The Best Banana Pudding

The Best Banana Pudding recipe is a no-cook recipe made with sweetened condensed milk, cream cheese, pudding, fresh bananas and Nilla wafers!

A FAVORITE SOUTHERN RECIPE

Banana pudding is a classic Southern dessert that has been loved for generations. This creamy and delicious dessert is made with layers of vanilla pudding, sliced bananas and Nilla wafers topped with whipped cream. It’s the perfect dessert to serve at any occasion, whether it’s a family gathering or a summer barbecue. So grab a spoon and let’s go!

layers of banana pudding shown in a large glass serving bowl with a bunch of bananas in the background.

FREQUENTLY ASKED QUESTIONS

What is Banana Pudding?

Banana Pudding is a classic Southern dessert made with layers of vanilla pudding, sliced bananas, Cool Whip and Nilla wafers. It is served chilled and is a favorite at potlucks, picnics, barbecues and family gatherings.

What is the difference between this pudding and a cooked banana pudding?

I have a Cooked Southern Banana Pudding recipe that I’ve shared already on the site. The only issue with cooked pudding is the bananas tend to brown pretty quickly. If you are taking this to a potluck or a picnic, you want to show up with pretty, non-brown bananas. This no-cook version is great for picnics or potlucks, bananas stay fresher, longer and because it travels great and serves up easily.

Can I use banana flavored pudding instead of vanilla?

Of course you can! Some folks don’t enjoy the artificial banana flavoring in the banana cream instant pudding but this is entirely a personal preference. You could also use banana extract instead of vanilla.

Can I make my own homemade whipped cream?

Yes you can. Just keep in mind that homemade whipped cream doesn’t stay stabilized as long as Cool Whip so it may break down into a more liquid state if not eaten right away.

Can you make banana pudding without Nilla wafers?

Yes. However, the wafers add that traditional texture and flavor to the dessert, so it won’t be the same without them. A lot of people substitute other cookies though. A popular choice is the Pepperidge Farm Chessman Butter Cookies (paid affiliate link.)

How do I keep my bananas from turning brown?

You can sprinkle a little citric acid powder onto the sliced bananas. Just a little so as not to change the flavor. Or, you could lightly coat the sliced bananas in lemon or orange juice. Again, just coat lightly so as not to change the flavor.

How long does banana pudding last?

Banana Pudding can last for up to three days in the refrigerator, as long as it is stored in an airtight container. Be sure to refrigerate it as soon as possible after preparing it. Note: Once you start digging into the banana pudding, the bananas will start turning brown so keep that in mind. I do not recommend freezing.

The Best Banana Pudding recipe from The Country Cook, serving of banana pudding on a small white plate with a spoon inserted into pudding.

INGREDIENTS NEEDED: (SEE RECIPE CARD BELOW FOR THE FULL RECIPE)

  • cream cheese – this needs to be fully at room temperature. I cannot express this enough. If it’s not fully soft then you’ll end up with a lumpy banana pudding and no one wants that. I have a tutorial on How to Soften Cream Cheese Fast if you need to speed up the process a bit.
  • sweetened condensed milk – Many times people confuse evaporated milk with sweetened condensed milk so you’ll want to play close attention to the labels. Evaporated milk doesn’t work here and it certainly isn’t sweet. I know they can be close to each other in the grocery store so just be careful.
  • instant vanilla pudding – it needs to be INSTANT. Do not get cook and serve. That is a whole different animal of pudding. It will not set if you get cook and serve. It can be hard to notice on the packaging sometimes so look closely.
  • milk – I haven’t tried this with any kind of milk substitute so I can’t tell you how that would go. I always just use 2% cows milk or whole milk.
  • vanilla extract – you can use banana extract if you want to amp up the banana flavor. I know some people think it tastes fake but that’s your call.
  • Cool Whip – if you’ve never bought Cool Whip (or whipped topping before) you are going to find it in the frozen dessert section of your grocery store. You’re gonna need to let it thaw before using it. But don’t thaw it on your counter. Pop it into your fridge and let it thaw overnight.
  • Nilla wafers – it has to be name brand Nilla wafers for me. Y’all know I never have a problem with store brand stuff but this is the one thing I just cannot accept any substitutes.
  • ripe bananas – when I say ripe bananas, I mean yellow bananas that have a speckling of brown here and there. You don’t want overripe super brown bananas or they’ll turn too soft on you too quickly. And you definitely don’t want any green bananas either because they aren’t ripe and sweet yet.
Banana Pudding ingredients: cream cheese, sweetened condensed, milk, instant vanilla pudding, milk, vanilla extract, Cool Whip, Nilla wafers, ripe bananas.

