Jeevan Vridhi

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Date : 19/03/2012

Mr. Deepak D Amesar


Block No 70-5, Hindustan Chowk, Mulund Colony, Mulund (w),Mumbai, Pin:400082 Dear Deepak Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sapna D Amesar Ms. Vikita D Amesar Ms. Karishma D Amesar Jeevan Vriddhi Age 49 22 16 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 226356 227336 Yield 6.35 % 8.35 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.31 % 9.35 % 20.6% 8.00 % 10.52 % 10.57 % 30.9% 9.19 % 12.08 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.35 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.83 % 10.88 % 80 CCE Saving @ 30.9% 10.28 % 12.35 % 12.40 % 80 CCE Saving @ 10.3% 7.50 % 9.51 % 9.56 %

Sr. No. Name 1 2 3 Mrs. Sapna D Amesar Ms. Vikita D Amesar Ms. Karishma D Amesar

Age 49 22 16

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 226356 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. LDA

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. HDA Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Kum. HDA

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manohar B Ailsinghani


Block No. 34-2, Powai Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Radha Soami Manu, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Manohar B Ailsinghani Mrs. Bharti M Ailsinghani Ms. Poonam M Ailsinghani Mr. Vijaydeep Ailsinghani Mast Ajay M Ailsinghani Mr. Sv. Manohar Jeevan Vriddhi Age 50 48 26 25 24 50 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 183344 192347 225945 226066 226171 183344 Yield 6.09 % 6.60 % 8.33 % 8.33 % 8.34 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 9.29 % 9.29 % 9.30 % 6.79 % 20.6% 7.67 % 8.31 % 10.49 % 10.49 % 10.50 % 7.67 % 30.9% 8.81 % 9.55 % 12.05 % 12.05 % 12.07 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 6.60 % 8.33 % 8.33 % 8.34 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 10.81 % 10.82 % 10.82 % 8.52 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 12.33 % 12.34 % 12.34 % 10.01 % 80 CCE Saving @ 10.3% 7.23 % 7.74 % 9.49 % 9.50 % 9.50 % 7.23 %

Sr. No. Name 1 2 3 4 5 6 Mr. Manohar B Ailsinghani Mrs. Bharti M Ailsinghani Ms. Poonam M Ailsinghani Mr. Vijaydeep Ailsinghani Mast Ajay M Ailsinghani Mr. Sv. Manohar

Age 50 48 26 25 24 50

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 183344 192347 225945 226066 226171 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhanesh Alag/(Shammi)


71/6 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Nita D Alag Ms. Heer D Alag Mast Punit D/Shammi Alag Jeevan Vriddhi Age 46 29 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 225325 225789 Yield 7.02 % 8.30 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.25 % 9.28 % 20.6% 8.84 % 10.45 % 10.48 % 30.9% 10.16 % 12.01 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.30 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.78 % 10.80 % 80 CCE Saving @ 30.9% 10.97 % 12.30 % 12.32 % 80 CCE Saving @ 10.3% 8.17 % 9.46 % 9.48 %

Sr. No. Name 1 2 3 Mrs. Nita D Alag Ms. Heer D Alag Mast Punit D/Shammi Alag

Age 46 29 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 225325 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Phillipe Abrahim


Chand Barsha Chawl, Near Shakti Farsen, Ragore Nagar Group No.5, Vikhroli East, Mumbai, Pin:400083 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. P A Mrs. Jolly Jeevan Vriddhi Age 50 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 211350 Yield 6.09 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.48 % 20.6% 7.67 % 9.58 % 30.9% 8.81 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.07 % 80 CCE Saving @ 30.9% 10.01 % 11.58 % 80 CCE Saving @ 10.3% 7.23 % 8.76 %

Sr. No. Name 1 2 Mr. P A Mrs. Jolly

Age 50 42

Premium 100000 100000

Total 101545 101545

Maturity 183344 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagdish Aswani


Flat No.E/317, Lok Angan, Mulund Colony, Mulund (w), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jagdish A Mrs. Disha J Aswani Ms. Priyanka J Aswani Mast Tarun J Aswani Jeevan Vriddhi Age 42 42 13 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 211350 228147 229334 Yield 7.61 % 7.61 % 8.43 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.48 % 9.40 % 9.46 % 20.6% 9.58 % 9.58 % 10.62 % 10.69 % 30.9% 11.01 % 11.01 % 12.20 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 7.61 % 8.43 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.07 % 10.92 % 10.98 % 80 CCE Saving @ 30.9% 11.58 % 11.58 % 12.44 % 12.50 % 80 CCE Saving @ 10.3% 8.76 % 8.76 % 9.60 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Jagdish A Mrs. Disha J Aswani Ms. Priyanka J Aswani Mast Tarun J Aswani

Age 42 42 13 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 211350 228147 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gopal Bhajanlal Ahuja


Shop No 118, Mulund Colony, Main Road, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Gopal Bhajanlal Ahuja Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Gopal Bhajanlal Ahuja

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kiran R Aya


Bimal Mehta & Associate, 3/4, Bhaveshwar Complex, Vidya Vihar West, Mumbai, Pin:400086 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kiran R Aya Mrs. Sangeeta K Aya Mast Anish K Aya Ms. Marisha Kiran Aya Jeevan Vriddhi Age 50 47 22 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 196379 226356 227115 Yield 6.09 % 6.82 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.60 % 9.31 % 9.34 % 20.6% 7.67 % 8.59 % 10.52 % 10.55 % 30.9% 8.81 % 9.87 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.82 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.27 % 10.83 % 10.87 % 80 CCE Saving @ 30.9% 10.01 % 10.76 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 7.23 % 7.97 % 9.51 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Kiran R Aya Mrs. Sangeeta K Aya Mast Anish K Aya Ms. Marisha Kiran Aya

Age 50 47 22 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 196379 226356 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip K Anand


R.no.7, Om Shakti Apart, Shivaji Nagar, Near Devidayal Nagar, Thane

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Neha D Anand Mast Jitendra D Anand Ms. Priyanka D Anand Jeevan Vriddhi Age 45 25 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 226066 226466 Yield 7.19 % 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.29 % 9.31 % 20.6% 9.06 % 10.49 % 10.52 % 30.9% 10.41 % 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 11.15 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 8.35 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Neha D Anand Mast Jitendra D Anand Ms. Priyanka D Anand

Age 45 25 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 226066 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ganesh Manna Asto


Block No.137-229, Saraswati Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Rahul Ganesh Asto Jeevan Vriddhi Age 17 Premium 100000 S.Tax 1545 Total 101545 Maturity 227115 Yield 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.34 % 20.6% 10.55 % 30.9% 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.87 % 80 CCE Saving @ 30.9% 12.39 % 80 CCE Saving @ 10.3% 9.55 %

Sr. No. Name 1 Mast Rahul Ganesh Asto

Age 17

Premium 100000

Total 101545

Maturity 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rakesh F Agarwal


Block No. 127-155/A;, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mrs. Lalita R Agarwal Kr. Ishan R Agarwal Kr. Nikhil R Agarwal Mr. Mahesh F Agarwal Mrs. Vandana M Agarwal Mast Kunal Mahesh Agarwal Ms. Krishika M Agarwal Jeevan Vriddhi Age 49 24 19 43 38 13 11 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 188019 226171 226744 209027 218268 228147 228917 Yield 6.35 % 8.34 % 8.36 % 7.49 % 7.95 % 8.43 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.30 % 9.32 % 8.35 % 8.86 % 9.40 % 9.44 % 20.6% 8.00 % 10.50 % 10.53 % 9.43 % 10.01 % 10.62 % 10.67 % 30.9% 9.19 % 12.07 % 12.10 % 10.84 % 11.51 % 12.20 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 6.35 % 8.34 % 8.36 % 7.49 % 7.95 % 8.43 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.82 % 10.85 % 9.95 % 10.43 % 10.92 % 10.96 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 12.37 % 11.46 % 11.94 % 12.44 % 12.48 % 80 CCE Saving @ 10.3% 7.50 % 9.50 % 9.53 % 8.64 % 9.11 % 9.60 % 9.63 %

Sr. No. Name 1 2 3 4 5 6 7 Mrs. Lalita R Agarwal Kr. Ishan R Agarwal Kr. Nikhil R Agarwal Mr. Mahesh F Agarwal Mrs. Vandana M Agarwal Mast Kunal Mahesh Agarwal Ms. Krishika M Agarwal

Age 49 24 19 43 38 13 11

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 188019 226171 226744 209027 218268 228147 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak R Ahuja


78/1,Malabar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Deepak R Ahuja Mrs. Hanisha D Ahuja Mast Rahul D Ahuja Jeevan Vriddhi Age 47 41 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 213378 227851 Yield 6.82 % 7.71 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.60 % 9.39 % 20.6% 8.59 % 9.71 % 10.60 % 30.9% 9.87 % 11.16 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 7.71 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.18 % 10.90 % 80 CCE Saving @ 30.9% 10.76 % 11.69 % 12.42 % 80 CCE Saving @ 10.3% 7.97 % 8.87 % 9.58 %

Sr. No. Name 1 2 3 Mr. Deepak R Ahuja Mrs. Hanisha D Ahuja Mast Rahul D Ahuja

Age 47 41 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 213378 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harish N Ahuja


401,Bal Krishna Apartment, Bal Rajeshwar Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Harish N Ahuja Mrs. Kanchan H Ahuja Kum. Deepika H Ahuja Kr. Shuyog H Ahuja Kum. Simran H Ahuja Jeevan Vriddhi Age 47 44 25 13 14 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 196379 206379 226066 228147 227851 Yield 6.82 % 7.35 % 8.33 % 8.43 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 9.29 % 9.40 % 9.39 % 20.6% 8.59 % 9.26 % 10.49 % 10.62 % 10.60 % 30.9% 9.87 % 10.64 % 12.05 % 12.20 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.82 % 7.35 % 8.33 % 8.43 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 10.82 % 10.92 % 10.90 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 12.34 % 12.44 % 12.42 % 80 CCE Saving @ 10.3% 7.97 % 8.50 % 9.50 % 9.60 % 9.58 %

Sr. No. Name 1 2 3 4 5 Mr. Harish N Ahuja Mrs. Kanchan H Ahuja Kum. Deepika H Ahuja Kr. Shuyog H Ahuja Kum. Simran H Ahuja

Age 47 44 25 13 14

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 196379 206379 226066 228147 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hariom R Agarwal

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Hariom R Agarwal Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Hariom R Agarwal

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash M Awtani


Unitrad Empaque, Room No-7, 1st Floor, Karanjia Bldg, 651, Girgaum Raod,mum, Pin:400002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Jaya P Awtani Ms. Deepa M. Shetty Jeevan Vriddhi Age 28 34 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 222526 Yield 8.31 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.10 % 20.6% 10.47 % 10.28 % 30.9% 12.03 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.64 % 80 CCE Saving @ 30.9% 12.31 % 12.16 % 80 CCE Saving @ 10.3% 9.47 % 9.32 %

Sr. No. Name 1 2 Ms. Jaya P Awtani Ms. Deepa M. Shetty

Age 28 34

Premium 100000 100000

Total 101545 101545

Maturity 225592 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramankumar B Agarwal


Flat No 4,Guru Kirpa, Malbar Hill Rd, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Ms. Shivani R Agarwal Ms. Priya R Agarwal Mast Rahul R Agarwal Mrs. Sheetal R Agarwal Jeevan Vriddhi Age 27 25 20 49 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 225789 226066 226594 188019 Yield 8.32 % 8.33 % 8.36 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.29 % 9.32 % 7.08 % 20.6% 10.48 % 10.49 % 10.53 % 8.00 % 30.9% 12.04 % 12.05 % 12.10 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.32 % 8.33 % 8.36 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 10.84 % 8.79 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 12.36 % 10.28 % 80 CCE Saving @ 10.3% 9.48 % 9.50 % 9.52 % 7.50 %

Sr. No. Name 1 2 3 4 Ms. Shivani R Agarwal Ms. Priya R Agarwal Mast Rahul R Agarwal Mrs. Sheetal R Agarwal

Age 27 25 20 49

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 225789 226066 226594 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh Asnani


Block No 43/5, Powai Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mukesh Asnani Mrs. Sangeeta M Asnani Mr. Hitsh M Asnani Jeevan Vriddhi Age 41 38 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 218268 227584 Yield 7.71 % 7.95 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.86 % 9.36 % 20.6% 9.71 % 10.01 % 10.58 % 30.9% 11.16 % 11.51 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 7.95 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.43 % 10.89 % 80 CCE Saving @ 30.9% 11.69 % 11.94 % 12.41 % 80 CCE Saving @ 10.3% 8.87 % 9.11 % 9.57 %

Sr. No. Name 1 2 3 Mr. Mukesh Asnani Mrs. Sangeeta M Asnani Mr. Hitsh M Asnani

Age 41 38 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 218268 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandeep G Ailsinghani


Uphar,40/1, Mulund Chech Naka, L B S Marg, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Sandeep G Ailsinghani Mr. Amar G Ailsinghani Mrs. Neelam A Ailsinghani Mast Sanket A Ailsinghani Mrs. Smita G Wadhwani Mr. Gurbux H Wadhwani Mast Hans Gurbux Wadhwani Mrs. Bhumi S Ailsinghani Jeevan Vriddhi Age 32 36 37 9 38 40 12 29 Premium 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 223963 220661 219537 229676 218268 215191 228517 225325 Yield 8.23 % 8.07 % 8.02 % 8.50 % 7.95 % 7.80 % 8.45 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.00 % 8.94 % 9.48 % 8.86 % 8.70 % 9.42 % 9.25 % 20.6% 10.37 % 10.16 % 10.10 % 10.71 % 10.01 % 9.82 % 10.64 % 10.45 % 30.9% 11.91 % 11.68 % 11.61 % 12.30 % 11.51 % 11.29 % 12.23 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.23 % 8.07 % 8.02 % 8.50 % 7.95 % 7.80 % 8.45 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.55 % 10.49 % 10.99 % 10.43 % 10.27 % 10.94 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.06 % 12.01 % 12.51 % 11.94 % 11.78 % 12.46 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.23 % 9.18 % 9.67 % 9.11 % 8.96 % 9.62 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Sandeep G Ailsinghani Mr. Amar G Ailsinghani Mrs. Neelam A Ailsinghani Mast Sanket A Ailsinghani Mrs. Smita G Wadhwani Mr. Gurbux H Wadhwani Mast Hans Gurbux Wadhwani Mrs. Bhumi S Ailsinghani

Age 32 36 37 9 38 40 12 29

Premium 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 223963 220661 219537 229676 218268 215191 228517 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bharat Asnani


146-283, Powai Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Kailash B Asnani Jeevan Vriddhi Age 10 Premium 100000 S.Tax 1545 Total 101545 Maturity 229334 Yield 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.46 % 20.6% 10.69 % 30.9% 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.98 % 80 CCE Saving @ 30.9% 12.50 % 80 CCE Saving @ 10.3% 9.65 %

Sr. No. Name 1 Mast Kailash B Asnani

Age 10

Premium 100000

Total 101545

Maturity 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil G Acharra


Ratan Society, 7,2nd Floor, Opp.Parsi Wadi, Kopri Colony, Thane (E)

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sunil G Acharra Mrs. Sarita Sunil Acharra Ms. Nikita S Acharra Jeevan Vriddhi Age 41 38 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 218268 229676 Yield 7.71 % 7.95 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.86 % 9.48 % 20.6% 9.71 % 10.01 % 10.71 % 30.9% 11.16 % 11.51 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 7.95 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.43 % 10.99 % 80 CCE Saving @ 30.9% 11.69 % 11.94 % 12.51 % 80 CCE Saving @ 10.3% 8.87 % 9.11 % 9.67 %

Sr. No. Name 1 2 3 Mr. Sunil G Acharra Mrs. Sarita Sunil Acharra Ms. Nikita S Acharra

Age 41 38 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 218268 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shankar G Aswani


C/o Shyan Hemrajani, B-7/22, Jai Sashtri Nagar, Mulund Colony, Mulund (W),Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ravikumar S Aswani Ms. Reshma S Aswani Jeevan Vriddhi Age 32 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 224983 Yield 8.23 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.23 % 20.6% 10.37 % 10.43 % 30.9% 11.91 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.76 % 80 CCE Saving @ 30.9% 12.23 % 12.28 % 80 CCE Saving @ 10.3% 9.39 % 9.44 %

Sr. No. Name 1 2 Mr. Ravikumar S Aswani Ms. Reshma S Aswani

Age 32 30

Premium 100000 100000

Total 101545 101545

Maturity 223963 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash D Amar


Old Brk 4/1, Behind Jai Bharat School, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Prakash D Amar Mrs. Babita Prakash Amar Ms. Priti Prakash Amar Mast Vicky Prakash Amar Jeevan Vriddhi Age 45 42 23 18 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 211350 226263 226918 Yield 7.19 % 7.61 % 8.34 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.48 % 9.30 % 9.33 % 20.6% 9.06 % 9.58 % 10.50 % 10.54 % 30.9% 10.41 % 11.01 % 12.07 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.61 % 8.34 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.07 % 10.83 % 10.86 % 80 CCE Saving @ 30.9% 11.15 % 11.58 % 12.34 % 12.38 % 80 CCE Saving @ 10.3% 8.35 % 8.76 % 9.51 % 9.54 %

Sr. No. Name 1 2 3 4 Mr. Prakash D Amar Mrs. Babita Prakash Amar Ms. Priti Prakash Amar Mast Vicky Prakash Amar

Age 45 42 23 18

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 211350 226263 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sukhvindersingh T Atawl


77/1, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Lucky, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sukhvindersingh T Ata Mr. Sukhvindersingh T Atw Jeevan Vriddhi Age 37 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 211350 Yield 8.02 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.48 % 20.6% 10.10 % 9.58 % 30.9% 11.61 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.07 % 80 CCE Saving @ 30.9% 12.01 % 11.58 % 80 CCE Saving @ 10.3% 9.18 % 8.76 %

Sr. No. Name 1 2 Mr. Sukhvindersingh T Ata Mr. Sukhvindersingh T Atw

Age 37 42

Premium 100000 100000

Total 101545 101545

Maturity 219537 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh T Aswani


Block No.50-4, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mukesh T Aswani Mrs. Anju M Aswani Mast Kartik Mukesh Aswani Ms. Karishma M Aswani Jeevan Vriddhi Age 45 40 16 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 215191 227336 227584 Yield 7.19 % 7.80 % 8.39 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.70 % 9.35 % 9.36 % 20.6% 9.06 % 9.82 % 10.57 % 10.58 % 30.9% 10.41 % 11.29 % 12.14 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.80 % 8.39 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.27 % 10.88 % 10.89 % 80 CCE Saving @ 30.9% 11.15 % 11.78 % 12.40 % 12.41 % 80 CCE Saving @ 10.3% 8.35 % 8.96 % 9.56 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Mukesh T Aswani Mrs. Anju M Aswani Mast Kartik Mukesh Aswani Ms. Karishma M Aswani

Age 45 40 16 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 215191 227336 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Saroj T Ailani


19-A-53, Manish Nagar, Four Bunglow, Andheri(west), Mumbai, Pin:400058 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kamlesh T Ailani Mr. Amit T Ailani Mrs Neelima K Ailani Jeevan Vriddhi Age 33 29 29 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 225325 225325 Yield 8.20 % 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.25 % 9.25 % 20.6% 10.33 % 10.45 % 10.45 % 30.9% 11.87 % 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.78 % 10.78 % 80 CCE Saving @ 30.9% 12.20 % 12.30 % 12.30 % 80 CCE Saving @ 10.3% 9.36 % 9.46 % 9.46 %

Sr. No. Name 1 2 3 Mr. Kamlesh T Ailani Mr. Amit T Ailani Mrs Neelima K Ailani

Age 33 29 29

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishwanth Anchan


Rama Seth Chawl R.no.3, Tulsi Pada, Patkar Cmpnd, Gavdevi Road, Bhandup Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vishwanth Anchan Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Vishwanth Anchan

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Shilpa Arora


T.G.113, Hanuman Pada, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Shilpa Arora Mr. Vikram Arora Jeevan Vriddhi Age 35 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 223291 Yield 8.12 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.14 % 20.6% 10.23 % 10.33 % 30.9% 11.75 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.68 % 80 CCE Saving @ 30.9% 12.11 % 12.20 % 80 CCE Saving @ 10.3% 9.28 % 9.36 %

Sr. No. Name 1 2 Ms. Shilpa Arora Mr. Vikram Arora

Age 35 33

Premium 100000 100000

Total 101545 101545

Maturity 221652 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh Achara


R.no.2 Nav Mahrashtra, Chs, Ground Flr, Kopri Colony, Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Suresh Achara Mrs. Varsha S Achara Mast Vinay S Achara Jeevan Vriddhi Age 43 42 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 211350 229334 Yield 7.49 % 7.61 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.48 % 9.46 % 20.6% 9.43 % 9.58 % 10.69 % 30.9% 10.84 % 11.01 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.61 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.07 % 10.98 % 80 CCE Saving @ 30.9% 11.46 % 11.58 % 12.50 % 80 CCE Saving @ 10.3% 8.64 % 8.76 % 9.65 %

Sr. No. Name 1 2 3 Mr. Suresh Achara Mrs. Varsha S Achara Mast Vinay S Achara

Age 43 42 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 211350 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitin Adivarekar


Bldg 31,Room No 4, Sahara Society, Near P MGP, Mulund (East), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nitin Adivarekar Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Nitin Adivarekar

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish P Aswani


3-15/15, Garden View, Bhavani Nagar, Marol, Andheri (East), Mumbai, Pin:400059 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manish P Aswani Mrs. Bhoomi M Aswani Jeevan Vriddhi Age 33 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 223963 Yield 8.20 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.18 % 20.6% 10.33 % 10.37 % 30.9% 11.87 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.71 % 80 CCE Saving @ 30.9% 12.20 % 12.23 % 80 CCE Saving @ 10.3% 9.36 % 9.39 %

Sr. No. Name 1 2 Mr. Manish P Aswani Mrs. Bhoomi M Aswani

Age 33 32

Premium 100000 100000

Total 101545 101545

Maturity 223291 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Sunita L Asar

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Naveen L Asar Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Naveen L Asar

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajaykumar D Acharya


Bldg. No. 22, Flat No. 77, Sahil Bldg. Nr. Lilavati Hospital, M.H.B Colony, Bandra(W), Mumbai, Pin:400050 Dear Ajay Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Danoosh A Acharya Jeevan Vriddhi Age 23 Premium 100000 S.Tax 1545 Total 101545 Maturity 226263 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Mast Danoosh A Acharya

Age 23

Premium 100000

Total 101545

Maturity 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhagwan V Adiani


C-1/506, Lok Everest, J.s.Dosa Road, Mulund(W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Aachal Girish Laungha Mr. Manish B Adiani Jeevan Vriddhi Age 34 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 224531 Yield 8.16 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.21 % 20.6% 10.28 % 10.40 % 30.9% 11.81 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.74 % 80 CCE Saving @ 30.9% 12.16 % 12.26 % 80 CCE Saving @ 10.3% 9.32 % 9.42 %

Sr. No. Name 1 2 Ms. Aachal Girish Laungha Mr. Manish B Adiani

Age 34 31

Premium 100000 100000

Total 101545 101545

Maturity 222526 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Balmukund P Agarwal


Block No 80/6, Malbar Hill Road, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Ajay B. Agarwal Mrs. Honey Ajay Agarwal Mrs. Bindiya B Agarwal Mast Nayanarao Ms. Parameshwari Mr. Amit B Agarwal Jeevan Vriddhi Age 37 27 36 15 13 37 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 219537 225789 220661 227584 228147 219537 Yield 8.02 % 8.32 % 8.07 % 8.40 % 8.43 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.28 % 9.00 % 9.36 % 9.40 % 8.94 % 20.6% 10.10 % 10.48 % 10.16 % 10.58 % 10.62 % 10.10 % 30.9% 11.61 % 12.04 % 11.68 % 12.16 % 12.20 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.02 % 8.32 % 8.07 % 8.40 % 8.43 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.80 % 10.55 % 10.89 % 10.92 % 10.49 % 80 CCE Saving @ 30.9% 12.01 % 12.32 % 12.06 % 12.41 % 12.44 % 12.01 % 80 CCE Saving @ 10.3% 9.18 % 9.48 % 9.23 % 9.57 % 9.60 % 9.18 %

Sr. No. Name 1 2 3 4 5 6 Mr. Ajay B. Agarwal Mrs. Honey Ajay Agarwal Mrs. Bindiya B Agarwal Mast Nayanarao Ms. Parameshwari Mr. Amit B Agarwal

Age 37 27 36 15 13 37

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 219537 225789 220661 227584 228147 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ganesh Amin


E/602, Teak Wood, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Premlata G. Amin Ms. Priyanka G Amin Ms. Shreya G Amin Mast Chirag G Amin Jeevan Vriddhi Age 41 20 18 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 226594 226918 227851 Yield 7.71 % 8.36 % 8.37 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.32 % 9.33 % 9.39 % 20.6% 9.71 % 10.53 % 10.54 % 10.60 % 30.9% 11.16 % 12.10 % 12.11 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 8.36 % 8.37 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.84 % 10.86 % 10.90 % 80 CCE Saving @ 30.9% 11.69 % 12.36 % 12.38 % 12.42 % 80 CCE Saving @ 10.3% 8.87 % 9.52 % 9.54 % 9.58 %

Sr. No. Name 1 2 3 4 Mrs. Premlata G. Amin Ms. Priyanka G Amin Ms. Shreya G Amin Mast Chirag G Amin

Age 41 20 18 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 226594 226918 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. K.P.Ainani
A/102, Laxmi Residence, 1st Flr, M Road, Wagle Estate, Nr. Mulund Check Naka, Pin:Thane Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. K.P.Ainani Mr. Jai Nank Ahuja Jeevan Vriddhi Age 32 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 224531 Yield 8.23 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.21 % 20.6% 10.37 % 10.40 % 30.9% 11.91 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.74 % 80 CCE Saving @ 30.9% 12.23 % 12.26 % 80 CCE Saving @ 10.3% 9.39 % 9.42 %

Sr. No. Name 1 2 Ms. K.P.Ainani Mr. Jai Nank Ahuja

Age 32 31

Premium 100000 100000

Total 101545 101545

Maturity 223963 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandeep A Adhyapak


D-501, Red Woods, Vasant Garden, Near Swapna Nagri, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sandeep A Adhyapak Mr. Prashant S. Anam Mr. Vikram S. Anam Jeevan Vriddhi Age 39 28 32 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 225592 223963 Yield 7.88 % 8.31 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.26 % 9.18 % 20.6% 9.92 % 10.47 % 10.37 % 30.9% 11.40 % 12.03 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 8.31 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.79 % 10.71 % 80 CCE Saving @ 30.9% 11.87 % 12.31 % 12.23 % 80 CCE Saving @ 10.3% 9.04 % 9.47 % 9.39 %

Sr. No. Name 1 2 3 Mr. Sandeep A Adhyapak Mr. Prashant S. Anam Mr. Vikram S. Anam

Age 39 28 32

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 225592 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar K Ahuja


Flat No:5, Bldg No: 17, Manish Nagar, 4 Bunglow, Andheri West, Mumbai, Pin:400058 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajkumar K Ahuja Mrs. Laxmi R Ahuja/ Sunita Mast Dheeraj R. Ahuja Mast Kunal R. Ahuja Jeevan Vriddhi Age 47 48 25 20 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 192347 226066 226594 Yield 6.82 % 6.60 % 8.33 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.36 % 9.29 % 9.32 % 20.6% 8.59 % 8.31 % 10.49 % 10.53 % 30.9% 9.87 % 9.55 % 12.05 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 6.60 % 8.33 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.04 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.76 % 10.54 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 7.97 % 7.74 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Rajkumar K Ahuja Mrs. Laxmi R Ahuja/ Sunita Mast Dheeraj R. Ahuja Mast Kunal R. Ahuja

Age 47 48 25 20

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 192347 226066 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Seema Abichandani


6/2,Shiv Darshan, Nahur Road,oppSt Pius, School, Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Avinash Abichandani Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. Avinash Abichandani

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Umesh B Ahimar


C/o. Jp Gurnani, Mcc College

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Umesh B Ahimar Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Umesh B Ahimar

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh Kishin Aswani


7/4, Near Sachkand Darbar, Mulund Colony, Mulund- W, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Yogesh Kishin Aswani Mast Pratik Y Aswani Mast Hitesh M Aswani Mr. Yogesh K Aswani Jeevan Vriddhi Age 40 11 15 39 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 228917 227584 216826 Yield 7.80 % 8.47 % 8.40 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.44 % 9.36 % 8.78 % 20.6% 9.82 % 10.67 % 10.58 % 9.92 % 30.9% 11.29 % 12.26 % 12.16 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 8.47 % 8.40 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.96 % 10.89 % 10.36 % 80 CCE Saving @ 30.9% 11.78 % 12.48 % 12.41 % 11.87 % 80 CCE Saving @ 10.3% 8.96 % 9.63 % 9.57 % 9.04 %

Sr. No. Name 1 2 3 4 Mr. Yogesh Kishin Aswani Mast Pratik Y Aswani Mast Hitesh M Aswani Mr. Yogesh K Aswani

Age 40 11 15 39

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 228917 227584 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jairam K Adnani


Flat No.3, Kishore Nagar, Dr.Chorthram Gidwani Raod, Kopri, Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pawan J Adnani Mr. Akash J Adnani Jeevan Vriddhi Age 32 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225325 Yield 8.23 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.25 % 20.6% 10.37 % 10.45 % 30.9% 11.91 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.46 %

Sr. No. Name 1 2 Mr. Pawan J Adnani Mr. Akash J Adnani

Age 32 29

Premium 100000 100000

Total 101545 101545

Maturity 223963 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh B Ahuja


101 Wallechand Plaza, Type B Geeta Nagar, Bhayandar (W), Thana, Bhyandar, Pin:401101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mahesh B Ahuja Mrs. Ritu M Ahuja Ms. Divya M Ahuja Jeevan Vriddhi Age 47 40 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 215191 227115 Yield 6.82 % 7.80 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.70 % 9.34 % 20.6% 8.59 % 9.82 % 10.55 % 30.9% 9.87 % 11.29 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 7.80 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.27 % 10.87 % 80 CCE Saving @ 30.9% 10.76 % 11.78 % 12.39 % 80 CCE Saving @ 10.3% 7.97 % 8.96 % 9.55 %

Sr. No. Name 1 2 3 Mr. Mahesh B Ahuja Mrs. Ritu M Ahuja Ms. Divya M Ahuja

Age 47 40 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 215191 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vivek Amonker


A-22,Ranjit Society, Tambe Nagar, Juna Mulund, Mulund West. Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vivek Amonker Mrs. Pallavi V Amonker Jeevan Vriddhi Age 37 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 223963 Yield 8.02 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.18 % 20.6% 10.10 % 10.37 % 30.9% 11.61 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.71 % 80 CCE Saving @ 30.9% 12.01 % 12.23 % 80 CCE Saving @ 10.3% 9.18 % 9.39 %

Sr. No. Name 1 2 Mr. Vivek Amonker Mrs. Pallavi V Amonker

Age 37 32

Premium 100000 100000

Total 101545 101545

Maturity 219537 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shailesh L Ardeshana


B-502, Silver Birch, Vasant garden, Mulund(W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Geetaben S Ardeshana Mast Siddharth S Ardeshana Ms. Manasavi S Ardeshana Jeevan Vriddhi Age 46 25 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 226066 226466 Yield 7.02 % 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.29 % 9.31 % 20.6% 8.84 % 10.49 % 10.52 % 30.9% 10.16 % 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.97 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 8.17 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Geetaben S Ardeshana Mast Siddharth S Ardeshana Ms. Manasavi S Ardeshana

Age 46 25 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 226066 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh K Ahuja


C-201, Houstan, Panvelkar Green City, B Cabin Road, Ambernath East, Thane, Pin:421501 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Geeta Suresh Ahuja(E Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mrs. Geeta Suresh Ahuja(E

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Deepa Ramesh Aurora


17 B Old Barrack, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Deepa Ramesh Aurora Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mrs. Deepa Ramesh Aurora

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Harsha D Abhichandani


120/107, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Harsha D Abhichandani Mast Divyansu D Abhichanda Mr Sumit D Abhichandani Jeevan Vriddhi Age 50 21 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 226466 226171 Yield 6.09 % 8.35 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.31 % 9.30 % 20.6% 7.67 % 10.52 % 10.50 % 30.9% 8.81 % 12.08 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.35 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.84 % 10.82 % 80 CCE Saving @ 30.9% 10.01 % 12.35 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 9.52 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Harsha D Abhichandani Mast Divyansu D Abhichanda Mr Sumit D Abhichandani

Age 50 21 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 226466 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Anandsingh D Adhikari


120/111, Hindustan Chowk, Muluny Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Shri Anandsingh D Adhikari Smt. Soniasingh A Adhikari Shri Rohitsingh A Adhikari Jeevan Vriddhi Age 48 25 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 226066 226744 Yield 6.60 % 8.33 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.29 % 9.32 % 20.6% 8.31 % 10.49 % 10.53 % 30.9% 9.55 % 12.05 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 8.33 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.82 % 10.85 % 80 CCE Saving @ 30.9% 10.54 % 12.34 % 12.37 % 80 CCE Saving @ 10.3% 7.74 % 9.50 % 9.53 %

Sr. No. Name 1 2 3 Shri Anandsingh D Adhikari Smt. Soniasingh A Adhikari Shri Rohitsingh A Adhikari

Age 48 25 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 226066 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Davinderkaur K Arora


C/1,122,karmakshetra, S.s Nagar,sion, Koliwada, Mumbai, Pin:400037 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manindersingh K Arora Ms. Anampreet K Arora Jeevan Vriddhi Age 25 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 226171 Yield 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.30 % 20.6% 10.49 % 10.50 % 30.9% 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.82 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 80 CCE Saving @ 10.3% 9.50 % 9.50 %

Sr. No. Name 1 2 Mr. Manindersingh K Arora Ms. Anampreet K Arora

Age 25 24

Premium 100000 100000

Total 101545 101545

Maturity 226066 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore Amesar


4/13,vivekanand Hsg. Soc., T.h.kantaria Marg, Mahim(west), Mumbai, Mumbai, Pin:400016 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Nitin K Amesar Ms. Rachana K Amesar Mrs. Dia N Amesar Jeevan Vriddhi Age 30 26 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 225945 225789 Yield 8.28 % 8.33 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.29 % 9.28 % 20.6% 10.43 % 10.49 % 10.48 % 30.9% 11.98 % 12.05 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.33 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.81 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.33 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.49 % 9.48 %

Sr. No. Name 1 2 3 Mr. Nitin K Amesar Ms. Rachana K Amesar Mrs. Dia N Amesar

Age 30 26 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 225945 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sachin Arora


408, Adarsh Nagar, Kunj Pura Road, Opp Vivekanand School, Karnal, Karnal

Dear Sachin Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sachin Arora Mrs Aarti S Arora Jeevan Vriddhi Age 31 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 224531 Yield 8.26 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.21 % 20.6% 10.40 % 10.40 % 30.9% 11.95 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.74 % 80 CCE Saving @ 30.9% 12.26 % 12.26 % 80 CCE Saving @ 10.3% 9.42 % 9.42 %

Sr. No. Name 1 2 Mr. Sachin Arora Mrs Aarti S Arora

Age 31 31

Premium 100000 100000

Total 101545 101545

Maturity 224531 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj Alag


R-city Mall, 2nd Floor, CTS No. 169, LBS Marg, Ghatkopar (W), Mumbai, Mumbai, Pin:400077 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manoj Alag Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Manoj Alag

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar K Ahuja


Bldg E-5, Room No 35, Rawli Camp, Sardar Nagar-2, Sion Koliwada , Sion East, Mumbai, Pin:400037 Dear Raju Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajkumar K Ahuja Mrs. Jyoti R Ahuja Mast Avinash R Ahuja Mast Sagar R Ahuja Jeevan Vriddhi Age 47 42 14 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 211350 227851 226356 Yield 6.82 % 7.61 % 8.42 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.48 % 9.39 % 9.31 % 20.6% 8.59 % 9.58 % 10.60 % 10.52 % 30.9% 9.87 % 11.01 % 12.19 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.61 % 8.42 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.07 % 10.90 % 10.83 % 80 CCE Saving @ 30.9% 10.76 % 11.58 % 12.42 % 12.35 % 80 CCE Saving @ 10.3% 7.97 % 8.76 % 9.58 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Rajkumar K Ahuja Mrs. Jyoti R Ahuja Mast Avinash R Ahuja Mast Sagar R Ahuja

Age 47 42 14 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 211350 227851 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sukhvindersingh T Atwal


77/1 MALBAR HILL ROAD, MULUND COLONY, MULUND WEST, MUMBAI, MUMBAI, Pin:400082 Dear LUCKY, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sukhvindersingh T Atw Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Sukhvindersingh T Atw

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil Tikamdas Balani


B-76, Flat No. 904,9th Flr, Shivam Vastu, Nr Hanuman Temple, Tilak Nagar, Mumbai, Pin:400089 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Anil Tikamdas Balani Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Anil Tikamdas Balani

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jairaj M Bhagchandani


Flat No:601, 6th Floor, Prime Rose,Rachna Garden, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jairaj Bhagchandani Mrs. Vimla Bhagchandani(E Ms. Sonia J Bhagchadani Jeevan Vriddhi Age 49 48 22 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 192347 226356 Yield 6.35 % 6.60 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.36 % 9.31 % 20.6% 8.00 % 8.31 % 10.52 % 30.9% 9.19 % 9.55 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 6.60 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.04 % 10.83 % 80 CCE Saving @ 30.9% 10.28 % 10.54 % 12.35 % 80 CCE Saving @ 10.3% 7.50 % 7.74 % 9.51 %

Sr. No. Name 1 2 3 Mr. Jairaj Bhagchandani Mrs. Vimla Bhagchandani(E Ms. Sonia J Bhagchadani

Age 49 48 22

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 192347 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaipal Bhagchandani


1201,12thFloor Prime Rose, Rachana Garden, Mulund Colony, Mulund(W),mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jaipal Bhagchandani Kum. Madhuri BhagchandaniE Mr. Manish J Bhagchandani Mrs. Varsha Bhagchandani Jeevan Vriddhi Age 47 20 25 45 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 226594 226066 203396 Yield 6.82 % 8.36 % 8.33 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.32 % 9.29 % 8.02 % 20.6% 8.59 % 10.53 % 10.49 % 9.06 % 30.9% 9.87 % 12.10 % 12.05 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 8.36 % 8.33 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.84 % 10.82 % 9.65 % 80 CCE Saving @ 30.9% 10.76 % 12.36 % 12.34 % 11.15 % 80 CCE Saving @ 10.3% 7.97 % 9.52 % 9.50 % 8.35 %

Sr. No. Name 1 2 3 4 Mr. Jaipal Bhagchandani Kum. Madhuri BhagchandaniE Mr. Manish J Bhagchandani Mrs. Varsha Bhagchandani

Age 47 20 25 45

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 226594 226066 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak P Bhavnani


55/4 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Deepak P Bhavnani Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Deepak P Bhavnani

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashish V Bansal


21/7 Divya Darshan, Jagrusha Nagar, Ghatkopar W, Mumbai, Pin:400086 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ashish V Bansal Mrs. Pammi A Bansal Kum. Athithi Ashish Bansal Mr. Ashish Bansal(laps Jeevan Vriddhi Age 43 39 17 43 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 216826 227115 209027 Yield 7.49 % 7.88 % 8.38 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.78 % 9.34 % 8.35 % 20.6% 9.43 % 9.92 % 10.55 % 9.43 % 30.9% 10.84 % 11.40 % 12.13 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 7.88 % 8.38 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.36 % 10.87 % 9.95 % 80 CCE Saving @ 30.9% 11.46 % 11.87 % 12.39 % 11.46 % 80 CCE Saving @ 10.3% 8.64 % 9.04 % 9.55 % 8.64 %

Sr. No. Name 1 2 3 4 Mr. Ashish V Bansal Mrs. Pammi A Bansal Kum. Athithi Ashish Bansal Mr. Ashish Bansal(laps

Age 43 39 17 43

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 216826 227115 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Poonam S Batra


Block No. 78/3, Malbar Hill Road, Mulund Colony, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Poonam S Batra Mr. Hitesh S Wadhwa Jeevan Vriddhi Age 43 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 226466 Yield 7.49 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.31 % 20.6% 9.43 % 10.52 % 30.9% 10.84 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.84 % 80 CCE Saving @ 30.9% 11.46 % 12.35 % 80 CCE Saving @ 10.3% 8.64 % 9.52 %

Sr. No. Name 1 2 Ms. Poonam S Batra Mr. Hitesh S Wadhwa

Age 43 21

Premium 100000 100000

Total 101545 101545

Maturity 209027 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Omprakash C Bachani


Bldg No:6,Rm No:106/107, New Shastri Nagar, Mulund Colony,Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Mohit O Bachani Kr. Mitesh O Bachani Mrs. Poonam O Bachani Mr. Kishore D Kamble Mr. Sunil A Lokde Mr. Vijay R Kamble Mr. Dattur Ram Kamble Mr. Suryakant M Salunke Jeevan Vriddhi Age 21 20 43 34 43 30 41 42 Premium 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 226466 226594 209027 222526 209027 224983 213378 211350 Yield 8.35 % 8.36 % 7.49 % 8.16 % 7.49 % 8.28 % 7.71 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.32 % 8.35 % 9.10 % 8.35 % 9.23 % 8.60 % 8.48 % 20.6% 10.52 % 10.53 % 9.43 % 10.28 % 9.43 % 10.43 % 9.71 % 9.58 % 30.9% 12.08 % 12.10 % 10.84 % 11.81 % 10.84 % 11.98 % 11.16 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.35 % 8.36 % 7.49 % 8.16 % 7.49 % 8.28 % 7.71 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 10.84 % 9.95 % 10.64 % 9.95 % 10.76 % 10.18 % 10.07 % 80 CCE Saving @ 30.9% 12.35 % 12.36 % 11.46 % 12.16 % 11.46 % 12.28 % 11.69 % 11.58 % 80 CCE Saving @ 10.3% 9.52 % 9.52 % 8.64 % 9.32 % 8.64 % 9.44 % 8.87 % 8.76 %

Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Mohit O Bachani Kr. Mitesh O Bachani Mrs. Poonam O Bachani Mr. Kishore D Kamble Mr. Sunil A Lokde Mr. Vijay R Kamble Mr. Dattur Ram Kamble Mr. Suryakant M Salunke

Age 21 20 43 34 43 30 41 42

Premium 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 226466 226594 209027 222526 209027 224983 213378 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Darshan J Baluja


Guru Kripa Jeans Corner, Jagdish Niwas,Rd No. 16, Kishan Nagar No. 3, Wagle Estate,Thane

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Darshan J Baluja Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Darshan J Baluja

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Khubchand K Bhagtani


Block No.123-134, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Haresh K Bhagtani(Lap Mr. Rinku K Bhagtani Mr. Paresh Mariwala Jeevan Vriddhi Age 33 30 48 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 224983 192347 Yield 8.20 % 8.28 % 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.23 % 7.36 % 20.6% 10.33 % 10.43 % 8.31 % 30.9% 11.87 % 11.98 % 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.28 % 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.76 % 9.04 % 80 CCE Saving @ 30.9% 12.20 % 12.28 % 10.54 % 80 CCE Saving @ 10.3% 9.36 % 9.44 % 7.74 %

Sr. No. Name 1 2 3 Mr. Haresh K Bhagtani(Lap Mr. Rinku K Bhagtani Mr. Paresh Mariwala

Age 33 30 48

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 224983 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kanaiyalal Bhagat


B-3, 1st Floor, Vipul Coop Hsg Socy, Bhakti Marg, Dr.R.P.Road, Mulund West,Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Kanaiyalal Bhagat Kr. Karan K Bhagat Kr. Anish K Bhagat Mrs. Usha K. Bhagat Mr. Lap Anish K Bhagat Mr. Kmb(LAPS) Jeevan Vriddhi Age 46 20 19 45 19 46 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 200064 226594 226744 203396 226744 200064 Yield 7.02 % 8.36 % 8.36 % 7.19 % 8.36 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.32 % 9.32 % 8.02 % 9.32 % 7.83 % 20.6% 8.84 % 10.53 % 10.53 % 9.06 % 10.53 % 8.84 % 30.9% 10.16 % 12.10 % 12.10 % 10.41 % 12.10 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.02 % 8.36 % 8.36 % 7.19 % 8.36 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.84 % 10.85 % 9.65 % 10.85 % 9.47 % 80 CCE Saving @ 30.9% 10.97 % 12.36 % 12.37 % 11.15 % 12.37 % 10.97 % 80 CCE Saving @ 10.3% 8.17 % 9.52 % 9.53 % 8.35 % 9.53 % 8.17 %

Sr. No. Name 1 2 3 4 5 6 Mr. Kanaiyalal Bhagat Kr. Karan K Bhagat Kr. Anish K Bhagat Mrs. Usha K. Bhagat Mr. Lap Anish K Bhagat Mr. Kmb(LAPS)

Age 46 20 19 45 19 46

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 200064 226594 226744 203396 226744 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Tulsi M Bhagat


F-16,Hansa Sagar, Govardan Nagar, LBS Marg Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Kr. Palak T Bhagat Ms. Bijal T Bhagat Kr. Prem T Bhagat Mrs. Renu Tulsi Bhagat Jeevan Vriddhi Age 18 26 14 44 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 226918 225945 227851 206379 Yield 8.37 % 8.33 % 8.42 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.33 % 9.29 % 9.39 % 8.19 % 20.6% 10.54 % 10.49 % 10.60 % 9.26 % 30.9% 12.11 % 12.05 % 12.19 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.37 % 8.33 % 8.42 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.86 % 10.81 % 10.90 % 9.81 % 80 CCE Saving @ 30.9% 12.38 % 12.33 % 12.42 % 11.32 % 80 CCE Saving @ 10.3% 9.54 % 9.49 % 9.58 % 8.50 %

Sr. No. Name 1 2 3 4 Kr. Palak T Bhagat Ms. Bijal T Bhagat Kr. Prem T Bhagat Mrs. Renu Tulsi Bhagat

Age 18 26 14 44

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 226918 225945 227851 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh R Bhardwaj


Barrack No.535/8, Near Siru Chowk, Ulhasnagar, Pin:421002

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Kr. Janak H Bhardwaj Mr. Girdharilal B Mishra Mr. Sanjay Sriram Gaikwad Jeevan Vriddhi Age 15 42 48 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 227584 211350 192347 Yield 8.40 % 7.61 % 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.36 % 8.48 % 7.36 % 20.6% 10.58 % 9.58 % 8.31 % 30.9% 12.16 % 11.01 % 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.40 % 7.61 % 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.89 % 10.07 % 9.04 % 80 CCE Saving @ 30.9% 12.41 % 11.58 % 10.54 % 80 CCE Saving @ 10.3% 9.57 % 8.76 % 7.74 %

Sr. No. Name 1 2 3 Kr. Janak H Bhardwaj Mr. Girdharilal B Mishra Mr. Sanjay Sriram Gaikwad

Age 15 42 48

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 227584 211350 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh B Bhambwani


10,Satya Prakash, T.P.S.VI.Road No. 1, Santacruz West, Mumbai, Pin:400054 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Vishaal R Bhambhwani Mast Sumeet R Bhambhwani Mrs. Kanchan R Bhambhwani Mr. Anil B Bhosle Ms. Naina L Bhambhwani Mr. Mahesh B Bhambhwani Mr. Lalit B Bhambhwani Mrs. Rakhi M Bhambhwani Ms. Vastivika M Bhambwani Mast Vivek M Bhambwani Jeevan Vriddhi Age 25 22 47 40 20 47 49 47 15 19 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 226066 226356 196379 215191 226594 196379 188019 196379 227584 226744 Yield 8.33 % 8.35 % 6.82 % 7.80 % 8.36 % 6.82 % 6.35 % 6.82 % 8.40 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.31 % 7.60 % 8.70 % 9.32 % 7.60 % 7.08 % 7.60 % 9.36 % 9.32 % 20.6% 10.49 % 10.52 % 8.59 % 9.82 % 10.53 % 8.59 % 8.00 % 8.59 % 10.58 % 10.53 % 30.9% 12.05 % 12.08 % 9.87 % 11.29 % 12.10 % 9.87 % 9.19 % 9.87 % 12.16 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.33 % 8.35 % 6.82 % 7.80 % 8.36 % 6.82 % 6.35 % 6.82 % 8.40 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.83 % 9.27 % 10.27 % 10.84 % 9.27 % 8.79 % 9.27 % 10.89 % 10.85 % 80 CCE Saving @ 30.9% 12.34 % 12.35 % 10.76 % 11.78 % 12.36 % 10.76 % 10.28 % 10.76 % 12.41 % 12.37 % 80 CCE Saving @ 10.3% 9.50 % 9.51 % 7.97 % 8.96 % 9.52 % 7.97 % 7.50 % 7.97 % 9.57 % 9.53 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Vishaal R Bhambhwani Mast Sumeet R Bhambhwani Mrs. Kanchan R Bhambhwani Mr. Anil B Bhosle Ms. Naina L Bhambhwani Mr. Mahesh B Bhambhwani Mr. Lalit B Bhambhwani Mrs. Rakhi M Bhambhwani Ms. Vastivika M Bhambwani Mast Vivek M Bhambwani

Age 25 22 47 40 20 47 49 47 15 19

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 226066 226356 196379 215191 226594 196379 188019 196379 227584 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vithal M Bhalerao


Shop No-81,J.A.Enterprise, Behind Nand Kanhaiya Jewe, Main Market, Mulund Colony, Mulund(W), Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vithal M Bhalerao Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Vithal M Bhalerao

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Satnamsingh Boparai


A-1501 Willows Towers, Vasant Garden, Mulund (west), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Satnamsingh Boparai(E Mrs. Prabhjyot Kaur (Anu) Mast Gagandeepsigh Boparai Mast Japjeetsingh Boparai Jeevan Vriddhi Age 47 45 23 18 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 203396 226263 226918 Yield 6.82 % 7.19 % 8.34 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.02 % 9.30 % 9.33 % 20.6% 8.59 % 9.06 % 10.50 % 10.54 % 30.9% 9.87 % 10.41 % 12.07 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.19 % 8.34 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.65 % 10.83 % 10.86 % 80 CCE Saving @ 30.9% 10.76 % 11.15 % 12.34 % 12.38 % 80 CCE Saving @ 10.3% 7.97 % 8.35 % 9.51 % 9.54 %

Sr. No. Name 1 2 3 4 Mr. Satnamsingh Boparai(E Mrs. Prabhjyot Kaur (Anu) Mast Gagandeepsigh Boparai Mast Japjeetsingh Boparai

Age 47 45 23 18

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 203396 226263 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandru P Bulchandani


G-169,Mulund Darshan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Meena C Bulchandani Mr. Jitendra Bulchandani Kr. Shalu C Bulchandani Mrs. Harshada J Bulchandan Jeevan Vriddhi Age 48 31 29 29 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 224531 225325 225325 Yield 6.60 % 8.26 % 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.21 % 9.25 % 9.25 % 20.6% 8.31 % 10.40 % 10.45 % 10.45 % 30.9% 9.55 % 11.95 % 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 8.26 % 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.74 % 10.78 % 10.78 % 80 CCE Saving @ 30.9% 10.54 % 12.26 % 12.30 % 12.30 % 80 CCE Saving @ 10.3% 7.74 % 9.42 % 9.46 % 9.46 %

Sr. No. Name 1 2 3 4 Mrs. Meena C Bulchandani Mr. Jitendra Bulchandani Kr. Shalu C Bulchandani Mrs. Harshada J Bulchandan

Age 48 31 29 29

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 224531 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar Vasu Bhatia


Block No.143-272, Netaji Road, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajkumar Vashu Bhatia Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Rajkumar Vashu Bhatia

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore S Bajaj


Bldg B-4, Flat No.101, Ground Flr.,Saket Complex, Kishan Koli Marg, Nr Kalwa Bridge, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 Mr. Kishore S Bajaj Mrs. Jaya K Bajaj Ms. Jaya P Devrani Ms. Janvi K Bajaj Mr. Pravin R Ahire Mr. Khanda V Pingle Mr. Manoj V Dhandore Mr. Parmanand G Shah Mr. Babloo R Mahapure Jeevan Vriddhi Age 38 30 42 9 26 29 35 36 25 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 218268 224983 211350 229966 225945 225325 221652 220661 226066 Yield 7.95 % 8.28 % 7.61 % 8.52 % 8.33 % 8.30 % 8.12 % 8.07 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.23 % 8.48 % 9.50 % 9.29 % 9.25 % 9.05 % 9.00 % 9.29 % 20.6% 10.01 % 10.43 % 9.58 % 10.73 % 10.49 % 10.45 % 10.23 % 10.16 % 10.49 % 30.9% 11.51 % 11.98 % 11.01 % 12.33 % 12.05 % 12.01 % 11.75 % 11.68 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.95 % 8.28 % 7.61 % 8.52 % 8.33 % 8.30 % 8.12 % 8.07 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.76 % 10.07 % 11.01 % 10.81 % 10.78 % 10.60 % 10.55 % 10.82 % 80 CCE Saving @ 30.9% 11.94 % 12.28 % 11.58 % 12.53 % 12.33 % 12.30 % 12.11 % 12.06 % 12.34 % 80 CCE Saving @ 10.3% 9.11 % 9.44 % 8.76 % 9.68 % 9.49 % 9.46 % 9.28 % 9.23 % 9.50 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 Mr. Kishore S Bajaj Mrs. Jaya K Bajaj Ms. Jaya P Devrani Ms. Janvi K Bajaj Mr. Pravin R Ahire Mr. Khanda V Pingle Mr. Manoj V Dhandore Mr. Parmanand G Shah Mr. Babloo R Mahapure

Age 38 30 42 9 26 29 35 36 25

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 218268 224983 211350 229966 225945 225325 221652 220661 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandru B Bhagtani


124-135,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Amit C Bhagtani Ms. Heena C Bhagtani Jeevan Vriddhi Age 26 20 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 226594 Yield 8.33 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.32 % 20.6% 10.49 % 10.53 % 30.9% 12.05 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.84 % 80 CCE Saving @ 30.9% 12.33 % 12.36 % 80 CCE Saving @ 10.3% 9.49 % 9.52 %

Sr. No. Name 1 2 Mast Amit C Bhagtani Ms. Heena C Bhagtani

Age 26 20

Premium 100000 100000

Total 101545 101545

Maturity 225945 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ghanshyam Bhagchandani


16-2,Old Barrack, Opp Municipal Hosp, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ghanshyam Bhagchandan Mrs. Kanchan Bhagchandani Mast Harish Bhagchandani Mast Sunny Bhagchandani Jeevan Vriddhi Age 44 43 21 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 209027 226466 227115 Yield 7.35 % 7.49 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.35 % 9.31 % 9.34 % 20.6% 9.26 % 9.43 % 10.52 % 10.55 % 30.9% 10.64 % 10.84 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 7.49 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.95 % 10.84 % 10.87 % 80 CCE Saving @ 30.9% 11.32 % 11.46 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 8.50 % 8.64 % 9.52 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Ghanshyam Bhagchandan Mrs. Kanchan Bhagchandani Mast Harish Bhagchandani Mast Sunny Bhagchandani

Age 44 43 21 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 209027 226466 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chander J Bhojwani


Barrack No 554/14, Ulhasnagar, Pin:421002

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Anita C Bhojwani Ms. Anju C Bhojwani Mast Rakesh C Bhojwani Jeevan Vriddhi Age 35 29 28 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 225325 225592 Yield 8.12 % 8.30 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.25 % 9.26 % 20.6% 10.23 % 10.45 % 10.47 % 30.9% 11.75 % 12.01 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.30 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.78 % 10.79 % 80 CCE Saving @ 30.9% 12.11 % 12.30 % 12.31 % 80 CCE Saving @ 10.3% 9.28 % 9.46 % 9.47 %

Sr. No. Name 1 2 3 Ms. Anita C Bhojwani Ms. Anju C Bhojwani Mast Rakesh C Bhojwani

Age 35 29 28

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 225325 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kundan Singh Bisht


B-27 3rd Flr,Purnima Bldg, Pt. D.D.Uphadiya Road, Bheem Sandesh CHS, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Ranjitsingh K Bisht Mr. Surjitsingh K Bisht Mr. Daljitsingh K Bisht Mast Neeraj R Bisht Mrs. Asha Ranjit Singh Mrs. Dipti D Bisht Mast Akshat R Bisht Mrs. Neha Surjitsingh Bish Jeevan Vriddhi Age 41 35 38 15 39 33 12 26 Premium 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 213378 221652 218268 227584 216826 223291 228517 225945 Yield 7.71 % 8.12 % 7.95 % 8.40 % 7.88 % 8.20 % 8.45 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.05 % 8.86 % 9.36 % 8.78 % 9.14 % 9.42 % 9.29 % 20.6% 9.71 % 10.23 % 10.01 % 10.58 % 9.92 % 10.33 % 10.64 % 10.49 % 30.9% 11.16 % 11.75 % 11.51 % 12.16 % 11.40 % 11.87 % 12.23 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.71 % 8.12 % 7.95 % 8.40 % 7.88 % 8.20 % 8.45 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.60 % 10.43 % 10.89 % 10.36 % 10.68 % 10.94 % 10.81 % 80 CCE Saving @ 30.9% 11.69 % 12.11 % 11.94 % 12.41 % 11.87 % 12.20 % 12.46 % 12.33 % 80 CCE Saving @ 10.3% 8.87 % 9.28 % 9.11 % 9.57 % 9.04 % 9.36 % 9.62 % 9.49 %

Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Ranjitsingh K Bisht Mr. Surjitsingh K Bisht Mr. Daljitsingh K Bisht Mast Neeraj R Bisht Mrs. Asha Ranjit Singh Mrs. Dipti D Bisht Mast Akshat R Bisht Mrs. Neha Surjitsingh Bish

Age 41 35 38 15 39 33 12 26

Premium 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 213378 221652 218268 227584 216826 223291 228517 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Lajwanti M Besant


3/23,Agarkar Nagar, Above Gadia Clinic, Near Hotel Ashirwad, Pune-1

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Renu M Besant Ms. Lavina M Besant Jeevan Vriddhi Age 36 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 223291 Yield 8.07 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.14 % 20.6% 10.16 % 10.33 % 30.9% 11.68 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.68 % 80 CCE Saving @ 30.9% 12.06 % 12.20 % 80 CCE Saving @ 10.3% 9.23 % 9.36 %

Sr. No. Name 1 2 Ms. Renu M Besant Ms. Lavina M Besant

Age 36 33

Premium 100000 100000

Total 101545 101545

Maturity 220661 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunder A Bhatia


Behind Blk 120/Tg 51, 1st Flr,Hindustan Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Madhu S Bhatia Mast Deepak S Bhatia Ms. Hema S Bhatia Mr. Mukesh S Bhatia Jeevan Vriddhi Age 47 30 29 24 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 224983 225325 226171 Yield 6.82 % 8.28 % 8.30 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.23 % 9.25 % 9.30 % 20.6% 8.59 % 10.43 % 10.45 % 10.50 % 30.9% 9.87 % 11.98 % 12.01 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 8.28 % 8.30 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.76 % 10.78 % 10.82 % 80 CCE Saving @ 30.9% 10.76 % 12.28 % 12.30 % 12.34 % 80 CCE Saving @ 10.3% 7.97 % 9.44 % 9.46 % 9.50 %

Sr. No. Name 1 2 3 4 Mrs. Madhu S Bhatia Mast Deepak S Bhatia Ms. Hema S Bhatia Mr. Mukesh S Bhatia

Age 47 30 29 24

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 224983 225325 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Neelkant R Sharma


Barrack No 535 Room No 8, Bh Jai Shanker Icecream, Near Siru Chowk, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Neelkant R Sharma Mrs. Sandhiya N Sharma Kr. Karan N B/Sharma Jeevan Vriddhi Age 48 43 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 209027 226171 Yield 6.60 % 7.49 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.35 % 9.30 % 20.6% 8.31 % 9.43 % 10.50 % 30.9% 9.55 % 10.84 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.49 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.95 % 10.82 % 80 CCE Saving @ 30.9% 10.54 % 11.46 % 12.34 % 80 CCE Saving @ 10.3% 7.74 % 8.64 % 9.50 %

Sr. No. Name 1 2 3 Mr. Neelkant R Sharma Mrs. Sandhiya N Sharma Kr. Karan N B/Sharma

Age 48 43 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 209027 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh P Bathija


202, Tulip Bldg, Rachna Garden, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kumar P Bhatija Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Kumar P Bhatija

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandrakant A Bhatia


6/1,Old Barrack, Near Jai Bharat School, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chandrakant A Bhatia Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Chandrakant A Bhatia

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Atul N.Bhadalia


"Jayesh Niwas', Sardar Nagar Society, Street-1,Nr.Patel Boardi-, Ng Mavdi Road,Rajkot, Pin:360004 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Atul N.Bhadalia Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Atul N.Bhadalia

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal Bhatia


Shop No.76, Jhulelal Marg, Near Mulund Darshan, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamal Bhatia Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Kamal Bhatia

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay A Bhathija


Flat 503, 5th Flr, Karuna Apartment, Near New Tel Exchange, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vijay A Bhathija Mrs. Palak Vijay Bhathija Jeevan Vriddhi Age 36 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 223963 Yield 8.07 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.18 % 20.6% 10.16 % 10.37 % 30.9% 11.68 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.71 % 80 CCE Saving @ 30.9% 12.06 % 12.23 % 80 CCE Saving @ 10.3% 9.23 % 9.39 %

Sr. No. Name 1 2 Mr. Vijay A Bhathija Mrs. Palak Vijay Bhathija

Age 36 32

Premium 100000 100000

Total 101545 101545

Maturity 220661 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh Kumar Bajaj


B-701, Gokul Concorde, Surya Village, Western Express Highway, Kandivali (E), Pin:400101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Chetan N Bajaj Ms. Disha N Bajaj Mr. Chetan Bajaj(Canceal) Jeevan Vriddhi Age 26 21 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225945 226466 225945 Yield 8.33 % 8.35 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.31 % 9.29 % 20.6% 10.49 % 10.52 % 10.49 % 30.9% 12.05 % 12.08 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.33 % 8.35 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.84 % 10.81 % 80 CCE Saving @ 30.9% 12.33 % 12.35 % 12.33 % 80 CCE Saving @ 10.3% 9.49 % 9.52 % 9.49 %

Sr. No. Name 1 2 3 Mr. Chetan N Bajaj Ms. Disha N Bajaj Mr. Chetan Bajaj(Canceal)

Age 26 21 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225945 226466 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. L.Baskaran
G1,G2.'Saujanya', 16th Road, Khar[W], Pin:400052

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sumati Bhaskaran Mast Pranav Bhaskaran Mast Suraj Bhaskaran Jeevan Vriddhi Age 47 23 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 226263 226918 Yield 6.82 % 8.34 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.30 % 9.33 % 20.6% 8.59 % 10.50 % 10.54 % 30.9% 9.87 % 12.07 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.34 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.83 % 10.86 % 80 CCE Saving @ 30.9% 10.76 % 12.34 % 12.38 % 80 CCE Saving @ 10.3% 7.97 % 9.51 % 9.54 %

Sr. No. Name 1 2 3 Mrs. Sumati Bhaskaran Mast Pranav Bhaskaran Mast Suraj Bhaskaran

Age 47 23 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 226263 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ganshyam Bhagtani


Old Barrack No.5-5, Bhnd.Jai Bharat School, Mulund Colony, Mulund West,, Mumbai, Pin:400082 Dear Gani, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mrs. Anita G Bhagtani Mr. Hitesh G Bhagtani Ms. Deepika G Bhagtani Mr. Vijay B Bhagtani(E Mrs. Pooja V Bhagtani Mast Jayesh V Bhagtani Mast Harshit V Bhagtani Jeevan Vriddhi Age 45 25 20 48 41 21 17 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 203396 226066 226594 192347 213378 226466 227115 Yield 7.19 % 8.33 % 8.36 % 6.60 % 7.71 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.29 % 9.32 % 7.36 % 8.60 % 9.31 % 9.34 % 20.6% 9.06 % 10.49 % 10.53 % 8.31 % 9.71 % 10.52 % 10.55 % 30.9% 10.41 % 12.05 % 12.10 % 9.55 % 11.16 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 8.33 % 8.36 % 6.60 % 7.71 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.82 % 10.84 % 9.04 % 10.18 % 10.84 % 10.87 % 80 CCE Saving @ 30.9% 11.15 % 12.34 % 12.36 % 10.54 % 11.69 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 8.35 % 9.50 % 9.52 % 7.74 % 8.87 % 9.52 % 9.55 %

Sr. No. Name 1 2 3 4 5 6 7 Mrs. Anita G Bhagtani Mr. Hitesh G Bhagtani Ms. Deepika G Bhagtani Mr. Vijay B Bhagtani(E Mrs. Pooja V Bhagtani Mast Jayesh V Bhagtani Mast Harshit V Bhagtani

Age 45 25 20 48 41 21 17

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 203396 226066 226594 192347 213378 226466 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish S Bellara


37/5, Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manish S Bellara Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Mr. Manish S Bellara

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Palwinder Boparai


C-402, 4th Flr, Silver Birch, Vasant Garden, Mulund (W), Mumbai, Mumbai, Pin:400080 Respected Pappu Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mrs. Ranjeetkaur P Boparai Ms. Simmy P Boparai Mr. Kanwardeep Singh Deo Mrs. Jabanjeet N Boparai Mr. Navjeetsingh Boparai Mrs. Jobanjeetkaur Boparai Jeevan Vriddhi Age 50 24 47 27 26 27 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 183344 226171 196379 225789 225945 225789 Yield 6.09 % 8.34 % 6.82 % 8.32 % 8.33 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.30 % 7.60 % 9.28 % 9.29 % 9.28 % 20.6% 7.67 % 10.50 % 8.59 % 10.48 % 10.49 % 10.48 % 30.9% 8.81 % 12.07 % 9.87 % 12.04 % 12.05 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 8.34 % 6.82 % 8.32 % 8.33 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.82 % 9.27 % 10.80 % 10.81 % 10.80 % 80 CCE Saving @ 30.9% 10.01 % 12.34 % 10.76 % 12.32 % 12.33 % 12.32 % 80 CCE Saving @ 10.3% 7.23 % 9.50 % 7.97 % 9.48 % 9.49 % 9.48 %

Sr. No. Name 1 2 3 4 5 6 Mrs. Ranjeetkaur P Boparai Ms. Simmy P Boparai Mr. Kanwardeep Singh Deo Mrs. Jabanjeet N Boparai Mr. Navjeetsingh Boparai Mrs. Jobanjeetkaur Boparai

Age 50 24 47 27 26 27

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 183344 226171 196379 225789 225945 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Swarupchand Bhansali


C/0 Ronak Dresses, 121 Jogani Ind Estate, Tulsi Pipe Road, Dadar West.Mumbai, Pin:400028 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Atul S Bhansali Mr. Shailesh Bhansali Mr. Dilip Bhansali Mast Harshil S Bhansali Mrs. Vipula S Bhansali Mrs. Vandna D Bhansali Mrs. Forum Atul Bhansali Jeevan Vriddhi Age 30 36 32 14 36 32 29 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 224983 220661 223963 227851 220661 223963 225325 Yield 8.28 % 8.07 % 8.23 % 8.42 % 8.07 % 8.23 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.00 % 9.18 % 9.39 % 9.00 % 9.18 % 9.25 % 20.6% 10.43 % 10.16 % 10.37 % 10.60 % 10.16 % 10.37 % 10.45 % 30.9% 11.98 % 11.68 % 11.91 % 12.19 % 11.68 % 11.91 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.28 % 8.07 % 8.23 % 8.42 % 8.07 % 8.23 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.55 % 10.71 % 10.90 % 10.55 % 10.71 % 10.78 % 80 CCE Saving @ 30.9% 12.28 % 12.06 % 12.23 % 12.42 % 12.06 % 12.23 % 12.30 % 80 CCE Saving @ 10.3% 9.44 % 9.23 % 9.39 % 9.58 % 9.23 % 9.39 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Atul S Bhansali Mr. Shailesh Bhansali Mr. Dilip Bhansali Mast Harshil S Bhansali Mrs. Vipula S Bhansali Mrs. Vandna D Bhansali Mrs. Forum Atul Bhansali

Age 30 36 32 14 36 32 29

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 224983 220661 223963 227851 220661 223963 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep Baxani


C/o Prasanti S.L., Calle Ribera, Casa- P, Local-9, Puerto Bonus, Nueva Andalucia, Spain

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Pradeep Baxani Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Pradeep Baxani

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Rekha Bhutada


Bhutada Policlininc, Blue Shop Building, Residency Road,sadar, Nagpur, Pin:440001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Dr. Rekha Bhutada Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Dr. Rekha Bhutada

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh Bhanushali


, C/o paresh thakkar

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Suresh Bhanushali Mrs. Madhuri S Bhanushali Mast Suraj S Bhanushali Jeevan Vriddhi Age 42 36 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 220661 227584 Yield 7.61 % 8.07 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.00 % 9.36 % 20.6% 9.58 % 10.16 % 10.58 % 30.9% 11.01 % 11.68 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 8.07 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.55 % 10.89 % 80 CCE Saving @ 30.9% 11.58 % 12.06 % 12.41 % 80 CCE Saving @ 10.3% 8.76 % 9.23 % 9.57 %

Sr. No. Name 1 2 3 Mr. Suresh Bhanushali Mrs. Madhuri S Bhanushali Mast Suraj S Bhanushali

Age 42 36 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 220661 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naveen S Bangera


A-9, 2nd FlrPrerna CHS, Behind Dena Bank,Sector 4, Shree Nagar, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Naveen S Bangera Mrs. Chanderkala N Bangera Mast Pranava N Bangera Jeevan Vriddhi Age 45 41 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 213378 229966 Yield 7.19 % 7.71 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.60 % 9.50 % 20.6% 9.06 % 9.71 % 10.73 % 30.9% 10.41 % 11.16 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 7.71 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.18 % 11.01 % 80 CCE Saving @ 30.9% 11.15 % 11.69 % 12.53 % 80 CCE Saving @ 10.3% 8.35 % 8.87 % 9.68 %

Sr. No. Name 1 2 3 Mr. Naveen S Bangera Mrs. Chanderkala N Bangera Mast Pranava N Bangera

Age 45 41 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 213378 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh G Bajpayee


Room No.1, Renu chawl, Jakhin Compound, Maharastra Nagar, Bhandup, Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suresh G Bajpayee Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Suresh G Bajpayee

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sachin D Bane


T.g.63, Hindustan Chowk, Hanuman Mandir Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sachin D Bane Mrs. Shruti S Bane Jeevan Vriddhi Age 34 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 225592 Yield 8.16 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.26 % 20.6% 10.28 % 10.47 % 30.9% 11.81 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.79 % 80 CCE Saving @ 30.9% 12.16 % 12.31 % 80 CCE Saving @ 10.3% 9.32 % 9.47 %

Sr. No. Name 1 2 Mr. Sachin D Bane Mrs. Shruti S Bane

Age 34 28

Premium 100000 100000

Total 101545 101545

Maturity 222526 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kanaya A Bhagchandani


Sunder Silk Emporium, 14, Mohatta Market, Palton Road, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Gobind K Bhagchandani Mr. Jaikumar Bhagchandani Mrs. Kashish Bhagchandani Ms. Simran Vishal Chabria Mast Dhruv G. Bhagchandani Jeevan Vriddhi Age 36 25 29 33 9 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 220661 226066 225325 223291 229676 Yield 8.07 % 8.33 % 8.30 % 8.20 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.29 % 9.25 % 9.14 % 9.48 % 20.6% 10.16 % 10.49 % 10.45 % 10.33 % 10.71 % 30.9% 11.68 % 12.05 % 12.01 % 11.87 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.07 % 8.33 % 8.30 % 8.20 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.82 % 10.78 % 10.68 % 10.99 % 80 CCE Saving @ 30.9% 12.06 % 12.34 % 12.30 % 12.20 % 12.51 % 80 CCE Saving @ 10.3% 9.23 % 9.50 % 9.46 % 9.36 % 9.67 %

Sr. No. Name 1 2 3 4 5 Mr. Gobind K Bhagchandani Mr. Jaikumar Bhagchandani Mrs. Kashish Bhagchandani Ms. Simran Vishal Chabria Mast Dhruv G. Bhagchandani

Age 36 25 29 33 9

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 220661 226066 225325 223291 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Santosh S Bijlani


Dewabhai Kr Wadi Ke Pas, Dhundhiya Wadi, Palanpur, Gujrat, Pin:385001 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Santosh S Bijlani Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Ms. Santosh S Bijlani

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. M.D.Bulani
B-401, Evershine Grandeur, Mind Space, Near Tangent, Behind In Orbit Mall, Malad(West) Mumbai, Pin:400064 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Pankaj M Bulani Mrs. Prabeeti P Bulani Mr. Madhur M Bulani Mrs. Shewta Madhdur Bulani Jeevan Vriddhi Age 37 36 33 32 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 219537 220661 223291 223963 Yield 8.02 % 8.07 % 8.20 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.00 % 9.14 % 9.18 % 20.6% 10.10 % 10.16 % 10.33 % 10.37 % 30.9% 11.61 % 11.68 % 11.87 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.02 % 8.07 % 8.20 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.55 % 10.68 % 10.71 % 80 CCE Saving @ 30.9% 12.01 % 12.06 % 12.20 % 12.23 % 80 CCE Saving @ 10.3% 9.18 % 9.23 % 9.36 % 9.39 %

Sr. No. Name 1 2 3 4 Mr. Pankaj M Bulani Mrs. Prabeeti P Bulani Mr. Madhur M Bulani Mrs. Shewta Madhdur Bulani

Age 37 36 33 32

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 219537 220661 223291 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore L Batra


Eden 11/b, 303, Hiranandani Gardents, Powai, Mumbai, Pin:400076 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kishore L Batra Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Kishore L Batra

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

B.K.Security Services

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rinkesh Arvind Dand Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Rinkesh Arvind Dand

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhagwan Buxani


403, Sterrling house, Concert Street, Next.Colche School, Pune Camp, Pune

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ravi B Buxani Mr. Bharat Buxani Jeevan Vriddhi Age 32 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225592 Yield 8.23 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.26 % 20.6% 10.37 % 10.47 % 30.9% 11.91 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.79 % 80 CCE Saving @ 30.9% 12.23 % 12.31 % 80 CCE Saving @ 10.3% 9.39 % 9.47 %

Sr. No. Name 1 2 Mr. Ravi B Buxani Mr. Bharat Buxani

Age 32 28

Premium 100000 100000

Total 101545 101545

Maturity 223963 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Sylvia R Bandarkar


A/10, Kajal Kiran, P.K.Road, Mulund West, Mumbai, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Sylvia R. Bandarkar Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Ms. Sylvia R. Bandarkar

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Srichand A Bachani


Bindya Apartment, Flat No. 102, Section 28, Ulhasnagar, Pin:421004

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dinesh S Bachani Ms. Geeta S Bachani Jeevan Vriddhi Age 31 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 225325 Yield 8.26 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.25 % 20.6% 10.40 % 10.45 % 30.9% 11.95 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.78 % 80 CCE Saving @ 30.9% 12.26 % 12.30 % 80 CCE Saving @ 10.3% 9.42 % 9.46 %

Sr. No. Name 1 2 Mr. Dinesh S Bachani Ms. Geeta S Bachani

Age 31 29

Premium 100000 100000

Total 101545 101545

Maturity 224531 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kavita R Bhatia


C/o.126-150, H/Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Divya R Bhatia Jeevan Vriddhi Age 19 Premium 100000 S.Tax 1545 Total 101545 Maturity 226744 Yield 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.32 % 20.6% 10.53 % 30.9% 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.85 % 80 CCE Saving @ 30.9% 12.37 % 80 CCE Saving @ 10.3% 9.53 %

Sr. No. Name 1 Ms. Divya R Bhatia

Age 19

Premium 100000

Total 101545

Maturity 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

B.K.Security Services

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rinkesh Arvind Dand Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Rinkesh Arvind Dand

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Niraj Bhatt


80/1 Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Niraj Bhatt Ms. Ranjana Bhatt Mrs. Pankhti N Bhatt Mast Aansh N Bhatt Jeevan Vriddhi Age 37 28 32 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 219537 225592 223963 229334 Yield 8.02 % 8.31 % 8.23 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.26 % 9.18 % 9.46 % 20.6% 10.10 % 10.47 % 10.37 % 10.69 % 30.9% 11.61 % 12.03 % 11.91 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.02 % 8.31 % 8.23 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.79 % 10.71 % 10.98 % 80 CCE Saving @ 30.9% 12.01 % 12.31 % 12.23 % 12.50 % 80 CCE Saving @ 10.3% 9.18 % 9.47 % 9.39 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Niraj Bhatt Ms. Ranjana Bhatt Mrs. Pankhti N Bhatt Mast Aansh N Bhatt

Age 37 28 32 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 219537 225592 223963 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chanderlal H Bagwani


C/o. G Topani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Chanderlal H Bagwani Mrs. Jyoti C Baghwani Ms. Dipti C Bhagwani Jeevan Vriddhi Age 40 42 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 211350 229966 Yield 7.80 % 7.61 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.48 % 9.50 % 20.6% 9.82 % 9.58 % 10.73 % 30.9% 11.29 % 11.01 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 7.61 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.07 % 11.01 % 80 CCE Saving @ 30.9% 11.78 % 11.58 % 12.53 % 80 CCE Saving @ 10.3% 8.96 % 8.76 % 9.68 %

Sr. No. Name 1 2 3 Mr. Chanderlal H Bagwani Mrs. Jyoti C Baghwani Ms. Dipti C Bhagwani

Age 40 42 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 211350 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manjeet Singh Basan


66-5, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manjeet Singh Basan(E Mrs. Sarabjeet Kaur Bassan Jeevan Vriddhi Age 39 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 223291 Yield 7.88 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.14 % 20.6% 9.92 % 10.33 % 30.9% 11.40 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.68 % 80 CCE Saving @ 30.9% 11.87 % 12.20 % 80 CCE Saving @ 10.3% 9.04 % 9.36 %

Sr. No. Name 1 2 Mr. Manjeet Singh Basan(E Mrs. Sarabjeet Kaur Bassan

Age 39 33

Premium 100000 100000

Total 101545 101545

Maturity 216826 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dheeraj I Bachani


132-191, Back Side, Sahid Bhagat Singh Marg, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Dheeraj I Bachani Mast Pankaj I Bachani Jeevan Vriddhi Age 30 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 225789 Yield 8.28 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 20.6% 10.43 % 10.48 % 30.9% 11.98 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.48 %

Sr. No. Name 1 2 Mast Dheeraj I Bachani Mast Pankaj I Bachani

Age 30 27

Premium 100000 100000

Total 101545 101545

Maturity 224983 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandip H Behal


504, Beveiry Hills, Yogi Hills, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sandip H Behal Mrs. Sangeeta Behal Mast Drishik S Behal Jeevan Vriddhi Age 40 34 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 222526 229966 Yield 7.80 % 8.16 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.10 % 9.50 % 20.6% 9.82 % 10.28 % 10.73 % 30.9% 11.29 % 11.81 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.16 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.64 % 11.01 % 80 CCE Saving @ 30.9% 11.78 % 12.16 % 12.53 % 80 CCE Saving @ 10.3% 8.96 % 9.32 % 9.68 %

Sr. No. Name 1 2 3 Mr. Sandip H Behal Mrs. Sangeeta Behal Mast Drishik S Behal

Age 40 34 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 222526 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh R Bellara


Block No-49/4, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dinesh R Bellara Mrs. Priti R Bellara Jeevan Vriddhi Age 34 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 223291 Yield 8.16 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 20.6% 10.28 % 10.33 % 30.9% 11.81 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 80 CCE Saving @ 10.3% 9.32 % 9.36 %

Sr. No. Name 1 2 Mr. Dinesh R Bellara Mrs. Priti R Bellara

Age 34 33

Premium 100000 100000

Total 101545 101545

Maturity 222526 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh J Balani


Flat #12,Shiv Kripa,2nd Flr, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kamlesh J Balani Mrs. Sneha K Balani Jeevan Vriddhi Age 36 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 223291 Yield 8.07 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.14 % 20.6% 10.16 % 10.33 % 30.9% 11.68 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.68 % 80 CCE Saving @ 30.9% 12.06 % 12.20 % 80 CCE Saving @ 10.3% 9.23 % 9.36 %

Sr. No. Name 1 2 Mr. Kamlesh J Balani Mrs. Sneha K Balani

Age 36 33

Premium 100000 100000

Total 101545 101545

Maturity 220661 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Imran Badshah


Shop No:A-2, Gr Floor, Salman Collection, Motta Market, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Imran Badshah Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Imran Badshah

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip G Bhangale


Ravira Ever Green, 214, P.N Kothari Ind.est, L.B.S.Marg, Bhandup (W), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Dilip G Bhangale Mr.s Swati D Bhangale Mast Suyash D Bhangale Ms. Sayali D Bhangale Mr. Deepak Bhagale Smt. Kiran D Bhangale Jeevan Vriddhi Age 48 43 19 14 33 26 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 192347 209027 226744 227851 223291 225945 Yield 6.60 % 7.49 % 8.36 % 8.42 % 8.20 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.35 % 9.32 % 9.39 % 9.14 % 9.29 % 20.6% 8.31 % 9.43 % 10.53 % 10.60 % 10.33 % 10.49 % 30.9% 9.55 % 10.84 % 12.10 % 12.19 % 11.87 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 7.49 % 8.36 % 8.42 % 8.20 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.95 % 10.85 % 10.90 % 10.68 % 10.81 % 80 CCE Saving @ 30.9% 10.54 % 11.46 % 12.37 % 12.42 % 12.20 % 12.33 % 80 CCE Saving @ 10.3% 7.74 % 8.64 % 9.53 % 9.58 % 9.36 % 9.49 %

Sr. No. Name 1 2 3 4 5 6 Mr. Dilip G Bhangale Mr.s Swati D Bhangale Mast Suyash D Bhangale Ms. Sayali D Bhangale Mr. Deepak Bhagale Smt. Kiran D Bhangale

Age 48 43 19 14 33 26

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 192347 209027 226744 227851 223291 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Bhavna Bolakani


Flat No 1, Jai Laxmi Aprt, Nr Awadh Chowk, Ulhasnagar, Pin:421002

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Teena Raju Bolakani Jeevan Vriddhi Age 24 Premium 100000 S.Tax 1545 Total 101545 Maturity 226171 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Ms. Teena Raju Bolakani

Age 24

Premium 100000

Total 101545

Maturity 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nanik V Bhudwani


P Bhudhwani Bldg, R No. 3, Nr. Barrack No. 95, Shiv Mandir Road, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jai Nanik Bhudwani Mr. Kumar Nanik Bhudwani Mrs Diya J Budhwani Ms Krishi J Budhwani Jeevan Vriddhi Age 32 28 32 9 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 223963 225592 223963 229966 Yield 8.23 % 8.31 % 8.23 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.26 % 9.18 % 9.50 % 20.6% 10.37 % 10.47 % 10.37 % 10.73 % 30.9% 11.91 % 12.03 % 11.91 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.23 % 8.31 % 8.23 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.79 % 10.71 % 11.01 % 80 CCE Saving @ 30.9% 12.23 % 12.31 % 12.23 % 12.53 % 80 CCE Saving @ 10.3% 9.39 % 9.47 % 9.39 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Jai Nanik Bhudwani Mr. Kumar Nanik Bhudwani Mrs Diya J Budhwani Ms Krishi J Budhwani

Age 32 28 32 9

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 223963 225592 223963 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Bali Sohal


Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Bali Sohal Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Ms. Bali Sohal

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bajaj
Smile Infotech, 47, Munshi Estate, S.L.Road, Nr. Station, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Bajaj Mrs. Prerna Bajaj Jeevan Vriddhi Age 37 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 221652 Yield 8.02 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.05 % 20.6% 10.10 % 10.23 % 30.9% 11.61 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.60 % 80 CCE Saving @ 30.9% 12.01 % 12.11 % 80 CCE Saving @ 10.3% 9.18 % 9.28 %

Sr. No. Name 1 2 Mr. Bajaj Mrs. Prerna Bajaj

Age 37 35

Premium 100000 100000

Total 101545 101545

Maturity 219537 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rameshkumar Bangad


Gagangiri CHS, Bldg C-9, Room No 2, Sector 9, Kopar Khairane, Navi Mumbai, Pin:400709 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Rajkumari Bangad Mast Kulmit R Bangad Mast Dilpreet R Bangad Jeevan Vriddhi Age 46 16 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 227336 227584 Yield 7.02 % 8.39 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.35 % 9.36 % 20.6% 8.84 % 10.57 % 10.58 % 30.9% 10.16 % 12.14 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.39 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.88 % 10.89 % 80 CCE Saving @ 30.9% 10.97 % 12.40 % 12.41 % 80 CCE Saving @ 10.3% 8.17 % 9.56 % 9.57 %

Sr. No. Name 1 2 3 Mrs. Rajkumari Bangad Mast Kulmit R Bangad Mast Dilpreet R Bangad

Age 46 16 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 227336 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Baldevraj Bangad


Gagangiri CHS, C-13, Room No 2, Sector 9, Kopar Khairane, Navi Mumbai, Pin:400709 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Baldevraj Bangad Mrs. Gurbaksh B Bangad Mast Harpreet B Bangad Jeevan Vriddhi Age 43 44 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 206379 228147 Yield 7.49 % 7.35 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.19 % 9.40 % 20.6% 9.43 % 9.26 % 10.62 % 30.9% 10.84 % 10.64 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.35 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.81 % 10.92 % 80 CCE Saving @ 30.9% 11.46 % 11.32 % 12.44 % 80 CCE Saving @ 10.3% 8.64 % 8.50 % 9.60 %

Sr. No. Name 1 2 3 Mr. Baldevraj Bangad Mrs. Gurbaksh B Bangad Mast Harpreet B Bangad

Age 43 44 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 206379 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Deepa R Budhraj


19/6, Powai Chowk, Front Panchratan Mandir, Mulund Colony, Mulund west, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Deepa R Budhraj Mr. Tony R Budhraj Jeevan Vriddhi Age 24 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226171 226263 Yield 8.34 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.30 % 20.6% 10.50 % 10.50 % 30.9% 12.07 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.34 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.83 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 80 CCE Saving @ 10.3% 9.50 % 9.51 %

Sr. No. Name 1 2 Ms. Deepa R Budhraj Mr. Tony R Budhraj

Age 24 23

Premium 100000 100000

Total 101545 101545

Maturity 226171 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Varsha Baheti


10, 1st Flr, Mitra Nagar, Behind Akashwani, Aurangbad

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Varsha Baheti Mr. Raman Baheti Mast Rishabh R Baheti Jeevan Vriddhi Age 41 46 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 200064 227584 Yield 7.71 % 7.02 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 7.83 % 9.36 % 20.6% 9.71 % 8.84 % 10.58 % 30.9% 11.16 % 10.16 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 7.02 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 9.47 % 10.89 % 80 CCE Saving @ 30.9% 11.69 % 10.97 % 12.41 % 80 CCE Saving @ 10.3% 8.87 % 8.17 % 9.57 %

Sr. No. Name 1 2 3 Mrs. Varsha Baheti Mr. Raman Baheti Mast Rishabh R Baheti

Age 41 46 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 200064 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh G Bajpayee


Room No.1, Renu chawl, Jakhin Compound, Maharastra Nagar, Bhandup, Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suresh G Bajpayee Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Suresh G Bajpayee

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish S Bellara


37/5, Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manish S Bellara Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Mr. Manish S Bellara

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh M Bakhtiani


C/o. Patkar 88M, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Mahesh M Bakhtiani Mrs. Bharati M Bakhtiani Mr. Mahesh M Bakhtiani(HU Mrs. Bharati M Bakhtiani(H Mast Deepak M Bakhtiani Jeevan Vriddhi Age 48 45 48 45 18 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 192347 203396 192347 203396 226918 Yield 6.60 % 7.19 % 6.60 % 7.19 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.02 % 7.36 % 8.02 % 9.33 % 20.6% 8.31 % 9.06 % 8.31 % 9.06 % 10.54 % 30.9% 9.55 % 10.41 % 9.55 % 10.41 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 7.19 % 6.60 % 7.19 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.65 % 9.04 % 9.65 % 10.86 % 80 CCE Saving @ 30.9% 10.54 % 11.15 % 10.54 % 11.15 % 12.38 % 80 CCE Saving @ 10.3% 7.74 % 8.35 % 7.74 % 8.35 % 9.54 %

Sr. No. Name 1 2 3 4 5 Mr. Mahesh M Bakhtiani Mrs. Bharati M Bakhtiani Mr. Mahesh M Bakhtiani(HU Mrs. Bharati M Bakhtiani(H Mast Deepak M Bakhtiani

Age 48 45 48 45 18

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 192347 203396 192347 203396 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod Shyam Balani


A/24 Ekta Apt, L B S Marg, Mulund (west), Mumbai, Pin:400080 Dear Vinod Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vinod Shyam Balani Mrs. Muskan V Balani Jeevan Vriddhi Age 30 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 225592 Yield 8.28 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.26 % 20.6% 10.43 % 10.47 % 30.9% 11.98 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.79 % 80 CCE Saving @ 30.9% 12.28 % 12.31 % 80 CCE Saving @ 10.3% 9.44 % 9.47 %

Sr. No. Name 1 2 Mr. Vinod Shyam Balani Mrs. Muskan V Balani

Age 30 28

Premium 100000 100000

Total 101545 101545

Maturity 224983 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhondiram M Bansode


C-11, Manav Apartment, Chapekar Bandhu Rd, Opp ITI, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pawan D Bansode Ms. Payal D Bansode Jeevan Vriddhi Age 25 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 226466 Yield 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.31 % 20.6% 10.49 % 10.52 % 30.9% 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.84 % 80 CCE Saving @ 30.9% 12.34 % 12.35 % 80 CCE Saving @ 10.3% 9.50 % 9.52 %

Sr. No. Name 1 2 Mr. Pawan D Bansode Ms. Payal D Bansode

Age 25 21

Premium 100000 100000

Total 101545 101545

Maturity 226066 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hundal K Bhagchandani


A/11,karishma Co-op.hsg.soc., Link Road,off.yogi Nagar, Borivali (W), Mumbai, Mumbai, Pin:400091 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Manoj H Bhagchandani Harsha H Bhagchandani Jeevan Vriddhi Age 35 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 223963 Yield 8.12 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.18 % 20.6% 10.23 % 10.37 % 30.9% 11.75 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.71 % 80 CCE Saving @ 30.9% 12.11 % 12.23 % 80 CCE Saving @ 10.3% 9.28 % 9.39 %

Sr. No. Name 1 2 Manoj H Bhagchandani Harsha H Bhagchandani

Age 35 32

Premium 100000 100000

Total 101545 101545

Maturity 221652 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vilas R Bhagwan


Shirner Nagar,welfare Soc., Chawl No.6, Room No.14, Veer Mata Jijabai Bhosale Marg, Mankard Mumbai, Mumbai, Pin:400043 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vilas R Bhagwan Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Vilas R Bhagwan

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr Gulab Besant
A/502, Gloxina Green, Behind Express Garden, Pune, Pune, Pin:400011 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rishikesh G Besant Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Rishikesh G Besant

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayendrakumar Badole


A-1501, Eden Garden, Sector - 5, Karghar, Navimumbai, Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayendrakumar Badole Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Jayendrakumar Badole

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Poonam S Batra


Block No. 78/3, Malbar Hill Road, Mulund Colony, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Poonam S Batra Mr. Hitesh S Wadhwa Jeevan Vriddhi Age 43 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 226466 Yield 7.49 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.31 % 20.6% 9.43 % 10.52 % 30.9% 10.84 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.84 % 80 CCE Saving @ 30.9% 11.46 % 12.35 % 80 CCE Saving @ 10.3% 8.64 % 9.52 %

Sr. No. Name 1 2 Ms. Poonam S Batra Mr. Hitesh S Wadhwa

Age 43 21

Premium 100000 100000

Total 101545 101545

Maturity 209027 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arun Bansal


, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Arun Bansal Mrs. Archana A Bansal Mr. Ankit A Bansal Ms. Aaysushi A Bansal Jeevan Vriddhi Age 49 42 19 16 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 211350 226744 227336 Yield 6.35 % 7.61 % 8.36 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.48 % 9.32 % 9.35 % 20.6% 8.00 % 9.58 % 10.53 % 10.57 % 30.9% 9.19 % 11.01 % 12.10 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 7.61 % 8.36 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.07 % 10.85 % 10.88 % 80 CCE Saving @ 30.9% 10.28 % 11.58 % 12.37 % 12.40 % 80 CCE Saving @ 10.3% 7.50 % 8.76 % 9.53 % 9.56 %

Sr. No. Name 1 2 3 4 Mr. Arun Bansal Mrs. Archana A Bansal Mr. Ankit A Bansal Ms. Aaysushi A Bansal

Age 49 42 19 16

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 211350 226744 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Neema Bisht


Bldg. No. 19/B, Flat No. 401, Powai Vihar, Mumbai, Pin:400076 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Neema Bisht Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Ms. Neema Bisht

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suraj Behal


Flat No. 2, Mohan Blgd., Nandanvan CHSL, Lousiswadi, Thane (W), Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Shital S Behal Ms. Sakshi S Behal Jeevan Vriddhi Age 45 12 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 203396 228517 Yield 7.19 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.42 % 20.6% 9.06 % 10.64 % 30.9% 10.41 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.19 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.94 % 80 CCE Saving @ 30.9% 11.15 % 12.46 % 80 CCE Saving @ 10.3% 8.35 % 9.62 %

Sr. No. Name 1 2 Mrs. Shital S Behal Ms. Sakshi S Behal

Age 45 12

Premium 100000 100000

Total 101545 101545

Maturity 203396 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunder Basant


9,Paradise Building 1034, New Nana Peth Padamji Gate, Pune, Pin:411002

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hitesh S Basant Ms. Jaya S Basant Jeevan Vriddhi Age 25 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 223291 Yield 8.33 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.14 % 20.6% 10.49 % 10.33 % 30.9% 12.05 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.68 % 80 CCE Saving @ 30.9% 12.34 % 12.20 % 80 CCE Saving @ 10.3% 9.50 % 9.36 %

Sr. No. Name 1 2 Mr. Hitesh S Basant Ms. Jaya S Basant

Age 25 33

Premium 100000 100000

Total 101545 101545

Maturity 226066 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Balu B Thange


Ujala Seva Committee, Gundawali,gaothan, Azad Road, Andheri (east), Mumbai, Pin:400069 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Balu B Thange Mrs. Jyoti B Thange Jeevan Vriddhi Age 31 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 226171 Yield 8.26 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.30 % 20.6% 10.40 % 10.50 % 30.9% 11.95 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.82 % 80 CCE Saving @ 30.9% 12.26 % 12.34 % 80 CCE Saving @ 10.3% 9.42 % 9.50 %

Sr. No. Name 1 2 Mr. Balu B Thange Mrs. Jyoti B Thange

Age 31 24

Premium 100000 100000

Total 101545 101545

Maturity 224531 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajay Bhatt


C-201, Houstan, Panvelkar Green City B, Cavin Road, Ambernath East, Thane, Pin:421501 Dear Ajay Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ajay Bhatt Mrs. Varsha Ajay Bhatt Jeevan Vriddhi Age 33 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225945 Yield 8.20 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.29 % 20.6% 10.33 % 10.49 % 30.9% 11.87 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.81 % 80 CCE Saving @ 30.9% 12.20 % 12.33 % 80 CCE Saving @ 10.3% 9.36 % 9.49 %

Sr. No. Name 1 2 Mr. Ajay Bhatt Mrs. Varsha Ajay Bhatt

Age 33 26

Premium 100000 100000

Total 101545 101545

Maturity 223291 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep Baxani


C/o Prasanti S.L., Calle Ribera, Casa- P, Local-9, Puerto Bonus, Nueva Andalucia, Spain

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Pradeep Baxani Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Pradeep Baxani

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rachna K Bhatia


68-2,behind Police Chowky, Hindustan Chowk,mulund, Cilony, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Rachna K Bhatia Rashmi K Bhatia Harsha K Bhatia Jeevan Vriddhi Age 44 22 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 226356 227584 Yield 7.35 % 8.35 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.31 % 9.36 % 20.6% 9.26 % 10.52 % 10.58 % 30.9% 10.64 % 12.08 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.35 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.83 % 10.89 % 80 CCE Saving @ 30.9% 11.32 % 12.35 % 12.41 % 80 CCE Saving @ 10.3% 8.50 % 9.51 % 9.57 %

Sr. No. Name 1 2 3 Mrs. Rachna K Bhatia Rashmi K Bhatia Harsha K Bhatia

Age 44 22 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 226356 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sushila Bhagoji Bhonkar


71,akshar Mahal Plot No 348, Telang Road No-1,matunga, C.R. Mumbai, Mumbai, Pin:400019 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Sushila Bhagoji Bhonk Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mrs. Sushila Bhagoji Bhonk

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitin Bodke


615, Swastik Disha Corp Park, Opp Shreeyas Cinema, Ghatkopar West, Mumbai, Pin:400086 Dear Nitin Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nitin Bodke Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Nitin Bodke

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Kavita Bhambhani


45-5, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Vinod Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Kavita Bhambhani Mr. Vinod H Bhambhani Jeevan Vriddhi Age 39 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 221652 Yield 7.88 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.05 % 20.6% 9.92 % 10.23 % 30.9% 11.40 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.60 % 80 CCE Saving @ 30.9% 11.87 % 12.11 % 80 CCE Saving @ 10.3% 9.04 % 9.28 %

Sr. No. Name 1 2 Ms. Kavita Bhambhani Mr. Vinod H Bhambhani

Age 39 35

Premium 100000 100000

Total 101545 101545

Maturity 216826 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Bhavana Gurbani


Flat No A-602,6th Flr, Lok Angan,Mulund Colony, Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Bhavana Gurbani Kum. Ram Gurbani Jeevan Vriddhi Age 34 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 223291 Yield 8.16 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 20.6% 10.28 % 10.33 % 30.9% 11.81 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 80 CCE Saving @ 10.3% 9.32 % 9.36 %

Sr. No. Name 1 2 Mrs. Bhavana Gurbani Kum. Ram Gurbani

Age 34 33

Premium 100000 100000

Total 101545 101545

Maturity 222526 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal Bhatia


Shop No.76, Jhulelal Marg, Near Mulund Darshan, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamal Bhatia Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Kamal Bhatia

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Atul N.Bhadalia


"Jayesh Niwas', Sardar Nagar Society, Street-1,Nr.Patel Boardi-, Ng Mavdi Road,Rajkot, Pin:360004 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Atul N.Bhadalia Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Atul N.Bhadalia

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar Vasu Bhatia


Block No.143-272, Netaji Road, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajkumar Vashu Bhatia Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Rajkumar Vashu Bhatia

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vithal M Bhalerao


Shop No-81,J.A.Enterprise, Behind Nand Kanhaiya Jewe, Main Market, Mulund Colony, Mulund(W), Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vithal M Bhalerao Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Vithal M Bhalerao

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh M Bhinde


A-13, 203 Veena Nagar, LBS Marg, Mulund West, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Yogesh M Bhinde Ms. Anjali M Bhinde Mrs. Pareeta Y Bhinde Jeevan Vriddhi Age 36 32 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 223963 225789 Yield 8.07 % 8.23 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.18 % 9.28 % 20.6% 10.16 % 10.37 % 10.48 % 30.9% 11.68 % 11.91 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.23 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.71 % 10.80 % 80 CCE Saving @ 30.9% 12.06 % 12.23 % 12.32 % 80 CCE Saving @ 10.3% 9.23 % 9.39 % 9.48 %

Sr. No. Name 1 2 3 Mr. Yogesh M Bhinde Ms. Anjali M Bhinde Mrs. Pareeta Y Bhinde

Age 36 32 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 223963 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok A Bhatia


Heena Villa, 124/138 Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Priya Ashok Bhatia Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mrs. Priya Ashok Bhatia

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajay Nand Badlani


R S Corporation, Elephanta Bdlg, Dimond Market, Nr Mata Ka Mandir, Malad East, Mumbai, Pin:400097 Dear Ajay Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ajay Nand Badlani Mrs. Karishma A Badlani Jeevan Vriddhi Age 35 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 223291 Yield 8.12 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.14 % 20.6% 10.23 % 10.33 % 30.9% 11.75 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.68 % 80 CCE Saving @ 30.9% 12.11 % 12.20 % 80 CCE Saving @ 10.3% 9.28 % 9.36 %

Sr. No. Name 1 2 Mr. Ajay Nand Badlani Mrs. Karishma A Badlani

Age 35 33

Premium 100000 100000

Total 101545 101545

Maturity 221652 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitesh Nand Badlani


R S Corporation, Elephanta Shopping Centre, Dimaond Market, Subhas Lane, Nr Mata Ka Mandir, Mumbai, Pin:400097 Dear Nitesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Nitesh Nand Badlani Mrs. Chandni N Badlani Mast Charan N Badlani Jeevan Vriddhi Age 38 35 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 221652 228917 Yield 7.95 % 8.12 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.05 % 9.44 % 20.6% 10.01 % 10.23 % 10.67 % 30.9% 11.51 % 11.75 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.12 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.60 % 10.96 % 80 CCE Saving @ 30.9% 11.94 % 12.11 % 12.48 % 80 CCE Saving @ 10.3% 9.11 % 9.28 % 9.63 %

Sr. No. Name 1 2 3 Mr. Nitesh Nand Badlani Mrs. Chandni N Badlani Mast Charan N Badlani

Age 38 35 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 221652 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Chandrashekhar Bhatia
E-4 Satnam Bldg, Nr. Sadhu Vaswani Statue, Ulhasnagar, Mumbai, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Chandrashekhar Bhatia Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Chandrashekhar Bhatia

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Pushpa C Bhatia

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Pushpa C Bhatia Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Pushpa C Bhatia

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Twinkle Ajit Badlani


24/2 Powai Chowk, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Twinkle, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Twinkle Ajit Badlani Mr. Hitesh Rattesar Jeevan Vriddhi Age 27 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 225789 Yield 8.32 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.28 % 20.6% 10.48 % 10.48 % 30.9% 12.04 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.80 % 80 CCE Saving @ 30.9% 12.32 % 12.32 % 80 CCE Saving @ 10.3% 9.48 % 9.48 %

Sr. No. Name 1 2 Ms. Twinkle Ajit Badlani Mr. Hitesh Rattesar

Age 27 27

Premium 100000 100000

Total 101545 101545

Maturity 225789 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandrakant Chellani


502,Green Park, Yogi Hill, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Chandrakant Chellani Mrs. Hema C Chellani Jeevan Vriddhi Age 49 45 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 203396 Yield 6.35 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.02 % 20.6% 8.00 % 9.06 % 30.9% 9.19 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.65 % 80 CCE Saving @ 30.9% 10.28 % 11.15 % 80 CCE Saving @ 10.3% 7.50 % 8.35 %

Sr. No. Name 1 2 Mr. Chandrakant Chellani Mrs. Hema C Chellani

Age 49 45

Premium 100000 100000

Total 101545 101545

Maturity 188019 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishin T Chapru


B-405 4th Flr, Palli Hill Apartment, Golmaidan, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Nisha K Chapuru Ms. Pinky K Chapru Jeevan Vriddhi Age 27 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226171 Yield 8.32 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.30 % 20.6% 10.48 % 10.50 % 30.9% 12.04 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.50 %

Sr. No. Name 1 2 Ms. Nisha K Chapuru Ms. Pinky K Chapru

Age 27 24

Premium 100000 100000

Total 101545 101545

Maturity 225789 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hari J Chhablani


262 Rest Camp Road, Chablani Niwas, Devlali Dist, Nasik, Pin:422401 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Kiran H Chhablani Ms. Hema H Chhablani Ms. Prerna H Chhablani Jeevan Vriddhi Age 32 27 23 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 225789 226263 Yield 8.23 % 8.32 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.28 % 9.30 % 20.6% 10.37 % 10.48 % 10.50 % 30.9% 11.91 % 12.04 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.32 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.80 % 10.83 % 80 CCE Saving @ 30.9% 12.23 % 12.32 % 12.34 % 80 CCE Saving @ 10.3% 9.39 % 9.48 % 9.51 %

Sr. No. Name 1 2 3 Ms. Kiran H Chhablani Ms. Hema H Chhablani Ms. Prerna H Chhablani

Age 32 27 23

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 225789 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Girish L Chelwani


104 A Pali Hill Apt, Golmaidan, Ulhasnagar, Pin:421001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Girish L Chelwani Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Girish L Chelwani

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Renu Kumar Chandnani


129/169 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Bhavna K Chandani Ms. Namrata K Chandani Jeevan Vriddhi Age 29 22 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 226356 Yield 8.30 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.31 % 20.6% 10.45 % 10.52 % 30.9% 12.01 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.83 % 80 CCE Saving @ 30.9% 12.30 % 12.35 % 80 CCE Saving @ 10.3% 9.46 % 9.51 %

Sr. No. Name 1 2 Ms. Bhavna K Chandani Ms. Namrata K Chandani

Age 29 22

Premium 100000 100000

Total 101545 101545

Maturity 225325 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hemant K Chang


Block No 57/3, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hemant K Chang Mrs. Nikita H Chang Ms. Palomi H Chang Jeevan Vriddhi Age 43 40 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 215191 228917 Yield 7.49 % 7.80 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.70 % 9.44 % 20.6% 9.43 % 9.82 % 10.67 % 30.9% 10.84 % 11.29 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.80 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.27 % 10.96 % 80 CCE Saving @ 30.9% 11.46 % 11.78 % 12.48 % 80 CCE Saving @ 10.3% 8.64 % 8.96 % 9.63 %

Sr. No. Name 1 2 3 Mr. Hemant K Chang Mrs. Nikita H Chang Ms. Palomi H Chang

Age 43 40 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 215191 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh M Chawla


Mohan Pride, Basil A-4 , Flat No. 1401, Vayalenagar, Khadakpa, Kalyan (W), Pin:421301 Dear Mukesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Mukesh M Chawla Mrs. Renu M Chawla Ms. Poonam M Chawla Ms. Simran M Chawla Mr. Kanya M Chawla Mrs. Manisha K Chawla Mast Vinayak K Chawla Jeevan Vriddhi Age 40 35 16 14 39 35 12 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 215191 221652 227336 227851 216826 221652 228517 Yield 7.80 % 8.12 % 8.39 % 8.42 % 7.88 % 8.12 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.05 % 9.35 % 9.39 % 8.78 % 9.05 % 9.42 % 20.6% 9.82 % 10.23 % 10.57 % 10.60 % 9.92 % 10.23 % 10.64 % 30.9% 11.29 % 11.75 % 12.14 % 12.19 % 11.40 % 11.75 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.80 % 8.12 % 8.39 % 8.42 % 7.88 % 8.12 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.60 % 10.88 % 10.90 % 10.36 % 10.60 % 10.94 % 80 CCE Saving @ 30.9% 11.78 % 12.11 % 12.40 % 12.42 % 11.87 % 12.11 % 12.46 % 80 CCE Saving @ 10.3% 8.96 % 9.28 % 9.56 % 9.58 % 9.04 % 9.28 % 9.62 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Mukesh M Chawla Mrs. Renu M Chawla Ms. Poonam M Chawla Ms. Simran M Chawla Mr. Kanya M Chawla Mrs. Manisha K Chawla Mast Vinayak K Chawla

Age 40 35 16 14 39 35 12

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 215191 221652 227336 227851 216826 221652 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh Karsan Chauhan


127/156 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 Mrs. Neelam S Chauhan Mr. Karan Kirti Chauhan Mr.. Vijay S Chauhan Mr. Prakash K Chauhan Mast Priyank P Chauhan Ms. Payal P Chauhan Ms. Vaishali Chauhan Ms. Deepika Chauhan Mrs. Kajal V Chauhan Mrs. Bhavna S Chauhan Mrs. Roopa P Chauhan Jeevan Vriddhi Age 47 25 36 45 13 13 32 28 35 35 43 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 196379 226066 220661 203396 228147 228147 223963 225592 221652 221652 209027 Yield 6.82 % 8.33 % 8.07 % 7.19 % 8.43 % 8.43 % 8.23 % 8.31 % 8.12 % 8.12 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.29 % 9.00 % 8.02 % 9.40 % 9.40 % 9.18 % 9.26 % 9.05 % 9.05 % 8.35 % 20.6% 8.59 % 10.49 % 10.16 % 9.06 % 10.62 % 10.62 % 10.37 % 10.47 % 10.23 % 10.23 % 9.43 % 30.9% 9.87 % 12.05 % 11.68 % 10.41 % 12.20 % 12.20 % 11.91 % 12.03 % 11.75 % 11.75 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 6.82 % 8.33 % 8.07 % 7.19 % 8.43 % 8.43 % 8.23 % 8.31 % 8.12 % 8.12 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.82 % 10.55 % 9.65 % 10.92 % 10.92 % 10.71 % 10.79 % 10.60 % 10.60 % 9.95 % 80 CCE Saving @ 30.9% 10.76 % 12.34 % 12.06 % 11.15 % 12.44 % 12.44 % 12.23 % 12.31 % 12.11 % 12.11 % 11.46 % 80 CCE Saving @ 10.3% 7.97 % 9.50 % 9.23 % 8.35 % 9.60 % 9.60 % 9.39 % 9.47 % 9.28 % 9.28 % 8.64 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 Mrs. Neelam S Chauhan Mr. Karan Kirti Chauhan Mr.. Vijay S Chauhan Mr. Prakash K Chauhan Mast Priyank P Chauhan Ms. Payal P Chauhan Ms. Vaishali Chauhan Ms. Deepika Chauhan Mrs. Kajal V Chauhan Mrs. Bhavna S Chauhan Mrs. Roopa P Chauhan

Age 47 25 36 45 13 13 32 28 35 35 43

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 196379 226066 220661 203396 228147 228147 223963 225592 221652 221652 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh M Chauhan


126/153,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Saroj H Chauhan Mast Kartik H Chauhan Ms. Khusboo H Chauhan Jeevan Vriddhi Age 43 26 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 225945 226171 Yield 7.49 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.29 % 9.30 % 20.6% 9.43 % 10.49 % 10.50 % 30.9% 10.84 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.81 % 10.82 % 80 CCE Saving @ 30.9% 11.46 % 12.33 % 12.34 % 80 CCE Saving @ 10.3% 8.64 % 9.49 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Saroj H Chauhan Mast Kartik H Chauhan Ms. Khusboo H Chauhan

Age 43 26 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 225945 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nikhil K Chande


Rm no.1, Savitri Bhawan, Goshala Road, Nr.Central Bank, Mulund(W).Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nikhil K Chande Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Nikhil K Chande

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar L Chelwani


104/A Pali Hill Apt, Golmaidan, Ulhasnagar, Pin:421201

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajkumar L Chelwani Mrs. Sarika R Chelwani Ms. Reema R Chelwani Ms. Simran R Chelwani Jeevan Vriddhi Age 45 39 12 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 216826 228517 228517 Yield 7.19 % 7.88 % 8.45 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.78 % 9.42 % 9.42 % 20.6% 9.06 % 9.92 % 10.64 % 10.64 % 30.9% 10.41 % 11.40 % 12.23 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.88 % 8.45 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.36 % 10.94 % 10.94 % 80 CCE Saving @ 30.9% 11.15 % 11.87 % 12.46 % 12.46 % 80 CCE Saving @ 10.3% 8.35 % 9.04 % 9.62 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Rajkumar L Chelwani Mrs. Sarika R Chelwani Ms. Reema R Chelwani Ms. Simran R Chelwani

Age 45 39 12 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 216826 228517 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahindra M Chauhan


Block No. 125,R.143-144, Mukta Niwas, Hindustan Chowk, Mulund Colony,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kiran M Chauhan Mr. Bharat M Chauhan Mr. Sachin M Chauhan Jeevan Vriddhi Age 49 26 31 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 225945 224531 Yield 6.35 % 8.33 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.29 % 9.21 % 20.6% 8.00 % 10.49 % 10.40 % 30.9% 9.19 % 12.05 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.33 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.81 % 10.74 % 80 CCE Saving @ 30.9% 10.28 % 12.33 % 12.26 % 80 CCE Saving @ 10.3% 7.50 % 9.49 % 9.42 %

Sr. No. Name 1 2 3 Mrs. Kiran M Chauhan Mr. Bharat M Chauhan Mr. Sachin M Chauhan

Age 49 26 31

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 225945 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sudamo S Chandwani


701/702, Orchid, Satguru Sadan, Chendni Koliwada, Thane (E), Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manish S Chandwani Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Manish S Chandwani

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil S Chopra


119-103,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Kr. Anish Anil Chopra(E Ms. Nikita A Chopra(E Mr. Rajendra O Junagade Jeevan Vriddhi Age 28 31 37 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225592 224531 219537 Yield 8.31 % 8.26 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.21 % 8.94 % 20.6% 10.47 % 10.40 % 10.10 % 30.9% 12.03 % 11.95 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.31 % 8.26 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.74 % 10.49 % 80 CCE Saving @ 30.9% 12.31 % 12.26 % 12.01 % 80 CCE Saving @ 10.3% 9.47 % 9.42 % 9.18 %

Sr. No. Name 1 2 3 Kr. Anish Anil Chopra(E Ms. Nikita A Chopra(E Mr. Rajendra O Junagade

Age 28 31 37

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225592 224531 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ishwar P Chotrani


17/A,5th Flr, Rishikesh, 4th Road, Khar, Mumbai, Pin:400052 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Kum. Dimple D Choitrani Kr. Dinesh D Choitrani Kum. Mala I Chotrani Mr. Jay I Chotrani Kum. Aarti Chotrani Kum. Arati D Choitrani Jeevan Vriddhi Age 32 23 35 33 29 29 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 223963 226263 221652 223291 225325 225325 Yield 8.23 % 8.34 % 8.12 % 8.20 % 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.30 % 9.05 % 9.14 % 9.25 % 9.25 % 20.6% 10.37 % 10.50 % 10.23 % 10.33 % 10.45 % 10.45 % 30.9% 11.91 % 12.07 % 11.75 % 11.87 % 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.23 % 8.34 % 8.12 % 8.20 % 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.83 % 10.60 % 10.68 % 10.78 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.34 % 12.11 % 12.20 % 12.30 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.51 % 9.28 % 9.36 % 9.46 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 Kum. Dimple D Choitrani Kr. Dinesh D Choitrani Kum. Mala I Chotrani Mr. Jay I Chotrani Kum. Aarti Chotrani Kum. Arati D Choitrani

Age 32 23 35 33 29 29

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 223963 226263 221652 223291 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishor M Chauhan


Flat No 10,Ambe Ashish, Malabar Hill Road, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rahul K Chauhan Mrs. Asmita K Chauhan Jeevan Vriddhi Age 25 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 206379 Yield 8.33 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 8.19 % 20.6% 10.49 % 9.26 % 30.9% 12.05 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 9.81 % 80 CCE Saving @ 30.9% 12.34 % 11.32 % 80 CCE Saving @ 10.3% 9.50 % 8.50 %

Sr. No. Name 1 2 Mr. Rahul K Chauhan Mrs. Asmita K Chauhan

Age 25 44

Premium 100000 100000

Total 101545 101545

Maturity 226066 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Karan S Chandwani


701/802, Orchid, Satguru Sadan, Chendni Koliwada, Thane (E), Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Karan S Chandwani Mrs. Megha K Chandwani Mast Mohit K Chandwani Ms. Nidhi K Chandwani Jeevan Vriddhi Age 35 35 12 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 221652 221652 228517 228917 Yield 8.12 % 8.12 % 8.45 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.05 % 9.42 % 9.44 % 20.6% 10.23 % 10.23 % 10.64 % 10.67 % 30.9% 11.75 % 11.75 % 12.23 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.12 % 8.12 % 8.45 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.60 % 10.94 % 10.96 % 80 CCE Saving @ 30.9% 12.11 % 12.11 % 12.46 % 12.48 % 80 CCE Saving @ 10.3% 9.28 % 9.28 % 9.62 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Karan S Chandwani Mrs. Megha K Chandwani Mast Mohit K Chandwani Ms. Nidhi K Chandwani

Age 35 35 12 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 221652 221652 228517 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil Narayan Chawla


Block No 129,Room No 167, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sunil Narayan Chawla Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Sunil Narayan Chawla

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaikishin T Chowdhry


A/4,204,2nd Floor, Woodstock Aprtment, Yogi Hills, Off B.R.Road, Mulund West,Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Jaikishin T Chowdhry Mrs. Vinita J Chowdhry Mast Mohit J Chowdhry Smt. Divya J Chowdhry Mr. Manoj P. Rohra Jeevan Vriddhi Age 43 40 16 18 42 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 209027 215191 227336 226918 211350 Yield 7.49 % 7.80 % 8.39 % 8.37 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.70 % 9.35 % 9.33 % 8.48 % 20.6% 9.43 % 9.82 % 10.57 % 10.54 % 9.58 % 30.9% 10.84 % 11.29 % 12.14 % 12.11 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.49 % 7.80 % 8.39 % 8.37 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.27 % 10.88 % 10.86 % 10.07 % 80 CCE Saving @ 30.9% 11.46 % 11.78 % 12.40 % 12.38 % 11.58 % 80 CCE Saving @ 10.3% 8.64 % 8.96 % 9.56 % 9.54 % 8.76 %

Sr. No. Name 1 2 3 4 5 Mr. Jaikishin T Chowdhry Mrs. Vinita J Chowdhry Mast Mohit J Chowdhry Smt. Divya J Chowdhry Mr. Manoj P. Rohra

Age 43 40 16 18 42

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 209027 215191 227336 226918 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hitesh D Chaniyara


2,Uma,Amrit Nagar, Vidya Nagar Society., Keshod-362220., Pin:362220

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Hitesh D Chaniyara Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Hitesh D Chaniyara

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay D.Chauhan


5,Kabir Chambers, Opp.Deluxe Cinema, Kuvadva Road, Rajkot, Pin:360003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijay D.Chauhan Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Vijay D.Chauhan

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj S Chandwani


C/o Sudamo Chandwani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manoj S Chandwani Mrs. Reha M Chandwani Mast Honey M Chandwani Jeevan Vriddhi Age 32 30 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 224983 229334 Yield 8.23 % 8.28 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.23 % 9.46 % 20.6% 10.37 % 10.43 % 10.69 % 30.9% 11.91 % 11.98 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.28 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.76 % 10.98 % 80 CCE Saving @ 30.9% 12.23 % 12.28 % 12.50 % 80 CCE Saving @ 10.3% 9.39 % 9.44 % 9.65 %

Sr. No. Name 1 2 3 Mr. Manoj S Chandwani Mrs. Reha M Chandwani Mast Honey M Chandwani

Age 32 30 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 224983 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilesh L. Chheda


L.I.C Branch No. 921, Gulestan Bldg, 1st Flr, Maharashi Dadichi Marg, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nilesh L. Chheda Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Nilesh L. Chheda

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahendra Chheda


210,Chintamani, Naigaon Cross Road, Dadar[E], Mumbai, Pin:400014 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mahendra Chheda Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Mahendra Chheda

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh T Chapru


Thakur Ladies Tailor, Shop No.58, Japani Bazar, Ulhasnagar, Pin:421002

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mahesh T Chapru Mrs. Rashmi M Chapru Ms. Pennaza M Chapru Mast Nikhil M Chapru Jeevan Vriddhi Age 50 40 19 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 215191 226744 227851 Yield 6.09 % 7.80 % 8.36 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.70 % 9.32 % 9.39 % 20.6% 7.67 % 9.82 % 10.53 % 10.60 % 30.9% 8.81 % 11.29 % 12.10 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 7.80 % 8.36 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.27 % 10.85 % 10.90 % 80 CCE Saving @ 30.9% 10.01 % 11.78 % 12.37 % 12.42 % 80 CCE Saving @ 10.3% 7.23 % 8.96 % 9.53 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Mahesh T Chapru Mrs. Rashmi M Chapru Ms. Pennaza M Chapru Mast Nikhil M Chapru

Age 50 40 19 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 215191 226744 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash J Chhablani


16, Savarkar Nagar, Satya Vinayak Society, Deolali, Pin:422401

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Bhavna P Chhablani Mast Bhavesh P Chhablani Jeevan Vriddhi Age 50 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 226466 Yield 6.09 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.31 % 20.6% 7.67 % 10.52 % 30.9% 8.81 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 9.52 %

Sr. No. Name 1 2 Mrs. Bhavna P Chhablani Mast Bhavesh P Chhablani

Age 50 21

Premium 100000 100000

Total 101545 101545

Maturity 183344 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan Chandwani


35/1, Powai Chowk, Near PMCB Bank, Mulund Colony,Mulund west, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jitendra M Chandwani Mr. Prakash M Chandwani Mrs. Kumudini J Chandwani Jeevan Vriddhi Age 33 31 32 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 224531 223963 Yield 8.20 % 8.26 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.21 % 9.18 % 20.6% 10.33 % 10.40 % 10.37 % 30.9% 11.87 % 11.95 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.26 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.74 % 10.71 % 80 CCE Saving @ 30.9% 12.20 % 12.26 % 12.23 % 80 CCE Saving @ 10.3% 9.36 % 9.42 % 9.39 %

Sr. No. Name 1 2 3 Mr. Jitendra M Chandwani Mr. Prakash M Chandwani Mrs. Kumudini J Chandwani

Age 33 31 32

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 224531 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak T Chheda


B-304 3rd Floor, Vaishali Tower, B.R.Road, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Deepak T Chheda Mrs. Purnima D Chheda Mast Viren D Chheda Jeevan Vriddhi Age 43 43 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 209027 227584 Yield 7.49 % 7.49 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.35 % 9.36 % 20.6% 9.43 % 9.43 % 10.58 % 30.9% 10.84 % 10.84 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.49 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.95 % 10.89 % 80 CCE Saving @ 30.9% 11.46 % 11.46 % 12.41 % 80 CCE Saving @ 10.3% 8.64 % 8.64 % 9.57 %

Sr. No. Name 1 2 3 Mr. Deepak T Chheda Mrs. Purnima D Chheda Mast Viren D Chheda

Age 43 43 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 209027 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harshad T Chedda


R.No.2, 1st Flr, Santoshi Bhavan, Bhatwadi Kishan Nagar 3, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Harshad T Chedda Mrs. Vaishali H Chheda Mrs. Sonali Harshad Chedda Mast Deep H Chedda Jeevan Vriddhi Age 41 33 27 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 223291 225789 228517 Yield 7.71 % 8.20 % 8.32 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.14 % 9.28 % 9.42 % 20.6% 9.71 % 10.33 % 10.48 % 10.64 % 30.9% 11.16 % 11.87 % 12.04 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 8.20 % 8.32 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.68 % 10.80 % 10.94 % 80 CCE Saving @ 30.9% 11.69 % 12.20 % 12.32 % 12.46 % 80 CCE Saving @ 10.3% 8.87 % 9.36 % 9.48 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Harshad T Chedda Mrs. Vaishali H Chheda Mrs. Sonali Harshad Chedda Mast Deep H Chedda

Age 41 33 27 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 223291 225789 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok Chhalwani


111/49, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Poonam A Chhalwani Mrs. Sarika A Chhalwani Ms. Deepa A Chhalwani Jeevan Vriddhi Age 30 34 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 222526 225945 Yield 8.28 % 8.16 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.10 % 9.29 % 20.6% 10.43 % 10.28 % 10.49 % 30.9% 11.98 % 11.81 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.16 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.64 % 10.81 % 80 CCE Saving @ 30.9% 12.28 % 12.16 % 12.33 % 80 CCE Saving @ 10.3% 9.44 % 9.32 % 9.49 %

Sr. No. Name 1 2 3 Mrs. Poonam A Chhalwani Mrs. Sarika A Chhalwani Ms. Deepa A Chhalwani

Age 30 34 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 222526 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Amit S Chawla


H.no.117-B, Kachhwa Road, Ram Nagar, Karnal, Haryana, Pin:132001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Amit S Chawla Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Amit S Chawla

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh R Chilliveri


H.no.234, Gayatri Nagar, Padma Nagar, Bhiwandi

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh R Chilliveri Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Rajesh R Chilliveri

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Roma V Chopra


Block No-111/50, Malbar Hill Rd Back Side, Mulund Colony,Mulund(W), Mumbai., Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Shivani V Chopra Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Ms. Shivani V Chopra

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Nandkumar S Chonkar


Ground Floor, Sumati, Behind Saraswat Co-op, Bank, Panch Rasta, Mulund (West), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Dr. Nandkumar S Chonkar Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Dr. Nandkumar S Chonkar

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Neha Chellani


D-116, Lok Angan, Mulund Colony, Mulund (west), Mumbai., Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Neha Chellani Mr. Haresh Chellani Mast Yash H. Chellani Jeevan Vriddhi Age 47 49 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 188019 226918 Yield 6.82 % 6.35 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.08 % 9.33 % 20.6% 8.59 % 8.00 % 10.54 % 30.9% 9.87 % 9.19 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 6.35 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 8.79 % 10.86 % 80 CCE Saving @ 30.9% 10.76 % 10.28 % 12.38 % 80 CCE Saving @ 10.3% 7.97 % 7.50 % 9.54 %

Sr. No. Name 1 2 3 Mrs. Neha Chellani Mr. Haresh Chellani Mast Yash H. Chellani

Age 47 49 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 188019 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Biren Chothani


B-103, 1st Floor, Vaishali Tower, B.r.road,Mulund(w), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Priti B. Chothani Mr. Foram Biren Jeevan Vriddhi Age 9 9 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 229966 229676 Yield 8.52 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.50 % 9.48 % 20.6% 10.73 % 10.71 % 30.9% 12.33 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.52 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 11.01 % 10.99 % 80 CCE Saving @ 30.9% 12.53 % 12.51 % 80 CCE Saving @ 10.3% 9.68 % 9.67 %

Sr. No. Name 1 2 Mrs. Priti B. Chothani Mr. Foram Biren

Age 9 9

Premium 100000 100000

Total 101545 101545

Maturity 229966 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Poonam V Chapru


36/6, Powai Chowk, Opp.Lok Aangan, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Poonam V Chapru Mast Nilesh V. Chapru Ms. Meena V Chapru Ms. Heena V Chapru Jeevan Vriddhi Age 49 24 27 26 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 226171 225789 225945 Yield 6.35 % 8.34 % 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.30 % 9.28 % 9.29 % 20.6% 8.00 % 10.50 % 10.48 % 10.49 % 30.9% 9.19 % 12.07 % 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.34 % 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.82 % 10.80 % 10.81 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 12.32 % 12.33 % 80 CCE Saving @ 10.3% 7.50 % 9.50 % 9.48 % 9.49 %

Sr. No. Name 1 2 3 4 Mrs. Poonam V Chapru Mast Nilesh V. Chapru Ms. Meena V Chapru Ms. Heena V Chapru

Age 49 24 27 26

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 226171 225789 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kumar K Chellani


Block No.79/2, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Kumar K Chellani Mrs. Simran K Chellani Ms. Leesha K Chellani Mast Dev K Chellani(Dhruv) Ms. Disha K Chellani Ms. Beena Chellani Jeevan Vriddhi Age 38 33 11 9 9 44 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 218268 223291 228917 229966 229966 206379 Yield 7.95 % 8.20 % 8.47 % 8.52 % 8.52 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.14 % 9.44 % 9.50 % 9.50 % 8.19 % 20.6% 10.01 % 10.33 % 10.67 % 10.73 % 10.73 % 9.26 % 30.9% 11.51 % 11.87 % 12.26 % 12.33 % 12.33 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.95 % 8.20 % 8.47 % 8.52 % 8.52 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.68 % 10.96 % 11.01 % 11.01 % 9.81 % 80 CCE Saving @ 30.9% 11.94 % 12.20 % 12.48 % 12.53 % 12.53 % 11.32 % 80 CCE Saving @ 10.3% 9.11 % 9.36 % 9.63 % 9.68 % 9.68 % 8.50 %

Sr. No. Name 1 2 3 4 5 6 Mr. Kumar K Chellani Mrs. Simran K Chellani Ms. Leesha K Chellani Mast Dev K Chellani(Dhruv) Ms. Disha K Chellani Ms. Beena Chellani

Age 38 33 11 9 9 44

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 218268 223291 228917 229966 229966 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilesh Chavan


Hari Prabha Engg Works, Near Makhmali Talao, Old Agra Road, Thane West, Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Nilesh Chavan Mr. Nayan Chavan Mrs. Apurva Nayan Chavan Ms. Ria Nayan Chavan Jeevan Vriddhi Age 38 40 37 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 218268 215191 219537 228147 Yield 7.95 % 7.80 % 8.02 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.70 % 8.94 % 9.40 % 20.6% 10.01 % 9.82 % 10.10 % 10.62 % 30.9% 11.51 % 11.29 % 11.61 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.95 % 7.80 % 8.02 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.27 % 10.49 % 10.92 % 80 CCE Saving @ 30.9% 11.94 % 11.78 % 12.01 % 12.44 % 80 CCE Saving @ 10.3% 9.11 % 8.96 % 9.18 % 9.60 %

Sr. No. Name 1 2 3 4 Mr. Nilesh Chavan Mr. Nayan Chavan Mrs. Apurva Nayan Chavan Ms. Ria Nayan Chavan

Age 38 40 37 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 218268 215191 219537 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hasmukh B Chudasama


, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hasmukh B Chudasama Mrs. Vaishali H Chudasama Mast Aman H Chudasama Jeevan Vriddhi Age 40 34 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 222526 227584 Yield 7.80 % 8.16 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.10 % 9.36 % 20.6% 9.82 % 10.28 % 10.58 % 30.9% 11.29 % 11.81 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.16 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.64 % 10.89 % 80 CCE Saving @ 30.9% 11.78 % 12.16 % 12.41 % 80 CCE Saving @ 10.3% 8.96 % 9.32 % 9.57 %

Sr. No. Name 1 2 3 Mr. Hasmukh B Chudasama Mrs. Vaishali H Chudasama Mast Aman H Chudasama

Age 40 34 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 222526 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Puran T Chellani


Block No. 79-2, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Manju P Chellani Ms. Lavina P Chellani Jeevan Vriddhi Age 30 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 226066 Yield 8.28 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.29 % 20.6% 10.43 % 10.49 % 30.9% 11.98 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.82 % 80 CCE Saving @ 30.9% 12.28 % 12.34 % 80 CCE Saving @ 10.3% 9.44 % 9.50 %

Sr. No. Name 1 2 Ms. Manju P Chellani Ms. Lavina P Chellani

Age 30 25

Premium 100000 100000

Total 101545 101545

Maturity 224983 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kumar Chianani


5-B-22, Sachin Society, Mithaghar Road, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vishal Kumar Chainani Ms. Payal Kumar Chainani Jeevan Vriddhi Age 29 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 226066 Yield 8.30 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.29 % 20.6% 10.45 % 10.49 % 30.9% 12.01 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.82 % 80 CCE Saving @ 30.9% 12.30 % 12.34 % 80 CCE Saving @ 10.3% 9.46 % 9.50 %

Sr. No. Name 1 2 Mr. Vishal Kumar Chainani Ms. Payal Kumar Chainani

Age 29 25

Premium 100000 100000

Total 101545 101545

Maturity 225325 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. InderjeetKaur Chadda


Block No. 107/24, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. InderjeetKaur Chadda Ms. Palkhin Chadda Jeevan Vriddhi Age 39 11 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 228917 Yield 7.88 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.44 % 20.6% 9.92 % 10.67 % 30.9% 11.40 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.96 % 80 CCE Saving @ 30.9% 11.87 % 12.48 % 80 CCE Saving @ 10.3% 9.04 % 9.63 %

Sr. No. Name 1 2 Mr. InderjeetKaur Chadda Ms. Palkhin Chadda

Age 39 11

Premium 100000 100000

Total 101545 101545

Maturity 216826 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Neelam O Choudhary


Pratik Niwas,Gokul Nagar, Old Agra Road, Thane., Pin:400601

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Neelam O Choudhary Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Ms. Neelam O Choudhary

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. K. Chaubey
Jha Niwas, Amar Nagar,', Darga Road,Mulund Colony, Mulund West, Mumbai., Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. K. Chaubey Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Mr. K. Chaubey

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Cheque Dishonoured

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Cheque Dishonoured Mr. CD Manoj G Palan Jeevan Vriddhi Age 44 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 206379 Yield 7.35 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.19 % 20.6% 9.26 % 9.26 % 30.9% 10.64 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.81 % 80 CCE Saving @ 30.9% 11.32 % 11.32 % 80 CCE Saving @ 10.3% 8.50 % 8.50 %

Sr. No. Name 1 2 Mr. Cheque Dishonoured Mr. CD Manoj G Palan

Age 44 44

Premium 100000 100000

Total 101545 101545

Maturity 206379 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandersen D Khira


143/271, Netaji Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Chandersen D Khira Mrs. Vandana C Khira Jeevan Vriddhi Age 47 49 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 188019 Yield 6.82 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.08 % 20.6% 8.59 % 8.00 % 30.9% 9.87 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 8.79 % 80 CCE Saving @ 30.9% 10.76 % 10.28 % 80 CCE Saving @ 10.3% 7.97 % 7.50 %

Sr. No. Name 1 2 Mr. Chandersen D Khira Mrs. Vandana C Khira

Age 47 49

Premium 100000 100000

Total 101545 101545

Maturity 196379 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Santosh C Chikkali


Raghunath Jeevan Nagar, Bhanu Apt, A-3/305, 3rd Flr, Rm.no.9, Wagle Estate, Thane., Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Santosh C Chikkali Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Santosh C Chikkali

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Archana S Chawla


C-71,302, Shree Anand Chs, Anand Nagar, Dahisar East, Mumbai, Pin:400068 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Archana S Chawla Mast Lokesh S Chawla Jeevan Vriddhi Age 41 16 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 213378 227336 Yield 7.71 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.35 % 20.6% 9.71 % 10.57 % 30.9% 11.16 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.71 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.88 % 80 CCE Saving @ 30.9% 11.69 % 12.40 % 80 CCE Saving @ 10.3% 8.87 % 9.56 %

Sr. No. Name 1 2 Mrs. Archana S Chawla Mast Lokesh S Chawla

Age 41 16

Premium 100000 100000

Total 101545 101545

Maturity 213378 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Chandiramani


, C/o Murli Mansinghani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash Chandiramani Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Prakash Chandiramani

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Amit D Chauhan


C/o New Sangam Decorators, Shop No 441, Sidharth Marg, Mulund Colony, Mulund (w)

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Amit D Chauhan Mrs. Kavita A Chauhan Jeevan Vriddhi Age 34 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 219537 Yield 8.16 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 8.94 % 20.6% 10.28 % 10.10 % 30.9% 11.81 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.49 % 80 CCE Saving @ 30.9% 12.16 % 12.01 % 80 CCE Saving @ 10.3% 9.32 % 9.18 %

Sr. No. Name 1 2 Mr. Amit D Chauhan Mrs. Kavita A Chauhan

Age 34 37

Premium 100000 100000

Total 101545 101545

Maturity 222526 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sonu Brij Chopra


Flat No.5, Bldg No.8, Durgesh Park, Kalher Village, Thane Bhivandi Rd. Thane, Pin:421302 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sonu Brij Chopra Mrs. Vidhi Sonu Chopra Jeevan Vriddhi Age 36 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 223963 Yield 8.07 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.18 % 20.6% 10.16 % 10.37 % 30.9% 11.68 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.71 % 80 CCE Saving @ 30.9% 12.06 % 12.23 % 80 CCE Saving @ 10.3% 9.23 % 9.39 %

Sr. No. Name 1 2 Mr. Sonu Brij Chopra Mrs. Vidhi Sonu Chopra

Age 36 32

Premium 100000 100000

Total 101545 101545

Maturity 220661 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravindra P Chaubey


C-5 ,Mamta CHS ,goverdhan, Nager,LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ravindra P Chaubey Ms. Pooja R Chaubey Mr. Khushagra R Chaubey Jeevan Vriddhi Age 50 27 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 225789 226066 Yield 6.09 % 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.28 % 9.29 % 20.6% 7.67 % 10.48 % 10.49 % 30.9% 8.81 % 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.80 % 10.82 % 80 CCE Saving @ 30.9% 10.01 % 12.32 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 9.48 % 9.50 %

Sr. No. Name 1 2 3 Mr. Ravindra P Chaubey Ms. Pooja R Chaubey Mr. Khushagra R Chaubey

Age 50 27 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 225789 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan K Changrani


B-403, Ashoka, Panch Marg, Off Yari Road, Versova Andheri, Mumbai, Pin:400061 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Disha J Chandiramani Mr. Jitendra Chandiramani Ms. Varsha M Changrani Jeevan Vriddhi Age 32 37 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 219537 225789 Yield 8.23 % 8.02 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 8.94 % 9.28 % 20.6% 10.37 % 10.10 % 10.48 % 30.9% 11.91 % 11.61 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.02 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.49 % 10.80 % 80 CCE Saving @ 30.9% 12.23 % 12.01 % 12.32 % 80 CCE Saving @ 10.3% 9.39 % 9.18 % 9.48 %

Sr. No. Name 1 2 3 Mrs. Disha J Chandiramani Mr. Jitendra Chandiramani Ms. Varsha M Changrani

Age 32 37 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 219537 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok O Chhabria


201, Keval Kunj, Opp Shensha Tower, 17 Section, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Amit Ashok Chhabria Mrs. Kusum Amit Chhabria Jeevan Vriddhi Age 33 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 223963 Yield 8.20 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.18 % 20.6% 10.33 % 10.37 % 30.9% 11.87 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.71 % 80 CCE Saving @ 30.9% 12.20 % 12.23 % 80 CCE Saving @ 10.3% 9.36 % 9.39 %

Sr. No. Name 1 2 Mr. Amit Ashok Chhabria Mrs. Kusum Amit Chhabria

Age 33 32

Premium 100000 100000

Total 101545 101545

Maturity 223291 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhupendra M Chauhan


Block No. 125,R.143-144, Mukta Niwas, Hindustan Chowk, Mulund Colony,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kamlesh B Chauhan Mrs. Nita K Chauhan Jeevan Vriddhi Age 34 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 223963 Yield 8.16 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.18 % 20.6% 10.28 % 10.37 % 30.9% 11.81 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.71 % 80 CCE Saving @ 30.9% 12.16 % 12.23 % 80 CCE Saving @ 10.3% 9.32 % 9.39 %

Sr. No. Name 1 2 Mr. Kamlesh B Chauhan Mrs. Nita K Chauhan

Age 34 32

Premium 100000 100000

Total 101545 101545

Maturity 222526 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh M Chauhan


Block No. 125,R.143-144, Mukta Niwas, Hindustan Chowk, Mulund Colony,Mumbai, Mumbai, Pin:400082 Dear Naresh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Naresh M Chauhan Mrs. Geeta N Chauhan Kum. Heena N Chauhan Mast Ankit N Chauhan Jeevan Vriddhi Age 47 45 24 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 203396 226171 228917 Yield 6.82 % 7.19 % 8.34 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.02 % 9.30 % 9.44 % 20.6% 8.59 % 9.06 % 10.50 % 10.67 % 30.9% 9.87 % 10.41 % 12.07 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.19 % 8.34 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.65 % 10.82 % 10.96 % 80 CCE Saving @ 30.9% 10.76 % 11.15 % 12.34 % 12.48 % 80 CCE Saving @ 10.3% 7.97 % 8.35 % 9.50 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Naresh M Chauhan Mrs. Geeta N Chauhan Kum. Heena N Chauhan Mast Ankit N Chauhan

Age 47 45 24 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 203396 226171 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep B Chauhan


Block No. 125,R.143-144, Mukta Niwas, Hindustan Chowk, Mulund Colony,Mumbai, Pin:400082 Dear Pradeep Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Pradeep B Chauhan Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Pradeep B Chauhan

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Umesh I Chauhan


Room No 3, Gawli Chawl Hanuman Pada, Nr Panchsheel Nagar, Mulund Colony Mulund (west), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Umesh I Chauhan Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Umesh I Chauhan

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Chhaya Chheda


5, Ujala Buiding, Ayre Road, Dombivli East, Pin:400201

Dear Chhaya Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Chheda Chhaya Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Ms. Chheda Chhaya

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajeev Chitkara


Rudrapur, Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajeev Chitkara Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Rajeev Chitkara

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahendra Chheda


210,Chintamani, Naigaon Cross Road, Dadar[E], Mumbai, Pin:400014 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mahendra Chheda Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Mahendra Chheda

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilesh L. Chheda


L.I.C Branch No. 921, Gulestan Bldg, 1st Flr, Maharashi Dadichi Marg, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nilesh L. Chheda Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Nilesh L. Chheda

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay D.Chauhan


5,Kabir Chambers, Opp.Deluxe Cinema, Kuvadva Road, Rajkot, Pin:360003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijay D.Chauhan Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Vijay D.Chauhan

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shankarlal R Chawla


Buglow No. 72/A/1, Sai Villa, Behind Adelphi, Arcade wadner Road, Deolali Camp, Nasik, Pin:422401 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Shankarlal R Chawla Mr. Ramesh R Chawla Mrs. Kanchan S Chawla Mrs. Sangeeta R Chawla Mast Dheeraj R Chawla Mast Yash R Chawla Mast Varun S Chawla Ms. Rajni S Chawla Mr. Ramesh R Chawla(HUF) Mr. Shankerlal R Chawla(H Jeevan Vriddhi Age 50 48 48 41 19 14 20 24 48 50 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 183344 192347 192347 213378 226744 227851 226594 226171 192347 183344 Yield 6.09 % 6.60 % 6.60 % 7.71 % 8.36 % 8.42 % 8.36 % 8.34 % 6.60 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 7.36 % 8.60 % 9.32 % 9.39 % 9.32 % 9.30 % 7.36 % 6.79 % 20.6% 7.67 % 8.31 % 8.31 % 9.71 % 10.53 % 10.60 % 10.53 % 10.50 % 8.31 % 7.67 % 30.9% 8.81 % 9.55 % 9.55 % 11.16 % 12.10 % 12.19 % 12.10 % 12.07 % 9.55 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 6.60 % 6.60 % 7.71 % 8.36 % 8.42 % 8.36 % 8.34 % 6.60 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 9.04 % 10.18 % 10.85 % 10.90 % 10.84 % 10.82 % 9.04 % 8.52 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 10.54 % 11.69 % 12.37 % 12.42 % 12.36 % 12.34 % 10.54 % 10.01 % 80 CCE Saving @ 10.3% 7.23 % 7.74 % 7.74 % 8.87 % 9.53 % 9.58 % 9.52 % 9.50 % 7.74 % 7.23 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Shankarlal R Chawla Mr. Ramesh R Chawla Mrs. Kanchan S Chawla Mrs. Sangeeta R Chawla Mast Dheeraj R Chawla Mast Yash R Chawla Mast Varun S Chawla Ms. Rajni S Chawla Mr. Ramesh R Chawla(HUF) Mr. Shankerlal R Chawla(H

Age 50 48 48 41 19 14 20 24 48 50

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 183344 192347 192347 213378 226744 227851 226594 226171 192347 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravi R Dingreja


81/1,Malabar Hill Rd., Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Seema R Dingreja Ms. Kanchan R Dingreja Ms. Jaya R Dingreja Jeevan Vriddhi Age 45 19 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 226744 226066 Yield 7.19 % 8.36 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.32 % 9.29 % 20.6% 9.06 % 10.53 % 10.49 % 30.9% 10.41 % 12.10 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.36 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.85 % 10.82 % 80 CCE Saving @ 30.9% 11.15 % 12.37 % 12.34 % 80 CCE Saving @ 10.3% 8.35 % 9.53 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Seema R Dingreja Ms. Kanchan R Dingreja Ms. Jaya R Dingreja

Age 45 19 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 226744 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kalpesh R Doshi


4 C /33, Vaishali Nagar, B R Road, Mulund W Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kalpesh R Doshi Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Kalpesh R Doshi

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramchand H Dawda


C/o. Shyam Enterprise, Shop No.1/7, Jai Shastri Nagar, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kishore R Dawda Mr. Dinesh R Dawda(E Mrs. Pushpa K Dawda Kum. Yashna K. Dawda(E Jeevan Vriddhi Age 36 34 34 9 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 220661 222526 222526 229676 Yield 8.07 % 8.16 % 8.16 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.10 % 9.10 % 9.48 % 20.6% 10.16 % 10.28 % 10.28 % 10.71 % 30.9% 11.68 % 11.81 % 11.81 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.07 % 8.16 % 8.16 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.64 % 10.64 % 10.99 % 80 CCE Saving @ 30.9% 12.06 % 12.16 % 12.16 % 12.51 % 80 CCE Saving @ 10.3% 9.23 % 9.32 % 9.32 % 9.67 %

Sr. No. Name 1 2 3 4 Mr. Kishore R Dawda Mr. Dinesh R Dawda(E Mrs. Pushpa K Dawda Kum. Yashna K. Dawda(E

Age 36 34 34 9

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 220661 222526 222526 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shyam H Dawda


C/o. Shyam Enterprise, Shopno. 1/7, Jai Shastri Nagar, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Kr. Sanjay S Dawda(E Kum. Vanita S Dawda(E Jeevan Vriddhi Age 30 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 226066 Yield 8.28 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.29 % 20.6% 10.43 % 10.49 % 30.9% 11.98 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.82 % 80 CCE Saving @ 30.9% 12.28 % 12.34 % 80 CCE Saving @ 10.3% 9.44 % 9.50 %

Sr. No. Name 1 2 Kr. Sanjay S Dawda(E Kum. Vanita S Dawda(E

Age 30 25

Premium 100000 100000

Total 101545 101545

Maturity 224983 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok G Dua


308, shivam chambers, S v road, Goregaon (W), Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ashok G Dua Mrs. Shewta A. Dua Mast Pratik A. Dua Mast Pawan A. Dua Jeevan Vriddhi Age 47 43 15 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 209027 227584 228147 Yield 6.82 % 7.49 % 8.40 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.35 % 9.36 % 9.40 % 20.6% 8.59 % 9.43 % 10.58 % 10.62 % 30.9% 9.87 % 10.84 % 12.16 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.49 % 8.40 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.95 % 10.89 % 10.92 % 80 CCE Saving @ 30.9% 10.76 % 11.46 % 12.41 % 12.44 % 80 CCE Saving @ 10.3% 7.97 % 8.64 % 9.57 % 9.60 %

Sr. No. Name 1 2 3 4 Mr. Ashok G Dua Mrs. Shewta A. Dua Mast Pratik A. Dua Mast Pawan A. Dua

Age 47 43 15 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 209027 227584 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh A. Dhundani


Brk 3 room 1/A, Old Barrack, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hitesh R Dhundani(E Kum. Rashmi R. Dhundani(E Smt. Vanshikha H Dhundani Jeevan Vriddhi Age 28 21 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225592 226466 226066 Yield 8.31 % 8.35 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.31 % 9.29 % 20.6% 10.47 % 10.52 % 10.49 % 30.9% 12.03 % 12.08 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.31 % 8.35 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.84 % 10.82 % 80 CCE Saving @ 30.9% 12.31 % 12.35 % 12.34 % 80 CCE Saving @ 10.3% 9.47 % 9.52 % 9.50 %

Sr. No. Name 1 2 3 Mr. Hitesh R Dhundani(E Kum. Rashmi R. Dhundani(E Smt. Vanshikha H Dhundani

Age 28 21 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225592 226466 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Laxman H Dawda


42/1-B, Nr-Panchratan, Mandir Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Reshma L Dawda Ms. Rachna L Dawda Jeevan Vriddhi Age 30 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 226171 Yield 8.28 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.30 % 20.6% 10.43 % 10.50 % 30.9% 11.98 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.82 % 80 CCE Saving @ 30.9% 12.28 % 12.34 % 80 CCE Saving @ 10.3% 9.44 % 9.50 %

Sr. No. Name 1 2 Ms. Reshma L Dawda Ms. Rachna L Dawda

Age 30 24

Premium 100000 100000

Total 101545 101545

Maturity 224983 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suraj C Das


Om Sai Ram Bldg, R No 3-4 Kishan Ngr 3, Wagle Estate Rd No 16, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suraj C Das Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Suraj C Das

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. P.Chella Durai


Balaji Motors, Shop No.13., Opp Swastik Chambers, Chembur Mumbai, Pin:400071 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. P.Chella Durai Mast Bharat Durai Mast Prabhu Durai Smt. Durga Durai Mr. Pandara U Konar Jeevan Vriddhi Age 45 21 19 15 40 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 203396 226466 226744 227584 215191 Yield 7.19 % 8.35 % 8.36 % 8.40 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.31 % 9.32 % 9.36 % 8.70 % 20.6% 9.06 % 10.52 % 10.53 % 10.58 % 9.82 % 30.9% 10.41 % 12.08 % 12.10 % 12.16 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 8.35 % 8.36 % 8.40 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.84 % 10.85 % 10.89 % 10.27 % 80 CCE Saving @ 30.9% 11.15 % 12.35 % 12.37 % 12.41 % 11.78 % 80 CCE Saving @ 10.3% 8.35 % 9.52 % 9.53 % 9.57 % 8.96 %

Sr. No. Name 1 2 3 4 5 Mr. P.Chella Durai Mast Bharat Durai Mast Prabhu Durai Smt. Durga Durai Mr. Pandara U Konar

Age 45 21 19 15 40

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 203396 226466 226744 227584 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sonia R Daswani


401,Soni Apartment, Vensi Jagnani Marg, Ulhasnagar, Pin:421002

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Aakash R Daswani Jeevan Vriddhi Age 18 Premium 100000 S.Tax 1545 Total 101545 Maturity 226918 Yield 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.33 % 20.6% 10.54 % 30.9% 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.86 % 80 CCE Saving @ 30.9% 12.38 % 80 CCE Saving @ 10.3% 9.54 %

Sr. No. Name 1 Mast Aakash R Daswani

Age 18

Premium 100000

Total 101545

Maturity 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Paman S Daswani


15, Valentina Socy, Koregoan Park, Opp Central Bank Of India, Pune, Pin:411001 Dear Paman Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Jaya P Daswani Ms Payal Paman Daswani Ms Ruchita P Daswani Jeevan Vriddhi Age 49 26 22 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 225945 226356 Yield 6.35 % 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.29 % 9.31 % 20.6% 8.00 % 10.49 % 10.52 % 30.9% 9.19 % 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.81 % 10.83 % 80 CCE Saving @ 30.9% 10.28 % 12.33 % 12.35 % 80 CCE Saving @ 10.3% 7.50 % 9.49 % 9.51 %

Sr. No. Name 1 2 3 Mrs. Jaya P Daswani Ms Payal Paman Daswani Ms Ruchita P Daswani

Age 49 26 22

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 225945 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jignesh V Danani


Shivyatna No.2 Rm No.18, R H B Rd, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jignesh V Danani Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Jignesh V Danani

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh S Dhanani


5/91,Jai Shashtri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Reena S Dhanani Ms. Poonam S Dhanani Jeevan Vriddhi Age 32 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 226066 Yield 8.23 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.29 % 20.6% 10.37 % 10.49 % 30.9% 11.91 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.82 % 80 CCE Saving @ 30.9% 12.23 % 12.34 % 80 CCE Saving @ 10.3% 9.39 % 9.50 %

Sr. No. Name 1 2 Ms. Reena S Dhanani Ms. Poonam S Dhanani

Age 32 25

Premium 100000 100000

Total 101545 101545

Maturity 223963 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash F Darra


Block No: 128/166, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Praveen P. Darra Kum. Heena Dharra Kum. Neelam Dharra Jeevan Vriddhi Age 31 35 36 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224531 221652 220661 Yield 8.26 % 8.12 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.05 % 9.00 % 20.6% 10.40 % 10.23 % 10.16 % 30.9% 11.95 % 11.75 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.26 % 8.12 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.60 % 10.55 % 80 CCE Saving @ 30.9% 12.26 % 12.11 % 12.06 % 80 CCE Saving @ 10.3% 9.42 % 9.28 % 9.23 %

Sr. No. Name 1 2 3 Mr. Praveen P. Darra Kum. Heena Dharra Kum. Neelam Dharra

Age 31 35 36

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224531 221652 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Nandini S Devlekar


Shivshastri Complex, Flat No.102 1st Floor, A Bldg/A Wing, Kharegaon Kalwa.

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Nandini S Devlekar Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mrs. Nandini S Devlekar

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chetan Doshi


"Shree Paras",1,Ramnagar, Beside Malaviya College, Rajkot, Pin:360004

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chetan Doshi Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Chetan Doshi

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kumar M Dawani


A-302, Tulip, Rachna Garden, Opp.pun.Maha. Bank, Mulund Colony. Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Anilkumar M Dawani Ms. Renuka K Dawani Mast Navin K Dawani Jeevan Vriddhi Age 35 31 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 224531 226171 Yield 8.12 % 8.26 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.21 % 9.30 % 20.6% 10.23 % 10.40 % 10.50 % 30.9% 11.75 % 11.95 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.26 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.74 % 10.82 % 80 CCE Saving @ 30.9% 12.11 % 12.26 % 12.34 % 80 CCE Saving @ 10.3% 9.28 % 9.42 % 9.50 %

Sr. No. Name 1 2 3 Mr. Anilkumar M Dawani Ms. Renuka K Dawani Mast Navin K Dawani

Age 35 31 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 224531 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Diana K Dsilva


127/155,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Diana K Dsilva Jeevan Vriddhi Age 21 Premium 100000 S.Tax 1545 Total 101545 Maturity 226466 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Ms. Diana K Dsilva

Age 21

Premium 100000

Total 101545

Maturity 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Bharati R Daswani


A-704, 7th Flr, Lok Angan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Vinod R Daswani Mr. Kishore R Daswani Mrs. Ritika K Daswani Ms. Chandrika K Daswani Ms. Aditi K Daswani Mr. Vinod R Daswani Mrs. Jasmini A Jayatilake Jeevan Vriddhi Age 38 40 37 13 8 38 35 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 218268 215191 219537 228147 229966 218268 221652 Yield 7.95 % 7.80 % 8.02 % 8.43 % 8.52 % 7.95 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.70 % 8.94 % 9.40 % 9.50 % 8.86 % 9.05 % 20.6% 10.01 % 9.82 % 10.10 % 10.62 % 10.73 % 10.01 % 10.23 % 30.9% 11.51 % 11.29 % 11.61 % 12.20 % 12.33 % 11.51 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.95 % 7.80 % 8.02 % 8.43 % 8.52 % 7.95 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.27 % 10.49 % 10.92 % 11.01 % 10.43 % 10.60 % 80 CCE Saving @ 30.9% 11.94 % 11.78 % 12.01 % 12.44 % 12.53 % 11.94 % 12.11 % 80 CCE Saving @ 10.3% 9.11 % 8.96 % 9.18 % 9.60 % 9.68 % 9.11 % 9.28 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Vinod R Daswani Mr. Kishore R Daswani Mrs. Ritika K Daswani Ms. Chandrika K Daswani Ms. Aditi K Daswani Mr. Vinod R Daswani Mrs. Jasmini A Jayatilake

Age 38 40 37 13 8 38 35

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 218268 215191 219537 228147 229966 218268 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sashikant D Daiya


206, 2nd Floor, Sai Ashish Bldg, Bhattwadi, Kishan Nagar, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sashikant D Daiya Mrs. Heena D Daiya Mast Raj S Daiya Mast Meehir S Daiya Jeevan Vriddhi Age 48 47 17 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 196379 227115 227851 Yield 6.60 % 6.82 % 8.38 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.60 % 9.34 % 9.39 % 20.6% 8.31 % 8.59 % 10.55 % 10.60 % 30.9% 9.55 % 9.87 % 12.13 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 6.82 % 8.38 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.27 % 10.87 % 10.90 % 80 CCE Saving @ 30.9% 10.54 % 10.76 % 12.39 % 12.42 % 80 CCE Saving @ 10.3% 7.74 % 7.97 % 9.55 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Sashikant D Daiya Mrs. Heena D Daiya Mast Raj S Daiya Mast Meehir S Daiya

Age 48 47 17 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 196379 227115 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Diana D Souza


1/2, Dominics Mello Chawl, St.Francis Xaviers Church, BEH Municipal School, Kanjurmarg (E), Pin:400042 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Diana D Souza Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Ms. Diana D Souza

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh T Daryani


B-5,Sneh Vatika, Opp Bhakta Ashram, Maniklal Road, Navsari, Pin:396445 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Dinesh T Daryani Mrs. Harsha D Daryani Kum. Bhavisha D Daryani Mast Devansh D Daryani Jeevan Vriddhi Age 40 33 10 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 223291 229334 229966 Yield 7.80 % 8.20 % 8.49 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.14 % 9.46 % 9.50 % 20.6% 9.82 % 10.33 % 10.69 % 10.73 % 30.9% 11.29 % 11.87 % 12.29 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 8.20 % 8.49 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.68 % 10.98 % 11.01 % 80 CCE Saving @ 30.9% 11.78 % 12.20 % 12.50 % 12.53 % 80 CCE Saving @ 10.3% 8.96 % 9.36 % 9.65 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Dinesh T Daryani Mrs. Harsha D Daryani Kum. Bhavisha D Daryani Mast Devansh D Daryani

Age 40 33 10 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 223291 229334 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh ( Satyam DXB)


Satyam Textile, Dubai, Rs

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Dinesh ( Satyam DXB) Mrs. Rakhi Dinesh Dxb Ms. Khushi Dinesh Dxb Mr. Manoj (son) Jeevan Vriddhi Age 43 42 8 46 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 211350 229966 200064 Yield 7.49 % 7.61 % 8.52 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.48 % 9.50 % 7.83 % 20.6% 9.43 % 9.58 % 10.73 % 8.84 % 30.9% 10.84 % 11.01 % 12.33 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 7.61 % 8.52 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.07 % 11.01 % 9.47 % 80 CCE Saving @ 30.9% 11.46 % 11.58 % 12.53 % 10.97 % 80 CCE Saving @ 10.3% 8.64 % 8.76 % 9.68 % 8.17 %

Sr. No. Name 1 2 3 4 Mr. Dinesh ( Satyam DXB) Mrs. Rakhi Dinesh Dxb Ms. Khushi Dinesh Dxb Mr. Manoj (son)

Age 43 42 8 46

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 211350 229966 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shanker M Dharra


Block No.5-7(Old Barrack), Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Kum. Rashmi S Dharra Mr. Jayesh S Dharra Mr. Bharat M Dharra Mr. Anita B Dharra Ms. Nandini B Dharra Ms. Harshita B Dharra Jeevan Vriddhi Age 29 31 47 44 20 13 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 225325 224531 196379 206379 226594 228147 Yield 8.30 % 8.26 % 6.82 % 7.35 % 8.36 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.21 % 7.60 % 8.19 % 9.32 % 9.40 % 20.6% 10.45 % 10.40 % 8.59 % 9.26 % 10.53 % 10.62 % 30.9% 12.01 % 11.95 % 9.87 % 10.64 % 12.10 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.30 % 8.26 % 6.82 % 7.35 % 8.36 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.74 % 9.27 % 9.81 % 10.84 % 10.92 % 80 CCE Saving @ 30.9% 12.30 % 12.26 % 10.76 % 11.32 % 12.36 % 12.44 % 80 CCE Saving @ 10.3% 9.46 % 9.42 % 7.97 % 8.50 % 9.52 % 9.60 %

Sr. No. Name 1 2 3 4 5 6 Kum. Rashmi S Dharra Mr. Jayesh S Dharra Mr. Bharat M Dharra Mr. Anita B Dharra Ms. Nandini B Dharra Ms. Harshita B Dharra

Age 29 31 47 44 20 13

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 225325 224531 196379 206379 226594 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sultan K Dharani


, Pin:400058

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Ajmina S Dharani Ms. Shomaila S Dharani Ms. Sana S Dharani Jeevan Vriddhi Age 44 25 23 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 226066 226263 Yield 7.35 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.29 % 9.30 % 20.6% 9.26 % 10.49 % 10.50 % 30.9% 10.64 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.82 % 10.83 % 80 CCE Saving @ 30.9% 11.32 % 12.34 % 12.34 % 80 CCE Saving @ 10.3% 8.50 % 9.50 % 9.51 %

Sr. No. Name 1 2 3 Mrs. Ajmina S Dharani Ms. Shomaila S Dharani Ms. Sana S Dharani

Age 44 25 23

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 226066 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Geeta P Dhanani


5/92, Jai Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Jaya P Dhanani Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Ms. Jaya P Dhanani

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjeev A Dudani


128/165, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sanjeev A Dudani Ms. Saachi S Dudani Mrs. Anita S Dudani Jeevan Vriddhi Age 40 11 37 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 228917 219537 Yield 7.80 % 8.47 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.44 % 8.94 % 20.6% 9.82 % 10.67 % 10.10 % 30.9% 11.29 % 12.26 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.47 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.96 % 10.49 % 80 CCE Saving @ 30.9% 11.78 % 12.48 % 12.01 % 80 CCE Saving @ 10.3% 8.96 % 9.63 % 9.18 %

Sr. No. Name 1 2 3 Mr. Sanjeev A Dudani Ms. Saachi S Dudani Mrs. Anita S Dudani

Age 40 11 37

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 228917 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sunita.N.Dharra
Block No:10/6, Mulund Colony, Near Sachkand Darbar, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Sunita.N.Dharra Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mrs. Sunita.N.Dharra

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajay Kumar Das


Room No 2,Ashtvinayak, Chowk,opp.kailash Park, Samta Nagar Rd,Ramchandra, Nagar 3,Thane (w), Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ajay Kumar Das Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Ajay Kumar Das

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Odely Dsouza


B-32, Satya Vijay, 3rd Floor, J M Road, Bhandup, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Odely Dsouza Mrs. Gloria O D'souza Mast Joel O D'souza Mast Joshun O D'souza Jeevan Vriddhi Age 44 42 16 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 211350 227336 228517 Yield 7.35 % 7.61 % 8.39 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.48 % 9.35 % 9.42 % 20.6% 9.26 % 9.58 % 10.57 % 10.64 % 30.9% 10.64 % 11.01 % 12.14 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 7.61 % 8.39 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.07 % 10.88 % 10.94 % 80 CCE Saving @ 30.9% 11.32 % 11.58 % 12.40 % 12.46 % 80 CCE Saving @ 10.3% 8.50 % 8.76 % 9.56 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Odely Dsouza Mrs. Gloria O D'souza Mast Joel O D'souza Mast Joshun O D'souza

Age 44 42 16 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 211350 227336 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shashikumar G. Dalvi


C-301, Swapna Mahal, Swapna Nagari, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kiran S. Dalvi Mr. Abhishek S. Dalvi Jeevan Vriddhi Age 39 34 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 222526 Yield 7.88 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.10 % 20.6% 9.92 % 10.28 % 30.9% 11.40 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.64 % 80 CCE Saving @ 30.9% 11.87 % 12.16 % 80 CCE Saving @ 10.3% 9.04 % 9.32 %

Sr. No. Name 1 2 Mr. Kiran S. Dalvi Mr. Abhishek S. Dalvi

Age 39 34

Premium 100000 100000

Total 101545 101545

Maturity 216826 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Kum. Trusha B Dhumade


Santosh Sadan Chawl-1, R. No. 11, Utkarsh Ngr, Bhandup(w), Mumbai, Pin:400078 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Trusha B Dhumade Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Kum. Trusha B Dhumade

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kashiram Darge

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Yogita K Darge Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Ms. Yogita K Darge

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore Dhusia


Old Brk No 5/6, Jai Bharat High School, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Kishore Dhusia Ms. Pooja K Dhusia Ms. Payal K Dhusia Ms. Chitra K Dhusia Ms. Komal Dhusia Jeevan Vriddhi Age 50 26 23 21 13 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 225945 226263 226466 228147 Yield 6.09 % 8.33 % 8.34 % 8.35 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.29 % 9.30 % 9.31 % 9.40 % 20.6% 7.67 % 10.49 % 10.50 % 10.52 % 10.62 % 30.9% 8.81 % 12.05 % 12.07 % 12.08 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 8.33 % 8.34 % 8.35 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.81 % 10.83 % 10.84 % 10.92 % 80 CCE Saving @ 30.9% 10.01 % 12.33 % 12.34 % 12.35 % 12.44 % 80 CCE Saving @ 10.3% 7.23 % 9.49 % 9.51 % 9.52 % 9.60 %

Sr. No. Name 1 2 3 4 5 Mr. Kishore Dhusia Ms. Pooja K Dhusia Ms. Payal K Dhusia Ms. Chitra K Dhusia Ms. Komal Dhusia

Age 50 26 23 21 13

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 225945 226263 226466 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh U Daryani


22/A, Sidhharth PAth, Behind Marathi Munciple-, School, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mukesh U Daryani Mrs. Reshma M Daryani Ms. Sonam M Daryani Mast Vinay M Daryani Jeevan Vriddhi Age 50 47 24 20 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 196379 226171 226594 Yield 6.09 % 6.82 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.60 % 9.30 % 9.32 % 20.6% 7.67 % 8.59 % 10.50 % 10.53 % 30.9% 8.81 % 9.87 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.82 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.27 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 10.76 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 7.23 % 7.97 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Mukesh U Daryani Mrs. Reshma M Daryani Ms. Sonam M Daryani Mast Vinay M Daryani

Age 50 47 24 20

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 196379 226171 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Ramanjeet Deol


206/2 ,gomata Janta C.h.s.l, Ganpatrao Kadam Marg, Swastik Mill Co, Mumbai

Dear Ramnjeet Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Ramanjeet Deol Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Ms. Ramanjeet Deol

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil K Dhansinghani


2/3,old Barrack, Behind Jai Bharat School, Mulund Colony, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sunil K Dhansinghani Mr. Suresh K Dhansinghani Mrs. Sushma S Dhansinghani Jeevan Vriddhi Age 39 45 45 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 203396 203396 Yield 7.88 % 7.19 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.02 % 8.02 % 20.6% 9.92 % 9.06 % 9.06 % 30.9% 11.40 % 10.41 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 7.19 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 9.65 % 9.65 % 80 CCE Saving @ 30.9% 11.87 % 11.15 % 11.15 % 80 CCE Saving @ 10.3% 9.04 % 8.35 % 8.35 %

Sr. No. Name 1 2 3 Mr. Sunil K Dhansinghani Mr. Suresh K Dhansinghani Mrs. Sushma S Dhansinghani

Age 39 45 45

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 203396 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Amit Rajendra Dixit


A-12, Patil Bhuvan, N.S.Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Amit Rajendra Dixit Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Amit Rajendra Dixit

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Krishnakumar S Dhuri


402, 4th Flr, Mahavir Darshan, L T Road, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Abhishek K Dhuri Ms. Neha K Dhuri Jeevan Vriddhi Age 28 22 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226356 Yield 8.31 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.31 % 20.6% 10.47 % 10.52 % 30.9% 12.03 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.83 % 80 CCE Saving @ 30.9% 12.31 % 12.35 % 80 CCE Saving @ 10.3% 9.47 % 9.51 %

