Contact tel

see reverse for call times

Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk

Your Statement
Mr A Misbahaldeeb
4 Bronwen Road
Bilston
WV14 9ED
Account Summary
Ope ning Balance £984.1 5
Paym e nts In £2,952.52
Paym e nts Out £3,225.72
Clos ing Balance £710.95
Arrange d Ove rdraft Lim it £0.00

.
International Bank Account Number
GB59HBUK40119124216946
26 May to 25 June 2024 Bank Identifier Code
HBUKGB4195W

Acco unt Nam e S o rtcode Acco unt Num ber S he e t Num be r

Mr Awnallah Misbahaldeeb 40-11-91 24216946 67

Your Bank Account details

Date Pay m e nt t y p e and de t ails £ Paid o ut £ Paid in £ Balance

A
25 May 24 BALANCE BROUGHT FORWARD . 984.15
26 May 24 CR Heba Eshtewi
Sent from Revolut 50.00 1,034.15
28 May 24 DD E.ON NEXT LTD 38.09
))) NX BUS CONTACTLESS
WEST MIDLANDS 4.00
))) SHARIF SONS SUPE
DUDLEY 58.85
))) BLUE CROSS - MONMO
DUDLEY 10.10
))) BRITISH HEART FOUN
LONDON 8.10
))) B&M 111 - DUDLEY
DUDLEY 24.37
))) POUNDLAND LTD - 19
DUDLEY 5.25
))) ALDI 109 772
DUDLEY 23.20
))) ALDI 109 772
DUDLEY 30.11
VIS Klarna*shein
London 88.73
))) NX BUS CONTACTLESS
WEST MIDLANDS 4.50
VIS Klarna*ninjakitche
London 46.33
BALANCE CARRIED FORWARD 692.52

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

 Contact tel
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
26 May to 25 June 2024
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Mr Awnallah Misbahaldeeb 40-11-91 24216946 68

Your Bank Account details

Date Pay m e nt t y pe and d e t ails £ Paid out £ Paid in £ Balance

BALANCE BROUGHT FORWARD 692.52

VIS INT'L 0030275076
Revolut**3301*
Dublin 50.00 642.52
29 May 24 ATM CASH HSBC MAY29
DUDLEY E1 @13:23 10.00
VIS PAYPAL *PYPL PAYIN
8003587911 43.33 589.19
30 May 24 ))) POST OFFICE COUNTE
BILSTON 7.95
))) SHARIF SONS SUPE
DUDLEY 21.09
))) SHARIF SONS MEAT S
DUDLEY 10.00
))) BRITISH HEART FOUN
LONDON 8.60
))) B&M 111 - DUDLEY
DUDLEY 19.03
))) HERON FOODS COSELE
WOLVERHAMPTON 13.13
))) RAYLANE LIMITED
WEST MIDLANDS 3.00 506.39
31 May 24 OBP Heba Eshtewi
Monzo-TWFKM 11.00
))) HERON FOODS COSELE
WOLVERHAMPTON 4.49
))) NX BUS CONTACTLESS
WEST MIDLANDS 4.50
OBP Heba Eshtewi
Monzo-BYPYN 11.00
OBP Heba Eshtewi
Monzo-WQTVT 15.00 460.40
03 Jun 24 ))) ALDI 109 772
DUDLEY 44.07
VIS PAYPAL *EBAY UK
0789372482 7.99
))) SHARIF SONS SUPE
DUDLEY 11.43
))) POUNDLAND LTD - 19
DUDLEY 26.00
))) NX BUS CONTACTLESS
WEST MIDLANDS 2.00
))) HERON FOODS COSELE
WOLVERHAMPTON 5.63
BALANCE CARRIED FORWARD 363.28

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

 Contact tel
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
26 May to 25 June 2024
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Mr Awnallah Misbahaldeeb 40-11-91 24216946 69

