows 2003 operating system. Companies should therefore ensure that the data submitted is in a format that can be read by the above system. The database software used to upload the data is SQL server and for statistical analyses SPSS package is used. 1.3.1 Filename The data files submitted must have the following file naming convention:Insurer Code _ FormNo_Period_Submission Where; Insurer code will be the code allotted to each insurer Period = year i.e. 0405 for 2004-2005 Submission = 0 for Original submission, 1 for 1st revised submission etc. E.g. Insurer Code : 999 Form No = F12A : Period = 2004-05 Submission = Original Filename : 999_F12A_0405_0.txt

Chapter

2.1 General Rules

I. Data should be submitted in text files only II. All fields should be delimited by "double tilde" sign (~~) III. File Name should indicate name of the insurer and period IV. All amounts should be in actuals and rounded off to the nearest rupee. V. Enter '0' in all blank 'numerical' fields and enter 'nil' in all blank 'text' fields.. VI. All date entries should be in dd/mm/yyyy format VII. No Boolean entry should be left blank VIII. Wherever TAC codes have been provided (in the Tariff or in the Annexures), please use TAC codes only. IX. Please ensure that data in respect of all offices of your company are in the above formats and that the same set of codes / "Code Masters' are used in all your offices. X. Where TAC codes have not been provided, please use your codes and append your "Code Masters" XI. Database Control Slip attached may be filled up and signed by the Authorised Signatory XII. Give your remarks, if any, in the fields provided. XIII. All applicable fields for each data record must be coded XIV. Each risk must be coded separately. Therefore for Fleet policies, group policies, motor trade risks or any other policies that insure more than one vehicle, Engine No & Chasis No of each vehicle insured must be captured and submitted. XV. All figures should be gross of any reinsurance premiums or recoveries, net of deductibles or excess and net of agency commission.

XVI. A single reminder notice will be issued to those failing to submit data by the required deadline. If data is still not submitted following the reminder, a show cause letter will be sent to the CEO of the respective company. XVII. Companies that anticipate temporary problems in data submissions due to system changes or enhancement are required to notify TAC in advance and also make adequate provisions to ensure that required data may be submitted following the enhancement. XVIII. In the case of co-insurance business entire data will be submited by Leading Insurer only.

2.2 Data Reconciliation

Statistical Data
Statistical Data submitted to TAC must be reconciled with quarterly figures submitted to IRDA. The following criteria will be used for reconciliation. i) The sum of Num_Net_TP_Premium field and Num_Net_OD_Premium must be reconciled to Gross Premiums Direct business (less return premiums) submitted to IRDA. ii) The sum of Num_TP_Claims_paid & Num_OD_Claims_paid must be reconciled to Gross Claims Paid Direct business of quarterly returns submitted to IRDA iii) Total Outstanding Claims must be reconciled with Provision for Outstanding Claims Direct Business (end of period). iv) Where the data does not reconcile to a companys financials including coinsurance, a reconciliation statement (see Appendix 2) must be submitted and certified by the Compliance Officer of the company.

2.3 Minimum Acceptance Criteria

Statistical Data
The first minimum acceptance criteria is that data must be within +/- 5% of IRDA figure i.e. 95% < | Data / IRDA |< 105% The second acceptance criteria is that not more than 10% of total number of records in quarterly submissions datasets are either i) incorrectly coded; or ii) have missing codes

Data with the following fields containing missing values will not be accepted:i) Policy Number ii) Vehicle Registration Number iii) Type of Claim iv) Policy Inception Date v) All numerical fields are blank Data not meeting the minimum acceptance criteria will be required to resubmit the complete dataset.

2.4 Control Slip

A control slip as specified in Appendix 1, must accompany each dataset submitted. In addition for data that does not reconcile with financials submitted to TAC (based on criteria in 2.3) a financial reconciliation must be submitted. All control slips must be signed by the Nominated Compliance Officer of the company. Where a financial reconciliation is submitted the control slip must also be signed by the companys Accounts-In-Charge/Financial Advisor.

Chapter

3.1 Data Sets

3
APPLICABLE FOR FORMAT NUMBERS F-12a / F-12b / F 12 c
DATA DICTIONARY REFERENCE DEFINITION FIELD SIZE TYPE

There are 3 data set formats:i) Policy Data set ii) OD Claims Paid Data set iii) TP Claims Data set

3.2 Data Format

All data submitted must be in ASCII format. DATA DICTIONARY FOR MOTOR DATA (SECTION 64 UE)
MOTOR POLICY / OD CLAIMS / TP-MACT CLAIMS FORMATS
SL. NO 1 2 3 FIELD NAME

Txt_Insurer Txt_ Office_Code Txt_Policy_Year Txt_Policy_Number Boo_Endorsement Txt_Endorsement_Number

4 6 7

Text Text Text

120001 120002 120003

4 5 6

20 1 20

Text Boolean Text

120004 120005 120006

7 8 9 10 11 12

Txt_Location_RTA Txt_RTA_Code Txt_Policy_Code Txt_Class_Code Txt_TAC_Make_Code Txt_Insurer_Make_Code Txt_Zone_Code

20 20 2 2 6 10

Text Text Text Text Text Text

120007 120008 120009 120010 120011 120012

13

Text

120013

Refer Insurer Code Master Unique Underwriting Office Code of Insurer To be shown in starting year - ending year format, e.g.: 2000-01 Unique number to be given in all records Y for Endorsement, otherwise N Endorsement Number where endorsement details are given - For only "non-nil" endorsements only Location of the registering RTA Code of the registering RTA Code Master Type of the Policy - Refer IMT Policy Code master Type of vehicle - Refer IMT Class Code master Vehicle Specific - Refer IMT Make Code master Vehicle Specific - Submit Company specific Make Code master Refer IMT Zone Code master

14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29

Num_Vehicle_Age Txt_CC_ PCC_ GVW_Code Txt_Reg_Number_Vehicle Txt_Chassis_Number Txt_Engine_Number Txt_Colour_Vehicle Num_IDV Txt_Permit_Code Txt_Nature_Goods_Code Txt_Road_Type_Code Txt_Vehicle_Driven_By_Co de Txt_Driver_Age_Code Txt_Driver_Exp_Code Txt_Claims_History_Code Txt_Driver_Qualification_C ode Txt_Incurred_Claims_Code Boo_ TPPD Statutory Cover only Boo_AntiTheft Boo_AutoAssociation Boo_Voluntary_Excess Boo_Vintage_Car Boo_Own_Premises Boo_Spl_Design

2 2 12 12 12 20 12 2 2 2 2 2 2 2 2 3

Number Text Text Text Text Text Number Text Text Text Text Text Text Text Text Text

120014 120015 120016 120017 120018 120019 120020 120021 120022 120023 120024 120025 120026 120027 120028 120029

30

Boolean

120030

31 32 33 34 35

1 1 1 1 1

Boolean Boolean Boolean Boolean Boolean

120031 120032 120033 120034 120035

36

Boolean

120036

37 38

Boo_Side_Car Boo_Spl_Rating

1 1

Boolean Boolean

120037 120038

39 40 41

Boo_NCB Num_NCB Num_Gross_Basic_OD_Pre mium

1 7 10

Boolean Number Number

120039 120040 120041

Vehicle Age in completed years on inception/ renewal Refer IMT CC/ PCC/ GVW Code master Unique number to be given in all records Unique number to be given in all records Unique number to be given in all records Descriptive entry Sum insured rounded off to rupees Refer Permit Code Master Refer Nature of Goods Code Master Refer Road Type Code Master Refer Driver Type Code Master Refer Driver Age Code Master Refer Driver Experience Code Master Claims History Code Master Refer Driver Education Code Master Claims Experience of previous years based on which premium is loaded If opted for restricted cover - "Y". If Wider cover applicable - "N" Y if Antitheft discount given, otherwise N Y if Auto Association discount given, otherwise N Y if Voluntary Excess discount given, otherwise N Y if Vintage Car discount given, otherwise N Y if operating in own premises only discount given, otherwise N Y if Specially Designed Vehicle for blind, physically or mentally challenged user discount given, otherwise N Y if discount for Side Car given, otherwise N Y if Special rating discount given, otherwise N -applicable only for Trade Policies Y if NCB discount given, otherwise N Amount of NCB given Gross Basic OD Premium rounded off to rupees

42

Num_Gross_Elec_OD_Pre mium Num_Gross_Bifuel_OD_Pre mium Num_Gross_Trailers_OD_P remium Num_Net_OD_Premium Num_Gross_Basic_TP_Pre mium Num_Gross_Trailers_TP_Pr emium Num_Gross_Bifuel_TP_Pre mium Num_Gross_Driver_LL_TP _Premium Num_Gross_Cleaner_TP_Pr emium Num_Gross_Coolies_TP_Pr emium Num_Gross_Conductor _TP_Premium Num_Gross_Owner_PA_Pr emium Num_Gross_Other_PA_Pre mium Num_Gross_Other_TP_Pre mium Num_Net_TP_Premium

