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    Fysal Bank

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    Anoosha Abbas Sheikh
    Faysal Bank is a subsidiary of Ithmaar Bank and was incorporated as a Pakistani bank in 1994. It is the 10th largest bank in Pakistan based on asset size and has strong financial ratings. The bank offers various retail, corporate, and investment banking services and products including savings, current, and deposit accounts, consumer and business loans, trade financing, and bancassurance. A SWOT analysis found strengths in its strong holding company and size, but weaknesses in its smaller branch network and number of ATMs compared to competitors. PEST analysis identified risks from political instability, economic challenges like inflation, and technological issues like inadequate infrastructure.

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    Fysal Bank

    Uploaded by

    Anoosha Abbas Sheikh
    195 views48 pages
    Faysal Bank is a subsidiary of Ithmaar Bank and was incorporated as a Pakistani bank in 1994. It is the 10th largest bank in Pakistan based on asset size and has strong financial ratings. The bank offers various retail, corporate, and investment banking services and products including savings, current, and deposit accounts, consumer and business loans, trade financing, and bancassurance. A SWOT analysis found strengths in its strong holding company and size, but weaknesses in its smaller branch network and number of ATMs compared to competitors. PEST analysis identified risks from political instability, economic challenges like inflation, and technological issues like inadequate infrastructure.

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    Faysal Bank is a subsidiary of Ithmaar Bank and was incorporated as a Pakistani bank in 1994. It is the 10th largest bank in Pakistan based on asset size and has strong financial ratings. The bank offers various retail, corporate, and investment banking services and products including savings, current, and deposit accounts, consumer and business loans, trade financing, and bancassurance. A SWOT analysis found strengths in its strong holding company and size, but weaknesses in its smaller branch network and number of ATMs compared to competitors. PEST analysis identified risks from political instability, economic challenges like inflation, and technological issues like inadequate infrastructure.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    195 views48 pages

    Fysal Bank

    Uploaded by

    Anoosha Abbas Sheikh
    Faysal Bank is a subsidiary of Ithmaar Bank and was incorporated as a Pakistani bank in 1994. It is the 10th largest bank in Pakistan based on asset size and has strong financial ratings. The bank offers various retail, corporate, and investment banking services and products including savings, current, and deposit accounts, consumer and business loans, trade financing, and bancassurance. A SWOT analysis found strengths in its strong holding company and size, but weaknesses in its smaller branch network and number of ATMs compared to competitors. PEST analysis identified risks from political instability, economic challenges like inflation, and technological issues like inadequate infrastructure.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 48

    Faysal bank is a subsidiary to ITHMAAR BANK whose ultimate company is DMI group.

    Faysal Bank started operations in Pakistan in 1987, first as a br set-up of Faysal Islamic Bank of Bahrain.

    In 1994,it was Incorporated as Pakistani bank under the presen Of FAYSAL BANK LIMITED(FBL).

    SLOGAN:Bank On Ambition

    VISION :Excellence in all that we do MISSION :Achieve leadership in providing financial services in chosen markets through innovation

    CORE VALUES

    INTEGRITY
    OUR INTEGRITY:OUR VALUE

    RESPECT
    OUR RESPECT: OUR DUTY

    TEAMWORK
    OUR TEAMWORK:OUR ASSET

    PROFESSIONALISM
    OUR PROFESSIONALISM:OUR COMPETENCE

    Passion
    Our Passion: Our Worth

    Innovation
    Our Innovation: Our Strength

    Responsiveness
    Our Responsiveness: Our Distinguisher

    Compassion
    Our Compassion: Our Gift

    Acquisition of RBS. Corporate Social Responsibility. Enhanced Branch Network. Information Technology(IT). Launch of the Intranet Portal. Commitment to Domestic Cricket. Awards.

    Products
    1-Deposit products. 2-lending products.

    DEPOSIT PRODUCTS
    Basic Banking Account

    Faysal Sahulat-Current Account

    Faysal Business First-Current Account

    Faysal Moavin-Saving Account

    Faysal Izafa-Term Deposit

    Faysal Market Link-Saving Account

    Faysal Premium-Saving Account

    Faysal Savings Account

    Foreign Currency Account-FCY Saving Plus

    Foreign Currency Account-Mahfooz Sarmaya

    LENDING PRODUCTS
    Faysal Bank Platinum Credit Card

    Faysal Bank MC2 Credit Card

    Faysal Bank Airblue Credit Card

    Faysal Bank Ufone Credit Card

    Faysal Balance Transfer Facility

    Faysal Khushaal Kisan Scheme

    Faysal Car Finance

    Faysal Home Finance

    services

    Faysal bank offers different types of services to their consumers.They are:


    Retail banking service Corporate banking service Investment banking service

    Retail Banking Services


    Faysal Pocketmate

    Faysal Lockers

    SMS Alert Service

    Western Union Service

    Transfer of Funds

    Non Stop Banking

    Corporate Banking Services


    Corporate Financing

    SME Financing

    Trade Financing

    Treasury & Capital Markets

    Investment Banking Services

    Project and structured finance Agency and trustee Debt capital markets

    Treasury and capital market

    Islamic Banking
    Barkat Islamic-Basic Banking Account

    Barkat Islamic-Current Account

    Barkat Islamic-Saving Account

    Barkat Islamic-Investment Certificate

    Barkat Islamic-Foreign Currency Account

    Barkat Islamic-Murabaha

    BANCASSURANCE

    Family Assurance Plan Education plan

    Saving Plan

    FINANCIAL ANALYSIS

    Balance Sheet

    Income Statement

    Analysis

    SWOT Analysis
    Strengths,Weakness,Opportunities,Threats

    Financially strong holding company i.e. (Ithmar bank which is owned by DMI group) .10th largest bank in Pakistan based on asset size. Faysal bank has a Short term credit rating of A1+ and long term credit rating of AA. Uses real time as well as online system.

    Less number of branches as compare to its competitors.

    Low number of ATMs.


    The procedure and documentation for loaning is very difficult.

    Increase the capacity of branch instead of going towards overstaffing. Provide online facility to every customer.

    Can introduce new products and services

    Declining trend in banking sectors. Decrease in customers due to less attractive policies. Introduction of new products and services by competitor

    PEST Analysis

    Political

    Economical

    Social

    Technological

    Americas undue influence on PAKISTAN. Increase terrorist activities. Political instability

    Increase in inflation. Poor monetary policies.

    IMFs influence.

    Decrease in saving trends.

    Frauds by customers Religious beliefs.

    Halted Growth of Communication Infrastructure

    Inadequate computer facilities. Inadequate IT training.

    ATM in every Branch Increase in branches. Loan to students. Increase in branches.

    The salaries of employees are very attractive as compare to other Banks. Faysal bank is improving day by day due to its ditinguished products and services. The management of FBL is taking strategies steps to enable the bank to emerge as a strong and progressive institution.

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