Finally, a book that speaks to everyone, from those who are complete financial disasters to those who pay their bills on time, but overspend and need Finally, a book that speaks to everyone, from those who are complete financial disasters to those who pay their bills on time, but overspend and need to reduce their debt load. Too many books about debt focus only on paying your bills on time and reducing your interest rates, while ignoring the people who have too much debt and are too smart about it, never paying a late fee and keeping it all at low interest.
I have never heard Ramsey's radio show, but this book was a huge wake-up call for me. It is motivational and it will get you pumped to get intense about reducing your debt load and living only with the cash you have today. The strategies are excellent, the advice is solid, and people have turned their lives around under Ramsey's guidance. I enjoyed seeing the success stories and seeing the different kinds of people who turned to Ramsey's method.
This book has wide appeal and everyone should check it out once to give their finances a good sanity check....more