10

Number

120042

43 44 45

10 10 10

Number Number Number

120043 120044 120045

46

Number

120046

47

Number

120047

48

Number

120048

49

Number

120049

50

Number

120050

51

Number

120051

52

Number

120052

53

Number

120053

54

Number

120054

55

Number

120055

56

Number

120056

57 58

Txt_Policy_Remarks Txt_Claim_Year Txt_Claim_Number

100 7

Text Text

120057 120058

59

20

Text

120059

Gross Premium for Electronic Fittings rounded off to rupees Gross Premium for Bi-fuel rounded off to rupees Gross Premium for Trailers rounded off to rupees Net OD Premium on which service tax is calculated rounded off to rupees Total Gross Basic TP Premium calculated and rounded off to rupees Total Gross Trailers TP Premium rounded off to rupees Total Gross Bi-fuel TP Premium rounded off to rupees Total Gross Driver Wider Legal Liability TP Premium rounded off to rupees Total Gross Cleaner Wider Legal Liability Premium TP Premium rounded off to rupees Total Gross Coolies Wider Legal Liability Premium TP Premium rounded off to rupees Total Gross Conductor's Wider Legal Liability Premium TP Premium rounded off to rupees Total Gross Owner PA Premium rounded off to rupees Total Gross Personal Accident Premium for Others rounded off to rupees Gross of other TP Premium not specifically provided, rounded off to rupees Total Net TP Premium on which service tax is calculated rounded off to rupees Free text entry To be shown in starting year - ending year format, e.g.: 2000-01 Unique Master Claim Number

10

60

Txt_Child_Claim_Number

Text

120060

61 62 63 64

Date_Accident_Loss Txt_Place_Accident Txt_Pincode Date_Claim_Intimation Txt_TAC_NOL_Code Txt_Insurer_NOL_Code Date_Disbursement Boo_OD_Total_Loss Num_OD_Amount_Claimed Num_OD_Claims _Paid Num_OD_Expenses_Paid

10 20 6 10

Date Text Text Date

120061 120062 120063 120064

65 66

2 4

Text Text

120065 120066

67

10

Date

120067

68 69 70 71

1 7 7 11

Boolean Number Number Number

120068 120069 120070 120071

72

Num_OD_Interest_Paid

11

Number

120072

73 74

Boo_On_Account Txt_Settlement_Basis_Code Num_Closing_Provision Txt_Summons_Type Txt_OD_Claims_Remarks Boo_Fatal_NonFatal Num_TP_Amount_Claimed Num_TP_Claims _Paid Num_TP_Awards_Paid

1 2

Boolean Text

120073 120074

76 77

11 20

Number Text

120076 120077

78 79 80 81

100 1 11 7

Text Boolean Number Number

120078 120079 120080 120081

82

Number

120082

Unique Child Claim Number under a master claim number. To be filled if insurer follows system of allotting multiple child claim numbers under the same master claim number for same accident DD/MM/YYYY- Date of accident or loss Name the place of accident PIN Code of place of accident DD/MM/YYYY - Date of intimation of accident or loss Refer IMT Nature of Loss Code Master Submit Company specific Nature of Loss Code master, if any DD/MM/YYYY- Date of final disbursement of claim amount Y if Total Loss, otherwise, N Amount of OD Claims made rounded off to rupees Amount of OD Claims paid rounded off to rupees Amount of Survey fees, Advocate fees, Investigators fees, court costs paid rounded off to rupees on OD claim Amount of interest/ compensation paid to insured through courts / consumer forums rounded off to rupees on OD claim Y if payment is on account, otherwise N Settlement basis as per Settlement Codes Master maintained by the insurer Outstanding OD Claims at the end of the year 'Civil Court' for OD Claims in Civil Suit and 'Consumer Forum' in CF cases Free text entry Y if claim is fatal, otherwise N Amount claimed in the petition / claim Amount of TP /MACT Claims paid rounded off to rupees Amount of MACT Award paid rounded off to rupees

11

83

Num_TP_Expenses_Paid

11

Number

120083

84

Num_TP_Interest_Paid

11

Number

120084

85 86

Num_Amount_Wider_Legal _Liability Num_Amount_PA_Owner_ Driver Num_Amount_PA_Others Txt_Nature_Of_Injury Boo_Interim_Award Txt_Settlement_Basis_Code Num_Open_Provision_Main

11 11

Number Number

120085 120086

87 88 89

11 3 1

Number Text Boolean

120087 120088 120089

90

Text

120090

91

11

Number

120091

Amount of Survey fees, Advocate fees, Investigators fees, court costs paid rounded off to rupees on TP/ MACT claim Amount of interest/ compensation paid to insured through courts / consumer forums rounded off to rupees on TP MACT claim Amount paid on account of Wider legal Liability Amount paid to insured on account of PA Owner Driver Amount paid to insured on account of PA Others Refer Injury Code Master Y if payment is on account of interim awards, otherwise N Settlement basis as per Settlement Codes Master maintained by the insurer Outstanding TP / MACT Claims at the beginning of the year for Award / Compensation Outstanding TP / MACT Claims at the beginning of the year for Expenses, fees, costs Outstanding TP / MACT Claims at the beginning of the year for interest on award / compensation Outstanding TP / MACT Claims at the end of the year for Award / Compensation Outstanding TP / MACT Claims at the end of the year for Expenses, fees, costs Outstanding TP / MACT Claims at the end of the year for interest on award / compensation 6 digit code for court location as per Court Master of the insurer 7 digit year in which case was filed in the court Eg: 2000-01 6 digit case number allotted by the court Court case title for reference to the case

92

Num_Open_Provision_Expe nses Num_Open_Provision_Inter est

11

Number

120092

93

11

Number

120093

94

Num_Closing_Provision_M ain Num_Closing_Provision_Ex penses Num_Closing_Provision_Int erest Txt_Court_Location_Code Txt_Case_Year Txt_Case_Number Txt_Case_Title

11

Number

120094

95

11

Number

120095

96

11

Number

120096

97

Text

120097

98

Text

120098

99 100

6 50

Text Text

120099 120100

12

101

Date_Petition_Filed_On Txt_Summons_Type_Code Num_Age

10

Date

120101

102 103

2 3

Text Number

120102 120103

104

Txt_Sex

Text

120104

105

Num_Cur_Annual_Income

11

Number

120105

106

Num_Provision_Annual_Inc ome

11

Number

120106

107

Num_Occupation_Code

Number

120107

108 109 110

Txt_Nature_Of_Injury Num_Disability_Percentage Num_Income_Loss_Days Txt_Reason_Hearing_Code

50 3 4

Text Number Number

120108 120109 120110

111

Text

120111

112 113 114 115 116 117 118

Boo_Children_under_25 Boo_Children_above_25 Txt_Damaged_Property Num_Number_Of_Depende nts Boo_Is_WS_Filed Date_WS_Filed_On Boo_Is_Policy_Filed

1 1 100 2 1 10 1

Boolean Boolean Text Number Boolean Date Boolean

120112 120113 120114 120115 120116 120117 120118

DD/MM/YYYY - Date of filing of the petition by the claimant 2 digit code for type of summons Age of the claimant in case of injury cases, age of deceased in case of death cases and blank in case of TPPD cases Sex of the claimant in case of injury cases, sex of deceased in case of death cases and blank in case of TPPD cases M - Male, F Female, O - Other Annual Income of the claimant in case of injury cases, Annual Income of deceased in case of death cases and blank in case of TPPD cases Annual Income of the claimant considered for provision in case of injury cases, Annual Income of deceased considered for provision in case of death cases and blank in case of TPPD cases Occupation of the claimant in case of injury cases, Occupation of deceased in case of death cases and blank in case of TPPD cases as per Occupation Codes Master Nature of injury in free text Percentage of disability suffered by the claimant Number of days of loss of income claimed for injury cases only 3 digit reason code for the case next posted for hearing as per master maintained by insurer Y in case children are below 25 years, otherwise N Y in case children are above 25 years, otherwise N Free text entry - details of damaged property Number of dependents Y in case written statement filed, otherwise N DD/MM/YYYY- Date of filing written statement Y in case policy copy is filed, otherwise N

13

119 120 121

Boo_Is_Compromise_Fit Boo_Is_CC_Filed Date_CC_Filed_On Boo_Is_Insured_Defended Date_Section_170_Filed Date_Section_170_Court_O rder Date_Co_Evidence_Date Date_Driver_Evidence_Date Boo_Is_Petitioner_in_CS

1 1 10

Boolean Boolean Date

120119 120120 120121

122

Boolean

120122

123

10

Date

120123

124

10

Date

120124

125

10

Date

120125

126

10

Date

120126

127

Boolean

120127

128

Date_Of_Post_Mortem Txt_Reason_for_Death Num_Interest_Rate Txt_TP_Claims_Remarks

10

Date

120128

129 130

50 5

Text Number

120129 120130

131

100

Text

120131

Y in case claim is fit for compromise, otherwise N Y in case Criminal Court Records filed, otherwise N DD/MM/YYYY- Date of filing Criminal Court Records Y in case advocate has been allowed to defend the insured, otherwise N DD/MM/YYYY- Date of filing application under Section 170 DD/MM/YYYY- Date of Court Order under Section 170 DD/MM/YYYY- Date of conducting Company's evidence DD/MM/YYYY- Date of conducting Driver's evidence Y in case claimant is included in charge sheet in case of injury cases, deceased is included in the charge sheet in case of death cases, otherwise N DD/MM/YYYY- Date of post mortem for death claims only Reason for death in free text Rate of interest in percentage considered for payment or provision Free text entry

14

POLICY DATA TABLE FOR MOTOR DATA (SECTION 64 UE)

