Mr. Gupta: Harish Chand
Mr. Gupta: Harish Chand
Mr. Gupta: Harish Chand
Gupta
Presented by-
Harish Chand
LIFE INSURANCE CORPORATION OF INDIA IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 [email protected] www.delhiLICagent.com
Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 [email protected] www.delhiLICagent.com
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Surgical Benefit of Rs.500000 in one policy year ( max Rs.1500000 during policy term ) Note :Hospital Cash Benefit: - Limited to 18 days including maximum 9 days in ICU for 1st Policy Year and there after 60 days including maximum 30 days in ICU. - Maximum 365 days benefit in the entire policy term. - For child maximum HCB limit is upto 90 days till he/she becomes 5 years of age. - HCB (Non ICU) and HCB (ICU) are quoted on per day basis. - HCB will increase @ 5% p.a. subject to maximum of 150% of Basic HCB. Domiciliary Treatment Benefit (DTB): Additionally, the plan also provides this benefit which is payable from the policy fund after 3 yearly premiums are paid. (Minimum Rs.2500/- subject to maximum of 50% of policy fund and 2 claims per year.) Tax Benefit : Premium paid is eligible for benefits under Section 80(D).
Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 [email protected] www.delhiLICagent.com
: :
: :
Domiciliary Treatment Benefit (DTB): Additionally, the plan also provides this benefit which is payable from the policy fund after 3 yearly premiums are paid. (Minimum Rs.2500/- subject to maximum of 50% of policy fund and 2 claims per year.) * Total Charges includes the HCB Charges, MSB Charges, Allocation Charges, Admin Charges, FMC Charges and Service Tax.
Harish Chand
LIFE INSURANCE CORPORATION OF INDIA
IRDA Authorised Insurance Advisor PH. 09811896425, 09212201725 [email protected] www.delhiLICagent.com
Maximum Initial Daily Benefit Major Surgical Benefit (MSB) Benefits Available
l In the event of insured undergoing one of the eligible surgeries, a suitable percentage of MSB sum assured will be paid in lump sum irrespective of the actual cost of surgery. l Benefit payable only once during the policy lifetime for one type of surgery. l Total claim during lifetime of policy must not exceed 3 times the MSB sum insured.
l 180 days from date of commencement or 90 days of policy revival l Child covered from policy anniversary after completion of 18 years l Immediately if the hospitalization is due to Accidental Bodily Injury l 200 times of their initial HCB.
Sum Assured for each insured Domiciliary Treatment Benefit Benefits available
l This benefit is payable from the policy fund and is available over and above the HCB & MSB after the payment of 3 yearly premiums. l Minimum claim is Rs.2500 and maximum is 50% of the Policy Fund l Maximum 2 claims in a policy year l Child will receive the benefit upto 25 years of age.
Limits
Disclaimer:
The above information is intended to give you only a fair idea about certain benefits of L.I.C. 's Health Insurance Plan. For complete information and terms & conditions of the policy, please refer to the original policy document/ brochure of this plan.