Working Report On Southeast Bank Limited

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Working Report on

Southeast Bank Limited


Student Name – Sheikh Imam Sharif
Id no - 1220433
Company Profile
Mission Vision Objective

• High quality financial services with state of • To be a premier banking institution in • Provide service with high degree of
the art technology Bangladesh and contribute significantly to professionalism and use of modern
• Fast customer service the national economy technology
• Create long - term relationship based on
• Sustainable growth strategy
mutual trust
• Follow ethical standard business • Respond to customer needs with speed and
• Steady return on shareholders equity accuracy
• Innovative banking at a competitive price • Share their values and beliefs
• Attract and retain quality human resource • Grow as the customers grow
• Commitment to corporate social • Provide products and service at
responsibility competitive pricing
• Ensure safety and security of customers'
valuables in trust with the bank

Corporate Slogan .....A bank with vision


Corporate Division/ Department
General Banking Division
Investment Division
Financial Administration Division
Audit and Inspection Division
Marketing & Public Relation Division
Card Division
Human Resource Division
Credit and Recovery Division
Dispatch Division
Accounts Division
Remittance Division
Foreign Exchange Division
Internal Control & Compliance Division
International Division
IT Division
Risk Management Unit
SME investment
Product Lines or Services
Conventional Banking Islamic Banking Loans And Advances
• Mudraba Saving (SB) Account
• Savings (SB) Account • Al – Wadiah Current (CD) Account • Pesonal Loan
• Current (CD) Account • Mudraba Short Notice Deposit (MSND) • Home Loan
• Special Notice Deposit (SND) • Mudraba Term Deposit Receipt (MTDR) • Educational Loan
• Fixed Deposit Receipt (FDR) • Mudraba Double Benefit Scheme • Working Capital Finance
• Double Benefit Scheme (DBS) • Mudraba Monthly Saving Scheme • Overdraft
• Monthly Saving Scheme (MSS) (MSS) • Project Finance
• Millionaire Deposit Scheme (MDS) • Mudraba Millionaire Deposit
• Mudraba Hajj Sanchay Prokalpa

Southeast Bank Cards Foreign Exchange Department


ATM SERVICES SME
• • Letter of Credit (LC) BANKING
Southeast Bank Debit Card
• Dual Currency Visa Credit Card • Packing Credit
• Loan Against Export Bill E-STATEMENT SERVICES
• Remittance Card
• • Loan Against Trust Receipt
Southeast Bank Virtual Card

EXPORT AND IMPORT ONLINE BANKING LOCKER SERVICES REMITTANCE SERVICES


Operational Details
Account
s
Export Foreign
opening Exchange
Remittance
Cash Clearing and Departmen
Departmen
Import t
Section Section t

General
Banking

Loan Department
Corporate Social Responsibility

• Southeast Bank operates under a double bottom line agenda where Bank's sustained growth objectives
and social responsibility go hand in hand as it strives towards a poverty free, prosperous Bangladesh.
• The Bank considers CSR activities not as a voluntary service but incorporates this with core Banking
operation as long term sustainable ongoing process with a view to increasing Bank's brand image.
• Whether it is a donation to a hospital, providing fund for sporting events or a contribution during natural
calamities, SEBL and its CSR activities reach the elements of the society for helping the people.
Internship Experience/Observation
Account
opening

Collection of
cheques
Cash sorting
through
clearing house

Solving various
customer Remittance
querries
JOB
RESPONSIBILITIES

Incoming and
Auditing and
Outgoing
preparing
register
vouchers
maintenance

Issuance of
Bill Collection
cheque books
Functions of The Department
Credit Division
Audit Inspection Recovery Distribution
Central Account Division
Establishment Division
International Division
Information Technology Division
Card Division
Marketing and Branch Division
Training Division
Treasury Division
Board Division
Human Resource Division
Internship Outcome/ Issue Analysis

Management
Motivation of
Information
Employees
System
Problems / Challenges
faced / identified the
workplaces

Resource Queuing
Implication Problem
Analyze the issue based on relevant theory
• Queuing Problem
Introduction of more servers operated by employees

• Resource Implication
Shortage of computer as a result employees cannot give efficient services to customers

• Management Information
Software uses too much jargon languages that can be master after a long time of practice software. It was really
challenging for me to, customer information entry, and receiving invoice, bill of entries register in a day, cash
register and maintaining teller register.

• Motivation of Employees
Bartol and Martin (1998) consider motivation a powerful tool that reinforces behavior and triggers the tendency to
continue. In other words, motivation is an internal drive to satisfy an unsatisfied need and to achieve a certain goal.
Recommendation
• More audio and video advertisements about Southeast Bank in television as well
as in newspapers.
• To improve the network and software.
• Taking appropriate margin for the borrower to repay the loans.
• A separate call center for the clients as officers have to answer the phone calls of
the clients and deal face to face with customers at the same time.
• Creating new feasible product lines for clients.
• Foreign exchange department should be fully computerized therfore the
international trade would be more convenient for both the bankers and the
clients.
• Bank should offer more facilities to the customers such as more ATM machine.
Conclusion and implication
In today’s world of business without bank's co-operation, it is almost impossible to
run any business or production unit of business. Southeast Bank Limited is playing
a vital role in financing import and exports of the country and helping the
businesses by providing funds to run.
There are lots of local and foreign banks competing in banking industry in
Bangladesh and the Southeast Bank Limited is keeping its promises for about
fifteen years among them very successfully.
Before my internship I had small idea about banking but that was only bookish.
Now after completing my internship period and preparing term paper on it I got
practical aspect of banking. It will definitely help me to see the things from
banking perspective also. It provided me with a realistic work preview and offered
practical, supervised learning experience.
Thank You

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