SL NO
1 2 3 4 5 6

FIELD NAME Txt_Insurer Txt_ Office_Code Txt_Policy_Year Txt_Policy_Number Boo_Endorsement Txt_Endorsement_Number Txt_Location_RTA Txt_RTA_Code Txt_Policy_Code Txt_Class_Code Txt_TAC_Make_Code Txt_Insurer_Make_Code Txt_Zone_Code Num_Vehicle_Age Txt_CC_ PCC_ GVW_Code Txt_Reg_Number_Vehicle Txt_Chassis_Number Txt_Engine_Number Txt_Colour_Vehicle Num_IDV Txt_Permit_Code Txt_Nature_Goods_Code Txt_Road_Type_Code Txt_Vehicle_Driven_By_Co de Txt_Driver_Age_Code Txt_Driver_Exp_Code Txt_Claims_History_Code Txt_Driver_Qualification_C ode Txt_Incurred_Claims_Code Boo_ TPPD Statutory Cover only Boo_AntiTheft Boo_AutoAssociation Boo_Voluntary_Excess Boo_Vintage_Car

FIELD SIZE 4 6 7 20 1 20 20 20 2 2 6 10 2
2

TYPE Text Text Text Text Boolean Text Text Text Text Text Text Text Text
Number

FORMAT NUMBER - F 12 a DEFINITION Refer Insurer Code Master Unique Underwriting Office Code of Insurer To be shown in starting year - ending year format, e.g.: 2000-01 Unique number to be given in all records Y for Endorsement, otherwise N Endorsement Number where endorsement details are given - For only "non-nil" endorsements only Location of the registering RTA Code of the registering RTA Code Master Type of the Policy - Refer IMT Policy Code master Type of vehicle - Refer IMT Class Code master Vehicle Specific - Refer IMT Make Code master Vehicle Specific - Submit Company specific Make Code master Refer IMT Zone Code master Vehicle Age in completed years on inception/ renewal Refer IMT CC/ PCC/ GVW Code master Unique number to be given in all records Unique number to be given in all records Unique number to be given in all records Descriptive entry Sum insured rounded off to rupees Refer Permit Code Master Refer Nature of Goods Code Master Refer Road Type Code Master Refer Driver Type Code Master Refer Driver Age Code Master Refer Driver Experience Code Master Claims History Code Master Refer Driver Education Code Master Claims Experience of previous years based on which premium is loaded If opted for restricted cover - "Y". If Wider cover applicable - "N" Y if Antitheft discount given, otherwise N Y if Auto Association discount given, otherwise N Y if Voluntary Excess discount given, otherwise N+ Y if Vintage Car discount given, otherwise N

7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

2 12 12 12 20 12 2 2 2 2 2 2
2

Text Text Text Text Text Number Text Text Text Text Text Text
Text

2 3 1 1 1 1 1

Text Text Boolean Boolean Boolean Boolean Boolean

15

35 36

Boo_Own_Premises Boo_Spl_Design

1 1

Boolean Boolean

Y if operating in own premises only discount given, otherwise N Y if Specially Designed Vehicle for blind, physically or mentally challenged user discount given, otherwise N Y if discount for Side Car given, otherwise N Y if Special rating discount given, otherwise N -applicable only for Trade Policies Y if NCB discount given, otherwise N Amount of NCB given Gross Basic OD Premium rounded off to rupees Gross Premium for Electronic Fittings rounded off to rupees Gross Premium for Bi-fuel rounded off to rupees Gross Premium for Trailers rounded off to rupees Net OD Premium on which service tax is calculated rounded off to rupees Total Gross Basic TP Premium calculated and rounded off to rupees Total Gross Trailers TP Premium rounded off to rupees Total Gross Bi-fuel TP Premium rounded off to rupees Total Gross Driver Wider Legal Liability TP Premium rounded off to rupees Total Gross Cleaner Wider Legal Liability Premium TP Premium rounded off to rupees Total Gross Coolies Wider Legal Liability Premium TP Premium rounded off to rupees Total Gross Conductor's Wider Legal Liability Premium TP Premium rounded off to rupees Total Gross Owner PA Premium rounded off to rupees Total Gross Personal Accident Premium for Others rounded off to rupees Gross of other TP Premium not specifically provided, rounded off to rupees Total Net TP Premium on which service tax is calculated rounded off to rupees Free text entry

37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52

Boo_Side_Car Boo_Spl_Rating Boo_NCB Num_NCB Num_Gross_Basic_OD_Pre mium Num_Gross_Elec_OD_Prem ium Num_Gross_Bifuel_OD_Pre mium Num_Gross_Trailers_OD_P remium Num_Net_OD_Premium Num_Gross_Basic_TP_Pre mium Num_Gross_Trailers_TP_Pr emium Num_Gross_Bifuel_TP_Pre mium Num_Gross_Driver_LL_TP _Premium Num_Gross_Cleaner_TP_Pr emium Num_Gross_Coolies_TP_Pr emium Num_Gross_Conductor _TP_Premium Num_Gross_Owner_PA_Pre mium Num_Gross_Other_PA_Pre mium Num_Gross_Other_TP_Pre mium Num_Net_TP_Premium Txt_Policy_Remarks

1 1 1 7 10 10 10 10 10 7 7 7 7 7 7 7 7 7 7 7 100

Boolean Boolean Boolean Number Number Number Number Number Number Number Number Number Number Number Number Number Number Number Number Number Text

53 54 55 56 57

16

O. D. CLAIMS DATA TABLE FOR MOTOR DATA (SECTION 64 UE)

FORMAT NUMBER - F 12 b
SL. NO:

FIELD NAME

FIELD SIZE

TYPE

DEFINITION

1 2 3 4 5 6

Txt_Insurer Txt_ Office_Code Txt_Policy_Year Txt_Policy_Number Boo_Endorsement Txt_Endorsement_ Number Txt_Location_RTA Txt_RTA_Code Txt_Policy_Code Txt_Class_Code Txt_TAC_Make_C ode Txt_Insurer_Make_ Code Txt_Zone_Code Num_Vehicle_Age Txt_CC_ PCC_ GVW_Code Txt_Reg_Number_ Vehicle Txt_Chassis_Numb er Txt_Engine_Numbe r Txt_Colour_Vehicle Num_IDV Txt_Permit_Code Txt_Nature_Goods_ Code Txt_Road_Type_Co de Txt_Vehicle_Driven _By_Code Txt_Driver_Age_Co de Txt_Driver_Exp_Co de Txt_Claims_History _Code Txt_Driver_Qualific ation_Code

4 6 7 20 1 20 20 20 2 2 6 10 2
2 2 12 12 12

Text Text Text Text Boolean Text Text Text Text Text Text Text Text
Number

7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

Text Text Text Text Text Number Text Text Text Text Text Text
Text

Refer Insurer Code Master Unique Underwriting Office Code of Insurer To be shown in starting year - ending year format, eg: 2000-01 Unique number to be given in all records Y for Endorsement, otherwise N Endorsement Number where endorsement details are given - For "non-nil" endorsements only Location of the registering RTA Code of the registering RTA Code Master Type of the Policy - Refer IMT Policy Code master Type of vehicle - Refer IMT Class Code master Vehicle Specific - Refer IMT Make Code master Vehicle Specific - Submit Company specific Make Code master Refer IMT Zone Code master Vehicle Age in completed years on inception/ renewal Refer IMT CC/ PCC/ GVW Code master Unique number to be given in all records Unique number to be given in all records Unique number to be given in all records Descriptive entry Sum insured rounded off to rupees Refer Permit Code Master Refer Nature of Goods Code Master Refer Road Type Code Master Refer Driver Type Code Master Refer Driver Age Code Master Refer Driver Experience Code Master Claims History Code Master Refer Driver Education Code Master

20 12 2 2 2 2 2 2
2

Text

17

29 30

31 32 33

Txt_Incurred_Claim s_Code Boo_ TPPD Statutory Cover only Txt_Claim_Year Txt_Claim_Number Txt_Child_Claim_N umber

3 1 7 20 4

Text Boolean Text Text Text

Claims Experience of previous years based on which premium is loaded If opted for restricted cover - "Y". If Wider cover applicable - "N" To be shown in starting year - ending year format, eg: 2000-01 Unique Master Claim Number Unique Child Claim Number under a master claim number. To be filled if insurer follows system of allotting multiple child claim numbers under the same master claim number for same accident DD/MM/YYYY- Date of accident or loss Name the place of accident PIN Code of place of accident DD/MM/YYYY - Date of intimation of accident or loss Refer IMT Nature of Loss Code Master Submit Company specific Nature of Loss Code master, if any DD/MM/YYYY- Date of final disbursement of claim amount Y if Total Loss, otherwise, N Amount of OD Claims made rounded off to rupees Amount of OD Claims paid rounded off to rupees Amount of Survey fees, Advocate fees, Investigators fees, court costs paid rounded off to rupees on OD claim Amount of interest/ compensation paid to insured through courts / consumer forums rounded off to rupees on OD claim Y if payment is on account, otherwise N Settlement basis as per Settlement Codes Master maintained by the insurer Outstanding OD Claims at the beginning of the year Outstanding OD Claims at the end of the year 2 digit code for type of summons Free text entry

34 35 36 37 38 39 40 41 42 43 44

Date_Accident_Los s Txt_Place_Accident Txt_Pincode Date_Claim_Intimat ion Txt_TAC_NOL_Co de Txt_Insurer_NOL_ Code Date_Disbursement Boo_OD_Total_Los s Num_OD_Amount_ Claimed Num_OD_Claims _Paid Num_OD_Expenses _Paid Num_OD_Interest_ Paid Boo_On_Account Txt_Settlement_Bas is_Code Num_Open_Provisi on Num_Closing_Provi sion Txt_Summons_Typ e_Code Txt_OD_Claims_Re marks