Sr. No. Name 1 2 Mast Abhishek K Dhuri Ms. Neha K Dhuri

Age 28 22

Premium 100000 100000

Total 101545 101545

Maturity 225592 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sushila Das


Block No.127-155, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vikramkumar Das Mrs. Jyoti Chowdhary Jeevan Vriddhi Age 38 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 218268 220661 Yield 7.95 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.00 % 20.6% 10.01 % 10.16 % 30.9% 11.51 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.95 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.55 % 80 CCE Saving @ 30.9% 11.94 % 12.06 % 80 CCE Saving @ 10.3% 9.11 % 9.23 %

Sr. No. Name 1 2 Mr. Vikramkumar Das Mrs. Jyoti Chowdhary

Age 38 36

Premium 100000 100000

Total 101545 101545

Maturity 218268 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandrakant R Dixit


R.no.402, 4th Flr, Om Sri Sainath Apt,pada#3, Nr Lakadi Pool, J K Gram, Lokmaniya Nagar, Thane, Pin:400606 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Chandrakant R Dixit Mrs. Suvarna C Dixit Ms. Anuja C Dixit Mast Anish C Dixit Jeevan Vriddhi Age 41 33 8 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 223291 229966 229966 Yield 7.71 % 8.20 % 8.52 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.14 % 9.50 % 9.50 % 20.6% 9.71 % 10.33 % 10.73 % 10.73 % 30.9% 11.16 % 11.87 % 12.33 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 8.20 % 8.52 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.68 % 11.01 % 11.01 % 80 CCE Saving @ 30.9% 11.69 % 12.20 % 12.53 % 12.53 % 80 CCE Saving @ 10.3% 8.87 % 9.36 % 9.68 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Chandrakant R Dixit Mrs. Suvarna C Dixit Ms. Anuja C Dixit Mast Anish C Dixit

Age 41 33 8 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 223291 229966 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arun N Singasane


B-501, Silver Birch, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Rupesh A Singasane Ms. Swati Arun Singasane Mrs. Arundhati A Vanagi Mrs. Kanchan R Singasane Mr. Anand Vanagi Jeevan Vriddhi Age 37 31 34 32 39 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 219537 224531 222526 223963 216826 Yield 8.02 % 8.26 % 8.16 % 8.23 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.21 % 9.10 % 9.18 % 8.78 % 20.6% 10.10 % 10.40 % 10.28 % 10.37 % 9.92 % 30.9% 11.61 % 11.95 % 11.81 % 11.91 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.02 % 8.26 % 8.16 % 8.23 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.74 % 10.64 % 10.71 % 10.36 % 80 CCE Saving @ 30.9% 12.01 % 12.26 % 12.16 % 12.23 % 11.87 % 80 CCE Saving @ 10.3% 9.18 % 9.42 % 9.32 % 9.39 % 9.04 %

Sr. No. Name 1 2 3 4 5 Mr. Rupesh A Singasane Ms. Swati Arun Singasane Mrs. Arundhati A Vanagi Mrs. Kanchan R Singasane Mr. Anand Vanagi

Age 37 31 34 32 39

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 219537 224531 222526 223963 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashutoshkumar D

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ashutoshkumar D Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. Ashutoshkumar D

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Darji


Block No 82/6, Malabar Hill Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vijay Darji Mrs. Sonal V Darji Mast Abhishek V Darji Jeevan Vriddhi Age 43 40 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 215191 226918 Yield 7.49 % 7.80 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.70 % 9.33 % 20.6% 9.43 % 9.82 % 10.54 % 30.9% 10.84 % 11.29 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.80 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.27 % 10.86 % 80 CCE Saving @ 30.9% 11.46 % 11.78 % 12.38 % 80 CCE Saving @ 10.3% 8.64 % 8.96 % 9.54 %

Sr. No. Name 1 2 3 Mr. Vijay Darji Mrs. Sonal V Darji Mast Abhishek V Darji

Age 43 40 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 215191 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandip Dharamshi


B/5, Sudama sadan, R P Road, Mulund(W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sandip Dharamshi Mrs. Heena S Dharamshi Jeevan Vriddhi Age 32 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 226171 Yield 8.23 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.30 % 20.6% 10.37 % 10.50 % 30.9% 11.91 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.82 % 80 CCE Saving @ 30.9% 12.23 % 12.34 % 80 CCE Saving @ 10.3% 9.39 % 9.50 %

Sr. No. Name 1 2 Mr. Sandip Dharamshi Mrs. Heena S Dharamshi

Age 32 24

Premium 100000 100000

Total 101545 101545

Maturity 223963 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh G Dua

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Naresh G Dua(E Mrs. Deepa N Dua Jeevan Vriddhi Age 37 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 224983 Yield 8.02 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.23 % 20.6% 10.10 % 10.43 % 30.9% 11.61 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.76 % 80 CCE Saving @ 30.9% 12.01 % 12.28 % 80 CCE Saving @ 10.3% 9.18 % 9.44 %

Sr. No. Name 1 2 Mr. Naresh G Dua(E Mrs. Deepa N Dua

Age 37 30

Premium 100000 100000

Total 101545 101545

Maturity 219537 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jestin Dmello


Shivram Chawl, Mulund Colony Pipe Line, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jestin Dmello Mrs. Rebecca J Dmello Mast Joson Dmello Jeevan Vriddhi Age 47 37 16 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 219537 227336 Yield 6.82 % 8.02 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.94 % 9.35 % 20.6% 8.59 % 10.10 % 10.57 % 30.9% 9.87 % 11.61 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.02 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.49 % 10.88 % 80 CCE Saving @ 30.9% 10.76 % 12.01 % 12.40 % 80 CCE Saving @ 10.3% 7.97 % 9.18 % 9.56 %

Sr. No. Name 1 2 3 Mr. Jestin Dmello Mrs. Rebecca J Dmello Mast Joson Dmello

Age 47 37 16

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 219537 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Reshma Dharmani


9/162, Jai Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Reshma Dharmani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mrs. Reshma Dharmani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Reshma Dadlani


143-270, Netaji Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Reshma Dadlani Ms. Hema Dadlani Jeevan Vriddhi Age 32 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 224983 Yield 8.23 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.23 % 20.6% 10.37 % 10.43 % 30.9% 11.91 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.76 % 80 CCE Saving @ 30.9% 12.23 % 12.28 % 80 CCE Saving @ 10.3% 9.39 % 9.44 %

Sr. No. Name 1 2 Ms. Reshma Dadlani Ms. Hema Dadlani

Age 32 30

Premium 100000 100000

Total 101545 101545

Maturity 223963 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Oorvi Davda


C/o. Jayesh Thakkar, Reliance, Gandhidham

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Oorvi Davda Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Ms. Oorvi Davda

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Dimple Desai


6/A, Hemdarshan, LIC Colony, Dr. RP Road,Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Dimple Desai Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Ms. Dimple Desai

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak H Gore


C/6,HIRAN, SHIV MANDIR ROAD, BASAV KALYAN NAGAR, AMBERNATH (E), Pin:421501 Deepak, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Deepak H Gore Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Deepak H Gore

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vanita C Dodiya


Block No.143/269, Backside, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Vanita C Dodiya Mr. Chander J Dodiya Mr. Sandeep C Dodiya Mr. Sunny C Dodiya Mrs. Kirti Sunny Dodiya Jeevan Vriddhi Age 47 47 24 26 23 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 196379 196379 226171 225945 226263 Yield 6.82 % 6.82 % 8.34 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.60 % 9.30 % 9.29 % 9.30 % 20.6% 8.59 % 8.59 % 10.50 % 10.49 % 10.50 % 30.9% 9.87 % 9.87 % 12.07 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.82 % 6.82 % 8.34 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.27 % 10.82 % 10.81 % 10.83 % 80 CCE Saving @ 30.9% 10.76 % 10.76 % 12.34 % 12.33 % 12.34 % 80 CCE Saving @ 10.3% 7.97 % 7.97 % 9.50 % 9.49 % 9.51 %

Sr. No. Name 1 2 3 4 5 Mrs. Vanita C Dodiya Mr. Chander J Dodiya Mr. Sandeep C Dodiya Mr. Sunny C Dodiya Mrs. Kirti Sunny Dodiya

Age 47 47 24 26 23

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 196379 196379 226171 225945 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Seema N Das


Netaji Road, Mulund Colony, Mulund(W), Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Seema N Das Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mrs. Seema N Das

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Pooja Dheeriya


E / 1 Balkrishna Soc., Ground Floor, J.P.Road , Nr. Bonbon Shoes, 7 Bunglows , Andheri (W), Mumbai, Pin:400053 Dear Anita Chawla, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Pooja Dheeriya Mr. Harish K Dheeriya Kr. Danesh H Dheeriya Jeevan Vriddhi Age 46 46 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 200064 226466 Yield 7.02 % 7.02 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.83 % 9.31 % 20.6% 8.84 % 8.84 % 10.52 % 30.9% 10.16 % 10.16 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.02 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.47 % 10.84 % 80 CCE Saving @ 30.9% 10.97 % 10.97 % 12.35 % 80 CCE Saving @ 10.3% 8.17 % 8.17 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Pooja Dheeriya Mr. Harish K Dheeriya Kr. Danesh H Dheeriya

Age 46 46 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 200064 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prem Murli Dharra


Block No.10-6, Mulund Colony, Near Last Bus Stop., Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Prem Murli Dharra Ms. Sarojini Dharra Mast Gaurav Dharra Jeevan Vriddhi Age 39 44 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 206379 227115 Yield 7.88 % 7.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.19 % 9.34 % 20.6% 9.92 % 9.26 % 10.55 % 30.9% 11.40 % 10.64 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 7.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 9.81 % 10.87 % 80 CCE Saving @ 30.9% 11.87 % 11.32 % 12.39 % 80 CCE Saving @ 10.3% 9.04 % 8.50 % 9.55 %

Sr. No. Name 1 2 3 Mr. Prem Murli Dharra Ms. Sarojini Dharra Mast Gaurav Dharra

Age 39 44 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 206379 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok Dayama


L-6 Siddu Durga CHS, B-wing, 204, Pratiksha Nagar, Sion (E), Mumbai, Pin:400022 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ashok Dayama Mrs. Lata A Dayama Jeevan Vriddhi Age 37 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 224531 Yield 8.02 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.21 % 20.6% 10.10 % 10.40 % 30.9% 11.61 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.74 % 80 CCE Saving @ 30.9% 12.01 % 12.26 % 80 CCE Saving @ 10.3% 9.18 % 9.42 %

Sr. No. Name 1 2 Mr. Ashok Dayama Mrs. Lata A Dayama

Age 37 31

Premium 100000 100000

Total 101545 101545

Maturity 219537 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil Dhandore


Room No. 9, Nayakwadi, ACC Cement Co. Road, Mulund (west), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sunil Dhandore Mrs. Renuka S Dhandore Jeevan Vriddhi Age 39 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 225325 Yield 7.88 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.25 % 20.6% 9.92 % 10.45 % 30.9% 11.40 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.78 % 80 CCE Saving @ 30.9% 11.87 % 12.30 % 80 CCE Saving @ 10.3% 9.04 % 9.46 %

Sr. No. Name 1 2 Mr. Sunil Dhandore Mrs. Renuka S Dhandore

Age 39 29

Premium 100000 100000

Total 101545 101545

Maturity 216826 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh Daswani


A/504 Vashitha, Saptrishi Park, Swapnagri, B R Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mukesh Daswani Mrs. Simran M Daswani Ms. Lakshita M Daswani Jeevan Vriddhi Age 42 36 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 220661 228147 Yield 7.61 % 8.07 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.00 % 9.40 % 20.6% 9.58 % 10.16 % 10.62 % 30.9% 11.01 % 11.68 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 8.07 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.55 % 10.92 % 80 CCE Saving @ 30.9% 11.58 % 12.06 % 12.44 % 80 CCE Saving @ 10.3% 8.76 % 9.23 % 9.60 %

Sr. No. Name 1 2 3 Mr. Mukesh Daswani Mrs. Simran M Daswani Ms. Lakshita M Daswani

Age 42 36 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 220661 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kavita Dhusia


5/6, Old Barrack, Behind Sai Baba Temple, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kavita Dhusia Mr. Hiten Dhusia Ms. Chetana Dhusia Jeevan Vriddhi Age 36 14 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 227851 229334 Yield 8.07 % 8.42 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.39 % 9.46 % 20.6% 10.16 % 10.60 % 10.69 % 30.9% 11.68 % 12.19 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.42 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.90 % 10.98 % 80 CCE Saving @ 30.9% 12.06 % 12.42 % 12.50 % 80 CCE Saving @ 10.3% 9.23 % 9.58 % 9.65 %

Sr. No. Name 1 2 3 Mrs. Kavita Dhusia Mr. Hiten Dhusia Ms. Chetana Dhusia

Age 36 14 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 227851 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vasant R Dhaifule


26, Shreeram Aprt, Opp Rly Stn, Kesar Baug, Mulund East, Mumbai, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Kiran V Dhaifule Jeevan Vriddhi Age 25 Premium 100000 S.Tax 1545 Total 101545 Maturity 226066 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mast Kiran V Dhaifule

Age 25

Premium 100000

Total 101545

Maturity 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajeev A Dudani


4/74, Neo Shastri Nagar, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rajeev A Dudani Mrs. Sangeeta R Dudani Jeevan Vriddhi Age 36 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 224983 Yield 8.07 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.23 % 20.6% 10.16 % 10.43 % 30.9% 11.68 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.76 % 80 CCE Saving @ 30.9% 12.06 % 12.28 % 80 CCE Saving @ 10.3% 9.23 % 9.44 %

Sr. No. Name 1 2 Mr. Rajeev A Dudani Mrs. Sangeeta R Dudani

Age 36 30

Premium 100000 100000

Total 101545 101545

Maturity 220661 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Laxman Ramesh Dede


Jai Ganesh Co-op Society, Rahul Nagar No.1, V.N. Purav Marg, Sion Chunabhatti, Mumbai, Pin:400022 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Laxman Ramesh Dede Mrs. Rani Laxman Dede Jeevan Vriddhi Age 28 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226171 Yield 8.31 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.30 % 20.6% 10.47 % 10.50 % 30.9% 12.03 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.82 % 80 CCE Saving @ 30.9% 12.31 % 12.34 % 80 CCE Saving @ 10.3% 9.47 % 9.50 %

Sr. No. Name 1 2 Mr. Laxman Ramesh Dede Mrs. Rani Laxman Dede

Age 28 24

Premium 100000 100000

Total 101545 101545

Maturity 225592 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh R Dalvi


, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dinesh R Dalvi Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Dinesh R Dalvi

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh D Dama


C/o. 14, Ruxmani Bhavan, Chirag Nagar, Off. LBS Marg, Ghatkopar (W), Mumbai, Pin:400086 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Naresh D Dama Mrs. Kaushalya N Dama Mr. Nayan N Dama Ms. Urmi N Dama Jeevan Vriddhi Age 39 37 13 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 219537 228147 228917 Yield 7.88 % 8.02 % 8.43 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.94 % 9.40 % 9.44 % 20.6% 9.92 % 10.10 % 10.62 % 10.67 % 30.9% 11.40 % 11.61 % 12.20 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.02 % 8.43 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.49 % 10.92 % 10.96 % 80 CCE Saving @ 30.9% 11.87 % 12.01 % 12.44 % 12.48 % 80 CCE Saving @ 10.3% 9.04 % 9.18 % 9.60 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Naresh D Dama Mrs. Kaushalya N Dama Mr. Nayan N Dama Ms. Urmi N Dama

Age 39 37 13 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 219537 228147 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Namrata S Desai


B-1, Bugha Aprtment, Satya Nagar, Borivli West, Mumbai, Mumbai, Pin:400092 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Namrata S Desai Jeevan Vriddhi Age 28 Premium 100000 S.Tax 1545 Total 101545 Maturity 225592 Yield 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 20.6% 10.47 % 30.9% 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 80 CCE Saving @ 30.9% 12.31 % 80 CCE Saving @ 10.3% 9.47 %

Sr. No. Name 1 Ms. Namrata S Desai

Age 28

Premium 100000

Total 101545

Maturity 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Digamber Dhanawade


Flat A-2,Shiv Shankar Aprt, Sector 18, Nerul, Navi Mumbai, Navi Mumbai, Pin:400706 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Digamber Dhanawade Jeevan Vriddhi Age 24 Premium 100000 S.Tax 1545 Total 101545 Maturity 226171 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mr. Digamber Dhanawade

Age 24

Premium 100000

Total 101545

Maturity 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh A Eppatpuri


, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mahesh A Eppatpuri Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Mahesh A Eppatpuri

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chetan M Engineer


A-10, Veena Nagar, Flat No:301, L.B.S Marg, Mulund-west, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Chetan M Engineer Mrs. Bhavna C. Engineer Kum. Khushboo C. Engineer Kum. Juhi C. Engineer Jeevan Vriddhi Age 48 47 22 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 196379 226356 226356 Yield 6.60 % 6.82 % 8.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.60 % 9.31 % 9.31 % 20.6% 8.31 % 8.59 % 10.52 % 10.52 % 30.9% 9.55 % 9.87 % 12.08 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 6.82 % 8.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.27 % 10.83 % 10.83 % 80 CCE Saving @ 30.9% 10.54 % 10.76 % 12.35 % 12.35 % 80 CCE Saving @ 10.3% 7.74 % 7.97 % 9.51 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Chetan M Engineer Mrs. Bhavna C. Engineer Kum. Khushboo C. Engineer Kum. Juhi C. Engineer

Age 48 47 22 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 196379 226356 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Walter Dominic Ferose


303, Lords House, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Walter Dominic Ferose Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Walter Dominic Ferose

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shyam A Fatnani


Ashok Watch House, 12, Mohanlal Mansion, Maheshwari Udyan, Mahim,Mumbai, Pin:400019 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Shyam A Fatnani Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Shyam A Fatnani

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Meenakshi R Fatnani


1/10, Jai Shastri Nagar, Mulund Colony, Mulund (west), Mumbai., Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Meenakshi R Fatnani Mast Paras R Fatnani Mast Jay R. Fatnani Jeevan Vriddhi Age 43 24 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 226171 226594 Yield 7.49 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.30 % 9.32 % 20.6% 9.43 % 10.50 % 10.53 % 30.9% 10.84 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 11.46 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 8.64 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Meenakshi R Fatnani Mast Paras R Fatnani Mast Jay R. Fatnani

Age 43 24 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 226171 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nanik Fatnani


201, Marathon Galaxy-1, L.B.S.Marg, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Leelavati N Fatnani Mr. Kishan N Fatnani Mrs. Deepa K Fatnani Jeevan Vriddhi Age 50 32 32 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 223963 223963 Yield 6.09 % 8.23 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.18 % 9.18 % 20.6% 7.67 % 10.37 % 10.37 % 30.9% 8.81 % 11.91 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.23 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.71 % 10.71 % 80 CCE Saving @ 30.9% 10.01 % 12.23 % 12.23 % 80 CCE Saving @ 10.3% 7.23 % 9.39 % 9.39 %

Sr. No. Name 1 2 3 Mrs. Leelavati N Fatnani Mr. Kishan N Fatnani Mrs. Deepa K Fatnani

Age 50 32 32

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 223963 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dalveer Singh Flora


Block no:3/12, Old barrack, Mulund Colony, Mulund (W), mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Dalveer Singh Flora Mrs. Naresh Bala Flora Ms. Daljeet Kaur Flora Ms. Paramjeet Kaur Flora Mast Kuldeep Singh Flora Jeevan Vriddhi Age 48 43 21 19 15 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 192347 209027 226466 226744 227584 Yield 6.60 % 7.49 % 8.35 % 8.36 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.35 % 9.31 % 9.32 % 9.36 % 20.6% 8.31 % 9.43 % 10.52 % 10.53 % 10.58 % 30.9% 9.55 % 10.84 % 12.08 % 12.10 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 7.49 % 8.35 % 8.36 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.95 % 10.84 % 10.85 % 10.89 % 80 CCE Saving @ 30.9% 10.54 % 11.46 % 12.35 % 12.37 % 12.41 % 80 CCE Saving @ 10.3% 7.74 % 8.64 % 9.52 % 9.53 % 9.57 %

Sr. No. Name 1 2 3 4 5 Mr. Dalveer Singh Flora Mrs. Naresh Bala Flora Ms. Daljeet Kaur Flora Ms. Paramjeet Kaur Flora Mast Kuldeep Singh Flora

Age 48 43 21 19 15

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 192347 209027 226466 226744 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Balhindar S Filora


Old Brk No.3/12, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Balhindar Singh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Balhindar S Filora Mrs. Kalbinderkaur Filora Jeevan Vriddhi Age 43 43 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 209027 Yield 7.49 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.35 % 20.6% 9.43 % 9.43 % 30.9% 10.84 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.95 % 80 CCE Saving @ 30.9% 11.46 % 11.46 % 80 CCE Saving @ 10.3% 8.64 % 8.64 %

Sr. No. Name 1 2 Mr. Balhindar S Filora Mrs. Kalbinderkaur Filora

Age 43 43

Premium 100000 100000

Total 101545 101545

Maturity 209027 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Balhindersingh Flora


3/12 Old Barrack, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Balhindersingh Flora Mrs. Kalbinderkaur B Flora Ms. Rinki B Flora Ms. Jassi B Flora Jeevan Vriddhi Age 43 43 13 9 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 209027 228147 229966 Yield 7.49 % 7.49 % 8.43 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.35 % 9.40 % 9.50 % 20.6% 9.43 % 9.43 % 10.62 % 10.73 % 30.9% 10.84 % 10.84 % 12.20 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 7.49 % 8.43 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.95 % 10.92 % 11.01 % 80 CCE Saving @ 30.9% 11.46 % 11.46 % 12.44 % 12.53 % 80 CCE Saving @ 10.3% 8.64 % 8.64 % 9.60 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Balhindersingh Flora Mrs. Kalbinderkaur B Flora Ms. Rinki B Flora Ms. Jassi B Flora

Age 43 43 13 9

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 209027 228147 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Achhelal B Gupta


49-6/B, Hindustan Chowk, Nr Arya Samaj Mandir, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Achhelal Gupta, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Achhelal B Gupta Mast Amit A Gupta Jeevan Vriddhi Age 44 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 226263 Yield 7.35 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.30 % 20.6% 9.26 % 10.50 % 30.9% 10.64 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.83 % 80 CCE Saving @ 30.9% 11.32 % 12.34 % 80 CCE Saving @ 10.3% 8.50 % 9.51 %

Sr. No. Name 1 2 Mr. Achhelal B Gupta Mast Amit A Gupta

Age 44 23

Premium 100000 100000

Total 101545 101545

Maturity 206379 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Pooja Gandhi


C/o Radha Soami, Kanpur

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Pooja Gandhi Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Ms. Pooja Gandhi

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Surjeet R Gopalani


, Mulund Colony, Mulund West,Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Surjeet R Gopalani Mrs. Lata S Gopalani Kum. Bhagti S Gopalani Kum. Hemtal S Gopalani Kr. Abhishek S Gopalani Jeevan Vriddhi Age 43 42 20 19 16 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 209027 211350 226594 226744 227336 Yield 7.49 % 7.61 % 8.36 % 8.36 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.48 % 9.32 % 9.32 % 9.35 % 20.6% 9.43 % 9.58 % 10.53 % 10.53 % 10.57 % 30.9% 10.84 % 11.01 % 12.10 % 12.10 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.49 % 7.61 % 8.36 % 8.36 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.07 % 10.84 % 10.85 % 10.88 % 80 CCE Saving @ 30.9% 11.46 % 11.58 % 12.36 % 12.37 % 12.40 % 80 CCE Saving @ 10.3% 8.64 % 8.76 % 9.52 % 9.53 % 9.56 %

Sr. No. Name 1 2 3 4 5 Mr. Surjeet R Gopalani Mrs. Lata S Gopalani Kum. Bhagti S Gopalani Kum. Hemtal S Gopalani Kr. Abhishek S Gopalani

Age 43 42 20 19 16

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 209027 211350 226594 226744 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunilkumar S Gupta


Ram Dular Ki Chawl, R No.8 Shivaji Nagar, Check Naka, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sunilkumar S Gupta Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Sunilkumar S Gupta

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore T Girdani


Pushpanjali , Blk C-22/87-88, Hill View, Opp Silver Apt, Sec 17, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 Mr. Kishore T Girdani Mr. Doulat T Girdhani Mr. Prakash P Girdhani Mr Vinod A Girdhani Mr. Lalit A Girdhani Mrs. Heena D Girdhani Mast Khush D Girdhani Mast Karan S Girdhani Mast Bhavesh K Girdhani Jeevan Vriddhi Age 44 38 29 29 28 38 10 12 14 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 206379 218268 225325 225325 225592 218268 229334 228517 227851 Yield 7.35 % 7.95 % 8.30 % 8.30 % 8.31 % 7.95 % 8.49 % 8.45 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.86 % 9.25 % 9.25 % 9.26 % 8.86 % 9.46 % 9.42 % 9.39 % 20.6% 9.26 % 10.01 % 10.45 % 10.45 % 10.47 % 10.01 % 10.69 % 10.64 % 10.60 % 30.9% 10.64 % 11.51 % 12.01 % 12.01 % 12.03 % 11.51 % 12.29 % 12.23 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.35 % 7.95 % 8.30 % 8.30 % 8.31 % 7.95 % 8.49 % 8.45 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.43 % 10.78 % 10.78 % 10.79 % 10.43 % 10.98 % 10.94 % 10.90 % 80 CCE Saving @ 30.9% 11.32 % 11.94 % 12.30 % 12.30 % 12.31 % 11.94 % 12.50 % 12.46 % 12.42 % 80 CCE Saving @ 10.3% 8.50 % 9.11 % 9.46 % 9.46 % 9.47 % 9.11 % 9.65 % 9.62 % 9.58 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 Mr. Kishore T Girdani Mr. Doulat T Girdhani Mr. Prakash P Girdhani Mr Vinod A Girdhani Mr. Lalit A Girdhani Mrs. Heena D Girdhani Mast Khush D Girdhani Mast Karan S Girdhani Mast Bhavesh K Girdhani

Age 44 38 29 29 28 38 10 12 14

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 206379 218268 225325 225325 225592 218268 229334 228517 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandip Sainath Gholap


Satyam Shivam Sundram, R.NO.102,1st Flor, Katrap Rosd , Badlapur

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sandip Sainath Gholap Mrs. Sneha Sandip Gholap Jeevan Vriddhi Age 28 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226171 Yield 8.31 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.30 % 20.6% 10.47 % 10.50 % 30.9% 12.03 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.82 % 80 CCE Saving @ 30.9% 12.31 % 12.34 % 80 CCE Saving @ 10.3% 9.47 % 9.50 %

Sr. No. Name 1 2 Mr. Sandip Sainath Gholap Mrs. Sneha Sandip Gholap

Age 28 24

Premium 100000 100000

Total 101545 101545

Maturity 225592 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagdish Ganatra


B 702 Vardhaman Nagar, Dr R P Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sachin J Ganatra Mr. Sameer J Ganatra Jeevan Vriddhi Age 32 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225592 Yield 8.23 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.26 % 20.6% 10.37 % 10.47 % 30.9% 11.91 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.79 % 80 CCE Saving @ 30.9% 12.23 % 12.31 % 80 CCE Saving @ 10.3% 9.39 % 9.47 %

Sr. No. Name 1 2 Mr. Sachin J Ganatra Mr. Sameer J Ganatra

Age 32 28

Premium 100000 100000

Total 101545 101545

Maturity 223963 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Doulatram Gurnani


D 216 2nd Flr, Lok Angan, Mulund colony, Mulund west, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jayprakash Gurnani(E Mrs. Nisha J Gurnani Kum. Khushboo J.Gurnani Kum. Kunal J. Gurnani Jeevan Vriddhi Age 47 41 17 16 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 213378 227115 227336 Yield 6.82 % 7.71 % 8.38 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.60 % 9.34 % 9.35 % 20.6% 8.59 % 9.71 % 10.55 % 10.57 % 30.9% 9.87 % 11.16 % 12.13 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.71 % 8.38 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.18 % 10.87 % 10.88 % 80 CCE Saving @ 30.9% 10.76 % 11.69 % 12.39 % 12.40 % 80 CCE Saving @ 10.3% 7.97 % 8.87 % 9.55 % 9.56 %

Sr. No. Name 1 2 3 4 Mr. Jayprakash Gurnani(E Mrs. Nisha J Gurnani Kum. Khushboo J.Gurnani Kum. Kunal J. Gurnani

Age 47 41 17 16

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 213378 227115 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Brijesh Gurbani


C/610,Lok Angan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Brijesh Gurbani Mrs. Pooja B Gurbani Ms. Juhi B Gurbani Ms. Prachi B Gurbani Jeevan Vriddhi Age 47 43 18 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 209027 226918 227851 Yield 6.82 % 7.49 % 8.37 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.35 % 9.33 % 9.39 % 20.6% 8.59 % 9.43 % 10.54 % 10.60 % 30.9% 9.87 % 10.84 % 12.11 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.49 % 8.37 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.95 % 10.86 % 10.90 % 80 CCE Saving @ 30.9% 10.76 % 11.46 % 12.38 % 12.42 % 80 CCE Saving @ 10.3% 7.97 % 8.64 % 9.54 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Brijesh Gurbani Mrs. Pooja B Gurbani Ms. Juhi B Gurbani Ms. Prachi B Gurbani

Age 47 43 18 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 209027 226918 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vivek N Gangaramani


111-51, Rohit Villa, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Vivek N Gangaramani Mrs. Harsha V Gangaramani Ms. Aarti V Gangaramani Mr. Rajendra Gangaramani Mrs. Seema R Gangaramani Ms. Twinkle R Gangaramani Jeevan Vriddhi Age 44 46 15 46 43 12 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 206379 200064 227584 200064 209027 228517 Yield 7.35 % 7.02 % 8.40 % 7.02 % 7.49 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 7.83 % 9.36 % 7.83 % 8.35 % 9.42 % 20.6% 9.26 % 8.84 % 10.58 % 8.84 % 9.43 % 10.64 % 30.9% 10.64 % 10.16 % 12.16 % 10.16 % 10.84 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.35 % 7.02 % 8.40 % 7.02 % 7.49 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.47 % 10.89 % 9.47 % 9.95 % 10.94 % 80 CCE Saving @ 30.9% 11.32 % 10.97 % 12.41 % 10.97 % 11.46 % 12.46 % 80 CCE Saving @ 10.3% 8.50 % 8.17 % 9.57 % 8.17 % 8.64 % 9.62 %

Sr. No. Name 1 2 3 4 5 6 Mr. Vivek N Gangaramani Mrs. Harsha V Gangaramani Ms. Aarti V Gangaramani Mr. Rajendra Gangaramani Mrs. Seema R Gangaramani Ms. Twinkle R Gangaramani

Age 44 46 15 46 43 12

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 206379 200064 227584 200064 209027 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Prem K Gagwani


44/2 Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Tarun P Gagwani Mr. Jayesh P Gagwani Mrs. Ritu P Gagwani Leigh-jeanne Melanie Mr. Seema Tarun Gagwani Jeevan Vriddhi Age 29 31 46 27 27 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 225325 224531 200064 225789 225789 Yield 8.30 % 8.26 % 7.02 % 8.32 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.21 % 7.83 % 9.28 % 9.28 % 20.6% 10.45 % 10.40 % 8.84 % 10.48 % 10.48 % 30.9% 12.01 % 11.95 % 10.16 % 12.04 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.30 % 8.26 % 7.02 % 8.32 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.74 % 9.47 % 10.80 % 10.80 % 80 CCE Saving @ 30.9% 12.30 % 12.26 % 10.97 % 12.32 % 12.32 % 80 CCE Saving @ 10.3% 9.46 % 9.42 % 8.17 % 9.48 % 9.48 %

Sr. No. Name 1 2 3 4 5 Mr. Tarun P Gagwani Mr. Jayesh P Gagwani Mrs. Ritu P Gagwani Leigh-jeanne Melanie Mr. Seema Tarun Gagwani

Age 29 31 46 27 27

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 225325 224531 200064 225789 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh N Gregrath


Block No 22/"G", Sidharath Path, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dinesh N Gregrath(E Mrs. Mahek D Gregrath Jeevan Vriddhi Age 42 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 221652 Yield 7.61 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.05 % 20.6% 9.58 % 10.23 % 30.9% 11.01 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.60 % 80 CCE Saving @ 30.9% 11.58 % 12.11 % 80 CCE Saving @ 10.3% 8.76 % 9.28 %

Sr. No. Name 1 2 Mr. Dinesh N Gregrath(E Mrs. Mahek D Gregrath

Age 42 35

Premium 100000 100000

Total 101545 101545

Maturity 211350 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jeetendra Gagwani


Block No 49/1c, Shivaji Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jeetendra Gagwani Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Jeetendra Gagwani

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan P Goswami


Tiwari Chawl, Bhakti Mandir, Naupada West, Thane, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mohan P Goswami Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Mohan P Goswami

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narian Goklani


9, Shivam Bldg, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Yogesh N Goklani Ms. Shardha N Goklani Jeevan Vriddhi Age 28 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 224983 Yield 8.31 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.23 % 20.6% 10.47 % 10.43 % 30.9% 12.03 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.76 % 80 CCE Saving @ 30.9% 12.31 % 12.28 % 80 CCE Saving @ 10.3% 9.47 % 9.44 %

Sr. No. Name 1 2 Mr. Yogesh N Goklani Ms. Shardha N Goklani

Age 28 30

Premium 100000 100000

Total 101545 101545

Maturity 225592 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramchand K Gagwani


Shop No. 6-C, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Devika Mohan Vinayak Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Kum. Devika Mohan Vinayak

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay N Garegrath


56/3,,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Vijay Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Chandni V Garegrath Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Ms. Chandni V Garegrath

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gulab K Gagwani


47-4, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manish G Gagwani Kum. Preeti G Gagwani Kum. Dakshita M Gagwani Jeevan Vriddhi Age 40 30 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 224983 227851 Yield 7.80 % 8.28 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.23 % 9.39 % 20.6% 9.82 % 10.43 % 10.60 % 30.9% 11.29 % 11.98 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.28 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.76 % 10.90 % 80 CCE Saving @ 30.9% 11.78 % 12.28 % 12.42 % 80 CCE Saving @ 10.3% 8.96 % 9.44 % 9.58 %

Sr. No. Name 1 2 3 Mr. Manish G Gagwani Kum. Preeti G Gagwani Kum. Dakshita M Gagwani

Age 40 30 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 224983 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Karambhir R Goyal


Panchsheel Arcade, Plot No. 32, Flat No. 301, Sector 5, Nr. HP Petrol Pump, Airoli, Navi Mumbai, Pin:400708 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Karambhir R Goyal Mr. Yogesh K Goyal Mr. Saurabh K Goyal Mrs. Roshni K Goyal Mrs. Poonam S Goyal Jeevan Vriddhi Age 50 27 28 42 26 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 225789 225592 211350 225945 Yield 6.09 % 8.32 % 8.31 % 7.61 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.28 % 9.26 % 8.48 % 9.29 % 20.6% 7.67 % 10.48 % 10.47 % 9.58 % 10.49 % 30.9% 8.81 % 12.04 % 12.03 % 11.01 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 8.32 % 8.31 % 7.61 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.80 % 10.79 % 10.07 % 10.81 % 80 CCE Saving @ 30.9% 10.01 % 12.32 % 12.31 % 11.58 % 12.33 % 80 CCE Saving @ 10.3% 7.23 % 9.48 % 9.47 % 8.76 % 9.49 %

Sr. No. Name 1 2 3 4 5 Mr. Karambhir R Goyal Mr. Yogesh K Goyal Mr. Saurabh K Goyal Mrs. Roshni K Goyal Mrs. Poonam S Goyal

Age 50 27 28 42 26

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 225789 225592 211350 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal G Gianani


A-604,"Cypress", Vasant Garden, Nr.Swapana Nagari, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Hemlata K Gianani Mast Deepak K Gianani Ms. Poonam K Gianani Jeevan Vriddhi Age 46 25 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 226066 227115 Yield 7.02 % 8.33 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.29 % 9.34 % 20.6% 8.84 % 10.49 % 10.55 % 30.9% 10.16 % 12.05 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.33 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.82 % 10.87 % 80 CCE Saving @ 30.9% 10.97 % 12.34 % 12.39 % 80 CCE Saving @ 10.3% 8.17 % 9.50 % 9.55 %

Sr. No. Name 1 2 3 Mrs. Hemlata K Gianani Mast Deepak K Gianani Ms. Poonam K Gianani

Age 46 25 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 226066 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Subhash T Gera


Blk NO. 2/2, Behind Sachkhand Darbar, Nr. Last Bus Stop, Mulund Colony,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Deepika S Gera Ms. Pooja S Gera Jeevan Vriddhi Age 22 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226356 226466 Yield 8.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.31 % 20.6% 10.52 % 10.52 % 30.9% 12.08 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 10.84 % 80 CCE Saving @ 30.9% 12.35 % 12.35 % 80 CCE Saving @ 10.3% 9.51 % 9.52 %

Sr. No. Name 1 2 Ms. Deepika S Gera Ms. Pooja S Gera

Age 22 21

Premium 100000 100000

Total 101545 101545

Maturity 226356 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ketan R Ganatra


B/702,Vardhaman Nagar, R.P.Road, Mulund W, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Ketan R Ganatra Mrs. Meena Kekin Ganatra(E Mr. Kekin R Ganatra Mast Khushal K Ganatra(E Mast Harsh Kekin Ganatra(E Mrs. Varsha Ketan Ganatra Jeevan Vriddhi Age 44 43 46 18 14 40 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 206379 209027 200064 226918 227851 215191 Yield 7.35 % 7.49 % 7.02 % 8.37 % 8.42 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.35 % 7.83 % 9.33 % 9.39 % 8.70 % 20.6% 9.26 % 9.43 % 8.84 % 10.54 % 10.60 % 9.82 % 30.9% 10.64 % 10.84 % 10.16 % 12.11 % 12.19 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.35 % 7.49 % 7.02 % 8.37 % 8.42 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.95 % 9.47 % 10.86 % 10.90 % 10.27 % 80 CCE Saving @ 30.9% 11.32 % 11.46 % 10.97 % 12.38 % 12.42 % 11.78 % 80 CCE Saving @ 10.3% 8.50 % 8.64 % 8.17 % 9.54 % 9.58 % 8.96 %

Sr. No. Name 1 2 3 4 5 6 Mr. Ketan R Ganatra Mrs. Meena Kekin Ganatra(E Mr. Kekin R Ganatra Mast Khushal K Ganatra(E Mast Harsh Kekin Ganatra(E Mrs. Varsha Ketan Ganatra

Age 44 43 46 18 14 40

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 206379 209027 200064 226918 227851 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Veergiri M Goswami


Block No. 79/2, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Veergiri M Goswami Mrs. Premila V Goswami Ms. Hansa V Goswami Ms. Jagruti V Goswami Ms. Dolly V Goswami Ms. Vanita V Goswami Mr. Haresh N Gusai/goswam Mr. Bhawar S. Devashi Jeevan Vriddhi Age 48 44 23 16 14 12 32 33 Premium 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 192347 206379 226263 227336 227851 228517 223963 223291 Yield 6.60 % 7.35 % 8.34 % 8.39 % 8.42 % 8.45 % 8.23 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.19 % 9.30 % 9.35 % 9.39 % 9.42 % 9.18 % 9.14 % 20.6% 8.31 % 9.26 % 10.50 % 10.57 % 10.60 % 10.64 % 10.37 % 10.33 % 30.9% 9.55 % 10.64 % 12.07 % 12.14 % 12.19 % 12.23 % 11.91 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 7.35 % 8.34 % 8.39 % 8.42 % 8.45 % 8.23 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.81 % 10.83 % 10.88 % 10.90 % 10.94 % 10.71 % 10.68 % 80 CCE Saving @ 30.9% 10.54 % 11.32 % 12.34 % 12.40 % 12.42 % 12.46 % 12.23 % 12.20 % 80 CCE Saving @ 10.3% 7.74 % 8.50 % 9.51 % 9.56 % 9.58 % 9.62 % 9.39 % 9.36 %

Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Veergiri M Goswami Mrs. Premila V Goswami Ms. Hansa V Goswami Ms. Jagruti V Goswami Ms. Dolly V Goswami Ms. Vanita V Goswami Mr. Haresh N Gusai/goswam Mr. Bhawar S. Devashi

Age 48 44 23 16 14 12 32 33

Premium 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 192347 206379 226263 227336 227851 228517 223963 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pankaj Mohan Gupte


16-12, Shayadri, Oswal Park, Pokharan Road No 2, Thane W, Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Pankaj Mohan Gupte Mrs. Vaishali P Gupte Kum. Tanvi P Gupte Kum. Komal P Gupte Jeevan Vriddhi Age 49 46 19 24 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 200064 226744 226171 Yield 6.35 % 7.02 % 8.36 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.83 % 9.32 % 9.30 % 20.6% 8.00 % 8.84 % 10.53 % 10.50 % 30.9% 9.19 % 10.16 % 12.10 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 7.02 % 8.36 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.47 % 10.85 % 10.82 % 80 CCE Saving @ 30.9% 10.28 % 10.97 % 12.37 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 8.17 % 9.53 % 9.50 %

Sr. No. Name 1 2 3 4 Mr. Pankaj Mohan Gupte Mrs. Vaishali P Gupte Kum. Tanvi P Gupte Kum. Komal P Gupte

Age 49 46 19 24

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 200064 226744 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pawan Ramdhari Garg


Sandeep Kirana Store, Mukam Gothiwali, Post Ghansoli,Belapur Rd., Navi-Mumbai, Pin:400701 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pawan Ramdhari Garg Kum. Mamta P Garg Jeevan Vriddhi Age 43 15 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 227584 Yield 7.49 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.36 % 20.6% 9.43 % 10.58 % 30.9% 10.84 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.89 % 80 CCE Saving @ 30.9% 11.46 % 12.41 % 80 CCE Saving @ 10.3% 8.64 % 9.57 %

Sr. No. Name 1 2 Mr. Pawan Ramdhari Garg Kum. Mamta P Garg

Age 43 15

Premium 100000 100000

Total 101545 101545

Maturity 209027 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan K Gagwani


143-265, Behind Youth Circle, Opp Shiv Sena Office, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Naveen M Gagwani Mrs. Damini N Gagwani Ms. Khushi N Gagwani Ms. Honey N Gagwani Mr. Bharat M Gagwani Mrs. Kamya B Gagwani Ms. Hasita B Gagwani Jeevan Vriddhi Age 39 38 9 12 35 30 8 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 216826 218268 229966 228517 221652 224983 229966 Yield 7.88 % 7.95 % 8.52 % 8.45 % 8.12 % 8.28 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.86 % 9.50 % 9.42 % 9.05 % 9.23 % 9.50 % 20.6% 9.92 % 10.01 % 10.73 % 10.64 % 10.23 % 10.43 % 10.73 % 30.9% 11.40 % 11.51 % 12.33 % 12.23 % 11.75 % 11.98 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.88 % 7.95 % 8.52 % 8.45 % 8.12 % 8.28 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.43 % 11.01 % 10.94 % 10.60 % 10.76 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 11.94 % 12.53 % 12.46 % 12.11 % 12.28 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.11 % 9.68 % 9.62 % 9.28 % 9.44 % 9.68 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Naveen M Gagwani Mrs. Damini N Gagwani Ms. Khushi N Gagwani Ms. Honey N Gagwani Mr. Bharat M Gagwani Mrs. Kamya B Gagwani Ms. Hasita B Gagwani

Age 39 38 9 12 35 30 8

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 216826 218268 229966 228517 221652 224983 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh Jayanti Giri


17-3,Netaji Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Mahesh J Giri (E) Mr. Rajesh J Giri (E) Mrs. Saroj R Giri Kr. Sanket Giri Kr. Viren Giri Ms. Reshma V Kanani(E Ms. Kirti J Giri Mr. Punit Praful Giri Mrs. Priti M Giri Ms. Kinjal Mahesh Giri Jeevan Vriddhi Age 41 43 43 18 14 38 42 37 37 11 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 213378 209027 209027 226918 227851 218268 211350 219537 219537 228917 Yield 7.71 % 7.49 % 7.49 % 8.37 % 8.42 % 7.95 % 7.61 % 8.02 % 8.02 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.35 % 8.35 % 9.33 % 9.39 % 8.86 % 8.48 % 8.94 % 8.94 % 9.44 % 20.6% 9.71 % 9.43 % 9.43 % 10.54 % 10.60 % 10.01 % 9.58 % 10.10 % 10.10 % 10.67 % 30.9% 11.16 % 10.84 % 10.84 % 12.11 % 12.19 % 11.51 % 11.01 % 11.61 % 11.61 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.71 % 7.49 % 7.49 % 8.37 % 8.42 % 7.95 % 7.61 % 8.02 % 8.02 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 9.95 % 9.95 % 10.86 % 10.90 % 10.43 % 10.07 % 10.49 % 10.49 % 10.96 % 80 CCE Saving @ 30.9% 11.69 % 11.46 % 11.46 % 12.38 % 12.42 % 11.94 % 11.58 % 12.01 % 12.01 % 12.48 % 80 CCE Saving @ 10.3% 8.87 % 8.64 % 8.64 % 9.54 % 9.58 % 9.11 % 8.76 % 9.18 % 9.18 % 9.63 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Mahesh J Giri (E) Mr. Rajesh J Giri (E) Mrs. Saroj R Giri Kr. Sanket Giri Kr. Viren Giri Ms. Reshma V Kanani(E Ms. Kirti J Giri Mr. Punit Praful Giri Mrs. Priti M Giri Ms. Kinjal Mahesh Giri

Age 41 43 43 18 14 38 42 37 37 11

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 213378 209027 209027 226918 227851 218268 211350 219537 219537 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh K Gandhi


2-33,Neo Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Naresh K Gandhi Mrs. Poonam N Gandhi Mast Sachin N Gandhi Jeevan Vriddhi Age 49 44 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 206379 226744 Yield 6.35 % 7.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.19 % 9.32 % 20.6% 8.00 % 9.26 % 10.53 % 30.9% 9.19 % 10.64 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 7.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.81 % 10.85 % 80 CCE Saving @ 30.9% 10.28 % 11.32 % 12.37 % 80 CCE Saving @ 10.3% 7.50 % 8.50 % 9.53 %

Sr. No. Name 1 2 3 Mr. Naresh K Gandhi Mrs. Poonam N Gandhi Mast Sachin N Gandhi

Age 49 44 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 206379 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Mini George


C-3, Room No.2 2nd Flr, Shivneri Society, Sector 10, Airoli, Nav Mumbai, Pin:400708 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Mini George Mast Jomon George Mr. Palli Parambi George Jeevan Vriddhi Age 41 14 47 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 227851 196379 Yield 7.71 % 8.42 % 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.39 % 7.60 % 20.6% 9.71 % 10.60 % 8.59 % 30.9% 11.16 % 12.19 % 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 8.42 % 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.90 % 9.27 % 80 CCE Saving @ 30.9% 11.69 % 12.42 % 10.76 % 80 CCE Saving @ 10.3% 8.87 % 9.58 % 7.97 %

Sr. No. Name 1 2 3 Mrs. Mini George Mast Jomon George Mr. Palli Parambi George

Age 41 14 47

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 227851 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh V Gandhi


"Om',Airport Road,Opp., Mangal, Rajkot, Pin:360001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayesh V Gandhi Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Jayesh V Gandhi

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Parimal Ghelani


C-320, Kailas Esplanade, L.B.S. Marg, Opp. Shreyas Talkies, Ghatkopar West, Mumbai, Pin:400086 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Dipti P Ghelani Kum. Kunali P. Ghelani Ms. Queena P. Ghelani Jeevan Vriddhi Age 49 25 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 226066 226466 Yield 6.35 % 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.29 % 9.31 % 20.6% 8.00 % 10.49 % 10.52 % 30.9% 9.19 % 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 7.50 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Dipti P Ghelani Kum. Kunali P. Ghelani Ms. Queena P. Ghelani

Age 49 25 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 226066 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Priyal V Ganatra


A-403 Om Manu Smaruti, Dongri Pada, Opp Jalaza, Hotel, Ghodbhunder Rd, Thane

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Priyal V Ganatra Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mrs. Priyal V Ganatra

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Zarir Dara Govekar


26,Sahnaz Building,720/A, Katrak Road, Wadala, Mumbai, Pin:400031 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Nargish Zarir Govekar Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Nargish Zarir Govekar

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chetan Goswami


Ramnath Kripa,150 Ring Rd, Madhuban Socy, Opp Sourabh Aprt., Univrsity Road,Rajkot-5, Pin:360005 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Chetan Goswami Mrs. Harshada C Goswami Ms. Drishti C Goswami Jeevan Vriddhi Age 36 33 12 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 223291 228517 Yield 8.07 % 8.20 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.14 % 9.42 % 20.6% 10.16 % 10.33 % 10.64 % 30.9% 11.68 % 11.87 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.20 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.68 % 10.94 % 80 CCE Saving @ 30.9% 12.06 % 12.20 % 12.46 % 80 CCE Saving @ 10.3% 9.23 % 9.36 % 9.62 %

Sr. No. Name 1 2 3 Mr. Chetan Goswami Mrs. Harshada C Goswami Ms. Drishti C Goswami

Age 36 33 12

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 223291 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh N Gregrath


, Lok Angan, Mulund Colony, Mulund West, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Deepak M Gregrath Mast Gaurav M Gregrath Jeevan Vriddhi Age 27 22 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226356 Yield 8.32 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.31 % 20.6% 10.48 % 10.52 % 30.9% 12.04 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.83 % 80 CCE Saving @ 30.9% 12.32 % 12.35 % 80 CCE Saving @ 10.3% 9.48 % 9.51 %

Sr. No. Name 1 2 Mast Deepak M Gregrath Mast Gaurav M Gregrath

Age 27 22

Premium 100000 100000

Total 101545 101545

Maturity 225789 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash L Gagwani


49/1."Nitynand Sneha", Shivaji Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Prakash L Gagwani Mrs. Jyoti P Gagwani Jeevan Vriddhi Age 50 48 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 192347 Yield 6.09 % 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 20.6% 7.67 % 8.31 % 30.9% 8.81 % 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 80 CCE Saving @ 10.3% 7.23 % 7.74 %

Sr. No. Name 1 2 Mr. Prakash L Gagwani Mrs. Jyoti P Gagwani

Age 50 48

Premium 100000 100000

Total 101545 101545

Maturity 183344 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal L Gagwani


49-1, Nityanand Sneha, Shivaji Chowk, Mulund Colony, Mulund (w), Mumbai.

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kamal L Gagwani Mrs. Roshni K Gagwani Ms. Heena K Gagwani Jeevan Vriddhi Age 43 38 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 218268 228917 Yield 7.49 % 7.95 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.86 % 9.44 % 20.6% 9.43 % 10.01 % 10.67 % 30.9% 10.84 % 11.51 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.95 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.43 % 10.96 % 80 CCE Saving @ 30.9% 11.46 % 11.94 % 12.48 % 80 CCE Saving @ 10.3% 8.64 % 9.11 % 9.63 %

Sr. No. Name 1 2 3 Mr. Kamal L Gagwani Mrs. Roshni K Gagwani Ms. Heena K Gagwani

Age 43 38 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 218268 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harish C Godhwani


Geet's House,66/2, Hindustan Chowk, Mulund Colony, Mulund West Mumbai, Mumbai, Pin:400082 Dear Harish, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Vinti H Godhwani(E Mast Karan H Godhwani Mr. Aarman H Godhwani Jeevan Vriddhi Age 45 24 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 226171 227851 Yield 7.19 % 8.34 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.30 % 9.39 % 20.6% 9.06 % 10.50 % 10.60 % 30.9% 10.41 % 12.07 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.34 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.82 % 10.90 % 80 CCE Saving @ 30.9% 11.15 % 12.34 % 12.42 % 80 CCE Saving @ 10.3% 8.35 % 9.50 % 9.58 %

Sr. No. Name 1 2 3 Mrs. Vinti H Godhwani(E Mast Karan H Godhwani Mr. Aarman H Godhwani

Age 45 24 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 226171 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kuldeepsingh B Gill


H-198, Mulund Darshan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. RanjitKaur K Gill Ms. Mandeep Kaur Gill Ms. Shavanjit Kaur Gill Mast Amritpalsingh K Gill Jeevan Vriddhi Age 50 30 28 27 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 224983 225592 225789 Yield 6.09 % 8.28 % 8.31 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.23 % 9.26 % 9.28 % 20.6% 7.67 % 10.43 % 10.47 % 10.48 % 30.9% 8.81 % 11.98 % 12.03 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 8.28 % 8.31 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.76 % 10.79 % 10.80 % 80 CCE Saving @ 30.9% 10.01 % 12.28 % 12.31 % 12.32 % 80 CCE Saving @ 10.3% 7.23 % 9.44 % 9.47 % 9.48 %

Sr. No. Name 1 2 3 4 Mrs. RanjitKaur K Gill Ms. Mandeep Kaur Gill Ms. Shavanjit Kaur Gill Mast Amritpalsingh K Gill

Age 50 30 28 27

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 224983 225592 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. K.K.Gulati
, C/o. 894

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. K.K.Gulati Jeevan Vriddhi Age 11 Premium 100000 S.Tax 1545 Total 101545 Maturity 228917 Yield 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.44 % 20.6% 10.67 % 30.9% 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.96 % 80 CCE Saving @ 30.9% 12.48 % 80 CCE Saving @ 10.3% 9.63 %

Sr. No. Name 1 Mr. K.K.Gulati

Age 11

Premium 100000

Total 101545

Maturity 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Anju J Gurnani


98/5, Sai Niwas, Agra Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Dinesh Jayant Gurnani Mr. Dhiraj J Gurnani Mrs. Heer D Gurnani Mrs. Harshita D Gurnani Ms. Madhavi P Rath Jeevan Vriddhi Age 32 31 29 29 29 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 223963 224531 225325 225325 225325 Yield 8.23 % 8.26 % 8.30 % 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.21 % 9.25 % 9.25 % 9.25 % 20.6% 10.37 % 10.40 % 10.45 % 10.45 % 10.45 % 30.9% 11.91 % 11.95 % 12.01 % 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.23 % 8.26 % 8.30 % 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.74 % 10.78 % 10.78 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.26 % 12.30 % 12.30 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.42 % 9.46 % 9.46 % 9.46 %

Sr. No. Name 1 2 3 4 5 Mr. Dinesh Jayant Gurnani Mr. Dhiraj J Gurnani Mrs. Heer D Gurnani Mrs. Harshita D Gurnani Ms. Madhavi P Rath

Age 32 31 29 29 29

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 223963 224531 225325 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raju Dhruv Gaikwad


R.no. 776, Rahul Nagar, Bhnd Mulund Darshan, Nikalje Chawl, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Raju, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Raju Dhruv Gaikwad Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Raju Dhruv Gaikwad

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalit Gagwani


49/1,Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Lalit Gagwani Mrs. Mamta L Gagwani Mast Paresh L Gagwani Mr. Ritesh L Gagwani Jeevan Vriddhi Age 49 47 19 16 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 196379 226744 227336 Yield 6.35 % 6.82 % 8.36 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.60 % 9.32 % 9.35 % 20.6% 8.00 % 8.59 % 10.53 % 10.57 % 30.9% 9.19 % 9.87 % 12.10 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 6.82 % 8.36 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.27 % 10.85 % 10.88 % 80 CCE Saving @ 30.9% 10.28 % 10.76 % 12.37 % 12.40 % 80 CCE Saving @ 10.3% 7.50 % 7.97 % 9.53 % 9.56 %

Sr. No. Name 1 2 3 4 Mr. Lalit Gagwani Mrs. Mamta L Gagwani Mast Paresh L Gagwani Mr. Ritesh L Gagwani

Age 49 47 19 16

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 196379 226744 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bakul Gajaria


C-201, Silver Birch, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Bakul Gajaria Mrs. Heena B Gajaria Ms. Niharika B Gajaria Ms. Triupti B Gajaria Jeevan Vriddhi Age 46 41 15 40 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 200064 213378 227584 215191 Yield 7.02 % 7.71 % 8.40 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.60 % 9.36 % 8.70 % 20.6% 8.84 % 9.71 % 10.58 % 9.82 % 30.9% 10.16 % 11.16 % 12.16 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.02 % 7.71 % 8.40 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.18 % 10.89 % 10.27 % 80 CCE Saving @ 30.9% 10.97 % 11.69 % 12.41 % 11.78 % 80 CCE Saving @ 10.3% 8.17 % 8.87 % 9.57 % 8.96 %

Sr. No. Name 1 2 3 4 Mr. Bakul Gajaria Mrs. Heena B Gajaria Ms. Niharika B Gajaria Ms. Triupti B Gajaria

Age 46 41 15 40

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 200064 213378 227584 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Udhav B Gurbani


43/2, Powai Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pankaj U Gurbani Ms. Kusum U Gurbani Jeevan Vriddhi Age 34 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 223963 Yield 8.16 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.18 % 20.6% 10.28 % 10.37 % 30.9% 11.81 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.71 % 80 CCE Saving @ 30.9% 12.16 % 12.23 % 80 CCE Saving @ 10.3% 9.32 % 9.39 %

Sr. No. Name 1 2 Mr. Pankaj U Gurbani Ms. Kusum U Gurbani

Age 34 32

Premium 100000 100000

Total 101545 101545

Maturity 222526 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak U Gandhi


11/12,kailash Ashish, Dr.Ambedkar Rd,Mulund(w), Mumbai., Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Deepak U Gandhi Mast Pranay D Gandhi Mrs. Heenaben U Gandhi Ms. Hema U Gandhi Mrs. Rupa D Gandhi Jeevan Vriddhi Age 48 20 50 45 45 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 192347 226594 183344 203396 203396 Yield 6.60 % 8.36 % 6.09 % 7.19 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.32 % 6.79 % 8.02 % 8.02 % 20.6% 8.31 % 10.53 % 7.67 % 9.06 % 9.06 % 30.9% 9.55 % 12.10 % 8.81 % 10.41 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 8.36 % 6.09 % 7.19 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.84 % 8.52 % 9.65 % 9.65 % 80 CCE Saving @ 30.9% 10.54 % 12.36 % 10.01 % 11.15 % 11.15 % 80 CCE Saving @ 10.3% 7.74 % 9.52 % 7.23 % 8.35 % 8.35 %

Sr. No. Name 1 2 3 4 5 Mr. Deepak U Gandhi Mast Pranay D Gandhi Mrs. Heenaben U Gandhi Ms. Hema U Gandhi Mrs. Rupa D Gandhi

Age 48 20 50 45 45

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 192347 226594 183344 203396 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh P Gurbani


Flat No. 6,Bldg.no. 30/B, Chembur Navjivan Soc., Chembur (W), Mumbai, Pin:400074 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dinesh P Gurbani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Dinesh P Gurbani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Omprakash M Gupta


Bo-Bhate Chawl,Parsiwadi, Kopri Colony, Thane (East)

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Omprakash M Gupta Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Omprakash M Gupta

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rekha U Gajria


54/4, Hindustan Chowk, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Rekha U Gajria Mast Vinay U Gajria Jeevan Vriddhi Age 45 18 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 203396 226918 Yield 7.19 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.33 % 20.6% 9.06 % 10.54 % 30.9% 10.41 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.19 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.86 % 80 CCE Saving @ 30.9% 11.15 % 12.38 % 80 CCE Saving @ 10.3% 8.35 % 9.54 %

Sr. No. Name 1 2 Mrs. Rekha U Gajria Mast Vinay U Gajria

Age 45 18

Premium 100000 100000

Total 101545 101545

Maturity 203396 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shankar R. Gupta


House No: UAC/99, Behind Muncipal School, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Ms. Gayatree S. Gupta Mrs. Vimala S Gupta Ms. Savitri S. Gupta Ms. Uma S Gupta Jeevan Vriddhi Age 17 42 20 21 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 227115 211350 226594 226466 Yield 8.38 % 7.61 % 8.36 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.34 % 8.48 % 9.32 % 9.31 % 20.6% 10.55 % 9.58 % 10.53 % 10.52 % 30.9% 12.13 % 11.01 % 12.10 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.38 % 7.61 % 8.36 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.87 % 10.07 % 10.84 % 10.84 % 80 CCE Saving @ 30.9% 12.39 % 11.58 % 12.36 % 12.35 % 80 CCE Saving @ 10.3% 9.55 % 8.76 % 9.52 % 9.52 %

Sr. No. Name 1 2 3 4 Ms. Gayatree S. Gupta Mrs. Vimala S Gupta Ms. Savitri S. Gupta Ms. Uma S Gupta

Age 17 42 20 21

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 227115 211350 226594 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilesh Ghadigaonkar


2-4, Yaswant Smruti, Jokim Compound, Pratap Nagar, Bhandup West, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nilesh Ghadigaonkar Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Nilesh Ghadigaonkar

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay S Gaikwad


Block No. 108/7, Police Line, Bhd. Bus Top, Ulhasnagar, Thane, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sanjay S Gaikwad Mrs. Sunanda S Gakiwad Jeevan Vriddhi Age 48 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 213378 Yield 6.60 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.60 % 20.6% 8.31 % 9.71 % 30.9% 9.55 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.18 % 80 CCE Saving @ 30.9% 10.54 % 11.69 % 80 CCE Saving @ 10.3% 7.74 % 8.87 %

Sr. No. Name 1 2 Mr. Sanjay S Gaikwad Mrs. Sunanda S Gakiwad

Age 48 41

Premium 100000 100000

Total 101545 101545

Maturity 192347 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Urmila Goud


Complexion Beauty Parlar, 66/5,Malbar Hill Rd, Mulund Colony, Mulund (w), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Urmila Goud Mr. Suraj Goud Mr. Bijay Goud Jeevan Vriddhi Age 39 21 41 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 226466 213378 Yield 7.88 % 8.35 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.31 % 8.60 % 20.6% 9.92 % 10.52 % 9.71 % 30.9% 11.40 % 12.08 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 8.35 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.84 % 10.18 % 80 CCE Saving @ 30.9% 11.87 % 12.35 % 11.69 % 80 CCE Saving @ 10.3% 9.04 % 9.52 % 8.87 %

Sr. No. Name 1 2 3 Mrs. Urmila Goud Mr. Suraj Goud Mr. Bijay Goud

Age 39 21 41

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 226466 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Kum. Tarun Sangapa


Barrack No 19/1(back Side, Laxmibai Chowk, Mulund Colony, Mulund-w Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Tarun Sangapa Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Kum. Tarun Sangapa

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Omprakash Gangwani


Gangwani Ashiyna,On Plot, Opp Bk No. 362-363,Behind, Maya Manoj Cut Piece, Main Bazar,Siru Chowk,UNR, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Amit(Sonu) Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Amit(Sonu)

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Tejender Gulati


Block No. 53/1, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Sonia T Gulati Ms. Jasmeet T Gulati Jeevan Vriddhi Age 38 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 218268 223291 Yield 7.95 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.14 % 20.6% 10.01 % 10.33 % 30.9% 11.51 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.95 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.68 % 80 CCE Saving @ 30.9% 11.94 % 12.20 % 80 CCE Saving @ 10.3% 9.11 % 9.36 %

Sr. No. Name 1 2 Mrs. Sonia T Gulati Ms. Jasmeet T Gulati

Age 38 33

Premium 100000 100000

Total 101545 101545

Maturity 218268 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gobind Fatnani


C/o. Tulsi Trading Co, Ulhanagar

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Deepak G Fatnani Ms. Komal G Fatnani Ms. Mamta R Fatnani Ms. Vandana R Fatnani Mast Bunty Fatnani Mast Anshu Fatnani Ms. Venessa Bunty Fatnani Jeevan Vriddhi Age 29 26 42 42 42 40 9 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 225325 225945 211350 211350 211350 215191 229676 Yield 8.30 % 8.33 % 7.61 % 7.61 % 7.61 % 7.80 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.29 % 8.48 % 8.48 % 8.48 % 8.70 % 9.48 % 20.6% 10.45 % 10.49 % 9.58 % 9.58 % 9.58 % 9.82 % 10.71 % 30.9% 12.01 % 12.05 % 11.01 % 11.01 % 11.01 % 11.29 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.30 % 8.33 % 7.61 % 7.61 % 7.61 % 7.80 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.81 % 10.07 % 10.07 % 10.07 % 10.27 % 10.99 % 80 CCE Saving @ 30.9% 12.30 % 12.33 % 11.58 % 11.58 % 11.58 % 11.78 % 12.51 % 80 CCE Saving @ 10.3% 9.46 % 9.49 % 8.76 % 8.76 % 8.76 % 8.96 % 9.67 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Deepak G Fatnani Ms. Komal G Fatnani Ms. Mamta R Fatnani Ms. Vandana R Fatnani Mast Bunty Fatnani Mast Anshu Fatnani Ms. Venessa Bunty Fatnani

Age 29 26 42 42 42 40 9

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 225325 225945 211350 211350 211350 215191 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Pooja Vikas Gehi


50,varun Mehal, 4th Flr,nr Garden Hotel, Kishan Nagar 3, Thane, Pin:400604 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Pooja Vikas Gehi Mr. Vikas Anand Gehi Jeevan Vriddhi Age 34 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 220661 Yield 8.16 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.00 % 20.6% 10.28 % 10.16 % 30.9% 11.81 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.55 % 80 CCE Saving @ 30.9% 12.16 % 12.06 % 80 CCE Saving @ 10.3% 9.32 % 9.23 %

Sr. No. Name 1 2 Mrs. Pooja Vikas Gehi Mr. Vikas Anand Gehi

Age 34 36

Premium 100000 100000

Total 101545 101545

Maturity 222526 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gandge V Sangaipa


C/o. Vashu Hinduja, Mulund Colony, Mulund, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Gandge V Sangaipa Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Gandge V Sangaipa

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajendra Gupta


, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:40082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajendra Gupta Mrs. Pooja R Gupta Ms. Shivangi R Gupta Jeevan Vriddhi Age 44 36 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 220661 228147 Yield 7.35 % 8.07 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.00 % 9.40 % 20.6% 9.26 % 10.16 % 10.62 % 30.9% 10.64 % 11.68 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.07 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.55 % 10.92 % 80 CCE Saving @ 30.9% 11.32 % 12.06 % 12.44 % 80 CCE Saving @ 10.3% 8.50 % 9.23 % 9.60 %

Sr. No. Name 1 2 3 Mr. Rajendra Gupta Mrs. Pooja R Gupta Ms. Shivangi R Gupta

Age 44 36 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 220661 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bharat S Gagwani


Blk No.73/3, Opp Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Aarti B Gagwani Mast Kapil B Gagwani Ms. Dolly B Gagwani Jeevan Vriddhi Age 49 26 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 225945 226171 Yield 6.35 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.29 % 9.30 % 20.6% 8.00 % 10.49 % 10.50 % 30.9% 9.19 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.81 % 10.82 % 80 CCE Saving @ 30.9% 10.28 % 12.33 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 9.49 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Aarti B Gagwani Mast Kapil B Gagwani Ms. Dolly B Gagwani

Age 49 26 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 225945 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Chanchal K Godhwani


128/c Hindustan Chowk, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mrs. Bhoomika R Keshwani Mr. Prakash K Godhwani Mr. Kishor K Godhwani Mrs. Ria K Godhwani Mr. Ravi L Keshwani Mrs. Vidhi D Manghani Jeevan Vriddhi Age 36 40 41 28 38 34 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 220661 215191 213378 225592 218268 222526 Yield 8.07 % 7.80 % 7.71 % 8.31 % 7.95 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 8.70 % 8.60 % 9.26 % 8.86 % 9.10 % 20.6% 10.16 % 9.82 % 9.71 % 10.47 % 10.01 % 10.28 % 30.9% 11.68 % 11.29 % 11.16 % 12.03 % 11.51 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.07 % 7.80 % 7.71 % 8.31 % 7.95 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.27 % 10.18 % 10.79 % 10.43 % 10.64 % 80 CCE Saving @ 30.9% 12.06 % 11.78 % 11.69 % 12.31 % 11.94 % 12.16 % 80 CCE Saving @ 10.3% 9.23 % 8.96 % 8.87 % 9.47 % 9.11 % 9.32 %

Sr. No. Name 1 2 3 4 5 6 Mrs. Bhoomika R Keshwani Mr. Prakash K Godhwani Mr. Kishor K Godhwani Mrs. Ria K Godhwani Mr. Ravi L Keshwani Mrs. Vidhi D Manghani

Age 36 40 41 28 38 34

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 220661 215191 213378 225592 218268 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bipin J Ganatra


A-51-52, Shree Ram Aprt, J.N. Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Bipin J Ganatra Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Bipin J Ganatra

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Janak K Ganatra


36, 4 Th Floor, Yogeshwar Kripa Bldg, S L Road,Mulund (W)., Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Janak K Ganatra Mrs. Bhavana J Ganatra Ms. Pratiksha J Ganatra Mast Yatish J Ganatra Jeevan Vriddhi Age 50 46 25 20 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 200064 226066 226594 Yield 6.09 % 7.02 % 8.33 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.83 % 9.29 % 9.32 % 20.6% 7.67 % 8.84 % 10.49 % 10.53 % 30.9% 8.81 % 10.16 % 12.05 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 7.02 % 8.33 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.47 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 10.97 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 7.23 % 8.17 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Janak K Ganatra Mrs. Bhavana J Ganatra Ms. Pratiksha J Ganatra Mast Yatish J Ganatra

Age 50 46 25 20

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 200064 226066 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shanta R Gaikwad


4,Mangatram Petrol Pump, Manesh Nagar,Hansabai, Bhoore Chawl, Bhandup., Pin:400079 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Shanta R Gaikwad Mr. Rajesh Gupta Jeevan Vriddhi Age 44 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 206379 Yield 7.35 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.19 % 20.6% 9.26 % 9.26 % 30.9% 10.64 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.81 % 80 CCE Saving @ 30.9% 11.32 % 11.32 % 80 CCE Saving @ 10.3% 8.50 % 8.50 %

Sr. No. Name 1 2 Mr. Shanta R Gaikwad Mr. Rajesh Gupta

Age 44 44

Premium 100000 100000

Total 101545 101545

Maturity 206379 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Shwetal Mavji Gada


24/3, New Mataji Bldg, N.s. Road, Mulund West, Mumbai., Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Shwetal Mavji Gada Mr. Mahesh Goklani Jeevan Vriddhi Age 34 49 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 188019 Yield 8.16 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 7.08 % 20.6% 10.28 % 8.00 % 30.9% 11.81 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 8.79 % 80 CCE Saving @ 30.9% 12.16 % 10.28 % 80 CCE Saving @ 10.3% 9.32 % 7.50 %

Sr. No. Name 1 2 Ms. Shwetal Mavji Gada Mr. Mahesh Goklani

Age 34 49

Premium 100000 100000

Total 101545 101545

Maturity 222526 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mast Harshal K Gala


D-18, Gala Nagar, J.N. Road, Nr. Mehul Theatre, Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Harshal K Gala Jeevan Vriddhi Age 25 Premium 100000 S.Tax 1545 Total 101545 Maturity 226066 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mast Harshal K Gala

Age 25

Premium 100000

Total 101545

Maturity 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Avinash K Gopwani


Flat No.161, Shahni Trust Colony, Navghar Road, Mulund (E), Mumbai., Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Avinash K Gopwani Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. Avinash K Gopwani

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash G Gwalani


Flat No 10, 2nd Flr, Gautam View, J.P.Road, Opp 7 Bunglow, Andheri West, Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Prakash G Gwalani Mrs. Anita Prakash Gwalani Mast Chirag P Gwalani Mr. Bansi G Gwalani Mr. Bhupesh G Gwalani Mr. Kamlesh G Gwalani Ms. Maya R Chug Mrs. Hansa Sunil Mukhi Mr. Ravi R Chug Mrs. Ayesh Bansi Gwalani Jeevan Vriddhi Age 44 39 9 34 31 27 37 42 37 31 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 206379 216826 229676 222526 224531 225789 219537 211350 219537 224531 Yield 7.35 % 7.88 % 8.50 % 8.16 % 8.26 % 8.32 % 8.02 % 7.61 % 8.02 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.78 % 9.48 % 9.10 % 9.21 % 9.28 % 8.94 % 8.48 % 8.94 % 9.21 % 20.6% 9.26 % 9.92 % 10.71 % 10.28 % 10.40 % 10.48 % 10.10 % 9.58 % 10.10 % 10.40 % 30.9% 10.64 % 11.40 % 12.30 % 11.81 % 11.95 % 12.04 % 11.61 % 11.01 % 11.61 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.35 % 7.88 % 8.50 % 8.16 % 8.26 % 8.32 % 8.02 % 7.61 % 8.02 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.36 % 10.99 % 10.64 % 10.74 % 10.80 % 10.49 % 10.07 % 10.49 % 10.74 % 80 CCE Saving @ 30.9% 11.32 % 11.87 % 12.51 % 12.16 % 12.26 % 12.32 % 12.01 % 11.58 % 12.01 % 12.26 % 80 CCE Saving @ 10.3% 8.50 % 9.04 % 9.67 % 9.32 % 9.42 % 9.48 % 9.18 % 8.76 % 9.18 % 9.42 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Prakash G Gwalani Mrs. Anita Prakash Gwalani Mast Chirag P Gwalani Mr. Bansi G Gwalani Mr. Bhupesh G Gwalani Mr. Kamlesh G Gwalani Ms. Maya R Chug Mrs. Hansa Sunil Mukhi Mr. Ravi R Chug Mrs. Ayesh Bansi Gwalani

Age 44 39 9 34 31 27 37 42 37 31

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 206379 216826 229676 222526 224531 225789 219537 211350 219537 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. A.gopa Kumar


3 Rd Floor,Prestige Chemb, Opp.thane Station, Nr UTI House, Thane (W), Pin:400601

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. A.gopa Kumar Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. A.gopa Kumar

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok T Gagwani


126-152, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mrs. Mala A Gagwani Mr. Mukesh A Gagwani Mr. Kapil A Gagwani Mr. Raju T Gagwani(E Mrs. Janki Raju Gagwani Mast Nilesh Raju Gagwani Jeevan Vriddhi Age 48 29 31 49 48 25 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 192347 225325 224531 188019 192347 226066 Yield 6.60 % 8.30 % 8.26 % 6.35 % 6.60 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.25 % 9.21 % 7.08 % 7.36 % 9.29 % 20.6% 8.31 % 10.45 % 10.40 % 8.00 % 8.31 % 10.49 % 30.9% 9.55 % 12.01 % 11.95 % 9.19 % 9.55 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 8.30 % 8.26 % 6.35 % 6.60 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.78 % 10.74 % 8.79 % 9.04 % 10.82 % 80 CCE Saving @ 30.9% 10.54 % 12.30 % 12.26 % 10.28 % 10.54 % 12.34 % 80 CCE Saving @ 10.3% 7.74 % 9.46 % 9.42 % 7.50 % 7.74 % 9.50 %

Sr. No. Name 1 2 3 4 5 6 Mrs. Mala A Gagwani Mr. Mukesh A Gagwani Mr. Kapil A Gagwani Mr. Raju T Gagwani(E Mrs. Janki Raju Gagwani Mast Nilesh Raju Gagwani

Age 48 29 31 49 48 25

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 192347 225325 224531 188019 192347 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Amit Gupta


Flat No 44, Vyadh Bldg, Srishti Residency, Sector-3, Mira Road East, Thane

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Bhroovi A Gupta Jeevan Vriddhi Age 13 Premium 100000 S.Tax 1545 Total 101545 Maturity 228147 Yield 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.40 % 20.6% 10.62 % 30.9% 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.92 % 80 CCE Saving @ 30.9% 12.44 % 80 CCE Saving @ 10.3% 9.60 %

Sr. No. Name 1 Mr. Bhroovi A Gupta

Age 13

Premium 100000

Total 101545

Maturity 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Santoshkumar H Gour


Q-301, Lodha Regency, Manpada Petrol Pump, Sandap, Dombivli East, Pin:421201 Dear Santosh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Santoshkumar H Gour Mrs. Pushpa S Gour Ms. Aastha S Gour Jeevan Vriddhi Age 34 33 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 223291 229334 Yield 8.16 % 8.20 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 9.46 % 20.6% 10.28 % 10.33 % 10.69 % 30.9% 11.81 % 11.87 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.20 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 10.98 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 12.50 % 80 CCE Saving @ 10.3% 9.32 % 9.36 % 9.65 %

Sr. No. Name 1 2 3 Mr. Santoshkumar H Gour Mrs. Pushpa S Gour Ms. Aastha S Gour

Age 34 33 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 223291 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chander L Gupta


106-14, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sandeep C Gupta Ms. Neha C Gupta Jeevan Vriddhi Age 27 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226171 Yield 8.32 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.30 % 20.6% 10.48 % 10.50 % 30.9% 12.04 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.50 %

Sr. No. Name 1 2 Mr. Sandeep C Gupta Ms. Neha C Gupta

Age 27 24

Premium 100000 100000

Total 101545 101545

Maturity 225789 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jogindersingh Ghai


B/k. No. 108/36, Malbar Hill Road, Mulund Colony, Mulund west, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jogindersingh Ghai Mrs. Jaspreet Kaur Ghai Mr. Parmindersingh Ghai Jeevan Vriddhi Age 38 23 43 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 226263 209027 Yield 7.95 % 8.34 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.30 % 8.35 % 20.6% 10.01 % 10.50 % 9.43 % 30.9% 11.51 % 12.07 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.34 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.83 % 9.95 % 80 CCE Saving @ 30.9% 11.94 % 12.34 % 11.46 % 80 CCE Saving @ 10.3% 9.11 % 9.51 % 8.64 %

Sr. No. Name 1 2 3 Mr. Jogindersingh Ghai Mrs. Jaspreet Kaur Ghai Mr. Parmindersingh Ghai

Age 38 23 43

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 226263 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rohit K Ganatra


R.no.15, Majethia Bhavan, N S Road, Mulund West, Mumbai, Mumbai, Pin:400080 Dear Rohit Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rohit K Ganatra Mrs. Amita Rohit Ganatra Jeevan Vriddhi Age 32 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225325 Yield 8.23 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.25 % 20.6% 10.37 % 10.45 % 30.9% 11.91 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.46 %

Sr. No. Name 1 2 Mr. Rohit K Ganatra Mrs. Amita Rohit Ganatra

Age 32 29

Premium 100000 100000

Total 101545 101545

Maturity 223963 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. BTG

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. BTG Mrs. KBG Jeevan Vriddhi Age 46 46 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 200064 200064 Yield 7.02 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.83 % 20.6% 8.84 % 8.84 % 30.9% 10.16 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.02 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.47 % 80 CCE Saving @ 30.9% 10.97 % 10.97 % 80 CCE Saving @ 10.3% 8.17 % 8.17 %

Sr. No. Name 1 2 Mr. BTG Mrs. KBG

Age 46 46

Premium 100000 100000

Total 101545 101545

Maturity 200064 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ranjit Singh B. Gill


Super Printing Machinery Co, Indian Optical Ind. Compound, L B S Marg, Bhandup (W), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ranjit Singh B. Gill Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Ranjit Singh B. Gill

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jitendrakumar Garg


E-6/301, Happy Home Heights, Poonam Garden, Mira Bhyandar Road, Mira Road East, Pin:401107 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jitendrakumar Garg Mrs. Shailaja J Garg Mast Achintya J Garg Jeevan Vriddhi Age 39 39 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 216826 229966 Yield 7.88 % 7.88 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.78 % 9.50 % 20.6% 9.92 % 9.92 % 10.73 % 30.9% 11.40 % 11.40 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 7.88 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.36 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 11.87 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.04 % 9.68 %

Sr. No. Name 1 2 3 Mr. Jitendrakumar Garg Mrs. Shailaja J Garg Mast Achintya J Garg

Age 39 39 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 216826 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil V Gangurde


B-101, Silver Birch, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Anil V Gangurde Mrs. Sheela A Gangurde Mast Abhishekh A Gangurde Mast Abhijeet A Gangurde Jeevan Vriddhi Age 43 35 16 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 221652 227336 227584 Yield 7.49 % 8.12 % 8.39 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.05 % 9.35 % 9.36 % 20.6% 9.43 % 10.23 % 10.57 % 10.58 % 30.9% 10.84 % 11.75 % 12.14 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 8.12 % 8.39 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.60 % 10.88 % 10.89 % 80 CCE Saving @ 30.9% 11.46 % 12.11 % 12.40 % 12.41 % 80 CCE Saving @ 10.3% 8.64 % 9.28 % 9.56 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Anil V Gangurde Mrs. Sheela A Gangurde Mast Abhishekh A Gangurde Mast Abhijeet A Gangurde

Age 43 35 16 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 221652 227336 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak C Gurbani


22/5, Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Deepak C Gurbani Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Deepak C Gurbani

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil K Gurnani


A/805 Capri Hiranandani, Estate, Godhbunder Road, Thane (west), Thane, Thane, Pin:400607 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Sunil K Gurnani Mrs. Harshana S Gurnani Mr. Vikram K Gurnani Mr. Niraj K Gurnani Keshavlal Gurnani Mrs. Maya K Gurnani Jeevan Vriddhi Age 28 29 30 26 50 49 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 225592 225325 224983 225945 183344 188019 Yield 8.31 % 8.30 % 8.28 % 8.33 % 6.09 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.25 % 9.23 % 9.29 % 6.79 % 7.08 % 20.6% 10.47 % 10.45 % 10.43 % 10.49 % 7.67 % 8.00 % 30.9% 12.03 % 12.01 % 11.98 % 12.05 % 8.81 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.31 % 8.30 % 8.28 % 8.33 % 6.09 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.78 % 10.76 % 10.81 % 8.52 % 8.79 % 80 CCE Saving @ 30.9% 12.31 % 12.30 % 12.28 % 12.33 % 10.01 % 10.28 % 80 CCE Saving @ 10.3% 9.47 % 9.46 % 9.44 % 9.49 % 7.23 % 7.50 %

Sr. No. Name 1 2 3 4 5 6 Mr. Sunil K Gurnani Mrs. Harshana S Gurnani Mr. Vikram K Gurnani Mr. Niraj K Gurnani Keshavlal Gurnani Mrs. Maya K Gurnani

Age 28 29 30 26 50 49

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 225592 225325 224983 225945 183344 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Nanda L Gajabre


Ramabhai Pada, Pipe Line, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Nanda L Gajabre Nilesh L Gajabre Jeevan Vriddhi Age 49 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 226171 Yield 6.35 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.30 % 20.6% 8.00 % 10.50 % 30.9% 9.19 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.82 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 9.50 %

Sr. No. Name 1 2 Mrs. Nanda L Gajabre Nilesh L Gajabre

Age 49 24

Premium 100000 100000

Total 101545 101545

Maturity 188019 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh Kanaiyalal Gajra


98-5 Sai Niwas, Agra Road, Mulund Colony, Mumbai (West), Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Suresh Kanaiyalal Gaj Hiru S Gajra Megha S Gajra Jeevan Vriddhi Age 50 38 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 218268 227851 Yield 6.09 % 7.95 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.86 % 9.39 % 20.6% 7.67 % 10.01 % 10.60 % 30.9% 8.81 % 11.51 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 7.95 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.43 % 10.90 % 80 CCE Saving @ 30.9% 10.01 % 11.94 % 12.42 % 80 CCE Saving @ 10.3% 7.23 % 9.11 % 9.58 %

Sr. No. Name 1 2 3 Mr. Suresh Kanaiyalal Gaj Hiru S Gajra Megha S Gajra

Age 50 38 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 218268 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Nikita Yashwant Gurav


Veera Sambhaji Nagar, Near Pipeline, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Nikita Yashwant Gurav Jeevan Vriddhi Age 23 Premium 100000 S.Tax 1545 Total 101545 Maturity 226263 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Ms. Nikita Yashwant Gurav

