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State bank of india

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Ravi kumar
Ravi kumar

State Bank of India (SBI) is India's largest commercial bank. It traces its origins back to the early 19th century. SBI provides various banking services including savings and checking accounts, loans, debit/credit cards, internet banking, and more. It has over 16,000 branches in India and 131 branches internationally. In 2017, SBI merged with five associate banks, creating a banking giant with over 24,000 branches and 270,000 employees. The merger made SBI's total assets over 37 trillion rupees, making it one of the largest banks in the world by assets.

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State bank of india
Content • About • History • Competitions • Size • Achievements • Products • Services • How is SBI Different • Miscellaneous Services • Merger News
About Popularly known as SBI. It traces its origin to the first decade of the 19th century. SBI is India’s Largest Commercial Bank. Its has 16000 Branches in India and 131 branches in 32 countries all over the world
History • Bank of India was founded on 7th september,1906 under act VI of 1882, by a group of eminent businessman from Mumbai, Maharashtra, India. • The bank was under private ownership with a paid-up capital of RS. 50 lakh, and an authorized capital of RS.10 million divided into 10,00,000 shares. • The lead promoter of bank of India was ‘sir Sassoon j. David.(1849- 1926) and he was the first board director of the bank. • In 1921, SBI entered into an agreement with the Bombay stock exchange to managed its clearing house.
Contd. • In 1972 SBI sold its Uganda operation to bank of Baroda. • In 1974 SBI opened a branch in Paris. • After 1987 SBI took over the three U K branches of central bank of India. • In 2003 : SBI opened a representative office in Shenzhen. • In 2005: SBI opened a representative office in Vietnam. • In 2006: SBI plans to upgrade the Shenzhen and Vietnam representative offices to branches. • In 2007: SBI acquired 76% of Indonesia based PT bank swadesi.
Competitions • ICICI Bank • Punjab National Bank • AXIS Bank • HDFC Bank • UNION BANK OF INDIA • CANARA Bank
Size • State Bank of India is one of the largest employers in the country. • Has 2,22,033 employees – 31st March 2014; of which • 45,132 are Females – 20% • 2,610 are Differently Abled – 1% • As of 31st March 2016, it has 49,577 ATMs • SBI Groups altogether has 58,541 ATMs
Achievements • SBI was ranked as the top bank in India based on tier 1 capital by the banker magazine in a 2014 ranking. • SBI was ranked 298th in the fortune global 500 ranking of the world’s biggest corporation for the year 2012. • SBI was 50th most trusted brand in India as per the brand trust report. • SBI ranked 6th in the economic times in market cap list. • SBI got India's most ethical companies award-2013. • Asian green future leadership award -2013.