HOW TO MAKE THE BEST BANANA PUDDING:

In a large bowl, beat the cream cheese with an electric mixer on medium speed until smooth and fluffy. Add in sweetened condensed milk, pudding mix, and milk. Finally, add in vanilla extract and stir well.

Keep your mixer on low speed at first so the milk doesn’t fly everywhere. If you are using a stand mixer, make sure you get in there with a rubber spatula and scrape down the sides and bottom of the bowl to make sure everything is getting incorporated. That cream cheese likes to stay on the bottom of the bowl. AlsoI find that the pudding can sometimes become a bit lumpy (especially if my cream cheese isn’t soft enough). If this happens to you, just keep mixing until most of the lumps are gone. The mixture will also begin to thicken too. After a few minutes of constant mixing, it will smooth out. 

collage of two photos: cream cheese mixed in a bowl; pouring bowl into milk with pudding and cream cheese.

Finally, stir in half of the whipped topping. Time to layer. Place one-third of the vanilla wafers in a layer on the bottom of a trifle dish, large bowl or a 9×13 baking dish. You will notice that as I add the wafers, I face some outwards and up the sides. This is not necessary but when you are using a clear dish like this, it sure does make it look pretty when it’s done! 

collage of two photos: whipped topping added to banana pudding; Nilla wafers layered into the bottom of a bowl.

Next comes a layer of sliced bananas. Then pour one-third of the pudding mixture on top (enough to cover all the bananas).

collage of two photos: sliced bananas layered on top of Nilla wafers; banana pudding layered on top of bananas in the bowl.

Continue with two more layers. A layer of wafers, followed by bananas, then pudding mixture. I like a lot of bananas in there. I want at least a piece of banana in every bite. The final layer will be pudding. Then you will top the pudding with the rest of your whipped topping.

side view of layers of finished pudding with Nilla wafers and pudding

Cover with plastic wrap and refrigerate for at least one to two hours before serving so it can thicken up and the wafers can soften.

a serving of banana cream pudding on a white plate with a bunch of fresh bananas in the background

Then dig in!

spoon showing a serving of pudding, Nilla wafers, cool whipped a slice of banana

CRAVING MORE RECIPES?

Originally published: February 2014
Updated photos & Republished: February 2024

The Best Banana Pudding recipe from The Country Cook

The Best Banana Pudding (+Video)

This Banana Pudding is a no-cook pudding recipe made with sweetened condensed milk, cream cheese and pudding, fresh bananas and Nilla wafers!
4.95 from 466 votes
Print Pin Rate
Prep Time: 25 minutes
Total Time: 25 minutes
Servings: 12

Ingredients

  • 8 ounce block cream cheese, softened to room temperature
  • 14 ounce can sweetened condensed milk
  • 5 ounce package INSTANT vanilla pudding mix (larger box)
  • 3 cups milk (2% or higher)
  • 2 teaspoons vanilla extract
  • 8 ounce tub whipped topping (COOL WHIP), thawed (divided use)
  • 11 ounce box Nilla wafers (divided use)
  • 5-7 bananas, peeled and sliced (divided use)