10 20 6 10 2 4 10 1 7 7 11 11 1 2 11 11
2

DATE Text Text DATE Text Text DATE Boolean Number Number Number Number Boolean Text Number Number
Text

45

46 47 48 49 50 51

100

Text

18

T. P. / M.A.C.T. CLAIMS DATA TABLE FOR MOTOR DATA (SECTION 64 UE)

FORMAT NUMBER - F 12 c
SL. NO: 1 2 3 4 5 6

FIELD NAME Txt_Insurer Txt_ Office_Code Txt_Policy_Year Txt_Policy_Number Boo_Endorsement Txt_Endorsement_Number Txt_Location_RTA Txt_RTA_Code Txt_Policy_Code Txt_Class_Code Txt_TAC_Make_Code Txt_Insurer_Make_Code Txt_Zone_Code Num_Vehicle_Age Txt_CC_ PCC_ GVW_Code Txt_Reg_Number_Vehicle Txt_Chassis_Number Txt_Engine_Number Txt_Colour_Vehicle Num_IDV Txt_Permit_Code Txt_Nature_Goods_Code Txt_Road_Type_Code Txt_Vehicle_Driven_By_Code Txt_Driver_Age_Code Txt_Driver_Exp_Code Txt_Claims_History_Code Txt_Driver_Qualification_Code

FIELD SIZE 4 6 7 20 1 20 20 20 2 2 6 10 2
2

TYPE Text Text Text Text Boolean Text Text Text Text Text Text Text Text
Number

DEFINITION Refer Insurer Code Master Unique Underwriting Office Code of Insurer To be shown in starting year ending year format, e.g.: 2000-01 Unique number to be given in all records Y for Endorsement, otherwise N Endorsement Number where endorsement details are given - For only "non-nil" endorsements only Location of the registering RTA Code of the registering RTA Code Master Type of the Policy - Refer IMT Policy Code master Type of vehicle - Refer IMT Class Code master Vehicle Specific - Refer IMT Make Code master Vehicle Specific - Submit Company specific Make Code master Refer IMT Zone Code master Vehicle Age in completed years on inception/ renewal Refer IMT CC/ PCC/ GVW Code master Unique number to be given in all records Unique number to be given in all records Unique number to be given in all records Descriptive entry Sum insured rounded off to rupees Refer Permit Code Master Refer Nature of Goods Code Master Refer Road Type Code Master Refer Driver Type Code Master Refer Driver Age Code Master Refer Driver Experience Code Master Refer Claims History Code Master Refer Driver Education Code Master

7 8 9 10 11 12

13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

2 12 12 12 20 12 2 2 2 2 2 2 2 2

Text Text Text Text Text Number Text Text Text Text Text Text Text Text

19

29

Txt_Incurred_Claims_Code Boo_ TPPD Statutory Cover only Txt_Claim_Year Txt_Claim_Number Txt_Child_Claim_Number

3 1 7 20 4

Text Boolean Text Text Text

30 31 32 33

34 35 36 37 38 39 40 41 42 43 44 45

Date_Accident_Loss Txt_Place_Accident Txt_Pincode Date_Claim_Intimation Txt_TAC_NOL_Code Txt_Insurer_NOL_Code Date_Disbursement Boo_Fatal_NonFatal Num_TP_Amount_Claimed Num_TP_Claims _Paid Num_TP_Awards_Paid Num_TP_Expenses_Paid

10 20 6 10 2 4 10 1 11 7 7 11

Date Text Text Date Text Text Date Boolean Number Number Number Number

46

Num_TP_Interest_Paid

11

Number

Claims Experience of previous years based on which premium is loaded If opted for restricted cover - "Y". If Wider cover applicable - "N" To be shown in starting year ending year format, eg: 2000-01 Unique Master Claim Number Unique Child Claim Number under a master claim number. To be filled if insurer follows system of allotting multiple child claim numbers under the same master claim number for same accident DD/MM/YYYY- Date of accident or loss Name the place of accident PIN Code of place of accident DD/MM/YYYY - Date of intimation of accident or loss Refer IMT Nature of Loss Code Master Submit Company specific Nature of Loss Code master, if any DD/MM/YYYY- Date of final disbursement of claim amount Y if claim is fatal, otherwise N Amount claimed in the petition / claim Amount of TP /MACT Claims paid rounded off to rupees Amount of MACT Award paid rounded off to rupees Amount of Survey fees, Advocate fees, Investigators fees, court costs paid rounded off to rupees on TP/ MACT claim Amount of interest/ compensation paid to insured through courts / consumer forums rounded off to rupees on TP MACT claim Amount paid on account of Wider legal Liability Amount paid to insured on account of PA Owner Driver Amount paid to insured on account of PA Others Refer Injury Code Master Y if payment is on account of interim awards, otherwise N Settlement basis as per Settlement Codes Master maintained by the insurer Outstanding TP / MACT Claims at the beginning of the year for Award / Compensation Outstanding TP / MACT Claims at the beginning of the year for Expenses, fees, costs

47 48 49 50 51 52

Num_Amount_Wider_Legal_Li ability Num_Amount_PA_Owner_Driv er Num_Amount_PA_Others Txt_Nature_Of_Injury Boo_Interim_Award Txt_Settlement_Basis_Code Num_Open_Provision_Main Num_Open_Provision_Expense s

11 11 11 3 1 2 11 11

Number Number Number Text Boolean Text Number Number

53

54

20

55

Num_Open_Provision_Interest Num_Closing_Provision_Main Num_Closing_Provision_Expen ses Num_Closing_Provision_Intere st Txt_Court_Location_Code Txt_Case_Year Txt_Case_Number Txt_Case_Title Date_Petition_Filed_On Txt_Summons_Type_Code Num_Age

11 11 11 11 6 7 6 50 10
2

Number Number Number Number Text Text Text Text Date

Text

56

57

58

59 60 61 62 63 64 65

Number

66

Txt_Sex

Text

67

Num_Cur_Annual_Income

11

Number

68

Num_Provision_Annual_Incom e

11

Number

69

Num_Occupation_Code

Number

70 71 72 73

Txt_Nature_Of_Injury Num_Disability_Percentage Num_Income_Loss_Days Txt_Reason_Hearing_Code Boo_Children_under_25 Boo_Children_above_25

50 3 4 3 1 1

Text Number Number Text Boolean Boolean

74 75

Outstanding TP / MACT Claims at the beginning of the year for interest on award / compesation Outstanding TP / MACT Claims at the end of the year for Award / Compensation Outstanding TP / MACT Claims at the end of the year for Expenses, fees, costs Outstanding TP / MACT Claims at the end of the year for interest on award / compesation 6 digit code for court location as per Court Master of the insurer 7 digit year in which case was filed in the court Eg: 2000-01 6 digit case number allotted by the court Court case title for reference to the case DD/MM/YYYY - Date of filing of the petition by the claimant 2 digit code for type of summons Age of the claimant in case of injury cases, age of deceased in case of death cases and blank in case of TPPD cases Sex of the claimant in case of injury cases, sex of deceased in case of death cases and blank in case of TPPD cases M - Male, F Female, O - Other Annual Income of the claimant in case of injury cases, Annual Income of deceased in case of death cases and blank in case of TPPD cases Annual Income of the claimant considered for provision in case of injury cases, Annual Income of deceased considered for provision in case of death cases and blank in case of TPPD cases Occupation of the claimant in case of injury cases, Occupation of deceased in case of death cases and blank in case of TPPD cases as per Occupation Codes Master Nature of injury in free text Percentage of disability suffered by the claimant Number of days of loss of income claimed for injury cases only 3 digit reason code for the case next posted for hearing as per master maintained by insurer Y in case children are below 25 years, otherwise N Y in case children are above 25 years, otherwise N

21

76 77 78 79 80 81 82 83 84 85

Txt_Damaged_Property Txt_Property_Pincode Num_Number_Of_Dependents Boo_Is_WS_Filed Date_WS_Filed_On Boo_Is_Policy_Filed Boo_Is_Compromise_Fit Boo_Is_CC_Filed Date_CC_Filed_On Boo_Is_Insured_Defended Date_Section_170_Filed Date_Section_170_Court_Order Date_Co_Evidence_Date Date_Driver_Evidence_Date Boo_Is_Petitioner_in_CS

100 6 2 1 10 1 1 1 10 1 10 10 10 10 1

Text Text Number Boolean Date Boolean Boolean Boolean DATE Boolean Date Date Date Date Boolean

86 87 88 89 90

91 92 93

Date_Of_Post_Mortem Txt_Reason_for_Death Num_Interest_Rate Txt_TP_Claims_Remarks

10 50 5 100

Date Text Number Text

94

Free text entry - details of damaged property Pin code of damaged property Number of dependents Y in case written statement filed, otherwise N DD/MM/YYYY- Date of filing written statement Y in case policy copy is filed, otherwise N Y in case claim is fit for compromise, otherwise N Y in case Criminal Court Records filed, otherwise N DD/MM/YYYY- Date of filing Criminal Court Records Y in case advocate has been allowed to defend the insured, otherwise N DD/MM/YYYY- Date of filing application under Section 170 DD/MM/YYYY- Date of Court Order under Section 170 DD/MM/YYYY- Date of conducting Company's evidence DD/MM/YYYY- Date of conducting Driver's evidence Y in case claimant is included in charge sheet in case of injury cases, deceased is included in the charge sheet in case of death cases, otherwise N DD/MM/YYYY- Date of post mortem for death claims only Reason for death in free text Rate of interest in percentage considered for payment or provision Free text entry

22

Chapter

Descriptor Fields
4.1 Insurer Code Master
Company Code (Registration Number given by IRDA) 126 113 123 124 125 115 106 58 90 103 102 108 556 545

4
Non - Life Insurer AGRICULTURAL INSURANCE CORPORATION OF INDIA BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD. CHOLAMANADALAM MS GENERAL INSURANCE ECGC OF INDIA LTD. HDFC-CHUBB GENERAL INSURANCE ICICI LOMBARD GENERAL INSURANCE CO. LTD. IFFCO TOKIO GENERAL INSURANCE CO. LTD. NATIONAL INSURANCE CO.LTD. THE NEW INDIA ASSURANCE CO. LTD. RELIANCE GENERAL INSURANCE CO.LTD. ROYAL SUNDARAM ALLIANCE INSURANCE CO. LTD TATA AIG GENERAL INSURANCE CO. LTD. THE ORIENTAL INSURANCE CO. LTD. UNITED INDIA INSURANCE CO. LTD.