Age 23

Premium 100000

Total 101545

Maturity 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunderlal Gujar


Village Nathupur, Zilla Gurgoan, Haryana

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Sunderlal Gujar Mrs. Sangeeta S Gujar Ms. Khushboo S Gujar Ms. Kanta S Gujar Ms. Ayushi S Gujar Ms. Sumrat S Gujar Jeevan Vriddhi Age 35 34 12 11 10 8 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 221652 222526 228517 228917 229334 229966 Yield 8.12 % 8.16 % 8.45 % 8.47 % 8.49 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.10 % 9.42 % 9.44 % 9.46 % 9.50 % 20.6% 10.23 % 10.28 % 10.64 % 10.67 % 10.69 % 10.73 % 30.9% 11.75 % 11.81 % 12.23 % 12.26 % 12.29 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.12 % 8.16 % 8.45 % 8.47 % 8.49 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.64 % 10.94 % 10.96 % 10.98 % 11.01 % 80 CCE Saving @ 30.9% 12.11 % 12.16 % 12.46 % 12.48 % 12.50 % 12.53 % 80 CCE Saving @ 10.3% 9.28 % 9.32 % 9.62 % 9.63 % 9.65 % 9.68 %

Sr. No. Name 1 2 3 4 5 6 Mr. Sunderlal Gujar Mrs. Sangeeta S Gujar Ms. Khushboo S Gujar Ms. Kanta S Gujar Ms. Ayushi S Gujar Ms. Sumrat S Gujar

Age 35 34 12 11 10 8

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 221652 222526 228517 228917 229334 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh M Gor


12/307, 3rd Floor, Jagurti CHSL,Vithal Ngr, S L Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamlesh M Gor Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Kamlesh M Gor

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay S Gaikwad


Block No. 108/7, Police Line, Bhd. Bus Top, Ulhasnagar, Thane, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sanjay S Gaikwad Mrs. Sunanda S Gakiwad Jeevan Vriddhi Age 48 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 213378 Yield 6.60 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.60 % 20.6% 8.31 % 9.71 % 30.9% 9.55 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.18 % 80 CCE Saving @ 30.9% 10.54 % 11.69 % 80 CCE Saving @ 10.3% 7.74 % 8.87 %

Sr. No. Name 1 2 Mr. Sanjay S Gaikwad Mrs. Sunanda S Gakiwad

Age 48 41

Premium 100000 100000

Total 101545 101545

Maturity 192347 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitin N Gupta


B - 305 Glen Gate, Hiranandani Garden, Powai, Mumbai, Pin:400076 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nitin N Gupta Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Nitin N Gupta

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil Gwalani


Bldg. No. 15, Room No. 531, Kopri Colony, Thane (W), Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Anil Gwalani Mrs. Amrita A Gwalani Mast Manav A Gwalani Jeevan Vriddhi Age 45 34 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 222526 229966 Yield 7.19 % 8.16 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.10 % 9.50 % 20.6% 9.06 % 10.28 % 10.73 % 30.9% 10.41 % 11.81 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.16 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.64 % 11.01 % 80 CCE Saving @ 30.9% 11.15 % 12.16 % 12.53 % 80 CCE Saving @ 10.3% 8.35 % 9.32 % 9.68 %

Sr. No. Name 1 2 3 Mr. Anil Gwalani Mrs. Amrita A Gwalani Mast Manav A Gwalani

Age 45 34 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 222526 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh M Ganwani


Block No. 118/95, Hindustan Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Naresh M Ganwani Mrs. Pooja N Ganwani Ms. Nidhi N Ganwani Jeevan Vriddhi Age 41 38 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 218268 229334 Yield 7.71 % 7.95 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.86 % 9.46 % 20.6% 9.71 % 10.01 % 10.69 % 30.9% 11.16 % 11.51 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 7.95 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.43 % 10.98 % 80 CCE Saving @ 30.9% 11.69 % 11.94 % 12.50 % 80 CCE Saving @ 10.3% 8.87 % 9.11 % 9.65 %

Sr. No. Name 1 2 3 Mr. Naresh M Ganwani Mrs. Pooja N Ganwani Ms. Nidhi N Ganwani

Age 41 38 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 218268 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Navin V Gregoat


Block 56-3, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Navin Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Navin V Gregoat Mrs. Delisha V Gregoat Jeevan Vriddhi Age 30 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 225325 Yield 8.28 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.25 % 20.6% 10.43 % 10.45 % 30.9% 11.98 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.78 % 80 CCE Saving @ 30.9% 12.28 % 12.30 % 80 CCE Saving @ 10.3% 9.44 % 9.46 %

Sr. No. Name 1 2 Mr. Navin V Gregoat Mrs. Delisha V Gregoat

Age 30 29

Premium 100000 100000

Total 101545 101545

Maturity 224983 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rajni Giri


Block No:1/1, Jai Bhavani Marg, Mulund Colony, Mulund (west), Mumbai, Pin:400082 Dear Rajni, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Rajni Giri Mast Ronak Giri Jeevan Vriddhi Age 43 19 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 226744 Yield 7.49 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.32 % 20.6% 9.43 % 10.53 % 30.9% 10.84 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.85 % 80 CCE Saving @ 30.9% 11.46 % 12.37 % 80 CCE Saving @ 10.3% 8.64 % 9.53 %

Sr. No. Name 1 2 Mrs. Rajni Giri Mast Ronak Giri

Age 43 19

Premium 100000 100000

Total 101545 101545

Maturity 209027 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jeetu H Godhwani


B-402, New Shanti Sagar, Nr Tel Exchange, Ulhasnagar, Ulhasngar, Pin:421002 Dear Jeetu Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Jeetu H Godhwani Dr. Diya J Godhwani Jeevan Vriddhi Age 30 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 225789 Yield 8.28 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 20.6% 10.43 % 10.48 % 30.9% 11.98 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.48 %

Sr. No. Name 1 2 Mr. Jeetu H Godhwani Dr. Diya J Godhwani

Age 30 27

Premium 100000 100000

Total 101545 101545

Maturity 224983 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh M Gor


12/307, 3rd Floor, Jagurti CHSL,Vithal Ngr, S L Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamlesh M Gor Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Kamlesh M Gor

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Nikita Yashwant Gurav


Veera Sambhaji Nagar, Near Pipeline, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Nikita Yashwant Gurav Jeevan Vriddhi Age 23 Premium 100000 S.Tax 1545 Total 101545 Maturity 226263 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Ms. Nikita Yashwant Gurav

Age 23

Premium 100000

Total 101545

Maturity 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Avinash K Gopwani


Flat No.161, Shahni Trust Colony, Navghar Road, Mulund (E), Mumbai., Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Avinash K Gopwani Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. Avinash K Gopwani

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gandge V Sangaipa


C/o. Vashu Hinduja, Mulund Colony, Mulund, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Gandge V Sangaipa Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Gandge V Sangaipa

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Omprakash Gangwani


Gangwani Ashiyna,On Plot, Opp Bk No. 362-363,Behind, Maya Manoj Cut Piece, Main Bazar,Siru Chowk,UNR, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Amit(Sonu) Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Amit(Sonu)

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Omprakash M Gupta


Bo-Bhate Chawl,Parsiwadi, Kopri Colony, Thane (East)

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Omprakash M Gupta Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Omprakash M Gupta

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. K.K.Gulati
, C/o. 894

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. K.K.Gulati Jeevan Vriddhi Age 11 Premium 100000 S.Tax 1545 Total 101545 Maturity 228917 Yield 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.44 % 20.6% 10.67 % 30.9% 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.96 % 80 CCE Saving @ 30.9% 12.48 % 80 CCE Saving @ 10.3% 9.63 %

Sr. No. Name 1 Mr. K.K.Gulati

Age 11

Premium 100000

Total 101545

Maturity 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh V Gandhi


"Om',Airport Road,Opp., Mangal, Rajkot, Pin:360001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayesh V Gandhi Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Jayesh V Gandhi

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Usha Guwalani


C/o. Hari Chablani, Nasik

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Usha Guwalani Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Ms. Usha Guwalani

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Hemdev


5 Swami Kripa, M G X Road, Kandivli, Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijay Hemdev Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Vijay Hemdev

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh M Hotchandani


A 14 102 Veena Nagar, Lbs Marg Mulund West, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Naresh M Hotchandani Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Naresh M Hotchandani

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip V Hemrajani


113/65 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Kum. Reshma Hemrajani Kum. Sonam Dilip Hemrajani Jeevan Vriddhi Age 22 20 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226356 226594 Yield 8.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.32 % 20.6% 10.52 % 10.53 % 30.9% 12.08 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 10.84 % 80 CCE Saving @ 30.9% 12.35 % 12.36 % 80 CCE Saving @ 10.3% 9.51 % 9.52 %

Sr. No. Name 1 2 Kum. Reshma Hemrajani Kum. Sonam Dilip Hemrajani

Age 22 20

Premium 100000 100000

Total 101545 101545

Maturity 226356 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vashu N Hinduja


Flat No:3, Ambe Ashish, Malabar Hill Road, Mulund Colony, Mulund (west), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Vashu N Hinduja(E Mrs. Poonam V Hinduja(E Kum. Kanchan V. Hinduja Kum. Jyoti V. Hinduja Kum. Naina V. Hinduja(E Jeevan Vriddhi Age 50 45 24 22 17 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 203396 226171 226356 227115 Yield 6.09 % 7.19 % 8.34 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.02 % 9.30 % 9.31 % 9.34 % 20.6% 7.67 % 9.06 % 10.50 % 10.52 % 10.55 % 30.9% 8.81 % 10.41 % 12.07 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 7.19 % 8.34 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.65 % 10.82 % 10.83 % 10.87 % 80 CCE Saving @ 30.9% 10.01 % 11.15 % 12.34 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 7.23 % 8.35 % 9.50 % 9.51 % 9.55 %

Sr. No. Name 1 2 3 4 5 Mr. Vashu N Hinduja(E Mrs. Poonam V Hinduja(E Kum. Kanchan V. Hinduja Kum. Jyoti V. Hinduja Kum. Naina V. Hinduja(E

Age 50 45 24 22 17

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 203396 226171 226356 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalit D Harisinghani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Lalit D Harisinghani Mrs. Meera L Harisinghani Jeevan Vriddhi Age 47 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 211350 Yield 6.82 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.48 % 20.6% 8.59 % 9.58 % 30.9% 9.87 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.07 % 80 CCE Saving @ 30.9% 10.76 % 11.58 % 80 CCE Saving @ 10.3% 7.97 % 8.76 %

Sr. No. Name 1 2 Mr. Lalit D Harisinghani Mrs. Meera L Harisinghani

Age 47 42

Premium 100000 100000

Total 101545 101545

Maturity 196379 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vimal S Hingorani


B - 504, Garden Estate, Laxmi Nagar, Link Road, Goregoan (West), Pin:400090 Hari Om Vimal JI, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Sanjeev V Hingorani Mr. Dharmesh V Hingorani Mrs. Vishaka S. Hingorani Ms. Vishkaha Javeri Mr. Vishakha M Ravasia Mr. Sanjeev Hingorani(Lap Mr Laps Dharmesh Jeevan Vriddhi Age 33 29 34 34 31 33 29 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 223291 225325 222526 222526 224531 223291 225325 Yield 8.20 % 8.30 % 8.16 % 8.16 % 8.26 % 8.20 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.25 % 9.10 % 9.10 % 9.21 % 9.14 % 9.25 % 20.6% 10.33 % 10.45 % 10.28 % 10.28 % 10.40 % 10.33 % 10.45 % 30.9% 11.87 % 12.01 % 11.81 % 11.81 % 11.95 % 11.87 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.20 % 8.30 % 8.16 % 8.16 % 8.26 % 8.20 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.78 % 10.64 % 10.64 % 10.74 % 10.68 % 10.78 % 80 CCE Saving @ 30.9% 12.20 % 12.30 % 12.16 % 12.16 % 12.26 % 12.20 % 12.30 % 80 CCE Saving @ 10.3% 9.36 % 9.46 % 9.32 % 9.32 % 9.42 % 9.36 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Sanjeev V Hingorani Mr. Dharmesh V Hingorani Mrs. Vishaka S. Hingorani Ms. Vishkaha Javeri Mr. Vishakha M Ravasia Mr. Sanjeev Hingorani(Lap Mr Laps Dharmesh

Age 33 29 34 34 31 33 29

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 223291 225325 222526 222526 224531 223291 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prem D Hemrajani


Daffodils Bldg B Wing, 5th Floor Flat No 504, Rachana Garden, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Prem D Hemrajani Mrs. Hema P Hemrajani Ms. Vanisha P Hemrajani Ms. Hareena P Hemrajani Jeevan Vriddhi Age 42 35 17 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 221652 227115 227584 Yield 7.61 % 8.12 % 8.38 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.05 % 9.34 % 9.36 % 20.6% 9.58 % 10.23 % 10.55 % 10.58 % 30.9% 11.01 % 11.75 % 12.13 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 8.12 % 8.38 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.60 % 10.87 % 10.89 % 80 CCE Saving @ 30.9% 11.58 % 12.11 % 12.39 % 12.41 % 80 CCE Saving @ 10.3% 8.76 % 9.28 % 9.55 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Prem D Hemrajani Mrs. Hema P Hemrajani Ms. Vanisha P Hemrajani Ms. Hareena P Hemrajani

Age 42 35 17 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 221652 227115 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak N Hinduja


Flat No 3, Ambe Ashish, Malabar Hill Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Deepak N Hinduja Mrs. Hema D Hinduja Ms. Barkha D Hinduja Jeevan Vriddhi Age 42 37 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 219537 227584 Yield 7.61 % 8.02 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.94 % 9.36 % 20.6% 9.58 % 10.10 % 10.58 % 30.9% 11.01 % 11.61 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 8.02 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.49 % 10.89 % 80 CCE Saving @ 30.9% 11.58 % 12.01 % 12.41 % 80 CCE Saving @ 10.3% 8.76 % 9.18 % 9.57 %

Sr. No. Name 1 2 3 Mr. Deepak N Hinduja Mrs. Hema D Hinduja Ms. Barkha D Hinduja

Age 42 37 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 219537 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh S Hingorani


4-B-2,Versova View, Co-operative Society, Housing Ltd.,4 Banglows, Andheri West, Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Haresh R Hingorani Ms. Gayatri R Hingorani Mrs. Natasha H Hingorani Ms. Jeeya H Hingorani Jeevan Vriddhi Age 39 36 37 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 220661 219537 229966 Yield 7.88 % 8.07 % 8.02 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.00 % 8.94 % 9.50 % 20.6% 9.92 % 10.16 % 10.10 % 10.73 % 30.9% 11.40 % 11.68 % 11.61 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.07 % 8.02 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.55 % 10.49 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 12.06 % 12.01 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.23 % 9.18 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Haresh R Hingorani Ms. Gayatri R Hingorani Mrs. Natasha H Hingorani Ms. Jeeya H Hingorani

Age 39 36 37 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 220661 219537 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandru S Hingorani


401,Ashish Ind Estate, Gokhale Road South, Dadar(west), Mumbai, Pin:400025 Respected Chandru Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Geeta C Hingorani Ms. Chetna C Hingorani Jeevan Vriddhi Age 30 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 226066 Yield 8.28 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.29 % 20.6% 10.43 % 10.49 % 30.9% 11.98 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.82 % 80 CCE Saving @ 30.9% 12.28 % 12.34 % 80 CCE Saving @ 10.3% 9.44 % 9.50 %

Sr. No. Name 1 2 Ms. Geeta C Hingorani Ms. Chetna C Hingorani

Age 30 25

Premium 100000 100000

Total 101545 101545

Maturity 224983 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harwinder Singh


Top Tex Trading Co LLC, P.O.Box. 46 456, Dubai, UAE

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Jasmin Kour Ms. Tanveer Kour Jeevan Vriddhi Age 31 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 226263 Yield 8.26 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.30 % 20.6% 10.40 % 10.50 % 30.9% 11.95 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.83 % 80 CCE Saving @ 30.9% 12.26 % 12.34 % 80 CCE Saving @ 10.3% 9.42 % 9.51 %

Sr. No. Name 1 2 Ms. Jasmin Kour Ms. Tanveer Kour

Age 31 23

Premium 100000 100000

Total 101545 101545

Maturity 224531 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jeevan H Hemnani


111-55 (Back Side), Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jeevan H Hemnani Mast Mohit J. Hemnani Mrs. Heena J. Hemnani Kum. Ankita J. Hemnani Jeevan Vriddhi Age 44 17 35 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 227115 221652 228147 Yield 7.35 % 8.38 % 8.12 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.34 % 9.05 % 9.40 % 20.6% 9.26 % 10.55 % 10.23 % 10.62 % 30.9% 10.64 % 12.13 % 11.75 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 8.38 % 8.12 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.87 % 10.60 % 10.92 % 80 CCE Saving @ 30.9% 11.32 % 12.39 % 12.11 % 12.44 % 80 CCE Saving @ 10.3% 8.50 % 9.55 % 9.28 % 9.60 %

Sr. No. Name 1 2 3 4 Mr. Jeevan H Hemnani Mast Mohit J. Hemnani Mrs. Heena J. Hemnani Kum. Ankita J. Hemnani

Age 44 17 35 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 227115 221652 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Naresh T Hemnani


Blk No.A-70,Rm No.415/416, Gurusharan Apartment, Gol Miadan, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Snehal N Hemnani Kum. Hasri N Hemnani Kr. Prathmesh N Hemnani(E Jeevan Vriddhi Age 50 16 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 227336 226466 Yield 6.09 % 8.39 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.35 % 9.31 % 20.6% 7.67 % 10.57 % 10.52 % 30.9% 8.81 % 12.14 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.39 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.88 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 12.40 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 9.56 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Snehal N Hemnani Kum. Hasri N Hemnani Kr. Prathmesh N Hemnani(E

Age 50 16 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 227336 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishan Hingorani


3,Khar,Friends Ch Socy, Plot No.429,Tps Iii, 15th Road,Khar, Mumbai, Pin:400052 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Heeru K Hingorani Mrs. Prerna H Hingorani Mast Kashish H Hingorani Jeevan Vriddhi Age 41 43 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 209027 228917 Yield 7.71 % 7.49 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.35 % 9.44 % 20.6% 9.71 % 9.43 % 10.67 % 30.9% 11.16 % 10.84 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 7.49 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 9.95 % 10.96 % 80 CCE Saving @ 30.9% 11.69 % 11.46 % 12.48 % 80 CCE Saving @ 10.3% 8.87 % 8.64 % 9.63 %

Sr. No. Name 1 2 3 Mr. Heeru K Hingorani Mrs. Prerna H Hingorani Mast Kashish H Hingorani

Age 41 43 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 209027 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Surendra Harichandani


Bldg No.6. H-302, Neelam Nagar,gavanpada Road, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sangeeta Harichandani Ms. Neha S Harichandani Mast Rajiv S Harichandani Jeevan Vriddhi Age 47 25 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 226066 227115 Yield 6.82 % 8.33 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.29 % 9.34 % 20.6% 8.59 % 10.49 % 10.55 % 30.9% 9.87 % 12.05 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.33 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.82 % 10.87 % 80 CCE Saving @ 30.9% 10.76 % 12.34 % 12.39 % 80 CCE Saving @ 10.3% 7.97 % 9.50 % 9.55 %

Sr. No. Name 1 2 3 Mrs. Sangeeta Harichandani Ms. Neha S Harichandani Mast Rajiv S Harichandani

Age 47 25 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 226066 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Markande Hanumansingh


Bagoba Nagar, 372-373(Next Mukund Co), Kalwa (West) Main Line, Pasik Bagoda, Pin:Kalwa Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Markande Hanumansingh Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Markande Hanumansingh

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Khanchand T Hinduja


Block No.133/204, Hindustan Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Seema K Hinduja Ms. Karuna K Hinduja Mast Vijay K Hinduja Jeevan Vriddhi Age 33 31 29 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 224531 225325 Yield 8.20 % 8.26 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.21 % 9.25 % 20.6% 10.33 % 10.40 % 10.45 % 30.9% 11.87 % 11.95 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.26 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.74 % 10.78 % 80 CCE Saving @ 30.9% 12.20 % 12.26 % 12.30 % 80 CCE Saving @ 10.3% 9.36 % 9.42 % 9.46 %

Sr. No. Name 1 2 3 Ms. Seema K Hinduja Ms. Karuna K Hinduja Mast Vijay K Hinduja

Age 33 31 29

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 224531 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arvind D Hingu


Vandana Shop No. 5, Mayur Pankh, N. S. Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dinesh D Hingu Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Dinesh D Hingu

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh R Hingorani


C/O Shop No 790, Bhawani Jewellers, Zaveri Bazar, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kamlesh R Hingorani Mrs. Pinky K Hingorani Mast Mohit K Hingorani Jeevan Vriddhi Age 44 35 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 221652 227584 Yield 7.35 % 8.12 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.05 % 9.36 % 20.6% 9.26 % 10.23 % 10.58 % 30.9% 10.64 % 11.75 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.12 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.60 % 10.89 % 80 CCE Saving @ 30.9% 11.32 % 12.11 % 12.41 % 80 CCE Saving @ 10.3% 8.50 % 9.28 % 9.57 %

Sr. No. Name 1 2 3 Mr. Kamlesh R Hingorani Mrs. Pinky K Hingorani Mast Mohit K Hingorani

Age 44 35 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 221652 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod H Hotchandani


, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vinod H Hotchandani Mrs. Mahek H Hotchandani Mast Ayush V Hotchandani Jeevan Vriddhi Age 35 34 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 222526 228917 Yield 8.12 % 8.16 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.10 % 9.44 % 20.6% 10.23 % 10.28 % 10.67 % 30.9% 11.75 % 11.81 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.16 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.64 % 10.96 % 80 CCE Saving @ 30.9% 12.11 % 12.16 % 12.48 % 80 CCE Saving @ 10.3% 9.28 % 9.32 % 9.63 %

Sr. No. Name 1 2 3 Mr. Vinod H Hotchandani Mrs. Mahek H Hotchandani Mast Ayush V Hotchandani

Age 35 34 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 222526 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gopalan V Iyer


C-503, Silver Birch, Opp.Vasant Garden, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kalpana Srinivasan(E Mr. Srinivasan Gopalan(E Ms. Netra Srinivasan Jeevan Vriddhi Age 38 39 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 216826 228917 Yield 7.95 % 7.88 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.78 % 9.44 % 20.6% 10.01 % 9.92 % 10.67 % 30.9% 11.51 % 11.40 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 7.88 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.36 % 10.96 % 80 CCE Saving @ 30.9% 11.94 % 11.87 % 12.48 % 80 CCE Saving @ 10.3% 9.11 % 9.04 % 9.63 %

Sr. No. Name 1 2 3 Mrs. Kalpana Srinivasan(E Mr. Srinivasan Gopalan(E Ms. Netra Srinivasan

Age 38 39 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 216826 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore S Israni


D/313,3rd Flr, Lok Angan, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Neha K. Israni Kum. Nikita K. Israni Jeevan Vriddhi Age 23 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226263 226466 Yield 8.34 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.31 % 20.6% 10.50 % 10.52 % 30.9% 12.07 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.34 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 10.84 % 80 CCE Saving @ 30.9% 12.34 % 12.35 % 80 CCE Saving @ 10.3% 9.51 % 9.52 %

Sr. No. Name 1 2 Ms. Neha K. Israni Kum. Nikita K. Israni

Age 23 21

Premium 100000 100000

Total 101545 101545

Maturity 226263 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sridhar K Iyer


Flat# 2, Tiwari Sadan, Sector 2, Plot No. 2, Wagle Estate, Sri Nagar, Nr Modi Hospital, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sridhar K Iyer (PDC) Mrs. Kavita Iyer Jeevan Vriddhi Age 42 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 221652 Yield 7.61 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.05 % 20.6% 9.58 % 10.23 % 30.9% 11.01 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.60 % 80 CCE Saving @ 30.9% 11.58 % 12.11 % 80 CCE Saving @ 10.3% 8.76 % 9.28 %

Sr. No. Name 1 2 Mr. Sridhar K Iyer (PDC) Mrs. Kavita Iyer

Age 42 35

Premium 100000 100000

Total 101545 101545

Maturity 211350 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Varsha B Israney


BlockNo:63/1, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Deepak B Israney Mrs. Leena B Israney Jeevan Vriddhi Age 29 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225789 Yield 8.30 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.28 % 20.6% 10.45 % 10.48 % 30.9% 12.01 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.80 % 80 CCE Saving @ 30.9% 12.30 % 12.32 % 80 CCE Saving @ 10.3% 9.46 % 9.48 %

Sr. No. Name 1 2 Mr. Deepak B Israney Mrs. Leena B Israney

Age 29 27

Premium 100000 100000

Total 101545 101545

Maturity 225325 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manjit Inderjit Singh


Block.no 66/5, Malabar Hill Road, Mulund Colony, Mulund (W), Mumbai., Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manjit Inderjit Singh Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Manjit Inderjit Singh

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh Idnani


6, Kalpana Apartment, Opp. Poona College, 388/A, Bhawani Peth, Pune, Pune, Pin:411042 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh Idnani Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Rajesh Idnani

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nandlal M Israni


303 Shri Nathji Apt., 16 Th Cross Road, Khar (West), Mumbai, Pin:400052 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ravi Nandlal Israni Ms. Poonam N Israni Mrs Dolly Ravi Israni Jeevan Vriddhi Age 28 26 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225592 225945 226171 Yield 8.31 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.29 % 9.30 % 20.6% 10.47 % 10.49 % 10.50 % 30.9% 12.03 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.31 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.81 % 10.82 % 80 CCE Saving @ 30.9% 12.31 % 12.33 % 12.34 % 80 CCE Saving @ 10.3% 9.47 % 9.49 % 9.50 %

Sr. No. Name 1 2 3 Mr. Ravi Nandlal Israni Ms. Poonam N Israni Mrs Dolly Ravi Israni

Age 28 26 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225592 225945 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Amol H Ijagaj
8/12 Anand Park, B Cabin Road, Ambernath East, Mumbai, Pin:421501 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Amol H Ijagaj Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Amol H Ijagaj

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narain R Jiandani


Block No.89-5, Agra Road, Mulund Colony,Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Narain R Jiandani Mr. Sanjay R Jiandani Kum. Mitali N Jiandani Mrs. Tamana N Jiandani Kum. Ritu S Jiandani Jeevan Vriddhi Age 50 48 15 42 15 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 192347 227584 211350 227584 Yield 6.09 % 6.60 % 8.40 % 7.61 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 9.36 % 8.48 % 9.36 % 20.6% 7.67 % 8.31 % 10.58 % 9.58 % 10.58 % 30.9% 8.81 % 9.55 % 12.16 % 11.01 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 6.60 % 8.40 % 7.61 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 10.89 % 10.07 % 10.89 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 12.41 % 11.58 % 12.41 % 80 CCE Saving @ 10.3% 7.23 % 7.74 % 9.57 % 8.76 % 9.57 %

Sr. No. Name 1 2 3 4 5 Mr. Narain R Jiandani Mr. Sanjay R Jiandani Kum. Mitali N Jiandani Mrs. Tamana N Jiandani Kum. Ritu S Jiandani

Age 50 48 15 42 15

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 192347 227584 211350 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaiprakash D Jashnani


Dhanush Kutir Bldg, Flat No 4,Plot No 399, 15th Road Bandra (W), Mumbai, Pin:400050 Dear J P, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jaiprakash D Jashnani Mrs. Varsha J Jashnani Mast Sunny J. Jashnani Kum. Mamta J. Jashnani Jeevan Vriddhi Age 49 45 22 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 203396 226356 227115 Yield 6.35 % 7.19 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.02 % 9.31 % 9.34 % 20.6% 8.00 % 9.06 % 10.52 % 10.55 % 30.9% 9.19 % 10.41 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 7.19 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.65 % 10.83 % 10.87 % 80 CCE Saving @ 30.9% 10.28 % 11.15 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 7.50 % 8.35 % 9.51 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Jaiprakash D Jashnani Mrs. Varsha J Jashnani Mast Sunny J. Jashnani Kum. Mamta J. Jashnani

Age 49 45 22 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 203396 226356 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaisukh L Jethva


Flat No 4,Sangam Sadan, Kishan Nagar-1, Checknaka, Thane, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jaisukh L Jethva Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Jaisukh L Jethva

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. T K Jose
Tg 87/7, Hindustan Chowk, Hanuman Mandir Road, Mulund Colony, Mulund (W), Mum, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Thoppil Smitha Jose Ms. Thoppil Swapna Jose Jeevan Vriddhi Age 28 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 225945 Yield 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.29 % 20.6% 10.47 % 10.49 % 30.9% 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.81 % 80 CCE Saving @ 30.9% 12.31 % 12.33 % 80 CCE Saving @ 10.3% 9.47 % 9.49 %

Sr. No. Name 1 2 Ms. Thoppil Smitha Jose Ms. Thoppil Swapna Jose

Age 28 26

Premium 100000 100000

Total 101545 101545

Maturity 225592 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manohar R Jain


C-45/B,3rd Floor, Nirmala Niwas, Aai Mai Merwanji Street, Parel,mumbai-, Pin:400012 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Manjula M Jain Kr. Sandeep M Jain Kr. Piyush M Jain Kum Harshit M Jain Jeevan Vriddhi Age 48 25 28 23 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 226066 225592 226263 Yield 6.60 % 8.33 % 8.31 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.29 % 9.26 % 9.30 % 20.6% 8.31 % 10.49 % 10.47 % 10.50 % 30.9% 9.55 % 12.05 % 12.03 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 8.33 % 8.31 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.82 % 10.79 % 10.83 % 80 CCE Saving @ 30.9% 10.54 % 12.34 % 12.31 % 12.34 % 80 CCE Saving @ 10.3% 7.74 % 9.50 % 9.47 % 9.51 %

Sr. No. Name 1 2 3 4 Mrs. Manjula M Jain Kr. Sandeep M Jain Kr. Piyush M Jain Kum Harshit M Jain

Age 48 25 28 23

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 226066 225592 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh P Jeswani


1, Sangeeta,Near, Vardhman Nagar, Dr. R.P. Road, Mulund West,Mumbai, Pin:400080 Dear Suresh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Kr. Ravi S Jeswani Kr. Jiten S Jeswani Jeevan Vriddhi Age 28 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 223963 Yield 8.31 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.18 % 20.6% 10.47 % 10.37 % 30.9% 12.03 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.71 % 80 CCE Saving @ 30.9% 12.31 % 12.23 % 80 CCE Saving @ 10.3% 9.47 % 9.39 %

Sr. No. Name 1 2 Kr. Ravi S Jeswani Kr. Jiten S Jeswani

Age 28 32

Premium 100000 100000

Total 101545 101545

Maturity 225592 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nandkishore S Jha


C/O Ranjit Octroi Co., Janta Vikas Nagar, Mulund Checknaka, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nandkishore S Jha Mr. Brajkishore S Jha Jeevan Vriddhi Age 41 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 213378 216826 Yield 7.71 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.78 % 20.6% 9.71 % 9.92 % 30.9% 11.16 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.71 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.36 % 80 CCE Saving @ 30.9% 11.69 % 11.87 % 80 CCE Saving @ 10.3% 8.87 % 9.04 %

Sr. No. Name 1 2 Mr. Nandkishore S Jha Mr. Brajkishore S Jha

Age 41 39

Premium 100000 100000

Total 101545 101545

Maturity 213378 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh K Jiandani


A-701,Mount Classic, Yogi Hills,Mulund (W), Mumbai., Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Rashmi M Jiandani Kum. Pooja M Jiandani Kum. Dolly M Jiandani Jeevan Vriddhi Age 47 24 28 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 226171 225592 Yield 6.82 % 8.34 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.30 % 9.26 % 20.6% 8.59 % 10.50 % 10.47 % 30.9% 9.87 % 12.07 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.34 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.82 % 10.79 % 80 CCE Saving @ 30.9% 10.76 % 12.34 % 12.31 % 80 CCE Saving @ 10.3% 7.97 % 9.50 % 9.47 %

Sr. No. Name 1 2 3 Mrs. Rashmi M Jiandani Kum. Pooja M Jiandani Kum. Dolly M Jiandani

Age 47 24 28

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 226171 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pranjeevan L Jain


105, Sweet Dream, Opp Raghunath Vihar, Plot No.134, Sector 13, Kharghar, Navi Mumbai, Pin:410210 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Pankaj P Jain Mr. Pawan P Jain Mast Gitaansh Amit Jain Mrs. Lata Pankaj Jain Mr. Amit Komal Jain Mrs. Savita Amit Jain Jeevan Vriddhi Age 30 27 10 30 35 33 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 224983 225789 229334 224983 221652 223291 Yield 8.28 % 8.32 % 8.49 % 8.28 % 8.12 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 9.46 % 9.23 % 9.05 % 9.14 % 20.6% 10.43 % 10.48 % 10.69 % 10.43 % 10.23 % 10.33 % 30.9% 11.98 % 12.04 % 12.29 % 11.98 % 11.75 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.28 % 8.32 % 8.49 % 8.28 % 8.12 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 10.98 % 10.76 % 10.60 % 10.68 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 12.50 % 12.28 % 12.11 % 12.20 % 80 CCE Saving @ 10.3% 9.44 % 9.48 % 9.65 % 9.44 % 9.28 % 9.36 %

Sr. No. Name 1 2 3 4 5 6 Mr. Pankaj P Jain Mr. Pawan P Jain Mast Gitaansh Amit Jain Mrs. Lata Pankaj Jain Mr. Amit Komal Jain Mrs. Savita Amit Jain

Age 30 27 10 30 35 33

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 224983 225789 229334 224983 221652 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. K V Joseph
A-5, Kranti Tower, Sector-9, Shree Nagar, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. K V Joseph Mrs. Beena K Joseph Mast Jinson K Joseph Jeevan Vriddhi Age 49 44 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 206379 226744 Yield 6.35 % 7.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.19 % 9.32 % 20.6% 8.00 % 9.26 % 10.53 % 30.9% 9.19 % 10.64 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 7.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.81 % 10.85 % 80 CCE Saving @ 30.9% 10.28 % 11.32 % 12.37 % 80 CCE Saving @ 10.3% 7.50 % 8.50 % 9.53 %

Sr. No. Name 1 2 3 Mr. K V Joseph Mrs. Beena K Joseph Mast Jinson K Joseph

Age 49 44 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 206379 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashokbhai L. Jethva


Block No: 1, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ashokbhai L. Jethva Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Ashokbhai L. Jethva

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Abhaykumar Jain


C/O B A Jain, 282,Abdul Rehman Street, 3rd Flr,R N, Mumbai, Pin:400003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Kr. Sanjeev A Jain Mr. Sanjay A Jain Jeevan Vriddhi Age 42 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 206379 Yield 7.61 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.19 % 20.6% 9.58 % 9.26 % 30.9% 11.01 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 9.81 % 80 CCE Saving @ 30.9% 11.58 % 11.32 % 80 CCE Saving @ 10.3% 8.76 % 8.50 %

Sr. No. Name 1 2 Kr. Sanjeev A Jain Mr. Sanjay A Jain

Age 42 44

Premium 100000 100000

Total 101545 101545

Maturity 211350 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shewaram P Jeswani


Block No 143/266, Nr. Youth Circle, Mulund Colony, Mulund (W), Mum, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Esheka S Jeswani Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mrs. Esheka S Jeswani

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijaykumar Jethani


B-201, Sumangal CHS, Veena Nagar Phase II, L B S Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Naresh V Jethani Mr. Hemant V Jethani Jeevan Vriddhi Age 33 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225592 Yield 8.20 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.26 % 20.6% 10.33 % 10.47 % 30.9% 11.87 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.79 % 80 CCE Saving @ 30.9% 12.20 % 12.31 % 80 CCE Saving @ 10.3% 9.36 % 9.47 %

Sr. No. Name 1 2 Mr. Naresh V Jethani Mr. Hemant V Jethani

Age 33 28

Premium 100000 100000

Total 101545 101545

Maturity 223291 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vikram Jain


Flat No: G-1, A-wing, Suparshav Darshan, Venktesh Park, Bhayander -west, Mumbai, Pin:401101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vikram Jain Mrs. Rinku V Jain Jeevan Vriddhi Age 37 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 220661 Yield 8.02 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.00 % 20.6% 10.10 % 10.16 % 30.9% 11.61 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.55 % 80 CCE Saving @ 30.9% 12.01 % 12.06 % 80 CCE Saving @ 10.3% 9.18 % 9.23 %

Sr. No. Name 1 2 Mr. Vikram Jain Mrs. Rinku V Jain

Age 37 36

Premium 100000 100000

Total 101545 101545

Maturity 219537 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vineet Kumar Jain


1/73, Kamdhenu, Hari OM Nagar, Mulund (E), Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vineet Kumar Jain Mrs. Nidhi V Jain Jeevan Vriddhi Age 34 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 223291 Yield 8.16 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 20.6% 10.28 % 10.33 % 30.9% 11.81 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 80 CCE Saving @ 10.3% 9.32 % 9.36 %

Sr. No. Name 1 2 Mr. Vineet Kumar Jain Mrs. Nidhi V Jain

Age 34 33

Premium 100000 100000

Total 101545 101545

Maturity 222526 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak D Jadhav


Room no-27,hanuman pada, Sunder anna chawl, Mulund colony, mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Deepak D Jadhav Mrs. Mohini D Jadhav Ms. Santoshi D Jadhav Jeevan Vriddhi Age 32 31 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 224531 229676 Yield 8.23 % 8.26 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.21 % 9.48 % 20.6% 10.37 % 10.40 % 10.71 % 30.9% 11.91 % 11.95 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.26 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.74 % 10.99 % 80 CCE Saving @ 30.9% 12.23 % 12.26 % 12.51 % 80 CCE Saving @ 10.3% 9.39 % 9.42 % 9.67 %

Sr. No. Name 1 2 3 Mr. Deepak D Jadhav Mrs. Mohini D Jadhav Ms. Santoshi D Jadhav

Age 32 31 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 224531 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Anamika Joshi


302,Sundaram, Panch Pakhadi, Thana, Pin:400602

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Anamika Joshi Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Ms. Anamika Joshi

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Beena Joseph


A\5,1st Floor, Kranti Tower, Sector 9, Shree Nagar,Thane, Pin:400604 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Beena Joseph Mr. K.V.Joseph Jeevan Vriddhi Age 47 49 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 188019 Yield 6.82 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.08 % 20.6% 8.59 % 8.00 % 30.9% 9.87 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 8.79 % 80 CCE Saving @ 30.9% 10.76 % 10.28 % 80 CCE Saving @ 10.3% 7.97 % 7.50 %

Sr. No. Name 1 2 Mrs. Beena Joseph Mr. K.V.Joseph

Age 47 49

Premium 100000 100000

Total 101545 101545

Maturity 196379 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Umesh B Jadhav


Flat no:10, 2nd floor, Jeevan Kunj, M.G.Road, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Umesh B Jadhav Mrs. Rohini U Jadhav Jeevan Vriddhi Age 40 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 224983 Yield 7.80 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.23 % 20.6% 9.82 % 10.43 % 30.9% 11.29 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.76 % 80 CCE Saving @ 30.9% 11.78 % 12.28 % 80 CCE Saving @ 10.3% 8.96 % 9.44 %

Sr. No. Name 1 2 Mr. Umesh B Jadhav Mrs. Rohini U Jadhav

Age 40 30

Premium 100000 100000

Total 101545 101545

Maturity 215191 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Sangeeta K Jadhav


Jadhav Chawl,Hanuman Pada, Bangare Shop, Mulund, Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Sangeeta K Jadhav Mrs. Vimal K Jadhav Jeevan Vriddhi Age 32 50 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 183344 Yield 8.23 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 6.79 % 20.6% 10.37 % 7.67 % 30.9% 11.91 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 8.52 % 80 CCE Saving @ 30.9% 12.23 % 10.01 % 80 CCE Saving @ 10.3% 9.39 % 7.23 %

Sr. No. Name 1 2 Ms. Sangeeta K Jadhav Mrs. Vimal K Jadhav

Age 32 50

Premium 100000 100000

Total 101545 101545

Maturity 223963 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh R Jain


C-39,Nirmala Niwas, Aai Mai Merwanji Street, Dr.Amedkar Road,Parel, Mumbai, Pin:400012 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Dinesh R Jain Mrs. Lata D Jain Ms. Ria Dinesh Jain Jeevan Vriddhi Age 45 43 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 209027 226594 Yield 7.19 % 7.49 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.35 % 9.32 % 20.6% 9.06 % 9.43 % 10.53 % 30.9% 10.41 % 10.84 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 7.49 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.95 % 10.84 % 80 CCE Saving @ 30.9% 11.15 % 11.46 % 12.36 % 80 CCE Saving @ 10.3% 8.35 % 8.64 % 9.52 %

Sr. No. Name 1 2 3 Mr. Dinesh R Jain Mrs. Lata D Jain Ms. Ria Dinesh Jain

Age 45 43 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 209027 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Jangam
C/O/Branch No. 894

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Jangam Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mrs. Jangam

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Varsha Chetan Joshi


78/3A,Malabar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Varsha Chetan Joshi Mast Nayan C Joshi Jeevan Vriddhi Age 48 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 225789 Yield 6.60 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.28 % 20.6% 8.31 % 10.48 % 30.9% 9.55 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.80 % 80 CCE Saving @ 30.9% 10.54 % 12.32 % 80 CCE Saving @ 10.3% 7.74 % 9.48 %

Sr. No. Name 1 2 Mrs. Varsha Chetan Joshi Mast Nayan C Joshi

Age 48 27

Premium 100000 100000

Total 101545 101545

Maturity 192347 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shantilal O Jain


2nd Flr, Vtm Bldg, Mehra Industrial Estate, Kurla Andheri Road, Saki Naka, Mumbai, Pin:400072 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Bharatkumar S Jain Mr. Shreepal R Jain Mast Kumarpal B Jain Jeevan Vriddhi Age 37 30 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 224983 225789 Yield 8.02 % 8.28 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.23 % 9.28 % 20.6% 10.10 % 10.43 % 10.48 % 30.9% 11.61 % 11.98 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 8.28 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.76 % 10.80 % 80 CCE Saving @ 30.9% 12.01 % 12.28 % 12.32 % 80 CCE Saving @ 10.3% 9.18 % 9.44 % 9.48 %

Sr. No. Name 1 2 3 Mr. Bharatkumar S Jain Mr. Shreepal R Jain Mast Kumarpal B Jain

Age 37 30 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 224983 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nathalal Jadav


132-189(Back Side), Sahid Bhagat Singh Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vilas N. Jadhav Mrs. Divya V. Jadav Mrs. Shobna P. Jadav Jeevan Vriddhi Age 35 34 37 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 222526 219537 Yield 8.12 % 8.16 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.10 % 8.94 % 20.6% 10.23 % 10.28 % 10.10 % 30.9% 11.75 % 11.81 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.16 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.64 % 10.49 % 80 CCE Saving @ 30.9% 12.11 % 12.16 % 12.01 % 80 CCE Saving @ 10.3% 9.28 % 9.32 % 9.18 %

Sr. No. Name 1 2 3 Mr. Vilas N. Jadhav Mrs. Divya V. Jadav Mrs. Shobna P. Jadav

Age 35 34 37

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 222526 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash N Jadav


52/6,Hindustan Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Prakash N Jadav Mrs. Darshita P Jadav Mast Kinjal Prakash Jadav Ms. Mansi Prakash Jadav Jeevan Vriddhi Age 39 37 17 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 219537 227115 228147 Yield 7.88 % 8.02 % 8.38 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.94 % 9.34 % 9.40 % 20.6% 9.92 % 10.10 % 10.55 % 10.62 % 30.9% 11.40 % 11.61 % 12.13 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.02 % 8.38 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.49 % 10.87 % 10.92 % 80 CCE Saving @ 30.9% 11.87 % 12.01 % 12.39 % 12.44 % 80 CCE Saving @ 10.3% 9.04 % 9.18 % 9.55 % 9.60 %

Sr. No. Name 1 2 3 4 Mr. Prakash N Jadav Mrs. Darshita P Jadav Mast Kinjal Prakash Jadav Ms. Mansi Prakash Jadav

Age 39 37 17 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 219537 227115 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr Nathumal D Jashnani
14, Kakad Air Condition, Market,306, Kalbhadevi Road, Mumbai, Pin:400002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Hitesh N Jashnani Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Hitesh N Jashnani

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr Arun Ganesh Jain


5/85 Neo Shastri Nagar, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Shri Arun Ganesh Jain Mrs. Varsha A Jain Mast Vaibhav A Jain Jeevan Vriddhi Age 43 39 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 216826 227851 Yield 7.49 % 7.88 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.78 % 9.39 % 20.6% 9.43 % 9.92 % 10.60 % 30.9% 10.84 % 11.40 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.88 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.36 % 10.90 % 80 CCE Saving @ 30.9% 11.46 % 11.87 % 12.42 % 80 CCE Saving @ 10.3% 8.64 % 9.04 % 9.58 %

Sr. No. Name 1 2 3 Shri Arun Ganesh Jain Mrs. Varsha A Jain Mast Vaibhav A Jain

Age 43 39 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 216826 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr Lalit K Jiandani
10/192, 2nd Flr, Jai Shastri Nagar, Mulund Colony, Mulund (west), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Lalit K Jiandani Mrs. Grusha L Jiandani Jeevan Vriddhi Age 47 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 216826 Yield 6.82 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.78 % 20.6% 8.59 % 9.92 % 30.9% 9.87 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.36 % 80 CCE Saving @ 30.9% 10.76 % 11.87 % 80 CCE Saving @ 10.3% 7.97 % 9.04 %

Sr. No. Name 1 2 Mr. Lalit K Jiandani Mrs. Grusha L Jiandani

Age 47 39

Premium 100000 100000

Total 101545 101545

Maturity 196379 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunny K Jambavelekar


45, 3rd Flr, B- Wing, Chandra Darshan Bldg., Padwal Nagar, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sunny K Jambavelekar Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Sunny K Jambavelekar

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jatinbhai
Nutan Store, Ratan Mahal Bldg, Sadanand Rd, Stn Road, Ghatkopar West, Pin:Mumbai Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jatinbhai Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Jatinbhai

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Biju P Joy


Measad Al Khibisi Maint, Est, P.o.Box No: 18, Dammam: 31931, Umal Shahik, K.S.A

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Biju P Joy Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Biju P Joy

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh D Jare


Uday Nagar, Behind Swapna Nagri, Opp. B.R.Rd.,Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh D Jare Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Rajesh D Jare

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Bhavna M Jeswani


39, Munshi Estate, Opp. Mensa Classes, Above Guru Kripa Hotel, S.V.Road, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Bhavna M Jeswani Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mrs. Bhavna M Jeswani

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak Jagda


C.T.Branch No.3, Jeevan Prakash, Tagor Marg, Rajkot

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Deepak Jagda Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Deepak Jagda

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bharat R Jain


23,vital More Bldg., 2nd Flr ,Aai Mai, Merwanji Street, Parel, Mumbai, Pin:400012 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Bharat R Jain Mrs. Fulwanti B Jain Ms. Ayushi B Jain Jeevan Vriddhi Age 46 40 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 215191 227115 Yield 7.02 % 7.80 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.70 % 9.34 % 20.6% 8.84 % 9.82 % 10.55 % 30.9% 10.16 % 11.29 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.80 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.27 % 10.87 % 80 CCE Saving @ 30.9% 10.97 % 11.78 % 12.39 % 80 CCE Saving @ 10.3% 8.17 % 8.96 % 9.55 %

Sr. No. Name 1 2 3 Mr. Bharat R Jain Mrs. Fulwanti B Jain Ms. Ayushi B Jain

Age 46 40 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 215191 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hirachandji R Jain


C-39, Nirmala Niwas, Aai Mai, 2nd Flr, Merwanji Street, Parel, Mumbai, Pin:400012 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hirachandji R Jain Mrs. Ramila H Jain Jeevan Vriddhi Age 47 43 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 209027 Yield 6.82 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.35 % 20.6% 8.59 % 9.43 % 30.9% 9.87 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.95 % 80 CCE Saving @ 30.9% 10.76 % 11.46 % 80 CCE Saving @ 10.3% 7.97 % 8.64 %

Sr. No. Name 1 2 Mr. Hirachandji R Jain Mrs. Ramila H Jain

Age 47 43

Premium 100000 100000

Total 101545 101545

Maturity 196379 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh Jain


C-5,&6, Ramabai Colony, Service Road, Eastern Express Highway, Mumbai, Pin:400075 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Yogesh Jain Mrs. Nidhi Y Jain Mast Mihir Y Jain Jeevan Vriddhi Age 41 38 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 218268 227851 Yield 7.71 % 7.95 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.86 % 9.39 % 20.6% 9.71 % 10.01 % 10.60 % 30.9% 11.16 % 11.51 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 7.95 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.43 % 10.90 % 80 CCE Saving @ 30.9% 11.69 % 11.94 % 12.42 % 80 CCE Saving @ 10.3% 8.87 % 9.11 % 9.58 %

Sr. No. Name 1 2 3 Mr. Yogesh Jain Mrs. Nidhi Y Jain Mast Mihir Y Jain

Age 41 38 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 218268 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh Jain Staff


My Ceramics, C-5&6, Highway Service Rd, Eastern Express Highway, Ghatkopar East, Mumbai, Pin:400075 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Yogesh Jain Staff Mr. Vithal G Biradar Mr. Mahadev M Bhandare Jeevan Vriddhi Age 46 31 34 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 224531 222526 Yield 7.02 % 8.26 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.21 % 9.10 % 20.6% 8.84 % 10.40 % 10.28 % 30.9% 10.16 % 11.95 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.26 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.74 % 10.64 % 80 CCE Saving @ 30.9% 10.97 % 12.26 % 12.16 % 80 CCE Saving @ 10.3% 8.17 % 9.42 % 9.32 %

Sr. No. Name 1 2 3 Mr. Yogesh Jain Staff Mr. Vithal G Biradar Mr. Mahadev M Bhandare

Age 46 31 34

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 224531 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hitesh P Jain


Sai Chaya Niwas, Opp Jija Mata High School, Anadwadi Kurar, Malad East, Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Hitesh P Jain Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Hitesh P Jain

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Asit Hiralal Kothari


1,sai Prasad, 10th Road, Chembur, Mumbai, Pin:400071

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Asit Hiralal Kothari Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Asit Hiralal Kothari

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Vaijayanit K Jain


F-3 Gr Flr,Hansa Sagar, Goverdhan Nagar, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Sapna K Jain Mr. Hardik K Jain Jeevan Vriddhi Age 30 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 225789 Yield 8.28 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 20.6% 10.43 % 10.48 % 30.9% 11.98 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.48 %

Sr. No. Name 1 2 Ms. Sapna K Jain Mr. Hardik K Jain

Age 30 27

Premium 100000 100000

Total 101545 101545

Maturity 224983 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagidsh Gokelsinghani


Bk 2/6,Jai Bhawani Marg, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jagidsh Gokelsinghani Ms. Sarbjeet Jagdish Ms. Harpereet Jagdish Mr. Jagdish M Gokalsingny Jeevan Vriddhi Age 39 15 12 44 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 227584 228517 206379 Yield 7.88 % 8.40 % 8.45 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.36 % 9.42 % 8.19 % 20.6% 9.92 % 10.58 % 10.64 % 9.26 % 30.9% 11.40 % 12.16 % 12.23 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.40 % 8.45 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.89 % 10.94 % 9.81 % 80 CCE Saving @ 30.9% 11.87 % 12.41 % 12.46 % 11.32 % 80 CCE Saving @ 10.3% 9.04 % 9.57 % 9.62 % 8.50 %

Sr. No. Name 1 2 3 4 Mr. Jagidsh Gokelsinghani Ms. Sarbjeet Jagdish Ms. Harpereet Jagdish Mr. Jagdish M Gokalsingny

Age 39 15 12 44

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 227584 228517 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Poonam L Jagasia


Block No. 68-1, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Poonam L Jagasia Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Ms. Poonam L Jagasia

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak Jiandani


501, Rock Garden, Yogi Hills, Off B R Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Deepak Jiandani Mrs. Harsha D Jiadani Mast Sahil D Jiadani Jeevan Vriddhi Age 42 40 16 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 215191 227336 Yield 7.61 % 7.80 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.70 % 9.35 % 20.6% 9.58 % 9.82 % 10.57 % 30.9% 11.01 % 11.29 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 7.80 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.27 % 10.88 % 80 CCE Saving @ 30.9% 11.58 % 11.78 % 12.40 % 80 CCE Saving @ 10.3% 8.76 % 8.96 % 9.56 %

Sr. No. Name 1 2 3 Mr. Deepak Jiandani Mrs. Harsha D Jiadani Mast Sahil D Jiadani

Age 42 40 16

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 215191 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Himanshu N Joshi


2/6, Jai Bhawani Marg, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Himanshu N Joshi Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Himanshu N Joshi

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh B Jain


16, Edinwala Mansion, P.k. Road, Opp. Hotel Vishwa Samrat, Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mukesh B Jain Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Mukesh B Jain

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil R Jain


34/4, Powai Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Anil R Jain Mrs. Madhvi A Jain Ms. Namrata A Jain Jeevan Vriddhi Age 47 50 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 183344 226918 Yield 6.82 % 6.09 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 6.79 % 9.33 % 20.6% 8.59 % 7.67 % 10.54 % 30.9% 9.87 % 8.81 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 6.09 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 8.52 % 10.86 % 80 CCE Saving @ 30.9% 10.76 % 10.01 % 12.38 % 80 CCE Saving @ 10.3% 7.97 % 7.23 % 9.54 %

Sr. No. Name 1 2 3 Mr. Anil R Jain Mrs. Madhvi A Jain Ms. Namrata A Jain

Age 47 50 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 183344 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Bhumika P Joshi


C/o. Shilpa, Pin:Thane

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Bhumika P Joshi Mr. Prem Joshi Ms. Prerna P Joshi Jeevan Vriddhi Age 44 48 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 192347 226466 Yield 7.35 % 6.60 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 7.36 % 9.31 % 20.6% 9.26 % 8.31 % 10.52 % 30.9% 10.64 % 9.55 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 6.60 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.04 % 10.84 % 80 CCE Saving @ 30.9% 11.32 % 10.54 % 12.35 % 80 CCE Saving @ 10.3% 8.50 % 7.74 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Bhumika P Joshi Mr. Prem Joshi Ms. Prerna P Joshi

Age 44 48 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 192347 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil G Jagtiani


16/243, Shahani Colony, Navghar Road, Mulund East, Mumbai, Pin:400081 Dear Anil, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Anil G Jagtiani Mrs. Mansi A Jagtiani Mast Prateek A Jagtiani Mast Maanav A Jagtiani Mrs. Rajewendra Kaur Mr. Gurwinder Singh Jeevan Vriddhi Age 40 38 14 11 30 35 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 215191 218268 227851 228917 224983 221652 Yield 7.80 % 7.95 % 8.42 % 8.47 % 8.28 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.86 % 9.39 % 9.44 % 9.23 % 9.05 % 20.6% 9.82 % 10.01 % 10.60 % 10.67 % 10.43 % 10.23 % 30.9% 11.29 % 11.51 % 12.19 % 12.26 % 11.98 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.80 % 7.95 % 8.42 % 8.47 % 8.28 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.43 % 10.90 % 10.96 % 10.76 % 10.60 % 80 CCE Saving @ 30.9% 11.78 % 11.94 % 12.42 % 12.48 % 12.28 % 12.11 % 80 CCE Saving @ 10.3% 8.96 % 9.11 % 9.58 % 9.63 % 9.44 % 9.28 %

Sr. No. Name 1 2 3 4 5 6 Mr. Anil G Jagtiani Mrs. Mansi A Jagtiani Mast Prateek A Jagtiani Mast Maanav A Jagtiani Mrs. Rajewendra Kaur Mr. Gurwinder Singh

Age 40 38 14 11 30 35

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 215191 218268 227851 228917 224983 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vikesh B Jethani


Barrack No 33-34, Nr. Saibaba Mandir, Ulhasnagar, Pin:421001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Vikesh B Jethani Mrs. Hanisha V Jethani Smt. Muskan V Jethani Mast Haresh V Jethani Jeevan Vriddhi Age 39 34 10 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 222526 229334 229966 Yield 7.88 % 8.16 % 8.49 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.10 % 9.46 % 9.50 % 20.6% 9.92 % 10.28 % 10.69 % 10.73 % 30.9% 11.40 % 11.81 % 12.29 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.16 % 8.49 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.64 % 10.98 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 12.16 % 12.50 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.32 % 9.65 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Vikesh B Jethani Mrs. Hanisha V Jethani Smt. Muskan V Jethani Mast Haresh V Jethani

Age 39 34 10 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 222526 229334 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip Joshi


A-305, Tulip, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Vandana D Joshi Mast Dhruv D Joshi Jeevan Vriddhi Age 50 20 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 226594 Yield 6.09 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.32 % 20.6% 7.67 % 10.53 % 30.9% 8.81 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 12.36 % 80 CCE Saving @ 10.3% 7.23 % 9.52 %

Sr. No. Name 1 2 Mrs. Vandana D Joshi Mast Dhruv D Joshi

Age 50 20

Premium 100000 100000

Total 101545 101545

Maturity 183344 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Bhakti Dheeraj Joshi


19,gitanjali Bldg, Shivaji Nagar, Sai Nath Road, Thane, Pin:400604 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Bhakti Dheeraj Joshi Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Ms. Bhakti Dheeraj Joshi

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Esha R Jaiswal


37 Astvinayak Bldg,sambha, Ji Path.shivaji Nag,wagle, State ,thane, Mumbai, Pin:400604 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Esha R Jaiswal Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Ms. Esha R Jaiswal

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak Haresh Jagasia


8/141 Jai Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Deepak Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Deepak H Jagasia(E Mrs. Reshama D Jagasia(E Jeevan Vriddhi Age 33 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 224983 Yield 8.20 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.23 % 20.6% 10.33 % 10.43 % 30.9% 11.87 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.76 % 80 CCE Saving @ 30.9% 12.20 % 12.28 % 80 CCE Saving @ 10.3% 9.36 % 9.44 %

Sr. No. Name 1 2 Mr. Deepak H Jagasia(E Mrs. Reshama D Jagasia(E

Age 33 30

Premium 100000 100000

Total 101545 101545

Maturity 223291 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh S Jadeja


403 , Mahalaxmi, Ratanbai Compound, Shivaji Nagar, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Dinesh S Jadeja Mrs. Usha D Jadeja Ms. Priya D Jadeja Mast Bhavin D Jadeja Jeevan Vriddhi Age 41 36 12 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 220661 228517 229334 Yield 7.71 % 8.07 % 8.45 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.00 % 9.42 % 9.46 % 20.6% 9.71 % 10.16 % 10.64 % 10.69 % 30.9% 11.16 % 11.68 % 12.23 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 8.07 % 8.45 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.55 % 10.94 % 10.98 % 80 CCE Saving @ 30.9% 11.69 % 12.06 % 12.46 % 12.50 % 80 CCE Saving @ 10.3% 8.87 % 9.23 % 9.62 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Dinesh S Jadeja Mrs. Usha D Jadeja Ms. Priya D Jadeja Mast Bhavin D Jadeja

Age 41 36 12 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 220661 228517 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ronak Jain


Andehri, Andheri, Co Photo Friend, Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ronak Jain Jeevan Vriddhi Age 25 Premium 100000 S.Tax 1545 Total 101545 Maturity 226066 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mr. Ronak Jain

Age 25

Premium 100000

Total 101545

Maturity 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravi Jagwani


CSilver Birch, Vasant Garden, Mulund West, Mumbai, Mumbai, Pin:400080 Dear Ravi Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ravi Jagwani Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Ravi Jagwani

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Antoniammal James


Flat No 1-A, Aai Parvati Aprt, Nr Ragai Mai Mandir, Ganesh Nagar, Dombivli West, Dombivli, Pin:421002 Dear Mrs James, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Antoniammal James Mr. M Jamesh Jeevan Vriddhi Age 32 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 211350 Yield 8.23 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 8.48 % 20.6% 10.37 % 9.58 % 30.9% 11.91 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.07 % 80 CCE Saving @ 30.9% 12.23 % 11.58 % 80 CCE Saving @ 10.3% 9.39 % 8.76 %

Sr. No. Name 1 2 Mrs. Antoniammal James Mr. M Jamesh

Age 32 42

Premium 100000 100000

Total 101545 101545

Maturity 223963 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh Jagwani


Shopno-214,2ndfloor, Crystal Shopers-paradise, Shopers Paradise, Linking Road, Mumbai, Pin:400050 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Dinesh Jagwani Mrs. Simran D Jagwani Ms. Meher D Jagwani Jeevan Vriddhi Age 36 33 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 223291 229334 Yield 8.07 % 8.20 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.14 % 9.46 % 20.6% 10.16 % 10.33 % 10.69 % 30.9% 11.68 % 11.87 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.20 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.68 % 10.98 % 80 CCE Saving @ 30.9% 12.06 % 12.20 % 12.50 % 80 CCE Saving @ 10.3% 9.23 % 9.36 % 9.65 %

Sr. No. Name 1 2 3 Mr. Dinesh Jagwani Mrs. Simran D Jagwani Ms. Meher D Jagwani

Age 36 33 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 223291 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh D.jaisinghani


, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suresh D Jaisinghani Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Suresh D Jaisinghani

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. VIJAY ASHOK JADHAV


G-6303BRAHMAND NEW ANNEX, PHASENO-8 G.B.ROAD, THANE(W), Pin:400602

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. VIJAY ASHOK JADHAV Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Mr. VIJAY ASHOK JADHAV

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh K Khatwani


Block No 1/4, Jai Bhavani Marg, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mahesh K Khatwani Mrs. Jyoti M Khatwani Ms. Divya M Khatwani Mast Bharat M Khatwani Jeevan Vriddhi Age 47 40 18 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 215191 226918 228517 Yield 6.82 % 7.80 % 8.37 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.70 % 9.33 % 9.42 % 20.6% 8.59 % 9.82 % 10.54 % 10.64 % 30.9% 9.87 % 11.29 % 12.11 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.80 % 8.37 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.27 % 10.86 % 10.94 % 80 CCE Saving @ 30.9% 10.76 % 11.78 % 12.38 % 12.46 % 80 CCE Saving @ 10.3% 7.97 % 8.96 % 9.54 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Mahesh K Khatwani Mrs. Jyoti M Khatwani Ms. Divya M Khatwani Mast Bharat M Khatwani

Age 47 40 18 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 215191 226918 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Zoheb N Khan


Room No:504, 5 Th Floor, Islamia Manzil, 3 Rd Sankli Streat, Bhyculla, Mumbai, Pin:400008 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Zoheb N Khan Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Zoheb N Khan

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harikrishan Khindria


201,Laxmi Narayan Aprt., Jondali Baug, Makhmali, Talao, Old Agra Road, Thane West, Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mast Sunny H Khindria Mr. Sunil H Khindria Mrs. Galina Sunil Khindria Jeevan Vriddhi Age 27 25 29 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225789 226066 225325 Yield 8.32 % 8.33 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.29 % 9.25 % 20.6% 10.48 % 10.49 % 10.45 % 30.9% 12.04 % 12.05 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.32 % 8.33 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 10.78 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 12.30 % 80 CCE Saving @ 10.3% 9.48 % 9.50 % 9.46 %

Sr. No. Name 1 2 3 Mast Sunny H Khindria Mr. Sunil H Khindria Mrs. Galina Sunil Khindria

Age 27 25 29

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225789 226066 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh A Kriplani


33/3,Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Haresh A Kriplani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Haresh A Kriplani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish Y Ketkar


704, Manisha Heights, Bal Rajeshwar Road, Nr Vailshali Nagar, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manish Y Ketkar Mrs. Deepa M Ketkar Jeevan Vriddhi Age 43 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 213378 Yield 7.49 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.60 % 20.6% 9.43 % 9.71 % 30.9% 10.84 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.18 % 80 CCE Saving @ 30.9% 11.46 % 11.69 % 80 CCE Saving @ 10.3% 8.64 % 8.87 %

Sr. No. Name 1 2 Mr. Manish Y Ketkar Mrs. Deepa M Ketkar

Age 43 41

Premium 100000 100000

Total 101545 101545

Maturity 209027 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok Hovnaram Kamal


Block No.80/2, Malbar Hill Road, Mulund Colony, Mulund West,, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Prashant Ashok Kamal Mast Vikrant A Kamal Mrs. Ritu P Kamal Jeevan Vriddhi Age 30 24 29 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 226171 225325 Yield 8.28 % 8.34 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.30 % 9.25 % 20.6% 10.43 % 10.50 % 10.45 % 30.9% 11.98 % 12.07 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.34 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.82 % 10.78 % 80 CCE Saving @ 30.9% 12.28 % 12.34 % 12.30 % 80 CCE Saving @ 10.3% 9.44 % 9.50 % 9.46 %

Sr. No. Name 1 2 3 Mr. Prashant Ashok Kamal Mast Vikrant A Kamal Mrs. Ritu P Kamal

Age 30 24 29

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 226171 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohmad Ishaque Khan


Sahara T/M, Near Lalit X-ray Clinic, Anand, Koliwada

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mohmad Ishaque Khan Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Mohmad Ishaque Khan

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raju K Khatwani


1-4,Jai Bhavani Marg, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Seema R Khatwani Mast Hitesh R Khatwani Mast Jayesh R Khatwani Jeevan Vriddhi Age 49 15 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 227584 226594 Yield 6.35 % 8.40 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.36 % 9.32 % 20.6% 8.00 % 10.58 % 10.53 % 30.9% 9.19 % 12.16 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.40 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.89 % 10.84 % 80 CCE Saving @ 30.9% 10.28 % 12.41 % 12.36 % 80 CCE Saving @ 10.3% 7.50 % 9.57 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Seema R Khatwani Mast Hitesh R Khatwani Mast Jayesh R Khatwani

Age 49 15 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 227584 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sangeeta J Katira


, Mulund West, Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Dhruve J Katira Jeevan Vriddhi Age 14 Premium 100000 S.Tax 1545 Total 101545 Maturity 227851 Yield 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.39 % 20.6% 10.60 % 30.9% 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.90 % 80 CCE Saving @ 30.9% 12.42 % 80 CCE Saving @ 10.3% 9.58 %

Sr. No. Name 1 Mast Dhruve J Katira

Age 14

Premium 100000

Total 101545

Maturity 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mansukh B Kashiyani


24,C-2,Agfa Qtrs, Gokul Shyam Socy, Vardhman Nagar, R.P.Road,Mulund Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mast Jayesh M Kashiyani Mast Bhavesh M Kashiyani Mrs. Jyotsana M Kashiyani Jeevan Vriddhi Age 26 24 46 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225945 226171 200064 Yield 8.33 % 8.34 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.30 % 7.83 % 20.6% 10.49 % 10.50 % 8.84 % 30.9% 12.05 % 12.07 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.33 % 8.34 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.82 % 9.47 % 80 CCE Saving @ 30.9% 12.33 % 12.34 % 10.97 % 80 CCE Saving @ 10.3% 9.49 % 9.50 % 8.17 %

Sr. No. Name 1 2 3 Mast Jayesh M Kashiyani Mast Bhavesh M Kashiyani Mrs. Jyotsana M Kashiyani

Age 26 24 46

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225945 226171 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore Krishnani


122-126,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kishore Krishnani Mrs. Kavita K Krishnani Jeevan Vriddhi Age 47 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 206379 Yield 6.82 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 20.6% 8.59 % 9.26 % 30.9% 9.87 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 80 CCE Saving @ 10.3% 7.97 % 8.50 %

Sr. No. Name 1 2 Mr. Kishore Krishnani Mrs. Kavita K Krishnani

Age 47 44

Premium 100000 100000

Total 101545 101545

Maturity 196379 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Priyanka V. Kadam


A-402, Anusaya Apt., Vaitara Nagar, Nahur Road, Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Priyanka V Kadam Mast Vipul V Kadam Kum. Neha V Kadam Jeevan Vriddhi Age 44 17 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 227115 226594 Yield 7.35 % 8.38 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.34 % 9.32 % 20.6% 9.26 % 10.55 % 10.53 % 30.9% 10.64 % 12.13 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.38 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.87 % 10.84 % 80 CCE Saving @ 30.9% 11.32 % 12.39 % 12.36 % 80 CCE Saving @ 10.3% 8.50 % 9.55 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Priyanka V Kadam Mast Vipul V Kadam Kum. Neha V Kadam

Age 44 17 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 227115 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak D Kathuria


83/4, Malbar Hill Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Deepak D Kathuria Mrs. Neeta D Kathuria Jeevan Vriddhi Age 48 47 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 196379 Yield 6.60 % 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.60 % 20.6% 8.31 % 8.59 % 30.9% 9.55 % 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.27 % 80 CCE Saving @ 30.9% 10.54 % 10.76 % 80 CCE Saving @ 10.3% 7.74 % 7.97 %

Sr. No. Name 1 2 Mr. Deepak D Kathuria Mrs. Neeta D Kathuria

Age 48 47

Premium 100000 100000

Total 101545 101545

Maturity 192347 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gulabrao O Khanderao


Ambe Wadi,Tata Power, House Rd.,Lbs Marg, Yashwant Chawl, Bhandup, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Gulabrao O Khanderao Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Gulabrao O Khanderao

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sudhesh Kumar Kapoor


A/91,3rd Flr, Shree Krishna Dham, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ajaykumar S Kapoor Mrs. Sonal A Kapoor Ms. Nilkha A Kapoor Jeevan Vriddhi Age 38 38 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 218268 228917 Yield 7.95 % 7.95 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.86 % 9.44 % 20.6% 10.01 % 10.01 % 10.67 % 30.9% 11.51 % 11.51 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 7.95 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.43 % 10.96 % 80 CCE Saving @ 30.9% 11.94 % 11.94 % 12.48 % 80 CCE Saving @ 10.3% 9.11 % 9.11 % 9.63 %

Sr. No. Name 1 2 3 Mr. Ajaykumar S Kapoor Mrs. Sonal A Kapoor Ms. Nilkha A Kapoor

Age 38 38 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 218268 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sheila Khedkar


C/O.Branch 894, Brite Tools Marg, Lbs Marg, Mulund West,Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Sheila Khedkar Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Sheila Khedkar

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Chetan P.Kansagara


Flat No.C/8,Block No.12, Raviratna Park,Uni Road, Rajkot-5

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Shri Chetan P.Kansagara Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Shri Chetan P.Kansagara

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinendra Kadam


E-4,104, High Land Park, Jai Shahtri Nagar, Mulund Colony, Mulund(W), Mum, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Dinendra Kadam Mr. Prashant D Kadam Ms. Maithili D Kadam Jeevan Vriddhi Age 50 28 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 225592 225945 Yield 6.09 % 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.26 % 9.29 % 20.6% 7.67 % 10.47 % 10.49 % 30.9% 8.81 % 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.79 % 10.81 % 80 CCE Saving @ 30.9% 10.01 % 12.31 % 12.33 % 80 CCE Saving @ 10.3% 7.23 % 9.47 % 9.49 %

Sr. No. Name 1 2 3 Mr. Dinendra Kadam Mr. Prashant D Kadam Ms. Maithili D Kadam

Age 50 28 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 225592 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Capt Pramod Khatri


32, Neeta Apt, Bhakti MArg, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Capt Pramod Khatri Mrs. Rajani P Khatri Mast Amod Khatri Jeevan Vriddhi Age 39 40 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 215191 229966 Yield 7.88 % 7.80 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.70 % 9.50 % 20.6% 9.92 % 9.82 % 10.73 % 30.9% 11.40 % 11.29 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 7.80 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.27 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 11.78 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 8.96 % 9.68 %

Sr. No. Name 1 2 3 Capt Pramod Khatri Mrs. Rajani P Khatri Mast Amod Khatri

Age 39 40 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 215191 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh Kishnani


27, Nutan Warehouse Cente, R,Wadia Road , Bail Bazar, Kurla [W] Mumbai, Pin:400070 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ramesh Kishnani Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Ramesh Kishnani

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash N Keswani


51,Tirupati N Keswani, Devidayal Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash N Keswani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Prakash N Keswani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rakeshkumar S Kapoor


F-14,Sumati Dham, Veena Nagar Phase II, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rakeshkumar S Kapoor Mrs. Tejal R Kapoor Mast Mohit R Kapoor Jeevan Vriddhi Age 44 35 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 221652 227851 Yield 7.35 % 8.12 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.05 % 9.39 % 20.6% 9.26 % 10.23 % 10.60 % 30.9% 10.64 % 11.75 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.12 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.60 % 10.90 % 80 CCE Saving @ 30.9% 11.32 % 12.11 % 12.42 % 80 CCE Saving @ 10.3% 8.50 % 9.28 % 9.58 %

Sr. No. Name 1 2 3 Mr. Rakeshkumar S Kapoor Mrs. Tejal R Kapoor Mast Mohit R Kapoor

Age 44 35 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 221652 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Usha R Kapur


125-141,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Usha R Kapur Mr. Niranjan R. Kapur Mrs Anuradha N Kapoor Jeevan Vriddhi Age 44 27 28 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 225789 225592 Yield 7.35 % 8.32 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.28 % 9.26 % 20.6% 9.26 % 10.48 % 10.47 % 30.9% 10.64 % 12.04 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.32 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.80 % 10.79 % 80 CCE Saving @ 30.9% 11.32 % 12.32 % 12.31 % 80 CCE Saving @ 10.3% 8.50 % 9.48 % 9.47 %

Sr. No. Name 1 2 3 Mrs. Usha R Kapur Mr. Niranjan R. Kapur Mrs Anuradha N Kapoor

Age 44 27 28

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 225789 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sushil Mohan Khatri


Flat no:11, ambe ashish , Malabar Hill Road, Mulund colony . mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Sushil Mohan Khatri Mrs. Pooja S Khatri Mast Jash S Khatri Mr. Anil Mohan Khatri Mrs. Sonali A Khatri Mast Abhiket A Khatri Ms. Anisha A Khatri Sunil M Khatri Jeevan Vriddhi Age 36 33 10 39 39 16 16 37 Premium 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 220661 223291 229334 216826 216826 227336 227336 219537 Yield 8.07 % 8.20 % 8.49 % 7.88 % 7.88 % 8.39 % 8.39 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.14 % 9.46 % 8.78 % 8.78 % 9.35 % 9.35 % 8.94 % 20.6% 10.16 % 10.33 % 10.69 % 9.92 % 9.92 % 10.57 % 10.57 % 10.10 % 30.9% 11.68 % 11.87 % 12.29 % 11.40 % 11.40 % 12.14 % 12.14 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.07 % 8.20 % 8.49 % 7.88 % 7.88 % 8.39 % 8.39 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.68 % 10.98 % 10.36 % 10.36 % 10.88 % 10.88 % 10.49 % 80 CCE Saving @ 30.9% 12.06 % 12.20 % 12.50 % 11.87 % 11.87 % 12.40 % 12.40 % 12.01 % 80 CCE Saving @ 10.3% 9.23 % 9.36 % 9.65 % 9.04 % 9.04 % 9.56 % 9.56 % 9.18 %

Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Sushil Mohan Khatri Mrs. Pooja S Khatri Mast Jash S Khatri Mr. Anil Mohan Khatri Mrs. Sonali A Khatri Mast Abhiket A Khatri Ms. Anisha A Khatri Sunil M Khatri

Age 36 33 10 39 39 16 16 37

Premium 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 220661 223291 229334 216826 216826 227336 227336 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Birendra Kumar


37, 1st floor, Bldg no.63, RDD Chawl, Worli, Mumbai, Pin:400018 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Birendra Kumar Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Birendra Kumar

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Santosh Kotak


R.S Collections, As Shoppingshop 19, Opprkk Mkt, Musafir Khana, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Santosh Kotak Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Santosh Kotak

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nawal Kishor Khanna


B-602, Vashistha, Saptarshi Park, Swapna Nagri, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Jatin N Khanna Ms. Bhavana N Khanna Jeevan Vriddhi Age 37 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 225325 Yield 8.02 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.25 % 20.6% 10.10 % 10.45 % 30.9% 11.61 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.78 % 80 CCE Saving @ 30.9% 12.01 % 12.30 % 80 CCE Saving @ 10.3% 9.18 % 9.46 %

Sr. No. Name 1 2 Mr. Jatin N Khanna Ms. Bhavana N Khanna

Age 37 29

Premium 100000 100000

Total 101545 101545

Maturity 219537 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kailash S Kachre


4/1,Jai Bhavani Marg, Ramesh Joshi Plot 1st Flr, Mulund Colony, Mulund West,mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kailash S Kachre Kr. Sagar K Kachre Kr.. Suraj K Kachre Mrs. Mohini K Kachre Jeevan Vriddhi Age 44 21 15 42 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 226466 227584 211350 Yield 7.35 % 8.35 % 8.40 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.31 % 9.36 % 8.48 % 20.6% 9.26 % 10.52 % 10.58 % 9.58 % 30.9% 10.64 % 12.08 % 12.16 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 8.35 % 8.40 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.84 % 10.89 % 10.07 % 80 CCE Saving @ 30.9% 11.32 % 12.35 % 12.41 % 11.58 % 80 CCE Saving @ 10.3% 8.50 % 9.52 % 9.57 % 8.76 %

Sr. No. Name 1 2 3 4 Mr. Kailash S Kachre Kr. Sagar K Kachre Kr.. Suraj K Kachre Mrs. Mohini K Kachre

Age 44 21 15 42

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 226466 227584 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Afzal Ahmed Khan


C-3,Amina Colony, Devri Pada, Post Dawlakausa, Mumbra,Thane, Pin:400612 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Afzal Ahmed Khan Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Afzal Ahmed Khan

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vimal N Kotak


B-505,"Red Woods", Off LBS Marg, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Vimal N Kotak Mrs. Mita V Kotak Ms. Urvisha V Kotak Ms. Monal V Kotak Mast Priyesh V Kotak Jeevan Vriddhi Age 49 47 24 20 19 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 188019 196379 226171 226594 226744 Yield 6.35 % 6.82 % 8.34 % 8.36 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.60 % 9.30 % 9.32 % 9.32 % 20.6% 8.00 % 8.59 % 10.50 % 10.53 % 10.53 % 30.9% 9.19 % 9.87 % 12.07 % 12.10 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.35 % 6.82 % 8.34 % 8.36 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.27 % 10.82 % 10.84 % 10.85 % 80 CCE Saving @ 30.9% 10.28 % 10.76 % 12.34 % 12.36 % 12.37 % 80 CCE Saving @ 10.3% 7.50 % 7.97 % 9.50 % 9.52 % 9.53 %

Sr. No. Name 1 2 3 4 5 Mr. Vimal N Kotak Mrs. Mita V Kotak Ms. Urvisha V Kotak Ms. Monal V Kotak Mast Priyesh V Kotak

Age 49 47 24 20 19

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 188019 196379 226171 226594 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjiv N Kotak


D-17/18, Mahavir Jyot, Goverdhan Nagar, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sanjiv N Kotak Mrs. Niketa S Kotak Mast Vishal S Kotak Ms. Hinal S Kotak Jeevan Vriddhi Age 47 44 20 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 206379 226594 227584 Yield 6.82 % 7.35 % 8.36 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 9.32 % 9.36 % 20.6% 8.59 % 9.26 % 10.53 % 10.58 % 30.9% 9.87 % 10.64 % 12.10 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.35 % 8.36 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 10.84 % 10.89 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 12.36 % 12.41 % 80 CCE Saving @ 10.3% 7.97 % 8.50 % 9.52 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Sanjiv N Kotak Mrs. Niketa S Kotak Mast Vishal S Kotak Ms. Hinal S Kotak

Age 47 44 20 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 206379 226594 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narendra B Kesaria


Savitri Darshan (Bunglow), Sector 10/A, Opp.father Agnel School, Vashi Navi Mumbai, Pin:400705 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Ms. Palvi N Kesaria Ms. Vanita N Kesaria Ms. Deepali N Kesari Ms. Darshana N Kesaria Mast Aakash N Kesaria Jeevan Vriddhi Age 31 30 29 24 20 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 224531 224983 225325 226171 226594 Yield 8.26 % 8.28 % 8.30 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.23 % 9.25 % 9.30 % 9.32 % 20.6% 10.40 % 10.43 % 10.45 % 10.50 % 10.53 % 30.9% 11.95 % 11.98 % 12.01 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.26 % 8.28 % 8.30 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.76 % 10.78 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 12.26 % 12.28 % 12.30 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 9.42 % 9.44 % 9.46 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 5 Ms. Palvi N Kesaria Ms. Vanita N Kesaria Ms. Deepali N Kesari Ms. Darshana N Kesaria Mast Aakash N Kesaria

Age 31 30 29 24 20

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 224531 224983 225325 226171 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod S Kewalramani


8/151, Jai Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vinod S Kewalramani Mrs. Sarika V Kewalramani Ms. Neha V Kewalramani Jeevan Vriddhi Age 39 34 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 222526 229966 Yield 7.88 % 8.16 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.10 % 9.50 % 20.6% 9.92 % 10.28 % 10.73 % 30.9% 11.40 % 11.81 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 8.16 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.64 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 12.16 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.32 % 9.68 %

Sr. No. Name 1 2 3 Mr. Vinod S Kewalramani Mrs. Sarika V Kewalramani Ms. Neha V Kewalramani

Age 39 34 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 222526 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Laxman J Karia


Block No. 128-166, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Reshma L Karia Jeevan Vriddhi Age 22 Premium 100000 S.Tax 1545 Total 101545 Maturity 226356 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Ms. Reshma L Karia

Age 22

Premium 100000

Total 101545

Maturity 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Gargi Khanna


Flat No.6, Anju Bldg, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Ms. Gargi Khanna Ms. Aditi Khanna Ms. Ambika P Khanna Mr. Ravi O Duggal Jeevan Vriddhi Age 29 27 32 46 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 225325 225789 223963 200064 Yield 8.30 % 8.32 % 8.23 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.28 % 9.18 % 7.83 % 20.6% 10.45 % 10.48 % 10.37 % 8.84 % 30.9% 12.01 % 12.04 % 11.91 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.30 % 8.32 % 8.23 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.80 % 10.71 % 9.47 % 80 CCE Saving @ 30.9% 12.30 % 12.32 % 12.23 % 10.97 % 80 CCE Saving @ 10.3% 9.46 % 9.48 % 9.39 % 8.17 %

Sr. No. Name 1 2 3 4 Ms. Gargi Khanna Ms. Aditi Khanna Ms. Ambika P Khanna Mr. Ravi O Duggal

Age 29 27 32 46

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 225325 225789 223963 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shyam H Kukreja


A-104, Vaishali Tower, Bal Rajeshwar Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Shyam H Kukreja Mrs. Mala S Kukreja Ms. Karishma S Kukreja Jeevan Vriddhi Age 49 45 16 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 203396 227336 Yield 6.35 % 7.19 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.02 % 9.35 % 20.6% 8.00 % 9.06 % 10.57 % 30.9% 9.19 % 10.41 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 7.19 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.65 % 10.88 % 80 CCE Saving @ 30.9% 10.28 % 11.15 % 12.40 % 80 CCE Saving @ 10.3% 7.50 % 8.35 % 9.56 %

Sr. No. Name 1 2 3 Mr. Shyam H Kukreja Mrs. Mala S Kukreja Ms. Karishma S Kukreja

Age 49 45 16

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 203396 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hemant S Kapoor


A-18, Hansa Sagar, Goverdhan Nagar, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Hemant S Kapoor Mrs. Divya Hemant Kapoor Mast Abhishek H Kapoor Ms. Nidhi K Saigal Mr. Lap Hemant S Kapoor Jeevan Vriddhi Age 42 39 12 38 42 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 211350 216826 228517 218268 211350 Yield 7.61 % 7.88 % 8.45 % 7.95 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.78 % 9.42 % 8.86 % 8.48 % 20.6% 9.58 % 9.92 % 10.64 % 10.01 % 9.58 % 30.9% 11.01 % 11.40 % 12.23 % 11.51 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.61 % 7.88 % 8.45 % 7.95 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.36 % 10.94 % 10.43 % 10.07 % 80 CCE Saving @ 30.9% 11.58 % 11.87 % 12.46 % 11.94 % 11.58 % 80 CCE Saving @ 10.3% 8.76 % 9.04 % 9.62 % 9.11 % 8.76 %

