Customer Investment Profile

Account Number

Customer ID 0199385226489825 Customer Personal

Segment
US No Relationship 0000000
Manager
System ID 50964167 Advisory India
Jurisdiction
Creation Date 19 Jul 24 Channel Internet
Branch Code IBNK User Id 0199385226489825_IND

1 Tell us about yourself

Are you above 65 years of age?

No

My highest level of education is

University

I rely on the majority of my savings with Standard Chartered Bank (SCB) to fund my basic living expenses
Yes

2 What is your current financial position?

My estimated annual income is 900000

My estimated financial net worth is

Primary Residence 3780000
Cash & Deposits 0
Investment Products (Mutual Funds, Equities, Bonds etc) 0

Others (Real Estate, Business etc) 805000

Outstanding loans or credit 14000

My Total Net Worth 4571000

Resulting Total Liquid Assets for Concentration Check (including 0

this proposed investment)

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Customer Investment Profile
3 What are your Investment Objectives and your willingness to accept Investment Risk?
Investing involves a trade-off between risk and return. Historically, investors who have received higher average
long-term returns have experienced greater fluctuations in the value of their portfolio and more frequent losses
than investors with more conservative investments.
We have provided time periods that indicate how long you might have to hold a position in order to recover from a
loss. Please keep in mind that it is possible that some investments may lose their total value or might take longer
to recover. Standard Chartered recommends investing into multiple products to address these risks through
diversification.
Please choose the most applicable option that include all the following preferences:
- Your Investment Objective
- Risk You Are Prepared to Accept
- Indicative Recovery Periods

Your Investment Objective: My sole objective is to protect the value of my capital. Time Deposits are one
example of products that might meet this investment objective.
Risk You Are Prepared to Accept: I am not comfortable in taking any investment risk.

Your Investment Objective: My objective is to achieve investment returns above deposit rates. Government
bonds are one example of products that might meet this investment objective.
Risk You Are Prepared to Accept: I am only comfortable in taking a low level of investment risk. (1% - 10 %)
Indicative Recovery Periods: Up to 2 years

Your Investment Objective: My objective is to achieve low to moderate capital growth on my investments.
Investment-grade corporate bonds are one example of products that might meet this investment objective.
Risk You Are Prepared to Accept: I am willing to take moderate levels of investment risk. (10% - 15%)
Indicative Recovery Periods: 2-3 years

Your Investment Objective: My objective is to achieve moderate to high capital growth on my investments.
Equity Mutual Funds are one example of products that might meet this investment objective.
Risk You Are Prepared to Accept: I am willing to take high levels of investment risk. (15% - 20%)
Indicative Recovery Periods: 3-5 years

Your Investment Objective: My objective is to achieve substantial capital growth on my investments. Equities
are one example of products that might meet this investment objective.
Risk You Are Prepared to Accept: I am willing to take significantly high levels of investment risk. (20% -
30%)
Indicative Recovery Periods: Over 5 years

Your Investment Objective: My objective is to achieve exceptional capital growth on my investments. Private
Equity is one example of products that might meet this investment objective.
Risk You Are Prepared to Accept: I am willing to take extreme levels of investment risk. (Over 30%)
Indicative Recovery Periods: Over 5 Years

Risk You Are Prepared to Accept: This reflects the potential decline you can accept on your total holdings with
SCB on a yearly basis. The ranges have been calculated based on historical data and SCB cannot guarantee that
these numbers are the absolute maximum. You might experience single cases where your volatility might be higher
due to extreme market conditions. SCB strongly recommends diversification of assets to bring down volatility in your
holdings.
Indicative Recovery Periods: This is the timeframe you would be willing to wait for your total portfolio to recover from
a decline in value. The ranges have been calculated based on historical data and SCB cannot guarantee that these
number are the absolute maximum. You might need to wait longer to achieve full recovery in single cases and you
need to be prepared that some investments might lose their total value.

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Customer Investment Profile
4 Will you require the ability to access your investment for the purpose of withdrawing cash?
For liquidity purposes, you may require the ability to withdraw your investments from SCB. Please choose from
the most applicable option:
I will need to withdraw more than 75% of my SCB Investments in the next 12 months.
I will need to withdraw more than 50% of my SCB Investments in the next two to three years.
I will need to withdraw more than 25% of my SCB Investments in the next couple of years.
I do not need to withdraw my SCB Investments to meet my liquidity needs.

5 How would a decline in the value of my investments affect me?

I am not willing to accept declines in the value of my investment as capital preservation is my primary
objective.
I am willing to accept some declines, but I am not comfortable with moderate to extreme drops in the value of
my investments.
I am willing to accept moderate declines, but I am not comfortable with extreme drops in the value of my
investments.
I am prepared to take losses and large fluctuations in the value of my investments in order to maximize my
long term returns.

6 What is your level of Knowledge and Experience with Investment Products?

Foreign Currency transactions Have knowledge and no experience

Structured Products with Principal Protection only No knowledge and no experience
Structured Products (Non Principal Protection) No knowledge and no experience
Fixed Income (e.g. bonds) No knowledge and no experience
Mutual Funds (balanced or equity) No knowledge and no experience
Individual Equities No knowledge and no experience
Derivatives, Options or Leverage No knowledge and no experience

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Customer Investment Profile
Result: Your Risk Profile
2 - Conservative
• You seek to achieve above deposit rate returns and protect your capital against inflation. You are willing to accept
very levels of investment risk over the medium term (up to 2 years).
• The value of your investment can fluctuate and may fall below your original investment. While volatility is expected to
be low, short-term losses may be higher.

Signature Date

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