4.2 Policy Code Master Policy Code Description 1 Liability Only 2 Package Policy 3 Fire Only 4 Theft Only 5 Fire and Theft Only 6 Liability Only with Fire 7 Liability Only with Theft 8 Liability Only with Fire and Theft

23

4.3 Class Code Master Class code 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 Description of Vehicle Class Private Car Private Car (only three wheelers with 750 to 1000cc) Private Car (only three wheelers less than 750 ) Two wheelers Two wheelers with side car Three wheeler invalid carriage with side car -treated as two wheeler Goods Carrying vehicles other than three wheelers Public Goods Carrying vehicles other than three wheelers Private Goods Carrying motorised three wheelers and pedal cycles Public Goods Carrying motorised three wheelers and pedal cycles Private Passenger Carrying four wheeled vehicles Passenger Carrying motorised three wheeled vehicles Special type of vehicles Two wheelers - hire or reward Motor Trade Road transit Risk only Motor Trade Road Risk only Motor Trade internal Risk only

4.4 Zone Code Master Zone code Description 35 Zone A - Sections 2 ,3,4.C.1 and 4.C.4 36 Zone B - Sections 2 ,3,4.C.1 and 4.C.4 37 Zone A - Sections 4.A, 4.C.2,4.C.3 and 4.D 38 Zone B - Sections 4.A, 4.C.2,4.C.3 and 4.D 39 Zone C - Sections 4.A, 4.C.2,4.C.3 and 4.D 40 No Zone - Sections 4.B,4.E,4.F and 4.G

24

4.5 MAKE CODE MASTER Vehicle Make Code 01 01001 01002 01003 01004 01005 01006 01007 01008 02 02001 02002 02003 02004 02005 02006 02007 02008 02009 02010 03 03001 03002 03003 03004 03005 03006 03007 03008 03009 03010 03011 03012 03013 03014 03015 03016 03017 03018 03019 03020 03021 03022 Vehicle Make / Model Description Daewoo Cielo Cielo CNG Nexia Matiz SS Matiz SD Matiz SG Matiz SA Any Other Daimlerchrysler C 200 CDI Classic (Diesel) C 200 CDI Elegance (Diesel) C 180 Classic (Petrol) C 180 Elegance (Petrol) E 240 VG E 240 VG AT E 220 CDI E 220 CDI AT S 320L Any Other Fiat Uno 1.2 Trend Uno 1.2 Trend AC Uno 1.7 Trend Diesel Uno 1.7 Trend Diesel AC Palio 1.2 EL Palio 1.2 EL PS Palio 1.2 ELX PS Palio 1.6 GTX PS Siena ED Siena EL PS Siena ELX SP (Euro II) Siena 1.6 ELX PS Siena 1.6 ELX PS SP Siena Diesel EL PS (Euro II) Siena Diesel ELX PS (Euro II) Siena Diesel ELX SP Siena Diesel ELX PS SP Siena Weekend ELX PS Siena Weekend ELX SP PS Siena Weekend Diesel ELX Siena Weekend Diesel ELX SP Any Other 25

04 04001 04002 04003 04004 04005 04006 04007 04008 04009 04010 04011 05 05001 05002 05003 05004 05005 05006 05007 05008 05009 05010 05011 05012 05013 05014 05015 05016 05017 05018 05019 05020 05021 05022 05023 05024 05025 05026 05027 05028 05029

Ford Ikon 1.3 CLXi Manual steering Ikon 1.3 CLXi PSA+PW Ikon 1.3 EXi Petrol Ikon 1.6 ZXi Ikon 1.6 SXi Petrol Ikon 1.8 ZXi (Diesel) Ikon 1.8 SXi (Diesel) Mondeo Ghia Petrol Mondeo Ghia Diesel Mondeo Turbo Diesel Any Other General Motors Opel Astra - 1.6 Petrol Opel Astra - 1.7 Diesel Opel Astra - 1.6 Petrol Advantage Opel Astra 1.7 Diesel Advantage Opel Astra- Gli 1.6 Petrol Opel Astra - Gli 1.7 Diesel Opel Astra Gl 1.6 Petrol Opel Astra - Gl 1.7 Diesel Opel Astra Club 1.6 Petrol Opel Astra Club 1.7 Diesel Opel Astra- 1.6 Petrol Opel Corsa - 1.4 Petrol Opel Corsa Gl 1.6 Petrol Opel Corsa Gl - 1.4 Petrol Opel Corsa- GLS 1.6 Petrol Opel Corsa - GLS 1.4 Petrol Opel Corsa - GSI 1.6 Petrol Opel Corsa GSI 1.4 Petrol Opel Corsa - Riyale1.6 Petrol Opel Corsa Riyale 1.4 Petrol Opel Swing ( Station Wagon) 1.4. Petrol Opel Swing ( Station Wagon) 1.6 Petrol Opel Swing - GL 1.6 Petrol Opel Swing GL 1.4 Petrol Opel Swing - GLS 1.6 Petrol Opel Swing - GLS 1.4 Petrol Opel Swing GLI 1.6 Petrol Opel Swing GLI 1.4 Petrol Any Other

26

06 06001 06002 06003 06004 06005 06006 06007 06008 06009 06010 06011 06012 06013 06014 06015 06016 06017 06018 06019 06020 06021 06022 06023 06024 06025 06026 06027 07 07001 07002 07003 07004 07005

Hindustan Motors Ambassador Nova Diesel (Deluxe) Ambassador 1800 MPFI Ambassador 1800 CNG Bifuel Ambassador 2000 DSL (BE/TG/RDL) Ambassador Classic - 1.5 Diesel Ambassador Classic 1800 ISZ MPFI Ambassador Classic 2.0 DSZ Ambassador Classic 1500 CNG Ambassador Classic 1800 CNG Ambassador Classic 1500 LPG Ambassador Classic 1800 LPG Contessa Classic 1.8 GLX MPFI Contessa Classic 2.0 DSL DLX Contessa Classic 1.8 GLX (AC) Contessa Diesel 2.0 DL (TG/RDL) Mitsubishi Lancer GLi (Petrol) Symphonic Silver Mitsubishi Lancer GLd (Diesel) Symphonic Silver Mitsubishi Lancer GLXi(Petrol) Symphonic Silver Mitsubishi Lancer GLX (Diesel) Symphonic Silver Mitsubishi Lancer GLXd (Diesel) Symphonic Silver Mitsubishi Lancer SLXi (Petrol) Symphonic Silver Mitsubishi Lancer SLXd (Diesel ) Symphonic Silver Mitsubishi Lancer SFXi (Petrol) Symphonic Silver Mitsubishi Lancer Lei (Petrol) Luxury Ed Symphonic Silver Mitsubishi Lancer LEd (Diesel) Luxury Ed Symphonic Silver Mitsubishi Lancer SFXd (Diesel) Symphonic Silver Any Other Honda City 1.3 Lxi City 1.3 Exi City 1.5 Exi City 1.5 Exi AT City 1.5 Exi (S) 27

07006 07007 07008 07009 07010 07011 08 08001 08002 08003 08004 08005 08006 08007 08008 08009 08010 08011 08012 08013 08014 09 09001 09002 09003 09004 09005 09006 09007 09008 09009 09010 09011 09012 10 10001 10002 10003 10004 10005 10006 10007 10008 10009 10010 10011

City 1.5 VTEC Accord VTi MT Accord VTi AT Accord VTi L MT Accord VTi L AT Any Other Hyundai Santro LE (EURO- II) Santro LP (EURO -II) Santro LS (EURO -II) Santro GS (EURO- II) Accent GLE 1 Accent GVS Accent GLS Accent GLX Accent GTX Tornado Accent DLS Sonata GLS Sonata Gold Sonata Gold (air bag) Any Other Mahindra Commander 750 DP 2wd ST Commander 750 DP 2wd HT (3- dr) Commander 650 MDI MM550 DP 2wd (8- seater) ST MM550 DP 2wd FRP Marshal Deluxe Voyager AC Bolero GLX 2 WD Bolero GLX 4 WD Bolero GLX 2 WD (7- seater) Bolero GLX 4 WD (7- seater ) Any Other Maruti Maruti 800 Maruti 800 DX Maruti 800 DX Htr Maruti 800 DX Metallic Maruti 800 DX Metallic, Htr Maruti 800 EX Maruti 800 EX Htr Maruti 800 EX Met. Maruti 800 EX Met.Htr 800 Std.Euro-II 800 Std.Euro-II Htr. 28

