Credit-building 101
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Top credit building guides
What is a charge-off?
A charge-off means that a creditor has closed an account, but the debt isn’t gone. See how this can negatively affect your credit score.
How to remove collections from your credit report
It is possible to remove account collections from your credit report, but building your credit back up could take some time.
What are the three credit bureaus?
Experian, Equifax and TransUnion are the three major credit bureaus, or credit reporting agencies. See how they work in this guide.
What is a good credit score?
A good credit score falls in the 670 to 749 range. A credit score of 750 and above is considered very good or excellent.
