ICICI Prudential

Mutual Funds

Presented By:
Vidya Hanchate(10)
Nikita Jadhav (13)
Chinankee Jain (15)
Ronak Mehta (32)
Viraj Sanghvi (45)
Dimple Singh (49)
 Key Investment Considerations
Liquidity
Safety You get your money back when you want it

Your money is managed

Post-tax Returns
How much is really left for you post tax?

• For the same liquidity - higher the safety, lower the returns
• For the same safety - higher the liquidity, lower the returns

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MFs offer all of above
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 Types of schemes
1. Infrastructure plan
2. Service industries fund
3. FMCG
4. Dynamic plan
5. Tax plan
6. Growth plan
7. Index fund
8. Childcare study option plan
9. Balanced fund
10. Income multiplier fund
11. Monthly Income plan
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 1. Infrastructure Fund
It is an open-ended equity fund focused on capturing the opportunity
presented by the long term growth potential of the Indian
Infrastructure sector. It invests across infrastructure sectors such as
Cement, Power, Telecom, Oil and Gas, Construction, Banking etc.

• Benefits:
– Multi-sector fund with much lesser concentration risks.
– The sector provides an attractive investment opportunity based
on its long term growth potential.

• Investor Profile
 Investors who prefer a long term investment in equity.
 Long term investors in debt products who now seek some exposure
to equity with steady growth prospects.
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 Key feature of Infrastructure
Fund
• Type: Open-ended Equity Fund
• Investment Pattern: Equity and Equity
related instruments in infrastructure
sector 70% to 100% & Debt, Money
Market Instruments and Call money 0%
to 30%.
• Options: Growth and Dividend Option.

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2. Services Industries Fund
It is created to invest in the services sector encompassing the
above drivers of India's growth through sectors like Auto
components, Banking and Financial services, Health Care,
Hotels, Media and Entertainment, Trade and Retail, IT and IT
Enabled Services, Telecom, Transportation, etc.

• Benefits:
– Multi-sector fund with much lesser concentration risks.
– High and secular growth potential offered by the sector
makes investment a promising proposition.

• Investor Profile
Investors seeking to capture the growth opportunity in the services
sector by way of a long term investment in equity asset class.
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 Key feature Services
Industries Fund
• Type: Open-ended Equity Fund
• Investment Pattern: Equity and Equity
related instruments in services sector
70% to 100% & Debt, Money Market
Instruments and Call money 0% to 30%.
• Options: Growth, Dividend Payout and
Dividend Reinvestment Option.

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 3. FMCG Fund
It is a diversified sector fund that invests in companies which are
benefiting from the consumption boom in the Indian economy.
•   Benefits:
– Enables the investor to allocate his equity assets according to
his sectoral preferences and use the fund to implement his views
on the sector.
– The fund also enables investors to diversify in terms of style into
sharply focused thematic fund investing in FMCG sector.
• Investor Profile
• Investors who like to sacrifice some diversification, in the interest of
pursuing a sector strategy.
• Investors who view the fund in the context of their existing portfolio,
rather than choose the fund as a stand alone product.
• Investors who prefer the FMCG sector for their investments. #
 Key feature of FMCG Fund
• Type: Open-ended FMCG Sectoral
Fund
• Investment Pattern: Equity & Equity
related in FMCG Companies 90% in &
Debt, Money Market and Cash 10%.
• Options: Growth & Dividend

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 4. Dynamic plan
• It is a diversified equity fund that could be your ideal choice to make the
most of dynamic changes in the market. It has the agility to capture
upside opportunities across value and growth , large and midcap , index
and non-index stocks. On the flip side it also has ability to move into cash
as markets get overvalued.
•  Benefits:
– Has the agility, aimed at capturing upside opportunities in the market
across market capitalizations.
– On the flip side, in case stock markets get into an over valued
position, the plan has the ability to switch to cash thus seeking to limit
the downside.    
Investor Profile:
• It is more suited for conservative or risk-averse investors who have a long
term investing horizon of more than five years.
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 Key feature of Dynamic Plan
• Type: Open-ended Equity fund
• Investment Pattern: 0 - 100% = Equity &
Equity related securities. 0 - 100% =
Debt & Money Market Instruments
• Options: Growth & Dividend

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 5. Tax Plan
It allows you to harness the benefits of long term equity investing in
addition to helping you save tax.
•   Benefits:
– Investments in ICICI Prudential Tax Plan are eligible for tax
benefits, up to an amount of Rs. 1,00,000. # As per Finance Act
2005 and subsequent notification dated Nov 11,2005 issued by
CBDT.
– ELSS offers significant advantages over other tax saving
instruments:   Potential for higher rate of return. Shorter lock-in
period of 3 years as compared to 6 years for NSC, and 15 years
for PPF.
• Investor Profile
– It is suited for patient investors who have a long term investing
horizon of 3-5 years and at the same time are looking at tax
saving.
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 Key feature of Tax Plan
• Type: Open-ended Equity Linked
Saving Scheme
• Investment Pattern: Equity & Equity
related instruments upto 90% & Debt,
Money Market and Cash upto 10%.
• Default options: Dividend Reinvestment

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 6. Growth Plan
if you are looking to build a core portfolio in equity then the
ICICI Prudential Growth Plan could just be the investment
option for you.
•  Benefits:
– It allows you to invest in a portfolio targeted at large-cap
stocks which are the best picks in their respective sectors.
– Your risk is expected to be mitigated as the fund is
diversified across sectors.
• Investor Profile
 You seek long term capital appreciation through a diversified
portfolio of large-cap stocks.
 You seek lower volatility as large-cap stocks have better
business stability over business cycles.