10012 10013 10014 10015 10016 10017 10018 10019 10020 10021 10022 10023 10024 10025 10026 10027 10028 10029 10030 10031 10032 10033 10034 10035 10036 10037 10038 10039 10040 10041 10042 10043 10044 10045 10046 10047 10048 10049 10050 10051 10052 10053 10054 10055 10056 10057

800 Std. Euro-II Met. 800 Std. Euro-II Met.Htr 800 EX Euro-II 800 AC/TG Deluxe Euro -II Omni 5 Omni 5 Met Omni (8 seater) Euro -II Omni XL (8 seater) Euro -II Omni XL MPFI Euro -II (5 seater) Omni CNG Omni CNG Met Omni E Omni E Met. Omni E XL Omni E XL Met Gypsy King ST Gypsy King ST Metallic Gypsy King HT Gypsy King HT Metallic Zen LX Euro-II Zen LX Euro-II Metallic Zen LXi Zen LXi Metallic Zen LXi Euro-II Zen VX Euro-II Zen VXi PS Euro II Zen VXi Zen VXi Metallic Zen AT Zen AT Metallic Zen D Zen D Metallic Zen D EPS Zen D EPS Metallic Wagon R LX Wagon R LX Metallic Wagon R LXi Wagon R LXi Metallic Wagon R VXi Wagon R VXi Metallic Wagon R AX Wagon R AX Metallic Alto LX Euro-II Alto VX Euro-II Alto VXi Euro-II Alto LX

29

10058 10059 10060 10061 10062 10063 10064 10065 10066 10067 10068 10069 10070 10071 10072 10073 10074 10075 10076 10077 11 11001 11002 11003 11004 11005 11006 11007 11008 11009 11010 11011 11012 11013 11014 11015 11016 11017 11018 12 12001 12002 12003 12004 12005

Alto LX Metallic Alto VX Alto VX Metallic Alto VXi Alto VXi Metallic Alto AX Esteem LX Euro-II Esteem VX Euro-II Esteem VX Limited Esteem AX Esteem AX Euro-II Baleno (Modified) Baleno Altura Versa DX Versa DX Metallic Versa DX2 Versa DX2 Metallic Versa SDX Versa SDX Metallic Any Other TELCO Sierra Turbo 4x2 Sierra Turbo 4x4 Sumo SE Sumo EZI Sumo (Standard) Sumo Deluxe (Non metallic) Sumo Turbo Spacio Safari LX (4x2) Safari LX (4x4) Indica LEI MPFI Indica LSI MPFI Indica LXI MPFI Indica DL Indica DLE Indica DLS Indica DLX Any Other Toyota Qualis FS B4 10 seater Qualis GS C5 10 seater Qualis GST D6 8 seater Qualis GST Super (Petrol) Any Other 30

Motorised Two wheelers 31 31001 31002 31003 31004 31005 31006 31007 31008 31009 31010 31011 31012 31013 31014 31015 31016 31017 31018 31019 31020 31021 31022 31023 32 32001 32002 33 33001 33002 33003 33004 33005 33006 33007 33008 33009 33010 34 34001 34002

Bajaj Sunny Spice (E/S) Spirit (Auto start) M80 M80(4 stroke) Saffire UG Super (Metallic) Classic SL Chetak (Ordinary) Chetak (Metallic) Chetak 4 -stroke Legend Legend NXT2 Caliber Caliber UG Caliber Croma Boxer AT Boxer CT Aspire Pulsar 150 (Kick start) Pulsar 150 (Electric start) Pulsar 180 Eliminator Any Other Hero Winner Any Other Hero Honda CD 100 Deluxe CD 100 SS Joy Splendor Passion Street Smart (Kick- start) Street Smart (Electric-start) CBZ (Disc) CBZ Gold (Disc) Any Other Honda Motorcycle Activa Any Other 31

35 35001 35002 35003 35004 35005 35006 36 36001 36002 36003 36004 36005 36006 37 37001 37002 37003 37004 37005 37006 37007 37008 37009 37010 37011 37012 37013 37014 37015 37016 37017 37018 37019 37020 37021 37022 37023 37024

Kinetic Engg Style K4 -80 ZX Challenger GF 125 GF 125 (Disc) Any Other Kinetic Motor DX ZX AX Marvel ZX Zoom Any Other LML Trendy (Scootterette) Pulse 75 (Kick-start) Pulse 75 (Electric-start) Pulse 125 (Kick- start) Pulse 125 (Electric-start) Star X Press Star (Electric-start )X Press Supremo (Kick-start) Supremo (Electric-start) Select II (Kick-start) Select II (Electric-start) Prithvi Prithvi TS Prithvi WSE Energy FX Energy FX ES Adreno FX (Drum) Adreno FX (Disc) Adreno FX DB Adreno FX DBES Adreno FX DRES N V SPL N V ESPL Any Other

38 38001

Royal Enfield Bullet standard

32

38002 38003 38004 38005 38006 38007 38008 38009 38010 39 39001 39002 39003 39004 39005 39006 39007 39008 39009 39010 39011 39012 39013 40 40001 40002 40003 40004 40005 40006 40007 40008 40009 40010 40011 Commercial Vehicles Vehicle Make Code 61 61001

Bullet 350 cc Bullet Deluxe Bullet 500 cc Machismo A350 AVL Bullet Machismo Thunder Bird Lightning 535 Bullet Electra Any Other TVS XL50 XL Super (STD) Sport Scooty (Kick-start) Scooty (Electric-start) Spectra EX Max 100 Max 100 R Samurai Victor Fiero (Kick-start) Fiero (Electric-start) Any Other Yamaha RD 154 ACE 175 Crux Crux R RX 135 RX 135 (5- speed) YBX VD 125 RXZ RXZ (5-speed) Any Other

Vehicle Description Ashok Leyland Viking with reveler suspension Euro I

33

61002

Viking - CNG (Bus)- 6000Kgs ALPSV 5/4 Viking - Euro-I GVW 15,660 (Bus) - Max. Seating capacity 67 ( ALPSV 4/19) Viking - Euro -I GVW 15,660 (Bus) Max. Seating capacity 62 ( ALPSV 1/40) Viking - Euro -I GVW 15,660 (Bus)- Max. Seating capacity 67 ( ALPSV 1/38) Viking - Euro-I GVW 15,660 (Bus) - Max. Seating capacity 62 ( ALPSV 4/38) Cheetah - Euro- I GVW 15,660 Kgs. (Bus) Max. Seating capacity 57 ( ALPSV 1/17) Cheetah - Euro-I GVW 15,660 Kgs. (Bus) Max. Seating capacity 57 ( ALPSV 4/21) Cheetah - Euro-I GVW 15,660 Kgs. (Bus) Max. Seating capacity 53 ( ALPSV 4/11) Cheetah - Euro-I GVW 15,660 Kgs (Bus). Max. Seating capacity 53 ( ALPSV 1/30) Comet Euro-I 4 x 2 Truck - GVW 16,200 Kgs (CO 1611) Comet Euro-I 4 x 2 Goods Chassis GVW 16,200 Kgs ( CG 1611 ) Comet Euro- I - 4 x 2 Goods chassis GVW 16,200 Kgs ( CG 1613 ) Comet Tractor 2614 Euro-1 Comet Tipper -Euro-1 ( 4 x 2 ) Tipper chassis GVW 16200 Kgs ( ALCO 3/3) Comet Coal Carrier - Euro-1 GVW 16200 Kgs (ALCO 3/10) Comet Gold CG-1613 Bison Haulage Euro-I NC 1611 / 3 Bison Tipper Euro -1, Box Type NC 1611 / 2S Tusker Super Euro-I - 1616 - 4 x 2 Goods chasis - GVW 16,200Kgs Tusker Turbo - Tractor 3516 Euro-1 Tusker - Gold - 2214

61003

61004

61005

61006

61007

61008

61009

61010 61011 61012 61013 61014

61015 61016 61017 61018 61019 61020 61021 61022

34

61023 61024 61025 61026 61027 61028 61029 61030 61031 61032 61033 61034 61035 61036 61037 61038 61039 61040 61041 61042 61043 61044 61045 61046 61047 61048 61049 61050 61051 61052 61053 61054 61055 61056 61057 61058 61059 61060 61061 61062 61063 61064 61065 61066

Taurus 2516 Euro-I 6 x 4 Truck - GVW 25,000Kgs Taurus - Euro-I ( 6 X 2 ) Chassis Taurus Tipper Euro-1 GVW 25000Kgs ( 2516/2) Cargo 759 Euro-1 Cargo 759/1 Euro-1 Cargo - 909 Euro-1 Cargo - 909 / 3 Euro-1 Cargo 100 - 12 Euro-1 Cargo - 909 - Tipper Euro-1 CG 1611 -COMET 2516/T 2516/1T NC 1611/3 BISON 2214/1 2614 TRACTRO 5-S COMET TR. 2514/1 2214/1S 2516 TC AC 2516/198 WB 2516/1- 180 WB 2516/2-150 WB 35165 AC NC 1611 NC 1611 (P) ALPSV 1/38 ALPSV 1/30 ALPSV 1/6 ALPSV 1/40 ALPSV 1/17 ALPSV 1/44 ALPSV 1/53 ALPSV 4/38 Aluminum High Deck WT 49-ALSHD ALPSV 4/12 ALPSV 1/3 With cargo Box WT 49- LWB ALPSV 4/19 ALPSV 4/2 ALPSV 4/40 ALPSV 4/12 ALPSV 4/42 ALPSV 4/37 ALPSV 4/23

