Opening up a world of opportunity

Terms and Conditions:

1. This Offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India
('HSBC') and is made available on the website: or the mobile site or mobile
application thereof (collectively, 'Amazon.in') by Amazon Pay (India) Private Limited ('Amazon').

2. This Offer is available to existing and new resident HSBC Credit Cardholders, excluding net
banking, debit cards, commercial and Corporate Cardholders (hereinafter referred to as
‘Cardholders’). Credit Cardholders who have not repaid their minimum payment dues within 30
days of their payment due date as mentioned on the credit card statement, will not be eligible for
the Offer. Add-on Cardholders will be separately and additionally eligible for the Offer. Transactions
where payment (partial or full) is made using any other mode of payment (other bank cards or e-
wallet options) will not be eligible for the Offer. Transactions where payments are made with HSBC
Credit Cards using any e-wallet will not be eligible for the Offer.

3. These Offer Terms and Conditions ('Offer Terms') are in addition to the Amazon.in Conditions of Use
& Sale and Privacy Notice to which you agree to by using Amazon.in and Terms and Conditions of
HSBC Credit Cards. In the event of any conflict between the Conditions of Use & Sale and these
Offer Terms, these Offer Terms will prevail, only for the purposes of this Offer.

4. During the period from 1 January 2024 to 31 March 2024 (collectively 'Offer Period'), Cardholders
using a valid HSBC Credit Card on Amazon.in, irrespective of the number of transactions, may
make a payment worth the minimum purchase transaction value or above for the product, using
a valid HSBC Credit Card ('Card') only. By availing of the Instant Equated Monthly Installment
(Instant EMI), the Customer will be entitled to receive an instant discount as per below Offer
Construct ('Offer'):

Minimum Transaction value

Minimum
Categories
Transaction value 3, 6 and 9 Month 12 Month & above
EMI Tenure EMI Tenure

All categories* ₹15,000 ₹150 ₹300

All categories* ₹20,000 ₹200 ₹500

• Offer: Instant discount up to ₹500

• Maximum discount: ₹500 per card per month during the Offer Duration
• Valid only on:
HSBC Credit Card Instant EMI transactions.
The Product must be purchased using a HSBC Credit Card, excluding corporate or commercial
cards

5. HSBC will continue to charge interest as applicable for transactions where part or full interest
charged by HSBC is refunded by merchant / brand. However, this interest charge will be provided to
Cardholders as an upfront discount by the merchant / brand as communicated to the Cardholders at
the time of the purchase, effectively giving the benefit of interest refund / subvention. Please do
read the merchant/Amazon Offer Terms and Conditions carefully.

6. The maximum discount provided under this Offer will not exceed ₹500 per Card during the Offer
Period.

7. The tenure of interest refund/subvention may vary for select products and may not be available on
certain products determined by seller/Amazon. Cardholders are required to check the Offer
applicability on the product page at Amazon.in before making the due payment through their Card.

8. *Notwithstanding anything contained in these Offer Terms, this Offer is not applicable on the
purchase of the following products:

• Gift Card(s) (Amazon branded and non-Amazon branded)

• Prepaid phone recharges, DTH recharges, Bill Payments

• Kindle e-books and Kindle Unlimited subscription program

• Amazon Pay balance loading

• Amazon Prime subscription

• Infant Nutrition products

• Grocery products

• Products where the Offer is not shown on the product pages (please check the product pages
for Offer eligibility)

9. The discount amount offered will not be settled in cash under any circumstances whatsoever.

10. The Offer is not applicable on payment made by Cardholder using the 'Card on Delivery' payment
option.

11. Offer is not applicable on transactions where payments made in full without opting for Instant
Equated Monthly Installment (Instant EMI).

12. The purchase of product by Cardholders ONLY on Equated Monthly Instalments (Instant EMI) is
eligible for this Offer.

13. This Offer will not be applicable if the Cardholder or the seller or Amazon cancels the order and/or
the Cardholder returns the product. In such scenarios, participation in the Offer will be deemed as
withdrawn/cancelled and only the net amount paid by the Cardholder would be refunded. In other
words, the instant discount will not be refunded to the Cardholder.