Products • Saving account • Term deposit • Current account • Loans • Banking service
Services • Mobile Banking • Demat Service • Cards • Internet Banking • Safe Deposit Locker • Western Union Money Transfer • SBI Buddy • SBI In-Touch services
SBI BUDDY SBI BUDDY IS A DIGITAL WALLET The State Bank of India on 18 August launched Buddy - a mobile wallet in 13 languages. Simply put, a mobile wallet is a semi-closed prepaid wallet which you can use to transfer money to other wallet users and bank accounts SOME IMPORTANT POINT: • TRANSFER LIMIT • FEATURES • REQUIRMENTS
SBI INTOUCH • SBI INTOUCH IS A NEW BRAND AROUND DIGITAL BANKING THAT SBI LAUNCHED ON 1 JULY 2014 IN FORM OF 7 DIGITAL BRANCHES IN 6 CITIES. • THE KEY THING THAT THESE BRANCHES OFFER IS INSTANT SAVING BANK ACCOUNT OPEANING AND PERSONALISED DEBIT CARDCARD IN 15-20 MIN- A FIRST OF ITS KIND IN ASIA.
Key Rates Savings Account Interest on deposit in the savings account varies at 4% p.a. Term Deposit Normal • Below 1 Cr. • 5.50% - 7.50% Sr. Citizen • Below 1 Cr. • 5.75% - 7.75% Normal • Above 1 Cr. • 5.50% - 6.75% Sr. Citizen • Above 1 Cr. • 5.75% - 7.00%
Loans Education Loans For Loans upto 40L 11.50%-12.75 For Loans above 40L 13.25%-13.75% Car Loans Upto 3 yrs – 7.5L+ 12.00% Upto 3 yrs- less than 7.5L 3Yrs-5Yrs- All loans 12.25 5Yrs-7Yrs- All loans 12.50% • Personal Loans Loan Against Securities 11.75%-12.25 Loans against Shares and Debentures 12.25%-12.75% Loans Against Mortagage of Property 13.50%
HOW IS SBI DIFFERNENT • PSBs WERE ESTABLISHED UNDER BANKING COMPANIES ACT 1970 AND 1980 SBI WAS ESTABLISHED UNDER SBI ACT 1955,THE SUBSIDIARY BANK UNDER SBI ACT 1959. • WITH THE AMENDMENT IN 1994 WITH A PROVISION THAT THE CENTRAL GOVERNMENT SHARE SHOULD NOT BE LESS 51% IN PSBs. BUT ACCORDING TO SBI ACT 1955, RBI SHARES IN SBI SHOULD NOT BE LESS THAN 55%.
Miscellaneous Services • Token System • Cheque Deposit Machine • Cash Deposit Machine • Passbook Printing Machines
Merger News State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of Mysore State Bank of Patiala State Bank of Travancore
Result • The merger will result in the asset valuation of the bank at 37 L Cr • That is 1/5th of the size of India’s GDP • It will be 1/4th of the total banking deposits in India. • It will have a balance sheet size 5x that of ICICI Bank.
After Merger Deposits: ₹22.5 L Cr Advances: ₹18.7 L Cr No. Branches: 24000 No. of employees: 270000 Gross NPAs: ₹1.22 L Cr
? 44.1 43.9 42.9 42.7 40.8 36.8 32 34 36 38 40 42 44 46 Commonwealth Bank of Australia Bank of Nova Scotia Standard Chartered Westpac Banking Corp Commerzbank Ag SBI + Associates 40 41 42 43 44 45 Industrial and Commercial Bank of China ₹237.6 L Cr 1 Ranks
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State bank of india