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 Key feature of Growth Plan
• Type: Open-ended Equity Fund
• Investment Pattern: Equity & Equity
related 95% & Debt, Money Market and
Cash 5%.
• Default options: Growth & Dividend

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 7. Index Fund
It offers a passive choice to investors, who like to stay invested
in the CNX S&P Nifty index of 50 stocks. Such investors prefer
that their portfolio closely maps the market index.
•  Benefits:
– It enables investors to seek an exposure to the index stocks,
in the same proportion as they are found in the index.
• Investor Profile
  Investors who like the passive investment philosophy and do
not expect out performance of an index, but simple tracking of
the same.

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 Key feature of Index Fund
• Type: Open-ended Index Linked Growth
Scheme
• Investment Pattern: Equity stocks drawn from
the components of the S&P CNX Nifty and
the exchange traded derivatives on the S&P
CNX Nifty – upto 100%. Money Market
instruments - upto 10%.
• Options: Nifty Plan.- Cumulative Option

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 8. Childcare study option plan
It is an investment instrument specially designed to help you give your
child a head start in life.
• Benefits:
– Scholarship Program: We have specially designed a scholarship
programme to provide financial assistance to deserving and
meritorious students to pursue their higher education.
– Personal Accident Cover (for resident applicants): Till your child
attains the age of 18 or till units are redeemed (whichever is earlier),
you as her parent / legal guardian will be eligible for a Personal
Accident Cover equivalent to 10 times the value of the Units you
have purchased (value at purchase price) subject to a maximum of
limit of Rs. 5 lakhs.
• Investor Profile
 Consider this plan if your child is in the age group of 13-17 years
and you are looking to save over a short term horizon.
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Key feature of Childcare study
option
• Type: Open ended fund ( Study Plan)
• Investment Pattern: Equity and Equity related
securities 0-15%, Debt Securities, Money
Market Instruments, Securities Debt and
Cash (including money at call) 85-100%.
• Options: Cumulative Option

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 9. Balanced Fund
It takes care of asset allocation by investing in equity for capital
appreciation and debt for stable returns. It focuses on reducing
volatility of returns by increasing / decreasing equity exposure
based on the market outlook and using a core debt portfolio to do
the rebalancing.
• Benefits:
– Balanced fund brings you the twin benefits of growth from
equity markets and steady income from debt markets.
• Investor Profile
 Investors seeking exposure to equity and debt markets in a single
product, and are willing to accept the average returns from both
markets as a trade-off for the benefit of lower risk from
diversification.

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Key feature of Balanced Fund
• Type: Open ended Balanced Fund
• Investment Pattern: Equity and Equity related
instruments - 65% to 80% & Debt, Money
Market and Cash - 20% to 35%.
• Options: Growth & Dividend

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 10. Income Multiplier Fund
It is predominantly invested in fixed income securities. However, if
you would like a measured and limited exposure to equity to
enhance your returns.
• Benefits:
– Limited exposure to equity has the power to spike up the basic
debt portfolio, adding some growth to the income from debt.
– The core portfolio being invested in debt provides stability to the
investment.
• Investor Profile 
 You invest in debt for income, but are concerned about interest rate
risk in pure debt funds and therefore are willing to take a limited
equity exposure.
 You are focused on income, and like growth only to the extent that it
does not bring in larger risks.  
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 Key feature of Income
Multiplier Fund
• Type: Open-ended Debt Fund which invests
upto 30% in equity.
• Investment Pattern: Equity & Equity Related
securities 0-30%, Debt Instruments 65-100%,
Cash & Money Market Instruments 0-5%.
• Options: Cumulative & Dividend (Monthly)
Option.

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 11. Monthly Income Plan
• Inflation has been impacting your low fixed returns and you are now
seeking a better performance for your investments, that does not
assume high risks. ICICI Prudential Monthly Income Plan is your kind
of product. Seeking to generate regular income with stability, and
lower risk.
• Benefits:
– Investment in a conservative debt portfolio with limited equity
exposure.
– Opportunity to earn better risk-adjusted returns. Possibility of
stable and regular income.
• Investor Profile
 You invest in debt for income, but are concerned about interest rate
risk in pure debt funds and therefore are willing to take a limited equity
exposure.
 You are focused on income, and like growth only to the extent that it
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does not bring in larger risks.
Key feature of Monthly Income
Plan
• Type: Open-ended Income Fund with no
assured returns
• Investment Pattern: Debt Securities, money
market instruments, securitised debt and
Cash upto 85%, Equity and equity related
securities 15%.
• Options: Dividend (Monthly, Quarterly, Half
Annually) and Cumulative. Automatic
Encashment Plan (AEP) also offered.
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Award: ICICI Mutual Fund

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Thank you