14. Amazon and/or HSBC reserve the right to disqualify the Cardholder from the benefits of the Offer if
any fraudulent activity is identified as being carried out for the purpose of availing the benefits under
the said Offer or otherwise by use of the Card.

15. Amazon and/or HSBC reserve the right, at any time, without prior notice and without assigning any
reason whatsoever, to add/alter/modify/change or vary any or all of these Offer Terms or to replace,
wholly or in part, this Offer by another offer, whether similar to this Offer or not, or to extend or
withdraw it altogether.

16. Cardholders are not bound in any way to participate in this Offer. Any participation is voluntary and
the Offer is being made purely on a best effort basis.

17. The Minimum Transaction Value is the total purchase value arrived at before availing of the
discount under this Offer for each eligible transaction. Nothing herein amounts to a commitment by
HSBC or Amazon to conduct further, similar or other offers.

18. The above Offer is by way of a special Offer and nothing contained herein will prejudice or affect the
Terms and Conditions of the Card member agreement. The terms of the above schemes will be in
addition to and not in derogation of the terms contained in the Card member agreement. The usage
of the credit card is governed by applicable Terms and Conditions made available at
www.hsbc.co.in.

19. This Offer is not available on: (i) purchase of products other than the product(s), or (ii) purchase of
product using a card other than the Card(s).

20. By participating in this Offer, every Cardholder expressly agrees that HSBC and Amazon will not be
liable or responsible for any loss or damage whatsoever that a Cardholder may suffer, directly or
indirectly, in connection with the Offer including but not limited to that associated with his/her use or
delivery or misuse of the product(s). HSBC shall not be liable for delivery, service, suitability,
availability or quality of the products offered under this Offer.

21. The Offer Terms are governed by the laws of India and the courts at Mumbai will have exclusive
jurisdiction over any matters/disputes arising out of or in relation to these Offer Terms.

22. Prior to using the Amazon website, mobile site and/or its mobile app, the Cardholder should refer to,
read, understand, accept and agree to the user agreement and Terms and Conditions of the said
website and mobile app, and proceed only if the Cardholder agrees to abide by them. The
Cardholder will be required to provide personal information and other details online. The Cardholder
should read and understand the privacy policy of the website and the mobile site, prior to providing
such information. Any disclosure of information made by the Cardholder toward the availability or
fulfilment of the Offer is at the sole discretion of the Cardholder and HSBC shall not be responsible
such disclosures. Amazon may use the personal information shared by the Cardholder for any other
purpose (like marketing, etc.) and HSBC will not be held liable for the usage of personal
information.

23. HSBC does not endorse any of the products or brands being offered on Amazon and does not
provide any warranties or representations of the quality, saleability, suitability or availability of
products. Any dispute regarding such products must be addressed in writing by the Cardholder
directly to Amazon or respective merchants.

24. This document is an electronic record in terms of the Information Technology Act, 2000, and the
rules thereunder as applicable and the amended provisions pertaining to electronic records in
various statutes as amended by the Information Technology Act, 2000. This electronic record is
generated by a computer system and does not require any physical or digital signatures.

25. All decisions relating to the Offer made at the discretion of HSBC shall be final, binding and non-
contestable. Other than the specific entitlements available to the Cardholders under this Offer, any
other claims with regard to this Offer, against HSBC, are waived.

26. HSBC reserves the sole right to decide on whether a purchase meets the eligibility criteria listed
above.

27. This Offer is subject to force majeure clauses.

28. Tax liability, if any, will be borne by the Cardholder.

29. The Offer is valid only in India for adults of a sound mind.

30. This Offer shall be subjected to all applicable central and/or state laws, rules and regulations.

31. Please note that basis the Goods and Services Tax (GST) regulations and notified GST rates,
Central GST and State/Union Territory GST or Inter-State GST, will be levied on the discounted
price, as applicable.

32. By participating in the Offer, Cardholders shall be deemed to have read, understood and expressly
accepted all the aforementioned Offer Terms in their totality.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India. Incorporated in Hong Kong SAR with
limited liability.
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