  • 2. Content • About • History • Competitions • Size • Achievements • Products • Services • How is SBI Different • Miscellaneous Services • Merger News
  • 3. About Popularly known as SBI. It traces its origin to the first decade of the 19th century. SBI is India’s Largest Commercial Bank. Its has 16000 Branches in India and 131 branches in 32 countries all over the world
  • 4. History • Bank of India was founded on 7th september,1906 under act VI of 1882, by a group of eminent businessman from Mumbai, Maharashtra, India. • The bank was under private ownership with a paid-up capital of RS. 50 lakh, and an authorized capital of RS.10 million divided into 10,00,000 shares. • The lead promoter of bank of India was ‘sir Sassoon j. David.(1849- 1926) and he was the first board director of the bank. • In 1921, SBI entered into an agreement with the Bombay stock exchange to managed its clearing house.
  • 5. Contd. • In 1972 SBI sold its Uganda operation to bank of Baroda. • In 1974 SBI opened a branch in Paris. • After 1987 SBI took over the three U K branches of central bank of India. • In 2003 : SBI opened a representative office in Shenzhen. • In 2005: SBI opened a representative office in Vietnam. • In 2006: SBI plans to upgrade the Shenzhen and Vietnam representative offices to branches. • In 2007: SBI acquired 76% of Indonesia based PT bank swadesi.
  • 6. Competitions • ICICI Bank • Punjab National Bank • AXIS Bank • HDFC Bank • UNION BANK OF INDIA • CANARA Bank
  • 7. Size • State Bank of India is one of the largest employers in the country. • Has 2,22,033 employees – 31st March 2014; of which • 45,132 are Females – 20% • 2,610 are Differently Abled – 1% • As of 31st March 2016, it has 49,577 ATMs • SBI Groups altogether has 58,541 ATMs
  • 8. Achievements • SBI was ranked as the top bank in India based on tier 1 capital by the banker magazine in a 2014 ranking. • SBI was ranked 298th in the fortune global 500 ranking of the world’s biggest corporation for the year 2012. • SBI was 50th most trusted brand in India as per the brand trust report. • SBI ranked 6th in the economic times in market cap list. • SBI got India's most ethical companies award-2013. • Asian green future leadership award -2013.
  • 9. Products • Saving account • Term deposit • Current account • Loans • Banking service
  • 10. Services • Mobile Banking • Demat Service • Cards • Internet Banking • Safe Deposit Locker • Western Union Money Transfer • SBI Buddy • SBI In-Touch services
  • 11. SBI BUDDY SBI BUDDY IS A DIGITAL WALLET The State Bank of India on 18 August launched Buddy - a mobile wallet in 13 languages. Simply put, a mobile wallet is a semi-closed prepaid wallet which you can use to transfer money to other wallet users and bank accounts SOME IMPORTANT POINT: • TRANSFER LIMIT • FEATURES • REQUIRMENTS
  • 12. SBI INTOUCH • SBI INTOUCH IS A NEW BRAND AROUND DIGITAL BANKING THAT SBI LAUNCHED ON 1 JULY 2014 IN FORM OF 7 DIGITAL BRANCHES IN 6 CITIES. • THE KEY THING THAT THESE BRANCHES OFFER IS INSTANT SAVING BANK ACCOUNT OPEANING AND PERSONALISED DEBIT CARDCARD IN 15-20 MIN- A FIRST OF ITS KIND IN ASIA.
  • 13. Key Rates Savings Account Interest on deposit in the savings account varies at 4% p.a. Term Deposit Normal • Below 1 Cr. • 5.50% - 7.50% Sr. Citizen • Below 1 Cr. • 5.75% - 7.75% Normal • Above 1 Cr. • 5.50% - 6.75% Sr. Citizen • Above 1 Cr. • 5.75% - 7.00%
  • 14. Loans Education Loans For Loans upto 40L 11.50%-12.75 For Loans above 40L 13.25%-13.75% Car Loans Upto 3 yrs – 7.5L+ 12.00% Upto 3 yrs- less than 7.5L 3Yrs-5Yrs- All loans 12.25 5Yrs-7Yrs- All loans 12.50% • Personal Loans Loan Against Securities 11.75%-12.25 Loans against Shares and Debentures 12.25%-12.75% Loans Against Mortagage of Property 13.50%
  • 15. HOW IS SBI DIFFERNENT • PSBs WERE ESTABLISHED UNDER BANKING COMPANIES ACT 1970 AND 1980 SBI WAS ESTABLISHED UNDER SBI ACT 1955,THE SUBSIDIARY BANK UNDER SBI ACT 1959. • WITH THE AMENDMENT IN 1994 WITH A PROVISION THAT THE CENTRAL GOVERNMENT SHARE SHOULD NOT BE LESS 51% IN PSBs. BUT ACCORDING TO SBI ACT 1955, RBI SHARES IN SBI SHOULD NOT BE LESS THAN 55%.
  • 16. Miscellaneous Services • Token System • Cheque Deposit Machine • Cash Deposit Machine • Passbook Printing Machines
  • 17. Merger News State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of Mysore State Bank of Patiala State Bank of Travancore
  • 18. Result • The merger will result in the asset valuation of the bank at 37 L Cr • That is 1/5th of the size of India’s GDP • It will be 1/4th of the total banking deposits in India. • It will have a balance sheet size 5x that of ICICI Bank.
  • 19. After Merger Deposits: ₹22.5 L Cr Advances: ₹18.7 L Cr No. Branches: 24000 No. of employees: 270000 Gross NPAs: ₹1.22 L Cr
  • 20. ? 44.1 43.9 42.9 42.7 40.8 36.8 32 34 36 38 40 42 44 46 Commonwealth Bank of Australia Bank of Nova Scotia Standard Chartered Westpac Banking Corp Commerzbank Ag SBI + Associates 40 41 42 43 44 45 Industrial and Commercial Bank of China ₹237.6 L Cr 1 Ranks

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