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Zillenial
Introducing new age India to the new
Generation.
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Who is this for?

Most people in the Tier 2 and Tier 3 cities are not aware of the new products that are available in the market. Even if
they know about the product it is hard for them to get it delivered to their doorstep.

Zillenial – One stop for new age Start-ups

Goals :1) New start-up wants to get brand visibility.

             2) Every new age start-up at one place.
3) To reach every generation of India.
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Problem
Most people in this modern era are aware of the new emerging brands but are not able to get hold of the brands because of lack
of availability or lack of knowledge. They are still struck with the old brands. So, need to break the monopoly of the well
established brands.

Risk –

Regulations / Limitations – Traditional Banks require a biometric residence permit (BRP) which takes 1-2
week to get , individuals also needs to visit a branch and book an appointment, further delaying the process
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Solve the Problem

Stu-Paid: a digital wallet that delivers unique Banking products and services to International students, plus
it creates a community of foreign students to support each other

No more long waiting Convenient & Easy to use Helps you make friends

• We offer virtual account • Pay through Virtual card – Be cash • Connect and socialise with
services from day one. less other students
• Discount & Offers from partners
• Budgeting and expenses tracker
• Real time – Flexible payment
options
• Split Pay
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Target : Millenial’s and Gen

Market Z’

Growing market of Indian E-Commerce

74.8 Billion Dollars 3.74 Billion

First
Market size in 2022 Dollars Market
opportunity
in India size till 2025

Total Indian Market for E-Commerce 5% of Initial market size on 2022

For 2022 stats for 2025 projections

In 2030 Indian E-Commerce will reach at least 350 Billion Dollars.

Already achieved -https://www.statista.com/statistics/792047/india-e-commerce-market-size/
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Note - this is only limited to International students and that too minimum revenue – if we include total
student revenue will be much higher

EXCEL PROJECTIONS FOR REVENUE ( NOTE ONLY FOR FIRST OPPOURNITY MARKET - INTERNATIONAL STUDENTS ) - REVENUE IN GBP  

Merchant
% of students Students Deposit 5 Advertisement and
Years No. of Orders commission 10 Total
sign up signed up Pound cross selling
%

2024 630,000.00 10% 63,000.00 315,000.00 20,367.44 25,000.00 360,367.44

2025 640,000.00 15% 96,000.00 480,000.00 41,631.04 35,000.00 556,631.04

2026 650,000.00 20% 130,000.00 650,000.00 106,367.32 50,000.00 806,367.32

2027 670,000.00 30% 201,000.00 1,005,000.00 217,414.79 75,000.00 1,297,414.79

2028 695,000.00 35% 243,250.00 1,216,250.00 1,444,286.47 100,000.00 2,760,536.47

                5,781,317.06
Note: 2022 no of International Students 605,130             
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Road map
• Website Development
• Prototyping (50 to 100 users)
Phase 1 • Total = 30,000$

• Pilot run and testing with potential partners

• Total = 30,000$
Phase 2

• Go to market strategy + App Launching

• Total = 40,000$
Phase 3
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Investment Ask
   Total Ask : USD = 300,000

• App development – 100,000$

• Regulations & Licenses – 30,000$ includes legal consultant
• Marketing & Partnerships – 40,000$ includes university connects & partnership expenses with bank
• Operations & miscellaneous – 30,000$ - day to day pre - operations cost and other cost

Registration fee
– The registration fee for an Authorized payment institution (PI) license in the UK is GBP 1,500 or GBP 5,000. For payment institutions providing
money remittance, payment initiation services and/or account information services, the license fee is EUR 1500)
– The registration fee for an Authorized E-Money (EMI) institution license in the UK is GBP 5,000
– The registration fee for small PI or EMI licenses in the UK – GBP 500
Annual fee
After services are authorized, every year companies must pay an annual fee to FCA. An annual fee amount is defined by FCA.
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One Stop Shop for students ( future road map)

We want to be a one stop shop for students, similar problems persist in countries like US , other
countries and we will be looking to expand in near future

University Events & Ticketing

Marketplace for students Student campus cards
Partner

• Students can sell / buy • Use our campus cards to make • Join university events
textbooks and other payments in campus • Accommodation tours ,
commodities from our • Campus cards to enter campus campus tours events , etc
marketplace from each premises
other
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Team
Vision : We at Zillenial are committed to solving the problems for Tier 2 and Tier 3 and connect them with the new
age start-ups and make their life fun

Pranay Patil –
Email ID : [email protected]
Mobile no. +44 7435 773938
LinkedIn : https://www.linkedin.com/in/pranay-patil-52979b190/

 Always eager to test / learn

 5+ years of experience in sales , customer services , Supply chain & Leadership)
 Customer obsessed with strong communication skills
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Thankyou 

Q &A
We believe there are 3 ways of building good business 
1) Be first or be early
2) Be the best
3) Be different

With Stu-Paid we believe we fit in at least one of the above

Student finance made easy

Gajendra Rajpurohit | Pranay Patil

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Appendix
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The Economic Impact of International Students in the UK

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Note this is only limited to International students and

that too minimum revenue – if we include total student
revenue will be much higher
EXCEL PROJECTIONS FOR REVENUE ( NOTE ONLY FOR FIRST OPPORTUNITY MARKET - INTERNATIONAL STUDENTS ) -
REVENUE IN GBP  

% of No. of
Students Merchant commission Advertisement and
Years No. of students students Deposit 5 Pound Student spending clients / Total
signed up 0.50% cross selling
sign up university

2024 630,000.00 10% 63,000.00 315,000.00 4,073,487.60 20,367.44 25,000.00 5.00 360,367.44

2025 640,000.00 15% 96,000.00 480,000.00 8,326,208.65 41,631.04 35,000.00 7.00 556,631.04

2026 650,000.00 20% 130,000.00 650,000.00 21,273,463.11 106,367.32 50,000.00 10.00 806,367.32

2027 670,000.00 30% 201,000.00 1,005,000.00 43,482,958.60 217,414.79 75,000.00 15.00 1,297,414.79

2028 695,000.00 35% 243,250.00 1,216,250.00 288,857,293.99 1,444,286.47 100,000.00 20.00 2,760,536.47

                  5,781,317.06

Note: 2022 no of International

Students 605,130