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    SPSS Test-1: Syed Omer Aziz A30601910007 Mba - 1 SEM

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    omeraziz89
    The document contains frequency distribution tables and cross tabulations analyzing age, income, education level, and default history of 208 customers. Chi-square tests were conducted to see if default rates differ across education levels. Results show default rates decrease as age and income increase but increase again for those over 50 or earning over 151,410. Education level and default are also related, with those with some college having the highest default rate.

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    SPSS Test-1: Syed Omer Aziz A30601910007 Mba - 1 SEM

    Uploaded by

    omeraziz89
    15 views8 pages
    The document contains frequency distribution tables and cross tabulations analyzing age, income, education level, and default history of 208 customers. Chi-square tests were conducted to see if default rates differ across education levels. Results show default rates decrease as age and income increase but increase again for those over 50 or earning over 151,410. Education level and default are also related, with those with some college having the highest default rate.

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    Omer Spss Test

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    The document contains frequency distribution tables and cross tabulations analyzing age, income, education level, and default history of 208 customers. Chi-square tests were conducted to see if default rates differ across education levels. Results show default rates decrease as age and income increase but increase again for those over 50 or earning over 151,410. Education level and default are also related, with those with some college having the highest default rate.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    15 views8 pages

    SPSS Test-1: Syed Omer Aziz A30601910007 Mba - 1 SEM

    Uploaded by

    omeraziz89
    The document contains frequency distribution tables and cross tabulations analyzing age, income, education level, and default history of 208 customers. Chi-square tests were conducted to see if default rates differ across education levels. Results show default rates decrease as age and income increase but increase again for those over 50 or earning over 151,410. Education level and default are also related, with those with some college having the highest default rate.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 8

    SPSS test-1

    SYED OMER AZIZ


    A30601910007
    MBA – 1st SEM
    Frequency distribution table for age with class intervals 5

    • Age in years (Binned)


    • Frequency Percent Valid Percent Cumulative Percent
    • Valid <= 214 1.9 1.9 1.9
    • 22 - 28 48 23.1 23.1 25.0
    • 29 - 35 50 24.0 24.0 49.0
    • 36 - 42 62 29.8 29.8 78.8
    • 43 - 49 34 16.3 16.3 95.2
    • 50+ 10 4.8 4.8 100.0
    • Total 208 100.0 100.0
    Frequency distribution table for income with
    class interval 5

    • Household income in thousands (Binned)


    • Frequency Percent Valid Percent Cumulative Percent
    • Valid <= 13.00 1 .5 .5 .5
    • 14.00 - 47.60 139 66.8 66.8 67.3
    • 47.61 - 82.20 44 21.2 21.2 88.5
    • 82.21 - 116.80 17 8.2 8.2 96.6
    • 116.81 - 151.40 4 1.9 1.9 98.6
    • 151.41+ 3 1.4 1.4 100.0
    • Total 208 100.0 100.0
    Cross tab between age and income with class
    interval-5

    • Age in years (Binned) * Household income in thousands (Binned) Crosstabulation


    • Count
    • Household income in thousands (Binned) Total
    • <= 13.00 14.00 - 47.60 47.61 - 82.20 82.21 - 116.80 116.81 - 151.40 151.41+
    • Age in years (Binned) <= 210 4 0 0 0 0 4
    • 22 - 28 1 44 3 0 0 0 48
    • 29 - 35 0 38 9 3 0 0 50
    • 36 - 42 0 34 18 7 1 2 62
    • 43 - 49 0 14 10 6 3 1 34
    • 50+ 0 5 4 1 0 0 10
    • Total 1 139 44 17 4 3 208
    Crosstab between level of education and
    default
    • Level of education * Previously defaulted Crosstabulation
    • Previously defaulted Total
    • No Yes
    • Level of education Did not complete high school Count 81 13 94
    • % within Level of education86.2% 13.8% 100.0%
    • High school degree Count 41 12 53
    • % within Level of education77.4% 22.6% 100.0%
    • Some college Count 15 8 23
    • % within Level of education65.2% 34.8% 100.0%
    • College degree Count 6 6 12
    • % within Level of education50.0% 50.0% 100.0%
    • Post-undergraduate degree Count 1 0 1
    • % within Level of education100.0% .0% 100.0%
    • Total Count 144 39 183
    • % within Level of education78.7% 21.3% 100.0%
    Chi square test result

    • Chi-Square Tests
    • Valuedf Asymp. Sig. (2-sided)
    • Pearson Chi-Square 11.843a 4 .019
    • Likelihood Ratio 11.002 4 .027
    • Linear-by-Linear Association 9.733 1 .002
    • N of Valid Cases 183
    • a. 4 cells (40.0%) have expected count less than 5. The minimum
    expected count is .21.
    •
    • SINCE THE CHI SQUARE VALUE IS 0.019 WHICH IS GREATER THAN
    0.005, HENCE THE DATA IS REJECTED FORTHE POPULATION
    Cross tab between coded age and defaulting nature

    • Age in years (Binned) * Previously defaulted Crosstabulation


    • Previously defaulted Total
    • No Yes
    • Age in years (Binned) <= 21Count 2 1 3
    • % within Age in years (Binned)66.7% 33.3% 100.0%
    • 22 - 28 Count 28 13 41
    • % within Age in years (Binned)68.3% 31.7% 100.0%
    • 29 - 35 Count 35 10 45
    • % within Age in years (Binned)77.8% 22.2% 100.0%
    • 36 - 42 Count 50 7 57
    • % within Age in years (Binned)87.7% 12.3% 100.0%
    • 43 - 49 Count 23 5 28
    • % within Age in years (Binned)82.1% 17.9% 100.0%
    • 50+ Count 6 3 9
    • % within Age in years (Binned)66.7% 33.3% 100.0%
    • Total Count 144 39 183
    • % within Age in years (Binned)78.7% 21.3% 100.0%

    • AS THE AGE INCREASES FROM 21 TO 0, THE DEFAULTING NATURE OF COSTUMERS DECREASES GRADUALLY BUT AS THE CODED
    AGE CROSSES 5O YEARS, THE DEFAULTING NATURE SUDDENLY INCREASES.
    Cross tab between coded income and
    defaulting nature
    • Household income in thousands (Binned) * Previously defaulted Crosstabulation
    • Count
    • Previously defaulted Total
    • No Yes
    • Household income in thousands (Binned) 14.00 - 47.60 95 29 124
    • 47.61 - 82.20 33 5 38
    • 82.21 - 116.80 11 4 15
    • 116.81 - 151.40 4 0 4
    • 151.41+ 1 1 2
    • Total 144 39 183

    • AS THE CODED INCOME INCREASES, THE DEFAULTING NATURE OF THE COSTUMER


    DECREASES TILL THE INCOME REACHES 1,51,410. BUT AS THE CODED INCOME CROSSES
    THIS VALUE, THE DEFAULTING NATURE AGAIN INCREASES.

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