Sr. No. Name 1 2 3 4 5 Mr. Hemant S Kapoor Mrs. Divya Hemant Kapoor Mast Abhishek H Kapoor Ms. Nidhi K Saigal Mr. Lap Hemant S Kapoor

Age 42 39 12 38 42

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 211350 216826 228517 218268 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay L Kalro


701, Tanshiq Park, Jail Road, Nasik Road, Nasik, Nasik, Pin:422101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sanjay L Kalro Mrs. Lavina S Kalro Mast Purab S Kalro Jeevan Vriddhi Age 46 35 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 221652 228147 Yield 7.02 % 8.12 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.05 % 9.40 % 20.6% 8.84 % 10.23 % 10.62 % 30.9% 10.16 % 11.75 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.12 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.60 % 10.92 % 80 CCE Saving @ 30.9% 10.97 % 12.11 % 12.44 % 80 CCE Saving @ 10.3% 8.17 % 9.28 % 9.60 %

Sr. No. Name 1 2 3 Mr. Sanjay L Kalro Mrs. Lavina S Kalro Mast Purab S Kalro

Age 46 35 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 221652 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hitendra Y Ketkar


404, Manisha Garden, Nr Mulund Gymkhana, Navghar Road, Mulund East, Mumbai, Pin:400081 Dear Rakesh Bhai, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hitendra Y Ketkar Mrs. Kalpana H Ketkar Jeevan Vriddhi Age 46 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 200064 206379 Yield 7.02 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.19 % 20.6% 8.84 % 9.26 % 30.9% 10.16 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.02 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.81 % 80 CCE Saving @ 30.9% 10.97 % 11.32 % 80 CCE Saving @ 10.3% 8.17 % 8.50 %

Sr. No. Name 1 2 Mr. Hitendra Y Ketkar Mrs. Kalpana H Ketkar

Age 46 44

Premium 100000 100000

Total 101545 101545

Maturity 200064 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh A Kundani


B-603, Red Wood, Vasant Garden, Swapna Nagri, Mulund West, Mumbai, Pin:400080 Mahesh Mahesh JI, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mahesh A Kundani Mr. Raja M Kundani Ms. Komal M Kundani Mrs. Yogita M Kundani Jeevan Vriddhi Age 49 25 17 45 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 226066 227115 203396 Yield 6.35 % 8.33 % 8.38 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.29 % 9.34 % 8.02 % 20.6% 8.00 % 10.49 % 10.55 % 9.06 % 30.9% 9.19 % 12.05 % 12.13 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.33 % 8.38 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.82 % 10.87 % 9.65 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 12.39 % 11.15 % 80 CCE Saving @ 10.3% 7.50 % 9.50 % 9.55 % 8.35 %

Sr. No. Name 1 2 3 4 Mr. Mahesh A Kundani Mr. Raja M Kundani Ms. Komal M Kundani Mrs. Yogita M Kundani

Age 49 25 17 45

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 226066 227115 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandu T Khanchandani


133-204, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Chandu T Khanchandani Mrs. Meena C Khanchandani Mast Kamal C Khanchandani Ms. Pinky C Khanchandani Jeevan Vriddhi Age 50 46 26 23 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 200064 225945 226263 Yield 6.09 % 7.02 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.83 % 9.29 % 9.30 % 20.6% 7.67 % 8.84 % 10.49 % 10.50 % 30.9% 8.81 % 10.16 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 7.02 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.47 % 10.81 % 10.83 % 80 CCE Saving @ 30.9% 10.01 % 10.97 % 12.33 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 8.17 % 9.49 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Chandu T Khanchandani Mrs. Meena C Khanchandani Mast Kamal C Khanchandani Ms. Pinky C Khanchandani

Age 50 46 26 23

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 200064 225945 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishan T Khanchandani


133-204, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kishan T Khanchandani Mrs. Jyoti K Khanchandani Mast Rahul K Khanchandani Mast Dhruv K Khanchandani Jeevan Vriddhi Age 45 41 15 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 213378 227584 229334 Yield 7.19 % 7.71 % 8.40 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.60 % 9.36 % 9.46 % 20.6% 9.06 % 9.71 % 10.58 % 10.69 % 30.9% 10.41 % 11.16 % 12.16 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.71 % 8.40 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.18 % 10.89 % 10.98 % 80 CCE Saving @ 30.9% 11.15 % 11.69 % 12.41 % 12.50 % 80 CCE Saving @ 10.3% 8.35 % 8.87 % 9.57 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Kishan T Khanchandani Mrs. Jyoti K Khanchandani Mast Rahul K Khanchandani Mast Dhruv K Khanchandani

Age 45 41 15 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 213378 227584 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Khanchandani


OldBrk 21/H,Nr Bony Store, Saraswati Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. PrakashKhanchandani(E Mrs. Varsha P Khanchandani Jeevan Vriddhi Age 48 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 211350 Yield 6.60 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.48 % 20.6% 8.31 % 9.58 % 30.9% 9.55 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.07 % 80 CCE Saving @ 30.9% 10.54 % 11.58 % 80 CCE Saving @ 10.3% 7.74 % 8.76 %

Sr. No. Name 1 2 Mr. PrakashKhanchandani(E Mrs. Varsha P Khanchandani

Age 48 42

Premium 100000 100000

Total 101545 101545

Maturity 192347 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bharat Kundnani


456, SHAHANI COLONY, NAVGHAR ROAD, MULUND (EAST), MUMBAI, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Bharat Kundnani Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Bharat Kundnani

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prem T Khanchandani


133-204, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Rukmani Khanchandani Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mrs. Rukmani Khanchandani

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Santosh Kotak


R.S Collections, As Shoppingshop 19, Opprkk Mkt, Musafir Khana, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Santosh Kotak Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Santosh Kotak

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Janak Keshriya


135/2113/A, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Janak S Keshriya Mrs. Rakhee J Keshriya Ms. Hiral J Kehsriya Jeevan Vriddhi Age 44 41 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 213378 227115 Yield 7.35 % 7.71 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.60 % 9.34 % 20.6% 9.26 % 9.71 % 10.55 % 30.9% 10.64 % 11.16 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.71 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.18 % 10.87 % 80 CCE Saving @ 30.9% 11.32 % 11.69 % 12.39 % 80 CCE Saving @ 10.3% 8.50 % 8.87 % 9.55 %

Sr. No. Name 1 2 3 Mr. Janak S Keshriya Mrs. Rakhee J Keshriya Ms. Hiral J Kehsriya

Age 44 41 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 213378 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dharmesh V Kesaria


Room No:- 10, Ekvira, Sadan, N.S.Road, Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dharmesh V Kesaria Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Dharmesh V Kesaria

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Baldevsingh B Khokhar


Block No:110/43, Malabar Hill Road, Mulund Colony,Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Baldevsingh B Khokhar Mrs. Satwantkaur B Khokhar Mast Karamjeet Khokhar Kum. Amritakaur Khokhar Jeevan Vriddhi Age 47 47 16 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 196379 227336 228517 Yield 6.82 % 6.82 % 8.39 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.60 % 9.35 % 9.42 % 20.6% 8.59 % 8.59 % 10.57 % 10.64 % 30.9% 9.87 % 9.87 % 12.14 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 6.82 % 8.39 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.27 % 10.88 % 10.94 % 80 CCE Saving @ 30.9% 10.76 % 10.76 % 12.40 % 12.46 % 80 CCE Saving @ 10.3% 7.97 % 7.97 % 9.56 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Baldevsingh B Khokhar Mrs. Satwantkaur B Khokhar Mast Karamjeet Khokhar Kum. Amritakaur Khokhar

Age 47 47 16 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 196379 227336 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pravin J Kaprani


49/414, unnat nagar-2, S.V.Road, Goregaon (W), Mumbai, Pin:400062 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pravin J Kaprani Mrs. Jaanvi P Kaprani Jeevan Vriddhi Age 35 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 223963 Yield 8.12 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.18 % 20.6% 10.23 % 10.37 % 30.9% 11.75 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.71 % 80 CCE Saving @ 30.9% 12.11 % 12.23 % 80 CCE Saving @ 10.3% 9.28 % 9.39 %

Sr. No. Name 1 2 Mr. Pravin J Kaprani Mrs. Jaanvi P Kaprani

Age 35 32

Premium 100000 100000

Total 101545 101545

Maturity 221652 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Satinder Singh Kala


Branch Unit No.320, Lakshmi Ins Building, 2nd Floor,Asaf Ali Road, New Delhi, Pin:110002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Satinder Singh Kala Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Satinder Singh Kala

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Nanda G Kavtekar


B-4/203 Buddhdev Vihar, Near Tikujini Wadi, Chitalsar, Manpada, Thane (West), Pin:400610 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Nanda G Kavtekar Kum. Shloka G Kavtekar Mr. Gajanan Kavetkar Kum. Shrujan R Gavnang Jeevan Vriddhi Age 39 14 41 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 227851 213378 228147 Yield 7.88 % 8.42 % 7.71 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.39 % 8.60 % 9.40 % 20.6% 9.92 % 10.60 % 9.71 % 10.62 % 30.9% 11.40 % 12.19 % 11.16 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.42 % 7.71 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.90 % 10.18 % 10.92 % 80 CCE Saving @ 30.9% 11.87 % 12.42 % 11.69 % 12.44 % 80 CCE Saving @ 10.3% 9.04 % 9.58 % 8.87 % 9.60 %

Sr. No. Name 1 2 3 4 Mrs. Nanda G Kavtekar Kum. Shloka G Kavtekar Mr. Gajanan Kavetkar Kum. Shrujan R Gavnang

Age 39 14 41 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 227851 213378 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Neeta M Panjwani


80/1,Malbar Hill Road, Mulund Colony, Mulund,west, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 Ms. Harshita H Kathpal Mr. Harish Kathpal Mrs. Ruchita H Kathpal Mr. Bharat M Punjwani Mr. Laxman M Punjwani(E Ms. Kalpana M Punjwani Mrs. Mahek L Panjwani Ms. Khushi L Panjwani Mast Drishti B Punjwani Jeevan Vriddhi Age 11 41 37 39 37 33 37 8 28 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 228917 213378 219537 216826 219537 223291 219537 229966 225592 Yield 8.47 % 7.71 % 8.02 % 7.88 % 8.02 % 8.20 % 8.02 % 8.52 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.44 % 8.60 % 8.94 % 8.78 % 8.94 % 9.14 % 8.94 % 9.50 % 9.26 % 20.6% 10.67 % 9.71 % 10.10 % 9.92 % 10.10 % 10.33 % 10.10 % 10.73 % 10.47 % 30.9% 12.26 % 11.16 % 11.61 % 11.40 % 11.61 % 11.87 % 11.61 % 12.33 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.47 % 7.71 % 8.02 % 7.88 % 8.02 % 8.20 % 8.02 % 8.52 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.96 % 10.18 % 10.49 % 10.36 % 10.49 % 10.68 % 10.49 % 11.01 % 10.79 % 80 CCE Saving @ 30.9% 12.48 % 11.69 % 12.01 % 11.87 % 12.01 % 12.20 % 12.01 % 12.53 % 12.31 % 80 CCE Saving @ 10.3% 9.63 % 8.87 % 9.18 % 9.04 % 9.18 % 9.36 % 9.18 % 9.68 % 9.47 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 Ms. Harshita H Kathpal Mr. Harish Kathpal Mrs. Ruchita H Kathpal Mr. Bharat M Punjwani Mr. Laxman M Punjwani(E Ms. Kalpana M Punjwani Mrs. Mahek L Panjwani Ms. Khushi L Panjwani Mast Drishti B Punjwani

Age 11 41 37 39 37 33 37 8 28

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 228917 213378 219537 216826 219537 223291 219537 229966 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay N Kalro


EXPORTERS, C/O. SANJAY KALRO, NASIK

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sanjay N Kalro Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Sanjay N Kalro

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh A Kanjani


102, 1 St Floor, Tirth Tower, Nr Prabharam Mandir, Ulhasnagar, Pin:421005 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mukesh A Kanjani Mrs. Roshini M Kanjani Ms. Tanya M Kanjani Jeevan Vriddhi Age 34 33 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 223291 229676 Yield 8.16 % 8.20 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 9.48 % 20.6% 10.28 % 10.33 % 10.71 % 30.9% 11.81 % 11.87 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.20 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 10.99 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 12.51 % 80 CCE Saving @ 10.3% 9.32 % 9.36 % 9.67 %

Sr. No. Name 1 2 3 Mr. Mukesh A Kanjani Mrs. Roshini M Kanjani Ms. Tanya M Kanjani

Age 34 33 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 223291 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok H Kasandaria


A/2/2, Vaishali Nagar, Off.B.R.Road, Mulund (west), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Kanjal A. Kasandaria Ms. Ankita A. Kasandaria Jeevan Vriddhi Age 27 22 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226356 Yield 8.32 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.31 % 20.6% 10.48 % 10.52 % 30.9% 12.04 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.83 % 80 CCE Saving @ 30.9% 12.32 % 12.35 % 80 CCE Saving @ 10.3% 9.48 % 9.51 %

Sr. No. Name 1 2 Ms. Kanjal A. Kasandaria Ms. Ankita A. Kasandaria

Age 27 22

Premium 100000 100000

Total 101545 101545

Maturity 225789 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajay Khialani


Shop No:2,Rita Gen Store, Sarvoday Society, Kopri Colony, Thane East

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ajay Khialani Mrs. Heena Ajay Khialani Jeevan Vriddhi Age 35 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 224531 Yield 8.12 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.21 % 20.6% 10.23 % 10.40 % 30.9% 11.75 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.74 % 80 CCE Saving @ 30.9% 12.11 % 12.26 % 80 CCE Saving @ 10.3% 9.28 % 9.42 %

Sr. No. Name 1 2 Mr. Ajay Khialani Mrs. Heena Ajay Khialani

Age 35 31

Premium 100000 100000

Total 101545 101545

Maturity 221652 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vasant S. Keshariya


C/o Gordhan S. Karia, 23, Gheewala Building, Anam Niwas,1st Floor, M.G.Road, Mulund West, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Vasant S. Keshariya Mrs. Malti V. Keshariya Mast Amit V. Keshariya Kum. Roshni V. Keshariya Jeevan Vriddhi Age 45 41 22 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 213378 226356 227584 Yield 7.19 % 7.71 % 8.35 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.60 % 9.31 % 9.36 % 20.6% 9.06 % 9.71 % 10.52 % 10.58 % 30.9% 10.41 % 11.16 % 12.08 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.71 % 8.35 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.18 % 10.83 % 10.89 % 80 CCE Saving @ 30.9% 11.15 % 11.69 % 12.35 % 12.41 % 80 CCE Saving @ 10.3% 8.35 % 8.87 % 9.51 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Vasant S. Keshariya Mrs. Malti V. Keshariya Mast Amit V. Keshariya Kum. Roshni V. Keshariya

Age 45 41 22 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 213378 226356 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh Kotwani


135/250, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Savita R. Kotwani Mast Sumeet R. Kotwani Jeevan Vriddhi Age 48 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 226466 Yield 6.60 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.31 % 20.6% 8.31 % 10.52 % 30.9% 9.55 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 12.35 % 80 CCE Saving @ 10.3% 7.74 % 9.52 %

Sr. No. Name 1 2 Mrs. Savita R. Kotwani Mast Sumeet R. Kotwani

Age 48 21

Premium 100000 100000

Total 101545 101545

Maturity 192347 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narain D Kewlani


15/B/4, Sion Sindhi Colony, Opp.S.I.E.S College(Old), Sion West, Mumbai, Pin:400022 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manish N. Kewlani Kum. Kanchan N. Kewlani Jeevan Vriddhi Age 28 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 225945 Yield 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.29 % 20.6% 10.47 % 10.49 % 30.9% 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.81 % 80 CCE Saving @ 30.9% 12.31 % 12.33 % 80 CCE Saving @ 10.3% 9.47 % 9.49 %

Sr. No. Name 1 2 Mr. Manish N. Kewlani Kum. Kanchan N. Kewlani

Age 28 26

Premium 100000 100000

Total 101545 101545

Maturity 225592 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chetan Kothari


C/o Branch 894.

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chetan Kothari Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Chetan Kothari

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandeep Kothari


71/4, Neo Shashtri nagar, Mulund colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sandeep Kothari Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Sandeep Kothari

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Anita S Khushalani


C 302, 3rd Flr, Sagar Bldg, Swapna Nagari, Off. B.R. Road, Mulund (w), Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Anita S Khushalani Ms. Uma S. Khushalani Jeevan Vriddhi Age 49 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 226263 Yield 6.35 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.30 % 20.6% 8.00 % 10.50 % 30.9% 9.19 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.83 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 9.51 %

Sr. No. Name 1 2 Mrs. Anita S Khushalani Ms. Uma S. Khushalani

Age 49 23

Premium 100000 100000

Total 101545 101545

Maturity 188019 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajay G Karna


G-701,7th Flr, Lok Angan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Ajay Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Ajay G Karna Ms. Barkha G Karna Ms. Preeti A Karna Ms. Anuskha Barkha Mrs. Hitakshi A Karna Jeevan Vriddhi Age 37 36 34 12 32 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 219537 220661 222526 228517 223963 Yield 8.02 % 8.07 % 8.16 % 8.45 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.00 % 9.10 % 9.42 % 9.18 % 20.6% 10.10 % 10.16 % 10.28 % 10.64 % 10.37 % 30.9% 11.61 % 11.68 % 11.81 % 12.23 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.02 % 8.07 % 8.16 % 8.45 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.55 % 10.64 % 10.94 % 10.71 % 80 CCE Saving @ 30.9% 12.01 % 12.06 % 12.16 % 12.46 % 12.23 % 80 CCE Saving @ 10.3% 9.18 % 9.23 % 9.32 % 9.62 % 9.39 %

Sr. No. Name 1 2 3 4 5 Mr. Ajay G Karna Ms. Barkha G Karna Ms. Preeti A Karna Ms. Anuskha Barkha Mrs. Hitakshi A Karna

Age 37 36 34 12 32

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 219537 220661 222526 228517 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan T Khithani


Block No 81-2, Malbhar Hill Road, Mulund Colony, Mulund (W), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mohan T Khithani Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Mohan T Khithani

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Khuba D Khithani


Shop No 27, Veenanagar, Opp Mandvi Bank, Mulund-w Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Khuba D Khithani Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Khuba D Khithani

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Girish T Krishnani


Bhagat Kanwaram, CHS, Flat No. 18, 2nd Floor, Sec.24, Ulhasnagar 3, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Girish T Krishnani Mast Navin G Krishnani Ms. Dishika G Krishnani Mrs. Karishma G Krishnani Jeevan Vriddhi Age 38 14 12 37 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 218268 227851 228517 219537 Yield 7.95 % 8.42 % 8.45 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.39 % 9.42 % 8.94 % 20.6% 10.01 % 10.60 % 10.64 % 10.10 % 30.9% 11.51 % 12.19 % 12.23 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.95 % 8.42 % 8.45 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.90 % 10.94 % 10.49 % 80 CCE Saving @ 30.9% 11.94 % 12.42 % 12.46 % 12.01 % 80 CCE Saving @ 10.3% 9.11 % 9.58 % 9.62 % 9.18 %

Sr. No. Name 1 2 3 4 Mr. Girish T Krishnani Mast Navin G Krishnani Ms. Dishika G Krishnani Mrs. Karishma G Krishnani

Age 38 14 12 37

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 218268 227851 228517 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Timamdas N Krishnani


Bhagat Kanwaram Chs, Flat No. 18

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Timamdas N Krishnani Mr. Mohan T Kishnani Jeevan Vriddhi Age 38 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 218268 216826 Yield 7.95 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.78 % 20.6% 10.01 % 9.92 % 30.9% 11.51 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.95 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.36 % 80 CCE Saving @ 30.9% 11.94 % 11.87 % 80 CCE Saving @ 10.3% 9.11 % 9.04 %

Sr. No. Name 1 2 Mr. Timamdas N Krishnani Mr. Mohan T Kishnani

Age 38 39

Premium 100000 100000

Total 101545 101545

Maturity 218268 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Imran Gulam Khan


B-302, Sumbul Apt, Opp.Wafa Tower, Sharifa Road, Amrut Nagar, Mumbra, Thane, Pin:400612 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Imran Gulam Khan(E Mrs. Sofiya Imran Khan Jeevan Vriddhi Age 31 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 225789 Yield 8.26 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.28 % 20.6% 10.40 % 10.48 % 30.9% 11.95 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.80 % 80 CCE Saving @ 30.9% 12.26 % 12.32 % 80 CCE Saving @ 10.3% 9.42 % 9.48 %

Sr. No. Name 1 2 Mr. Imran Gulam Khan(E Mrs. Sofiya Imran Khan

Age 31 27

Premium 100000 100000

Total 101545 101545

Maturity 224531 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh N Khialani


D/9,Indra Prasth, Sarvodaya Nagar, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kanta R Khialani Ms. Monica R Khialani Mast Swayamprakash R K Jeevan Vriddhi Age 50 28 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 225592 226066 Yield 6.09 % 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.26 % 9.29 % 20.6% 7.67 % 10.47 % 10.49 % 30.9% 8.81 % 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.79 % 10.82 % 80 CCE Saving @ 30.9% 10.01 % 12.31 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 9.47 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Kanta R Khialani Ms. Monica R Khialani Mast Swayamprakash R K

Age 50 28 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 225592 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Parmanand Khialani


213/11,Trivedi Bldg, R.A.Kidwai Road, Wadala, Mumbai, Pin:400031 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Parmanand Khialani Mr. Ravinder Khialani Mrs. Sarita P Khialani Mast Sidharth P Khialani Mast Gautam P Khialani Mrs. Anita R Khialani Mast Samarth R Khilani Jeevan Vriddhi Age 49 47 46 22 19 47 19 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 188019 196379 200064 226356 226744 196379 226744 Yield 6.35 % 6.82 % 7.02 % 8.35 % 8.36 % 6.82 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.60 % 7.83 % 9.31 % 9.32 % 7.60 % 9.32 % 20.6% 8.00 % 8.59 % 8.84 % 10.52 % 10.53 % 8.59 % 10.53 % 30.9% 9.19 % 9.87 % 10.16 % 12.08 % 12.10 % 9.87 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 6.35 % 6.82 % 7.02 % 8.35 % 8.36 % 6.82 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.27 % 9.47 % 10.83 % 10.85 % 9.27 % 10.85 % 80 CCE Saving @ 30.9% 10.28 % 10.76 % 10.97 % 12.35 % 12.37 % 10.76 % 12.37 % 80 CCE Saving @ 10.3% 7.50 % 7.97 % 8.17 % 9.51 % 9.53 % 7.97 % 9.53 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Parmanand Khialani Mr. Ravinder Khialani Mrs. Sarita P Khialani Mast Sidharth P Khialani Mast Gautam P Khialani Mrs. Anita R Khialani Mast Samarth R Khilani

Age 49 47 46 22 19 47 19

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 188019 196379 200064 226356 226744 196379 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Chetana Kotian


C/o.pmcb Bank Staff

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Chetana Kotian Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mrs. Chetana Kotian

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh I Karia


Barrack No.1-1-9, Behind Jai Bharat School, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh I Karia Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Rajesh I Karia

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh Khetwani


Block No. 87/3, Agra Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Haresh Khetwani Ms. Hareena H Khatwani Mast Rohit L Khatwani Ms. Disha H Khatwani Jeevan Vriddhi Age 45 16 14 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 227336 227851 229334 Yield 7.19 % 8.39 % 8.42 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.35 % 9.39 % 9.46 % 20.6% 9.06 % 10.57 % 10.60 % 10.69 % 30.9% 10.41 % 12.14 % 12.19 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 8.39 % 8.42 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.88 % 10.90 % 10.98 % 80 CCE Saving @ 30.9% 11.15 % 12.40 % 12.42 % 12.50 % 80 CCE Saving @ 10.3% 8.35 % 9.56 % 9.58 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Haresh Khetwani Ms. Hareena H Khatwani Mast Rohit L Khatwani Ms. Disha H Khatwani

Age 45 16 14 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 227336 227851 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandeep S Kalia


109/37, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sandeep S Kalia Jeevan Vriddhi Age 28 Premium 100000 S.Tax 1545 Total 101545 Maturity 225592 Yield 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 20.6% 10.47 % 30.9% 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 80 CCE Saving @ 30.9% 12.31 % 80 CCE Saving @ 10.3% 9.47 %

Sr. No. Name 1 Mr. Sandeep S Kalia

Age 28

Premium 100000

Total 101545

Maturity 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep C Kithani


112-60, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pradeep C Kithani Ms. Neelam Bhole Jeevan Vriddhi Age 42 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 220661 Yield 7.61 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.00 % 20.6% 9.58 % 10.16 % 30.9% 11.01 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.55 % 80 CCE Saving @ 30.9% 11.58 % 12.06 % 80 CCE Saving @ 10.3% 8.76 % 9.23 %

Sr. No. Name 1 2 Mr. Pradeep C Kithani Ms. Neelam Bhole

Age 42 36

Premium 100000 100000

Total 101545 101545

Maturity 211350 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nihir B Kaku


106-16, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Deepa N Kaku Mr. Karan N Kaku Ms. Krushmi V Kaku Jeevan Vriddhi Age 44 22 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 226356 227851 Yield 7.35 % 8.35 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.31 % 9.39 % 20.6% 9.26 % 10.52 % 10.60 % 30.9% 10.64 % 12.08 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.35 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.83 % 10.90 % 80 CCE Saving @ 30.9% 11.32 % 12.35 % 12.42 % 80 CCE Saving @ 10.3% 8.50 % 9.51 % 9.58 %

Sr. No. Name 1 2 3 Mrs. Deepa N Kaku Mr. Karan N Kaku Ms. Krushmi V Kaku

Age 44 22 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 226356 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narendra T Khemani


58-7, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Pratiksha N Khemani Mast Akshay N Khemani Jeevan Vriddhi Age 17 16 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 227115 227336 Yield 8.38 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.34 % 9.35 % 20.6% 10.55 % 10.57 % 30.9% 12.13 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.38 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.87 % 10.88 % 80 CCE Saving @ 30.9% 12.39 % 12.40 % 80 CCE Saving @ 10.3% 9.55 % 9.56 %

Sr. No. Name 1 2 Ms. Pratiksha N Khemani Mast Akshay N Khemani

Age 17 16

Premium 100000 100000

Total 101545 101545

Maturity 227115 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Madan Khithani


77/4, Malabar Hill Road, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chintu Khithani Jeevan Vriddhi Age 22 Premium 100000 S.Tax 1545 Total 101545 Maturity 226356 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Mr. Chintu Khithani

Age 22

Premium 100000

Total 101545

Maturity 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh Kulkarni


C/o. Pmcb, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mahesh Kulkarni Mrs. Bhagshree Kulkarni Ms. Ketki Mahesh Kulkarni Jeevan Vriddhi Age 36 35 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 221652 229334 Yield 8.07 % 8.12 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.05 % 9.46 % 20.6% 10.16 % 10.23 % 10.69 % 30.9% 11.68 % 11.75 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.12 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.60 % 10.98 % 80 CCE Saving @ 30.9% 12.06 % 12.11 % 12.50 % 80 CCE Saving @ 10.3% 9.23 % 9.28 % 9.65 %

Sr. No. Name 1 2 3 Mr. Mahesh Kulkarni Mrs. Bhagshree Kulkarni Ms. Ketki Mahesh Kulkarni

Age 36 35 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 221652 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhiren L Kangtada


B-9,Pratap Niwas, 3Rd Floor,Opp.KalidasHall, Dr.Ambedkar Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dhiren L Kangtada Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Dhiren L Kangtada

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gurdayalsingh Kaberwa


6/19,Sunita Estate, L.B.S.Marg, Opp.SBI Bank, Bhandup (W)

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Balbirsingh Kaberwal Mrs. KaramjitKaur Kaberwal Ms. JasnilKaur Kaberwal Jeevan Vriddhi Age 48 43 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 209027 226918 Yield 6.60 % 7.49 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.35 % 9.33 % 20.6% 8.31 % 9.43 % 10.54 % 30.9% 9.55 % 10.84 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.49 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.95 % 10.86 % 80 CCE Saving @ 30.9% 10.54 % 11.46 % 12.38 % 80 CCE Saving @ 10.3% 7.74 % 8.64 % 9.54 %

Sr. No. Name 1 2 3 Mr. Balbirsingh Kaberwal Mrs. KaramjitKaur Kaberwal Ms. JasnilKaur Kaberwal

Age 48 43 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 209027 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil A Kale


41,sheetal,Adiabad Estate, Off.A.B.Nair Road, Nr.Sun-N-Sand Hotel, Juhu, Mumbai, Pin:400049 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Anil A Kale Mrs. Shubhangi A Kale Mast Aryan Anil Lkale Jeevan Vriddhi Age 45 38 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 218268 228917 Yield 7.19 % 7.95 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.86 % 9.44 % 20.6% 9.06 % 10.01 % 10.67 % 30.9% 10.41 % 11.51 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 7.95 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.43 % 10.96 % 80 CCE Saving @ 30.9% 11.15 % 11.94 % 12.48 % 80 CCE Saving @ 10.3% 8.35 % 9.11 % 9.63 %

Sr. No. Name 1 2 3 Mr. Anil A Kale Mrs. Shubhangi A Kale Mast Aryan Anil Lkale

Age 45 38 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 218268 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhiraj R Khetwani


F3, Krishna Niwas, 2nd Floor, Chatrapati Society, Thane (E), Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dhiraj R Khetwani Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Mr. Dhiraj R Khetwani

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Santosh V Kotak


7/6,Mahalaxmi CHS, Manmala Tank Road, Near Star City Cinema, Matunga Road, Mumbai, Pin:400016 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Rashmi S Kotak Ms. Varsha S Kotak Mast Karan S Kotak Jeevan Vriddhi Age 45 21 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 226466 228147 Yield 7.19 % 8.35 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.31 % 9.40 % 20.6% 9.06 % 10.52 % 10.62 % 30.9% 10.41 % 12.08 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.35 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.84 % 10.92 % 80 CCE Saving @ 30.9% 11.15 % 12.35 % 12.44 % 80 CCE Saving @ 10.3% 8.35 % 9.52 % 9.60 %

Sr. No. Name 1 2 3 Mrs. Rashmi S Kotak Ms. Varsha S Kotak Mast Karan S Kotak

Age 45 21 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 226466 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajendra R Kaprani


49/415, Unnat Nagar 2, S.V. Rd, Goregoan West, Mumbai, Pin:400062 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajendra R Kaprani Mrs. Swati R Kaprani Mast Pratik R Kaprani Ms. Lavita R Kaprani Jeevan Vriddhi Age 50 47 22 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 196379 226356 227115 Yield 6.09 % 6.82 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.60 % 9.31 % 9.34 % 20.6% 7.67 % 8.59 % 10.52 % 10.55 % 30.9% 8.81 % 9.87 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.82 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.27 % 10.83 % 10.87 % 80 CCE Saving @ 30.9% 10.01 % 10.76 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 7.23 % 7.97 % 9.51 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Rajendra R Kaprani Mrs. Swati R Kaprani Mast Pratik R Kaprani Ms. Lavita R Kaprani

Age 50 47 22 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 196379 226356 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ram Teckchand Khatri


8, Shivam Bldg, 1st Floor, Malabar Hill Road, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Chandan R Khatri Mrs. Vanisha C Khatri Jeevan Vriddhi Age 37 38 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 218268 Yield 8.02 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.86 % 20.6% 10.10 % 10.01 % 30.9% 11.61 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.43 % 80 CCE Saving @ 30.9% 12.01 % 11.94 % 80 CCE Saving @ 10.3% 9.18 % 9.11 %

Sr. No. Name 1 2 Mr. Chandan R Khatri Mrs. Vanisha C Khatri

Age 37 38

Premium 100000 100000

Total 101545 101545

Maturity 219537 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. TalvindeR Kalsi(KUKKU


Anjana Estate, 8/10 Opp Bhatia Hospital, Village Road, Bhandup(W), Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. TalvindeR Kalsi(KUKKU Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. TalvindeR Kalsi(KUKKU

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep Kotwani


97/1 Agra Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Pradeep Kotwani Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Pradeep Kotwani

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayachandran A K
C 4/3:4, Shivnery Co Op Hsg Soc, Sector-10, Airoli, Navi Mumbai, Pin:400708 Dear Jayachandran Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jayachandran A K Mrs. Sindhu Ramani Ms. Aarcha J Nair Ms. Aparna S Nair Jeevan Vriddhi Age 50 40 17 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 215191 227115 227584 Yield 6.09 % 7.80 % 8.38 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.70 % 9.34 % 9.36 % 20.6% 7.67 % 9.82 % 10.55 % 10.58 % 30.9% 8.81 % 11.29 % 12.13 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 7.80 % 8.38 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.27 % 10.87 % 10.89 % 80 CCE Saving @ 30.9% 10.01 % 11.78 % 12.39 % 12.41 % 80 CCE Saving @ 10.3% 7.23 % 8.96 % 9.55 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Jayachandran A K Mrs. Sindhu Ramani Ms. Aarcha J Nair Ms. Aparna S Nair

Age 50 40 17 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 215191 227115 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sham P Khetwani


102, Land Mark Tower, Nr, Mohanbajaj Showroom, Louiswadi, Thane West

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kiran S Khetwani Mr. Ajay S Khetwani Ms. Soniya S Khetwani Jeevan Vriddhi Age 49 29 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 225325 226066 Yield 6.35 % 8.30 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.25 % 9.29 % 20.6% 8.00 % 10.45 % 10.49 % 30.9% 9.19 % 12.01 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.30 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.78 % 10.82 % 80 CCE Saving @ 30.9% 10.28 % 12.30 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 9.46 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Kiran S Khetwani Mr. Ajay S Khetwani Ms. Soniya S Khetwani

Age 49 29 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 225325 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj T Kanjani


203,Roop Ram Nagar, 118, Vijaya Apartment, Tirveni Road, Indore, Pin:Mp Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manoj T Kanjani Mrs. Rekha M Kanjani Mast Bharat Manoj Kanjani Jeevan Vriddhi Age 44 43 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 209027 227851 Yield 7.35 % 7.49 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.35 % 9.39 % 20.6% 9.26 % 9.43 % 10.60 % 30.9% 10.64 % 10.84 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.49 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.95 % 10.90 % 80 CCE Saving @ 30.9% 11.32 % 11.46 % 12.42 % 80 CCE Saving @ 10.3% 8.50 % 8.64 % 9.58 %

Sr. No. Name 1 2 3 Mr. Manoj T Kanjani Mrs. Rekha M Kanjani Mast Bharat Manoj Kanjani

Age 44 43 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 209027 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dalvinder Kanth


E-503, Pine Wood, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dalvinder Kanth Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Dalvinder Kanth

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shyam Krishnani


Shop No. G, Levit Market, Deolali Camp, Pin:422401

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mast Jai Shyam Krishnani Ms. Nita Shyam Krishnani Ms. Poonam Shyam Krishani Jeevan Vriddhi Age 37 40 40 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 215191 215191 Yield 8.02 % 7.80 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.70 % 8.70 % 20.6% 10.10 % 9.82 % 9.82 % 30.9% 11.61 % 11.29 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 7.80 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.27 % 10.27 % 80 CCE Saving @ 30.9% 12.01 % 11.78 % 11.78 % 80 CCE Saving @ 10.3% 9.18 % 8.96 % 8.96 %

Sr. No. Name 1 2 3 Mast Jai Shyam Krishnani Ms. Nita Shyam Krishnani Ms. Poonam Shyam Krishani

Age 37 40 40

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 215191 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sundeep O. Kapoor


23/24, Advani Appt., L.B.S.Marg, Mulund (w), Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sundeep O. Kapoor Mr. Rohit O. Kapoor Jeevan Vriddhi Age 38 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 218268 220661 Yield 7.95 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.00 % 20.6% 10.01 % 10.16 % 30.9% 11.51 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.95 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.55 % 80 CCE Saving @ 30.9% 11.94 % 12.06 % 80 CCE Saving @ 10.3% 9.11 % 9.23 %

Sr. No. Name 1 2 Mr. Sundeep O. Kapoor Mr. Rohit O. Kapoor

Age 38 36

Premium 100000 100000

Total 101545 101545

Maturity 218268 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sachin B Kamble


Block 1, Sainath Wadi, Powai Chowk, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sachin B Kamble Jeevan Vriddhi Age 28 Premium 100000 S.Tax 1545 Total 101545 Maturity 225592 Yield 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 20.6% 10.47 % 30.9% 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 80 CCE Saving @ 30.9% 12.31 % 80 CCE Saving @ 10.3% 9.47 %

Sr. No. Name 1 Mr. Sachin B Kamble

Age 28

Premium 100000

Total 101545

Maturity 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishnukumar T Kukreja


Dream Land Apartment, 304/3rd Flr, Gol Maidan, Nr. Basuri Hotel, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hiralal V Kukreja Mr. Prakash V Kukreja Mrs. Namrata P Kukreja Jeevan Vriddhi Age 32 34 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 222526 225945 Yield 8.23 % 8.16 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.10 % 9.29 % 20.6% 10.37 % 10.28 % 10.49 % 30.9% 11.91 % 11.81 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.16 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.64 % 10.81 % 80 CCE Saving @ 30.9% 12.23 % 12.16 % 12.33 % 80 CCE Saving @ 10.3% 9.39 % 9.32 % 9.49 %

Sr. No. Name 1 2 3 Mr. Hiralal V Kukreja Mr. Prakash V Kukreja Mrs. Namrata P Kukreja

Age 32 34 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 222526 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raj Y Ketkar


11,Vishwa Mohini Bldg, N S Road, Mulund west, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Raj Y Ketkar Mrs. Suchita R Ketkar Ms. Manasi Raj Ketkar Mast Durwankur Raj Ketkar Jeevan Vriddhi Age 48 42 20 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 211350 226594 227851 Yield 6.60 % 7.61 % 8.36 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.48 % 9.32 % 9.39 % 20.6% 8.31 % 9.58 % 10.53 % 10.60 % 30.9% 9.55 % 11.01 % 12.10 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 7.61 % 8.36 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.07 % 10.84 % 10.90 % 80 CCE Saving @ 30.9% 10.54 % 11.58 % 12.36 % 12.42 % 80 CCE Saving @ 10.3% 7.74 % 8.76 % 9.52 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Raj Y Ketkar Mrs. Suchita R Ketkar Ms. Manasi Raj Ketkar Mast Durwankur Raj Ketkar

Age 48 42 20 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 211350 226594 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh B Kangralkar


C/o,A-10/201, 2nd floor, Veena Nagar, LBS MArg, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ramesh B Kangralkar Mrs. Sarika R Kangaralkar Ms. Tanishka R Kangralkar Jeevan Vriddhi Age 37 35 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 221652 229676 Yield 8.02 % 8.12 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.05 % 9.48 % 20.6% 10.10 % 10.23 % 10.71 % 30.9% 11.61 % 11.75 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 8.12 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.60 % 10.99 % 80 CCE Saving @ 30.9% 12.01 % 12.11 % 12.51 % 80 CCE Saving @ 10.3% 9.18 % 9.28 % 9.67 %

Sr. No. Name 1 2 3 Mr. Ramesh B Kangralkar Mrs. Sarika R Kangaralkar Ms. Tanishka R Kangralkar

Age 37 35 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 221652 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish Kalwani


13/336, sahani Colony, Navghar Road, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manish Kalwani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Manish Kalwani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh Kitani


C/o. rs pappu, Near patel supermarket, Ulhanagar, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dinesh Kitani Mrs. Vinita Dinesh Kitani Jeevan Vriddhi Age 38 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 218268 225592 Yield 7.95 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.26 % 20.6% 10.01 % 10.47 % 30.9% 11.51 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.95 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.79 % 80 CCE Saving @ 30.9% 11.94 % 12.31 % 80 CCE Saving @ 10.3% 9.11 % 9.47 %

Sr. No. Name 1 2 Mr. Dinesh Kitani Mrs. Vinita Dinesh Kitani

Age 38 28

Premium 100000 100000

Total 101545 101545

Maturity 218268 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhabulal Krishnani


Flat 9, Hari Deep Socy, Adke Nagar, Anand Road, Deolali Camp Nasik, Nasik, Pin:422401 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Heeru B Krishanani Ms. Sonam B Krishnani Mr. Girish B Krishnani Mrs. Sweaty B Krishnani Mr. Manish Jeevan Vriddhi Age 50 23 29 28 32 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 226263 225325 225592 223963 Yield 6.09 % 8.34 % 8.30 % 8.31 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.30 % 9.25 % 9.26 % 9.18 % 20.6% 7.67 % 10.50 % 10.45 % 10.47 % 10.37 % 30.9% 8.81 % 12.07 % 12.01 % 12.03 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 8.34 % 8.30 % 8.31 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.83 % 10.78 % 10.79 % 10.71 % 80 CCE Saving @ 30.9% 10.01 % 12.34 % 12.30 % 12.31 % 12.23 % 80 CCE Saving @ 10.3% 7.23 % 9.51 % 9.46 % 9.47 % 9.39 %

Sr. No. Name 1 2 3 4 5 Mrs. Heeru B Krishanani Ms. Sonam B Krishnani Mr. Girish B Krishnani Mrs. Sweaty B Krishnani Mr. Manish

Age 50 23 29 28 32

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 226263 225325 225592 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Vishal S Patel


T.G.NO.195,saraswati, Chowk,mulund Colony,(w), BHD Juvena Beauty Parlour, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Shri Vishal S Patel Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Shri Vishal S Patel

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh N Khopkar


A1/21, Prabhat Kriyasheel, Mahakali Nager Road, Mulund(East), Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rohit S Khopkar Kr. Harshada S Khopkar Jeevan Vriddhi Age 27 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226066 Yield 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.29 % 20.6% 10.48 % 10.49 % 30.9% 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.50 %

Sr. No. Name 1 2 Mr. Rohit S Khopkar Kr. Harshada S Khopkar

Age 27 25

Premium 100000 100000

Total 101545 101545

Maturity 225789 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Swapnil L Kadam


403, Sagar Palace., Sector-19, Shabaz, C.B.D Belapur,navi Mumbai, Mumbai, Pin:400614 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Swapnil L Kadam Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Swapnil L Kadam

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh Kaprani


32/27, Unnat Nagar, S.V.Road, Goregoan West, Mumbai, Pin:400060 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Yogesh Kaprani Ms. Vijayta Kaprani Jeevan Vriddhi Age 32 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 224983 Yield 8.23 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.23 % 20.6% 10.37 % 10.43 % 30.9% 11.91 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.76 % 80 CCE Saving @ 30.9% 12.23 % 12.28 % 80 CCE Saving @ 10.3% 9.39 % 9.44 %

Sr. No. Name 1 2 Mr. Yogesh Kaprani Ms. Vijayta Kaprani

Age 32 30

Premium 100000 100000

Total 101545 101545

Maturity 223963 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shantilal J Kotak


Flat No. 53, 3rd Flr, Elezbeth House, Shivaji Nagar, Mulund Check Naka , Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Sunita S Kotak Ms. Deepali S Kotak Jeevan Vriddhi Age 25 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 226263 Yield 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.30 % 20.6% 10.49 % 10.50 % 30.9% 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.83 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 80 CCE Saving @ 10.3% 9.50 % 9.51 %

Sr. No. Name 1 2 Ms. Sunita S Kotak Ms. Deepali S Kotak

Age 25 23

Premium 100000 100000

Total 101545 101545

Maturity 226066 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vipin Vasant Khedekar


B-13, 704 Rutu Enclave, G.B.Road, At Post Kasagar Vadavli, Vadvali, Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vipin Vasant Khedekar Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Vipin Vasant Khedekar

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Neelam Ashok Kapoor


143-265 Netaji Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Respected Neelam Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Neelam Ashok Kapoor Mr. Karan A Kapoor Jeevan Vriddhi Age 47 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 225592 Yield 6.82 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.26 % 20.6% 8.59 % 10.47 % 30.9% 9.87 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.79 % 80 CCE Saving @ 30.9% 10.76 % 12.31 % 80 CCE Saving @ 10.3% 7.97 % 9.47 %

Sr. No. Name 1 2 Mrs. Neelam Ashok Kapoor Mr. Karan A Kapoor

Age 47 28

Premium 100000 100000

Total 101545 101545

Maturity 196379 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Pinky K Hingarani


C/O Shop No 790, Bhawani Jewellers, Zaveri Bazar, Ulhasnagar, Pin:421002 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Pinky K Hingarani Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mrs. Pinky K Hingarani

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ghanshyam Kitani


47/3, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ghanshyam Kitani Mast Harsh G Kitani Jeevan Vriddhi Age 49 14 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 227851 Yield 6.35 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.39 % 20.6% 8.00 % 10.60 % 30.9% 9.19 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.90 % 80 CCE Saving @ 30.9% 10.28 % 12.42 % 80 CCE Saving @ 10.3% 7.50 % 9.58 %

Sr. No. Name 1 2 Mr. Ghanshyam Kitani Mast Harsh G Kitani

Age 49 14

Premium 100000 100000

Total 101545 101545

Maturity 188019 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod B Kangralkar


B-701, Ronak Paradise, Pokhran Road No.2, Opp. Upvan Lake, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vinod B Kangralkar Mrs. Ashwini V Kangralkar Jeevan Vriddhi Age 32 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225325 Yield 8.23 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.25 % 20.6% 10.37 % 10.45 % 30.9% 11.91 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.46 %

Sr. No. Name 1 2 Mr. Vinod B Kangralkar Mrs. Ashwini V Kangralkar

Age 32 29

Premium 100000 100000

Total 101545 101545

Maturity 223963 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Darshana D Khatu


R#.4, Damu Patil Chawl, Khindi Pada, Dargah Road, Mulund Colony Mulund West, Mumbai, Pin:400082 Darshu, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Darshana D Khatu Jeevan Vriddhi Age 21 Premium 100000 S.Tax 1545 Total 101545 Maturity 226466 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Ms. Darshana D Khatu

Age 21

Premium 100000

Total 101545

Maturity 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Fahim Firoz Khan


House No.104, Budhwar Ward, Misri Khan Ka Bada, Malegaon Dist-nasik, Pin:423203

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Fahim Firoz Khan Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Fahim Firoz Khan

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinnay H Kriplani


B-101, DSK Frangipani, Sadhu Vaswani Chowk, Next To Woodland Hotel, Pune, Pune, Pin:411042 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Vinnay H Kriplani Mrs. Prriya V Kriplani Mr. Dinaesh V Kriplani Mr. Vieshall V Kriplani Jeevan Vriddhi Age 50 45 24 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 203396 226171 226356 Yield 6.09 % 7.19 % 8.34 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.02 % 9.30 % 9.31 % 20.6% 7.67 % 9.06 % 10.50 % 10.52 % 30.9% 8.81 % 10.41 % 12.07 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 7.19 % 8.34 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.65 % 10.82 % 10.83 % 80 CCE Saving @ 30.9% 10.01 % 11.15 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 8.35 % 9.50 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Vinnay H Kriplani Mrs. Prriya V Kriplani Mr. Dinaesh V Kriplani Mr. Vieshall V Kriplani

Age 50 45 24 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 203396 226171 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shaju Keezhadath


Old Barrack 21/A, Sidharth Path, Behind Municipal School, Mulund Colony ,mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Shaju Keezhadath Mrs. Shalu S Keezhadath Jeevan Vriddhi Age 32 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 226263 Yield 8.23 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.30 % 20.6% 10.37 % 10.50 % 30.9% 11.91 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.83 % 80 CCE Saving @ 30.9% 12.23 % 12.34 % 80 CCE Saving @ 10.3% 9.39 % 9.51 %

Sr. No. Name 1 2 Mr. Shaju Keezhadath Mrs. Shalu S Keezhadath

Age 32 23

Premium 100000 100000

Total 101545 101545

Maturity 223963 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vilas R Kharai


C/o 106/14, Malabar Hill Rd, Mulund Colony, Mulund (w), Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vilas R Kharai Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Vilas R Kharai

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil P Kodwani


2/14, 2 Nd Floor, Ghanshyam Nagar Soc., Opp. Nakhwa High School, Thane (East), Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sunil P Kodwani(E Mrs. Meenal S Kodwani Ms. Drishti S Kodhwani(E Jeevan Vriddhi Age 45 39 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 216826 227115 Yield 7.19 % 7.88 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.78 % 9.34 % 20.6% 9.06 % 9.92 % 10.55 % 30.9% 10.41 % 11.40 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 7.88 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.36 % 10.87 % 80 CCE Saving @ 30.9% 11.15 % 11.87 % 12.39 % 80 CCE Saving @ 10.3% 8.35 % 9.04 % 9.55 %

Sr. No. Name 1 2 3 Mr. Sunil P Kodwani(E Mrs. Meenal S Kodwani Ms. Drishti S Kodhwani(E

Age 45 39 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 216826 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh S Keswani


Block No. 548, Room No. 1,Nr. Jhulelal School, Opp. Bhagyalaxmi Palace, Ulhasnagar, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ramesh S Keswani Ms. Sanam R Keswani Mr. Hiren R Keswani Jeevan Vriddhi Age 46 22 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 226356 225945 Yield 7.02 % 8.35 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.31 % 9.29 % 20.6% 8.84 % 10.52 % 10.49 % 30.9% 10.16 % 12.08 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.35 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.83 % 10.81 % 80 CCE Saving @ 30.9% 10.97 % 12.35 % 12.33 % 80 CCE Saving @ 10.3% 8.17 % 9.51 % 9.49 %

Sr. No. Name 1 2 3 Mr. Ramesh S Keswani Ms. Sanam R Keswani Mr. Hiren R Keswani

Age 46 22 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 226356 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan I Kewalramani


7, Gulmohar, West Avenue , Main Avenue, Santacruz(W), Mumbai, Pin:400054 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mohan I Kewalramani Mrs. Richa M Kewalramani Ms. Sneh M Kewalramani Jeevan Vriddhi Age 43 37 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 219537 228147 Yield 7.49 % 8.02 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.94 % 9.40 % 20.6% 9.43 % 10.10 % 10.62 % 30.9% 10.84 % 11.61 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 8.02 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.49 % 10.92 % 80 CCE Saving @ 30.9% 11.46 % 12.01 % 12.44 % 80 CCE Saving @ 10.3% 8.64 % 9.18 % 9.60 %

Sr. No. Name 1 2 3 Mr. Mohan I Kewalramani Mrs. Richa M Kewalramani Ms. Sneh M Kewalramani

Age 43 37 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 219537 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shivaji Vasant Kamble


Room No.29,Hanuman Nagar, Mukam Post Mumbra Reti, Bunder,mumbai Pune Road, Talukzilla, Thane

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Shivaji Vasant Kamble Mrs. Thakubai S Kamble Jeevan Vriddhi Age 30 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 226066 Yield 8.28 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.29 % 20.6% 10.43 % 10.49 % 30.9% 11.98 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.82 % 80 CCE Saving @ 30.9% 12.28 % 12.34 % 80 CCE Saving @ 10.3% 9.44 % 9.50 %

Sr. No. Name 1 2 Mr. Shivaji Vasant Kamble Mrs. Thakubai S Kamble

Age 30 25

Premium 100000 100000

Total 101545 101545

Maturity 224983 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gulab Kottwani


B - 14, Vallabh Nagar, Borivali (west), Mumbai, Mumbai, Pin:400103 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dinesh G Kottwani Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Dinesh G Kottwani

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Purshotam H Khilnani


305 , Royal Sapphire, Nr. New Telephone Exchange, Opp. Madhuben Hotel, Ulhasnagar, Thane, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Purshotam H Khilnani Mrs. Janu P Khilnani Mast Jatin P Khilnani Mr. Neeraj H Khilnani Jeevan Vriddhi Age 34 33 11 24 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 222526 223291 228917 226171 Yield 8.16 % 8.20 % 8.47 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 9.44 % 9.30 % 20.6% 10.28 % 10.33 % 10.67 % 10.50 % 30.9% 11.81 % 11.87 % 12.26 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.16 % 8.20 % 8.47 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 10.96 % 10.82 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 12.48 % 12.34 % 80 CCE Saving @ 10.3% 9.32 % 9.36 % 9.63 % 9.50 %

Sr. No. Name 1 2 3 4 Mr. Purshotam H Khilnani Mrs. Janu P Khilnani Mast Jatin P Khilnani Mr. Neeraj H Khilnani

Age 34 33 11 24

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 222526 223291 228917 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak H Khilnani


B-507, Kamlesh Apartment, Shery Punjab Socy, Next To Tolani Collage, Andheri East, Mumbai, Pin:400093 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Deepak H Khilnani Mrs. Veena D Khilnani Mr. Vinay D Khilnani Ms. Rishika D Khilnani Jeevan Vriddhi Age 48 44 26 18 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 206379 225945 226918 Yield 6.60 % 7.35 % 8.33 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.19 % 9.29 % 9.33 % 20.6% 8.31 % 9.26 % 10.49 % 10.54 % 30.9% 9.55 % 10.64 % 12.05 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 7.35 % 8.33 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.81 % 10.81 % 10.86 % 80 CCE Saving @ 30.9% 10.54 % 11.32 % 12.33 % 12.38 % 80 CCE Saving @ 10.3% 7.74 % 8.50 % 9.49 % 9.54 %

Sr. No. Name 1 2 3 4 Mr. Deepak H Khilnani Mrs. Veena D Khilnani Mr. Vinay D Khilnani Ms. Rishika D Khilnani

Age 48 44 26 18

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 206379 225945 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sameer Khan


22/184 Unnat Nagar-2, S. V. Road, Gorgoan (W), Mumbai, Pin:400062 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sameer Khan Mrs. Asiya S Khan Mr. Salim Khan Ms. Saira Khan Jeevan Vriddhi Age 30 27 31 28 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 224983 225789 224531 225592 Yield 8.28 % 8.32 % 8.26 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 9.21 % 9.26 % 20.6% 10.43 % 10.48 % 10.40 % 10.47 % 30.9% 11.98 % 12.04 % 11.95 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.28 % 8.32 % 8.26 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 10.74 % 10.79 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 12.26 % 12.31 % 80 CCE Saving @ 10.3% 9.44 % 9.48 % 9.42 % 9.47 %

Sr. No. Name 1 2 3 4 Mr. Sameer Khan Mrs. Asiya S Khan Mr. Salim Khan Ms. Saira Khan

Age 30 27 31 28

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 224983 225789 224531 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hitesh Khanchandani


B-201, Munish CHS, Opp Johnson & Johnson Garden, Mulund West, Mumbai, Mumbai, Pin:400080 Dear Hitesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hitesh Khanchandani Mrs. Mansi H Khanchandani Jeevan Vriddhi Age 29 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225325 Yield 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.25 % 20.6% 10.45 % 10.45 % 30.9% 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.78 % 80 CCE Saving @ 30.9% 12.30 % 12.30 % 80 CCE Saving @ 10.3% 9.46 % 9.46 %

Sr. No. Name 1 2 Mr. Hitesh Khanchandani Mrs. Mansi H Khanchandani

Age 29 29

Premium 100000 100000

Total 101545 101545

Maturity 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Khanchandani


Flat 11, Munish CHS, Above Hotplate Hotel, Opp Jhonson N Johnson, LBS Marg, Mulund West, Mumbai, Pin:400080 Dear Prakash Kahnchandani, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash Khanchandani Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Prakash Khanchandani

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalchand Khatri


31-2, Powai Chowk, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Lalchand Khatri Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Seema L Kahtri Ms Ranjeeta L Khatri Ms Deepmala L Khatri Jeevan Vriddhi Age 25 31 23 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 226066 224531 226263 Yield 8.33 % 8.26 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.21 % 9.30 % 20.6% 10.49 % 10.40 % 10.50 % 30.9% 12.05 % 11.95 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.33 % 8.26 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.74 % 10.83 % 80 CCE Saving @ 30.9% 12.34 % 12.26 % 12.34 % 80 CCE Saving @ 10.3% 9.50 % 9.42 % 9.51 %

Sr. No. Name 1 2 3 Ms. Seema L Kahtri Ms Ranjeeta L Khatri Ms Deepmala L Khatri

Age 25 31 23

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 226066 224531 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajay Eknath Kalbhor


G-1, Laxmi Nagar, Swami Samarth Residencey, Nigdi Goan, Pune, Pune, Pin:400044 Dear Ajay Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ajay Eknath Kalbhor Mrs. Sunita A Kalbhor Mast Prathmesh A Kalbhor Jeevan Vriddhi Age 39 36 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 220661 229334 Yield 7.88 % 8.07 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.00 % 9.46 % 20.6% 9.92 % 10.16 % 10.69 % 30.9% 11.40 % 11.68 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 8.07 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.55 % 10.98 % 80 CCE Saving @ 30.9% 11.87 % 12.06 % 12.50 % 80 CCE Saving @ 10.3% 9.04 % 9.23 % 9.65 %

Sr. No. Name 1 2 3 Mr. Ajay Eknath Kalbhor Mrs. Sunita A Kalbhor Mast Prathmesh A Kalbhor

Age 39 36 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 220661 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalit B Kitani


112/60. Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Lalit, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Lalit B Kitani Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Lalit B Kitani

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinay K Kumrah


Jagdish Niwas, Road No 16, Kishin Nagar, Wagle Estate, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vinay K Kumrah Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Vinay K Kumrah

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod Prakash Khatri


, Mulund Colony, Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vinod Prakash Khatri Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Vinod Prakash Khatri

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Komal R Kriplani


33/3 Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Komal R Kriplani Mr. Ramesh A Kriplani Mast Chirag R Kriplani Jeevan Vriddhi Age 43 43 16 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 209027 227336 Yield 7.49 % 7.49 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.35 % 9.35 % 20.6% 9.43 % 9.43 % 10.57 % 30.9% 10.84 % 10.84 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.49 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.95 % 10.88 % 80 CCE Saving @ 30.9% 11.46 % 11.46 % 12.40 % 80 CCE Saving @ 10.3% 8.64 % 8.64 % 9.56 %

Sr. No. Name 1 2 3 Mrs. Komal R Kriplani Mr. Ramesh A Kriplani Mast Chirag R Kriplani

Age 43 43 16

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 209027 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gope P Khetwani


10 Natraj Apt, Kopri Colony, Thane East, Pin:421003

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Lata G Khetwani Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Lata G Khetwani

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil A Kriplani


33/3 Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sunil A Kriplani Mrs. Neeta S Kriplani Mast Jiten S Kriplani Jeevan Vriddhi Age 48 42 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 211350 226744 Yield 6.60 % 7.61 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.48 % 9.32 % 20.6% 8.31 % 9.58 % 10.53 % 30.9% 9.55 % 11.01 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.61 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.07 % 10.85 % 80 CCE Saving @ 30.9% 10.54 % 11.58 % 12.37 % 80 CCE Saving @ 10.3% 7.74 % 8.76 % 9.53 %

Sr. No. Name 1 2 3 Mr. Sunil A Kriplani Mrs. Neeta S Kriplani Mast Jiten S Kriplani

Age 48 42 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 211350 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arjun D Khira


F-2, 302 High Land Park, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Arjun D Khira(pdc) Mr. Hiralal Khira Mrs. Neha H Khira Ms. Manvi H Khira Ms. Hitakshi H. Khira Mrs. Meghana A Khira Mast Chirag A Khira Mr. A D KHIRA(lAPSE Mrs Vandana C Khira Mr. Chadnersen D Khira Jeevan Vriddhi Age 45 48 44 13 12 42 10 45 48 50 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 203396 192347 206379 228147 228517 211350 229334 203396 192347 183344 Yield 7.19 % 6.60 % 7.35 % 8.43 % 8.45 % 7.61 % 8.49 % 7.19 % 6.60 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 7.36 % 8.19 % 9.40 % 9.42 % 8.48 % 9.46 % 8.02 % 7.36 % 6.79 % 20.6% 9.06 % 8.31 % 9.26 % 10.62 % 10.64 % 9.58 % 10.69 % 9.06 % 8.31 % 7.67 % 30.9% 10.41 % 9.55 % 10.64 % 12.20 % 12.23 % 11.01 % 12.29 % 10.41 % 9.55 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 6.60 % 7.35 % 8.43 % 8.45 % 7.61 % 8.49 % 7.19 % 6.60 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.04 % 9.81 % 10.92 % 10.94 % 10.07 % 10.98 % 9.65 % 9.04 % 8.52 % 80 CCE Saving @ 30.9% 11.15 % 10.54 % 11.32 % 12.44 % 12.46 % 11.58 % 12.50 % 11.15 % 10.54 % 10.01 % 80 CCE Saving @ 10.3% 8.35 % 7.74 % 8.50 % 9.60 % 9.62 % 8.76 % 9.65 % 8.35 % 7.74 % 7.23 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 Mr. Arjun D Khira(pdc) Mr. Hiralal Khira Mrs. Neha H Khira Ms. Manvi H Khira Ms. Hitakshi H. Khira Mrs. Meghana A Khira Mast Chirag A Khira Mr. A D KHIRA(lAPSE Mrs Vandana C Khira Mr. Chadnersen D Khira

Age 45 48 44 13 12 42 10 45 48 50

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 203396 192347 206379 228147 228517 211350 229334 203396 192347 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh S Khatwani


9 Shiv Kripa, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Rajesh S Khatwani Mrs. Sarika R Khatwani Kr. Manav R Khatwani Ms. Nikita R Khatwani Mr. Rajesh(Laps Jeevan Vriddhi Age 42 34 15 14 42 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 211350 222526 227584 227851 211350 Yield 7.61 % 8.16 % 8.40 % 8.42 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.10 % 9.36 % 9.39 % 8.48 % 20.6% 9.58 % 10.28 % 10.58 % 10.60 % 9.58 % 30.9% 11.01 % 11.81 % 12.16 % 12.19 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.61 % 8.16 % 8.40 % 8.42 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.64 % 10.89 % 10.90 % 10.07 % 80 CCE Saving @ 30.9% 11.58 % 12.16 % 12.41 % 12.42 % 11.58 % 80 CCE Saving @ 10.3% 8.76 % 9.32 % 9.57 % 9.58 % 8.76 %

Sr. No. Name 1 2 3 4 5 Mr. Rajesh S Khatwani Mrs. Sarika R Khatwani Kr. Manav R Khatwani Ms. Nikita R Khatwani Mr. Rajesh(Laps

Age 42 34 15 14 42

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 211350 222526 227584 227851 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh I Kewalramani


Gulmohar Bidg,flatno-6, 2nd Floor, West Avenue Road, Santhacruz-(w), Mumbai-400054, Pin:400054 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mahesh I Kewalramani Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Mahesh I Kewalramani

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh I Kewalramani


Gulmoharbidg,flatno-6, 2ndfloor,west Avenue Road, Santhacruz(w), Mumbai, Pin:400054 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mahesh I Kewalramani Tannu Mahesh Kewalram Shagun M Kewalramani Jeevan Vriddhi Age 45 39 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 216826 227584 Yield 7.19 % 7.88 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.78 % 9.36 % 20.6% 9.06 % 9.92 % 10.58 % 30.9% 10.41 % 11.40 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 7.88 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.36 % 10.89 % 80 CCE Saving @ 30.9% 11.15 % 11.87 % 12.41 % 80 CCE Saving @ 10.3% 8.35 % 9.04 % 9.57 %

Sr. No. Name 1 2 3 Mr. Mahesh I Kewalramani Tannu Mahesh Kewalram Shagun M Kewalramani

Age 45 39 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 216826 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gurbachan S Khera


Palm Beach C-19/04, Sector 4, Nerul, Navi Mumbai, Pin:400706 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Gurbachan S Khera Ms. Arshpreet Singh Ms. Rupinder G Khera Jeevan Vriddhi Age 44 26 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 225945 226171 Yield 7.35 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.29 % 9.30 % 20.6% 9.26 % 10.49 % 10.50 % 30.9% 10.64 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.81 % 10.82 % 80 CCE Saving @ 30.9% 11.32 % 12.33 % 12.34 % 80 CCE Saving @ 10.3% 8.50 % 9.49 % 9.50 %

Sr. No. Name 1 2 3 Mr. Gurbachan S Khera Ms. Arshpreet Singh Ms. Rupinder G Khera

Age 44 26 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 225945 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Janak Keshriya


135/2113/A, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Janak S Keshriya Mrs. Rakhee J Keshriya Ms. Hiral J Kehsriya Jeevan Vriddhi Age 44 41 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 213378 227115 Yield 7.35 % 7.71 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.60 % 9.34 % 20.6% 9.26 % 9.71 % 10.55 % 30.9% 10.64 % 11.16 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.71 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.18 % 10.87 % 80 CCE Saving @ 30.9% 11.32 % 11.69 % 12.39 % 80 CCE Saving @ 10.3% 8.50 % 8.87 % 9.55 %

Sr. No. Name 1 2 3 Mr. Janak S Keshriya Mrs. Rakhee J Keshriya Ms. Hiral J Kehsriya

Age 44 41 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 213378 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh A Kriplani


33/3,Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Haresh A Kriplani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Haresh A Kriplani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dharmesh V Kesaria


Room No:- 10, Ekvira, Sadan, N.S.Road, Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dharmesh V Kesaria Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Dharmesh V Kesaria

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay N Kalro


EXPORTERS, C/O. SANJAY KALRO, NASIK

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sanjay N Kalro Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Sanjay N Kalro

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Khuba D Khithani


Shop No 27, Veenanagar, Opp Mandvi Bank, Mulund-w Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Khuba D Khithani Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Khuba D Khithani

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandeep S Kalia


109/37, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sandeep S Kalia Jeevan Vriddhi Age 28 Premium 100000 S.Tax 1545 Total 101545 Maturity 225592 Yield 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 20.6% 10.47 % 30.9% 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 80 CCE Saving @ 30.9% 12.31 % 80 CCE Saving @ 10.3% 9.47 %

Sr. No. Name 1 Mr. Sandeep S Kalia

Age 28

Premium 100000

Total 101545

Maturity 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhiren L Kangtada


B-9,Pratap Niwas, 3Rd Floor,Opp.KalidasHall, Dr.Ambedkar Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dhiren L Kangtada Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Dhiren L Kangtada

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak D Kathuria


83/4, Malbar Hill Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Deepak D Kathuria Mrs. Neeta D Kathuria Jeevan Vriddhi Age 48 47 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 196379 Yield 6.60 % 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.60 % 20.6% 8.31 % 8.59 % 30.9% 9.55 % 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.27 % 80 CCE Saving @ 30.9% 10.54 % 10.76 % 80 CCE Saving @ 10.3% 7.74 % 7.97 %

Sr. No. Name 1 2 Mr. Deepak D Kathuria Mrs. Neeta D Kathuria

Age 48 47

Premium 100000 100000

Total 101545 101545

Maturity 192347 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. TalvindeR Kalsi(KUKKU


Anjana Estate, 8/10 Opp Bhatia Hospital, Village Road, Bhandup(W), Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. TalvindeR Kalsi(KUKKU Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. TalvindeR Kalsi(KUKKU

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sheila Khedkar


C/O.Branch 894, Brite Tools Marg, Lbs Marg, Mulund West,Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Sheila Khedkar Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Sheila Khedkar

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish Kalwani


13/336, sahani Colony, Navghar Road, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manish Kalwani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Manish Kalwani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Capt Pramod Khatri


32, Neeta Apt, Bhakti MArg, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Capt Pramod Khatri Mrs. Rajani P Khatri Mast Amod Khatri Jeevan Vriddhi Age 39 40 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 215191 229966 Yield 7.88 % 7.80 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.70 % 9.50 % 20.6% 9.92 % 9.82 % 10.73 % 30.9% 11.40 % 11.29 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 7.80 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.27 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 11.78 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 8.96 % 9.68 %

Sr. No. Name 1 2 3 Capt Pramod Khatri Mrs. Rajani P Khatri Mast Amod Khatri

Age 39 40 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 215191 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Pinky K Hingarani


C/O Shop No 790, Bhawani Jewellers, Zaveri Bazar, Ulhasnagar, Pin:421002 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Pinky K Hingarani Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mrs. Pinky K Hingarani

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash N Keswani


51,Tirupati N Keswani, Devidayal Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash N Keswani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Prakash N Keswani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vilas R Kharai


C/o 106/14, Malabar Hill Rd, Mulund Colony, Mulund (w), Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vilas R Kharai Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Vilas R Kharai

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Khanchandani


Flat 11, Munish CHS, Above Hotplate Hotel, Opp Jhonson N Johnson, LBS Marg, Mulund West, Mumbai, Pin:400080 Dear Prakash Kahnchandani, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash Khanchandani Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Prakash Khanchandani

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. K00224
H-27/603,nr,pratiksha Nagar, Depot.sion Kholiwada, (e), Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Kiran L Kataria Deepesh L Kataria Sheha L Kataria Priyanka L Kataria Jeevan Vriddhi Age 49 19 24 21 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 226744 226171 226466 Yield 6.35 % 8.36 % 8.34 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.32 % 9.30 % 9.31 % 20.6% 8.00 % 10.53 % 10.50 % 10.52 % 30.9% 9.19 % 12.10 % 12.07 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.36 % 8.34 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.85 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.28 % 12.37 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 7.50 % 9.53 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 Kiran L Kataria Deepesh L Kataria Sheha L Kataria Priyanka L Kataria

Age 49 19 24 21

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 226744 226171 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. K00225
Gulmohor Building Flat-6, Second Floor, West Avenue Road

Dear Mahesh, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mahesh I Kewalramani Tannu M Kewalramani Shagun M Kewalramani Jeevan Vriddhi Age 46 39 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 216826 227584 Yield 7.02 % 7.88 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.78 % 9.36 % 20.6% 8.84 % 9.92 % 10.58 % 30.9% 10.16 % 11.40 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.88 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.36 % 10.89 % 80 CCE Saving @ 30.9% 10.97 % 11.87 % 12.41 % 80 CCE Saving @ 10.3% 8.17 % 9.04 % 9.57 %

Sr. No. Name 1 2 3 Mahesh I Kewalramani Tannu M Kewalramani Shagun M Kewalramani

Age 46 39 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 216826 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok Kukreja


Co. Royal Faloda, Ulhasnagar, Thane, Pin:400102

Dear Ashok Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ashok Kukreja Mrs. Muskan A Kukreja Mast Dhiraj A Kukreja Jeevan Vriddhi Age 38 33 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 223291 229966 Yield 7.95 % 8.20 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.14 % 9.50 % 20.6% 10.01 % 10.33 % 10.73 % 30.9% 11.51 % 11.87 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.20 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.68 % 11.01 % 80 CCE Saving @ 30.9% 11.94 % 12.20 % 12.53 % 80 CCE Saving @ 10.3% 9.11 % 9.36 % 9.68 %

Sr. No. Name 1 2 3 Mr. Ashok Kukreja Mrs. Muskan A Kukreja Mast Dhiraj A Kukreja

Age 38 33 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 223291 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sameer Vasant Khedekar


A-25, Shree Shrushti, Nr BiM's Paradise School, Mithbunder Road, Thane East, Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sameer Vasant Khedeka Jeevan Vriddhi Age 24 Premium 100000 S.Tax 1545 Total 101545 Maturity 226171 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mr. Sameer Vasant Khedeka

Age 24

Premium 100000

Total 101545

Maturity 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chetan R Lakhwani


Raul Del Canto, No.1011, Arica, Chile, South America

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Chetan R Lakhwani Mrs. Milenka C. Lakhwani Mast Gopal C. Lakhwani Mast Chirag C. Lakhwani Jeevan Vriddhi Age 36 38 11 9 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 220661 218268 228917 229966 Yield 8.07 % 7.95 % 8.47 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 8.86 % 9.44 % 9.50 % 20.6% 10.16 % 10.01 % 10.67 % 10.73 % 30.9% 11.68 % 11.51 % 12.26 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.07 % 7.95 % 8.47 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.43 % 10.96 % 11.01 % 80 CCE Saving @ 30.9% 12.06 % 11.94 % 12.48 % 12.53 % 80 CCE Saving @ 10.3% 9.23 % 9.11 % 9.63 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Chetan R Lakhwani Mrs. Milenka C. Lakhwani Mast Gopal C. Lakhwani Mast Chirag C. Lakhwani

Age 36 38 11 9

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 220661 218268 228917 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh D Lalwani(E


Flat No.1403, "PEARL", Nirmal Lifestyle, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Haresh D Lalwani(E Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Haresh D Lalwani(E

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh M Lalwani


R.No.3,J.J.Engg Works, R.K.Inds Estate, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Naresh M Lalwani Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Naresh M Lalwani

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Neetu P Lalwani

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sanjay P Lalwani Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Sanjay P Lalwani

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jitendra H Lalwani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jitendra H Lalwani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Jitendra H Lalwani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Inderkumar T Lohana


Block No 136/226, Jai Bhavani Marg, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Inderkumar T Lohana Mrs. Anita I Lohana Jeevan Vriddhi Age 41 45 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 213378 203396 Yield 7.71 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.02 % 20.6% 9.71 % 9.06 % 30.9% 11.16 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.71 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 9.65 % 80 CCE Saving @ 30.9% 11.69 % 11.15 % 80 CCE Saving @ 10.3% 8.87 % 8.35 %

Sr. No. Name 1 2 Mr. Inderkumar T Lohana Mrs. Anita I Lohana

Age 41 45

Premium 100000 100000

Total 101545 101545

Maturity 213378 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Mabel Lobo


125-146,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Claudies Gaude Lobo Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Claudies Gaude Lobo

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Jayashri Babi Lad


81/2245,kannamvar Nagar, No.2,adishakti Co-op, Housing Society, Vikhroli (e), Mumbai, Pin:40083 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Jayashri Babi Lad Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mrs. Jayashri Babi Lad

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh J Lalwani


1 St Floor,Yasoda Villa, P.K.Industrial Estate, Dr R P Road,Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mahesh H Lalwani Mrs. Roshni M Lalwani Mast Jas Mahesh Lalwani Mrs. Pooja Haresh Lalwani Jeevan Vriddhi Age 34 35 12 31 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 222526 221652 228517 224531 Yield 8.16 % 8.12 % 8.45 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.05 % 9.42 % 9.21 % 20.6% 10.28 % 10.23 % 10.64 % 10.40 % 30.9% 11.81 % 11.75 % 12.23 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.16 % 8.12 % 8.45 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.60 % 10.94 % 10.74 % 80 CCE Saving @ 30.9% 12.16 % 12.11 % 12.46 % 12.26 % 80 CCE Saving @ 10.3% 9.32 % 9.28 % 9.62 % 9.42 %

Sr. No. Name 1 2 3 4 Mr. Mahesh H Lalwani Mrs. Roshni M Lalwani Mast Jas Mahesh Lalwani Mrs. Pooja Haresh Lalwani

Age 34 35 12 31

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 222526 221652 228517 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh F Lakhwani


B-4,Murli Milan, Belgrame Road,Match Facto, Ry Lane,Kurla W, Mumbai, Pin:400070 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Prakash F Lakhwani Mr. Kishore F Lakhwani Mr. Balram F Lakhwani Mr. Pradeep F Lakhwani Mr. Suresh R Lakhwani Jeevan Vriddhi Age 45 47 43 40 33 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 203396 196379 209027 215191 223291 Yield 7.19 % 6.82 % 7.49 % 7.80 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 7.60 % 8.35 % 8.70 % 9.14 % 20.6% 9.06 % 8.59 % 9.43 % 9.82 % 10.33 % 30.9% 10.41 % 9.87 % 10.84 % 11.29 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 6.82 % 7.49 % 7.80 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.27 % 9.95 % 10.27 % 10.68 % 80 CCE Saving @ 30.9% 11.15 % 10.76 % 11.46 % 11.78 % 12.20 % 80 CCE Saving @ 10.3% 8.35 % 7.97 % 8.64 % 8.96 % 9.36 %

Sr. No. Name 1 2 3 4 5 Mr. Prakash F Lakhwani Mr. Kishore F Lakhwani Mr. Balram F Lakhwani Mr. Pradeep F Lakhwani Mr. Suresh R Lakhwani

Age 45 47 43 40 33

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 203396 196379 209027 215191 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh P Lakhnani


306, Sneh Sagar Apt, O.T.Section, Ulhasnagar, Pin:421001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kamlesh P Lakhnani Mrs. Mala K Lakhnani Jeevan Vriddhi Age 46 49 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 200064 188019 Yield 7.02 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.08 % 20.6% 8.84 % 8.00 % 30.9% 10.16 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.02 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 8.79 % 80 CCE Saving @ 30.9% 10.97 % 10.28 % 80 CCE Saving @ 10.3% 8.17 % 7.50 %

Sr. No. Name 1 2 Mr. Kamlesh P Lakhnani Mrs. Mala K Lakhnani

Age 46 49

Premium 100000 100000

Total 101545 101545

Maturity 200064 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harilal T Lakwani


Old Barrack No.7-4, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Meena H Lakwani Mr. Ashish H Lakwani Ms. Rinkita Lakwani(E Jeevan Vriddhi Age 48 20 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 226594 227584 Yield 6.60 % 8.36 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.32 % 9.36 % 20.6% 8.31 % 10.53 % 10.58 % 30.9% 9.55 % 12.10 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 8.36 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.84 % 10.89 % 80 CCE Saving @ 30.9% 10.54 % 12.36 % 12.41 % 80 CCE Saving @ 10.3% 7.74 % 9.52 % 9.57 %

Sr. No. Name 1 2 3 Mrs. Meena H Lakwani Mr. Ashish H Lakwani Ms. Rinkita Lakwani(E

Age 48 20 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 226594 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sarfaraz A.Lokhande


C/O R.No 3 1st Floor, Smw Apartment Bhatwadi, Kisan Nagar, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sarfaraz A.Lokhande Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Sarfaraz A.Lokhande

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Vashuma Lulla


401, Satyam Shivam CHSL, Khandelwal,Near Movie Time, Evershine Nagar, Malad (West), Pin:400064 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Vikram P Lulla Mrs. Palak V Lulla Mr. Vishal Rajwani Mrs. Puja V Rajwani Ms. Pooja P Lulla Jeevan Vriddhi Age 33 32 33 32 32 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 223291 223963 223291 223963 223963 Yield 8.20 % 8.23 % 8.20 % 8.23 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.18 % 9.14 % 9.18 % 9.18 % 20.6% 10.33 % 10.37 % 10.33 % 10.37 % 10.37 % 30.9% 11.87 % 11.91 % 11.87 % 11.91 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.20 % 8.23 % 8.20 % 8.23 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.71 % 10.68 % 10.71 % 10.71 % 80 CCE Saving @ 30.9% 12.20 % 12.23 % 12.20 % 12.23 % 12.23 % 80 CCE Saving @ 10.3% 9.36 % 9.39 % 9.36 % 9.39 % 9.39 %

Sr. No. Name 1 2 3 4 5 Mr. Vikram P Lulla Mrs. Palak V Lulla Mr. Vishal Rajwani Mrs. Puja V Rajwani Ms. Pooja P Lulla

Age 33 32 33 32 32

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 223291 223963 223291 223963 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Lad Shilpa Chandrakan


B-4, Bhakti Sudha Chs, Vakola Pipe Line, Duttamandir Rd, Santacruz East, Mumbai, Pin:400055 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Lad Shilpa Chandrakan Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Ms. Lad Shilpa Chandrakan

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajitsingh Lal


110/48,Malabar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Lovely A. Lal Mr. Varindersingh A Lal Jeevan Vriddhi Age 32 34 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 222526 Yield 8.23 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.10 % 20.6% 10.37 % 10.28 % 30.9% 11.91 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.64 % 80 CCE Saving @ 30.9% 12.23 % 12.16 % 80 CCE Saving @ 10.3% 9.39 % 9.32 %

Sr. No. Name 1 2 Ms. Lovely A. Lal Mr. Varindersingh A Lal

Age 32 34

Premium 100000 100000

Total 101545 101545

Maturity 223963 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Krishna P Lad


C% Pankaj Industries, Agency,7&8,Mandakini, Hsg Society, Opp Model, Town,B.R.Road,Mulund (w), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Krishna P Lad Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Krishna P Lad

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gul Lalwani


A-14,303,Veena Nagar, L.B.S. Marg,Mulund (W), Mumbai., Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Gul Lalwani Mrs. Lata G Lalwani Mast Gaurav G Lalwani Jeevan Vriddhi Age 46 45 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 203396 226918 Yield 7.02 % 7.19 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.02 % 9.33 % 20.6% 8.84 % 9.06 % 10.54 % 30.9% 10.16 % 10.41 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.19 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.65 % 10.86 % 80 CCE Saving @ 30.9% 10.97 % 11.15 % 12.38 % 80 CCE Saving @ 10.3% 8.17 % 8.35 % 9.54 %

Sr. No. Name 1 2 3 Mr. Gul Lalwani Mrs. Lata G Lalwani Mast Gaurav G Lalwani

Age 46 45 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 203396 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Lachhwani


901,Ghaswalla Tower, P.G.Solanki Path, Lamington Road, Nr Minerva Theater, Mumbai, Pin:400007 Dear Prakash Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Madhu P Lachhwani Ms. Menka P Lachhwani Jeevan Vriddhi Age 26 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 223963 Yield 8.33 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.18 % 20.6% 10.49 % 10.37 % 30.9% 12.05 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.71 % 80 CCE Saving @ 30.9% 12.33 % 12.23 % 80 CCE Saving @ 10.3% 9.49 % 9.39 %

Sr. No. Name 1 2 Ms. Madhu P Lachhwani Ms. Menka P Lachhwani

Age 26 32

Premium 100000 100000

Total 101545 101545

Maturity 225945 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajan S Loungani


Flat No : 5, 1st Floor, Sun Rise Bldg, 247, Waterfield Road, Bandra (West), Mumbai.

