Benefits Newsletter: September, 2024

The cost for Basic insurance is shared between you and the Federal government, and your age does not affect the cost for Basic coverage.   For Optional insurance, you pay the full cost and the cost depends on your age.  The change in premiums resulting from age begins at age 35 and continues to increase in five year increments.  If you notice a change in your FEGLI premiums on your Leave and Earnings Statement (LES), you should verify the cost based on your sa

When was the last time you checked your beneficiary designations?  There are four beneficiary forms to keep current.

If there is a valid court order pertaining to your Federal Employees Group Life Insurance (FEGLI) benefits, benefits must be paid in accordance with the terms of the court order, regardless of whether you complete a designation of beneficiary form complying with the court order.  The court order supersedes any of your designations.

If you are entitled to Medicare Part A (Hospital Insurance) at age 65, you should enroll, even if you are still working. This may help cover some of the costs that your Federal Employees Health Benefits (FEHB) plan may not cover, such as deductibles, coinsurance, and charges that exceed the plan's allowable charges.  There is no premium for Part A. The Medicare taxes you pay while working entitles you to Part A.   

Access to your Electronic Official Personnel Folder (eOPF) is just a click away.   You have the ability to easily view and monitor your personnel record.  Read more for information on how to log into your eOPF and for the eOPF log-in link. 

For information (CSRS and FERS) on what happens to your benefits upon separation, visit the

Family members eligible for coverage under your “Self Plus One” or “Self and Family” enrollment are your spouse and children under age 26*, including legally adopted children, recognized natural children, and stepchildren.  (*A child age 26 or over is also an eligible family member if he/she is incapable of self-support because of a mental or physical disability that existed before

To submit a address change to update your personnel record, go to myPay and select “Mailing Address.” After entering your new address, select “Save.” Your address will be updated in the HR system within 2-4 weeks. Any address change made in myPay will automatically transmit to update your TSP account record; however, it does not automatically transmit to your health insurance carrier. To update your address with your health carrier, contact your carrier directly at the telephone number shown on your health plan ID card.