35

61067 61068 61069 61070 61071 61072 61073 61074 61075 61076 61077 61078 61079 61080 61081 61082 61083 61084 61085 61086 61087 61088 61089 61090 61091 61092 61093 61094 61095 61096 61097 61098 61099 61100 61101 61102 61103 62 62001 62002 62003 62004 62005

ALPSV 4/11 Ambulance WT 49 -ESD ALPSV 4/21 Maxi Cab 12 Super Dlx. seats WT 49 -ESD Dumper WT 49 -ES- DP ALCO 3/3 ALCO 3/3 S ALCO 3/21T ALCO 3/21 ALCO 3/10-S ALCO 3/10 3/5-SPL GPOODS 4/32-VIKING SUPER 3/8 -222 WB PANTHER 3/10 - 210 WB PANTHER 3/5 - 222" WB PANTHER 9/4 -142" WB ST AG 1/4 150" WB HIPPO 1/20-150"WB 1/ - 204" HAULAGE EURO II 4/51-222"WB VIKING EURO II 4/52-210" WB EURO II 4/53-222" WB EURO II 4/54-203" WB EURO II 4/55-210" WB EURO II 4/56-210" WB CARGO 909/1 CARGO 909/2 CARGO 909/3 CARGO 1512 CARGO 759/2 CARGO 759/3 ALPSV 3/5 ST AG 1616 TUSKER 3516 TTT 3/11 REFULLER Any other VIKING SUPER VIKING CHEETAH CHEETAH VIKING

M/s.Bajaj Tempo Ltd. Pune Minidor Autorickshaw (6+1) Minidor Pickup Delivery van Chassis with cab Chassis with cowl

36

62006 62007 62008 62009 62010 62011 62012 62013 62014 62015 62016 62017 62018 62019 62020 62021 62022 62023 62024 62025 62026 62027 62028 62029 62030 62031 62032 62033 62034 62035 62036 62037 62038 62039 62040 62041 62042 62043 62044

Minidor pickup comfort cab Tempo Excel -2 pick up Chassis with cabin Chassis with cowl Tempo Excel -2 chassis with cowl Tempo Excel- 3 pick up Chassis with cabin Chassis with cowl Tempo Excel -3 chassis with cowl Tempo Excel -4 pick up Chassis with cabin Chassis with cowl Tempo Excel -4 chassis with cowl Tempo Traveller Minibus (14+D) Tempo Traveller Microbus (11+D) (Tpt./Non-Tpt.) Tempo Traveller Megabus (13+D)Tpt. Tempo Traveller Station wagon (6+D) (Non -Tpt.) Tempo Traveller Ambulance short (7+D+P) Tempo Traveller Ambulance long (8+D+P) Tempo Traveller Delivery van Tempo Trax-Judo Tempo Trax -Judo DXT (with AC & PS) Tempo Trax -Soft top (8+D) Soft top (10+D) Hard top (10+D) T & C Soft top (9+D) T & C Hard top (9+D) T & C 5 Door Soft top (9+D) T & C 5 Door Hard top (9+D) Challenger Soft top (9+D) Tempo Trax -Soft top (8+D) Soft top (10+D) Hard top (10+D) Tempo Trax GAMA (9+D) Challenger soft top (9+D) Trax Judo Taxi (5+D) Trax Gama Taxi (5+D) Tempo Trax Pick up Any Other

37

63 63001 63002 63003 63004 63005 63006 63007 63008 63009 63010 63011 63012 63013 63014 63015 63016 63017 63018 63019 63020 63021 63022 63023 63024 63025 63026 63027 63028 63029 64 64001 64002 64003 64004

Hindustan Motors Hindustan Trekker 5 ISZ DSL HM - Pushpak HT-5 ISZ Pushpak HT - MCV HM Porter HM Porter Plus Hindustan Chassis J6 - 179 Dsl NC Hindustan Chassis T - 155 Dsl FC Hindustan Chassis T - 480 Dsl FC Passenger Vehicles - HM RTV CNG School Bus - HM RTV CNG Ambulance - HM - RTV CNG Distribution Vehicle - HM RTV CNG Passenger Vehicle - HM RTV S4 School Bus - HM RTV S4 Goods Vehicle - HM RTV S4 Distribution Vehicle - HM RTV S4 Passenger Vehicle - HM RTV ISZ School Bus - HM RTV ISZ Ambulance - HM RTV ISZ RTV CNG (14+1) RTV - 2K Cargo Carrier RTV - 2K Driveaway chassis with cabin (Cargo Carrier) RTV - CNG Cargp RTV Land Ranger 335 full Hard top (S.C.14 +1) Transverse seats RTV Land Ranger 335 full Hard top (S.C.14 +1) Longitudial seats RTV Land Ranger 335 Load Body (3+D) RTV Staff Ranger Transverse (14+D) RTV Staff Ranger Longitudial seats (!4+D) Any Other Piaggio APE Cargo D 600 - Pick up APE Cargo D 600 - Delivery Van APE Cargo D 600 - Drive - away Chassis APE Auto D 3S - Passenger application 38

64005 64006 65 65001 65002 65003 65004 65005 65006 65007 65008 65009

APE Auto D 3S- Passenger application drive - away chassis Any Other M/s.Tata Engg.& Locomotive Co.Ltd. Tata SFC 407/31 Truck Chassis with cab & loadbody SFC 407/31 Truck Chassis without cab & loadbody SFC 407/31 Truck Chassis with cowl & with windshield SFC 407/31 Bus chassis with cowl & windshield Tata SFC 407/31 Truck chassis with cab & loadbody Tata SFC 407 - 4x4 Truck Chassis with cab & loadbody SFC 407 -4x4 Truck Chassis with cowl Tata LPT 407/31 full forward control truck chassis with cab Tata LP 407 full forward control bus chassis with cowl Tata LP 407/31 with twin tyre rear axel full forward control bus chassis with cowl & without windshield Tata 607 Tata 608 Tata 609 Tata 709 Tata 709 Tourbo D' Van Tata SFC 709/38 semi forward control truck chassis cab & loadbody (normal & highdeck) Tata SFC 709/38 Truck chassis with cowl & wind shield SFC 709/38 Bus chassis with cowl & windshield TATA LPT 909/36 full forward control truck chassis cab & load body. Tata LPT 909/36 Truck chassis with cab Tata LPT 1109/36 truck chassis with cab & load body Tata LPT 1109/36 truck chassis with cab

65010 65011 65012 65013 65014 65015

65016 65017 65018 65019 65020 65021 65022

39

65023 65024 65025 65026 65027 65028 65029 65030 65031 65032 65033 65034 65035 65036 65037 65038 65039

LP 1109/36 Bus chassis with cowl & wind shield LP 1109/36 Bus chassis with cowl & without windshield Tata 1204 Tata 1210 Tata LP 1510/52 Bus chassis with cowl Tata LP 1510/32 Tata 1510 LP 1510/36 LP 1510/42 LP 1510/48 LP 1510/59 Tata LP 1512 TC/59 Bus chassis with cowl Tata LP 1512 TC/52 LP 1512 TC/42 LP 1512 TC/32 Tata LPO 1512 TC/55 Bus chassis with full forward control cowl Tata LPO 1512 TC/47 Tata LPO 1510 CGS/55 full forward control bus chassis with cowl/front structure without windshield Tata LPO 1510 CGS/52 full forward control bus chassis with cowl/front structure without windshield Tata 1516 Tata 1612 Tata 1613 Tata SE 1613 TC/42 Tata SE 1613 TC/46 Tata SE 1613 TC/46 ( Power Stg.) Tata SE 1613 TC/48 Tata SE 1613 TC/48 (Power Stg) Tata SE 1613/42 with cab/cowl truck with SFC cab/cowl without loadbody . Tata SE 1613/32 (Mech & Power Stg) Tata SE 1613/36 (Mech & Power Stg.) Tata SE 1613 TC/42 (Mech & Power Stg.) TATA LPT 1613 TC/42 Truck chassis TATA LPT 1613 TC/48

65040

65041 65042 65043 65044 65045 65046 65047 65048 65049 65050 65051 65052 65053 65054 65055

40

65056 65057 65058 65059 65060 65061 65062 65063 65064 65065 65066 65067 65068 65069 65070 65071 65072 65073 65074 66 66001 66002 66003 66004 66005 66006 66007 66008 66009 66010 66011 66012 66013 66014

TATA LPT 1613 TC/52 TATA LPT 1613/42 Truck chassis with cowl without windshield TATA LPT 1613 TC/32 TATA LPT 1613 TC/36 TATA LPO 1613 TC/55 Bus chassis with full forward control cowl TATA SK 1613/36 Scoop Tipper with cab & loadbody. TATA SK 1613/32 Box Tipper TATA SK 1613/32 Scoop Tipper TATA SK 1613/36 Box Tipper TATA SK 1613/36 Coal Carrier TATA SK 1613/36 Scopper Tipper Cowl without loadbody TATA SK 1613/36 Box Tipper cowl without loadbody TATA SK 1613/32 Scoop Tipper cowl without loadbody. TATA 1616 TATA 2316 TATA 2416 TATA Dumper TATA D'Van Any Other Miscellaneous Ford Ford Escort LCV - Standard 20 Allwyn Nissan Mitshubishi Canter LCV - Isuzu LCV - Mahindra LCV - Matador Maruti Van Mahindra Pickup Van EICHER Motor D'Van Vikram Greaves Garuda Any Other

