Apply Store Badge
Google Play Badge

⚠️ FRAUD ALERT: Protect Your Account! ⚠️

Scammers are impersonating Shell FCU employees, using different phone numbers or spoofing our official number (713) 844-1100 to steal personal information. They may call or text asking for your SSN, DOB, passwords, or Digital Banking details—DO NOT SHARE! Hang up or delete the message immediately. Shell FCU will NEVER ask for your credentials. If in doubt, call us directly at (713) 844-1100. Remember: If YOU call us first, the number can't be spoofed! Stay vigilant.

Land Loans

Let Shell FCU help make your dream of owning property come true. Whether purchasing a single lot or buying acreage in Texas, we can finance your acreage or land loan.

  • Terms up to 180 months
  • 20% down required
  • Low interest rates
  • No prepayment penalties
  • Convenient online application
  • Closing in typically 30 to 45 days
Product Name APR* Minimum Loan Amount Available Terms
Acreage/Land Loan 9.24% - 15.74% $7,500 Up to 180 months

Apply Now

As always, feel free to contact a loan officer if you have questions.


*APR denotes Annual Percentage Rate. Financing available for property in Texas only. Land loans must not include any structures, buildings or improvements. Rates are subject to change at any time without notice.