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Rajan S Loungani Mrs. Jyoti R Loungani Kum. Raveena R Loungani Kum. Sapna R Loungani Mast Karan R Loungani Jeevan Vriddhi Age 48 43 14 23 13 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 192347 209027 227851 226263 228147 Yield 6.60 % 7.49 % 8.42 % 8.34 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.35 % 9.39 % 9.30 % 9.40 % 20.6% 8.31 % 9.43 % 10.60 % 10.50 % 10.62 % 30.9% 9.55 % 10.84 % 12.19 % 12.07 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 7.49 % 8.42 % 8.34 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.95 % 10.90 % 10.83 % 10.92 % 80 CCE Saving @ 30.9% 10.54 % 11.46 % 12.42 % 12.34 % 12.44 % 80 CCE Saving @ 10.3% 7.74 % 8.64 % 9.58 % 9.51 % 9.60 %

Sr. No. Name 1 2 3 4 5 Mr. Rajan S Loungani Mrs. Jyoti R Loungani Kum. Raveena R Loungani Kum. Sapna R Loungani Mast Karan R Loungani

Age 48 43 14 23 13

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 192347 209027 227851 226263 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhavesh C Loladia


Premji's Park, Office No : 5,2nd Floor, Subash Road, Limda Chowk, Rajkot., Pin:360001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Bhavesh C Loladia Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Bhavesh C Loladia

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalchand
22,Mohatta Market, 3rd Floor, Plton Road, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Lalchand Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Lalchand

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish N Ladkani


102, krishna sager apt, Near link road, Mnear,haridwar apr, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manish N Ladkani Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Manish N Ladkani

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok K Lilani


29/2,Powai Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Pawan A Lilani Jeevan Vriddhi Age 21 Premium 100000 S.Tax 1545 Total 101545 Maturity 226466 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Mast Pawan A Lilani

Age 21

Premium 100000

Total 101545

Maturity 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kavita Ajay Ladkani


Hindustan Chowk, Behind Maharashtra Bank, Mulund Colony, Mulund-w, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kavita Ajay Ladkani Ms. Pratibha Ajay Ladkani Ms. Taapti A Ladkani Jeevan Vriddhi Age 50 24 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 226171 227584 Yield 6.09 % 8.34 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.30 % 9.36 % 20.6% 7.67 % 10.50 % 10.58 % 30.9% 8.81 % 12.07 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.34 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.82 % 10.89 % 80 CCE Saving @ 30.9% 10.01 % 12.34 % 12.41 % 80 CCE Saving @ 10.3% 7.23 % 9.50 % 9.57 %

Sr. No. Name 1 2 3 Mrs. Kavita Ajay Ladkani Ms. Pratibha Ajay Ladkani Ms. Taapti A Ladkani

Age 50 24 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 226171 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan Baburao Londhe


R.N. 1074, RAHUL NAGAR, Nr. Rachna Garden, Mulund Colony, Mulund-w, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Mohan Baburao Londhe Mrs. Satyabhama M Londhe Mr. Mahendra M Londhe Mast Ravindra M Londhe Mast Vinod M Londhe Jeevan Vriddhi Age 47 46 29 27 25 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 196379 200064 225325 225789 226066 Yield 6.82 % 7.02 % 8.30 % 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.83 % 9.25 % 9.28 % 9.29 % 20.6% 8.59 % 8.84 % 10.45 % 10.48 % 10.49 % 30.9% 9.87 % 10.16 % 12.01 % 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.82 % 7.02 % 8.30 % 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.47 % 10.78 % 10.80 % 10.82 % 80 CCE Saving @ 30.9% 10.76 % 10.97 % 12.30 % 12.32 % 12.34 % 80 CCE Saving @ 10.3% 7.97 % 8.17 % 9.46 % 9.48 % 9.50 %

Sr. No. Name 1 2 3 4 5 Mr. Mohan Baburao Londhe Mrs. Satyabhama M Londhe Mr. Mahendra M Londhe Mast Ravindra M Londhe Mast Vinod M Londhe

Age 47 46 29 27 25

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 196379 200064 225325 225789 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravi M Lalchandani


Dharam Sai Palace, Flat No. 308, Station Rd., O.T.Sec3,nr.Gulraj Towers, Ulhasnagar

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ravi M Lalchandani Mrs. Simran R Lalchandani Mast Avinash R Lalchandani Jeevan Vriddhi Age 37 30 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 224983 229966 Yield 8.02 % 8.28 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.23 % 9.50 % 20.6% 10.10 % 10.43 % 10.73 % 30.9% 11.61 % 11.98 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 8.28 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.76 % 11.01 % 80 CCE Saving @ 30.9% 12.01 % 12.28 % 12.53 % 80 CCE Saving @ 10.3% 9.18 % 9.44 % 9.68 %

Sr. No. Name 1 2 3 Mr. Ravi M Lalchandani Mrs. Simran R Lalchandani Mast Avinash R Lalchandani

Age 37 30 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 224983 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashwini M Lamba


128/C,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ashwini M Lamba Mrs. Nayna A Lamba Mast Lavesh A Lamba Mast Mohit A Lamba Jeevan Vriddhi Age 49 48 20 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 192347 226594 227115 Yield 6.35 % 6.60 % 8.36 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.36 % 9.32 % 9.34 % 20.6% 8.00 % 8.31 % 10.53 % 10.55 % 30.9% 9.19 % 9.55 % 12.10 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 6.60 % 8.36 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.04 % 10.84 % 10.87 % 80 CCE Saving @ 30.9% 10.28 % 10.54 % 12.36 % 12.39 % 80 CCE Saving @ 10.3% 7.50 % 7.74 % 9.52 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Ashwini M Lamba Mrs. Nayna A Lamba Mast Lavesh A Lamba Mast Mohit A Lamba

Age 49 48 20 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 192347 226594 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh Lakhwani


R.no.478/8,Jhuelal Mandir, New Mill Road, Kurla West, Mumbai, Pin:400070 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suresh Lakhwani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Suresh Lakhwani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip Lilani


E-520, Lok Angan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Dilip Lilani Mrs. Varsha D Lilani Mast Nikhil D Lilani Jeevan Vriddhi Age 48 47 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 196379 226744 Yield 6.60 % 6.82 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.60 % 9.32 % 20.6% 8.31 % 8.59 % 10.53 % 30.9% 9.55 % 9.87 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 6.82 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.27 % 10.85 % 80 CCE Saving @ 30.9% 10.54 % 10.76 % 12.37 % 80 CCE Saving @ 10.3% 7.74 % 7.97 % 9.53 %

Sr. No. Name 1 2 3 Mr. Dilip Lilani Mrs. Varsha D Lilani Mast Nikhil D Lilani

Age 48 47 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 196379 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip V Lotilkar


14, Dan Vijay COOP Socy, 90ft Road, Nr Fish Mkt, Gawan Pada, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ajinkya D Lotlikar Mrs. Akshada N Juvekar Mr. Nikhil Hemant Juvekar Jeevan Vriddhi Age 34 33 30 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 223291 224983 Yield 8.16 % 8.20 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 9.23 % 20.6% 10.28 % 10.33 % 10.43 % 30.9% 11.81 % 11.87 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.20 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 10.76 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 12.28 % 80 CCE Saving @ 10.3% 9.32 % 9.36 % 9.44 %

Sr. No. Name 1 2 3 Mr. Ajinkya D Lotlikar Mrs. Akshada N Juvekar Mr. Nikhil Hemant Juvekar

Age 34 33 30

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 223291 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh Ladkani


Block No.56/4-A, Hindustan Chowk, Mulund Colony, Mulund (WEST), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Sunita D Ladkani Kum. Prerana D Ladkani Jeevan Vriddhi Age 33 9 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 229676 Yield 8.20 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.48 % 20.6% 10.33 % 10.71 % 30.9% 11.87 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.99 % 80 CCE Saving @ 30.9% 12.20 % 12.51 % 80 CCE Saving @ 10.3% 9.36 % 9.67 %

Sr. No. Name 1 2 Mrs. Sunita D Ladkani Kum. Prerana D Ladkani

Age 33 9

Premium 100000 100000

Total 101545 101545

Maturity 223291 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sastry Leela


B-201, Silver Birch, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sista Leela Mr. Subodh Sista Ms. Sunasini Sista Jeevan Vriddhi Age 45 32 28 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 223963 225592 Yield 7.19 % 8.23 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.18 % 9.26 % 20.6% 9.06 % 10.37 % 10.47 % 30.9% 10.41 % 11.91 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.23 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.71 % 10.79 % 80 CCE Saving @ 30.9% 11.15 % 12.23 % 12.31 % 80 CCE Saving @ 10.3% 8.35 % 9.39 % 9.47 %

Sr. No. Name 1 2 3 Mrs. Sista Leela Mr. Subodh Sista Ms. Sunasini Sista

Age 45 32 28

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 223963 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jeetendra Lassi


Poormayam Bldg, Unr

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Jeetendra Lassi Mrs. Reshma J Lassi Jeevan Vriddhi Age 43 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 213378 Yield 7.49 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.60 % 20.6% 9.43 % 9.71 % 30.9% 10.84 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.18 % 80 CCE Saving @ 30.9% 11.46 % 11.69 % 80 CCE Saving @ 10.3% 8.64 % 8.87 %

Sr. No. Name 1 2 Mr. Jeetendra Lassi Mrs. Reshma J Lassi

Age 43 41

Premium 100000 100000

Total 101545 101545

Maturity 209027 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kawaljeetsingh Lamba


75/6, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kawaljeetsingh Lamba Mr. Balbirsingh Lamba Mrs. Kamaljeet Kaur Lamba Mast Satnamsingh B Lamba Jeevan Vriddhi Age 32 34 33 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 223963 222526 223291 229334 Yield 8.23 % 8.16 % 8.20 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.10 % 9.14 % 9.46 % 20.6% 10.37 % 10.28 % 10.33 % 10.69 % 30.9% 11.91 % 11.81 % 11.87 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.23 % 8.16 % 8.20 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.64 % 10.68 % 10.98 % 80 CCE Saving @ 30.9% 12.23 % 12.16 % 12.20 % 12.50 % 80 CCE Saving @ 10.3% 9.39 % 9.32 % 9.36 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Kawaljeetsingh Lamba Mr. Balbirsingh Lamba Mrs. Kamaljeet Kaur Lamba Mast Satnamsingh B Lamba

Age 32 34 33 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 223963 222526 223291 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Aarti Manohar Lund


Flat 1211- Tower 6, Hari Om Nagar, Mulund (E), Mumbai, Mumbai, Pin:400081 Dear Aarti Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Aarti Manohar Lund Mr. Avinash M Lund Mrs Varleen A Lund Jeevan Vriddhi Age 33 32 31 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 223963 224531 Yield 8.20 % 8.23 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.18 % 9.21 % 20.6% 10.33 % 10.37 % 10.40 % 30.9% 11.87 % 11.91 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.23 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.71 % 10.74 % 80 CCE Saving @ 30.9% 12.20 % 12.23 % 12.26 % 80 CCE Saving @ 10.3% 9.36 % 9.39 % 9.42 %

Sr. No. Name 1 2 3 Ms. Aarti Manohar Lund Mr. Avinash M Lund Mrs Varleen A Lund

Age 33 32 31

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 223963 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Jayashri Babi Lad


81/2245,kannamvar Nagar, No.2,adishakti Co-op, Housing Society, Vikhroli (e), Mumbai, Pin:40083 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Jayashri Babi Lad Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mrs. Jayashri Babi Lad

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh D Lalwani(E


Flat No.1403, "PEARL", Nirmal Lifestyle, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Haresh D Lalwani(E Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Haresh D Lalwani(E

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Surjit Singh R Lamba


BLOCK NO 75/5, MALABAR HILL RD, MULUND COLONY, MULUND (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Surjit Singh R Lamba Mrs. Gurveenkaur S Lamba Mr. Jagjitsingh R Lamba Mrs. Sonia Seth Jeevan Vriddhi Age 35 32 38 39 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 221652 223963 218268 216826 Yield 8.12 % 8.23 % 7.95 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.18 % 8.86 % 8.78 % 20.6% 10.23 % 10.37 % 10.01 % 9.92 % 30.9% 11.75 % 11.91 % 11.51 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.12 % 8.23 % 7.95 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.71 % 10.43 % 10.36 % 80 CCE Saving @ 30.9% 12.11 % 12.23 % 11.94 % 11.87 % 80 CCE Saving @ 10.3% 9.28 % 9.39 % 9.11 % 9.04 %

Sr. No. Name 1 2 3 4 Mr. Surjit Singh R Lamba Mrs. Gurveenkaur S Lamba Mr. Jagjitsingh R Lamba Mrs. Sonia Seth

Age 35 32 38 39

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 221652 223963 218268 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Surajlal Lakhani


106/20 Malabar Hill Road, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Nazma Jitu Lakhani Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mrs. Nazma Jitu Lakhani

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Manu L Lokhande


13/16 Usha Sankul, D Wing, Opp. Sitaram Hotel, Valipeer Road, Kalyan (West), Thane, Pin:421301 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Manu L Lokhande Mrinalini M Lokhande Omkar M Lokhande Aniruddha M Lokhande Jeevan Vriddhi Age 49 48 31 30 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 192347 224531 224983 Yield 6.35 % 6.60 % 8.26 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.36 % 9.21 % 9.23 % 20.6% 8.00 % 8.31 % 10.40 % 10.43 % 30.9% 9.19 % 9.55 % 11.95 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 6.60 % 8.26 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.04 % 10.74 % 10.76 % 80 CCE Saving @ 30.9% 10.28 % 10.54 % 12.26 % 12.28 % 80 CCE Saving @ 10.3% 7.50 % 7.74 % 9.42 % 9.44 %

Sr. No. Name 1 2 3 4 Mr. Manu L Lokhande Mrinalini M Lokhande Omkar M Lokhande Aniruddha M Lokhande

Age 49 48 31 30

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 192347 224531 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash V Lulla


C/o. Kamal Juice Centre, Bk No. 63 Room No, 10, Ulhasnagar, Pin:421001

Dear Prakash Ji Radha Soami, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Prakash P Lulla Mrs Neeta P Lulla Ms. Deepa P Lulla Mast Ashish P Lulla Jeevan Vriddhi Age 48 45 20 27 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 203396 226594 225789 Yield 6.60 % 7.19 % 8.36 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.02 % 9.32 % 9.28 % 20.6% 8.31 % 9.06 % 10.53 % 10.48 % 30.9% 9.55 % 10.41 % 12.10 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 7.19 % 8.36 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.65 % 10.84 % 10.80 % 80 CCE Saving @ 30.9% 10.54 % 11.15 % 12.36 % 12.32 % 80 CCE Saving @ 10.3% 7.74 % 8.35 % 9.52 % 9.48 %

Sr. No. Name 1 2 3 4 Mr. Prakash P Lulla Mrs Neeta P Lulla Ms. Deepa P Lulla Mast Ashish P Lulla

Age 48 45 20 27

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 203396 226594 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh P Lulla


C/o. Kamal Juice Centre, Bk NO. 63 Room No, 10, Ulhasnagar, Pin:421001

Dear Mahesh Radha Soami, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mahesh P Lulla Mrs. Beena M Lulla Mast Amit M Lulla Mast Mohan M Lulla Jeevan Vriddhi Age 44 42 21 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 211350 226466 227115 Yield 7.35 % 7.61 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.48 % 9.31 % 9.34 % 20.6% 9.26 % 9.58 % 10.52 % 10.55 % 30.9% 10.64 % 11.01 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 7.61 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.07 % 10.84 % 10.87 % 80 CCE Saving @ 30.9% 11.32 % 11.58 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 8.50 % 8.76 % 9.52 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Mahesh P Lulla Mrs. Beena M Lulla Mast Amit M Lulla Mast Mohan M Lulla

Age 44 42 21 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 211350 226466 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kajal J Lakhani


25-1 Maini Villa, Powai Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Kajal J Lakhani Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mrs. Kajal J Lakhani

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh J Lulla


Menka Mahal, 5 Th Floor, Near Prabhat Garden, Ulhasnagar, Thane, Pin:421005 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Haresh J Lulla Mrs. Rekha H Lulla Mr. Deepesh H Lulla Mrs. Manisha H Lulla Mr. Manoj C Kewalramani Mr. Dilip Lulla Jeevan Vriddhi Age 50 49 20 24 40 28 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 183344 188019 226594 226171 215191 225592 Yield 6.09 % 6.35 % 8.36 % 8.34 % 7.80 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.08 % 9.32 % 9.30 % 8.70 % 9.26 % 20.6% 7.67 % 8.00 % 10.53 % 10.50 % 9.82 % 10.47 % 30.9% 8.81 % 9.19 % 12.10 % 12.07 % 11.29 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 6.35 % 8.36 % 8.34 % 7.80 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.79 % 10.84 % 10.82 % 10.27 % 10.79 % 80 CCE Saving @ 30.9% 10.01 % 10.28 % 12.36 % 12.34 % 11.78 % 12.31 % 80 CCE Saving @ 10.3% 7.23 % 7.50 % 9.52 % 9.50 % 8.96 % 9.47 %

Sr. No. Name 1 2 3 4 5 6 Mr. Haresh J Lulla Mrs. Rekha H Lulla Mr. Deepesh H Lulla Mrs. Manisha H Lulla Mr. Manoj C Kewalramani Mr. Dilip Lulla

Age 50 49 20 24 40 28

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 183344 188019 226594 226171 215191 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Laxmi Form Center


4,shridhar Apprtment, Noori Baba Road, Makhmali Talao, Thane, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ramprsad Dashrath Jai Ramprasad Phoolchand Shamsher Murli Maurya Jeevan Vriddhi Age 36 30 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 224983 226594 Yield 8.07 % 8.28 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.23 % 9.32 % 20.6% 10.16 % 10.43 % 10.53 % 30.9% 11.68 % 11.98 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.28 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.76 % 10.84 % 80 CCE Saving @ 30.9% 12.06 % 12.28 % 12.36 % 80 CCE Saving @ 10.3% 9.23 % 9.44 % 9.52 %

Sr. No. Name 1 2 3 Ramprsad Dashrath Jai Ramprasad Phoolchand Shamsher Murli Maurya

Age 36 30 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 224983 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lapsed

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 Mr. Ganesh Mudaliar Mr. Kamal S Ahuja Mrs. Ranjitsingh K Bisht Mr. Prakash K Chauhan Mrs. Rashmi M Chapru Mr. P.Chella Durai Mr. Pandara U Konar Mr. Walter Dominic Ferose Miss Reshma Hemrajani Miss Sonam Dilip Hemrajani Miss Honey D Hemrajani Mr. Vikram Jain Mr. Dinesh R Jain Mr. Hirachandji R Jain Mrs. Ramila H Jain Mr. Vithal G Biradar Mr. Mahadev M Bhandare Mr. Tarwindersingh Mokha Mr. Kishor Mundakel(laps Mrs. Sunita Lalchand Asar Mrs. Varsha D Navani Miss Vanita M Punjabi Mr. Lachman T Panjwani Mr. Gul Lachman Ramnani Mr. Ashok D Sharma Mast Karan A Sharma Mr. Mukesh Suresh Singh Mrs. Sapna M Singh Mr. Girish S Shetty Mr. Hemant S Shakrani Mr. Sudhir S Thakker Mr. Yogesh M Thakkar Mr. Arvindkumar Tiwari Miss Kajal A Tiwari Mast Aniket A Tiwari Mr. Rajendra J Thawani Mr. Aj Mr. Vishal Sachdev Mr. Dinesh R Rateshwar Mr. Rajesh R Rateshwar Mr. Manoj H Pahuja Mr. Deepak Ramdas Thakkar Mr. Dinesh N Gregrath(Lap Mr. Mahesh Raghani

Jeevan Vriddhi Age 44 34 41 45 40 45 40 49 22 20 25 37 45 47 43 31 34 44 43 41 48 20 41 45 50 13 41 40 42 49 47 46 40 19 15 50 45 48 38 43 33 46 42 35 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 206379 222526 213378 203396 215191 203396 215191 188019 226356 226594 226066 219537 203396 196379 209027 224531 222526 206379 209027 213378 192347 226594 213378 203396 183344 228147 213378 215191 211350 188019 196379 200064 215191 226744 227584 183344 203396 192347 218268 209027 223291 200064 211350 221652 Yield 7.35 % 8.16 % 7.71 % 7.19 % 7.80 % 7.19 % 7.80 % 6.35 % 8.35 % 8.36 % 8.33 % 8.02 % 7.19 % 6.82 % 7.49 % 8.26 % 8.16 % 7.35 % 7.49 % 7.71 % 6.60 % 8.36 % 7.71 % 7.19 % 6.09 % 8.43 % 7.71 % 7.80 % 7.61 % 6.35 % 6.82 % 7.02 % 7.80 % 8.36 % 8.40 % 6.09 % 7.19 % 6.60 % 7.95 % 7.49 % 8.20 % 7.02 % 7.61 % 8.12 %

Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.10 % 8.60 % 8.02 % 8.70 % 8.02 % 8.70 % 7.08 % 9.31 % 9.32 % 9.29 % 8.94 % 8.02 % 7.60 % 8.35 % 9.21 % 9.10 % 8.19 % 8.35 % 8.60 % 7.36 % 9.32 % 8.60 % 8.02 % 6.79 % 9.40 % 8.60 % 8.70 % 8.48 % 7.08 % 7.60 % 7.83 % 8.70 % 9.32 % 9.36 % 6.79 % 8.02 % 7.36 % 8.86 % 8.35 % 9.14 % 7.83 % 8.48 % 9.05 % 20.6% 9.26 % 10.28 % 9.71 % 9.06 % 9.82 % 9.06 % 9.82 % 8.00 % 10.52 % 10.53 % 10.49 % 10.10 % 9.06 % 8.59 % 9.43 % 10.40 % 10.28 % 9.26 % 9.43 % 9.71 % 8.31 % 10.53 % 9.71 % 9.06 % 7.67 % 10.62 % 9.71 % 9.82 % 9.58 % 8.00 % 8.59 % 8.84 % 9.82 % 10.53 % 10.58 % 7.67 % 9.06 % 8.31 % 10.01 % 9.43 % 10.33 % 8.84 % 9.58 % 10.23 % 30.9% 10.64 % 11.81 % 11.16 % 10.41 % 11.29 % 10.41 % 11.29 % 9.19 % 12.08 % 12.10 % 12.05 % 11.61 % 10.41 % 9.87 % 10.84 % 11.95 % 11.81 % 10.64 % 10.84 % 11.16 % 9.55 % 12.10 % 11.16 % 10.41 % 8.81 % 12.20 % 11.16 % 11.29 % 11.01 % 9.19 % 9.87 % 10.16 % 11.29 % 12.10 % 12.16 % 8.81 % 10.41 % 9.55 % 11.51 % 10.84 % 11.87 % 10.16 % 11.01 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.35 % 8.16 % 7.71 % 7.19 % 7.80 % 7.19 % 7.80 % 6.35 % 8.35 % 8.36 % 8.33 % 8.02 % 7.19 % 6.82 % 7.49 % 8.26 % 8.16 % 7.35 % 7.49 % 7.71 % 6.60 % 8.36 % 7.71 % 7.19 % 6.09 % 8.43 % 7.71 % 7.80 % 7.61 % 6.35 % 6.82 % 7.02 % 7.80 % 8.36 % 8.40 % 6.09 % 7.19 % 6.60 % 7.95 % 7.49 % 8.20 % 7.02 % 7.61 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.64 % 10.18 % 9.65 % 10.27 % 9.65 % 10.27 % 8.79 % 10.83 % 10.84 % 10.82 % 10.49 % 9.65 % 9.27 % 9.95 % 10.74 % 10.64 % 9.81 % 9.95 % 10.18 % 9.04 % 10.84 % 10.18 % 9.65 % 8.52 % 10.92 % 10.18 % 10.27 % 10.07 % 8.79 % 9.27 % 9.47 % 10.27 % 10.85 % 10.89 % 8.52 % 9.65 % 9.04 % 10.43 % 9.95 % 10.68 % 9.47 % 10.07 % 10.60 % 80 CCE Saving @ 30.9% 11.32 % 12.16 % 11.69 % 11.15 % 11.78 % 11.15 % 11.78 % 10.28 % 12.35 % 12.36 % 12.34 % 12.01 % 11.15 % 10.76 % 11.46 % 12.26 % 12.16 % 11.32 % 11.46 % 11.69 % 10.54 % 12.36 % 11.69 % 11.15 % 10.01 % 12.44 % 11.69 % 11.78 % 11.58 % 10.28 % 10.76 % 10.97 % 11.78 % 12.37 % 12.41 % 10.01 % 11.15 % 10.54 % 11.94 % 11.46 % 12.20 % 10.97 % 11.58 % 12.11 % 80 CCE Saving @ 10.3% 8.50 % 9.32 % 8.87 % 8.35 % 8.96 % 8.35 % 8.96 % 7.50 % 9.51 % 9.52 % 9.50 % 9.18 % 8.35 % 7.97 % 8.64 % 9.42 % 9.32 % 8.50 % 8.64 % 8.87 % 7.74 % 9.52 % 8.87 % 8.35 % 7.23 % 9.60 % 8.87 % 8.96 % 8.76 % 7.50 % 7.97 % 8.17 % 8.96 % 9.53 % 9.57 % 7.23 % 8.35 % 7.74 % 9.11 % 8.64 % 9.36 % 8.17 % 8.76 % 9.28 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 Mr. Ganesh Mudaliar Mr. Kamal S Ahuja Mrs. Ranjitsingh K Bisht Mr. Prakash K Chauhan Mrs. Rashmi M Chapru Mr. P.Chella Durai Mr. Pandara U Konar Mr. Walter Dominic Ferose Miss Reshma Hemrajani Miss Sonam Dilip Hemrajani Miss Honey D Hemrajani Mr. Vikram Jain Mr. Dinesh R Jain Mr. Hirachandji R Jain Mrs. Ramila H Jain Mr. Vithal G Biradar Mr. Mahadev M Bhandare Mr. Tarwindersingh Mokha Mr. Kishor Mundakel(laps Mrs. Sunita Lalchand Asar Mrs. Varsha D Navani Miss Vanita M Punjabi Mr. Lachman T Panjwani Mr. Gul Lachman Ramnani Mr. Ashok D Sharma Mast Karan A Sharma Mr. Mukesh Suresh Singh Mrs. Sapna M Singh Mr. Girish S Shetty Mr. Hemant S Shakrani Mr. Sudhir S Thakker Mr. Yogesh M Thakkar Mr. Arvindkumar Tiwari Miss Kajal A Tiwari Mast Aniket A Tiwari Mr. Rajendra J Thawani Mr. Aj Mr. Vishal Sachdev Mr. Dinesh R Rateshwar Mr. Rajesh R Rateshwar Mr. Manoj H Pahuja Mr. Deepak Ramdas Thakkar Mr. Dinesh N Gregrath(Lap Mr. Mahesh Raghani

Age 44 34 41 45 40 45 40 49 22 20 25 37 45 47 43 31 34 44 43 41 48 20 41 45 50 13 41 40 42 49 47 46 40 19 15 50 45 48 38 43 33 46 42 35

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 206379 222526 213378 203396 215191 203396 215191 188019 226356 226594 226066 219537 203396 196379 209027 224531 222526 206379 209027 213378 192347 226594 213378 203396 183344 228147 213378 215191 211350 188019 196379 200064 215191 226744 227584 183344 203396 192347 218268 209027 223291 200064 211350 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jairaj M Mohinani


A-402, Fiesta, Vasant Oscar, L.B.S.MArg, Mulund(W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jairaj M Mohinani Mrs. Priya J Mohinani Mr. Harish M Mohinani Jeevan Vriddhi Age 48 44 42 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 206379 211350 Yield 6.60 % 7.35 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.19 % 8.48 % 20.6% 8.31 % 9.26 % 9.58 % 30.9% 9.55 % 10.64 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.35 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.81 % 10.07 % 80 CCE Saving @ 30.9% 10.54 % 11.32 % 11.58 % 80 CCE Saving @ 10.3% 7.74 % 8.50 % 8.76 %

Sr. No. Name 1 2 3 Mr. Jairaj M Mohinani Mrs. Priya J Mohinani Mr. Harish M Mohinani

Age 48 44 42

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 206379 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh T Makhija


A-605,Tulip, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Apeksha S Makhija Jeevan Vriddhi Age 20 Premium 100000 S.Tax 1545 Total 101545 Maturity 226594 Yield 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.32 % 20.6% 10.53 % 30.9% 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.36 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Kum. Apeksha S Makhija

Age 20

Premium 100000

Total 101545

Maturity 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rochi G Mulani


119/106 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Naresh R Mulani Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Naresh R Mulani

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gulshan L Makhija


69/4 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajesh G Makhija Mr. Haresh G Makhija Mr. Bunty G Makhija Jeevan Vriddhi Age 36 35 31 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 221652 224531 Yield 8.07 % 8.12 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.05 % 9.21 % 20.6% 10.16 % 10.23 % 10.40 % 30.9% 11.68 % 11.75 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.12 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.60 % 10.74 % 80 CCE Saving @ 30.9% 12.06 % 12.11 % 12.26 % 80 CCE Saving @ 10.3% 9.23 % 9.28 % 9.42 %

Sr. No. Name 1 2 3 Mr. Rajesh G Makhija Mr. Haresh G Makhija Mr. Bunty G Makhija

Age 36 35 31

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 221652 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh B Muthreja


Bldg 1, Flat No. 102, Venus Bldg,Nav Kiran Marg, Opp.Good Shepered Church, 4 Bunglow, Andheri Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Dipti R Muthreja Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Ms. Dipti R Muthreja

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Tarwindersingh Mokha


B 9 Sudama Sadan, R P Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Tarwindersingh Mokha Mrs. Inderpaul Kaur Mast Gunweer Singh Jeevan Vriddhi Age 44 42 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 211350 226918 Yield 7.35 % 7.61 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.48 % 9.33 % 20.6% 9.26 % 9.58 % 10.54 % 30.9% 10.64 % 11.01 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.61 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.07 % 10.86 % 80 CCE Saving @ 30.9% 11.32 % 11.58 % 12.38 % 80 CCE Saving @ 10.3% 8.50 % 8.76 % 9.54 %

Sr. No. Name 1 2 3 Mr. Tarwindersingh Mokha Mrs. Inderpaul Kaur Mast Gunweer Singh

Age 44 42 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 211350 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramchand S Mandani


Block No 4-3, Jai Bhavani Marg, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Jaya R Mandani Mr. Manish R Mandani Jeevan Vriddhi Age 29 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225789 Yield 8.30 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.28 % 20.6% 10.45 % 10.48 % 30.9% 12.01 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.80 % 80 CCE Saving @ 30.9% 12.30 % 12.32 % 80 CCE Saving @ 10.3% 9.46 % 9.48 %

Sr. No. Name 1 2 Ms. Jaya R Mandani Mr. Manish R Mandani

Age 29 27

Premium 100000 100000

Total 101545 101545

Maturity 225325 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilkanth R Mawani


B - 3, 301 Highland Park, Shastri Nagar, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Nilkanth R Mawani Mr. Parthiv R Mawani Mast Rudra N Mawami Mast Dhanraj N Mawani Mrs. Ruchita N Mawani Jeevan Vriddhi Age 40 43 16 12 40 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 215191 209027 227336 228517 215191 Yield 7.80 % 7.49 % 8.39 % 8.45 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.35 % 9.35 % 9.42 % 8.70 % 20.6% 9.82 % 9.43 % 10.57 % 10.64 % 9.82 % 30.9% 11.29 % 10.84 % 12.14 % 12.23 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.80 % 7.49 % 8.39 % 8.45 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 9.95 % 10.88 % 10.94 % 10.27 % 80 CCE Saving @ 30.9% 11.78 % 11.46 % 12.40 % 12.46 % 11.78 % 80 CCE Saving @ 10.3% 8.96 % 8.64 % 9.56 % 9.62 % 8.96 %

Sr. No. Name 1 2 3 4 5 Mr. Nilkanth R Mawani Mr. Parthiv R Mawani Mast Rudra N Mawami Mast Dhanraj N Mawani Mrs. Ruchita N Mawani

Age 40 43 16 12 40

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 215191 209027 227336 228517 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Balram H Makhija(E


Block No.114-75, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manish B Makhija(E Mr. Rupesh B Makhija(E Jeevan Vriddhi Age 37 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 223291 Yield 8.02 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.14 % 20.6% 10.10 % 10.33 % 30.9% 11.61 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.68 % 80 CCE Saving @ 30.9% 12.01 % 12.20 % 80 CCE Saving @ 10.3% 9.18 % 9.36 %

Sr. No. Name 1 2 Mr. Manish B Makhija(E Mr. Rupesh B Makhija(E

Age 37 33

Premium 100000 100000

Total 101545 101545

Maturity 219537 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayshree H Mehta

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Kr. Vicky H Mehta Kum. Pooja H Mehta Jeevan Vriddhi Age 29 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225325 Yield 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.25 % 20.6% 10.45 % 10.45 % 30.9% 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.78 % 80 CCE Saving @ 30.9% 12.30 % 12.30 % 80 CCE Saving @ 10.3% 9.46 % 9.46 %

Sr. No. Name 1 2 Kr. Vicky H Mehta Kum. Pooja H Mehta

Age 29 29

Premium 100000 100000

Total 101545 101545

Maturity 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok S Mandani


1303, Prime Rose, Rachna Garden, Mulund Colony, Mulund (W),, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ashok S Mandani Mrs. Mamta A Mandani Kum. Jarna A Mandani Jeevan Vriddhi Age 46 46 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 200064 227115 Yield 7.02 % 7.02 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.83 % 9.34 % 20.6% 8.84 % 8.84 % 10.55 % 30.9% 10.16 % 10.16 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.02 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.47 % 10.87 % 80 CCE Saving @ 30.9% 10.97 % 10.97 % 12.39 % 80 CCE Saving @ 10.3% 8.17 % 8.17 % 9.55 %

Sr. No. Name 1 2 3 Mr. Ashok S Mandani Mrs. Mamta A Mandani Kum. Jarna A Mandani

Age 46 46 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 200064 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sumantkumar Mishra


Maa Darshan Flat No. 102, B-Wing, Kishan Nagar No.2, Road No.16, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sumantkumar Mishra Mrs. Babita S Mishra Jeevan Vriddhi Age 44 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 223963 Yield 7.35 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.18 % 20.6% 9.26 % 10.37 % 30.9% 10.64 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.71 % 80 CCE Saving @ 30.9% 11.32 % 12.23 % 80 CCE Saving @ 10.3% 8.50 % 9.39 %

Sr. No. Name 1 2 Mr. Sumantkumar Mishra Mrs. Babita S Mishra

Age 44 32

Premium 100000 100000

Total 101545 101545

Maturity 206379 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh N Mansukhani


, Mulund Colony, Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh N Mansukhani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Rajesh N Mansukhani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh D Mulani


Meena Bldg Flat No. 226, Bur Dubai P.O.Box 43326, Dubai, UAE

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Reshma R Mulani Mast Himanshu R Mulani Mr. Nitin Manwani Mrs. Pinky Nitin Manwani Jeevan Vriddhi Age 37 9 32 34 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 219537 229676 223963 222526 Yield 8.02 % 8.50 % 8.23 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.48 % 9.18 % 9.10 % 20.6% 10.10 % 10.71 % 10.37 % 10.28 % 30.9% 11.61 % 12.30 % 11.91 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.02 % 8.50 % 8.23 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.99 % 10.71 % 10.64 % 80 CCE Saving @ 30.9% 12.01 % 12.51 % 12.23 % 12.16 % 80 CCE Saving @ 10.3% 9.18 % 9.67 % 9.39 % 9.32 %

Sr. No. Name 1 2 3 4 Mrs. Reshma R Mulani Mast Himanshu R Mulani Mr. Nitin Manwani Mrs. Pinky Nitin Manwani

Age 37 9 32 34

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 219537 229676 223963 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Upendra J Machchar


403-404, Kaustubh Appt, Tilak Road, Opp Bhansuahli Nagar, Ghatkopar East, Mumbai, Pin:400077 Dear Upendra Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Geeta U Machchar Mrs. Sonal K Machachar Mrs. Pooja K Machchar Mr. Bhavik K Machchar Mr. Smit U Machchhar Jeevan Vriddhi Age 50 50 27 24 24 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 183344 225789 226171 226171 Yield 6.09 % 6.09 % 8.32 % 8.34 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 6.79 % 9.28 % 9.30 % 9.30 % 20.6% 7.67 % 7.67 % 10.48 % 10.50 % 10.50 % 30.9% 8.81 % 8.81 % 12.04 % 12.07 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 6.09 % 8.32 % 8.34 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.52 % 10.80 % 10.82 % 10.82 % 80 CCE Saving @ 30.9% 10.01 % 10.01 % 12.32 % 12.34 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 7.23 % 9.48 % 9.50 % 9.50 %

Sr. No. Name 1 2 3 4 5 Mrs. Geeta U Machchar Mrs. Sonal K Machachar Mrs. Pooja K Machchar Mr. Bhavik K Machchar Mr. Smit U Machchhar

Age 50 50 27 24 24

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 183344 225789 226171 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Praveen G Manek


B-604, Sita Kutir, Veena Nagar,phase II, L.B.S Marg, Mulund W,Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Bhakti P Manek Mr. Sudeep P Manek Ms. Zarna P Manek Jeevan Vriddhi Age 30 28 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 225592 226594 Yield 8.28 % 8.31 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.26 % 9.32 % 20.6% 10.43 % 10.47 % 10.53 % 30.9% 11.98 % 12.03 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.31 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.79 % 10.84 % 80 CCE Saving @ 30.9% 12.28 % 12.31 % 12.36 % 80 CCE Saving @ 10.3% 9.44 % 9.47 % 9.52 %

Sr. No. Name 1 2 3 Ms. Bhakti P Manek Mr. Sudeep P Manek Ms. Zarna P Manek

Age 30 28 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 225592 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Babubhai G Mewada


Block No: 125/145,Suvrat, 1St Floor,Hindustan Chowk, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Babubhai G Mewada Mrs. Vijayaben B Mewada Mast Jigar B Mewada Mast Mayur B Mewada Jeevan Vriddhi Age 45 48 15 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 192347 227584 227115 Yield 7.19 % 6.60 % 8.40 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 7.36 % 9.36 % 9.34 % 20.6% 9.06 % 8.31 % 10.58 % 10.55 % 30.9% 10.41 % 9.55 % 12.16 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 6.60 % 8.40 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.04 % 10.89 % 10.87 % 80 CCE Saving @ 30.9% 11.15 % 10.54 % 12.41 % 12.39 % 80 CCE Saving @ 10.3% 8.35 % 7.74 % 9.57 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Babubhai G Mewada Mrs. Vijayaben B Mewada Mast Jigar B Mewada Mast Mayur B Mewada

Age 45 48 15 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 192347 227584 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh T Makhija


16-B, Pushpa Niwas, Opp. Vardhaman Nagar, Behind Ravikiran Hotel, R.P.Rd, Mulund (w), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Prerna R Makhijka Ms. Viren R Makhija Jeevan Vriddhi Age 14 13 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 227851 228147 Yield 8.42 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.39 % 9.40 % 20.6% 10.60 % 10.62 % 30.9% 12.19 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.42 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.90 % 10.92 % 80 CCE Saving @ 30.9% 12.42 % 12.44 % 80 CCE Saving @ 10.3% 9.58 % 9.60 %

Sr. No. Name 1 2 Ms. Prerna R Makhijka Ms. Viren R Makhija

Age 14 13

Premium 100000 100000

Total 101545 101545

Maturity 227851 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ganesh S Mudaliar(E


502,Shri Valabh Apart, Opp Bhawarchi Hotel, Nr. Hanuman Chowk, LT Rd., Mulund E,Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ganesh S Mudaliar(E Mrs. Manisha G Mudaliar Mast Pawan G Mudaliar Jeevan Vriddhi Age 44 35 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 221652 227851 Yield 7.35 % 8.12 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.05 % 9.39 % 20.6% 9.26 % 10.23 % 10.60 % 30.9% 10.64 % 11.75 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.12 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.60 % 10.90 % 80 CCE Saving @ 30.9% 11.32 % 12.11 % 12.42 % 80 CCE Saving @ 10.3% 8.50 % 9.28 % 9.58 %

Sr. No. Name 1 2 3 Mr. Ganesh S Mudaliar(E Mrs. Manisha G Mudaliar Mast Pawan G Mudaliar

Age 44 35 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 221652 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayant Mewani


111-52-A Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Jyoti J Mewani Ms. Disha J Mewani Ms. Prachi J Mewani Ms. Hemali C Palan Jeevan Vriddhi Age 42 18 17 37 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 226918 227115 219537 Yield 7.61 % 8.37 % 8.38 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.33 % 9.34 % 8.94 % 20.6% 9.58 % 10.54 % 10.55 % 10.10 % 30.9% 11.01 % 12.11 % 12.13 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 8.37 % 8.38 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.86 % 10.87 % 10.49 % 80 CCE Saving @ 30.9% 11.58 % 12.38 % 12.39 % 12.01 % 80 CCE Saving @ 10.3% 8.76 % 9.54 % 9.55 % 9.18 %

Sr. No. Name 1 2 3 4 Mrs. Jyoti J Mewani Ms. Disha J Mewani Ms. Prachi J Mewani Ms. Hemali C Palan

Age 42 18 17 37

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 226918 227115 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Daljitsingh P Maini(E


25-1, Maini Villa, Powai Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Poonam D Maini(E Mast Paramjeet Singh Mast Harjeet Singh Kum. Kajal Maini Ms. Manpreet Maini Jeevan Vriddhi Age 46 22 16 31 22 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 200064 226356 227336 224531 226356 Yield 7.02 % 8.35 % 8.39 % 8.26 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.31 % 9.35 % 9.21 % 9.31 % 20.6% 8.84 % 10.52 % 10.57 % 10.40 % 10.52 % 30.9% 10.16 % 12.08 % 12.14 % 11.95 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.02 % 8.35 % 8.39 % 8.26 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.83 % 10.88 % 10.74 % 10.83 % 80 CCE Saving @ 30.9% 10.97 % 12.35 % 12.40 % 12.26 % 12.35 % 80 CCE Saving @ 10.3% 8.17 % 9.51 % 9.56 % 9.42 % 9.51 %

Sr. No. Name 1 2 3 4 5 Mrs. Poonam D Maini(E Mast Paramjeet Singh Mast Harjeet Singh Kum. Kajal Maini Ms. Manpreet Maini

Age 46 22 16 31 22

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 200064 226356 227336 224531 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sonia Mulani


C-701, Sai Dham, P K Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Dolly T Mulani Ms. Nisha T Mulani Ms. Veena T Mulani Jeevan Vriddhi Age 31 29 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224531 225325 226066 Yield 8.26 % 8.30 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.25 % 9.29 % 20.6% 10.40 % 10.45 % 10.49 % 30.9% 11.95 % 12.01 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.26 % 8.30 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.78 % 10.82 % 80 CCE Saving @ 30.9% 12.26 % 12.30 % 12.34 % 80 CCE Saving @ 10.3% 9.42 % 9.46 % 9.50 %

Sr. No. Name 1 2 3 Ms. Dolly T Mulani Ms. Nisha T Mulani Ms. Veena T Mulani

Age 31 29 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224531 225325 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok P Mangnani


F/703, Cypress, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Nitin A Mangnani Ms. Deepa A Mangnani Ms. Anita A Mangnani Jeevan Vriddhi Age 30 29 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 225325 225789 Yield 8.28 % 8.30 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.25 % 9.28 % 20.6% 10.43 % 10.45 % 10.48 % 30.9% 11.98 % 12.01 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.30 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.78 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.30 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.46 % 9.48 %

Sr. No. Name 1 2 3 Mr. Nitin A Mangnani Ms. Deepa A Mangnani Ms. Anita A Mangnani

Age 30 29 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 225325 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Johnson J D Mello


St.Pius X Stpius Chs Ltd, Flat No. 7, Ujala D-1, Nahur,Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Johnson J D Mello Mrs. Teresa J Dmello Mast Tyronne J Dmello Jeevan Vriddhi Age 47 44 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 206379 227584 Yield 6.82 % 7.35 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 9.36 % 20.6% 8.59 % 9.26 % 10.58 % 30.9% 9.87 % 10.64 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 7.35 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 10.89 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 12.41 % 80 CCE Saving @ 10.3% 7.97 % 8.50 % 9.57 %

Sr. No. Name 1 2 3 Mr. Johnson J D Mello Mrs. Teresa J Dmello Mast Tyronne J Dmello

Age 47 44 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 206379 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilesh N Mehta


B-77, Shruti CHS, Charkop Sector No 6, Kandivali West, Mumbai, Pin:400067 Dear Nilesh, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nilesh N Mehta Mrs. Manisha N Mehta Jeevan Vriddhi Age 43 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 211350 Yield 7.49 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.48 % 20.6% 9.43 % 9.58 % 30.9% 10.84 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.07 % 80 CCE Saving @ 30.9% 11.46 % 11.58 % 80 CCE Saving @ 10.3% 8.64 % 8.76 %

Sr. No. Name 1 2 Mr. Nilesh N Mehta Mrs. Manisha N Mehta

Age 43 42

Premium 100000 100000

Total 101545 101545

Maturity 209027 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Thakur N Mulani


83/84 Greetex Impex Pvt, Ltd,Asoka Shoping Complex, 2nd Flr,G T Hospital, Complex,L T Marg,Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Thakur N Mulani Mrs. Neelam Mulani Ms. Ekta T Mulani Mast Nishan T Mulani Jeevan Vriddhi Age 50 49 24 20 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 188019 226171 226594 Yield 6.09 % 6.35 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.08 % 9.30 % 9.32 % 20.6% 7.67 % 8.00 % 10.50 % 10.53 % 30.9% 8.81 % 9.19 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.35 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.79 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 10.28 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 7.23 % 7.50 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Thakur N Mulani Mrs. Neelam Mulani Ms. Ekta T Mulani Mast Nishan T Mulani

Age 50 49 24 20

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 188019 226171 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunder G Mulani


119/106,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Navin S Mulani Mr. Dilip S Mulani Mrs. Hetal Dilip Mulani Mrs. Dia N Mulani Mast Shivam Dilip Mulani Jeevan Vriddhi Age 31 34 33 28 9 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 224531 222526 223291 225592 229676 Yield 8.26 % 8.16 % 8.20 % 8.31 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.10 % 9.14 % 9.26 % 9.48 % 20.6% 10.40 % 10.28 % 10.33 % 10.47 % 10.71 % 30.9% 11.95 % 11.81 % 11.87 % 12.03 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.26 % 8.16 % 8.20 % 8.31 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.64 % 10.68 % 10.79 % 10.99 % 80 CCE Saving @ 30.9% 12.26 % 12.16 % 12.20 % 12.31 % 12.51 % 80 CCE Saving @ 10.3% 9.42 % 9.32 % 9.36 % 9.47 % 9.67 %

Sr. No. Name 1 2 3 4 5 Mr. Navin S Mulani Mr. Dilip S Mulani Mrs. Hetal Dilip Mulani Mrs. Dia N Mulani Mast Shivam Dilip Mulani

Age 31 34 33 28 9

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 224531 222526 223291 225592 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ranjeet Mistry


Co Deepak Ahuja, Mumbai, Pin:400082

Dear Babu Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ranjeet Mistry Mrs. Simran R Mistry Jeevan Vriddhi Age 39 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 216826 Yield 7.88 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.78 % 20.6% 9.92 % 9.92 % 30.9% 11.40 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.36 % 80 CCE Saving @ 30.9% 11.87 % 11.87 % 80 CCE Saving @ 10.3% 9.04 % 9.04 %

Sr. No. Name 1 2 Mr. Ranjeet Mistry Mrs. Simran R Mistry

Age 39 39

Premium 100000 100000

Total 101545 101545

Maturity 216826 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore M Manyal


A-63/215, Cozi Home, Nargis Dutt Road, Pali Hill, Bandra (W), Mumbai, Pin:400050 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Amit K Manyal(E Ms. Pooja K Manyal Jeevan Vriddhi Age 27 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226171 Yield 8.32 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.30 % 20.6% 10.48 % 10.50 % 30.9% 12.04 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.50 %

Sr. No. Name 1 2 Amit K Manyal(E Ms. Pooja K Manyal

Age 27 24

Premium 100000 100000

Total 101545 101545

Maturity 225789 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hitesh D Majethia


A-602, Green Ash, Behind Willow Tower, Vasant Garden,swapna Nagari, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Hitesh D Majethia Mrs. Jayshree H Majethiya Kum. Nidhi H Majethiya Mast Raj H Majethiya Jeevan Vriddhi Age 47 44 21 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 206379 226466 227851 Yield 6.82 % 7.35 % 8.35 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 9.31 % 9.39 % 20.6% 8.59 % 9.26 % 10.52 % 10.60 % 30.9% 9.87 % 10.64 % 12.08 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.35 % 8.35 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 10.84 % 10.90 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 12.35 % 12.42 % 80 CCE Saving @ 10.3% 7.97 % 8.50 % 9.52 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Hitesh D Majethia Mrs. Jayshree H Majethiya Kum. Nidhi H Majethiya Mast Raj H Majethiya

Age 47 44 21 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 206379 226466 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishor D Mundakel


A/28,Mulund Darshan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Kishore Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kishor D Mundakel Mrs. Poonam K Mundakel Jeevan Vriddhi Age 43 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 223291 Yield 7.49 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.14 % 20.6% 9.43 % 10.33 % 30.9% 10.84 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.68 % 80 CCE Saving @ 30.9% 11.46 % 12.20 % 80 CCE Saving @ 10.3% 8.64 % 9.36 %

Sr. No. Name 1 2 Mr. Kishor D Mundakel Mrs. Poonam K Mundakel

Age 43 33

Premium 100000 100000

Total 101545 101545

Maturity 209027 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. V.M.Mehta

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. V.M.Mehta Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. V.M.Mehta

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanmukh G Manwani


Plot No.729-730, Shree Krishana Cottage, Behind Gujrati School, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Sarika S Manwani Ms. Sapna S Manwani Mast Rahul S Manwani Jeevan Vriddhi Age 32 30 22 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 224983 226356 Yield 8.23 % 8.28 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.23 % 9.31 % 20.6% 10.37 % 10.43 % 10.52 % 30.9% 11.91 % 11.98 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.28 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.76 % 10.83 % 80 CCE Saving @ 30.9% 12.23 % 12.28 % 12.35 % 80 CCE Saving @ 10.3% 9.39 % 9.44 % 9.51 %

Sr. No. Name 1 2 3 Ms. Sarika S Manwani Ms. Sapna S Manwani Mast Rahul S Manwani

Age 32 30 22

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 224983 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh M Mulchandani


Guru Kripa Cottage, Block No-164, Rn -8, Ground Floor, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Suresh M Mulchandani Mrs. Varsha S Mulchandani Mast Hitesh S Mulchandani Mast Ram S Mulchandani Jeevan Vriddhi Age 44 42 20 18 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 211350 226594 226918 Yield 7.35 % 7.61 % 8.36 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.48 % 9.32 % 9.33 % 20.6% 9.26 % 9.58 % 10.53 % 10.54 % 30.9% 10.64 % 11.01 % 12.10 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 7.61 % 8.36 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.07 % 10.84 % 10.86 % 80 CCE Saving @ 30.9% 11.32 % 11.58 % 12.36 % 12.38 % 80 CCE Saving @ 10.3% 8.50 % 8.76 % 9.52 % 9.54 %

Sr. No. Name 1 2 3 4 Mr. Suresh M Mulchandani Mrs. Varsha S Mulchandani Mast Hitesh S Mulchandani Mast Ram S Mulchandani

Age 44 42 20 18

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 211350 226594 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vasantrao Mohite


401,Milan Aprtment, 4 Th Floor, Shantinagar,Road No:27, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Vijaya V Mohite Ms. Smita V Mohite Jeevan Vriddhi Age 50 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 225945 Yield 6.09 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.29 % 20.6% 7.67 % 10.49 % 30.9% 8.81 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.81 % 80 CCE Saving @ 30.9% 10.01 % 12.33 % 80 CCE Saving @ 10.3% 7.23 % 9.49 %

Sr. No. Name 1 2 Mrs. Vijaya V Mohite Ms. Smita V Mohite

Age 50 26

Premium 100000 100000

Total 101545 101545

Maturity 183344 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Parmanand Mansinghani


C/o flat no 7 ,Shiv Kripa, Malbar hill road, Mulund(W), Mumbbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Reema P Mansighani Ms. Natasha P Mansinghani Jeevan Vriddhi Age 46 17 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 200064 227115 Yield 7.02 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.34 % 20.6% 8.84 % 10.55 % 30.9% 10.16 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.02 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.87 % 80 CCE Saving @ 30.9% 10.97 % 12.39 % 80 CCE Saving @ 10.3% 8.17 % 9.55 %

Sr. No. Name 1 2 Mrs. Reema P Mansighani Ms. Natasha P Mansinghani

Age 46 17

Premium 100000 100000

Total 101545 101545

Maturity 200064 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh Manghnani


B-4/15,KamleshCoOP Soc, Kopri Colony, Thane (E), Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Vidhi D Manghnani Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Ms. Vidhi D Manghnani

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash V Makhijani


B-10,201,Veena Sadan, Veena Nagar, Lbs Marg, Mulund West,Mumbai, Pin:40080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Prakash V Makhijani Mrs. Jaya P Makhijani Ms. Jharna P Makhijani Jeevan Vriddhi Age 50 49 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 188019 226466 Yield 6.09 % 6.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.08 % 9.31 % 20.6% 7.67 % 8.00 % 10.52 % 30.9% 8.81 % 9.19 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 6.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.79 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 10.28 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 7.50 % 9.52 %

Sr. No. Name 1 2 3 Mr. Prakash V Makhijani Mrs. Jaya P Makhijani Ms. Jharna P Makhijani

Age 50 49 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 188019 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rita Mulchandani


504,om Manu Samruti, Near Dongri Pada, Near Dev Darshan, Gohdbunder Road, Thane, Pin:. Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Rita Mulchandani Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mrs. Rita Mulchandani

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Harvinder S Manchanda


Flat No. 62, Kumudini Bldg, 6th Flr, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Dr. Harvinder S Manchanda Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Dr. Harvinder S Manchanda

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nandlal Manchandiya(E


Barrack No.832, R.no.33-34, Opp. Disha Boutique, Section 17, Pin:421003

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 Mr. Sunil N Manchandiya(E Mr. Pradeep N Manchandiya Mr. Anil N Manchandiya Mrs. Harsha S Manchandiya Mast Sagar S Manchandiya Ms. Krishna S Manchandiya Mrs. Kajal A Manchandiya Ms. Muskan A Manchandiya Ms. Khushi A Manchandiya Mr. Sunil Mancundiya(HUF Mrs. Bhakti P Manchandiya Jeevan Vriddhi Age 36 32 38 35 12 10 32 12 10 36 29 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 220661 223963 218268 221652 228517 229334 223963 228517 229334 220661 225325 Yield 8.07 % 8.23 % 7.95 % 8.12 % 8.45 % 8.49 % 8.23 % 8.45 % 8.49 % 8.07 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.18 % 8.86 % 9.05 % 9.42 % 9.46 % 9.18 % 9.42 % 9.46 % 9.00 % 9.25 % 20.6% 10.16 % 10.37 % 10.01 % 10.23 % 10.64 % 10.69 % 10.37 % 10.64 % 10.69 % 10.16 % 10.45 % 30.9% 11.68 % 11.91 % 11.51 % 11.75 % 12.23 % 12.29 % 11.91 % 12.23 % 12.29 % 11.68 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.07 % 8.23 % 7.95 % 8.12 % 8.45 % 8.49 % 8.23 % 8.45 % 8.49 % 8.07 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.71 % 10.43 % 10.60 % 10.94 % 10.98 % 10.71 % 10.94 % 10.98 % 10.55 % 10.78 % 80 CCE Saving @ 30.9% 12.06 % 12.23 % 11.94 % 12.11 % 12.46 % 12.50 % 12.23 % 12.46 % 12.50 % 12.06 % 12.30 % 80 CCE Saving @ 10.3% 9.23 % 9.39 % 9.11 % 9.28 % 9.62 % 9.65 % 9.39 % 9.62 % 9.65 % 9.23 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 Mr. Sunil N Manchandiya(E Mr. Pradeep N Manchandiya Mr. Anil N Manchandiya Mrs. Harsha S Manchandiya Mast Sagar S Manchandiya Ms. Krishna S Manchandiya Mrs. Kajal A Manchandiya Ms. Muskan A Manchandiya Ms. Khushi A Manchandiya Mr. Sunil Mancundiya(HUF Mrs. Bhakti P Manchandiya

Age 36 32 38 35 12 10 32 12 10 36 29

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 220661 223963 218268 221652 228517 229334 223963 228517 229334 220661 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Dina D Maini


Bldg No.2/A. Flat No.6, Vaishali Nagar, B.R.Road, Mulund West,Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Dina D Maini Mr. Vishal Haresh Chedda Ms. Payal M Vichare Mrs. Sonal M Vichare Jeevan Vriddhi Age 49 33 31 27 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 223291 224531 225789 Yield 6.35 % 8.20 % 8.26 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.14 % 9.21 % 9.28 % 20.6% 8.00 % 10.33 % 10.40 % 10.48 % 30.9% 9.19 % 11.87 % 11.95 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.20 % 8.26 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.68 % 10.74 % 10.80 % 80 CCE Saving @ 30.9% 10.28 % 12.20 % 12.26 % 12.32 % 80 CCE Saving @ 10.3% 7.50 % 9.36 % 9.42 % 9.48 %

Sr. No. Name 1 2 3 4 Mrs. Dina D Maini Mr. Vishal Haresh Chedda Ms. Payal M Vichare Mrs. Sonal M Vichare

Age 49 33 31 27

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 223291 224531 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pitamberdas Mamtani


127-128,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Neelam P Mamtani Mrs. Bharti R. Hingorani Mr. Lalit P Mamtani Ms. Geeta P Mamtani Jeevan Vriddhi Age 50 34 31 28 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 222526 224531 225592 Yield 6.09 % 8.16 % 8.26 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.10 % 9.21 % 9.26 % 20.6% 7.67 % 10.28 % 10.40 % 10.47 % 30.9% 8.81 % 11.81 % 11.95 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 8.16 % 8.26 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.64 % 10.74 % 10.79 % 80 CCE Saving @ 30.9% 10.01 % 12.16 % 12.26 % 12.31 % 80 CCE Saving @ 10.3% 7.23 % 9.32 % 9.42 % 9.47 %

Sr. No. Name 1 2 3 4 Mrs. Neelam P Mamtani Mrs. Bharti R. Hingorani Mr. Lalit P Mamtani Ms. Geeta P Mamtani

Age 50 34 31 28

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 222526 224531 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arjan G Mulani


Apoorva Apartment, Flat No:6, A/12, L.B.S Marg, Mulund West, Mumbai, Pin:400080 Radha Soami Arjan Mama, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hitesh A Mulani Mr. Deepak A Mulani Jeevan Vriddhi Age 24 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226171 225945 Yield 8.34 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.29 % 20.6% 10.50 % 10.49 % 30.9% 12.07 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.34 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.81 % 80 CCE Saving @ 30.9% 12.34 % 12.33 % 80 CCE Saving @ 10.3% 9.50 % 9.49 %

Sr. No. Name 1 2 Mr. Hitesh A Mulani Mr. Deepak A Mulani

Age 24 26

Premium 100000 100000

Total 101545 101545

Maturity 226171 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Neba Nakul Manna


Block No.352,Room NO.8, Sonar Gali, Siruchowk, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Neba Nakul Manna Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Neba Nakul Manna

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nandlal Magnani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nandlal Magnani Mr. Niraj N Magnani Jeevan Vriddhi Age 29 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225325 Yield 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.25 % 20.6% 10.45 % 10.45 % 30.9% 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.78 % 80 CCE Saving @ 30.9% 12.30 % 12.30 % 80 CCE Saving @ 10.3% 9.46 % 9.46 %

Sr. No. Name 1 2 Mr. Nandlal Magnani Mr. Niraj N Magnani

Age 29 29

Premium 100000 100000

Total 101545 101545

Maturity 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gopal T Makhija


92/6,Agra Road, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Babuji Gopal Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Rekha T Makhija Mast Chirag G Makhija Jeevan Vriddhi Age 38 11 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 218268 228917 Yield 7.95 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.44 % 20.6% 10.01 % 10.67 % 30.9% 11.51 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.95 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.96 % 80 CCE Saving @ 30.9% 11.94 % 12.48 % 80 CCE Saving @ 10.3% 9.11 % 9.63 %

Sr. No. Name 1 2 Ms. Rekha T Makhija Mast Chirag G Makhija

Age 38 11

Premium 100000 100000

Total 101545 101545

Maturity 218268 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Honny S Manchanda


8/136, Neo Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Honny S Manchanda Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Ms. Honny S Manchanda

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajnikant T Manek


100/6 Agra Road, Opp Jhonson Garden, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Raju Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rohit R Manek Mr. Ritesh R Manek Mrs. Soniya R Manek Jeevan Vriddhi Age 33 38 36 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 218268 220661 Yield 8.20 % 7.95 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 8.86 % 9.00 % 20.6% 10.33 % 10.01 % 10.16 % 30.9% 11.87 % 11.51 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 7.95 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.43 % 10.55 % 80 CCE Saving @ 30.9% 12.20 % 11.94 % 12.06 % 80 CCE Saving @ 10.3% 9.36 % 9.11 % 9.23 %

Sr. No. Name 1 2 3 Mr. Rohit R Manek Mr. Ritesh R Manek Mrs. Soniya R Manek

Age 33 38 36

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 218268 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Charanjeet Singh


56-2, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Charanjeet Singh Mrs. Kamaljeet Kaur Mast Ajaysingh C Matharo Ms. Jasneel Kaur Matharo Jeevan Vriddhi Age 46 46 21 19 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 200064 200064 226466 226744 Yield 7.02 % 7.02 % 8.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.83 % 9.31 % 9.32 % 20.6% 8.84 % 8.84 % 10.52 % 10.53 % 30.9% 10.16 % 10.16 % 12.08 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.02 % 7.02 % 8.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.47 % 10.84 % 10.85 % 80 CCE Saving @ 30.9% 10.97 % 10.97 % 12.35 % 12.37 % 80 CCE Saving @ 10.3% 8.17 % 8.17 % 9.52 % 9.53 %

Sr. No. Name 1 2 3 4 Mr. Charanjeet Singh Mrs. Kamaljeet Kaur Mast Ajaysingh C Matharo Ms. Jasneel Kaur Matharo

Age 46 46 21 19

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 200064 200064 226466 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil S Magnani


D-413.414, Lok Angan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sunil S Magnani Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Sunil S Magnani

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Anjali P Mete


Veera Villa Chs R.no.1, Shiv Darshan Path, Sai Vihar, Bhandup Mumbai, Pin:400078 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Anjali P Mete Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mrs. Anjali P Mete

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh H Mehta


405,Chakreshwari Apmt, Sarvodaya Nagar, Parshwanth Nagar,Mulund, Nahur Village, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Jayesh H Mehta Mrs. Nila J Mehta Jeevan Vriddhi Age 47 45 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 203396 Yield 6.82 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.02 % 20.6% 8.59 % 9.06 % 30.9% 9.87 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.65 % 80 CCE Saving @ 30.9% 10.76 % 11.15 % 80 CCE Saving @ 10.3% 7.97 % 8.35 %

Sr. No. Name 1 2 Mr. Jayesh H Mehta Mrs. Nila J Mehta

Age 47 45

Premium 100000 100000

Total 101545 101545

Maturity 196379 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhanesh H Mehta


608, Neminath, D-9, Sarvodaya Nagar, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dhanesh H Mehta Mast Vaibhav D Mehta Jeevan Vriddhi Age 49 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 226466 Yield 6.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.31 % 20.6% 8.00 % 10.52 % 30.9% 9.19 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.84 % 80 CCE Saving @ 30.9% 10.28 % 12.35 % 80 CCE Saving @ 10.3% 7.50 % 9.52 %

Sr. No. Name 1 2 Mr. Dhanesh H Mehta Mast Vaibhav D Mehta

Age 49 21

Premium 100000 100000

Total 101545 101545

Maturity 188019 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh Mehta


A-18, Mahavir Apartment, Near Kanta Apts, Pant Nagar, Mumbai, Pin:400075 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Naresh Mehta Ms. Maitri Naresh Mehta Jeevan Vriddhi Age 49 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 226466 Yield 6.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.31 % 20.6% 8.00 % 10.52 % 30.9% 9.19 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.84 % 80 CCE Saving @ 30.9% 10.28 % 12.35 % 80 CCE Saving @ 10.3% 7.50 % 9.52 %

Sr. No. Name 1 2 Mr. Naresh Mehta Ms. Maitri Naresh Mehta

Age 49 21

Premium 100000 100000

Total 101545 101545

Maturity 188019 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilesh H Mehta


405, Chakreshwar Apart., Sarvodaya Nagar, Parshwanth Nagar, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nilesh H Mehta Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Nilesh H Mehta

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kantabai B. Madhwani


Vasnt-Kunj, Neral Matheran, Taluka Karjat, District Raigad., Pin:410101 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayesh B. Madhwani Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Jayesh B. Madhwani

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlelsh Mandhayan


Shop No. 17, Veena Nagar, LBS Marg,Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamlelsh Mandhayan Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Kamlelsh Mandhayan

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Kajol Motwani


Clinic: Block C-7, Room:26, Near Bhojwani Tower, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Dr. Kajol Motwani Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Dr. Kajol Motwani

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh N Manek


701, Balkrishna Apt., Balrajeshwar Road, Mulund (west), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jay M. Manek Kum. Priyanka M. Manek Kr. Khushal M. Manek Jeevan Vriddhi Age 27 23 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225789 226263 226744 Yield 8.32 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.30 % 9.32 % 20.6% 10.48 % 10.50 % 10.53 % 30.9% 12.04 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.32 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.83 % 10.85 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 12.37 % 80 CCE Saving @ 10.3% 9.48 % 9.51 % 9.53 %

Sr. No. Name 1 2 3 Mr. Jay M. Manek Kum. Priyanka M. Manek Kr. Khushal M. Manek

Age 27 23 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225789 226263 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Renu R Mansukhani


C/o.S.N.Hiranandani, 53-1, Hindustan Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Renu R Mansukhani Mr Ravi Mansukhani Ms. Rhea Ravi Mansukhani Jeevan Vriddhi Age 46 47 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 196379 227851 Yield 7.02 % 6.82 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.60 % 9.39 % 20.6% 8.84 % 8.59 % 10.60 % 30.9% 10.16 % 9.87 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 6.82 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.27 % 10.90 % 80 CCE Saving @ 30.9% 10.97 % 10.76 % 12.42 % 80 CCE Saving @ 10.3% 8.17 % 7.97 % 9.58 %

Sr. No. Name 1 2 3 Mrs. Renu R Mansukhani Mr Ravi Mansukhani Ms. Rhea Ravi Mansukhani

Age 46 47 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 196379 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Upendra K Menon


233/234, Runwal Towers, Runwal Shopping Complex, 2nd Floor, L.B.S Marg, Mulund(west),Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Swapna U Menon Kum. Shipa U Menon Jeevan Vriddhi Age 32 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225789 Yield 8.23 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.28 % 20.6% 10.37 % 10.48 % 30.9% 11.91 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.80 % 80 CCE Saving @ 30.9% 12.23 % 12.32 % 80 CCE Saving @ 10.3% 9.39 % 9.48 %

Sr. No. Name 1 2 Ms. Swapna U Menon Kum. Shipa U Menon

Age 32 27

Premium 100000 100000

Total 101545 101545

Maturity 223963 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pankaj Mota

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Pankaj Mota Mrs. Dipika Mota Mast Vishal P Mota Ms. Vishakhe P Mota Jeevan Vriddhi Age 45 43 15 20 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 209027 227584 226594 Yield 7.19 % 7.49 % 8.40 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.35 % 9.36 % 9.32 % 20.6% 9.06 % 9.43 % 10.58 % 10.53 % 30.9% 10.41 % 10.84 % 12.16 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.49 % 8.40 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.95 % 10.89 % 10.84 % 80 CCE Saving @ 30.9% 11.15 % 11.46 % 12.41 % 12.36 % 80 CCE Saving @ 10.3% 8.35 % 8.64 % 9.57 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Pankaj Mota Mrs. Dipika Mota Mast Vishal P Mota Ms. Vishakhe P Mota

Age 45 43 15 20

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 209027 227584 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kantabai B. Madhwani


Vasnt-Kunj, Neral Matheran, Taluka Karjat, District Raigad., Pin:410101 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayesh B. Madhwani Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Jayesh B. Madhwani

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Natraj S Mudaliar


Flat No:402, 4th Floor, Rudhra Sagar, M.P.Road, Gavanpada, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Natraj S Mudaliar Mrs. Sumati N. Mudaliar Kum. Kiriti N. Mudaliar Jeevan Vriddhi Age 47 40 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 215191 227851 Yield 6.82 % 7.80 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.70 % 9.39 % 20.6% 8.59 % 9.82 % 10.60 % 30.9% 9.87 % 11.29 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 7.80 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.27 % 10.90 % 80 CCE Saving @ 30.9% 10.76 % 11.78 % 12.42 % 80 CCE Saving @ 10.3% 7.97 % 8.96 % 9.58 %

Sr. No. Name 1 2 3 Mr. Natraj S Mudaliar Mrs. Sumati N. Mudaliar Kum. Kiriti N. Mudaliar

Age 47 40 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 215191 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak D Mathe


19/6, Powai Chowk, Opp Panchratan Mandir, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Deepak D Mathe Mr. Dinesh R Mukhi Jeevan Vriddhi Age 33 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 216826 Yield 8.20 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 8.78 % 20.6% 10.33 % 9.92 % 30.9% 11.87 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.36 % 80 CCE Saving @ 30.9% 12.20 % 11.87 % 80 CCE Saving @ 10.3% 9.36 % 9.04 %

Sr. No. Name 1 2 Mr. Deepak D Mathe Mr. Dinesh R Mukhi

Age 33 39

Premium 100000 100000

Total 101545 101545

Maturity 223291 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rosy J Walia


Complexion Beauty Parlour, 66/5, Malabar Hill Road, Mulund Colony, Mulund West, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Rosy J Walia Mast Akal Manchanda Ms Riya Rana Ms. Sushma Jaiswal Jeevan Vriddhi Age 47 22 40 35 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 226356 215191 221652 Yield 6.82 % 8.35 % 7.80 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.31 % 8.70 % 9.05 % 20.6% 8.59 % 10.52 % 9.82 % 10.23 % 30.9% 9.87 % 12.08 % 11.29 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 8.35 % 7.80 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.83 % 10.27 % 10.60 % 80 CCE Saving @ 30.9% 10.76 % 12.35 % 11.78 % 12.11 % 80 CCE Saving @ 10.3% 7.97 % 9.51 % 8.96 % 9.28 %

Sr. No. Name 1 2 3 4 Mrs. Rosy J Walia Mast Akal Manchanda Ms Riya Rana Ms. Sushma Jaiswal

Age 47 22 40 35

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 226356 215191 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kapil D Mehra


122/123, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Kapil D Mehra Mrs. Shalley K. Mehra Mast Rishabh K. Mehra Kum. Prachi K. Mehra Mr. Gautam D. Mehra Jeevan Vriddhi Age 42 39 14 11 37 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 211350 216826 227851 228917 219537 Yield 7.61 % 7.88 % 8.42 % 8.47 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.78 % 9.39 % 9.44 % 8.94 % 20.6% 9.58 % 9.92 % 10.60 % 10.67 % 10.10 % 30.9% 11.01 % 11.40 % 12.19 % 12.26 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.61 % 7.88 % 8.42 % 8.47 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.36 % 10.90 % 10.96 % 10.49 % 80 CCE Saving @ 30.9% 11.58 % 11.87 % 12.42 % 12.48 % 12.01 % 80 CCE Saving @ 10.3% 8.76 % 9.04 % 9.58 % 9.63 % 9.18 %

Sr. No. Name 1 2 3 4 5 Mr. Kapil D Mehra Mrs. Shalley K. Mehra Mast Rishabh K. Mehra Kum. Prachi K. Mehra Mr. Gautam D. Mehra

Age 42 39 14 11 37

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 211350 216826 227851 228917 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Santosh Monde


Room No: 114, Vishwa Shanti, Sahakar Nagar, S.N.Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Santosh Monde Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Santosh Monde

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Satpal G Mokha


Flat No. C-8,2nd Flr, Sumati Dham, L.B.S. Marag, Mulund-(W),Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Satpal G Mokha Mrs. Reena Satpal. Mokha Kum. Sushmeet S. Mokha Jeevan Vriddhi Age 48 41 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 213378 228917 Yield 6.60 % 7.71 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.60 % 9.44 % 20.6% 8.31 % 9.71 % 10.67 % 30.9% 9.55 % 11.16 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.71 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.18 % 10.96 % 80 CCE Saving @ 30.9% 10.54 % 11.69 % 12.48 % 80 CCE Saving @ 10.3% 7.74 % 8.87 % 9.63 %

Sr. No. Name 1 2 3 Mr. Satpal G Mokha Mrs. Reena Satpal. Mokha Kum. Sushmeet S. Mokha

Age 48 41 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 213378 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Khushboo Mansinghani


Flat No.8,shiv Kripa, Malabar Hill, Mulund Colony, Mulund W,, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Khushboo Mansinghani Ms. Heena J Mansinhani Mast Mohit J Mansinghani Jeevan Vriddhi Age 47 19 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 226744 226918 Yield 6.82 % 8.36 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.32 % 9.33 % 20.6% 8.59 % 10.53 % 10.54 % 30.9% 9.87 % 12.10 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.36 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.85 % 10.86 % 80 CCE Saving @ 30.9% 10.76 % 12.37 % 12.38 % 80 CCE Saving @ 10.3% 7.97 % 9.53 % 9.54 %

Sr. No. Name 1 2 3 Mrs. Khushboo Mansinghani Ms. Heena J Mansinhani Mast Mohit J Mansinghani

Age 47 19 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 226744 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Priti B Mansinghani


Flat No.7, Shiv Kripa, Malbar Hill Road, Mulund Colony,Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Kum. Girish B Mansinghani Mr. Bhavesh B Mansinghani Mrs. Prachi G Mansinghani Mr Lap Girish Jeevan Vriddhi Age 30 27 27 30 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 224983 225789 225789 224983 Yield 8.28 % 8.32 % 8.32 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 9.28 % 9.23 % 20.6% 10.43 % 10.48 % 10.48 % 10.43 % 30.9% 11.98 % 12.04 % 12.04 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.28 % 8.32 % 8.32 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 10.80 % 10.76 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 12.32 % 12.28 % 80 CCE Saving @ 10.3% 9.44 % 9.48 % 9.48 % 9.44 %

Sr. No. Name 1 2 3 4 Kum. Girish B Mansinghani Mr. Bhavesh B Mansinghani Mrs. Prachi G Mansinghani Mr Lap Girish

Age 30 27 27 30

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 224983 225789 225789 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raman V Mehra


603, Santa Rose, Yogi Hills, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sahil R Mehra Mrs. Suchita S Mehra Mr. Ankit R Mehra Jeevan Vriddhi Age 36 31 34 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 224531 222526 Yield 8.07 % 8.26 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.21 % 9.10 % 20.6% 10.16 % 10.40 % 10.28 % 30.9% 11.68 % 11.95 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.26 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.74 % 10.64 % 80 CCE Saving @ 30.9% 12.06 % 12.26 % 12.16 % 80 CCE Saving @ 10.3% 9.23 % 9.42 % 9.32 %

Sr. No. Name 1 2 3 Mr. Sahil R Mehra Mrs. Suchita S Mehra Mr. Ankit R Mehra

Age 36 31 34

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 224531 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arvind L Mange


302, Ompriyanka Bldg., Sharnobat Prataprao Gujar Marg, Bhnd Sargam Bldg, Neelam Ngr,phase-1, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Asha A Mange Ms. Shilpa A Mange Ms. Sneha A Mange Jeevan Vriddhi Age 27 25 23 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225789 226066 226263 Yield 8.32 % 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.29 % 9.30 % 20.6% 10.48 % 10.49 % 10.50 % 30.9% 12.04 % 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.32 % 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 10.83 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.50 % 9.51 %

Sr. No. Name 1 2 3 Ms. Asha A Mange Ms. Shilpa A Mange Ms. Sneha A Mange

Age 27 25 23

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225789 226066 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil M Mulchandani


Gurukripa Cottage, Block 164, R.N. 8, Ulhasnagar-1, Pin:421001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Anil M Mulchandani Mrs. Mamata A Mulchandani Ms. Heena A Mulchandani Mr. Suresh M Mulchandani Jeevan Vriddhi Age 41 37 18 44 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 219537 226918 206379 Yield 7.71 % 8.02 % 8.37 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.94 % 9.33 % 8.19 % 20.6% 9.71 % 10.10 % 10.54 % 9.26 % 30.9% 11.16 % 11.61 % 12.11 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 8.02 % 8.37 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.49 % 10.86 % 9.81 % 80 CCE Saving @ 30.9% 11.69 % 12.01 % 12.38 % 11.32 % 80 CCE Saving @ 10.3% 8.87 % 9.18 % 9.54 % 8.50 %

Sr. No. Name 1 2 3 4 Mr. Anil M Mulchandani Mrs. Mamata A Mulchandani Ms. Heena A Mulchandani Mr. Suresh M Mulchandani

Age 41 37 18 44

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 219537 226918 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dheeraj P Mulrajani


Flat No.2/3, Kesabai Apartment, Nr. 24-C School, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Dheeraj P Mulrajani Ms. Taniya D Mulrajani Mrs. Shakshi D Mulrajani Mrs. Chandni D Mulchandan Jeevan Vriddhi Age 35 8 37 32 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 221652 229966 219537 223963 Yield 8.12 % 8.52 % 8.02 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.50 % 8.94 % 9.18 % 20.6% 10.23 % 10.73 % 10.10 % 10.37 % 30.9% 11.75 % 12.33 % 11.61 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.12 % 8.52 % 8.02 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 11.01 % 10.49 % 10.71 % 80 CCE Saving @ 30.9% 12.11 % 12.53 % 12.01 % 12.23 % 80 CCE Saving @ 10.3% 9.28 % 9.68 % 9.18 % 9.39 %

Sr. No. Name 1 2 3 4 Mr. Dheeraj P Mulrajani Ms. Taniya D Mulrajani Mrs. Shakshi D Mulrajani Mrs. Chandni D Mulchandan

Age 35 8 37 32

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 221652 229966 219537 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh L Mulchandani


701, Amit Towers, New telephone exchange rd, Gol maidan, Ulhasnager, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ramesh L Mulchandani Mrs. Sonia R Mulchandani Ms. Karina R Mulchandani Jeevan Vriddhi Age 47 42 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 211350 228147 Yield 6.82 % 7.61 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.48 % 9.40 % 20.6% 8.59 % 9.58 % 10.62 % 30.9% 9.87 % 11.01 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 7.61 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.07 % 10.92 % 80 CCE Saving @ 30.9% 10.76 % 11.58 % 12.44 % 80 CCE Saving @ 10.3% 7.97 % 8.76 % 9.60 %

Sr. No. Name 1 2 3 Mr. Ramesh L Mulchandani Mrs. Sonia R Mulchandani Ms. Karina R Mulchandani

Age 47 42 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 211350 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. S. Mahalingam
B/8, Chaitanya Sheel Chs, Thakurwadi X Road, Dombivli West, Dist Thane, Pin:401202 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. S. Mahalingam Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. S. Mahalingam

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore R Motwani


5/123,shree Niwara Chs, Near Trimurty, MHB Colony, Opp Everad Nagar, Sion Chunabhati E,, Mumbai, Pin:400022 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Dimple K Motwani Ms. Poonam K Motwani Jeevan Vriddhi Age 30 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 225789 Yield 8.28 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 20.6% 10.43 % 10.48 % 30.9% 11.98 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.48 %

Sr. No. Name 1 2 Ms. Dimple K Motwani Ms. Poonam K Motwani

Age 30 27

Premium 100000 100000

Total 101545 101545

Maturity 224983 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip H Mehta


D-402,Mount Classic II, Yogi Hills Off B R Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Amit D Mehta Ms. Pooja A Mehta Jeevan Vriddhi Age 32 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 224983 Yield 8.23 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.23 % 20.6% 10.37 % 10.43 % 30.9% 11.91 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.76 % 80 CCE Saving @ 30.9% 12.23 % 12.28 % 80 CCE Saving @ 10.3% 9.39 % 9.44 %

Sr. No. Name 1 2 Mr. Amit D Mehta Ms. Pooja A Mehta

Age 32 30

Premium 100000 100000

Total 101545 101545

Maturity 223963 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Tanuja B Mahadik


49, 4th Flr, Varun Mahal Apartment, Kishan Nagar No. 3, Thane, Pin:400406 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Tanuja B Mahadik Mr. Sagar B Mahadik Jeevan Vriddhi Age 28 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226066 Yield 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.29 % 20.6% 10.47 % 10.49 % 30.9% 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.82 % 80 CCE Saving @ 30.9% 12.31 % 12.34 % 80 CCE Saving @ 10.3% 9.47 % 9.50 %

Sr. No. Name 1 2 Ms. Tanuja B Mahadik Mr. Sagar B Mahadik

Age 28 25

Premium 100000 100000

Total 101545 101545

Maturity 225592 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoharlal R Motwani


E/12 A/13, Mira Mansion , Plot-29-B,sion Circle, Sion (west), Mumbai, Pin:400022 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 Mr. Prakash M Motwani Mrs. Jhanvi P Motwani Mr. Sahil P Motwani Mrs. Meena R Punjabi Mast Divesh R Punjabi Ms. Nidhi R Punjabi Mr. Sanjay M Motwani Mrs. Anchal S Motwani Mr. Suraj M Motwani Mr. Prakash Mrs. Kashish Suraj Motwani Jeevan Vriddhi Age 45 41 12 44 16 9 40 37 34 42 29 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 203396 213378 228517 206379 227336 229966 215191 219537 222526 211350 225325 Yield 7.19 % 7.71 % 8.45 % 7.35 % 8.39 % 8.52 % 7.80 % 8.02 % 8.16 % 7.61 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.60 % 9.42 % 8.19 % 9.35 % 9.50 % 8.70 % 8.94 % 9.10 % 8.48 % 9.25 % 20.6% 9.06 % 9.71 % 10.64 % 9.26 % 10.57 % 10.73 % 9.82 % 10.10 % 10.28 % 9.58 % 10.45 % 30.9% 10.41 % 11.16 % 12.23 % 10.64 % 12.14 % 12.33 % 11.29 % 11.61 % 11.81 % 11.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 7.71 % 8.45 % 7.35 % 8.39 % 8.52 % 7.80 % 8.02 % 8.16 % 7.61 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.18 % 10.94 % 9.81 % 10.88 % 11.01 % 10.27 % 10.49 % 10.64 % 10.07 % 10.78 % 80 CCE Saving @ 30.9% 11.15 % 11.69 % 12.46 % 11.32 % 12.40 % 12.53 % 11.78 % 12.01 % 12.16 % 11.58 % 12.30 % 80 CCE Saving @ 10.3% 8.35 % 8.87 % 9.62 % 8.50 % 9.56 % 9.68 % 8.96 % 9.18 % 9.32 % 8.76 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 Mr. Prakash M Motwani Mrs. Jhanvi P Motwani Mr. Sahil P Motwani Mrs. Meena R Punjabi Mast Divesh R Punjabi Ms. Nidhi R Punjabi Mr. Sanjay M Motwani Mrs. Anchal S Motwani Mr. Suraj M Motwani Mr. Prakash Mrs. Kashish Suraj Motwani

Age 45 41 12 44 16 9 40 37 34 42 29

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 203396 213378 228517 206379 227336 229966 215191 219537 222526 211350 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nikhil R Mandani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nikhil R Mandani Jeevan Vriddhi Age 25 Premium 100000 S.Tax 1545 Total 101545 Maturity 226066 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mr. Nikhil R Mandani

Age 25

Premium 100000

Total 101545

Maturity 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sushil S Marathe


14/304, Himgiri, Siddhachal Complex, Near Vasant Vihar, Pokharan Rd. 2, Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sushil S Marathe Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Sushil S Marathe

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil G Menghani


91A, Panchratan, Flat No.17,5th Floor, Prop. Almeda Rd, Bandra-west, Pin:400050 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Anil G Menghani Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Anil G Menghani

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh G Meghani


91A,Panchratan, Flat No.17, 5th Floor, Prop. Almeda Road, Bandra West., Pin:400050 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Naresh G Meghani Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Naresh G Meghani

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash G Menghani


91A, Panchratan, Flat No.17, 5th Floor, Prop. Almeda Road, Bandra West., Pin:400050 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash G Menghani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Prakash G Menghani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjaykumar Mishra


United Octroi Company, Janta Vikas Nagar, Mulund CheckNaka, Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sanjaykumar Mishra Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Sanjaykumar Mishra

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narain H Mehra


Brk 638, R.no.4, Section 20, Ulhasnagar, Pin:421003

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Narain H Mehra Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Narain H Mehra

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mehta Nirav Mahendra


83/3, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mehta Nirav Mahendra Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Mehta Nirav Mahendra

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil S Mukhi


12/a, Gopal Society, 10 Doulat Nagar, Borivli East, Mumbai, Pin:400066 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sunil S Mukhi Mrs. Lata S Mukhi Mast Dhanush S Mukhi Jeevan Vriddhi Age 48 41 16 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 213378 227336 Yield 6.60 % 7.71 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.60 % 9.35 % 20.6% 8.31 % 9.71 % 10.57 % 30.9% 9.55 % 11.16 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.71 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.18 % 10.88 % 80 CCE Saving @ 30.9% 10.54 % 11.69 % 12.40 % 80 CCE Saving @ 10.3% 7.74 % 8.87 % 9.56 %

Sr. No. Name 1 2 3 Mr. Sunil S Mukhi Mrs. Lata S Mukhi Mast Dhanush S Mukhi

Age 48 41 16

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 213378 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Khusha R Morani


13/B, Old Barrack, Opp.Jaibhawani Marg, Mulund Colony, Mulund (W0, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Khusha R Morani Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Khusha R Morani

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravi Mahduram Yadav


Jai Shanker Nager, Balkarn Pal Ki Chowl, R No-1, Chawl No-2,Tulsi Pada, Gamdevi Road,Bhandup, Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Shri Ravi Mahduram Yadav Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Shri Ravi Mahduram Yadav

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jethanand Mansinghani


83/8, Satnam,2 Nd Floor, 29th Road, Bandra (W), Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rojan Veluthakkal Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Rojan Veluthakkal

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prasad Mathkar


A-403, Sneha Bandan, Eastern Express Highway, Opp. Apna Bazar, Mhada, Mulund(E), Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Geeta P Mathkar Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mrs. Geeta P Mathkar

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash S Munjwani


20/7, Gravenhu Rst, Drive, Varginia Beach, Va 23464, U.S.A.