Your Bank Account details

Date Pay m e nt t y pe and d e t ails £ Paid out £ Paid in £ Balance

BALANCE BROUGHT FORWARD 363.28

))) NX BUS CONTACTLESS
WEST MIDLANDS 2.00
))) ALDI 109 772
DUDLEY 19.92
VIS UBER *EATS
HELP.UBER.COM 19.53 321.83
04 Jun 24 ))) SHARIF SONS SUPE
DUDLEY 13.54
))) SHARIF SONS MEAT S
DUDLEY 10.00
))) THE MARY STEVENS H
DUDLEY 3.60
))) BEST BEFORE CLEARA
DUDLEY 10.00
))) BLUE CROSS - MONMO
DUDLEY 13.50
))) B&M 111 - DUDLEY
DUDLEY 19.44
))) GREGGS PLC
DUDLEY 3.30
))) ALDI 109 772
DUDLEY 19.55 228.90
05 Jun 24 VIS SHARIF SONS SUPE
DUDLEY 8.97
))) BEST BEFORE CLEARA
DUDLEY 25.00
))) POUNDLAND LTD - 19
DUDLEY 27.70
))) HERON FOODS COSELE
WOLVERHAMPTON 1.69
))) NX BUS CONTACTLESS
WEST MIDLANDS 4.50
))) SQ *FALAFEL &HALLO
Dudley 3.00
VIS Klarna
London 15.95
VIS Klarna*shein.co.uk
London 33.91
VIS Klarna*onbuy.com
London 16.67 91.51
06 Jun 24 ))) NX BUS CONTACTLESS
WEST MIDLANDS 2.00
))) ALDI 109 772
DUDLEY 43.96 45.55
BALANCE CARRIED FORWARD 45.55

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

 Contact tel
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
26 May to 25 June 2024
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Mr Awnallah Misbahaldeeb 40-11-91 24216946 70

Your Bank Account details

Date Pay m e nt t y pe and d e t ails £ Paid out £ Paid in £ Balance

BALANCE BROUGHT FORWARD 45.55

07 Jun 24 CR GIOMANI DESIGNS
WAGES E00074 530.91
))) SHARIF SONS SUPE
DUDLEY 7.30
))) SHARIF SONS MEAT S
DUDLEY 7.47
))) BEST BEFORE CLEARA
DUDLEY 13.90
))) ROSEVILLE FRUIT MA
BILSTON 1.29
))) COSELEY SHOP
BILSTON 11.60
))) GREGGS PLC
COSELEY 3.30 531.60
08 Jun 24 OBP Heba Eshtewi
Monzo-XCSSH 10.00 521.60
10 Jun 24 ))) NX BUS CONTACTLESS
WEST MIDLANDS 4.50
))) ALDI 109 772
DUDLEY 20.74
VIS NATIONAL EXPRESS W
BIRMINGHAM 17.00
))) BEST BEFORE CLEARA
DUDLEY 5.75
))) CANCER RESEARCH UK
DUDLEY 15.00
))) ACORNS RETAIL
DUDLEY 5.00
))) SQ *FALAFEL &HALLO
Dudley 3.00
VIS Klarna*etsy uk
London 23.65
VIS Klarna*boots
London 30.04
VIS Klarna*toys r us -
London 24.97
VIS Klarna*onbuy.com
London 16.67 355.28
11 Jun 24 VIS Yafa Supermarket
Birmingham 190.00
))) News Express
Birmingham 2.18
))) SUMUP *CITY MOBIL
BIRMINGHAM 5.00
BALANCE CARRIED FORWARD 158.10

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

 Contact tel
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
26 May to 25 June 2024
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Mr Awnallah Misbahaldeeb 40-11-91 24216946 71

Your Bank Account details

Date Pay m e nt t y pe and d e t ails £ Paid out £ Paid in £ Balance

BALANCE BROUGHT FORWARD 158.10

))) HERON FOODS COSELE
WOLVERHAMPTON 3.09
))) GREGGS PLC
COSELEY 3.30
VIS Klarna*onbuy.com
London 11.83 139.88
12 Jun 24 VIS Klarna*etsy uk
London 23.65
))) COSELEY LIBRARY
COSELEY 3.45
))) ROSEVILLE FRUIT MA
BILSTON 1.52
))) HERON FOODS COSELE
WOLVERHAMPTON 2.94
))) ALDI 109 772
DUDLEY 23.21 132.41
13 Jun 24 CR M Benaraba 200.00
ATM CASH BNKM JUN13
BT PHONE / A@12:17 20.00
ATM CASH BNKM JUN13
BT PHONE / A@12:27 20.00
VIS AMAZON* 204-742717
LONDON 23.98 268.43
14 Jun 24 VIS Yafa Supermarket
Birmingham 100.00
))) SHARIF SONS SUPE
DUDLEY 45.95
))) Yafa Supermarket
Birmingham 14.47
))) TOP1 PIZZA
DUDLEY 5.00
))) BEST BEFORE CLEARA
DUDLEY 3.75
))) POUNDSTRETCHER - 0
LEICESTER 15.94
))) POUNDLAND LTD - 19
DUDLEY 8.70
))) HERON FOODS COSELE
WOLVERHAMPTON 5.79
))) HOME BARGAINS-DUDL
DUDLEY 11.48
))) GREGGS PLC
BIRMINGHAM 1.25
BALANCE CARRIED FORWARD 56.10

