HDFC Life and Health Insurance Policies

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A life and health insurance plan that gives your family all-round protection New

from

and

Life & Health cover of ` 50 Lakh & ` 3 Lakh respectively @ ` 860 per month1

5%

Discount on combined premium2

Option of Lifelong cover3

Tax benefit up to ` 63,345/-4 under section 80C & 80D

New 1. Premium rates for age - 30 years, Male, Non Smoker, Annual mode, regular pay, exclusive of taxes & inclusive of 5% discount. Protection - Life Option - ` 4,728, Sum Assured - ` 50 Lakh, Policy Term - 30 years. Health - Individual Option - ` 5,593, Sum Assured - ` 3 Lakh, Policy Term - Life Long Renewal, Applicable for NCR & Mumbai. Metropolitian region only. Total annual premium = ` 10,321, monthly premium (10,321/12= ` 860 (rounded off)). 2. Discount of 5% on annual premiums paid towards both Life & Health will be offered. If Customer decides to opt out of one of the products, the discount, if any, shall not be available to the Customer going forward. 3. Available with Life Long Protection or 3D Life Long Protection options (under Protection Category). Subject to policy being in force. 4. Calculated on highest tax bracket i.e.` 46,350/- under Sec. 80C (Life Insurance Plan) and ` 16,995/- under Sec. 80D (Health Insurance Plan). As per Section 80CCE, the aggregate amount of deduction under Sec. 80C, 80CCC and 80CCD(1), shall not in, any case, exceed ` 1,50,000/-. The above mentioned tax benefits are subject to changes in tax laws. These calculations are illustrative and based on our understanding of current tax legislation. Above figures are calculated for a salaried employee at the highest tax bracket. Please contact your tax consultant for an exact calculation of your tax liabilities.


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