HYBRID - BALANCED

ADVANTAGE FUND
NET ASSET VALUE

Option NAV (`) Option NAV (`)

Reg-Plan-IDCW 14.7273 Dir-Plan-IDCW 15.2188

Reg-Plan-Growth 14.7270 Dir-Plan-Growth 15.2185

PORTFOLIO
Issuer Name Rating (%) Of Total % of AUM Derivatives Net % of AUM Issuer Name Rating (%) Of Total % of AUM Derivatives Net % of AUM
Coal India Ltd. 0.09 -0.09 -
Investment Objective Equity Shares
Torrent Power Ltd. 1.86 - 1.86 Vodafone Idea Ltd. 0.08 -0.08 -
CESC Ltd. 1.78 - 1.78 JSW Steel Ltd. 0.08 -0.08 -
Ashok Leyland Ltd. 1.28 - 1.28 Bharat Heavy Electricals Ltd. 0.07 -0.07 -
To provide long term capital appreciation Biocon Ltd. 1.10 - 1.10 NMDC Ltd. 0.04 -0.04 -
/ income from a dynamic mix of equity ICICI Prudential Life Insurance Company Ltd. 0.91 - 0.91 Crompton Greaves Consumer Electricals Ltd. 0.04 - 0.04
Sona Blw Precision Forgings Ltd. 0.79 - 0.79 Bandhan Bank Ltd. 0.04 -0.04 -
and debt investments. However, there Life Insurance Corporation Of India 0.72 - 0.72 Tata Consumer Products Ltd. 0.03 -0.03 -
can be no assurance that the investment Carborundum Universal Ltd. 0.69 - 0.69 Marico Ltd. 0.03 -0.03 -
Gateway Distriparks Ltd. 0.52 - 0.52 Indian Energy Exchange Ltd. 0.02 -0.02 -
objective of the Scheme will be realized. Delhivery Ltd. 0.40 - 0.40 Hindustan Aeronautics Ltd. 0.02 -0.02 -
Go Fashion (India) Ltd. 0.31 - 0.31 Hero Motocorp Ltd. 0.02 -0.02 -
Fund Details Total
Equity Shares & Derivatives
10.36 - 10.36 HDFC Life Insurance Company Ltd.
Trent Ltd.
0.02
0.01
-0.02
-0.01
-
-
HDFC Bank Ltd. 5.19 -2.55 2.64 Steel Authority Of India Ltd. 0.01 -0.01 -
• Type of Scheme Reliance Industries Ltd. 4.00 -1.88 2.12 Havells India Ltd. 0.01 -0.01 -
Bharti Airtel Ltd. 3.33 -2.39 0.94 Grasim Industries Ltd. 0.01 - 0.01
An open-ended dynamic asset allocation fund. GAIL (India) Ltd. 3.14 -1.66 1.48 Exide Industries Ltd. 0.01 -0.01 -
• Date of Allotment: 31/08/2021 Larsen & Toubro Ltd. 2.25 -2.27 -0.02 Britannia Industries Ltd. 0.01 -0.01 -
Tech Mahindra Ltd. 2.17 -0.02 2.15 Aurobindo Pharma Ltd. 0.01 -0.01 -
• Report As On: 30/11/2024 Mahindra & Mahindra Ltd. 2.13 -2.15 -0.02 Apollo Hospitals Enterprise Ltd. 0.01 -0.01 -
• AAUM for the Month of November 2024 Axis Bank Ltd. 2.03 -1.41 0.62 Total 55.39 -36.88 18.51
Tata Steel Ltd. 2.02 -0.17 1.85 Foreign Equity Shares
` 32,850.25 Crores Indian Oil Corporation Ltd. 1.84 -1.47 0.37 Cognizant Technology Solutions Corporation 0.58 - -
• AUM as on November 30, 2024 Sun Pharmaceutical Industries Ltd. 1.69 -1.71 -0.02 Total 0.58 - -
State Bank Of India 1.55 -1.56 -0.01 Convertible Debentures
` 33,186.79 Crores Kotak Mahindra Bank Ltd. 1.47 -1.47 - Cholamandalam Investment & Finance Co. Ltd. 1.67 - -
• Fund Manager: DLF Ltd. 1.46 -1.47 -0.01 Total 1.67 - -
Tata Motors Ltd. 1.21 -1.21 - Non Convertible Debentures
Mr. Dinesh Balachandran -(Equity Portion) ICICI Bank Ltd. 1.17 -1.17 - Cholamandalam Investment &
Mr. Rajeev Radhakrishnan -(Co Fund Manager Debt United Spirits Ltd. 1.04 - 1.04 Finance Co. Ltd. [ICRA]AA+ 1.55 - -
Tata Consultancy Services Ltd. 1.03 -1.04 -0.01 Bharti Telecom Ltd. CRISIL AA+ 1.52 - -
Portion) Ms. Mansi Sajeja -(Debt Portion)
Petronet LNG Ltd. 1.01 -0.52 0.49 Bajaj Finance Ltd. CRISIL AAA 1.13 - -