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

 Contact tel
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
26 May to 25 June 2024
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Mr Awnallah Misbahaldeeb 40-11-91 24216946 72

Your Bank Account details

Date Pay m e nt t y pe and d e t ails £ Paid out £ Paid in £ Balance

BALANCE BROUGHT FORWARD 56.10

))) Donya stone bakery
Birmingham 1.00
))) AMSONS
BIRMINGHAM 5.00 50.10
17 Jun 24 CR HMRC CHILD BENEFIT 441.40
CR 204D24F8Y DWP UC 1,175.85
DD VIRGIN MEDIA PYMTS 34.80
))) GREGGS PLC
COSELEY 6.70
))) CANCER RESEARCH UK
DUDLEY 6.10
VIS Klarna*hm online u
London 35.31
))) NX BUS CONTACTLESS
WEST MIDLANDS 4.50
VIS Klarna*boots
London 17.95
VIS Klarna*onbuy.com
London 11.84
VIS Klarna*onbuy.com
London 29.85
VIS Klarna*onbuy.com
London 11.84
VIS Klarna*ninjakitche
London 46.33 1,462.13
18 Jun 24 ))) POUNDLAND LTD - 19
DUDLEY 10.00
))) B&M 111 - DUDLEY
DUDLEY 43.81
))) HERON FOODS COSELE
WOLVERHAMPTON 3.54
))) ACORNS RETAIL
DUDLEY 6.00
VIS Klarna*dunelm sof
London 40.45 1,358.33
19 Jun 24 BP Heba Eshtewi
Monzo-WQTVT 10.00
BP Heba Eshtewi
Monzo-XCSSH 100.00
BP Heba Eshtewi
Monzo-WQTVT 205.00
DD BRITISH GAS 43.29
))) COSELEY SHOP
BILSTON 19.00 981.04
BALANCE CARRIED FORWARD 981.04

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

 Contact tel
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
26 May to 25 June 2024
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Mr Awnallah Misbahaldeeb 40-11-91 24216946 73

Your Bank Account details

Date Pay m e nt t y pe and d e t ails £ Paid out £ Paid in £ Balance

BALANCE BROUGHT FORWARD 981.04

20 Jun 24 ATM CASH HSBC JUN20
DUDLEY E1 @11:53 10.00
CR GIOMANI DESIGNS
WAGES E00074 530.71
BP Heba Eshtewi
Monzo-WQTVT 50.00
BP Heba Eshtewi
Monzo-WQTVT 5.00
))) SHARIF SONS SUPE
DUDLEY 19.06
))) PhoneTec
Walsall 55.00
))) B&M 111 - DUDLEY
DUDLEY 15.24
))) HOME BARGAINS-DUDL
DUDLEY 8.82
))) SQ *FALAFEL &HALLO
Dudley 2.00
VIS Klarna*boots
London 29.96 1,316.67
21 Jun 24 ))) BOOTS,DUDLEY
DUDLEY 14.29
))) BEST BEFORE CLEARA
DUDLEY 5.75
))) DUDLEY LIBRARY
DUDLEY 3.00
))) POUNDLAND LTD - 19
DUDLEY 19.75
))) HOME BARGAINS-DUDL
DUDLEY 13.76
BP Heba Eshtewi
Monzo-WQTVT 5.00 1,255.12
22 Jun 24 BP Heba Eshtewi
Monzo-WQTVT 5.00 1,250.12
24 Jun 24 VIS POST OFFICE COUNTE
BILSTON 147.91
))) HERON FOODS COSELE
WOLVERHAMPTON 7.58
))) GREGGS PLC
COSELEY 3.55
))) ALDI 109 772
DUDLEY 9.86
VIS PAYPAL *PYPL PAYIN
8003587911 43.33
BALANCE CARRIED FORWARD 1,037.89

