Health Protection

SMARTMEDIC SHIELD
Double Annual Limit Campaign1
Offer Period: 1 May - 31 May 2024

DOUBLE
UNTIL 30 SEPTEMBER 2024

your annual limit

at no extra cost* up to

BUY ADD DOUBLE GET

SmartMedic Shield SmartMedic Shield Your Annual Limit at Total Annual Limit**
with Extender with No Extra Cost* with an of
2
RM2 Million RM2 Million Additional RM8 Million
Annual Limit Annual Limit RM4 Million

Note: *The insurance charges are not guaranteed and may be revised due to adverse claims experience. **The total annual limit stated here
consists of RM2 million annual limit of SmartMedic Shield with Hospital Room and Board RM400 and an additional RM2 million annual limit
via SmartMedic Shield Extender, as well as an additional RM4 million annual limit via the attachment of an optional rider, SmartMedic Shield
Double Annual Limit. Terms and conditions apply.

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greateasternlife.com

Great Eastern Life Assurance (Malaysia) Berhad is a member of PIDM.

1
PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS POLICY/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to
PIDM’s TIPS Brochure or contact Great Eastern Life Assurance (Malaysia) Berhad or PIDM (visit www.pidm.gov.my).
Great Eastern Life Assurance (Malaysia) Berhad (93745-A) Menara Great Eastern, 303 Jalan Ampang, 50450 Kuala Lumpur.
Campaign Terms & Conditions

1. The “SmartMedic Shield Double Annual Limit Campaign” (“Campaign”) is organised by Great Eastern Life Assurance (Malaysia)
Berhad (“Great Eastern” or “the Company”).

2. Campaign Period: 1 May 2024 - 30 September 2024 , both dates inclusive.

3. Campaign Eligibility and Ben ts:

SmartMedic Shield Double Annual Limit Campaign
• All new business policies with SmartMedic Shield (SMS) and SmartMedic Shield Extender (SMSE) attached which are
submitted during the Campaign Period (“Eligible Policies”) will be eligible for an additional annual limit that matches the
initial annual limit of SmartMedic Shield and SmartMedic Shield Extender via the attachment of the optional rider,
SmartMedic Shield Double Annual Limit:

SmartMedic Shield
SMS + SMSE Total
Double Annual Limit
Plan Initial Annual Limit Annual Limit
Additional Annual Limit
(RM) (RM)
(RM)

SMS Plan 150 + SMSE 3,000,000 3,000,000 6,000,000

SMS Plan 250 + SMSE 3,650,000 3,650,000 7,300,000
SMS Plan 400 + SMSE 4,000,000 4,000,000 8,000,000

• During the Campaign Period, SmartMedic Shield Double Annual Limit is offered with no additional insurance charges. The
insurance charges are not guaranteed and may be revised due to adverse claims experience.

4. By participating in this Campaign, the policyholders are taken to have read, understood, and be bound by these terms and
conditions, and accept that all decisions by the Company are nal and binding. The Company reserves the right at its sole and
absolute discretion to change, amend, add, or delete any of these terms and conditions at any time, which may be communicated
through modes of communication deemed suitable by the Company, without prior notice to the policyholder and the
policyholders agree to be bound by such changes.

5. These terms and conditions shall be governed by and construed in accordance with the laws of Malaysia.
Important notices

SmartMedic Shield
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These plans are insurance products that are tied to the performance of underlying assets, and are not pure investment
These plans
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stilllapsing when the
enjoy protection
required charges, including rider charges exceed the total investment value of the fund units available. Purchasing too many
unit deduction riders may deplete the fund units.
policy lapsing when the required charges, including rider charges exceed the total investment value of the fund units
available.
You shouldPurchasing too many
satisfy yourself thatunit
thisdeduction
rider willriders may deplete
best serve the fund
your needs and units.
that the premium payable under the policy is an
amount you can afford. A free-look period of 15 days is given for you to review the suitability of the Medical and Health
Insurance
You should(MHI) product.
satisfy yourselfIf athat
rider is cancelled
this during
rider will best thisyour
serve period, the and
needs policy owner
that is entitled
the premium to the reinstatement
payable under the policyof the
is anunits
deducted for the payment of insurance charge after net of expenses incurred for the medical examination, if any. If you switch
your Medical Policy/Rider from one company to another or if you exchange your current Medical Policy/Rider with another
Medical Policy/Rider within the same company, you may be required to submit an application where acceptance of your
units deducted
proposal will befor the payment
subject of insurance
to the terms charge to
and conditions after net of expenses
be imposed incurred
at the time for the medical
of Policy/Rider examination,
switching if any. If you
or replacement.
switch your Medical Policy/Rider from one company to another or if you exchange your current Medical Policy/Rider with
This material
another is for
Medical general information
Policy/Rider within theonly.
sameIt is not a contract
company, you mayof insurance.
be required You
to are
submitadvised to refer to where
an application the Product Disclosure
acceptance of
Sheet and sample policy documents for detailed important features and benefits of the plan before purchasing the plan.
your proposal will be subject to the terms and conditions to be imposed at the time of Policy/Rider switching or
Please refer to the SmartMedic Shield product brochure for the exclusions and limitations of benefits. For further information,
replacement.
reference shall be made to the terms and conditions specified in the policy issued by the Company.

If there
This is anyis
material discrepancy
for generalbetween the only.
information English
It isand
notChinese versions
a contract of this material,
of insurance. the English
You are advised version
to refer shall
to the prevail.
Product

Great Eastern Life Assurance (Malaysia) Berhad (93745-A) is licensed under the Financial Services Act 2013 and is regulated
by Bank Negara Malaysia.

If there is any discrepancy between the English and Chinese versions of this material, the English version shall prevail.

regulated by Bank Negara Malaysia.