Mr. Pradeep Kesavan -(overseas investment) Cipla Ltd. 0.99 -0.04 0.95 LIC Housing Finance Ltd. CRISIL AAA 0.99 - -
Power Grid Corporation Of India Ltd. 0.93 -0.93 - Muthoot Finance Ltd. CRISIL AA+ 0.83 - -
Managing Since:
ITC Ltd. 0.84 -0.24 0.60 Jamnagar Utilities & Power Pvt. Ltd. CRISIL AAA 0.76 - -
Mr. Dinesh Balachandran August 2021 Oil & Natural Gas Corporation Ltd. 0.82 -0.42 0.40 Godrej Properties Ltd. [ICRA]AA+ 0.68 - -
Mr. Rajeev Radhakrishnan Nov 2023 Hindustan Unilever Ltd. 0.82 -0.82 - Tata Capital Ltd. CRISIL AAA 0.62 - -
HCL Technologies Ltd. 0.79 -0.34 0.45 State Bank Of India
Ms. Mansi Sajeja Dec 2023 InterGlobe Aviation Ltd. 0.78 -0.79 -0.01 ( At1 Bond Under Basel III ) CRISIL AA+ 0.61 - -
Mr. Pradeep Kesavan Dec 2023 Punjab National Bank 0.77 -0.14 0.63 Bajaj Housing Finance Ltd. CRISIL AAA 0.61 - -
Tata Power Company Ltd. 0.72 -0.73 -0.01 NABARD CRISIL AAA 0.57 - -
Total Experience: Bharat Petroleum Corporation Ltd. 0.70 -0.05 0.65 Mindspace Business Parks Reit CRISIL AAA 0.57 - -
Mr. Dinesh Balachandran -Over 21 years Cummins India Ltd. 0.68 -0.69 -0.01 Torrent Power Ltd. CRISIL AA+ 0.55 - -
Maruti Suzuki India Ltd. 0.67 -0.68 -0.01 Summit Digitel Infrastructure Pvt. Ltd. CRISIL AAA 0.46 - -
Mr. Rajeev Radhakrishnan -Over 20 years Wipro Ltd. 0.51 -0.03 0.48 Mahindra Rural Housing Finance Ltd. CRISIL AAA 0.46 - -
Ms. Mansi Sajeja -Over 15 years ICICI Lombard General Insurance Company Ltd. 0.46 -0.46 - HDB Financial Services Ltd. CRISIL AAA 0.45 - -
Lupin Ltd. 0.41 -0.41 - NABARD [ICRA]AAA 0.30 - -
Mr. Pradeep Kesavan -Over 18 years Container Corporation Of India Ltd. 0.30 -0.01 0.29 Tata Communications Ltd. CARE AAA 0.15 - -
• First Tier Benchmark: Infosys Ltd. 0.29 -0.06 0.23 Total 12.81 - -
Bajaj Finserv Ltd. 0.25 -0.25 - Zero Coupon Bonds
Nifty 50 Hybrid Composite Debt 50:50 Index
Hindalco Industries Ltd. 0.23 -0.23 - HDB Financial Services Ltd. CRISIL AAA 0.53 - -
• Exit Load: NIL - If units purchased or switched in from Canara Bank 0.22 -0.22 - Total 0.53 - -
another scheme of the Fund are redeemed or switched Aditya Birla Capital Ltd. 0.22 -0.23 -0.01 Government Securities
ACC Ltd. 0.22 - 0.22 Government Of India SOVEREIGN 11.31 - -
out upto 10% of the units (the limit) purchased or Shriram Finance Ltd. 0.21 -0.21 - Total 11.31 - -
switched on or before 1 year from the date of allotment. Bajaj Auto Ltd. 0.21 -0.21 - State Development Loans
Titan Company Ltd. 0.19 -0.19 - State Government Of Maharashtra SOVEREIGN 0.49 - -
1% of the applicable NAV - If units purchased or switched SBI Life Insurance Co. Ltd. 0.19 -0.19 - State Government Of Madhya Pradesh SOVEREIGN 0.15 - -
in from another scheme of the Fund are redeemed or Indus Towers Ltd. 0.19 -0.19 - State Government Of Karnataka SOVEREIGN 0.09 - -
Hindustan Petroleum Corporation Ltd. 0.19 -0.19 - Total 0.73 - -
switched out in excess of the limit on or before 1 year
Ultratech Cement Ltd. 0.18 -0.19 -0.01 Real Estate Investment Trust
from the date of allotment NIL - If units purchased or Bajaj Finance Ltd. 0.17 -0.17 - Embassy Office Parks Reit 0.93 - -
switched in from another scheme of the Fund are HDFC Asset Management Co. Ltd. 0.16 -0.15 0.01 Total 0.93 - -
NTPC Ltd. 0.14 -0.14 - Infrastructure Investment Trust