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

 Contact tel
see reverse for call times
Text phone 03457 125 563
used by deaf or speech impaired customers
www.hsbc.co.uk
26 May to 25 June 2024
Your Statement
Acco unt Nam e S ortco de Acco unt Num ber S he e t Num be r
Mr Awnallah Misbahaldeeb 40-11-91 24216946 74

Your Bank Account details

Date Pay m e nt t y pe and d e t ails £ Paid out £ Paid in £ Balance

BALANCE BROUGHT FORWARD 1,037.89

VIS Klarna*dunelm sof
London 27.11
))) BOOTS,DUDLEY
DUDLEY 36.00
))) BOOTS,DUDLEY
DUDLEY 4.00
))) SumUp *AKS CLEARA
Cradley Heath 9.99
))) M.S.B. NEWS LTD
DUDLEY 2.29
))) BODYCARE
DUDLEY 7.26
))) ICELAND
DUDLEY 31.65
))) B&M 111 - DUDLEY
DUDLEY 9.59
))) POUNDLAND LTD - 19
DUDLEY 46.75
))) HOME BARGAINS-DUDL
DUDLEY 3.58
))) SQ *FALAFEL &HALLO
Dudley 6.99
))) PPOINT_*MARIUS SUP
DUDLEY 6.42
))) ALDI 109 772
DUDLEY 48.07 798.19
25 Jun 24 DD E.ON NEXT LTD 85.24
))) NX BUS CONTACTLESS
WEST MIDLANDS 2.00 710.95
25 Jun 24 BALANCE CARRIED FORWARD 710.95

Info rmatio n abo ut the Financial S e rvice s Co mpe ns atio n Sche m e

Your deposit is eligible for protection under the Financial Services Compensation Scheme (FSCS). For further information
about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk, call into your nearest branch
or call your telephone banking service. Further details can be found on the FSCS Information Sheet and Exclusions List
which is available on our website (www.hsbc.co.uk).

AER Ove rdraft EAR

Cre dit Inte re s t Rate s balance variable Inte re s t Rate s b alance variable
Cre dit inte re s t is not paid Arrange d Ove rdraft inte re s t 0.00%