41

4.6 Vehicle CC/PCC/GVW Code Master CC/PCC/G VW code 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 Description Not exceeding 75 cc (applicable for two wheelers) 75 to 150 cc (applicable for two wheelers) 150 to 350 cc (applicable for two wheelers) Exceeding 350cc (applicable for two wheelers) CC Not exceeding 1000CC (applicable for Private cars & Taxis) CC Between 1000CC and 1500 CC(applicable for Private cars & Taxis) Exceeding 1500 CC (applicable for Private cars & Taxis ) Carrying capacity exceeding 17 Passengers (applicable for 3 wheeled vehicles only) Not exceeding 18 Passengers 19 to 36 Passengers 37 to 60 Passengers More than 60 Passengers GVW not exceeding 7500 kgs GVW 7500 to 12000 kgs GVW 12000 to 20000 kgs GVW 20000 to 40000 kgs GVW Exceeding 40000 kgs Carrying capacity not exceeding 6 Passengers (applicable for 3 wheeled vehicles only) Carrying capacity exceeding 6 passengers but not exceeding 17 Passengers (applicable for 3 wheeled vehicles only)

4.7 Nature of Loss Code Master Code 1 2 3 4 5 6 7 8 9 10 Type of Loss Fire Self Ignition Explosion Non Nuclear Relief, Interest awarded by Consumer Forum, Ombudsman Accident External Means Electrical or electronic accessories Accessories - Two wheelers Reliability Trials and Rallies Overturning - Class D Vehicles Theft or conversion by Hirer 42

11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52

Third Party Injury Third Party Death Passenger Injury Passenger Death Paid Driver Injury Paid Driver Death Paid Second Driver (National Permit) Injury Paid Second Driver (National Permit) Death Cleaner Injury Cleaner Death Conductor Injury Conductor Death Coolies Injury Coolies Death Non Fare Paying Passengers in Goods vehicles Injury Non Fare Paying Passengers in Goods vehicles Death Unauthorised Passengers in Goods Vehicles Injury Unauthorised Passengers in Goods Vehicles Death Other Employees of Insured Injury Other Employees of Insured - Death PA Owner - Driver - Injury PA Owner-Driver - Death Passengers Personal Accident Cover Injury Passengers Personal Accident Cover - Death PA Cover for Paid Drivers, Cleaners, Conductors - Injury PA Cover for Paid Drivers, Cleaners, Conductors Death PA cover for Drivers other than paid driver - Injury PA cover for Drivers other than paid driver - Death Third Party Property Damage Claim - Live Stock Cattle etc. Third Party Property Damage Claim - Motor vehicles etc. Third Party Property Damage Claim - Other Properties Third Party Property Damage Claim - Electricity Poles/Transformers Third Party Property Damage Claim - Dams/Bridges/Govt. Proper Third Party Property Damage Claim - Govt. Dept. Buses Other TP claims not classified elsewhere Terrorism Malicious Damage Theft of parts Theft of accessories Theft of entire vehicle Flood & Tidal Waves Fresh, Rain Water & Inundation

43

53 54 55 56 57 58 59

Storm, Tempest, Hurricane, Cyclone Earthquake - Fire Only Earthquake - Shock Only Earthquake - Fire & Shock Landslide/Rockslide Lightning Others

4.8 Nature of Goods Code Master Code Description 1 Hazardous 2 Others Nature of Goods Carried (Applicable for goods carrying vehicles only) (For list of hazardous goods, please refer All India Fire Tariff) 4.9 Permit Code Master Code Description Permit * Type 1 Local 2 State 3 Zonal (More than one state) 4 National ( All India ) 5 Hilly Areas * Applicable for Commercial Vehicles only 4.10 Road Type Code Master Description Types of Road ** 1 Hilly Roads 2 National/ State Highways 3 City/ Town Roads 4 District Roads 5 Others ** Applicable for Non- Commercial Vehicles only. Code

44

4.11 Driver Type Code Master Code 1 2 Type of Driver Owners Others Description

[ For vehicles owned by institutions/ companies/ joint owners 1 loading point will apply. Such vehicles will fall under 02 "Others" ] 4.12 Driver Education Code Master Code Description

Drivers Educational Qualifications* 1 Below 10th standard 2 10th standard pass 3 12th standard pass 4 Graduate/ Post Graduate * In case of more than one driver, the points applicable to the least qualified driver shall be accounted for. Code will be given accordingly. 4.13 Driver Experience Code Master Code Description Drivers Experience*

1 < 1 year 2 1 year to < 3 years 3 3 years to < 5 years 4 5 years to < 10 years 5 10 years to < 15 years 6 15 years and above * In case of more than one driver, the points applicable for the least experienced driver shall apply. Code will be given accordingly only. 4.14 Incurred Claims Experience Code Master Code Description Incurred Claims Experience of the vehicle insured (expiring policy period) Up to 5 % Above 5% and up to 30% Above 30% and up to 50% 45

1 2 3

4 ,5 6 7 8 9

Above 50% and up to 70% Above 70% and up to 100% Above 100% and up to 125% Above 125% and up to 150% Above 150% and up to 200% Above 200%

4.15 Claims History Code Master Code 1 2 3 4 5 6 Description Total No. of Claims during last 5 years No Claims 1 Claim 2 Claims 3 Claims 4 Claims 5 Claims and above

4.16 Nature of Injury Code Master Code 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Nature of Injury Simple Grievous Death Property Damage Tibia Fibula-Simple Tibia Fibula-Compound Ulna Femur Radius/Ulna(Simple/Compound) Ribs Mandible Maxilla Clavicle Multiple CLW and others Other injuries

46

4.17 Reason for Hearing Code Master Code 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 Description Hearing for framing issues Petitioners Evidence Cross Exam of Pett. Evdnce/Witness Company's Evidence Cross Exam of Company's Witn/Evdence Petitioners Arguments Our Arguments Court Orders Appeal Admission For Granting Stay Orders Policy not valid/confirmed Driving License not valid Badge not valid Permit not valid Fitness certificate not valid Overloading Passenger in Goods Vehicle Other Reasons

4.18 Summons Type Code Master Code 1 2 3 4 5 6 7 8 9 10 11 12 Description TYPE OF SUMMONS MACT CRP Execution Appeal Misc. Application Writ in HC Consumer Forum-District Consumer Forum-State Consumer Forum-National Supreme Court W.C. Civil Suit

47

APPENDIX 1
MOTOR DATA CONTROL SLIP
Reporting of data under Sec 64 UE of Insurance Act 1938 (as amended) MOTOR
INSURER IRDA LICENSCE NO REPORTING PERIOD DATE OF SUBMISSION NUMBER OF RECORDS

DATASET POLICY DATA TABLE - F 12 a OD CLAIMS DATA TABLE - F 12 b TP / MACT CLAIMS DATA TABLE - F 12 c REPORTING DETAILS TICK ONE IF REVISED

DATA FIGURE*

ORIGINAL DATE OF ORIGINAL SUBMISSION

REVISED REF: TAC QUERY CODE

SUBMISSION MEDIA CD EMAIL Submitted by: Name Designation Address Telephone number Fax number Mobile number Signature Date Remarks if any:

NUMBER

SENT DATE

N. B. * 1. Data Figures for 'Policy Data Table' is equal to sum of "Num_Net_OD_Premium" column 2. Data Figures for 'OD Claims Data Table' is equal to sum of "Num_OD_Amount_Claimed" column 3. Data Figures for 'MACT Claims Data Table' is equal to sum of "Num_TP_Amount_Claimed" column

48

For Internal Use Only

DATASET Number of Records Data Figure * NO. RECORDS Data Figure Recon Errors POLICY OD CLAIMS TP CLAIMS SUBMISSION MEDIA NUMBER SENT DATE RECEIVED UPLOAD RETURNED Back-up CD E-MAIL Submitted By: Uploaded by: Name Follow-up: Designation Signature Checked by: Date

Notes: 1. Data Figures for Policy are equal to sum of Num_Net_TP_Premium column 2. Where data figure does not reconcile with TAC figure, please reconcile using Appendix 2

49

APPENDIX 2 MOTOR DATABASE RECONCILLIATION SHEET Company: Code: Submission for Period
Policy & Endorsement Files Data Figure: Policy Premiums Others (Pls Specify) Total Claims Paid Files Data Figure: Claims Paid Adjustments Others (Pls Specify) Total TAC Figure TAC Figure Unbooked Premium

I hereby confirm the above figures to be correct. I hereby confirm that the above adjustments to the data figures are correct and reconcile the data amounts to our Balance sheet figures. Compliance Officer Name: Signature: Date: Accounts-In-Charge Name: Signature: Date:

50

APPENDIX 3
Abbreviations
CC DD/MM/YYYY G.R. GVW IDV IMT MACT NCB OD PCC RTA TP TPPD STATUTORY COVER PA Cubic Capacity Date/Month/Year format General Regulation Gross Vehicle Weight Insured Declared Value India Motor Tariff Motor Accident Claims Tribunal No Claim Bonus Own Damage Passenger Carrying Capacity Regional Transport Authority Third Party Third Party Property Damage Cover defined in Motor Vehicles Act Personal Accident

51