Capital that works for you

Ramp Flex lets you pay your vendors later, so you have cash on hand to invest where it really matters—growing your business.

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Manage cash flow in seconds

Get clear & simple fees.

Know exactly how much you’ll pay before you pay it. Plus, only pay for what you use—we’ll automatically prorate your fee if you pay early.

60 days 2% fee

Set up in minutes.

No forms and no waiting. Ramp Flex is financing when you need it.

Set up in minutes

Pay how you want.

Pay your vendors how you want, including check, ACH, and international wire.

Smooth out cash flows

Free your cash from long conversion cycles and increase your capital efficiency, so you can grow faster.

Traditional

With Ramp

“Identifying the invoice, finding it in Ramp Bill Pay, and flexing it from there, takes all of one minute…it’s only a few clicks and you’re done.”

Irish Rose

Controller

Time is money. Save both.