Comparative Analysis of HDFC
Comparative Analysis of HDFC
Comparative Analysis of HDFC
HDFC - 50.10%
7% SBI MF
5% 17%
RELIANCE MF
5%
BIRLA SUN LIFE MF
7% HDFC MF
PRINCIPAL MF
15%
ICICI PRUDENTIAL MF
8%
KOTAK MAHINDRA MF
HSBC MF
10% DSP MERRILL LYNCH MF
14%
12% UTI MF
ABOUT THE TOPIC
A Mutual Fund is a common pool of money in to which investors with common
investment objective place their contributions that are to be invested in accordance
with the stated investment objective of the scheme.
Options for mutual fund is equity and debt.
Debt Instruments
Traditionally debt instruments are known for generating a predetermined income for a
given period of time.
They are also known as fixed income instruments.
Equity Instruments
Equities do not offer any assured returns,
Equity provides the high return with high risk.
Comparative Analysis Of Some HDFC Equity & Debt Schemes
RESEARCH STUDY
Research Objective:
Sub objective:
To analyze the awareness of our bank in the region with other banks.
To find out awareness of the investor about HDFC Mutual Fund’s
Which factors govern their choice for investment?
What is investor’s proportion of equity in their MF investment?
Determine main attributes for which investor is forcibly to invest his money in his
preferable place?
Research Methodology
Questionnaire.
Sampling Design
Sampling procedure
Random Sampling.
Sample size
The sample size for the study was kept at 50.
Sample unit
In this study, the sampling unit included all class of people.
Source of Data
Primary data
Secondary data
Investment Habits
No
4%
Yes
No
Yes
96%
12%
5%
4% Fixed Deposite
Mutual fund
Real Estate
Bank Deposite
79%
Awareness about HDFC Mutual
Fund
38%
Yes
No
62%
10% 1% 7%
Excellent
Very Good
Good
Poor
82%
According to Customer best scheme
of the HDFC Mutual Fund
HDFC BALANCED
FUND
HDFC MF MONTHLY
83% INCOME PLAN
OTHER
10%
Debt
Equity
90%
Whether customer is risk Taker or Averter
Averter
3%
Averter
Taker
Taker
97%
Conclusion
Those investors who want security of principal amount, regular income and less risky
investment are suggested to invest in debt.
Investors who want high return and are ready to take risk and want to invest for long
time should make investment in equity schemes.
Thus, the choice of investment in equity or debt depends on the investment objective.