Low Rates, No Gotchas
Tomo Mortgage makes buying a home easy, honest, and way less expensive
Get started
Why more people are switching to Tomo Mortgage

Numbers that speak for themselves
98%
On-time closing (40% industry avg)
$4,000$4K
What typical buyers can save at closing
5.0
70+ customer reviews
2025
Best Online Lender
Today's rates
RATE
%
APR
%
RATE
%
APR
%
RATE
%
APR
%
See what's possible
with our rate calculator
This is not a commitment to lend. The stated rates depend on your particular financial situation and may change or not be available at the time of loan commitment or lock-in. Rates shown here are for a 30-year fixed rate conventional loan for a single-family primary home with $600,000 purchase price, 20% down payment, W-2 income, +759 credit, debt-to-income less than 40%, 30-day rate lock, and escrow account for payment of taxes and insurance. Closing costs (including points) need to be covered at closing.
How much house can I afford?
Understand what home price range makes the most sense for your budget and income.

The joy of owning a home should never be overshadowed by the hassle of buying one.