Helping American small business
owners achieve success.

We make certain you're getting the best rates and terms possible — setting your company up for success.

Clarify supports American small businesses

Why We Exist

We are not your typical lending company. We deeply believe in the ambition of small business America.

Our core values are not just words on a wall, we live and breath them every day.

Read our manifesto →

Why choose Clarify Capital
  • Simple, transparent process

Running a business is complicated enough. We strive to keep things simple, convenient and transparent.

  • You always come first

Our success depends on delivering what you really want and exceeding your expectations.

  • Fast funding & flexible payment

Apply online or speak to us directly on the phone. Receive a quick decision and funding the same day.

  • More than just a loan

Success begins with being prepared financially. We offer solutions for every step of the way.

  • Level the playing field

Everyone deserves a better financial future. We've built a marketplace that keeps costs low and opportunity high.

  • Privacy and data security

We are committed to ensuring world-class privacy and security of all our customers.

Who We Are

A team of small business lending veterans, we help you make key financial decisions with confidence.

MANAGEMENT

Michael Baynes

Michael Baynes

Co-founder

Michael brings over 15 years of expertise in the lending industry, specializing in delivering tailored financing solutions that empower businesses to grow. Known for his client-first approach, Michael has been instrumental in shaping Clarify Capital’s commitment to service, excellence and innovation.

A proud graduate of Indiana University’s Kelley School of Business with dual degrees in Accounting and Finance, Michael combines technical proficiency with strategic insight. Beyond his professional achievements, he values travel and quality time with his family, embodying a well-rounded approach to life and leadership.

Bryan Gerson

Bryan Gerson

Co-founder

Bryan’s journey into alternative finance began in 2011 after graduating from the University of Arizona, where he discovered his passion for championing small businesses. He thrives on hearing entrepreneurial stories and making their growth aspirations a reality through innovative funding solutions.

Since co-founding Clarify Capital in 2017, Bryan has led the charge in securing over $700M in funding for business owners, turning countless visions into success stories. Away from the office, Bryan treasures quality time with his family, a reflection of his belief in fostering connections both professionally and personally.

Paddy Boyd

Paddy Boyd

Chief Marketing Officer

Paddy brings over seven years of sales and marketing experience to Clarify Capital. He holds a degree in Economics from the University of Reading and a postgraduate degree in Sports Management & Marketing from the University of London. Known for his ability to merge analytical insights with creative strategies, Paddy excels in driving growth and boosting business performance.

Outside of work, Paddy is an avid soccer fan and player, with a deep passion for Manchester United. His love for the sport often influences his dynamic and competitive approach in the professional arena.

Emma Parker

Emma Parker

Senior Funding Manager

Emma is a funding advisor with an impressive track record spanning over 10 years. She began her career as a financial analyst, acquiring an in-depth understanding of market dynamics and financial solutions.

She holds a B.S. in finance from NYU and is on track to cross $100M in total funding provided to business owners. An avid hiker, Emma finds parallels between reaching a mountain summit and guiding clients towards their financial goals.

FUNDING ADVISORS

Shane McDonald

Shane McDonald

Head of Sales

Shane is a seasoned funding advisor with years of experience in the financial services industry. He enjoys helping businesses reach their full potential. His talent lies in guiding founders through their lending options without overwhelming them with industry jargon and getting the best terms possible.

He graduated from Fordham University's Gabelli School of Business. Shane is an avid sports and music fan who loves being outdoors in nature as much as possible.

Joseph Musso

Joseph Musso

Senior Sales Manager

Joe is a proactive funding advisor with a strong background in restaurant finance and a passion for small businesses. His strategic insights and methodical approach have made him a trusted advisor to his clients.

He graduated from Salisbury University and has helped fund thousands of entrepreneurs. Outside of work, he is an avid golfer and believes the game has taught him valuable lessons in patience and precision.

Federico Parra

Federico Parra

Senior Sales Manager

Federico mixes his experience in entrepreneurship, entertainment, and the non-profit industry to offer his clients a comprehensive service. After receiving his degree in finance from the LeBow college of business at Drexel University, he began his career with his family's 25 year old equine business and thus deeply understands the importance of small business and its success.

In his spare time, Federico enjoys going to his local movie theater and staying active through playing soccer and basketball.

Matt McGeady

Matt McGeady

Senior Funding Advisor

Matt has deep experience in the lending market and is dedicated to client success. His ability to simplify complex processes has helped countless small businesses secure the funding they need to succeed.

He holds a degree in Economics from the University of Maryland. In his free time, Matt loves to stay active and watch the Baltimore Ravens.

Aaron Naphor

Aaron Naphor

Senior Funding Advisor

Aaron brings a personalized touch to business funding at Clarify. Kicking off his career as a financial planner, he adeptly crafted tailored strategies for clients to achieve their financial aspirations. His academic background in finance from Montclair State University has been pivotal in honing his expertise in the domain.

Outside of work, Aaron is passionate about staying active, immersing himself in the live music scene, and strumming tunes on his guitar.

Padraig Casey

Padraig Casey

Senior Funding Advisor

Padraig brings a wealth of experience in client services, always putting client needs first. He graduated with a degree in Advertising from Pennsylvania State University and has joined Clarify, where he channels his strong enthusiasm for sales.

When not working, Padraig enjoys an active lifestyle with friends and family. Despite living in New York, he is a dedicated fan of Philadelphia sports teams, showing his support at every opportunity.

Arvind Dixon

Arvind Dixon

Funding Advisor

Arvind, a first-generation American from NYC with a Business Administration degree from the University of Richmond, excels in understanding and assisting clients. His passion for basketball complements his love for traveling and exploring diverse cultures.

Dan Pero

Dan Pero

Funding Advisor

Dan Pero holds degrees in Finance and Economics and an MBA from SUNY New Paltz. He is committed to building strong client relationships and delivering exceptional support. In his personal time, Dan enjoys working out, golfing, and analyzing stock market trends.

Dan Pero

Will Brandstetter

Funding Advisor

Will grew up immersed in his family business, where he gained firsthand experience in the skills required to run a successful small company, learning from his father. He went on to study prelaw at Indiana University, further developing his passion for collaborating with business owners across various industries. Outside the office, Will is a dedicated Formula 1 fan, an avid skier, and an adventurous tuna fisherman.

CLIENT RETENTION

Adam Galperin

Adam Galperin

Director, Client Retention

Adam has an unfaltering commitment to client success and has a passion for building relationships with a decade of experience in the lending industry. His mission? To help small business owners find the best financial solutions that will let them grow and thrive.

He started his career in advertising and software sales after graduating from the University of Arizona. Outside of work, Adam is an aspiring chef, always experimenting with diverse cuisines.

Bryan Yaskowski

Bryan Yaskowski

Client Retention Manager

Bryan is known for his down-to-earth approach and deep understanding of alternative lending. With years of experience in business lending, he has a knack for making financial decisions feel less daunting for small business owners.

He holds a degree in business management from Moravian University. Outside of work, Bryan loves playing soccer, spending quality time with family, and has a passion for cooking.

Aidan Wykoff

Aidan Wykoff

Client Retention Manager

Aidan leverages his diverse background to ensure you get the perfect loan for your business. Holding a business degree from Gettysburg College, with four years of collegiate lacrosse and experience in consulting, he guarantees clear and straightforward communication throughout the loan process.

Beyond work, Aidan keeps fit at the gym and has a keen interest in cinema, engaging actively in both.


Apply for small business funding

Let's get you funded today

Get instant approval when you apply online. APRs starting at just 6%. Flexible repayment options are available for credit scores over 550.

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