redeemed or switched out after 1 year from the date of Indusind Bank Ltd. 0.14 -0.14 - National Highways Infra Trust 2.49 - -
allotment The Federal Bank Ltd. 0.12 -0.12 - Total 2.49 - -
Bank Of Baroda 0.11 -0.11 - Cash, Cash Equivalents, Derivative Margin And Others 3.20 - -
• Entry Load: N.A. REC Ltd. 0.09 -0.09 - Grand Total 100.00
• Plans Available: Regular, Direct Dabur India Ltd. 0.09 -0.09 -
• Option: Growth, IDCW
• SIP
Daily - Minimum `500 & in multiples of `1thereafter for
minimum of twelve installments. Weekly - Minimum
PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY
`1000 & in multiples of `1 thereafter for minimum of six INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%)
installments or Minimum `500 & in multiples of `1
thereafter for minimum of twelve installments. Monthly - Financial Services 28.07
Sovereign 12.04 3.20
Minimum `1000 & in multiples of `1 thereafter for
Oil, Gas & Consumable Fuels 11.79 12.04
minimum six months (or) minimum `500 & in multiples
of `1 thereafter for minimum one year. Quarterly - Power 6.74
Minimum `1500 & in multiples of `1 thereafter for Information Technology 5.37
5.74
minimum one year. Semi-Annual - Minimum amount of Automobile And Auto Components 5.04
investment will be `3,000 and in multiples of `1 Services 4.49
Telecommunication 4.21 7.60 51.87
thereafter for minimum 4 number of installments.
Healthcare 4.21 0.93
Annual - Minimum amount of investment will be 0.58
`5,000 and in multiples of `1 thereafter for minimum 4 Realty 3.64 1.67
number of installments.
Fast Moving Consumer Goods 2.86 2.49
Capital Goods 2.74 3.36
• Minimum Investment
Metals & Mining 2.38
` 5000 & in multiples of ` 1 10.52
Construction 2.25
• Additional Investment
Construction Materials 0.41 Large Cap Midcap Small Cap Sovereign
` 1000 & in multiples of ` 1
Consumer Services 0.32 Real Estate Investment Trust
Quantitative Data Consumer Durables 0.24 Cash, Cash Equivalents, Derivative Margin and Others
Cash, Cash Equivalents, Derivative Margin And Others 3.20 Infrastructure Investment Trust Foreign Equity Shares
Standard Deviation# : 6.04% AA+ AAA and Equivalent Convertible Debentures
#
Beta : 0.82
#
Sharpe Ratio : 1.01
Modified Duration : 4.88 years
Average Maturity : 8.16 years SBI Balanced Advantage Fund
Macaulay Duration : 5.12 years This product is suitable for investors who are seeking^:
Yield to Maturity^ : 7.43% • Long term capital appreciation.
Portfolio Turnover*
Equity Turnover : 0.16 • Dynamic asset allocation between equity and equity related
Total Turnover : 4.89 instruments including derivatives and fixed income instruments.
Total Turnover = Equity + Debt + Derivatives #Source: CRISIL Fund
Analyser *Portfolio Turnover = lower of total sale or total purchase
for the last 12 months (including equity derivatives) upon Avg. ^Investors should consult their financial advisers if in
AUM of trailing twelve months. Risk Free rate: FBIL Overnight doubt about whether the product is suitable for them.
Mibor rate (6.76% as on 30th November 2024) Basis for Ratio
Calculation: 3 Years Monthly Data Points
^In case of semi-annual convention , the YTM is annualised
Ratios including debt instruments and cash 36