Instructions

  • In a large bowl, beat cream ceese, with an electric mixer on medium speed until smooth and fluffy.
    cream cheese mixed in a bowl.
  • Add in sweetened condensed milk, vanilla pudding mix, milk and vanilla extract. Mix until combined well.
    adding milk along with instant pudding to bowl.
  • Finally, stir in half of the whipped topping.
    cool whip added to banana pudidng in a bowl.
  • To layer: place one-third of the Nilla wafers in a layer on the bottom of a trifle dish, large bowl or a 9×13-inch baking dish.
    Nilla wafers layered in the bottom of a bowl.
  • Add a single layer of the sliced bananas.
    slices of banana layered onto Nilla wafers in a bowl.
  • Then pour one-third of the pudding mixture on top (enough to cover all the bananas).
    pudding layered on top of sliced bananas and Nilla wafers in a bowl.
  • Continue with two more layers.
  • Top with remaining whipped topping.
    whipped topping spread on top of banana pudding bowl.
  • Cover with plastic wrap and refrigerate for at least one to two hours before serving so it can thicken up and the wafers can soften.
    layers of banana pudding shown in a large glass serving bowl with a bunch of bananas in the background

Video

YouTube video

Notes

  • Please refer to my FAQ’s and ingredient list above for other substitutions or for the answers to the most common questions.
  • Please pay attention to the pudding you’re buying. It needs to be INSTANT not ‘Cook and Serve’. They are near each other on store shelves. Cook and Serve WILL NOT WORK. 
  • Also, be sure you are grabbing a can of sweetened condensed milk and not evaporated milk. This dessert will not set up and it won’t be as sweet. 
  • Banana Cream Pudding flavor can be substituted for the vanilla pudding. Alternatively, banana extract can be substituted for the vanilla extract.
  • It’s very important to make sure the cream cheese is at room temperature. If not, you won’t be able to get it super smooth and you’ll end up with lumps. 
  • Bananas obviously come in many sizes so I say 5-7 bananas depending on the size of the bananas you purchase. I like a lot of fresh banana in my banana pudding but you should bo by your personal preference. 
Course: Dessert
Cuisine: American

Nutrition

Calories: 458kcal | Carbohydrates: 72g | Protein: 10g | Fat: 14g | Sodium: 408mg | Fiber: 1g | Sugar: 54g

Nutritional Disclaimer

“The Country Cook” is not a dietician or nutritionist, and any nutritional information shared is an estimate. If calorie count and other nutritional values are important to you, we recommend running the ingredients through whichever online nutritional calculator you prefer. Calories and other nutritional values can vary quite a bit depending on which brands were used.

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Recipe Rating




299 Comments

  1. 5 stars
    I have made this recipe many times and it never fails to be the best dessert on the table!! I use no sugar banana cream instant pudding. EXCELLENT!!

  2. I’m hoping that this reaches the website maker. Do you care about typos? I’m making this tonight. it’s different than most so I thought I would try it. Will let you know. I’m giving it 5 stars, in case I cannot delete this comment. I don’t want to mess up your 5 stars

  3. 5 stars
    Here I am looking this recipe up again. I used it once before for my first time ever making Banana pudding and eating it. lol. Soooo goood & was definitely a hit for all that tried it. Yummyyy.

  4. I am going to try this recipe as soon as I can get the ingredients together. I have printed several recipes that I saw on this page and other recipes. I am a 70 year old lady that loves cooking anything you have made for me to be a customer of yours. I have been copying your recipes for years now. I have been trying to use more of your fantastic recipes. Thank you so very much for sharing your recipes with me. I have made some of your recipes and I have made many different recipes that you have put on your page here. I have diabetes, disease and you are a great cook. How do I start a recipe box on my IPAD Air. Thank you for helping me with your wonderful recipes. I would love to start a file with you because you are an inspiration to me. I am on insulin and have been very happy with anything that I have tried from your recipes. Hope you will let me in whenever I can get one of your fantastic recipes. Thanks for sharing your recipes with me. You are one of my favorite ❤️ cooks.

    1. You are SO so sweet Debbie! Your comment just made me so incredibly happy! I am very thankful you are here and you enjoy the recipes. I’m not exactly sure how to start a recipe box on the iPad Air. Perhaps some of our tech savvy readers here can help us out!

  5. I just made this and followed the recipe exactly, but the mixture was super liquidy. Fingers crossed it thickens up in the fridge. I can’t imagine what went wrong as I used the same ingredients and measurements in the recipe.