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Prakash S Munjwani Mr. Raja S Munjwani Mrs. Namrata P Munjwani Jeevan Vriddhi Age 40 43 40 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 209027 215191 Yield 7.80 % 7.49 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.35 % 8.70 % 20.6% 9.82 % 9.43 % 9.82 % 30.9% 11.29 % 10.84 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 7.49 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 9.95 % 10.27 % 80 CCE Saving @ 30.9% 11.78 % 11.46 % 11.78 % 80 CCE Saving @ 10.3% 8.96 % 8.64 % 8.96 %

Sr. No. Name 1 2 3 Mr. Prakash S Munjwani Mr. Raja S Munjwani Mrs. Namrata P Munjwani

Age 40 43 40

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 209027 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Reena G Mehta


B/6, Room No-9, Ganesh Nagar, Agra Road, Behind Chikle Bar, Kalyan (W), Pin:421301 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Reena G Mehta Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Ms. Reena G Mehta

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishwanath S Maske


Hanuman Pada, Behind Municipal School, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Ms. Shobha V Maske Ms. Savita V Maske Kum. Anil V Maske Mr. Sunil V Maske Jeevan Vriddhi Age 31 28 25 32 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 224531 225592 226066 223963 Yield 8.26 % 8.31 % 8.33 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.26 % 9.29 % 9.18 % 20.6% 10.40 % 10.47 % 10.49 % 10.37 % 30.9% 11.95 % 12.03 % 12.05 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.26 % 8.31 % 8.33 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.79 % 10.82 % 10.71 % 80 CCE Saving @ 30.9% 12.26 % 12.31 % 12.34 % 12.23 % 80 CCE Saving @ 10.3% 9.42 % 9.47 % 9.50 % 9.39 %

Sr. No. Name 1 2 3 4 Ms. Shobha V Maske Ms. Savita V Maske Kum. Anil V Maske Mr. Sunil V Maske

Age 31 28 25 32

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 224531 225592 226066 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kanayalal T Mahbubani


9/5, New Shashtri Nagar, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manoj K Mehbubani Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Manoj K Mehbubani

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal D Manik


Novartis Health Care, Sandoz House, Dr.Annie Basant Road, Worli, Mumbai, Pin:400018 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamal D Manik Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Kamal D Manik

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhavik Mehta


B-801, Murar Ashish, Sahid Mangal Panday Road, Off EEH Road, Nr Royal, Challange Hotel Thane(W), Pin:Thane Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Bhavik Mehta Mrs. Nayna B Gala Mrs. Shailee Mehta Jeevan Vriddhi Age 48 46 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 200064 226466 Yield 6.60 % 7.02 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.83 % 9.31 % 20.6% 8.31 % 8.84 % 10.52 % 30.9% 9.55 % 10.16 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.02 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.47 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 10.97 % 12.35 % 80 CCE Saving @ 10.3% 7.74 % 8.17 % 9.52 %

Sr. No. Name 1 2 3 Mr. Bhavik Mehta Mrs. Nayna B Gala Mrs. Shailee Mehta

Age 48 46 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 200064 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal Motwani


Dubai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kamal Motwani Mrs. Gola/sonia K Motwani Mast Vishal K Motwani Mast Viren K Motwani Jeevan Vriddhi Age 43 41 17 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 213378 227115 227851 Yield 7.49 % 7.71 % 8.38 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.60 % 9.34 % 9.39 % 20.6% 9.43 % 9.71 % 10.55 % 10.60 % 30.9% 10.84 % 11.16 % 12.13 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 7.71 % 8.38 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.18 % 10.87 % 10.90 % 80 CCE Saving @ 30.9% 11.46 % 11.69 % 12.39 % 12.42 % 80 CCE Saving @ 10.3% 8.64 % 8.87 % 9.55 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Kamal Motwani Mrs. Gola/sonia K Motwani Mast Vishal K Motwani Mast Viren K Motwani

Age 43 41 17 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 213378 227115 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Manju B Motiramani


C/103, Neelgiri Apart., Near Milap Talkies, S.V.Road, Malad West, Mumbai, Pin:400064 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Manju B Motiramani Mr. Manoj B Motiramani Jeevan Vriddhi Age 29 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225789 Yield 8.30 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.28 % 20.6% 10.45 % 10.48 % 30.9% 12.01 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.80 % 80 CCE Saving @ 30.9% 12.30 % 12.32 % 80 CCE Saving @ 10.3% 9.46 % 9.48 %

Sr. No. Name 1 2 Ms. Manju B Motiramani Mr. Manoj B Motiramani

Age 29 27

Premium 100000 100000

Total 101545 101545

Maturity 225325 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harish T Mutreja


T-70, R No 8, Matunga Sindhi Colony, Bhaudaji Road, Matunga East, Mumbai, Pin:400022 Dear Harish, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Harish T Mutreja Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Harish T Mutreja

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nishad Vasant More

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Nishad Vasant More Mrs. Sunita Nishad More Ms. Sunita Lalchand Asar Jeevan Vriddhi Age 34 41 41 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 213378 213378 Yield 8.16 % 7.71 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 8.60 % 8.60 % 20.6% 10.28 % 9.71 % 9.71 % 30.9% 11.81 % 11.16 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 7.71 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.18 % 10.18 % 80 CCE Saving @ 30.9% 12.16 % 11.69 % 11.69 % 80 CCE Saving @ 10.3% 9.32 % 8.87 % 8.87 %

Sr. No. Name 1 2 3 Mr. Nishad Vasant More Mrs. Sunita Nishad More Ms. Sunita Lalchand Asar

Age 34 41 41

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 213378 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajiv M Mehta


1106,Primrose, Rachana, Gardens, G.G.S.Road, Mulund(w), Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajiv M Mehta Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Rajiv M Mehta

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh Mirani


Yogi Hills, Mulund West, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Naresh Mirani Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Naresh Mirani

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandru K Motiramani


Blk No. 113, R.No. 63, Hindustan Chowk, Mulund Colony, Mulund (w), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chandru K Motiramani Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Chandru K Motiramani

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Mohini B Mankani


Blk No.113, R.No.63, Hindustan Chowk, Mulund Colony, Mulund (w), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Sagar Basant Mankani Jeevan Vriddhi Age 24 Premium 100000 S.Tax 1545 Total 101545 Maturity 226171 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mast Sagar Basant Mankani

Age 24

Premium 100000

Total 101545

Maturity 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil R Malhotra


301/302, Matruchaya, Jai Shastri Nagar, Mulund Colony, Mulund (w), Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Ms. Shikha A Malhotra Mr. Kamal R Malhotra Mast Saadhak K Malhotra Mr. Vipin R Malhotra Ms. Shachi V Malhotra Ms. Saakshi V Malhotra Mr. Sanjay R Malhotra Mast Sharan S Malhotra Ms. Saanya S Malhotra Mrs. Vimmy Ajay Malhotra Mast Shreshth Ajay Malhotr Mrs. Jyoti Anil Malhotra Miss Saanchi Anil Malhotra Mrs. Simple S Malhotra Mast Shlok K Malhotra Ms. Saloni A Malhotra Mrs. Reema K Malhotra Jeevan Vriddhi Age 25 50 15 46 19 15 42 15 9 44 21 49 20 39 22 14 45 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 226066 183344 227584 200064 226744 227584 211350 227584 229676 206379 226466 188019 226594 216826 226356 227851 203396 Yield 8.33 % 6.09 % 8.40 % 7.02 % 8.36 % 8.40 % 7.61 % 8.40 % 8.50 % 7.35 % 8.35 % 6.35 % 8.36 % 7.88 % 8.35 % 8.42 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 6.79 % 9.36 % 7.83 % 9.32 % 9.36 % 8.48 % 9.36 % 9.48 % 8.19 % 9.31 % 7.08 % 9.32 % 8.78 % 9.31 % 9.39 % 8.02 % 20.6% 10.49 % 7.67 % 10.58 % 8.84 % 10.53 % 10.58 % 9.58 % 10.58 % 10.71 % 9.26 % 10.52 % 8.00 % 10.53 % 9.92 % 10.52 % 10.60 % 9.06 % 30.9% 12.05 % 8.81 % 12.16 % 10.16 % 12.10 % 12.16 % 11.01 % 12.16 % 12.30 % 10.64 % 12.08 % 9.19 % 12.10 % 11.40 % 12.08 % 12.19 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.33 % 6.09 % 8.40 % 7.02 % 8.36 % 8.40 % 7.61 % 8.40 % 8.50 % 7.35 % 8.35 % 6.35 % 8.36 % 7.88 % 8.35 % 8.42 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 8.52 % 10.89 % 9.47 % 10.85 % 10.89 % 10.07 % 10.89 % 10.99 % 9.81 % 10.84 % 8.79 % 10.84 % 10.36 % 10.83 % 10.90 % 9.65 % 80 CCE Saving @ 30.9% 12.34 % 10.01 % 12.41 % 10.97 % 12.37 % 12.41 % 11.58 % 12.41 % 12.51 % 11.32 % 12.35 % 10.28 % 12.36 % 11.87 % 12.35 % 12.42 % 11.15 % 80 CCE Saving @ 10.3% 9.50 % 7.23 % 9.57 % 8.17 % 9.53 % 9.57 % 8.76 % 9.57 % 9.67 % 8.50 % 9.52 % 7.50 % 9.52 % 9.04 % 9.51 % 9.58 % 8.35 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Ms. Shikha A Malhotra Mr. Kamal R Malhotra Mast Saadhak K Malhotra Mr. Vipin R Malhotra Ms. Shachi V Malhotra Ms. Saakshi V Malhotra Mr. Sanjay R Malhotra Mast Sharan S Malhotra Ms. Saanya S Malhotra Mrs. Vimmy Ajay Malhotra Mast Shreshth Ajay Malhotr Mrs. Jyoti Anil Malhotra Miss Saanchi Anil Malhotra Mrs. Simple S Malhotra Mast Shlok K Malhotra Ms. Saloni A Malhotra Mrs. Reema K Malhotra

Age 25 50 15 46 19 15 42 15 9 44 21 49 20 39 22 14 45

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 226066 183344 227584 200064 226744 227584 211350 227584 229676 206379 226466 188019 226594 216826 226356 227851 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak R Motwani


61-Rita Apartment, Devidayal Road, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Deepak R Motwani Mrs. Vidhi Deepak Motwani Mr. Manish R Motwani Jeevan Vriddhi Age 42 38 39 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 218268 216826 Yield 7.61 % 7.95 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.86 % 8.78 % 20.6% 9.58 % 10.01 % 9.92 % 30.9% 11.01 % 11.51 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 7.95 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.43 % 10.36 % 80 CCE Saving @ 30.9% 11.58 % 11.94 % 11.87 % 80 CCE Saving @ 10.3% 8.76 % 9.11 % 9.04 %

Sr. No. Name 1 2 3 Mr. Deepak R Motwani Mrs. Vidhi Deepak Motwani Mr. Manish R Motwani

Age 42 38 39

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 218268 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh L Mirani


Flat No.1002, Atri Tower, Saptarishi Park, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Haresh L Mirani Mrs. Richa Haresh Mirani Miss Ishita Haresh Mirani Jeevan Vriddhi Age 38 37 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 219537 228147 Yield 7.95 % 8.02 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.94 % 9.40 % 20.6% 10.01 % 10.10 % 10.62 % 30.9% 11.51 % 11.61 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.02 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.49 % 10.92 % 80 CCE Saving @ 30.9% 11.94 % 12.01 % 12.44 % 80 CCE Saving @ 10.3% 9.11 % 9.18 % 9.60 %

Sr. No. Name 1 2 3 Mr. Haresh L Mirani Mrs. Richa Haresh Mirani Miss Ishita Haresh Mirani

Age 38 37 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 219537 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Murli Mansinghani


Flat No-8, Shiv Kripa, Malbar Hill Road, Mulnd Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Naresh M Mansinghani Ms. Deepa P Chandiramani Mrs. Bindiya N Mansinghani Jeevan Vriddhi Age 34 33 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 223291 225945 Yield 8.16 % 8.20 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 9.29 % 20.6% 10.28 % 10.33 % 10.49 % 30.9% 11.81 % 11.87 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.20 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 10.81 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 12.33 % 80 CCE Saving @ 10.3% 9.32 % 9.36 % 9.49 %

Sr. No. Name 1 2 3 Mr. Naresh M Mansinghani Ms. Deepa P Chandiramani Mrs. Bindiya N Mansinghani

Age 34 33 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 223291 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Priya M Menon


B-1202,Jalaram Park, L.B.S Road, Nr.Mulund-Goregaon Lnk Rd, Bhandup (w) ,Mumbai, Pin:400078 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Priya M Menon Ms. Priya S Chadda Mr. Manoj H Menon Jeevan Vriddhi Age 39 39 43 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 216826 209027 Yield 7.88 % 7.88 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.78 % 8.35 % 20.6% 9.92 % 9.92 % 9.43 % 30.9% 11.40 % 11.40 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 7.88 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.36 % 9.95 % 80 CCE Saving @ 30.9% 11.87 % 11.87 % 11.46 % 80 CCE Saving @ 10.3% 9.04 % 9.04 % 8.64 %

Sr. No. Name 1 2 3 Mrs. Priya M Menon Ms. Priya S Chadda Mr. Manoj H Menon

Age 39 39 43

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 216826 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh V Mirani


143/272, Powai Chowk, Nr. Youth Circle, Mulund Colony, Mulund(w), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajesh V Mirani Mrs. Mamta R Mirani Mast Jinal R Mirani Jeevan Vriddhi Age 41 37 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 219537 226918 Yield 7.71 % 8.02 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.94 % 9.33 % 20.6% 9.71 % 10.10 % 10.54 % 30.9% 11.16 % 11.61 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 8.02 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.49 % 10.86 % 80 CCE Saving @ 30.9% 11.69 % 12.01 % 12.38 % 80 CCE Saving @ 10.3% 8.87 % 9.18 % 9.54 %

Sr. No. Name 1 2 3 Mr. Rajesh V Mirani Mrs. Mamta R Mirani Mast Jinal R Mirani

Age 41 37 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 219537 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramchandra K Mhatre


B-9, Sai Ram Bldg, Datt Wadi, Opp. Alankar Tower, Kalwa

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Neha R Mhatre Ms. Akshya R Mhatre Jeevan Vriddhi Age 22 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226356 226466 Yield 8.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.31 % 20.6% 10.52 % 10.52 % 30.9% 12.08 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 10.84 % 80 CCE Saving @ 30.9% 12.35 % 12.35 % 80 CCE Saving @ 10.3% 9.51 % 9.52 %

Sr. No. Name 1 2 Ms. Neha R Mhatre Ms. Akshya R Mhatre

Age 22 21

Premium 100000 100000

Total 101545 101545

Maturity 226356 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagdish Mulchandani


B.K.604/6, O.T.Section, Ulhasnagar, Pin:421002

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jagdish Mulchandani Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Jagdish Mulchandani

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kavita B Manjlani


IDBI Staff Qtrs 220/5887, Pant Ngr, R N Narkar Marg, Ghatkopar (E), Mumbai, Pin:400075 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Kavita B Manjlani Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mrs. Kavita B Manjlani

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sushil K Makhija


R.No.14, 4th Flr, Sai Apartment, Nr. Post Office, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sushil K Makhija Mrs. Sonu S Makhija Ms. Manju S Makhija Jeevan Vriddhi Age 39 33 12 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 223291 228517 Yield 7.88 % 8.20 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.14 % 9.42 % 20.6% 9.92 % 10.33 % 10.64 % 30.9% 11.40 % 11.87 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 8.20 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.68 % 10.94 % 80 CCE Saving @ 30.9% 11.87 % 12.20 % 12.46 % 80 CCE Saving @ 10.3% 9.04 % 9.36 % 9.62 %

Sr. No. Name 1 2 3 Mr. Sushil K Makhija Mrs. Sonu S Makhija Ms. Manju S Makhija

Age 39 33 12

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 223291 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Pankaj Mantri


Smart & Shine Beauty Prlr, C-1/20 shiv kripa, Town centre, Opp Cidco, Bus stand, Aurangabad, Pin:431001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Shri Pankaj Mantri Mrs. Savita P Mantri Ms. Simran P Mantri Mast Pratham P Mantri Jeevan Vriddhi Age 38 38 14 9 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 218268 218268 227851 229676 Yield 7.95 % 7.95 % 8.42 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.86 % 9.39 % 9.48 % 20.6% 10.01 % 10.01 % 10.60 % 10.71 % 30.9% 11.51 % 11.51 % 12.19 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.95 % 7.95 % 8.42 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.43 % 10.90 % 10.99 % 80 CCE Saving @ 30.9% 11.94 % 11.94 % 12.42 % 12.51 % 80 CCE Saving @ 10.3% 9.11 % 9.11 % 9.58 % 9.67 %

Sr. No. Name 1 2 3 4 Shri Pankaj Mantri Mrs. Savita P Mantri Ms. Simran P Mantri Mast Pratham P Mantri

Age 38 38 14 9

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 218268 218268 227851 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Narain Dutt Madan


A 101 Sliver Birch, Vasant Garden, Mulund (west), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vivek N Madan Smt. Vaishali N Madan Jeevan Vriddhi Age 33 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225325 Yield 8.20 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.25 % 20.6% 10.33 % 10.45 % 30.9% 11.87 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.78 % 80 CCE Saving @ 30.9% 12.20 % 12.30 % 80 CCE Saving @ 10.3% 9.36 % 9.46 %

Sr. No. Name 1 2 Mr. Vivek N Madan Smt. Vaishali N Madan

Age 33 29

Premium 100000 100000

Total 101545 101545

Maturity 223291 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh Y Mane


14 - Asmita, J L Tambe Nagar, S N Road, Mulund (West), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Naresh Y Mane Mrs. Pushpalata N Mane Jeevan Vriddhi Age 34 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 225789 Yield 8.16 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.28 % 20.6% 10.28 % 10.48 % 30.9% 11.81 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.80 % 80 CCE Saving @ 30.9% 12.16 % 12.32 % 80 CCE Saving @ 10.3% 9.32 % 9.48 %

Sr. No. Name 1 2 Mr. Naresh Y Mane Mrs. Pushpalata N Mane

Age 34 27

Premium 100000 100000

Total 101545 101545

Maturity 222526 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal D Mewani


C-68, Mulund Darshan, Mulund Colony, Mulund West, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kamal D Mewani Mrs Rashi K Mewani Jeevan Vriddhi Age 34 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 225325 Yield 8.16 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.25 % 20.6% 10.28 % 10.45 % 30.9% 11.81 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.78 % 80 CCE Saving @ 30.9% 12.16 % 12.30 % 80 CCE Saving @ 10.3% 9.32 % 9.46 %

Sr. No. Name 1 2 Mr. Kamal D Mewani Mrs Rashi K Mewani

Age 34 29

Premium 100000 100000

Total 101545 101545

Maturity 222526 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mayur Madhani


C-, Silver Birch, Vasant Garden, Mumbai, Pin:400080 Dear Mayur Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hardik M Madhani Ms Pooja M Madhani Jeevan Vriddhi Age 28 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 225945 Yield 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.29 % 20.6% 10.47 % 10.49 % 30.9% 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.81 % 80 CCE Saving @ 30.9% 12.31 % 12.33 % 80 CCE Saving @ 10.3% 9.47 % 9.49 %

Sr. No. Name 1 2 Mr. Hardik M Madhani Ms Pooja M Madhani

Age 28 26

Premium 100000 100000

Total 101545 101545

Maturity 225592 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip Manwani/Thakur


Om Sai Furniture, Shop No. 1109, Near Bajaj Shopping Centre, Furniture Bazar, Thane, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Dilip N Manwani Mr. Dilip N Thakur HUF Varsha D Manwani Ms. Jaya D Manwani Mast Om D Manwani Jeevan Vriddhi Age 47 47 45 22 20 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 196379 196379 203396 226356 226594 Yield 6.82 % 6.82 % 7.19 % 8.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.60 % 8.02 % 9.31 % 9.32 % 20.6% 8.59 % 8.59 % 9.06 % 10.52 % 10.53 % 30.9% 9.87 % 9.87 % 10.41 % 12.08 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.82 % 6.82 % 7.19 % 8.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.27 % 9.65 % 10.83 % 10.84 % 80 CCE Saving @ 30.9% 10.76 % 10.76 % 11.15 % 12.35 % 12.36 % 80 CCE Saving @ 10.3% 7.97 % 7.97 % 8.35 % 9.51 % 9.52 %

Sr. No. Name 1 2 3 4 5 Mr. Dilip N Manwani Mr. Dilip N Thakur HUF Varsha D Manwani Ms. Jaya D Manwani Mast Om D Manwani

Age 47 47 45 22 20

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 196379 196379 203396 226356 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Parshotam Thakur


Om Sai Furniture, Shop No. 1109, Nr.bajaj Shoping Center, Furniture Bazar, Thane, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Parshotam Thakur Jasota P. Manwani Jeevan Vriddhi Age 42 43 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 209027 Yield 7.61 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.35 % 20.6% 9.58 % 9.43 % 30.9% 11.01 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 9.95 % 80 CCE Saving @ 30.9% 11.58 % 11.46 % 80 CCE Saving @ 10.3% 8.76 % 8.64 %

Sr. No. Name 1 2 Mr. Parshotam Thakur Jasota P. Manwani

Age 42 43

Premium 100000 100000

Total 101545 101545

Maturity 211350 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Prem Mirwani


Dinshaw House, Flat No. 14, 6th Floor, Cine Synagogue Street, Pune, Pune, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Chandini P Mirwani Mast Darvesh P Mirwani Jeevan Vriddhi Age 26 18 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 226918 Yield 8.33 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.33 % 20.6% 10.49 % 10.54 % 30.9% 12.05 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.86 % 80 CCE Saving @ 30.9% 12.33 % 12.38 % 80 CCE Saving @ 10.3% 9.49 % 9.54 %

Sr. No. Name 1 2 Ms. Chandini P Mirwani Mast Darvesh P Mirwani

Age 26 18

Premium 100000 100000

Total 101545 101545

Maturity 225945 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Reena Manglani


Manju Mahal, D-212 , 2nd Floor, Pali Hill, Bandra (W), Mumbai, Pin:400050 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Reena Manglani Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mrs. Reena Manglani

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh Matai


5-1,556/11, Syed Jung Lane, Dr. Vithalrao Electric Market, Troop Bazar, Pin:500095

Radha Soami Naresh JI, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Naresh Matai Mrs. Taniya N Matai Ms. Lavina N Matai Mast Harsh N Matai Mrs. Manju Vanjani Jeevan Vriddhi Age 42 40 16 12 39 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 211350 215191 227336 228517 216826 Yield 7.61 % 7.80 % 8.39 % 8.45 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.70 % 9.35 % 9.42 % 8.78 % 20.6% 9.58 % 9.82 % 10.57 % 10.64 % 9.92 % 30.9% 11.01 % 11.29 % 12.14 % 12.23 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.61 % 7.80 % 8.39 % 8.45 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.27 % 10.88 % 10.94 % 10.36 % 80 CCE Saving @ 30.9% 11.58 % 11.78 % 12.40 % 12.46 % 11.87 % 80 CCE Saving @ 10.3% 8.76 % 8.96 % 9.56 % 9.62 % 9.04 %

Sr. No. Name 1 2 3 4 5 Mr. Naresh Matai Mrs. Taniya N Matai Ms. Lavina N Matai Mast Harsh N Matai Mrs. Manju Vanjani

Age 42 40 16 12 39

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 211350 215191 227336 228517 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhagwan N Mulchandani


13/a Sindhuwadi, M . G. Road, Ghatkopar (E), Mumbai, Mumbai, Pin:400077 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Bhagwan N Mulchandani Mrs. Rekha B Mulchandani Ms. Vashita B Mulchandani Mast Rohan B Mulchandani Jeevan Vriddhi Age 45 41 18 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 213378 226918 228147 Yield 7.19 % 7.71 % 8.37 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.60 % 9.33 % 9.40 % 20.6% 9.06 % 9.71 % 10.54 % 10.62 % 30.9% 10.41 % 11.16 % 12.11 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.71 % 8.37 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.18 % 10.86 % 10.92 % 80 CCE Saving @ 30.9% 11.15 % 11.69 % 12.38 % 12.44 % 80 CCE Saving @ 10.3% 8.35 % 8.87 % 9.54 % 9.60 %

Sr. No. Name 1 2 3 4 Mr. Bhagwan N Mulchandani Mrs. Rekha B Mulchandani Ms. Vashita B Mulchandani Mast Rohan B Mulchandani

Age 45 41 18 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 213378 226918 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh N Motwani


5/123 Nivara CHSL, Opp. Everard Nagar, Sion Chunbhatti, Sion (E), Mumbai, Pin:400022 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Mukesh N Motwani Mrs. Vaishali M Motwani Jeevan Vriddhi Age 34 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 224983 Yield 8.16 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.23 % 20.6% 10.28 % 10.43 % 30.9% 11.81 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.76 % 80 CCE Saving @ 30.9% 12.16 % 12.28 % 80 CCE Saving @ 10.3% 9.32 % 9.44 %

Sr. No. Name 1 2 Mr. Mukesh N Motwani Mrs. Vaishali M Motwani

Age 34 30

Premium 100000 100000

Total 101545 101545

Maturity 222526 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Malgaonkar


Hira Octroi, High Way Naka, Thane (west), Thane

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijay Malgaonkar Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Vijay Malgaonkar

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rahul A Menghani


17-d Old Barrak, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Rahul Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rahul A Menghani Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Mr. Rahul A Menghani

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep A Mhatre


Mhatre Niwas, Mhatrechawl, Shriramnagar, Sector 28, Nr. Ganesh Mandir, Bh. Rameshwara Complex,, Ulhasnagar, Pin:421004 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pradeep A Mhatre Mr. Yogesh A Mhatre Jeevan Vriddhi Age 27 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226066 Yield 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.29 % 20.6% 10.48 % 10.49 % 30.9% 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.50 %

Sr. No. Name 1 2 Mr. Pradeep A Mhatre Mr. Yogesh A Mhatre

Age 27 25

Premium 100000 100000

Total 101545 101545

Maturity 225789 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Balu V Marbale


C/o Somnath Transport, Vinod Kangralkar, Mulund Check Naka, Mumbai, Pin:400080 Dear Balu Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Balu V Marbale Mrs. Minal B Marbale Jeevan Vriddhi Age 44 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 211350 Yield 7.35 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.48 % 20.6% 9.26 % 9.58 % 30.9% 10.64 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.07 % 80 CCE Saving @ 30.9% 11.32 % 11.58 % 80 CCE Saving @ 10.3% 8.50 % 8.76 %

Sr. No. Name 1 2 Mr. Balu V Marbale Mrs. Minal B Marbale

Age 44 42

Premium 100000 100000

Total 101545 101545

Maturity 206379 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil Motwani


A-301, 3rd Flr, Kamakshi Apartment, Nr Prem Nagar Socy, Thane East, Thane, Pin:400603 Dear Sunil Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sunil Motwani Mrs. Anita S Motwani Ms Barkha S Motwani Jeevan Vriddhi Age 50 47 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 196379 227851 Yield 6.09 % 6.82 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.60 % 9.39 % 20.6% 7.67 % 8.59 % 10.60 % 30.9% 8.81 % 9.87 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 6.82 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.27 % 10.90 % 80 CCE Saving @ 30.9% 10.01 % 10.76 % 12.42 % 80 CCE Saving @ 10.3% 7.23 % 7.97 % 9.58 %

Sr. No. Name 1 2 3 Mr. Sunil Motwani Mrs. Anita S Motwani Ms Barkha S Motwani

Age 50 47 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 196379 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rahul A Menghani


17-d Old Barrak, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Ahul J, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rahul A Menghani Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Mr. Rahul A Menghani

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rekha G Malusare


R.no.24, 2nd Flr, Ganesh Kripa Socy, Secter 10, Airoli, Navi Mumbai, Navi Mumbai

Dear Rekha Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Rekha G Malusare Mr Gulshan K Malusare Jeevan Vriddhi Age 31 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 216826 Yield 8.26 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 8.78 % 20.6% 10.40 % 9.92 % 30.9% 11.95 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.36 % 80 CCE Saving @ 30.9% 12.26 % 11.87 % 80 CCE Saving @ 10.3% 9.42 % 9.04 %

Sr. No. Name 1 2 Mrs. Rekha G Malusare Mr Gulshan K Malusare

Age 31 39

Premium 100000 100000

Total 101545 101545

Maturity 224531 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hitesh Prem Mulani


A-2503, Runwal Pride, Behind R Mall, LBS Marg, Mulund West, Mumbai, Mumbai, Pin:400080 Dear Hitesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hitesh Prem Mulani Mrs. Chitra H Mulani Jeevan Vriddhi Age 34 34 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 222526 Yield 8.16 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.10 % 20.6% 10.28 % 10.28 % 30.9% 11.81 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.64 % 80 CCE Saving @ 30.9% 12.16 % 12.16 % 80 CCE Saving @ 10.3% 9.32 % 9.32 %

Sr. No. Name 1 2 Mr. Hitesh Prem Mulani Mrs. Chitra H Mulani

Age 34 34

Premium 100000 100000

Total 101545 101545

Maturity 222526 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sachin Mulaashankar Singh


C-210, White House, Mumbai Pune Rd, Kalwa, Thane, Thane, Pin:400605 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sachin Mulaashankar S Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Sachin Mulaashankar S

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh R Mukhi


Nasik Rd, Near Mukti Dham, Nasik

Dear Dinesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Dinesh R Mukhi Mrs. Disha Dinesh Mukhi Mr. Prakash R Mukhi Mrs. Dimple Prakash Mukhi Jeevan Vriddhi Age 39 35 35 32 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 221652 221652 223963 Yield 7.88 % 8.12 % 8.12 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.05 % 9.05 % 9.18 % 20.6% 9.92 % 10.23 % 10.23 % 10.37 % 30.9% 11.40 % 11.75 % 11.75 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.12 % 8.12 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.60 % 10.60 % 10.71 % 80 CCE Saving @ 30.9% 11.87 % 12.11 % 12.11 % 12.23 % 80 CCE Saving @ 10.3% 9.04 % 9.28 % 9.28 % 9.39 %

Sr. No. Name 1 2 3 4 Mr. Dinesh R Mukhi Mrs. Disha Dinesh Mukhi Mr. Prakash R Mukhi Mrs. Dimple Prakash Mukhi

Age 39 35 35 32

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 221652 221652 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Jay Gautam Manwani


B-1 Bunglow, Regency Garden, Purnima Talkies, Kalyan Mumbra Road, Mumbai, Pin:421301 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Jay Gautam Manwani Diya Jeevan Vriddhi Age 26 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 226066 Yield 8.33 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.29 % 20.6% 10.49 % 10.49 % 30.9% 12.05 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.82 % 80 CCE Saving @ 30.9% 12.33 % 12.34 % 80 CCE Saving @ 10.3% 9.49 % 9.50 %

Sr. No. Name 1 2 Jay Gautam Manwani Diya

Age 26 25

Premium 100000 100000

Total 101545 101545

Maturity 225945 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip D Navani


A-14,4th Flr, Mulund, Darshan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Varsha D Navani Mr. Lucky D Navani Jeevan Vriddhi Age 48 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 225945 Yield 6.60 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.29 % 20.6% 8.31 % 10.49 % 30.9% 9.55 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.81 % 80 CCE Saving @ 30.9% 10.54 % 12.33 % 80 CCE Saving @ 10.3% 7.74 % 9.49 %

Sr. No. Name 1 2 Mrs. Varsha D Navani Mr. Lucky D Navani

Age 48 26

Premium 100000 100000

Total 101545 101545

Maturity 192347 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak Nathani


Block No.121/119, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Deepak Nathani Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Deepak Nathani

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh P Nathani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Haresh P Nathani Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Haresh P Nathani

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Mandar M Nimkar


Swapnasakar Building, 3/14, Hanuman Nagar, Nandivli Rd., Nr.D.N.C, School, Dombivli East

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Shri Mandar M Nimkar Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Shri Mandar M Nimkar

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raju A Nanjani


202, 2nd Flr,yogi Hills, Rose Blossoms, Off B.R. Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nitesh R Nanjani Ms. Priyanka R Nanjani Jeevan Vriddhi Age 30 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 226171 Yield 8.28 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.30 % 20.6% 10.43 % 10.50 % 30.9% 11.98 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.82 % 80 CCE Saving @ 30.9% 12.28 % 12.34 % 80 CCE Saving @ 10.3% 9.44 % 9.50 %

Sr. No. Name 1 2 Mr. Nitesh R Nanjani Ms. Priyanka R Nanjani

Age 30 24

Premium 100000 100000

Total 101545 101545

Maturity 224983 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal D Nawani


54-4 Back Side, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kamal D Nawani Mrs. Meena K Nawani Kr. Jitender K Nawani Jeevan Vriddhi Age 48 44 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 206379 226594 Yield 6.60 % 7.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.19 % 9.32 % 20.6% 8.31 % 9.26 % 10.53 % 30.9% 9.55 % 10.64 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.81 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 11.32 % 12.36 % 80 CCE Saving @ 10.3% 7.74 % 8.50 % 9.52 %

Sr. No. Name 1 2 3 Mr. Kamal D Nawani Mrs. Meena K Nawani Kr. Jitender K Nawani

Age 48 44 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 206379 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vakayil P Nair Sasi


Balaji Enterprises, Nr Zari Mari Mata Temple, Opp. Vardhman Ind. Est, Gokul Nagar,Thane- West, Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vakayil P Nair Sasi Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Vakayil P Nair Sasi

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gobind Shyam Nagpal


Block No 8/5,Backside, Last Bus Stop, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Gobind Shyam Nagpal Mr. Pankaj S Nagpal Jeevan Vriddhi Age 35 34 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 222526 Yield 8.12 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.10 % 20.6% 10.23 % 10.28 % 30.9% 11.75 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.64 % 80 CCE Saving @ 30.9% 12.11 % 12.16 % 80 CCE Saving @ 10.3% 9.28 % 9.32 %

Sr. No. Name 1 2 Mr. Gobind Shyam Nagpal Mr. Pankaj S Nagpal

Age 35 34

Premium 100000 100000

Total 101545 101545

Maturity 221652 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Premnath Arjun Nayak


At:Sankhula, Post Office Manjure Road, District: Bhadrak, Orissa, Pin:756121 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Premnath Arjun Nayak Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Premnath Arjun Nayak

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoharsing B Nagpal

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manoharsing B Nagpal Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Manoharsing B Nagpal

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash K Narsian


Radha Kishan Niwas, Old Barrack No:21/K, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Prakash K Narsian Mrs. Jaya P Narsian Mast Mohnish P Narsian Mast Mohit P Narsian Mr. Kamal K Narsian Mrs. Rajni K Narsian Ms. Divya K Narsian Jeevan Vriddhi Age 45 46 16 16 48 38 14 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 203396 200064 227336 227336 192347 218268 227851 Yield 7.19 % 7.02 % 8.39 % 8.39 % 6.60 % 7.95 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 7.83 % 9.35 % 9.35 % 7.36 % 8.86 % 9.39 % 20.6% 9.06 % 8.84 % 10.57 % 10.57 % 8.31 % 10.01 % 10.60 % 30.9% 10.41 % 10.16 % 12.14 % 12.14 % 9.55 % 11.51 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 7.02 % 8.39 % 8.39 % 6.60 % 7.95 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.47 % 10.88 % 10.88 % 9.04 % 10.43 % 10.90 % 80 CCE Saving @ 30.9% 11.15 % 10.97 % 12.40 % 12.40 % 10.54 % 11.94 % 12.42 % 80 CCE Saving @ 10.3% 8.35 % 8.17 % 9.56 % 9.56 % 7.74 % 9.11 % 9.58 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Prakash K Narsian Mrs. Jaya P Narsian Mast Mohnish P Narsian Mast Mohit P Narsian Mr. Kamal K Narsian Mrs. Rajni K Narsian Ms. Divya K Narsian

Age 45 46 16 16 48 38 14

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 203396 200064 227336 227336 192347 218268 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sathiabhama M Nair


Sagar Darshan Co-Op Soc, B13/2/4, Sector 10, Airoli, Navi Mumbai, Pin:400708

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Sathiabhama M Nair Ms. Ashwini M Nair Jeevan Vriddhi Age 45 18 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 203396 226918 Yield 7.19 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.33 % 20.6% 9.06 % 10.54 % 30.9% 10.41 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.19 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.86 % 80 CCE Saving @ 30.9% 11.15 % 12.38 % 80 CCE Saving @ 10.3% 8.35 % 9.54 %

Sr. No. Name 1 2 Mrs. Sathiabhama M Nair Ms. Ashwini M Nair

Age 45 18

Premium 100000 100000

Total 101545 101545

Maturity 203396 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishnu Narsian


48-2,Shivajichowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Heena V Narsian Ms. Hemali V Narsian Jeevan Vriddhi Age 47 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 226466 Yield 6.82 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.31 % 20.6% 8.59 % 10.52 % 30.9% 9.87 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.84 % 80 CCE Saving @ 30.9% 10.76 % 12.35 % 80 CCE Saving @ 10.3% 7.97 % 9.52 %

Sr. No. Name 1 2 Mrs. Heena V Narsian Ms. Hemali V Narsian

Age 47 21

Premium 100000 100000

Total 101545 101545

Maturity 196379 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Narsinghani


Smile Infotech, Mulund west, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijay Narsinghani Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Vijay Narsinghani

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gobind Navani


Block No 54/4, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Kamlesh G Navani Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Ms. Kamlesh G Navani

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Bharti V Natekar


Block No.203,2nd Flr, Sonalaxmi Apart, Prashant Nagar, Naupada,Thane-2

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Bharti V Natekar Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mrs. Bharti V Natekar

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. M.G.Hariprasad Nair


C / 402 Golden Willows, Vasant Garden, Mulund (w), Mumbai, Pin:400080

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. M.G.Hariprasad M Nair Mrs. Prasanna H Nair Ms. Aishwarya H Nair Mast Amarnath H Nair Jeevan Vriddhi Age 50 46 14 20 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 200064 227851 226594 Yield 6.09 % 7.02 % 8.42 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.83 % 9.39 % 9.32 % 20.6% 7.67 % 8.84 % 10.60 % 10.53 % 30.9% 8.81 % 10.16 % 12.19 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 7.02 % 8.42 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.47 % 10.90 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 10.97 % 12.42 % 12.36 % 80 CCE Saving @ 10.3% 7.23 % 8.17 % 9.58 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. M.G.Hariprasad M Nair Mrs. Prasanna H Nair Ms. Aishwarya H Nair Mast Amarnath H Nair

Age 50 46 14 20

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 200064 227851 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh Nair


2 Shiv Kripa, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajesh Nair Ms. Rija Nair Mrs. Anjali Rajesh Nair Jeevan Vriddhi Age 38 33 34 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 223291 222526 Yield 7.95 % 8.20 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.14 % 9.10 % 20.6% 10.01 % 10.33 % 10.28 % 30.9% 11.51 % 11.87 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.20 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.68 % 10.64 % 80 CCE Saving @ 30.9% 11.94 % 12.20 % 12.16 % 80 CCE Saving @ 10.3% 9.11 % 9.36 % 9.32 %

Sr. No. Name 1 2 3 Mr. Rajesh Nair Ms. Rija Nair Mrs. Anjali Rajesh Nair

Age 38 33 34

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 223291 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Badari Narayana.D


B/102, Greenwich, Hiranandani Estate, Patali Pada,Godhbunder Rd, Thane West, Pin:400607 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Badari Narayana.D Mrs. Leena B Narayana Jeevan Vriddhi Age 43 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 220661 Yield 7.49 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.00 % 20.6% 9.43 % 10.16 % 30.9% 10.84 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.55 % 80 CCE Saving @ 30.9% 11.46 % 12.06 % 80 CCE Saving @ 10.3% 8.64 % 9.23 %

Sr. No. Name 1 2 Mr. Badari Narayana.D Mrs. Leena B Narayana

Age 43 36

Premium 100000 100000

Total 101545 101545

Maturity 209027 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahendra S Nasarpuri


39/4, Powai Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Nitesh M Nasarpuri Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Mast Nitesh M Nasarpuri

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lal M Narsian


48/2, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Lal M Narsian Mrs. Kiran Lal Narsian Jeevan Vriddhi Age 43 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 223291 Yield 7.49 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.14 % 20.6% 9.43 % 10.33 % 30.9% 10.84 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.68 % 80 CCE Saving @ 30.9% 11.46 % 12.20 % 80 CCE Saving @ 10.3% 8.64 % 9.36 %

Sr. No. Name 1 2 Mr. Lal M Narsian Mrs. Kiran Lal Narsian

Age 43 33

Premium 100000 100000

Total 101545 101545

Maturity 209027 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jairam J Nihalani


Neelam Nagar, Bldg No:3, Flat No 508,5th Floor, Mulund-East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Pooja J Nihalani Jeevan Vriddhi Age 17 Premium 100000 S.Tax 1545 Total 101545 Maturity 227115 Yield 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.34 % 20.6% 10.55 % 30.9% 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.87 % 80 CCE Saving @ 30.9% 12.39 % 80 CCE Saving @ 10.3% 9.55 %

Sr. No. Name 1 Ms. Pooja J Nihalani

Age 17

Premium 100000

Total 101545

Maturity 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore R Navani


54/4, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kishore R Navani Ms. Disha K. Navani Mrs. Meena K. Navani Jeevan Vriddhi Age 50 18 49 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 226918 188019 Yield 6.09 % 8.37 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.33 % 7.08 % 20.6% 7.67 % 10.54 % 8.00 % 30.9% 8.81 % 12.11 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.37 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.86 % 8.79 % 80 CCE Saving @ 30.9% 10.01 % 12.38 % 10.28 % 80 CCE Saving @ 10.3% 7.23 % 9.54 % 7.50 %

Sr. No. Name 1 2 3 Mr. Kishore R Navani Ms. Disha K. Navani Mrs. Meena K. Navani

Age 50 18 49

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 226918 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gobind S Nainani


805, Prime Rose, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Kareena R Chawla Ms. Deepa G Nainani Ms. Vinita G. Nainani Mr. Rajesh L Chawla Jeevan Vriddhi Age 31 27 24 39 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 224531 225789 226171 216826 Yield 8.26 % 8.32 % 8.34 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.28 % 9.30 % 8.78 % 20.6% 10.40 % 10.48 % 10.50 % 9.92 % 30.9% 11.95 % 12.04 % 12.07 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.26 % 8.32 % 8.34 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.80 % 10.82 % 10.36 % 80 CCE Saving @ 30.9% 12.26 % 12.32 % 12.34 % 11.87 % 80 CCE Saving @ 10.3% 9.42 % 9.48 % 9.50 % 9.04 %

Sr. No. Name 1 2 3 4 Mrs. Kareena R Chawla Ms. Deepa G Nainani Ms. Vinita G. Nainani Mr. Rajesh L Chawla

Age 31 27 24 39

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 224531 225789 226171 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar S Nathani


101, Mansarvoar Apartment, Netaji Chowk, Ulhasngar, Pin:421005

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajkumar S Nathani Mrs. Sanam Nathani/Ginny Mast Arya R. Nathani Ms. Kenisha R Nathani Jeevan Vriddhi Age 42 35 13 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 221652 228147 229966 Yield 7.61 % 8.12 % 8.43 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.05 % 9.40 % 9.50 % 20.6% 9.58 % 10.23 % 10.62 % 10.73 % 30.9% 11.01 % 11.75 % 12.20 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 8.12 % 8.43 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.60 % 10.92 % 11.01 % 80 CCE Saving @ 30.9% 11.58 % 12.11 % 12.44 % 12.53 % 80 CCE Saving @ 10.3% 8.76 % 9.28 % 9.60 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Rajkumar S Nathani Mrs. Sanam Nathani/Ginny Mast Arya R. Nathani Ms. Kenisha R Nathani

Age 42 35 13 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 221652 228147 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok Navale


28,/1/4,Hanuman Pada, Hindustan Chowk, Mulund Colony, Mulund (W), Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ashok Navale Mrs. Vaijyanta A Navale Jeevan Vriddhi Age 36 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 223963 Yield 8.07 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.18 % 20.6% 10.16 % 10.37 % 30.9% 11.68 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.71 % 80 CCE Saving @ 30.9% 12.06 % 12.23 % 80 CCE Saving @ 10.3% 9.23 % 9.39 %

Sr. No. Name 1 2 Mr. Ashok Navale Mrs. Vaijyanta A Navale

Age 36 32

Premium 100000 100000

Total 101545 101545

Maturity 220661 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narayan M Nanwani


B-1, Gr Flr, Sudhama Sadan, R.P.Road,Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Narayan M Nanwani Mrs. Jaya N Nanwani Mast Anuj N Nanwani Mast Brijesh N Nanwani Jeevan Vriddhi Age 47 44 20 16 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 206379 226594 227336 Yield 6.82 % 7.35 % 8.36 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 9.32 % 9.35 % 20.6% 8.59 % 9.26 % 10.53 % 10.57 % 30.9% 9.87 % 10.64 % 12.10 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.35 % 8.36 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 10.84 % 10.88 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 12.36 % 12.40 % 80 CCE Saving @ 10.3% 7.97 % 8.50 % 9.52 % 9.56 %

Sr. No. Name 1 2 3 4 Mr. Narayan M Nanwani Mrs. Jaya N Nanwani Mast Anuj N Nanwani Mast Brijesh N Nanwani

Age 47 44 20 16

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 206379 226594 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kumar M Nihalani


12/5,Navjivan Chs Ltd, Chembur Colony, Chembur, Mumbai, Pin:400074 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Pooja K Nihalani Mast Jaikishan K Nihalani Mr. Yash K Nihalani Jeevan Vriddhi Age 46 20 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 226594 227584 Yield 7.02 % 8.36 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.32 % 9.36 % 20.6% 8.84 % 10.53 % 10.58 % 30.9% 10.16 % 12.10 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.36 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.84 % 10.89 % 80 CCE Saving @ 30.9% 10.97 % 12.36 % 12.41 % 80 CCE Saving @ 10.3% 8.17 % 9.52 % 9.57 %

Sr. No. Name 1 2 3 Mrs. Pooja K Nihalani Mast Jaikishan K Nihalani Mr. Yash K Nihalani

Age 46 20 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 226594 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore V Navani


703, Vinayak Ashish, M.M.M. Rd, Nr Mulund Tel Exchange, Mulund (W), Mumbai, Pin:400080 Dear Kishore Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Roma K Navani Ms. Priyanka K Navani Mast Monish K Navani Jeevan Vriddhi Age 49 25 29 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 226066 225325 Yield 6.35 % 8.33 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.29 % 9.25 % 20.6% 8.00 % 10.49 % 10.45 % 30.9% 9.19 % 12.05 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.33 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.82 % 10.78 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 12.30 % 80 CCE Saving @ 10.3% 7.50 % 9.50 % 9.46 %

Sr. No. Name 1 2 3 Mrs. Roma K Navani Ms. Priyanka K Navani Mast Monish K Navani

Age 49 25 29

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 226066 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gurmitsingh Nandrajog


Room No. 3 , Gr. Floor, Nirlee Villa,behd. Shiv Saink Office, Near Bhatiya Hospital, Bhandup Link Road, Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Gurmitsingh Nandrajog Mrs. Gurpreetkaur Nandraj Jeevan Vriddhi Age 33 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225325 Yield 8.20 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.25 % 20.6% 10.33 % 10.45 % 30.9% 11.87 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.78 % 80 CCE Saving @ 30.9% 12.20 % 12.30 % 80 CCE Saving @ 10.3% 9.36 % 9.46 %

Sr. No. Name 1 2 Mr. Gurmitsingh Nandrajog Mrs. Gurpreetkaur Nandraj

Age 33 29

Premium 100000 100000

Total 101545 101545

Maturity 223291 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nalin Dayaram Joshi


B-11 3rd Floor, Anant Anand, Malbar Hill Road, Mulund (w),Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Parimal N Joshi Mrs. Deepali Nalin Joshi Jeevan Vriddhi Age 33 40 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 215191 Yield 8.20 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 8.70 % 20.6% 10.33 % 9.82 % 30.9% 11.87 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.27 % 80 CCE Saving @ 30.9% 12.20 % 11.78 % 80 CCE Saving @ 10.3% 9.36 % 8.96 %

Sr. No. Name 1 2 Mr. Parimal N Joshi Mrs. Deepali Nalin Joshi

Age 33 40

Premium 100000 100000

Total 101545 101545

Maturity 223291 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh Nainakwal


Flat No:301,A Wing

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajesh Nainakwal Mrs. Manisha R Nainkawal Mast Yash R Nainakwal Ms. Anouskha R Nainakwal Jeevan Vriddhi Age 44 41 16 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 213378 227336 229334 Yield 7.35 % 7.71 % 8.39 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.60 % 9.35 % 9.46 % 20.6% 9.26 % 9.71 % 10.57 % 10.69 % 30.9% 10.64 % 11.16 % 12.14 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 7.71 % 8.39 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.18 % 10.88 % 10.98 % 80 CCE Saving @ 30.9% 11.32 % 11.69 % 12.40 % 12.50 % 80 CCE Saving @ 10.3% 8.50 % 8.87 % 9.56 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Rajesh Nainakwal Mrs. Manisha R Nainkawal Mast Yash R Nainakwal Ms. Anouskha R Nainakwal

Age 44 41 16 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 213378 227336 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh M Nanvani


S.A. P.o. Box 3242, Colon Free Zone, Colon Republic Of Panama

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Haresh M Nanvani Mrs. Poonam H Nawani Ms. Hansa H Nawani Jeevan Vriddhi Age 46 37 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 219537 227115 Yield 7.02 % 8.02 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.94 % 9.34 % 20.6% 8.84 % 10.10 % 10.55 % 30.9% 10.16 % 11.61 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.02 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.49 % 10.87 % 80 CCE Saving @ 30.9% 10.97 % 12.01 % 12.39 % 80 CCE Saving @ 10.3% 8.17 % 9.18 % 9.55 %

Sr. No. Name 1 2 3 Mr. Haresh M Nanvani Mrs. Poonam H Nawani Ms. Hansa H Nawani

Age 46 37 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 219537 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil A Naik


11, Dwarka, Anushakti Nagar, B.A.R.C., Mumbai., Pin:400094 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Anil A Naik Mrs. Savitha A Naik Jeevan Vriddhi Age 50 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 213378 Yield 6.09 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.60 % 20.6% 7.67 % 9.71 % 30.9% 8.81 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.18 % 80 CCE Saving @ 30.9% 10.01 % 11.69 % 80 CCE Saving @ 10.3% 7.23 % 8.87 %

Sr. No. Name 1 2 Mr. Anil A Naik Mrs. Savitha A Naik

Age 50 41

Premium 100000 100000

Total 101545 101545

Maturity 183344 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Surendra N Nair


3, Shiv Shankar Estate, Zaver Road, C/o, Nayan Bhinde, Mulund (W),mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Madhumati S Nair Mr. Rahul S Nair Ms. Shalu S Nair Shaju Keezhadath Jeevan Vriddhi Age 44 24 23 25 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 226171 226263 226066 Yield 7.35 % 8.34 % 8.34 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.30 % 9.30 % 9.29 % 20.6% 9.26 % 10.50 % 10.50 % 10.49 % 30.9% 10.64 % 12.07 % 12.07 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 8.34 % 8.34 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.82 % 10.83 % 10.82 % 80 CCE Saving @ 30.9% 11.32 % 12.34 % 12.34 % 12.34 % 80 CCE Saving @ 10.3% 8.50 % 9.50 % 9.51 % 9.50 %

Sr. No. Name 1 2 3 4 Mrs. Madhumati S Nair Mr. Rahul S Nair Ms. Shalu S Nair Shaju Keezhadath

Age 44 24 23 25

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 226171 226263 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh L Nawani


72/6, Back Side, Hinustan Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dinesh L Nawani Mrs. Laxmi D Nawani Jeevan Vriddhi Age 39 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 225789 Yield 7.88 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.28 % 20.6% 9.92 % 10.48 % 30.9% 11.40 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.80 % 80 CCE Saving @ 30.9% 11.87 % 12.32 % 80 CCE Saving @ 10.3% 9.04 % 9.48 %

Sr. No. Name 1 2 Mr. Dinesh L Nawani Mrs. Laxmi D Nawani

Age 39 27

Premium 100000 100000

Total 101545 101545

Maturity 216826 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rangappa V Naidu


2-10,Jangal Mangal Niwas, Jangal Mangal Road, Bhandup(W), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rangappa V Naidu Mr. Bhuwaneshwari R Naidu Ms. Shweta R Naidu Ms. Shruti R Naidu Jeevan Vriddhi Age 46 43 17 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 200064 209027 227115 228147 Yield 7.02 % 7.49 % 8.38 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.35 % 9.34 % 9.40 % 20.6% 8.84 % 9.43 % 10.55 % 10.62 % 30.9% 10.16 % 10.84 % 12.13 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.02 % 7.49 % 8.38 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.95 % 10.87 % 10.92 % 80 CCE Saving @ 30.9% 10.97 % 11.46 % 12.39 % 12.44 % 80 CCE Saving @ 10.3% 8.17 % 8.64 % 9.55 % 9.60 %

Sr. No. Name 1 2 3 4 Mr. Rangappa V Naidu Mr. Bhuwaneshwari R Naidu Ms. Shweta R Naidu Ms. Shruti R Naidu

Age 46 43 17 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 200064 209027 227115 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Amit Arvind Navare


C/1/20, Om Shree, Geetanjali Nagar CHS Ltd., Sai Baba Mandir Marg, Borivali (w), Pin:400092 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Amit Arvind Navare Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. Amit Arvind Navare

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raju Narsian


Block No 29/B, Backside Netaji Rd, Mulund Colony, Mulund (w), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Raju Narsian Mrs. Gauri R Narsian Ms. Manisha R Narsian Ms. Deepa R Narsian Jeevan Vriddhi Age 50 47 20 18 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 196379 226594 226918 Yield 6.09 % 6.82 % 8.36 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.60 % 9.32 % 9.33 % 20.6% 7.67 % 8.59 % 10.53 % 10.54 % 30.9% 8.81 % 9.87 % 12.10 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.82 % 8.36 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.27 % 10.84 % 10.86 % 80 CCE Saving @ 30.9% 10.01 % 10.76 % 12.36 % 12.38 % 80 CCE Saving @ 10.3% 7.23 % 7.97 % 9.52 % 9.54 %

Sr. No. Name 1 2 3 4 Mr. Raju Narsian Mrs. Gauri R Narsian Ms. Manisha R Narsian Ms. Deepa R Narsian

Age 50 47 20 18

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 196379 226594 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Prakash Nathani


C-606, Vishnu Darshan, Nr. Old Telephone Ex., Ulhasnagar, Pin:421003

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Dr. Prakash Nathani Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Dr. Prakash Nathani

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh Pasvir Nagda


C-7, Shri Krishna Dham, LBS Marg, Mulund west, Mumbai, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamlesh Pasvir Nagda Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Kamlesh Pasvir Nagda

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jeetu Narwani


City Lights, Home Land, 188 Ashutosh Mukharjee Rd, Shop No 126 1st Flr, Kolkata, Pin:700020 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jeetu Narwani Mrs. Reshma J Narwani Ms. Simran J Narwani Ms. Muskan J Narwani Jeevan Vriddhi Age 42 41 16 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 213378 227336 228917 Yield 7.61 % 7.71 % 8.39 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.60 % 9.35 % 9.44 % 20.6% 9.58 % 9.71 % 10.57 % 10.67 % 30.9% 11.01 % 11.16 % 12.14 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 7.71 % 8.39 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.18 % 10.88 % 10.96 % 80 CCE Saving @ 30.9% 11.58 % 11.69 % 12.40 % 12.48 % 80 CCE Saving @ 10.3% 8.76 % 8.87 % 9.56 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Jeetu Narwani Mrs. Reshma J Narwani Ms. Simran J Narwani Ms. Muskan J Narwani

Age 42 41 16 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 213378 227336 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Abdhulla Yunus Nawab


B-704, Sumbul Aprt, Opp Wafa Towers, Sharifa Rd, Amrut Ngr, Mumbra, Pin:400612 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Abdhulla Yunus Nawab Smt. Zahida A Nawab Jeevan Vriddhi Age 34 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 223963 Yield 8.16 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.18 % 20.6% 10.28 % 10.37 % 30.9% 11.81 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.71 % 80 CCE Saving @ 30.9% 12.16 % 12.23 % 80 CCE Saving @ 10.3% 9.32 % 9.39 %

Sr. No. Name 1 2 Mr. Abdhulla Yunus Nawab Smt. Zahida A Nawab

Age 34 32

Premium 100000 100000

Total 101545 101545

Maturity 222526 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Jeetu Nanjani
82/6, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082

Dear Jeetu Nanjani, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jeetu Nanjani Mr. Prakash Nanjani Mrs. Meena J Nanjani Jeevan Vriddhi Age 30 29 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 225325 225789 Yield 8.28 % 8.30 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.25 % 9.28 % 20.6% 10.43 % 10.45 % 10.48 % 30.9% 11.98 % 12.01 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.30 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.78 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.30 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.46 % 9.48 %

Sr. No. Name 1 2 3 Mr. Jeetu Nanjani Mr. Prakash Nanjani Mrs. Meena J Nanjani

Age 30 29 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 225325 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravi H Nagdev


C-601, Vedhant CHSL, Wyale Nagar,khadakpada, Bhiwandi-Murbad Road, Kalyan (W), Pin:421301 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ravi H Nagdev Mrs. Sakshi R Nagdev Ms. Mahek R Nagdev Jeevan Vriddhi Age 34 33 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 223291 228917 Yield 8.16 % 8.20 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.14 % 9.44 % 20.6% 10.28 % 10.33 % 10.67 % 30.9% 11.81 % 11.87 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.20 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.68 % 10.96 % 80 CCE Saving @ 30.9% 12.16 % 12.20 % 12.48 % 80 CCE Saving @ 10.3% 9.32 % 9.36 % 9.63 %

Sr. No. Name 1 2 3 Mr. Ravi H Nagdev Mrs. Sakshi R Nagdev Ms. Mahek R Nagdev

Age 34 33 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 223291 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal H Nagdev


E-602 Vedhant Chsl, Wyale Nagar, Bhiwandi-murbad Road, Kalyan (W), Thane, Pin:421301 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamal H Nagdev Jeevan Vriddhi Age 25 Premium 100000 S.Tax 1545 Total 101545 Maturity 226066 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mr. Kamal H Nagdev

Age 25

Premium 100000

Total 101545

Maturity 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Seema Niranjandas


, Mumbai, Pin:400082

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Seema Niranjandas Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Ms. Seema Niranjandas

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Namish Singh


C/o Santracuz, Mumbai, Pin:400080

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Namish Singh Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Ms. Namish Singh

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep S Bandbe


164,Shriram Nagar Chs, P.K.Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Pradeep S Bandbe Mast Prasad S Bandbe Mr. Manesh S Bandbe Mr. Kishor D Bandbe Mrs. Kalyani K Bandbe Jeevan Vriddhi Age 27 23 28 39 33 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 225789 226263 225592 216826 223291 Yield 8.32 % 8.34 % 8.31 % 7.88 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.30 % 9.26 % 8.78 % 9.14 % 20.6% 10.48 % 10.50 % 10.47 % 9.92 % 10.33 % 30.9% 12.04 % 12.07 % 12.03 % 11.40 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.32 % 8.34 % 8.31 % 7.88 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.83 % 10.79 % 10.36 % 10.68 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 12.31 % 11.87 % 12.20 % 80 CCE Saving @ 10.3% 9.48 % 9.51 % 9.47 % 9.04 % 9.36 %

Sr. No. Name 1 2 3 4 5 Mr. Pradeep S Bandbe Mast Prasad S Bandbe Mr. Manesh S Bandbe Mr. Kishor D Bandbe Mrs. Kalyani K Bandbe

Age 27 23 28 39 33

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 225789 226263 225592 216826 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manmohansingh S Osan


Block No.82-5, Malbar Hill Road, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Manmohansingh S Osan Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Manmohansingh S Osan

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gopal R Onmalwar


, Pin:400086

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Rajlaxmi G Onmalwar Ms. Rashmita G Onmalwar Jeevan Vriddhi Age 48 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 216826 Yield 6.60 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.78 % 20.6% 8.31 % 9.92 % 30.9% 9.55 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.36 % 80 CCE Saving @ 30.9% 10.54 % 11.87 % 80 CCE Saving @ 10.3% 7.74 % 9.04 %

Sr. No. Name 1 2 Mrs. Rajlaxmi G Onmalwar Ms. Rashmita G Onmalwar

Age 48 39

Premium 100000 100000

Total 101545 101545

Maturity 192347 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr Rajendra H Okade
C/O,Shrib.C.Rao,B-4/401, Veena Nagar,Opp.Gabriel, L.B.S.Marg, Mulund (West), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr Rajendra H Okade Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr Rajendra H Okade

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Susan Oommen


Whispering Meadows, 403 / A, Lotus Bldg., B.R.Road,opp. Model Town, Mulund (W), Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Susan Oommen Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Ms. Susan Oommen

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ranjan D Parab


Navrang Printing Presds, 105-A,Champa Bhuvan, Match Factory Lane , Kurla (W), Mumbai, Pin:400070 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ranjan D Parab Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Ranjan D Parab

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jeevan H Punjwani


Flat No.A-17/103, 1st Floor, Veena Nagar, Mulund West,Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Bharti R J Panjwani Ms. Priya J Panjwani Jeevan Vriddhi Age 28 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 225789 Yield 8.31 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.28 % 20.6% 10.47 % 10.48 % 30.9% 12.03 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.80 % 80 CCE Saving @ 30.9% 12.31 % 12.32 % 80 CCE Saving @ 10.3% 9.47 % 9.48 %

Sr. No. Name 1 2 Ms. Bharti R J Panjwani Ms. Priya J Panjwani

Age 28 27

Premium 100000 100000

Total 101545 101545

Maturity 225592 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunder H Panjwani


B-1804 , Golden Willows, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Meena S Panjwani Mr. Ishwar S Panjwani Jeevan Vriddhi Age 26 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 224531 Yield 8.33 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.21 % 20.6% 10.49 % 10.40 % 30.9% 12.05 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.74 % 80 CCE Saving @ 30.9% 12.33 % 12.26 % 80 CCE Saving @ 10.3% 9.49 % 9.42 %

Sr. No. Name 1 2 Ms. Meena S Panjwani Mr. Ishwar S Panjwani

Age 26 31

Premium 100000 100000

Total 101545 101545

Maturity 225945 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jammu H Panjwani


C/o.United Octroi Company, Municipal Shopping Centre, Mulund Check Naka, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ashish J Panjwani(E Kr. Karan J Panjwani(E Mrs. Neelam J Panjwani(E Jeevan Vriddhi Age 26 21 49 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225945 226466 188019 Yield 8.33 % 8.35 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.31 % 7.08 % 20.6% 10.49 % 10.52 % 8.00 % 30.9% 12.05 % 12.08 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.33 % 8.35 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.84 % 8.79 % 80 CCE Saving @ 30.9% 12.33 % 12.35 % 10.28 % 80 CCE Saving @ 10.3% 9.49 % 9.52 % 7.50 %

Sr. No. Name 1 2 3 Mr. Ashish J Panjwani(E Kr. Karan J Panjwani(E Mrs. Neelam J Panjwani(E

Age 26 21 49

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225945 226466 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ram H Panjwani


Flat No. 301, 3rd Flr, Goutam, Saptarishi Park, Mulund (West), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ram H Panjwani Mrs. Sarika R Panjwani Ms. Payal Ram Panjwani Mr. Bhavesh R Panjwani Jeevan Vriddhi Age 50 49 21 24 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 188019 226466 226171 Yield 6.09 % 6.35 % 8.35 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.08 % 9.31 % 9.30 % 20.6% 7.67 % 8.00 % 10.52 % 10.50 % 30.9% 8.81 % 9.19 % 12.08 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.35 % 8.35 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.79 % 10.84 % 10.82 % 80 CCE Saving @ 30.9% 10.01 % 10.28 % 12.35 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 7.50 % 9.52 % 9.50 %

Sr. No. Name 1 2 3 4 Mr. Ram H Panjwani Mrs. Sarika R Panjwani Ms. Payal Ram Panjwani Mr. Bhavesh R Panjwani

Age 50 49 21 24

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 188019 226466 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prem H Panjwani


B-202, Silver Birch, Vasant Garden, Opp Golden Willow Towers, Mulund West, Mumbai, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Prem H Panjwani Mrs. Harsha P Panjwani Kr. Rohit P Panjwani Kr. Pawan P Panjwani Mrs Mrs Abc Jeevan Vriddhi Age 47 47 22 18 47 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 196379 196379 226356 226918 196379 Yield 6.82 % 6.82 % 8.35 % 8.37 % 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.60 % 9.31 % 9.33 % 7.60 % 20.6% 8.59 % 8.59 % 10.52 % 10.54 % 8.59 % 30.9% 9.87 % 9.87 % 12.08 % 12.11 % 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.82 % 6.82 % 8.35 % 8.37 % 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.27 % 10.83 % 10.86 % 9.27 % 80 CCE Saving @ 30.9% 10.76 % 10.76 % 12.35 % 12.38 % 10.76 % 80 CCE Saving @ 10.3% 7.97 % 7.97 % 9.51 % 9.54 % 7.97 %

Sr. No. Name 1 2 3 4 5 Mr. Prem H Panjwani Mrs. Harsha P Panjwani Kr. Rohit P Panjwani Kr. Pawan P Panjwani Mrs Mrs Abc

Age 47 47 22 18 47

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 196379 196379 226356 226918 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manvinder Panesar


Krishna Estate, A/5,304 Hendre Pada, Badlapur(w), Dist Thane, Pin:421513 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manvinder Panesar Mrs. Meenukaur M Panesar Jeevan Vriddhi Age 40 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 221652 Yield 7.80 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.05 % 20.6% 9.82 % 10.23 % 30.9% 11.29 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.60 % 80 CCE Saving @ 30.9% 11.78 % 12.11 % 80 CCE Saving @ 10.3% 8.96 % 9.28 %

Sr. No. Name 1 2 Mr. Manvinder Panesar Mrs. Meenukaur M Panesar

Age 40 35

Premium 100000 100000

Total 101545 101545

Maturity 215191 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Fatu Sadhuram Punjabi


29/C Old Barrack, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Geeta F Punjabi Mrs. Sangeeta F Punjabi Mast Vikas F Punjabi(E Jeevan Vriddhi Age 31 50 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224531 183344 225789 Yield 8.26 % 6.09 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 6.79 % 9.28 % 20.6% 10.40 % 7.67 % 10.48 % 30.9% 11.95 % 8.81 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.26 % 6.09 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 8.52 % 10.80 % 80 CCE Saving @ 30.9% 12.26 % 10.01 % 12.32 % 80 CCE Saving @ 10.3% 9.42 % 7.23 % 9.48 %

Sr. No. Name 1 2 3 Ms. Geeta F Punjabi Mrs. Sangeeta F Punjabi Mast Vikas F Punjabi(E

Age 31 50 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224531 183344 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dharmesh V Padiya


A/3, Flt 204, Shruti Garden CHS, Manorama Nagar, Kolshet Road, Thane, Thane, Pin:400607 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dharmesh V Padiya Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Dharmesh V Padiya

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Thakur I Punjabi


Bldg 9, 2nd Flr, R#145, Neo Shastri Nagar, Mulund Colony, Mulund W, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Thakur I Punjabi Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Thakur I Punjabi

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash D Panjabi


C-701,"Red Woods", Vasant Garden, Mulund West, Mumbai, Pin:400080 Dear Prakash Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Prakash D Panjabi Mrs. Jyoti P Panjabi Mr. Dinesh P Panjabi Mr. Yogesh P Panjabi Mrs. Hemani D Panjabi Jeevan Vriddhi Age 49 45 27 24 23 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 188019 203396 225789 226171 226263 Yield 6.35 % 7.19 % 8.32 % 8.34 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.02 % 9.28 % 9.30 % 9.30 % 20.6% 8.00 % 9.06 % 10.48 % 10.50 % 10.50 % 30.9% 9.19 % 10.41 % 12.04 % 12.07 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.35 % 7.19 % 8.32 % 8.34 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.65 % 10.80 % 10.82 % 10.83 % 80 CCE Saving @ 30.9% 10.28 % 11.15 % 12.32 % 12.34 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 8.35 % 9.48 % 9.50 % 9.51 %

Sr. No. Name 1 2 3 4 5 Mr. Prakash D Panjabi Mrs. Jyoti P Panjabi Mr. Dinesh P Panjabi Mr. Yogesh P Panjabi Mrs. Hemani D Panjabi

Age 49 45 27 24 23

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 188019 203396 225789 226171 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak S Punjabi


29/C Netaji Road Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Deepak S Punjabi Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Deepak S Punjabi

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhrubacharan P Pahi


5 Sumati Jagtap Chawl, Kajuwadi, Thane, Pin:400604

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Dhrubacharan P Pahi Mrs. Manjula D Pahi Ms. Bhagyashree D Pahi Ms. Trupti D Pahi Mast Adeshkumar D Pahi Jeevan Vriddhi Age 45 41 20 14 12 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 203396 213378 226594 227851 228517 Yield 7.19 % 7.71 % 8.36 % 8.42 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.60 % 9.32 % 9.39 % 9.42 % 20.6% 9.06 % 9.71 % 10.53 % 10.60 % 10.64 % 30.9% 10.41 % 11.16 % 12.10 % 12.19 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 7.71 % 8.36 % 8.42 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.18 % 10.84 % 10.90 % 10.94 % 80 CCE Saving @ 30.9% 11.15 % 11.69 % 12.36 % 12.42 % 12.46 % 80 CCE Saving @ 10.3% 8.35 % 8.87 % 9.52 % 9.58 % 9.62 %

Sr. No. Name 1 2 3 4 5 Mr. Dhrubacharan P Pahi Mrs. Manjula D Pahi Ms. Bhagyashree D Pahi Ms. Trupti D Pahi Mast Adeshkumar D Pahi

Age 45 41 20 14 12

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 203396 213378 226594 227851 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raja I Punjabi


19/6, Powai Chowk, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Dolly Raja Punjabi Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Ms. Dolly Raja Punjabi

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh K Panjwani


B/78, Shree Krishna Dham, L.B.S. Marg,Mulund (w), Mumbai., Bandra (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Yogesh K Panjwani Mrs. Geeta Y Panjwani Ms. Simran Y Panjwani Jeevan Vriddhi Age 43 36 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 220661 227851 Yield 7.49 % 8.07 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.00 % 9.39 % 20.6% 9.43 % 10.16 % 10.60 % 30.9% 10.84 % 11.68 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 8.07 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.55 % 10.90 % 80 CCE Saving @ 30.9% 11.46 % 12.06 % 12.42 % 80 CCE Saving @ 10.3% 8.64 % 9.23 % 9.58 %

Sr. No. Name 1 2 3 Mr. Yogesh K Panjwani Mrs. Geeta Y Panjwani Ms. Simran Y Panjwani

Age 43 36 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 220661 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Moolchand H Panjabi

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Lavina M Panjabi Kr. Rohit M Punjabi Kum. Vanita M Punjabi Jeevan Vriddhi Age 46 17 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 227115 226594 Yield 7.02 % 8.38 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.34 % 9.32 % 20.6% 8.84 % 10.55 % 10.53 % 30.9% 10.16 % 12.13 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.38 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.87 % 10.84 % 80 CCE Saving @ 30.9% 10.97 % 12.39 % 12.36 % 80 CCE Saving @ 10.3% 8.17 % 9.55 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Lavina M Panjabi Kr. Rohit M Punjabi Kum. Vanita M Punjabi

Age 46 17 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 227115 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vashu S Punjabi


29-old Barrack Backside, Mulund Colony,Last Bus St, Mulund W, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Vashu S Punjabi Ms. Pinky V Punjabi Mrs. Poonam V Punjabi Mast Bhavesh V Punjabi Jeevan Vriddhi Age 50 28 48 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 225592 192347 226356 Yield 6.09 % 8.31 % 6.60 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.26 % 7.36 % 9.31 % 20.6% 7.67 % 10.47 % 8.31 % 10.52 % 30.9% 8.81 % 12.03 % 9.55 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 8.31 % 6.60 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.79 % 9.04 % 10.83 % 80 CCE Saving @ 30.9% 10.01 % 12.31 % 10.54 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 9.47 % 7.74 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Vashu S Punjabi Ms. Pinky V Punjabi Mrs. Poonam V Punjabi Mast Bhavesh V Punjabi

Age 50 28 48 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 225592 192347 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip H Panjwani


C-302,3rd Flr,Sagar Bldg, Swapna Nagari, Mulund West, Mumbai, Pin:400080 Dear Dilip, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Dilip H Panjwani Mrs. Heena D Panjwani Kr. Rinkesh D Panjwani Kum. Lipika D Panjwani Ms. Asha B Shelake Mr. Dilip H Panjwani(HUF Jeevan Vriddhi Age 43 44 17 13 30 43 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 209027 206379 227115 228147 224983 209027 Yield 7.49 % 7.35 % 8.38 % 8.43 % 8.28 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.19 % 9.34 % 9.40 % 9.23 % 8.35 % 20.6% 9.43 % 9.26 % 10.55 % 10.62 % 10.43 % 9.43 % 30.9% 10.84 % 10.64 % 12.13 % 12.20 % 11.98 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.49 % 7.35 % 8.38 % 8.43 % 8.28 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.81 % 10.87 % 10.92 % 10.76 % 9.95 % 80 CCE Saving @ 30.9% 11.46 % 11.32 % 12.39 % 12.44 % 12.28 % 11.46 % 80 CCE Saving @ 10.3% 8.64 % 8.50 % 9.55 % 9.60 % 9.44 % 8.64 %

Sr. No. Name 1 2 3 4 5 6 Mr. Dilip H Panjwani Mrs. Heena D Panjwani Kr. Rinkesh D Panjwani Kum. Lipika D Panjwani Ms. Asha B Shelake Mr. Dilip H Panjwani(HUF

Age 43 44 17 13 30 43

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 209027 206379 227115 228147 224983 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod H Panjwani


C-403, Kalp Nagari, Balrajeshwar Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vinod H Panjwani Mrs. Ekta V. Panjwani Mr. Sv Vinod Jeevan Vriddhi Age 45 43 45 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 209027 203396 Yield 7.19 % 7.49 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.35 % 8.02 % 20.6% 9.06 % 9.43 % 9.06 % 30.9% 10.41 % 10.84 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 7.49 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.95 % 9.65 % 80 CCE Saving @ 30.9% 11.15 % 11.46 % 11.15 % 80 CCE Saving @ 10.3% 8.35 % 8.64 % 8.35 %

Sr. No. Name 1 2 3 Mr. Vinod H Panjwani Mrs. Ekta V. Panjwani Mr. Sv Vinod

Age 45 43 45

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 209027 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lachman T Panjwani


URB Palmeras De Sur, Block F Piso 3, Porta 1, Las Americas

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Lachman T Panjwani Mrs. Hanisha L Punjwani Mast Rahul L Punjwani Jeevan Vriddhi Age 42 41 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 213378 227851 Yield 7.61 % 7.71 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.60 % 9.39 % 20.6% 9.58 % 9.71 % 10.60 % 30.9% 11.01 % 11.16 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 7.71 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.18 % 10.90 % 80 CCE Saving @ 30.9% 11.58 % 11.69 % 12.42 % 80 CCE Saving @ 10.3% 8.76 % 8.87 % 9.58 %

Sr. No. Name 1 2 3 Mr. Lachman T Panjwani Mrs. Hanisha L Punjwani Mast Rahul L Punjwani

Age 42 41 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 213378 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shyam T Punjabi


C-509,Panchratna Apt, Bhairobonala, Fatima Nagar, Pune, Pin:400013 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mast Harish S Punjabi Ms. Sonam S Punjabi Mrs. Sunita S Punjabi Jeevan Vriddhi Age 25 23 50 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 226066 226263 183344 Yield 8.33 % 8.34 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.30 % 6.79 % 20.6% 10.49 % 10.50 % 7.67 % 30.9% 12.05 % 12.07 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.33 % 8.34 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.83 % 8.52 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 10.01 % 80 CCE Saving @ 10.3% 9.50 % 9.51 % 7.23 %

Sr. No. Name 1 2 3 Mast Harish S Punjabi Ms. Sonam S Punjabi Mrs. Sunita S Punjabi

Age 25 23 50

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 226066 226263 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Satish Sheena Poojary


Fl No 16,Shivam Bldg, Padwal Nagar, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Satish Sheena Poojary Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Satish Sheena Poojary

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj G Palan


B-4,104 Veena Nagar, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 Mr. Manoj G Palan Ms. Ami M Palan Mr. Manoj G Palan(huf) Mrs. Reeta M Palan Mast Ridhesh M Palan Mr. Milan U Bhansode Mrs. Vaishali V Sampurkar Mrs. Sushma D Patel Ms. Sandya P Malhotra Jeevan Vriddhi Age 44 20 44 42 18 35 50 39 35 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 206379 226594 206379 211350 226918 221652 183344 216826 221652 Yield 7.35 % 8.36 % 7.35 % 7.61 % 8.37 % 8.12 % 6.09 % 7.88 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.32 % 8.19 % 8.48 % 9.33 % 9.05 % 6.79 % 8.78 % 9.05 % 20.6% 9.26 % 10.53 % 9.26 % 9.58 % 10.54 % 10.23 % 7.67 % 9.92 % 10.23 % 30.9% 10.64 % 12.10 % 10.64 % 11.01 % 12.11 % 11.75 % 8.81 % 11.40 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.35 % 8.36 % 7.35 % 7.61 % 8.37 % 8.12 % 6.09 % 7.88 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.84 % 9.81 % 10.07 % 10.86 % 10.60 % 8.52 % 10.36 % 10.60 % 80 CCE Saving @ 30.9% 11.32 % 12.36 % 11.32 % 11.58 % 12.38 % 12.11 % 10.01 % 11.87 % 12.11 % 80 CCE Saving @ 10.3% 8.50 % 9.52 % 8.50 % 8.76 % 9.54 % 9.28 % 7.23 % 9.04 % 9.28 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 Mr. Manoj G Palan Ms. Ami M Palan Mr. Manoj G Palan(huf) Mrs. Reeta M Palan Mast Ridhesh M Palan Mr. Milan U Bhansode Mrs. Vaishali V Sampurkar Mrs. Sushma D Patel Ms. Sandya P Malhotra

Age 44 20 44 42 18 35 50 39 35

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 206379 226594 206379 211350 226918 221652 183344 216826 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak I Punjabi


A/102,Shreeji Park, R N P Park,Nr Mother Mery, School,Bhayander East, Dist Thane, Pin:400105 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Deepak I Punjabi Mrs. Hema D Punjabi Mast Tarun D Punjabi Jeevan Vriddhi Age 48 42 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 211350 226466 Yield 6.60 % 7.61 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.48 % 9.31 % 20.6% 8.31 % 9.58 % 10.52 % 30.9% 9.55 % 11.01 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.61 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.07 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 11.58 % 12.35 % 80 CCE Saving @ 10.3% 7.74 % 8.76 % 9.52 %

Sr. No. Name 1 2 3 Mr. Deepak I Punjabi Mrs. Hema D Punjabi Mast Tarun D Punjabi

Age 48 42 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 211350 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hiro Hotchand Pahuja


A/17 , 4 Th Floor, Sai Thakur Ram Apt., Nr. Dassera Maidan, Opp. Ramayan Ngr, Pin:421003 Dear Hira Bhai, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Hiro H Pahuja Mrs. Pooja H Pahuja Mast Karan H Pahuja Mast Koushal H Pahuja Mr. Jeetandra H Pahuja Jeevan Vriddhi Age 39 37 16 15 37 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 216826 219537 227336 227584 219537 Yield 7.88 % 8.02 % 8.39 % 8.40 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.94 % 9.35 % 9.36 % 8.94 % 20.6% 9.92 % 10.10 % 10.57 % 10.58 % 10.10 % 30.9% 11.40 % 11.61 % 12.14 % 12.16 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.88 % 8.02 % 8.39 % 8.40 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.49 % 10.88 % 10.89 % 10.49 % 80 CCE Saving @ 30.9% 11.87 % 12.01 % 12.40 % 12.41 % 12.01 % 80 CCE Saving @ 10.3% 9.04 % 9.18 % 9.56 % 9.57 % 9.18 %

Sr. No. Name 1 2 3 4 5 Mr. Hiro H Pahuja Mrs. Pooja H Pahuja Mast Karan H Pahuja Mast Koushal H Pahuja Mr. Jeetandra H Pahuja

Age 39 37 16 15 37

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 216826 219537 227336 227584 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. C.P.K. Punjabi


403,4th Flr,Uma Shikhar, TPS III, 13th Road, Behind Khar Tel Exchange, Khar West,Mumbai, Pin:400052 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Jaikishan C Punjabi Mr. Mukesh Punjabi Mrs. Simran Anil Raghani Mrs. Jyoti D Pahilani Mast Jeetu A Raghani Mrs. Nisha J Punjabi Jeevan Vriddhi Age 34 30 38 40 12 29 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 222526 224983 218268 215191 228517 225325 Yield 8.16 % 8.28 % 7.95 % 7.80 % 8.45 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.23 % 8.86 % 8.70 % 9.42 % 9.25 % 20.6% 10.28 % 10.43 % 10.01 % 9.82 % 10.64 % 10.45 % 30.9% 11.81 % 11.98 % 11.51 % 11.29 % 12.23 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.16 % 8.28 % 7.95 % 7.80 % 8.45 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.76 % 10.43 % 10.27 % 10.94 % 10.78 % 80 CCE Saving @ 30.9% 12.16 % 12.28 % 11.94 % 11.78 % 12.46 % 12.30 % 80 CCE Saving @ 10.3% 9.32 % 9.44 % 9.11 % 8.96 % 9.62 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 Mr. Jaikishan C Punjabi Mr. Mukesh Punjabi Mrs. Simran Anil Raghani Mrs. Jyoti D Pahilani Mast Jeetu A Raghani Mrs. Nisha J Punjabi

Age 34 30 38 40 12 29

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 222526 224983 218268 215191 228517 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay H Patil


Sunraj Octri Service, 19/B Gaurav Anand Apt, Nr Eastern Express Highway,checknaka, Kopri Village Thane (East), Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sanjay H Patil Kum. Gautami S Patil Mrs. Rajni S Patil Mr. Dhanjay S Patil Jeevan Vriddhi Age 45 15 42 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 227584 211350 226356 Yield 7.19 % 8.40 % 7.61 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.36 % 8.48 % 9.31 % 20.6% 9.06 % 10.58 % 9.58 % 10.52 % 30.9% 10.41 % 12.16 % 11.01 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 8.40 % 7.61 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.89 % 10.07 % 10.83 % 80 CCE Saving @ 30.9% 11.15 % 12.41 % 11.58 % 12.35 % 80 CCE Saving @ 10.3% 8.35 % 9.57 % 8.76 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Sanjay H Patil Kum. Gautami S Patil Mrs. Rajni S Patil Mr. Dhanjay S Patil

Age 45 15 42 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 227584 211350 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil D Punjabi


A-502,Surya Darshan, Highway Road, Opp Nitin Co., Thane West

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Anil D Punjabi Mrs. Charvi A Punjabi Jeevan Vriddhi Age 39 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 223963 Yield 7.88 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.18 % 20.6% 9.92 % 10.37 % 30.9% 11.40 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.71 % 80 CCE Saving @ 30.9% 11.87 % 12.23 % 80 CCE Saving @ 10.3% 9.04 % 9.39 %

Sr. No. Name 1 2 Mr. Anil D Punjabi Mrs. Charvi A Punjabi

Age 39 32

Premium 100000 100000

Total 101545 101545

Maturity 216826 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Paramjeet Pardesi


65-1, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Harpreet Kaur Pardesi Smt. Surinderkaur Pardesi Ms. Gurpreet Kaur Pardesi Mast Sunveer Singh Pardesi Jeevan Vriddhi Age 17 36 14 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 227115 220661 227851 229966 Yield 8.38 % 8.07 % 8.42 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.34 % 9.00 % 9.39 % 9.50 % 20.6% 10.55 % 10.16 % 10.60 % 10.73 % 30.9% 12.13 % 11.68 % 12.19 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.38 % 8.07 % 8.42 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.87 % 10.55 % 10.90 % 11.01 % 80 CCE Saving @ 30.9% 12.39 % 12.06 % 12.42 % 12.53 % 80 CCE Saving @ 10.3% 9.55 % 9.23 % 9.58 % 9.68 %

Sr. No. Name 1 2 3 4 Mrs. Harpreet Kaur Pardesi Smt. Surinderkaur Pardesi Ms. Gurpreet Kaur Pardesi Mast Sunveer Singh Pardesi

Age 17 36 14 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 227115 220661 227851 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj H Pahuja


A-306/7/8, 3rd Flr, Ramayan Nagar, Nr Dassera, Maidan, Station Road, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manoj H Pahuja(pdc) Mrs. Ritika M Pahuja Mast Manav M Pahuja Jeevan Vriddhi Age 33 33 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 223291 229966 Yield 8.20 % 8.20 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.14 % 9.50 % 20.6% 10.33 % 10.33 % 10.73 % 30.9% 11.87 % 11.87 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.20 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.68 % 11.01 % 80 CCE Saving @ 30.9% 12.20 % 12.20 % 12.53 % 80 CCE Saving @ 10.3% 9.36 % 9.36 % 9.68 %

Sr. No. Name 1 2 3 Mr. Manoj H Pahuja(pdc) Mrs. Ritika M Pahuja Mast Manav M Pahuja

Age 33 33 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 223291 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh D Prajapati


C-2, Saideep Complex, Shivaji Nagar, Near Akash Ganga, Rabadi IInd, Thane West.