HSBC UK Bank plc 1 Centenary Square Birmingham B1 1HQ

Commercial Banking Customers Effective from 14 March 2020
Interest and Charges Monthly cap on unarranged overdraft charges
[Your] Business Banking Terms and Conditions cover how and when 1. Each current account will set a monthly maximum charge for:
we can charge our interest rates and charges. (a) going overdrawn when you have not arranged an overdraft; or
Details of Debit interest together with details of the interest rate we (b) going over/past your arranged overdraft limit (if you
pay and charge in full [for all accounts] are available in [our] Business have one).
Price List. All [our] business current accounts are non-interest bearing 2. This cap covers any:
when in credit unless we individually agree a rate with you.
(a) interest and fees for going over/past your arranged overdraft limit;
Overdrafts:
(b) fees for each payment your bank allows despite lack of funds; and
Arranged overdraft: Where you ask us for an overdraft before
making any transactions that takes your account overdrawn, or over (c) fees for each payment your bank refuses due to lack of funds.
your current arranged overdraft limit. Interest rates are individually The monthly cap on unarranged overdraft charges for the HSBC
agreed, for a period of 12 months, and are linked to the Bank of Advance Bank Account, HSBC Bank Account, HSBC Current Account,
England base rate. For details of our fees and charges, please refer Home Management Account and HSBC Graduate Bank Account is £20.
to our Business Price List – see Additional Information below. The monthly cap on unarranged overdraft charges is not applicable
Unarranged overdraft: When you make a payment that takes your to Bank Account Pay Monthly, Basic Bank Account, Student Bank
account overdrawn if you don’t have an arranged overdraft limit, or Account, Amanah Bank Account and MyAccount as these accounts
takes your account over your arranged overdraft limit. When you do not incur unarranged overdraft charges.
don’t have an arranged overdraft limit, we will charge our Business Unarranged overdraft charges incurred before 14 March 2020 may
Standard Debit Interest Rate on any balances. When you have an debit your account after this date (we’ll still give advance notice).
existing arranged overdraft limit and go over this limit, we will charge Charges incurred before 14 March 2020 won’t count towards the new
interest at the rate we have agreed with you on the balance of your £20 cap as they’ll relate to the previous month’s charging period.
arranged overdraft limit and will charge Standard Debit Interest Rate
on any balance over your arranged overdraft facility. In either of these Your debit card
circumstances, unarranged overdraft charges will be applied on each When you use your card outside the UK, your statement will show
working day that your account is overdrawn (if you don’t have an where the transaction took place, the amount spent in foreign
arranged overdraft) or you go over your arranged overdraft limit (if currency and the amount converted into sterling. We also monitor
you have an arranged overdraft). For details of our fees and charges, transactions to protect you against your card being used fraudulently.
please see our Business Price List and for information on our Interest Unless you agree that the currency conversion is done at the point of
Rates – see Additional Information below. sale or withdrawal and agree the rate at that time, for example with
the shopkeeper or on the self-service machine screen, the exchange
Your debit card rate that applies to any foreign currency debit card payments
For debit card charges and how foreign currency transactions are (including cash withdrawals) is the VISA Payment Scheme Exchange
converted to sterling please refer to the Business Price List. Rate applying on the day the conversion is made. For foreign
Additional Information currency transactions we will charge a fee of 2.75% of the amount
A copy of [our] Business Price List and the Business Banking of the transaction. This fee will be shown as a separate line on your
Terms and Conditions can be found on our website statement as a ‘Foreign Currency Transaction Fee’. Details of the
www.business.hsbc.uk/en-gb/gb/generic/ current VISA Payment Scheme Exchange Rates can be obtained from
legal-information. the card support section of hsbc.co.uk or by calling us on the usual
Information on our Interest Rates can be found on our website numbers. We will deduct the payment from your account once we
www.business.hsbc.uk/en-gb/interest-rates/interest-rates- receive details of the payment from the card scheme, at the latest, the
finance-borrowing. next working day. For cash machine withdrawals in a currency other
than sterling we will charge a Non Sterling Cash Fee of 2% (minimum
This information is also available in our branches, by calling
£1.75, maximum £5). This fee applies to all cash machines outside
03457 60 60 60 (lines are open GMT 8am to 10pm, Monday to
the UK, and to cash machines in the UK, if we convert the withdrawal
Sunday) or by textphone 0345 12 55 63. [Details of the interest
to Sterling for you. HSBC Advance customers are exempt from this
rate we pay and charge are also separately available through
fee. Some cash machine operators may apply a direct charge for
these channels.]
withdrawals from their cash machines and this will be advised on
To help us continuously improve our service and in the interests of screen at the time of withdrawal.
security, we may monitor and/or record your telephone calls with us.
Commercial and Personal Banking Customers
Personal Banking Customers Lost and Stolen Cards
Interest If any of your cards are lost or stolen please call 0800 032 7075
Credit Interest is calculated daily on the cleared credit balance and is or if you are calling from outside the UK, please call us on
paid monthly if applicable (this is not paid on all accounts, e.g. Basic +44 1442 422 929. Lines are open 24 hours.
Bank Account, Bank Account and HSBC Advance). For personal
Dispute Resolution
current accounts, overdraft interest is charged on the whole overdraft
If you have a problem with your agreement, please try to resolve
balance above any interest free amount. Debit interest is calculated
it with us in the first instance. If you are not happy with the way in
daily on the cleared debit balance of your account, it accrues during
which we handled your complaint or the result, you may be able to
your charging cycle (usually monthly) and is deducted from your
complain to the Financial Ombudsman Service. If you do not take
account following the end of your charging cycle.
up your problem with us first you will not be entitled to complain
Overdrafts to the Ombudsman. We can provide details of how to contact the
Arranged overdraft: Where you ask us for an overdraft before Ombudsman.
making any transactions that takes your account overdrawn, or over
Disabled Customers
your current arranged overdraft limit.
We offer a number of services such as statements in Braille or large
Unarranged overdraft: When you make a payment that takes your print. Please contact us by calling 03457 60 60 60 (lines are open
account overdrawn if you don’t have an arranged overdraft, or takes GMT 8am to 10pm, Monday to Sunday) or textphone 0345 12 55 63
your account over your arranged overdraft limit. to let us know how we can serve you better.

HSBC UK Bank plc, registered in England and Wales number 09928412. Registered office 1 Centenary Square, Birmingham B1 1HQ. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under reference number 765112.
RFB1898 MCP54585 ©HSBC Group 2019