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kamlesh D Prajapati Mrs. Kajal K. Prajapati Jeevan Vriddhi Age 39 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 223291 Yield 7.88 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.14 % 20.6% 9.92 % 10.33 % 30.9% 11.40 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.68 % 80 CCE Saving @ 30.9% 11.87 % 12.20 % 80 CCE Saving @ 10.3% 9.04 % 9.36 %

Sr. No. Name 1 2 Mr. Kamlesh D Prajapati Mrs. Kajal K. Prajapati

Age 39 33

Premium 100000 100000

Total 101545 101545

Maturity 216826 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip W Pol


13,Radhash Niwas, Mith Bunder Road, Near Sai Temple, Thane East, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Saleel Dilip Pol Jeevan Vriddhi Age 20 Premium 100000 S.Tax 1545 Total 101545 Maturity 226594 Yield 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.32 % 20.6% 10.53 % 30.9% 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.36 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Mast Saleel Dilip Pol

Age 20

Premium 100000

Total 101545

Maturity 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prabhu H Panjwani


39-5, Sheva Chaya Bunglow, Powai Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Jatin P Panjwani Jeevan Vriddhi Age 9 Premium 100000 S.Tax 1545 Total 101545 Maturity 229966 Yield 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.50 % 20.6% 10.73 % 30.9% 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 11.01 % 80 CCE Saving @ 30.9% 12.53 % 80 CCE Saving @ 10.3% 9.68 %

Sr. No. Name 1 Mast Jatin P Panjwani

Age 9

Premium 100000

Total 101545

Maturity 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ishwar S Patel


Moti Nagar,Room No 11, L.B.S Marg, Mulund W, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ishwar S Patel Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Ishwar S Patel

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ghanshyam J Punjabi


Old Brk 16/2, Opp. Jai, Bharat High School, Mulund Colony Mulund W, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ghanshyam J Punjabi Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Ghanshyam J Punjabi

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Paramjeet Singh


112/62, Malabar Hill Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. ParamjeetSingh Rajput Mrs. Charanjeet Kaur Mast Rajwindersingh Ms. Shalu Kaur Jeevan Vriddhi Age 43 37 19 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 219537 226744 227115 Yield 7.49 % 8.02 % 8.36 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.94 % 9.32 % 9.34 % 20.6% 9.43 % 10.10 % 10.53 % 10.55 % 30.9% 10.84 % 11.61 % 12.10 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 8.02 % 8.36 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.49 % 10.85 % 10.87 % 80 CCE Saving @ 30.9% 11.46 % 12.01 % 12.37 % 12.39 % 80 CCE Saving @ 10.3% 8.64 % 9.18 % 9.53 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. ParamjeetSingh Rajput Mrs. Charanjeet Kaur Mast Rajwindersingh Ms. Shalu Kaur

Age 43 37 19 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 219537 226744 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahendra L Patil


Ravira Ever Green, 214, P.N.Kothari Ind,est, L.B.S.Marg, Bhadup(W), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mahendra L Patil Mrs. Deepa M Patil Ms. Nidhi M Patil Jeevan Vriddhi Age 41 35 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 221652 229334 Yield 7.71 % 8.12 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.05 % 9.46 % 20.6% 9.71 % 10.23 % 10.69 % 30.9% 11.16 % 11.75 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 8.12 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.60 % 10.98 % 80 CCE Saving @ 30.9% 11.69 % 12.11 % 12.50 % 80 CCE Saving @ 10.3% 8.87 % 9.28 % 9.65 %

Sr. No. Name 1 2 3 Mr. Mahendra L Patil Mrs. Deepa M Patil Ms. Nidhi M Patil

Age 41 35 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 221652 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish Patil


214, Ravira Ever Green, P.N.Kothari Ins.Est, L.B.S.Marg, Bhandup(W), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manish Patil Mrs. Neelam M Patil Ms. Rashmi Patil Jeevan Vriddhi Age 44 41 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 213378 227584 Yield 7.35 % 7.71 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.60 % 9.36 % 20.6% 9.26 % 9.71 % 10.58 % 30.9% 10.64 % 11.16 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.71 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.18 % 10.89 % 80 CCE Saving @ 30.9% 11.32 % 11.69 % 12.41 % 80 CCE Saving @ 10.3% 8.50 % 8.87 % 9.57 %

Sr. No. Name 1 2 3 Mr. Manish Patil Mrs. Neelam M Patil Ms. Rashmi Patil

Age 44 41 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 213378 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahindra K Patil


Lokmanya Nagar,Pada No 1, Jayshree Niwas, Thane:6

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mahindra K Patil Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Mahindra K Patil

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. H.L.Pipalia
"Devang", Brahmania Para, Cross Line,Nr.Govind Baug, Market, Rajkot, Pin:360003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. H.L.Pipalia Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. H.L.Pipalia

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nilesh Parekh


Fit kid, shop No:1, Gayatri Darshan, Zaver Road, Mulund (W), mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Nilesh Parekh Mrs. Neepa N PArekh Ms. Richa N Parekh Jeevan Vriddhi Age 42 36 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 220661 229334 Yield 7.61 % 8.07 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.00 % 9.46 % 20.6% 9.58 % 10.16 % 10.69 % 30.9% 11.01 % 11.68 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 8.07 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.55 % 10.98 % 80 CCE Saving @ 30.9% 11.58 % 12.06 % 12.50 % 80 CCE Saving @ 10.3% 8.76 % 9.23 % 9.65 %

Sr. No. Name 1 2 3 Mr. Nilesh Parekh Mrs. Neepa N PArekh Ms. Richa N Parekh

Age 42 36 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 220661 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil Purshottamani(E


Bloch no:134/208-209, Sushi Dev,Hidustan Chowk, Mulund colony, Mulund(W), Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sunil Purshottamani(E Mrs. Kaamna Purshottamani Jeevan Vriddhi Age 35 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 225592 Yield 8.12 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.26 % 20.6% 10.23 % 10.47 % 30.9% 11.75 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.79 % 80 CCE Saving @ 30.9% 12.11 % 12.31 % 80 CCE Saving @ 10.3% 9.28 % 9.47 %

Sr. No. Name 1 2 Mr. Sunil Purshottamani(E Mrs. Kaamna Purshottamani

Age 35 28

Premium 100000 100000

Total 101545 101545

Maturity 221652 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sadanand M Palkar


B-3 Bldg,Room No 17, Khindipada,B.M.C Bhandup, Complex,Mulund(W)., Thane (W), Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Vrushali S Palkar Mast Onkar S Palkar Jeevan Vriddhi Age 24 16 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226171 227336 Yield 8.34 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.35 % 20.6% 10.50 % 10.57 % 30.9% 12.07 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.34 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.88 % 80 CCE Saving @ 30.9% 12.34 % 12.40 % 80 CCE Saving @ 10.3% 9.50 % 9.56 %

Sr. No. Name 1 2 Ms. Vrushali S Palkar Mast Onkar S Palkar

Age 24 16

Premium 100000 100000

Total 101545 101545

Maturity 226171 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sarang M Pore


A-10/201, 2 nd floor, Veena nager, L.B.S> MArg, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sarang M Pore Mrs. Monika S Pore Jeevan Vriddhi Age 33 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225592 Yield 8.20 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.26 % 20.6% 10.33 % 10.47 % 30.9% 11.87 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.79 % 80 CCE Saving @ 30.9% 12.20 % 12.31 % 80 CCE Saving @ 10.3% 9.36 % 9.47 %

Sr. No. Name 1 2 Mr. Sarang M Pore Mrs. Monika S Pore

Age 33 28

Premium 100000 100000

Total 101545 101545

Maturity 223291 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip B Rangani(E


R.No.7,1st Flr, SMW Apartment,Bhatwadi, Kisan Nagar No. 3, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Nisha Dilip Rangani Mast Karan Dilip Rangani Jeevan Vriddhi Age 28 20 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226594 Yield 8.31 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.32 % 20.6% 10.47 % 10.53 % 30.9% 12.03 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.84 % 80 CCE Saving @ 30.9% 12.31 % 12.36 % 80 CCE Saving @ 10.3% 9.47 % 9.52 %

Sr. No. Name 1 2 Ms. Nisha Dilip Rangani Mast Karan Dilip Rangani

Age 28 20

Premium 100000 100000

Total 101545 101545

Maturity 225592 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gurmelsingh Pamar


House No:30006, Sector 15-D, Chandigarh

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Gurmelsingh Pamar Mrs. Gurpreet kaur Ms Arsh Noor G Pamar Jeevan Vriddhi Age 49 45 12 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 203396 228517 Yield 6.35 % 7.19 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.02 % 9.42 % 20.6% 8.00 % 9.06 % 10.64 % 30.9% 9.19 % 10.41 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 7.19 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.65 % 10.94 % 80 CCE Saving @ 30.9% 10.28 % 11.15 % 12.46 % 80 CCE Saving @ 10.3% 7.50 % 8.35 % 9.62 %

Sr. No. Name 1 2 3 Mr. Gurmelsingh Pamar Mrs. Gurpreet kaur Ms Arsh Noor G Pamar

Age 49 45 12

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 203396 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Vishal S Patel


T.G.NO.195,saraswati, Chowk,mulund Colony,(w), BHD Juvena Beauty Parlour, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 shri Vishal S Patel Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 shri Vishal S Patel

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajendra G Palan(E


B-501,vashistha Bldg, Saptarishi Park, Mulund(w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sudha R Palan(E Ms. Nidhi R Palan(E Mast Saurabh R Palan(E Jeevan Vriddhi Age 48 22 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 226356 225945 Yield 6.60 % 8.35 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.31 % 9.29 % 20.6% 8.31 % 10.52 % 10.49 % 30.9% 9.55 % 12.08 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 8.35 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.83 % 10.81 % 80 CCE Saving @ 30.9% 10.54 % 12.35 % 12.33 % 80 CCE Saving @ 10.3% 7.74 % 9.51 % 9.49 %

Sr. No. Name 1 2 3 Mrs. Sudha R Palan(E Ms. Nidhi R Palan(E Mast Saurabh R Palan(E

Age 48 22 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 226356 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rupesh P Parihar


Raj Hair Cutting Saloon, Shivaji Chowk, Mulund Colony, Mulund(west), Mumbai., Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rupesh P Parihar Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Rupesh P Parihar

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Jyoti V Pawar


106-17,Malbar Hill Road, Mulund ColonMulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Jyoti V Pawar Mr. Vilas B Pawar Ms. Sonia V Pawar Mast Raj V Pawar Ms. Lata S Dadlani Jeevan Vriddhi Age 39 40 13 8 40 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 216826 215191 228147 229966 215191 Yield 7.88 % 7.80 % 8.43 % 8.52 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.70 % 9.40 % 9.50 % 8.70 % 20.6% 9.92 % 9.82 % 10.62 % 10.73 % 9.82 % 30.9% 11.40 % 11.29 % 12.20 % 12.33 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.88 % 7.80 % 8.43 % 8.52 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.27 % 10.92 % 11.01 % 10.27 % 80 CCE Saving @ 30.9% 11.87 % 11.78 % 12.44 % 12.53 % 11.78 % 80 CCE Saving @ 10.3% 9.04 % 8.96 % 9.60 % 9.68 % 8.96 %

Sr. No. Name 1 2 3 4 5 Mrs. Jyoti V Pawar Mr. Vilas B Pawar Ms. Sonia V Pawar Mast Raj V Pawar Ms. Lata S Dadlani

Age 39 40 13 8 40

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 216826 215191 228147 229966 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep N Pariani


901, Kukerja Palace, G Wing, V . B. Lane, Ghatkopar (E), Mumbai, Pin:400077 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Pradeep N Pariani Mrs. Khushboo P Pariani Mr. Ajit N Pariani Mrs. Mehak A Pariani Jeevan Vriddhi Age 36 33 33 30 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 220661 223291 223291 224983 Yield 8.07 % 8.20 % 8.20 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.14 % 9.14 % 9.23 % 20.6% 10.16 % 10.33 % 10.33 % 10.43 % 30.9% 11.68 % 11.87 % 11.87 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.07 % 8.20 % 8.20 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.68 % 10.68 % 10.76 % 80 CCE Saving @ 30.9% 12.06 % 12.20 % 12.20 % 12.28 % 80 CCE Saving @ 10.3% 9.23 % 9.36 % 9.36 % 9.44 %

Sr. No. Name 1 2 3 4 Mr. Pradeep N Pariani Mrs. Khushboo P Pariani Mr. Ajit N Pariani Mrs. Mehak A Pariani

Age 36 33 33 30

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 220661 223291 223291 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chiman U Phatnani


3/14,Shri Ramakrishan Soc, JVPD Scheme, North South Road No.9, JUHU,Mumbai, Pin:400049 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Praveer C Phatnani Ms. Seema C Phatnani Jeevan Vriddhi Age 26 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 224531 Yield 8.33 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.21 % 20.6% 10.49 % 10.40 % 30.9% 12.05 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.74 % 80 CCE Saving @ 30.9% 12.33 % 12.26 % 80 CCE Saving @ 10.3% 9.49 % 9.42 %

Sr. No. Name 1 2 Mast Praveer C Phatnani Ms. Seema C Phatnani

Age 26 31

Premium 100000 100000

Total 101545 101545

Maturity 225945 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pranav Pomal


D-314, Lok Angan, Mulund Colony, Mulund West, Thane, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pranav Pomal Mrs. Sunita P Pomal Jeevan Vriddhi Age 37 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 219537 Yield 8.02 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.94 % 20.6% 10.10 % 10.10 % 30.9% 11.61 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.49 % 80 CCE Saving @ 30.9% 12.01 % 12.01 % 80 CCE Saving @ 10.3% 9.18 % 9.18 %

Sr. No. Name 1 2 Mr. Pranav Pomal Mrs. Sunita P Pomal

Age 37 37

Premium 100000 100000

Total 101545 101545

Maturity 219537 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prashant Rane


Punjab & Maharshtra Co-op, Bank, Mulund Colony, Mulund (west), Mumbai., Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Prashant Rane Mrs. Mansi Rane Jeevan Vriddhi Age 43 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 219537 Yield 7.49 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.94 % 20.6% 9.43 % 10.10 % 30.9% 10.84 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.49 % 80 CCE Saving @ 30.9% 11.46 % 12.01 % 80 CCE Saving @ 10.3% 8.64 % 9.18 %

Sr. No. Name 1 2 Mr. Prashant Rane Mrs. Mansi Rane

Age 43 37

Premium 100000 100000

Total 101545 101545

Maturity 209027 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sobho R Punjabi


7/120, Neo Shastri Nagar, Mulund Colony, Mulund (w), Mumbai., Pin:400082 Radha Soami Dada, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Sanju S Punjabi Mr. Rajesh S Punjabi Mrs. Simran R Punjabi Jeevan Vriddhi Age 49 41 38 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 213378 218268 Yield 6.35 % 7.71 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.60 % 8.86 % 20.6% 8.00 % 9.71 % 10.01 % 30.9% 9.19 % 11.16 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 7.71 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.18 % 10.43 % 80 CCE Saving @ 30.9% 10.28 % 11.69 % 11.94 % 80 CCE Saving @ 10.3% 7.50 % 8.87 % 9.11 %

Sr. No. Name 1 2 3 Ms. Sanju S Punjabi Mr. Rajesh S Punjabi Mrs. Simran R Punjabi

Age 49 41 38

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 213378 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Tarun M Peshwani


Block No 78/3A, Malabar Hill Road, Mulund Colony,Mulund (W), Mumbai., Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Tarun M Peshwani Mrs. Tejal T Peshwani Jeevan Vriddhi Age 35 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 224983 Yield 8.12 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.23 % 20.6% 10.23 % 10.43 % 30.9% 11.75 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.76 % 80 CCE Saving @ 30.9% 12.11 % 12.28 % 80 CCE Saving @ 10.3% 9.28 % 9.44 %

Sr. No. Name 1 2 Mr. Tarun M Peshwani Mrs. Tejal T Peshwani

Age 35 30

Premium 100000 100000

Total 101545 101545

Maturity 221652 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. ChanderPrakash Punjabi


A-502, Surya Darshan, Highway Road, Opp. Nitin Company, Thane West, Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. C.P. Doulat Punjabi Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. C.P. Doulat Punjabi

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh D Punjabi


A-502, Surya Darshan, Highway Road, Opp Nitin Company, Thane West

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mukesh D Punjabi(E Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Mukesh D Punjabi(E

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. R.J.Pansuriya
Krishna Sagar Society, 40 Feet Road, Kotharia Road, Rajkot, Pin:2 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. R.J.Pansuriya Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. R.J.Pansuriya

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh B Pandya


103, Santa Rosa Bldg, Yogi Hill, Mulund (west), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Parin M Pandya Ms. Sidhi M Pandya Jeevan Vriddhi Age 28 22 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226356 Yield 8.31 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.31 % 20.6% 10.47 % 10.52 % 30.9% 12.03 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.83 % 80 CCE Saving @ 30.9% 12.31 % 12.35 % 80 CCE Saving @ 10.3% 9.47 % 9.51 %

Sr. No. Name 1 2 Mr. Parin M Pandya Ms. Sidhi M Pandya

Age 28 22

Premium 100000 100000

Total 101545 101545

Maturity 225592 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arun R Patil


Savita Niwas, Mukam-Post, Post: Anjur Diva, Taluka: Bhiwandi, District: Thane, Pin:421302 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Arun R Patil Mast Sahil A. Patil Mast Ayush A Patil Mrs. Sharmila A Patil Jeevan Vriddhi Age 49 19 13 37 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 226744 228147 219537 Yield 6.35 % 8.36 % 8.43 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.32 % 9.40 % 8.94 % 20.6% 8.00 % 10.53 % 10.62 % 10.10 % 30.9% 9.19 % 12.10 % 12.20 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.36 % 8.43 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.85 % 10.92 % 10.49 % 80 CCE Saving @ 30.9% 10.28 % 12.37 % 12.44 % 12.01 % 80 CCE Saving @ 10.3% 7.50 % 9.53 % 9.60 % 9.18 %

Sr. No. Name 1 2 3 4 Mr. Arun R Patil Mast Sahil A. Patil Mast Ayush A Patil Mrs. Sharmila A Patil

Age 49 19 13 37

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 226744 228147 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep R Pamnani


17-18, Kishin Leela Chambers Ltd, Kopri Colony, Nr. Anand Cinema,Thane(E), Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Pradeep Pamnani(HUF) Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Pradeep Pamnani(HUF)

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sushilkumar Pangasa


Block No: 111/49B, Malbar Hill Road, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Kum. Bhavesh S Pangasa Kum. Bhavna S Pangasa Jeevan Vriddhi Age 25 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 225945 Yield 8.33 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.29 % 20.6% 10.49 % 10.49 % 30.9% 12.05 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.81 % 80 CCE Saving @ 30.9% 12.34 % 12.33 % 80 CCE Saving @ 10.3% 9.50 % 9.49 %

Sr. No. Name 1 2 Kum. Bhavesh S Pangasa Kum. Bhavna S Pangasa

Age 25 26

Premium 100000 100000

Total 101545 101545

Maturity 226066 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh Punjabi


Behram Mahal, 143-D, 1st Floor, 534, Kalbadevi Road, Mumbai, Pin:400002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh Punjabi Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Rajesh Punjabi

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok C Punjabi


2/34, Neo Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ashok C Punjabi Ms. Leena C. Punjabi Ms. Khushboo C. Punjabi Mrs. Asha C. Punjabi Jeevan Vriddhi Age 29 26 18 49 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 225325 225945 226918 188019 Yield 8.30 % 8.33 % 8.37 % 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.29 % 9.33 % 7.08 % 20.6% 10.45 % 10.49 % 10.54 % 8.00 % 30.9% 12.01 % 12.05 % 12.11 % 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.30 % 8.33 % 8.37 % 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.81 % 10.86 % 8.79 % 80 CCE Saving @ 30.9% 12.30 % 12.33 % 12.38 % 10.28 % 80 CCE Saving @ 10.3% 9.46 % 9.49 % 9.54 % 7.50 %

Sr. No. Name 1 2 3 4 Mr. Ashok C Punjabi Ms. Leena C. Punjabi Ms. Khushboo C. Punjabi Mrs. Asha C. Punjabi

Age 29 26 18 49

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 225325 225945 226918 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajaykumar Pal


C/o Mahesh Enterprises, 1st Flr, R.R.T Road, Chhagpar Khimji Bldg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ajaykumar Pal Mr. Ramesh K. Panjabi Mrs. Soni Ramesh Panjabi Kum. Amrita R. Panjabi Jeevan Vriddhi Age 31 43 37 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 224531 209027 219537 228917 Yield 8.26 % 7.49 % 8.02 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 8.35 % 8.94 % 9.44 % 20.6% 10.40 % 9.43 % 10.10 % 10.67 % 30.9% 11.95 % 10.84 % 11.61 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.26 % 7.49 % 8.02 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 9.95 % 10.49 % 10.96 % 80 CCE Saving @ 30.9% 12.26 % 11.46 % 12.01 % 12.48 % 80 CCE Saving @ 10.3% 9.42 % 8.64 % 9.18 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Ajaykumar Pal Mr. Ramesh K. Panjabi Mrs. Soni Ramesh Panjabi Kum. Amrita R. Panjabi

Age 31 43 37 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 224531 209027 219537 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arjundas V Punjabi


18, Badrinath Society, Road No: 15, Opp. Khar Gymkhana, Khar West, Pin:400055 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Pradip L. Punjabi Kum. Khushboo L. Punjabi Jeevan Vriddhi Age 20 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226594 226466 Yield 8.36 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.32 % 9.31 % 20.6% 10.53 % 10.52 % 30.9% 12.10 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.36 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 10.84 % 80 CCE Saving @ 30.9% 12.36 % 12.35 % 80 CCE Saving @ 10.3% 9.52 % 9.52 %

Sr. No. Name 1 2 Mast Pradip L. Punjabi Kum. Khushboo L. Punjabi

Age 20 21

Premium 100000 100000

Total 101545 101545

Maturity 226594 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dharam Punjabi


C/o Mamta Saree Centre, Shop No.33, Mohatta Cloth Market, Palton Road, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dharam Punjabi Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Dharam Punjabi

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhagwan H Punjabi


Barrack No: 1281, Room No:11, O.T.Section, Ulhasnagar, Pin:421004 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sapna B Punjabi Mast Abhishek B. Punjabi Mast Sanjay B. Punjabi Jeevan Vriddhi Age 47 20 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 226594 227115 Yield 6.82 % 8.36 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.32 % 9.34 % 20.6% 8.59 % 10.53 % 10.55 % 30.9% 9.87 % 12.10 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.36 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.84 % 10.87 % 80 CCE Saving @ 30.9% 10.76 % 12.36 % 12.39 % 80 CCE Saving @ 10.3% 7.97 % 9.52 % 9.55 %

Sr. No. Name 1 2 3 Mrs. Sapna B Punjabi Mast Abhishek B. Punjabi Mast Sanjay B. Punjabi

Age 47 20 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 226594 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Satvinder Panesar


133/204,Hindustan Chowk, Mulund Colony, Mulund (W)., Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Satvinder Panesar Ms. Prabjot Kour Mrs. Harjit Kaour Panesar Ms. Jasmit Kour Panesar Jeevan Vriddhi Age 38 11 34 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 218268 228917 222526 229966 Yield 7.95 % 8.47 % 8.16 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.44 % 9.10 % 9.50 % 20.6% 10.01 % 10.67 % 10.28 % 10.73 % 30.9% 11.51 % 12.26 % 11.81 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.95 % 8.47 % 8.16 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.96 % 10.64 % 11.01 % 80 CCE Saving @ 30.9% 11.94 % 12.48 % 12.16 % 12.53 % 80 CCE Saving @ 10.3% 9.11 % 9.63 % 9.32 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Satvinder Panesar Ms. Prabjot Kour Mrs. Harjit Kaour Panesar Ms. Jasmit Kour Panesar

Age 38 11 34 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 218268 228917 222526 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Uttam Pandurang Patil


P.B.Panumbre, Varun Taluka, Sai Nada, District: Sangli

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Shankar M. Poojari Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Shankar M. Poojari

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitin Patankar


3,patel Bldg., M.G. Road, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nitin Patankar Mr. Harishankar A. Pathak Jeevan Vriddhi Age 49 38 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 218268 Yield 6.35 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.86 % 20.6% 8.00 % 10.01 % 30.9% 9.19 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.43 % 80 CCE Saving @ 30.9% 10.28 % 11.94 % 80 CCE Saving @ 10.3% 7.50 % 9.11 %

Sr. No. Name 1 2 Mr. Nitin Patankar Mr. Harishankar A. Pathak

Age 49 38

Premium 100000 100000

Total 101545 101545

Maturity 188019 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vasant R. Patil


Arjun Malvi Chawl, Shahad Gavthan, Opp. Century Birla Gate, Ulhasnagar, Pin:Thane Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vasant R. Patil Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Vasant R. Patil

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Laxmi V Pawar


B-5/26, Bhandup Complex, Khindipada,Darga Road, Mulund (W), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Laxmi V Pawar Mr. Aman V Pawar Jeevan Vriddhi Age 43 12 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 228517 Yield 7.49 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.42 % 20.6% 9.43 % 10.64 % 30.9% 10.84 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.94 % 80 CCE Saving @ 30.9% 11.46 % 12.46 % 80 CCE Saving @ 10.3% 8.64 % 9.62 %

Sr. No. Name 1 2 Mrs. Laxmi V Pawar Mr. Aman V Pawar

Age 43 12

Premium 100000 100000

Total 101545 101545

Maturity 209027 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahendra H Patil


Ramesh Decorators, Balkum Pada No. 1, Nr. Municipal School, Thane West, Pin:400608 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Mahendra H Patil Ms. Surabhi M Patil Jeevan Vriddhi Age 45 15 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 203396 227584 Yield 7.19 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.36 % 20.6% 9.06 % 10.58 % 30.9% 10.41 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.19 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.89 % 80 CCE Saving @ 30.9% 11.15 % 12.41 % 80 CCE Saving @ 10.3% 8.35 % 9.57 %

Sr. No. Name 1 2 Mr. Mahendra H Patil Ms. Surabhi M Patil

Age 45 15

Premium 100000 100000

Total 101545 101545

Maturity 203396 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hiro Pahuja(Lapsed)

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Hiro Pahuja(Lapsed) Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Hiro Pahuja(Lapsed)

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Srichand Punjabi


Flat No. 2/31, Neo Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr.s Kiran S Punjabi Mast Gulshan S Punjabi Mast Jacky S Punjabi Jeevan Vriddhi Age 47 26 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 225945 226594 Yield 6.82 % 8.33 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.29 % 9.32 % 20.6% 8.59 % 10.49 % 10.53 % 30.9% 9.87 % 12.05 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.33 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.81 % 10.84 % 80 CCE Saving @ 30.9% 10.76 % 12.33 % 12.36 % 80 CCE Saving @ 10.3% 7.97 % 9.49 % 9.52 %

Sr. No. Name 1 2 3 Mr.s Kiran S Punjabi Mast Gulshan S Punjabi Mast Jacky S Punjabi

Age 47 26 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 225945 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh Punjabi


A/5,309,kailash Park, Chirag Nagar, Ghatkopar West, Mumbai, Pin:400086 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Navin R Punjabi Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Navin R Punjabi

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Achhelal H Panday


Block No.41/2,Powai Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Prema A Panday Ms. Jaya A Panday Mast Ashish A Panday Mast Atish A Panday Jeevan Vriddhi Age 48 24 25 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 226171 226066 226356 Yield 6.60 % 8.34 % 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.30 % 9.29 % 9.31 % 20.6% 8.31 % 10.50 % 10.49 % 10.52 % 30.9% 9.55 % 12.07 % 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 8.34 % 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.82 % 10.82 % 10.83 % 80 CCE Saving @ 30.9% 10.54 % 12.34 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 7.74 % 9.50 % 9.50 % 9.51 %

Sr. No. Name 1 2 3 4 Mrs. Prema A Panday Ms. Jaya A Panday Mast Ashish A Panday Mast Atish A Panday

Age 48 24 25 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 226171 226066 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh J Panday


F-204, Lok Angan, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajesh J Panday Mrs. Neelam R Panday Mast Raj R Panday Jeevan Vriddhi Age 38 35 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 221652 229334 Yield 7.95 % 8.12 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.05 % 9.46 % 20.6% 10.01 % 10.23 % 10.69 % 30.9% 11.51 % 11.75 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.12 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.60 % 10.98 % 80 CCE Saving @ 30.9% 11.94 % 12.11 % 12.50 % 80 CCE Saving @ 10.3% 9.11 % 9.28 % 9.65 %

Sr. No. Name 1 2 3 Mr. Rajesh J Panday Mrs. Neelam R Panday Mast Raj R Panday

Age 38 35 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 221652 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandrakant G Panchal

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chandrakant G Panchal Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Chandrakant G Panchal

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash A Lalwani


Bl. No.110/45 Malbar Hill, Mulund Colony, Bombay, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash A Lalwani Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Prakash A Lalwani

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. B.K.S.R.Prasad
Dermatologist, High School Road, Amalapuram, Andhra Pradhesh, Pin:533201 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sonu Prasad Mast Vasudev Prasad Mast Madadev Prasad Jeevan Vriddhi Age 30 22 22 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 226356 226356 Yield 8.28 % 8.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.31 % 9.31 % 20.6% 10.43 % 10.52 % 10.52 % 30.9% 11.98 % 12.08 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.83 % 10.83 % 80 CCE Saving @ 30.9% 12.28 % 12.35 % 12.35 % 80 CCE Saving @ 10.3% 9.44 % 9.51 % 9.51 %

Sr. No. Name 1 2 3 Mr. Sonu Prasad Mast Vasudev Prasad Mast Madadev Prasad

Age 30 22 22

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 226356 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rahul R Pathak


403, 4th Flr,Ganesh Krupa, Sane Guruji Nagar, Navghar X Road, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rahul R Pathak Mrs. Iravati R Pathak Ms. Revati R Pathak Jeevan Vriddhi Age 40 40 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 215191 227851 Yield 7.80 % 7.80 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.70 % 9.39 % 20.6% 9.82 % 9.82 % 10.60 % 30.9% 11.29 % 11.29 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 7.80 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.27 % 10.90 % 80 CCE Saving @ 30.9% 11.78 % 11.78 % 12.42 % 80 CCE Saving @ 10.3% 8.96 % 8.96 % 9.58 %

Sr. No. Name 1 2 3 Mr. Rahul R Pathak Mrs. Iravati R Pathak Ms. Revati R Pathak

Age 40 40 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 215191 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lachman N Pahuja


Blk # 56/3, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Savita R Dawda Ms. Komal L Pahuja Mast Kunal L Pahuja Jeevan Vriddhi Age 32 31 28 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 224531 225592 Yield 8.23 % 8.26 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.21 % 9.26 % 20.6% 10.37 % 10.40 % 10.47 % 30.9% 11.91 % 11.95 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.26 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.74 % 10.79 % 80 CCE Saving @ 30.9% 12.23 % 12.26 % 12.31 % 80 CCE Saving @ 10.3% 9.39 % 9.42 % 9.47 %

Sr. No. Name 1 2 3 Ms. Savita R Dawda Ms. Komal L Pahuja Mast Kunal L Pahuja

Age 32 31 28

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 224531 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore K Pirwani


Flat No. 3, Gr Flr, Nirmal Sagar CHS, Off Nimkar Society, Mulund Colony Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kishore K Pirwani Mrs. Poonam K Pirwani Ms. Aakanksha K Pirwani Jeevan Vriddhi Age 34 38 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 218268 229966 Yield 8.16 % 7.95 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 8.86 % 9.50 % 20.6% 10.28 % 10.01 % 10.73 % 30.9% 11.81 % 11.51 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 7.95 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.43 % 11.01 % 80 CCE Saving @ 30.9% 12.16 % 11.94 % 12.53 % 80 CCE Saving @ 10.3% 9.32 % 9.11 % 9.68 %

Sr. No. Name 1 2 3 Mr. Kishore K Pirwani Mrs. Poonam K Pirwani Ms. Aakanksha K Pirwani

Age 34 38 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 218268 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Poonam A Punjabi


R-204, Shanti Park, Gokul Village, Mira Road, Thane East., Pin:401107 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Karishma A Punjabi Jeevan Vriddhi Age 24 Premium 100000 S.Tax 1545 Total 101545 Maturity 226171 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Ms. Karishma A Punjabi

Age 24

Premium 100000

Total 101545

Maturity 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Bharti Patwal


F/8-14, Jal Vayu Towers, Sector 56, Gurgoan, Gurgoan, Pin:122002 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Bharti R Patwal Ms. Akshya R Patwal Mr. Bhavesh R Patwal Jeevan Vriddhi Age 47 20 23 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 226594 226263 Yield 6.82 % 8.36 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.32 % 9.30 % 20.6% 8.59 % 10.53 % 10.50 % 30.9% 9.87 % 12.10 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.36 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.84 % 10.83 % 80 CCE Saving @ 30.9% 10.76 % 12.36 % 12.34 % 80 CCE Saving @ 10.3% 7.97 % 9.52 % 9.51 %

Sr. No. Name 1 2 3 Mrs. Bharti R Patwal Ms. Akshya R Patwal Mr. Bhavesh R Patwal

Age 47 20 23

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 226594 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harkrishan Padma(E


B-705, 7th Flr, Sanghvi Regency, Birla, Collage Rd, Shyadri Nagar, Nr. New RTO, Kalyan(W), Pin:421301 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Harkrishan Padma(E Mrs. Sapnakaur H Padma(E Ms. Reeya H Padma Jeevan Vriddhi Age 35 28 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 225592 229966 Yield 8.12 % 8.31 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.26 % 9.50 % 20.6% 10.23 % 10.47 % 10.73 % 30.9% 11.75 % 12.03 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.31 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.79 % 11.01 % 80 CCE Saving @ 30.9% 12.11 % 12.31 % 12.53 % 80 CCE Saving @ 10.3% 9.28 % 9.47 % 9.68 %

Sr. No. Name 1 2 3 Mr. Harkrishan Padma(E Mrs. Sapnakaur H Padma(E Ms. Reeya H Padma

Age 35 28 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 225592 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh K Pal


New Krishnadham Buld, Watchman Cabin, L.B.S. Marg Veena Nagar, Mulund West, Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ramesh K Pal Mr. Ramesh Paryani Jeevan Vriddhi Age 46 50 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 200064 183344 Yield 7.02 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 6.79 % 20.6% 8.84 % 7.67 % 30.9% 10.16 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.02 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 8.52 % 80 CCE Saving @ 30.9% 10.97 % 10.01 % 80 CCE Saving @ 10.3% 8.17 % 7.23 %

Sr. No. Name 1 2 Mr. Ramesh K Pal Mr. Ramesh Paryani

Age 46 50

Premium 100000 100000

Total 101545 101545

Maturity 200064 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ram M Punjabi


802, Carnassion Bldg, Satguru Garden, Mithabandar Road, Kopri Colony, Thane (E)., Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ram M Punjabi Mrs. Jaya R Punjabi Mast Jivesh R Punjabi Jeevan Vriddhi Age 48 48 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 192347 227584 Yield 6.60 % 6.60 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.36 % 9.36 % 20.6% 8.31 % 8.31 % 10.58 % 30.9% 9.55 % 9.55 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 6.60 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.04 % 10.89 % 80 CCE Saving @ 30.9% 10.54 % 10.54 % 12.41 % 80 CCE Saving @ 10.3% 7.74 % 7.74 % 9.57 %

Sr. No. Name 1 2 3 Mr. Ram M Punjabi Mrs. Jaya R Punjabi Mast Jivesh R Punjabi

Age 48 48 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 192347 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mast Vishal R Punjabi


801, Carnation Bldg, Satguru Garden, Mithabunder Rd, Kopri Colony, Thane (E).

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Vishal R Punjabi Jeevan Vriddhi Age 21 Premium 100000 S.Tax 1545 Total 101545 Maturity 226466 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Mast Vishal R Punjabi

Age 21

Premium 100000

Total 101545

Maturity 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashwin M Pandya


3-A, Flat No. 1202, Dreams Mall, LBS Marg, Bhandup West, Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ashwin M Pandya Mrs. Dipti A Pandya(E Mr. Ankit A Pandya Mast Parth A Pandya Jeevan Vriddhi Age 50 46 22 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 200064 226356 227115 Yield 6.09 % 7.02 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.83 % 9.31 % 9.34 % 20.6% 7.67 % 8.84 % 10.52 % 10.55 % 30.9% 8.81 % 10.16 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 7.02 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.47 % 10.83 % 10.87 % 80 CCE Saving @ 30.9% 10.01 % 10.97 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 7.23 % 8.17 % 9.51 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Ashwin M Pandya Mrs. Dipti A Pandya(E Mr. Ankit A Pandya Mast Parth A Pandya

Age 50 46 22 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 200064 226356 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dharmadas H Punjabi


2/20, Kamalphool Society, Collector's Colony, Chembur Camp, Mumbai, Pin:400074 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Deepak D Punjabi Mrs. Jaya Deepak Punjabi Jeevan Vriddhi Age 32 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 223963 Yield 8.23 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.18 % 20.6% 10.37 % 10.37 % 30.9% 11.91 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.71 % 80 CCE Saving @ 30.9% 12.23 % 12.23 % 80 CCE Saving @ 10.3% 9.39 % 9.39 %

Sr. No. Name 1 2 Mr. Deepak D Punjabi Mrs. Jaya Deepak Punjabi

Age 32 32

Premium 100000 100000

Total 101545 101545

Maturity 223963 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip L Panjwani


126/151, Hindustan Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Varsha D Panjwani miss Sheetal D Panjwani Jeevan Vriddhi Age 42 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 226171 Yield 7.61 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.30 % 20.6% 9.58 % 10.50 % 30.9% 11.01 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.82 % 80 CCE Saving @ 30.9% 11.58 % 12.34 % 80 CCE Saving @ 10.3% 8.76 % 9.50 %

Sr. No. Name 1 2 Mrs. Varsha D Panjwani miss Sheetal D Panjwani

Age 42 24

Premium 100000 100000

Total 101545 101545

Maturity 211350 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shyamlal J Pal


102/Bldg No. 2, Om Swastik Park, Banger Road, Bhiwandi, Kalker Village, Pin:421302 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Shyamlal J Pal Mrs. Suman S Pal Ms. Priyanka S Pal Mast Rohit S Pal Mr. Santosh J Pal Jeevan Vriddhi Age 36 35 17 15 23 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 220661 221652 227115 227584 226263 Yield 8.07 % 8.12 % 8.38 % 8.40 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.05 % 9.34 % 9.36 % 9.30 % 20.6% 10.16 % 10.23 % 10.55 % 10.58 % 10.50 % 30.9% 11.68 % 11.75 % 12.13 % 12.16 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.07 % 8.12 % 8.38 % 8.40 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.60 % 10.87 % 10.89 % 10.83 % 80 CCE Saving @ 30.9% 12.06 % 12.11 % 12.39 % 12.41 % 12.34 % 80 CCE Saving @ 10.3% 9.23 % 9.28 % 9.55 % 9.57 % 9.51 %

Sr. No. Name 1 2 3 4 5 Mr. Shyamlal J Pal Mrs. Suman S Pal Ms. Priyanka S Pal Mast Rohit S Pal Mr. Santosh J Pal

Age 36 35 17 15 23

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 220661 221652 227115 227584 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandan K Punjwani


A-4, Neel Kamal, 2nd Hasanabad Lane, Near Santacruz Station, Santacruz (W), Pin:400054 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Chandan K Punjwani Mrs. Bhakti C Panjwani Ms. Prisha C Panjwani Jeevan Vriddhi Age 37 38 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 218268 229966 Yield 8.02 % 7.95 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.86 % 9.50 % 20.6% 10.10 % 10.01 % 10.73 % 30.9% 11.61 % 11.51 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 7.95 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.43 % 11.01 % 80 CCE Saving @ 30.9% 12.01 % 11.94 % 12.53 % 80 CCE Saving @ 10.3% 9.18 % 9.11 % 9.68 %

Sr. No. Name 1 2 3 Mr. Chandan K Punjwani Mrs. Bhakti C Panjwani Ms. Prisha C Panjwani

Age 37 38 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 218268 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jitendra V Pirwani


1, Mitra Mandal Socy, Ambedkar Road, Nasik Road, Nasik

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jitendra V Pirwani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Jitendra V Pirwani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajendra L Patil


B-102, Silver Birch, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajendra L Patil Mrs. Shubhangi R Patil Ms. Lekha R Patil Latikesh R Patil Jeevan Vriddhi Age 47 40 19 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 215191 226744 227584 Yield 6.82 % 7.80 % 8.36 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.70 % 9.32 % 9.36 % 20.6% 8.59 % 9.82 % 10.53 % 10.58 % 30.9% 9.87 % 11.29 % 12.10 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.80 % 8.36 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.27 % 10.85 % 10.89 % 80 CCE Saving @ 30.9% 10.76 % 11.78 % 12.37 % 12.41 % 80 CCE Saving @ 10.3% 7.97 % 8.96 % 9.53 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Rajendra L Patil Mrs. Shubhangi R Patil Ms. Lekha R Patil Latikesh R Patil

Age 47 40 19 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 215191 226744 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamal T Punjabi


Block No-136/A, Room No -4, Nr Sadubella School, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kamal T Punjabi Mrs. Rani K Punjabi Jeevan Vriddhi Age 42 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 223291 Yield 7.61 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.14 % 20.6% 9.58 % 10.33 % 30.9% 11.01 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.68 % 80 CCE Saving @ 30.9% 11.58 % 12.20 % 80 CCE Saving @ 10.3% 8.76 % 9.36 %

Sr. No. Name 1 2 Mr. Kamal T Punjabi Mrs. Rani K Punjabi

Age 42 33

Premium 100000 100000

Total 101545 101545

Maturity 211350 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Mrunali Deepak Pawar


303/3, Savitri Sadan, Padwal Nagar, Wagle, Wagle Estate, Thane West, Pin:400604 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Mrunali Deepak Pawar Jeevan Vriddhi Age 25 Premium 100000 S.Tax 1545 Total 101545 Maturity 226066 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Ms. Mrunali Deepak Pawar

Age 25

Premium 100000

Total 101545

Maturity 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sital Patil


Flat No.11,sahas 4, Kalash Udyan,sector 11, Koparkhairane, Navi Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sital Patil Mrs. Sujata Sital Patil Jeevan Vriddhi Age 39 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 221652 Yield 7.88 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.05 % 20.6% 9.92 % 10.23 % 30.9% 11.40 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.60 % 80 CCE Saving @ 30.9% 11.87 % 12.11 % 80 CCE Saving @ 10.3% 9.04 % 9.28 %

Sr. No. Name 1 2 Mr. Sital Patil Mrs. Sujata Sital Patil

Age 39 35

Premium 100000 100000

Total 101545 101545

Maturity 216826 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash K Pariani


134/205, Pariani House, Mulund Colony, Mulund (w), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash K Pariani Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Prakash K Pariani

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bipin S Punjani


B-23, Shiv-Kripa, Devi Dayal Road, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Bipin S Punjani Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Bipin S Punjani

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prem A Ramnani


39, 4th FL,Snow White CHS, NR. Aman Talkies, Ulhasnagar, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Prem A Ramnani Mr. Prem A Ramnani(HUF) Ms. Saloni Prem Ramnani Mrs. Jaya Prem Ramnani Mast Sahil Prem Ramnani Jeevan Vriddhi Age 40 40 12 40 26 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 215191 215191 228517 215191 225945 Yield 7.80 % 7.80 % 8.45 % 7.80 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.70 % 9.42 % 8.70 % 9.29 % 20.6% 9.82 % 9.82 % 10.64 % 9.82 % 10.49 % 30.9% 11.29 % 11.29 % 12.23 % 11.29 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.80 % 7.80 % 8.45 % 7.80 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.27 % 10.94 % 10.27 % 10.81 % 80 CCE Saving @ 30.9% 11.78 % 11.78 % 12.46 % 11.78 % 12.33 % 80 CCE Saving @ 10.3% 8.96 % 8.96 % 9.62 % 8.96 % 9.49 %

Sr. No. Name 1 2 3 4 5 Mr. Prem A Ramnani Mr. Prem A Ramnani(HUF) Ms. Saloni Prem Ramnani Mrs. Jaya Prem Ramnani Mast Sahil Prem Ramnani

Age 40 40 12 40 26

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 215191 215191 228517 215191 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ganpat Apu Prabhu


81/2242, Kannamwar Nagar-2, Vikhroli(east), Mumbai, Pin:400083 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ganpat Apu Prabhu Mr. Dayanand Appu Prabhu Mrs. Arpita R Pedamkar Jeevan Vriddhi Age 43 47 36 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 196379 220661 Yield 7.49 % 6.82 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 7.60 % 9.00 % 20.6% 9.43 % 8.59 % 10.16 % 30.9% 10.84 % 9.87 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 6.82 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.27 % 10.55 % 80 CCE Saving @ 30.9% 11.46 % 10.76 % 12.06 % 80 CCE Saving @ 10.3% 8.64 % 7.97 % 9.23 %

Sr. No. Name 1 2 3 Mr. Ganpat Apu Prabhu Mr. Dayanand Appu Prabhu Mrs. Arpita R Pedamkar

Age 43 47 36

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 196379 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil G Punjabi


Bldg No. 16, Room NO.545, Kopri Colony, Thane (East), Pin:400607

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Anil G Punjabi Mrs. Jyoti Anil Punjabi Mast Som Anil Punjabi Ms. Jaanvi A Punjabi Mr. Manohar G Punjabi Jeevan Vriddhi Age 46 36 10 9 44 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 200064 220661 229334 229966 206379 Yield 7.02 % 8.07 % 8.49 % 8.52 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.00 % 9.46 % 9.50 % 8.19 % 20.6% 8.84 % 10.16 % 10.69 % 10.73 % 9.26 % 30.9% 10.16 % 11.68 % 12.29 % 12.33 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.02 % 8.07 % 8.49 % 8.52 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.55 % 10.98 % 11.01 % 9.81 % 80 CCE Saving @ 30.9% 10.97 % 12.06 % 12.50 % 12.53 % 11.32 % 80 CCE Saving @ 10.3% 8.17 % 9.23 % 9.65 % 9.68 % 8.50 %

Sr. No. Name 1 2 3 4 5 Mr. Anil G Punjabi Mrs. Jyoti Anil Punjabi Mast Som Anil Punjabi Ms. Jaanvi A Punjabi Mr. Manohar G Punjabi

Age 46 36 10 9 44

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 200064 220661 229334 229966 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sini N Payyapat


Blk No. 2 Room No. 6, Jai Bhawani Marg Bk Side, Mulund Colony,Mulund(W), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Sini N Payyapat Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mrs. Sini N Payyapat

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil Patil


C/o. Arun Patil, Thane, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Anil Patil Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Anil Patil

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sevaksingh P Padda


79-4, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Shri Sevaksingh P Padda Mrs. Surjeetkaur S Padda Mast Amartpal S Padda Ms. Gurpreetkaur S Padda Ms. Manveerkaur S Padda Jeevan Vriddhi Age 36 39 10 14 12 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 220661 216826 229334 227851 228517 Yield 8.07 % 7.88 % 8.49 % 8.42 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 8.78 % 9.46 % 9.39 % 9.42 % 20.6% 10.16 % 9.92 % 10.69 % 10.60 % 10.64 % 30.9% 11.68 % 11.40 % 12.29 % 12.19 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.07 % 7.88 % 8.49 % 8.42 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.36 % 10.98 % 10.90 % 10.94 % 80 CCE Saving @ 30.9% 12.06 % 11.87 % 12.50 % 12.42 % 12.46 % 80 CCE Saving @ 10.3% 9.23 % 9.04 % 9.65 % 9.58 % 9.62 %

Sr. No. Name 1 2 3 4 5 Shri Sevaksingh P Padda Mrs. Surjeetkaur S Padda Mast Amartpal S Padda Ms. Gurpreetkaur S Padda Ms. Manveerkaur S Padda

Age 36 39 10 14 12

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 220661 216826 229334 227851 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Tejal D Parekh


2/3, Chaudhary Niwas, Dr. Amedkar Road, Opp Kalidas Hall, Mulund West Mumbai, Pin:400080 Dear Tejal Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Tejal D Parekh Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Ms. Tejal D Parekh

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajendra Jayanti Patel


502/A , Prime Sagar, Keshavji Road , Bhatti Pada Road, Bhandup (W), Mumbai, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rajendra Jayantipatel Jyotsna R Patel Jeevan Vriddhi Age 46 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 200064 206379 Yield 7.02 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.19 % 20.6% 8.84 % 9.26 % 30.9% 10.16 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.02 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.81 % 80 CCE Saving @ 30.9% 10.97 % 11.32 % 80 CCE Saving @ 10.3% 8.17 % 8.50 %

Sr. No. Name 1 2 Mr. Rajendra Jayantipatel Jyotsna R Patel

Age 46 44

Premium 100000 100000

Total 101545 101545

Maturity 200064 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Pawan Octri Servicve


, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kiran Keshav Bhoir Mr. Babuji Sambhaji D Pravin H Chachad Mr. Amol J Kapadane Jeevan Vriddhi Age 36 39 31 25 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 220661 216826 224531 226066 Yield 8.07 % 7.88 % 8.26 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 8.78 % 9.21 % 9.29 % 20.6% 10.16 % 9.92 % 10.40 % 10.49 % 30.9% 11.68 % 11.40 % 11.95 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.07 % 7.88 % 8.26 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.36 % 10.74 % 10.82 % 80 CCE Saving @ 30.9% 12.06 % 11.87 % 12.26 % 12.34 % 80 CCE Saving @ 10.3% 9.23 % 9.04 % 9.42 % 9.50 %

Sr. No. Name 1 2 3 4 Mr. Kiran Keshav Bhoir Mr. Babuji Sambhaji D Pravin H Chachad Mr. Amol J Kapadane

Age 36 39 31 25

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 220661 216826 224531 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Alok D Pednekar


6 - Girivihar, Malbar Hill Road, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Alok D Pednekar Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Mr. Alok D Pednekar

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil N Pandit


Ramabai Pada, Mulund Colony Pipeline, Mulund (W), Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Anil N Pandit Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Anil N Pandit

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagdish Punjabi


76, Dr. Suresh Sarkar Rd, Nr Intali Post Office, Rashmi Apartment, Calcutta, Calcutta, Pin:400014 Dear Jagdish Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Jagdish Punjabi Mrs. Varsha J Punjabi Jeevan Vriddhi Age 36 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 223291 Yield 8.07 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.14 % 20.6% 10.16 % 10.33 % 30.9% 11.68 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.68 % 80 CCE Saving @ 30.9% 12.06 % 12.20 % 80 CCE Saving @ 10.3% 9.23 % 9.36 %

Sr. No. Name 1 2 Mr. Jagdish Punjabi Mrs. Varsha J Punjabi

Age 36 33

Premium 100000 100000

Total 101545 101545

Maturity 220661 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Poonja


Chandrama CHSL, B-wing, 2nd Floor, Dr. R.P.Road, Dombivali (E), Thane, Pin:421301 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Vijay Poonja Mrs. Leena Israni Ms. P S Poonja Mr. Vikram S Poonja Jeevan Vriddhi Age 35 27 33 31 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 221652 225789 223291 224531 Yield 8.12 % 8.32 % 8.20 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.28 % 9.14 % 9.21 % 20.6% 10.23 % 10.48 % 10.33 % 10.40 % 30.9% 11.75 % 12.04 % 11.87 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.12 % 8.32 % 8.20 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.80 % 10.68 % 10.74 % 80 CCE Saving @ 30.9% 12.11 % 12.32 % 12.20 % 12.26 % 80 CCE Saving @ 10.3% 9.28 % 9.48 % 9.36 % 9.42 %

Sr. No. Name 1 2 3 4 Mr. Vijay Poonja Mrs. Leena Israni Ms. P S Poonja Mr. Vikram S Poonja

Age 35 27 33 31

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 221652 225789 223291 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaimalsingh Pawar


Block No. 138/236, Saraswati Chowk, Siddharth Park, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jaimalsingh Pawar Mrs. Rajbeerkaur J Pawar Ms. Simranjeetkaur Pawar Jeevan Vriddhi Age 39 38 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 218268 227851 Yield 7.88 % 7.95 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.86 % 9.39 % 20.6% 9.92 % 10.01 % 10.60 % 30.9% 11.40 % 11.51 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 7.95 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.43 % 10.90 % 80 CCE Saving @ 30.9% 11.87 % 11.94 % 12.42 % 80 CCE Saving @ 10.3% 9.04 % 9.11 % 9.58 %

Sr. No. Name 1 2 3 Mr. Jaimalsingh Pawar Mrs. Rajbeerkaur J Pawar Ms. Simranjeetkaur Pawar

Age 39 38 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 218268 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nirvaersingh Pawar


Block No. 138/236, Saraswati Chowk, Siddharth Park, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Nirvaersingh Pawar Mrs. Kuljitkaur Pawar Ms. Jasmeetkaur Pawar Jeevan Vriddhi Age 37 27 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 225789 229966 Yield 8.02 % 8.32 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.28 % 9.50 % 20.6% 10.10 % 10.48 % 10.73 % 30.9% 11.61 % 12.04 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 8.32 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.80 % 11.01 % 80 CCE Saving @ 30.9% 12.01 % 12.32 % 12.53 % 80 CCE Saving @ 10.3% 9.18 % 9.48 % 9.68 %

Sr. No. Name 1 2 3 Mr. Nirvaersingh Pawar Mrs. Kuljitkaur Pawar Ms. Jasmeetkaur Pawar

Age 37 27 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 225789 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Meena R Punjabi


Block No. 11/5, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Meena R Punjabi Mr. Kamlesh Punjabi Jeevan Vriddhi Age 45 40 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 203396 215191 Yield 7.19 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.70 % 20.6% 9.06 % 9.82 % 30.9% 10.41 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.19 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.27 % 80 CCE Saving @ 30.9% 11.15 % 11.78 % 80 CCE Saving @ 10.3% 8.35 % 8.96 %

Sr. No. Name 1 2 Ms. Meena R Punjabi Mr. Kamlesh Punjabi

Age 45 40

Premium 100000 100000

Total 101545 101545

Maturity 203396 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chetan J Parmar


11/12, Murli Villa, Sarojini Naidu Road, Opp. Mahalaxmi Dairy, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Chetan J Parmar Mrs. Praveena C Parmar Jeevan Vriddhi Age 44 38 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 218268 Yield 7.35 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.86 % 20.6% 9.26 % 10.01 % 30.9% 10.64 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.43 % 80 CCE Saving @ 30.9% 11.32 % 11.94 % 80 CCE Saving @ 10.3% 8.50 % 9.11 %

Sr. No. Name 1 2 Mr. Chetan J Parmar Mrs. Praveena C Parmar

Age 44 38

Premium 100000 100000

Total 101545 101545

Maturity 206379 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Karan Narayan Parmar


E.S.I.S Hospital, Building No.2/22, L.B.S Marg, Mulund (west), Mumbai, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Karan Narayan Parmar Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Karan Narayan Parmar

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shrikant Patil


Sunil Vinayak CHSL, Room No. 8, Plot No. 310, Sector-19, Koperkhairne, Navi Mumbai, Pin:400709 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Shrikant Patil Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Shrikant Patil

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kiran Y Patil


Kopri Village, Patil Chawl, Thane, Mumbai, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kiran Y Patil Mrs. Kishori K Patil Jeevan Vriddhi Age 36 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 224531 Yield 8.07 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.21 % 20.6% 10.16 % 10.40 % 30.9% 11.68 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.74 % 80 CCE Saving @ 30.9% 12.06 % 12.26 % 80 CCE Saving @ 10.3% 9.23 % 9.42 %

Sr. No. Name 1 2 Mr. Kiran Y Patil Mrs. Kishori K Patil

Age 36 31

Premium 100000 100000

Total 101545 101545

Maturity 220661 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Navin D Patil


Chandra Baga Niwas, Ghodbunder X Road, Nr West End Hotel, Kashimira , Mira Road, Pin:401104 Dear Navin Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Navin D Patil Mrs. Vaishali Navin Patil Jeevan Vriddhi Age 31 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 225325 Yield 8.26 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.25 % 20.6% 10.40 % 10.45 % 30.9% 11.95 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.78 % 80 CCE Saving @ 30.9% 12.26 % 12.30 % 80 CCE Saving @ 10.3% 9.42 % 9.46 %

Sr. No. Name 1 2 Mr. Navin D Patil Mrs. Vaishali Navin Patil

Age 31 29

Premium 100000 100000

Total 101545 101545

Maturity 224531 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pawan K Patil


201, Madhu Niwas, Navghar Road, Opp Gopi Mahal Hotel, Bhayandar East, Pin:401102 Dear Pawan Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pawan K Patil Mrs. Rupali Pawan Patil Jeevan Vriddhi Age 33 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225945 Yield 8.20 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.29 % 20.6% 10.33 % 10.49 % 30.9% 11.87 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.81 % 80 CCE Saving @ 30.9% 12.20 % 12.33 % 80 CCE Saving @ 10.3% 9.36 % 9.49 %

Sr. No. Name 1 2 Mr. Pawan K Patil Mrs. Rupali Pawan Patil

Age 33 26

Premium 100000 100000

Total 101545 101545

Maturity 223291 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh P Patel


103, Ram Granth Aprtment, Indorlok Phase 3, Bhayander East, Pin:401105

Dear Rajesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rajesh P Patel Mrs. Kanta Rajesh Patel Jeevan Vriddhi Age 30 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 225789 Yield 8.28 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.28 % 20.6% 10.43 % 10.48 % 30.9% 11.98 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.80 % 80 CCE Saving @ 30.9% 12.28 % 12.32 % 80 CCE Saving @ 10.3% 9.44 % 9.48 %

Sr. No. Name 1 2 Mr. Rajesh P Patel Mrs. Kanta Rajesh Patel

Age 30 27

Premium 100000 100000

Total 101545 101545

Maturity 224983 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Srichand R Purswani


C/o Sunil P Kodwani, Kopri Colony, Thane

Dear Sri, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Srichand R Purswani Mrs. Vanita S Purswani Jeevan Vriddhi Age 42 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 213378 Yield 7.61 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.60 % 20.6% 9.58 % 9.71 % 30.9% 11.01 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.18 % 80 CCE Saving @ 30.9% 11.58 % 11.69 % 80 CCE Saving @ 10.3% 8.76 % 8.87 %

Sr. No. Name 1 2 Mr. Srichand R Purswani Mrs. Vanita S Purswani

Age 42 41

Premium 100000 100000

Total 101545 101545

Maturity 211350 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rashi Ravindra Patole


Flat No. G-1, Gr Flr, Rebecca Apartment, D K Marg, Mumbai, Pin:400087

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Rashi Ravindra Patole Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mrs. Rashi Ravindra Patole

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vikas M Pendurkar


B.s.mishra Chawl Room No, 4,farid Nagar P.n.road, (nr Dr Bajpai), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vikas M Pendurkar Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Vikas M Pendurkar

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh V Punjabi


Old Blk No. 11/5, Last Bus Stop, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Rajesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajesh V Punjabi Mrs. Shalu R Punjabi Mast Rahul R Punjabi Jeevan Vriddhi Age 38 38 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 218268 227851 Yield 7.95 % 7.95 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.86 % 9.39 % 20.6% 10.01 % 10.01 % 10.60 % 30.9% 11.51 % 11.51 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 7.95 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.43 % 10.90 % 80 CCE Saving @ 30.9% 11.94 % 11.94 % 12.42 % 80 CCE Saving @ 10.3% 9.11 % 9.11 % 9.58 %

Sr. No. Name 1 2 3 Mr. Rajesh V Punjabi Mrs. Shalu R Punjabi Mast Rahul R Punjabi

Age 38 38 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 218268 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Alka P Relan


Block No.69/ 2 & 3, Above Bank Of Maharashtra, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Amit P Relan Mrs. Parminder A Relan Jeevan Vriddhi Age 30 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 224531 Yield 8.28 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.21 % 20.6% 10.43 % 10.40 % 30.9% 11.98 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.74 % 80 CCE Saving @ 30.9% 12.28 % 12.26 % 80 CCE Saving @ 10.3% 9.44 % 9.42 %

Sr. No. Name 1 2 Mr. Amit P Relan Mrs. Parminder A Relan

Age 30 31

Premium 100000 100000

Total 101545 101545

Maturity 224983 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Umesh R Ratnani


130/175 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Umesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Kr. Romesh U Ratnani Mast Jitesh U Ratnani Ms Jyoti R Ratnani Mr. Shailesh J Ratnani Mr Mahesh J Ratnani Mrs. Varsha J Ratnani Jeevan Vriddhi Age 21 22 43 21 19 45 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 226466 226356 209027 226466 226744 203396 Yield 8.35 % 8.35 % 7.49 % 8.35 % 8.36 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.31 % 8.35 % 9.31 % 9.32 % 8.02 % 20.6% 10.52 % 10.52 % 9.43 % 10.52 % 10.53 % 9.06 % 30.9% 12.08 % 12.08 % 10.84 % 12.08 % 12.10 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 8.35 % 8.35 % 7.49 % 8.35 % 8.36 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 10.83 % 9.95 % 10.84 % 10.85 % 9.65 % 80 CCE Saving @ 30.9% 12.35 % 12.35 % 11.46 % 12.35 % 12.37 % 11.15 % 80 CCE Saving @ 10.3% 9.52 % 9.51 % 8.64 % 9.52 % 9.53 % 8.35 %

Sr. No. Name 1 2 3 4 5 6 Kr. Romesh U Ratnani Mast Jitesh U Ratnani Ms Jyoti R Ratnani Mr. Shailesh J Ratnani Mr Mahesh J Ratnani Mrs. Varsha J Ratnani

Age 21 22 43 21 19 45

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 226466 226356 209027 226466 226744 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandru S Rajani


6/105 New Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Chandru S Rajani Kum. Mamta C Rajani Kr. Bharat C Rajani Mrs. Harsha C Rajani Jeevan Vriddhi Age 48 18 16 42 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 226918 227336 211350 Yield 6.60 % 8.37 % 8.39 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.33 % 9.35 % 8.48 % 20.6% 8.31 % 10.54 % 10.57 % 9.58 % 30.9% 9.55 % 12.11 % 12.14 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 8.37 % 8.39 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.86 % 10.88 % 10.07 % 80 CCE Saving @ 30.9% 10.54 % 12.38 % 12.40 % 11.58 % 80 CCE Saving @ 10.3% 7.74 % 9.54 % 9.56 % 8.76 %

Sr. No. Name 1 2 3 4 Mr. Chandru S Rajani Kum. Mamta C Rajani Kr. Bharat C Rajani Mrs. Harsha C Rajani

Age 48 18 16 42

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 226918 227336 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Varsha D Rupwani


Block No: 105, Rm No: 7, Agra Road , Mulund Colony, Mulund(W), Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Varsha D Rupwani Mast Kritik D Rupwani Ms. Mahek D Rupwani Mast Nikhil D Rupwani Jeevan Vriddhi Age 12 12 17 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 228517 228517 227115 227584 Yield 8.45 % 8.45 % 8.38 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.42 % 9.42 % 9.34 % 9.36 % 20.6% 10.64 % 10.64 % 10.55 % 10.58 % 30.9% 12.23 % 12.23 % 12.13 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.45 % 8.45 % 8.38 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.94 % 10.94 % 10.87 % 10.89 % 80 CCE Saving @ 30.9% 12.46 % 12.46 % 12.39 % 12.41 % 80 CCE Saving @ 10.3% 9.62 % 9.62 % 9.55 % 9.57 %

Sr. No. Name 1 2 3 4 Mrs. Varsha D Rupwani Mast Kritik D Rupwani Ms. Mahek D Rupwani Mast Nikhil D Rupwani

Age 12 12 17 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 228517 228517 227115 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gul Lachman Ramnani


56/1 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Gul L Ramnani(E Mrs. Soni Gul Ramnani Ms. Varkha G Ramnani Mast Nitesh Gul Ramnani Jeevan Vriddhi Age 45 37 18 17 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 219537 226918 227115 Yield 7.19 % 8.02 % 8.37 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.94 % 9.33 % 9.34 % 20.6% 9.06 % 10.10 % 10.54 % 10.55 % 30.9% 10.41 % 11.61 % 12.11 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 8.02 % 8.37 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.49 % 10.86 % 10.87 % 80 CCE Saving @ 30.9% 11.15 % 12.01 % 12.38 % 12.39 % 80 CCE Saving @ 10.3% 8.35 % 9.18 % 9.54 % 9.55 %

Sr. No. Name 1 2 3 4 Mr. Gul L Ramnani(E Mrs. Soni Gul Ramnani Ms. Varkha G Ramnani Mast Nitesh Gul Ramnani

Age 45 37 18 17

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 219537 226918 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narayan R Ratnani


130/175 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Lata N Ratnani Ms Deepa N Ratnani Jeevan Vriddhi Age 35 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 225325 Yield 8.12 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.25 % 20.6% 10.23 % 10.45 % 30.9% 11.75 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.78 % 80 CCE Saving @ 30.9% 12.11 % 12.30 % 80 CCE Saving @ 10.3% 9.28 % 9.46 %

Sr. No. Name 1 2 Ms. Lata N Ratnani Ms Deepa N Ratnani

Age 35 29

Premium 100000 100000

Total 101545 101545

Maturity 221652 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh S Rajani


48-5,(Back Side), Shivaji Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Mukesh S Rajani Kum. Pooja M Rajani Jeevan Vriddhi Age 50 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 226466 Yield 6.09 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.31 % 20.6% 7.67 % 10.52 % 30.9% 8.81 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 9.52 %

Sr. No. Name 1 2 Mr. Mukesh S Rajani Kum. Pooja M Rajani

Age 50 21

Premium 100000 100000

Total 101545 101545

Maturity 183344 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak J Rajwani


17/B,Vishal Apt, Navghar Road, Mulund E, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Sharan D Rajwani Mast Gaurav D Rajwani Jeevan Vriddhi Age 25 22 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 226356 Yield 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.31 % 20.6% 10.49 % 10.52 % 30.9% 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.83 % 80 CCE Saving @ 30.9% 12.34 % 12.35 % 80 CCE Saving @ 10.3% 9.50 % 9.51 %

Sr. No. Name 1 2 Mast Sharan D Rajwani Mast Gaurav D Rajwani

Age 25 22

Premium 100000 100000

Total 101545 101545

Maturity 226066 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Doulat N Ratnani


Blk No.22-2,B, Powai Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Pravin D Ratnani Kum. Jayshree D Ratnani Mrs. Janvi Pravin Ratnani Jeevan Vriddhi Age 33 35 28 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 221652 225592 Yield 8.20 % 8.12 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.05 % 9.26 % 20.6% 10.33 % 10.23 % 10.47 % 30.9% 11.87 % 11.75 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.12 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.60 % 10.79 % 80 CCE Saving @ 30.9% 12.20 % 12.11 % 12.31 % 80 CCE Saving @ 10.3% 9.36 % 9.28 % 9.47 %

Sr. No. Name 1 2 3 Mr. Pravin D Ratnani Kum. Jayshree D Ratnani Mrs. Janvi Pravin Ratnani

Age 33 35 28

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 221652 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod M Ramchandani


Jai Shakti Sales & Servic, Shop No - 3,Nr. Sundri, Apt.,Behind Kumar Dept., Gol Maidan, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Vinod M Ramchandani Mrs. Deepti V Ramchandani Kum. Malti V Ramchandani Mrs. Priya V Ramchandani Mast Paras V Ramchandani Ms. Jaya Jeevan Vriddhi Age 50 26 22 46 11 27 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 183344 225945 226356 200064 228917 225789 Yield 6.09 % 8.33 % 8.35 % 7.02 % 8.47 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.29 % 9.31 % 7.83 % 9.44 % 9.28 % 20.6% 7.67 % 10.49 % 10.52 % 8.84 % 10.67 % 10.48 % 30.9% 8.81 % 12.05 % 12.08 % 10.16 % 12.26 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 8.33 % 8.35 % 7.02 % 8.47 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.81 % 10.83 % 9.47 % 10.96 % 10.80 % 80 CCE Saving @ 30.9% 10.01 % 12.33 % 12.35 % 10.97 % 12.48 % 12.32 % 80 CCE Saving @ 10.3% 7.23 % 9.49 % 9.51 % 8.17 % 9.63 % 9.48 %

Sr. No. Name 1 2 3 4 5 6 Mr. Vinod M Ramchandani Mrs. Deepti V Ramchandani Kum. Malti V Ramchandani Mrs. Priya V Ramchandani Mast Paras V Ramchandani Ms. Jaya

Age 50 26 22 46 11 27

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 183344 225945 226356 200064 228917 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Maj. Jayant J Rajguru


20 savarkar nagar, Satya vinayak socy, Deolali, Deolali, Pin:422401 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Maj. Jayant J Rajguru Mrs. Hema J Rajguru Ms. Akanksha J Rajguru Ms. Apekhsa J Rajguru Jeevan Vriddhi Age 38 43 13 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 218268 209027 228147 229334 Yield 7.95 % 7.49 % 8.43 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.35 % 9.40 % 9.46 % 20.6% 10.01 % 9.43 % 10.62 % 10.69 % 30.9% 11.51 % 10.84 % 12.20 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.95 % 7.49 % 8.43 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 9.95 % 10.92 % 10.98 % 80 CCE Saving @ 30.9% 11.94 % 11.46 % 12.44 % 12.50 % 80 CCE Saving @ 10.3% 9.11 % 8.64 % 9.60 % 9.65 %

Sr. No. Name 1 2 3 4 Maj. Jayant J Rajguru Mrs. Hema J Rajguru Ms. Akanksha J Rajguru Ms. Apekhsa J Rajguru

Age 38 43 13 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 218268 209027 228147 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ravira Ever Green


214, Ravira Ever Green, P.N.Kothari Indus.Est, L.B.S.Marg, Bhandup (W), Mumbai, Pin:400078 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Mahesh S Matey Mr. Vijay Jadhav Mr. Anil G Gotrane Mr. Satish S Katkar Mr. Kamlakar K Kolhe Mr. Pankaj G Vispute Mr. Amerjit Singh Mr. Ruchita R Patne Jeevan Vriddhi Age 36 32 39 31 31 31 31 41 Premium 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 220661 223963 216826 224531 224531 224531 224531 213378 Yield 8.07 % 8.23 % 7.88 % 8.26 % 8.26 % 8.26 % 8.26 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.18 % 8.78 % 9.21 % 9.21 % 9.21 % 9.21 % 8.60 % 20.6% 10.16 % 10.37 % 9.92 % 10.40 % 10.40 % 10.40 % 10.40 % 9.71 % 30.9% 11.68 % 11.91 % 11.40 % 11.95 % 11.95 % 11.95 % 11.95 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.07 % 8.23 % 7.88 % 8.26 % 8.26 % 8.26 % 8.26 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.71 % 10.36 % 10.74 % 10.74 % 10.74 % 10.74 % 10.18 % 80 CCE Saving @ 30.9% 12.06 % 12.23 % 11.87 % 12.26 % 12.26 % 12.26 % 12.26 % 11.69 % 80 CCE Saving @ 10.3% 9.23 % 9.39 % 9.04 % 9.42 % 9.42 % 9.42 % 9.42 % 8.87 %

Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Mahesh S Matey Mr. Vijay Jadhav Mr. Anil G Gotrane Mr. Satish S Katkar Mr. Kamlakar K Kolhe Mr. Pankaj G Vispute Mr. Amerjit Singh Mr. Ruchita R Patne

Age 36 32 39 31 31 31 31 41

Premium 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 220661 223963 216826 224531 224531 224531 224531 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishnu N Ratnani


Blk No.22-2,B, Powai Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kiran V Ratnani Kum Nutan Ratnani Kum Hansa Ratnani Mrs. Roshni Kiran Ratnani Jeevan Vriddhi Age 39 37 35 38 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 219537 221652 218268 Yield 7.88 % 8.02 % 8.12 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.94 % 9.05 % 8.86 % 20.6% 9.92 % 10.10 % 10.23 % 10.01 % 30.9% 11.40 % 11.61 % 11.75 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.02 % 8.12 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.49 % 10.60 % 10.43 % 80 CCE Saving @ 30.9% 11.87 % 12.01 % 12.11 % 11.94 % 80 CCE Saving @ 10.3% 9.04 % 9.18 % 9.28 % 9.11 %

Sr. No. Name 1 2 3 4 Mr. Kiran V Ratnani Kum Nutan Ratnani Kum Hansa Ratnani Mrs. Roshni Kiran Ratnani

Age 39 37 35 38

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 219537 221652 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Megasham Shiwa Redkar


603,Rishabh Apartments, Sarvodaya Nagar, Nahur Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Aniruddha M Redkar(E Ms. Sapna M Redkar Jeevan Vriddhi Age 25 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 225592 Yield 8.33 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.26 % 20.6% 10.49 % 10.47 % 30.9% 12.05 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.79 % 80 CCE Saving @ 30.9% 12.34 % 12.31 % 80 CCE Saving @ 10.3% 9.50 % 9.47 %

Sr. No. Name 1 2 Mr. Aniruddha M Redkar(E Ms. Sapna M Redkar

Age 25 28

Premium 100000 100000

Total 101545 101545

Maturity 226066 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kavita H Raichandani


A-702, Green Ash, Vasant Garden, Mulund (W), Mumbai, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dilip H Raichandani Mr. Ashish H Raichandani Jeevan Vriddhi Age 28 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226066 Yield 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.29 % 20.6% 10.47 % 10.49 % 30.9% 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.82 % 80 CCE Saving @ 30.9% 12.31 % 12.34 % 80 CCE Saving @ 10.3% 9.47 % 9.50 %

Sr. No. Name 1 2 Mr. Dilip H Raichandani Mr. Ashish H Raichandani

Age 28 25

Premium 100000 100000

Total 101545 101545

Maturity 225592 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Nirali Mitul Raicha


Flat no-2, Balwant Baug, Kharkar ali, Thane, Pin:400601

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Nirali Mitul Raicha Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Mrs. Nirali Mitul Raicha

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mulraj R Ravasia


Nandavan Hsg Socy Ltd, B-12,3rd Flr Baba Padam, Cross Road,Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Paresh M Ravasia Kum. Yamini M Ravasia Kum. Shilpa M Ravasia Jeevan Vriddhi Age 41 37 36 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 219537 220661 Yield 7.71 % 8.02 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.94 % 9.00 % 20.6% 9.71 % 10.10 % 10.16 % 30.9% 11.16 % 11.61 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 8.02 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.49 % 10.55 % 80 CCE Saving @ 30.9% 11.69 % 12.01 % 12.06 % 80 CCE Saving @ 10.3% 8.87 % 9.18 % 9.23 %

Sr. No. Name 1 2 3 Mr. Paresh M Ravasia Kum. Yamini M Ravasia Kum. Shilpa M Ravasia

Age 41 37 36

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 219537 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh R Rateshwar


Blk.No.44-4,Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Rajesh R Rateshwar Mr. Dinesh R Rateshwar Ms. Poonam R Rateshwar Ms. Savitri R Rateshwar Kum. Pinki D Sharma Kum. Dipika K. Rateshwar Jeevan Vriddhi Age 43 38 39 42 32 24 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 209027 218268 216826 211350 223963 226171 Yield 7.49 % 7.95 % 7.88 % 7.61 % 8.23 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.86 % 8.78 % 8.48 % 9.18 % 9.30 % 20.6% 9.43 % 10.01 % 9.92 % 9.58 % 10.37 % 10.50 % 30.9% 10.84 % 11.51 % 11.40 % 11.01 % 11.91 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.49 % 7.95 % 7.88 % 7.61 % 8.23 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.43 % 10.36 % 10.07 % 10.71 % 10.82 % 80 CCE Saving @ 30.9% 11.46 % 11.94 % 11.87 % 11.58 % 12.23 % 12.34 % 80 CCE Saving @ 10.3% 8.64 % 9.11 % 9.04 % 8.76 % 9.39 % 9.50 %

Sr. No. Name 1 2 3 4 5 6 Mr. Rajesh R Rateshwar Mr. Dinesh R Rateshwar Ms. Poonam R Rateshwar Ms. Savitri R Rateshwar Kum. Pinki D Sharma Kum. Dipika K. Rateshwar

Age 43 38 39 42 32 24

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 209027 218268 216826 211350 223963 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manohar C Ramrakhyani


8552-149a Street, Surrey,British Columbia, Canada, Pin:V3s7k7

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Manohar C Ramrakhyani Mrs. Rekha M Ramrakhyani Ms. Ruhika M Ramrakhiyani Mast Jatin M Ramrakhyani Jeevan Vriddhi Age 48 40 15 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 215191 227584 227851 Yield 6.60 % 7.80 % 8.40 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.70 % 9.36 % 9.39 % 20.6% 8.31 % 9.82 % 10.58 % 10.60 % 30.9% 9.55 % 11.29 % 12.16 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 7.80 % 8.40 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.27 % 10.89 % 10.90 % 80 CCE Saving @ 30.9% 10.54 % 11.78 % 12.41 % 12.42 % 80 CCE Saving @ 10.3% 7.74 % 8.96 % 9.57 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Manohar C Ramrakhyani Mrs. Rekha M Ramrakhyani Ms. Ruhika M Ramrakhiyani Mast Jatin M Ramrakhyani

Age 48 40 15 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 215191 227584 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijendra S Rawat


C-6/4/3:3, Sector-3, C.B.D, Belapur

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijendra S Rawat Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Vijendra S Rawat

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh R Raghani(E


B-203,satyam Bldg., Opp Pancharatan Mandir, Powai Chowk, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mahesh R Raghani(E Mast Gaurav M Raghani Mrs. Simran M Raghani Jeevan Vriddhi Age 35 11 36 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 228917 220661 Yield 8.12 % 8.47 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.44 % 9.00 % 20.6% 10.23 % 10.67 % 10.16 % 30.9% 11.75 % 12.26 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.47 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.96 % 10.55 % 80 CCE Saving @ 30.9% 12.11 % 12.48 % 12.06 % 80 CCE Saving @ 10.3% 9.28 % 9.63 % 9.23 %

Sr. No. Name 1 2 3 Mr. Mahesh R Raghani(E Mast Gaurav M Raghani Mrs. Simran M Raghani

Age 35 11 36

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 228917 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr Dinesh R Rateshwar
C/O Chellaram D Rateshwar, B1 44/4 Shivaji Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr Dinesh R Rateshwar Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr Dinesh R Rateshwar

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gulshan J Rajani


Block No. 143/266, Netaji Road, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Gulshan J Rajani Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Gulshan J Rajani

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Neeta P Rajani


Block No. 143-266, Powai Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kamlesh P Rajani Mrs. Jyoti P Rajani Jeevan Vriddhi Age 36 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 219537 Yield 8.07 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 8.94 % 20.6% 10.16 % 10.10 % 30.9% 11.68 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.49 % 80 CCE Saving @ 30.9% 12.06 % 12.01 % 80 CCE Saving @ 10.3% 9.23 % 9.18 %

Sr. No. Name 1 2 Mr. Kamlesh P Rajani Mrs. Jyoti P Rajani

Age 36 37

Premium 100000 100000

Total 101545 101545

Maturity 220661 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashit Rajkotaia


1/8,vallabh Nagar, Indore, M. P.

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ashit Rajkotaia Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Ashit Rajkotaia

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Deepa S Rajani


G-1/43, Vijay Nagar, Marol Maroshi Road, Andheri East, Mumbai, Pin:400059 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Deepa S Rajani Mr. Sanjay A Rajani Kum. Sakshi S Rajani Jeevan Vriddhi Age 36 45 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 203396 228147 Yield 8.07 % 7.19 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 8.02 % 9.40 % 20.6% 10.16 % 9.06 % 10.62 % 30.9% 11.68 % 10.41 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 7.19 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 9.65 % 10.92 % 80 CCE Saving @ 30.9% 12.06 % 11.15 % 12.44 % 80 CCE Saving @ 10.3% 9.23 % 8.35 % 9.60 %

Sr. No. Name 1 2 3 Mrs. Deepa S Rajani Mr. Sanjay A Rajani Kum. Sakshi S Rajani

Age 36 45 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 203396 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hardeepsingh Rajput


54/3, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hardeepsingh Rajput(E Mrs. Lata H. Rajput Mast Anmol H. Rajput Jeevan Vriddhi Age 44 40 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 215191 228147 Yield 7.35 % 7.80 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.70 % 9.40 % 20.6% 9.26 % 9.82 % 10.62 % 30.9% 10.64 % 11.29 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.80 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.27 % 10.92 % 80 CCE Saving @ 30.9% 11.32 % 11.78 % 12.44 % 80 CCE Saving @ 10.3% 8.50 % 8.96 % 9.60 %

Sr. No. Name 1 2 3 Mr. Hardeepsingh Rajput(E Mrs. Lata H. Rajput Mast Anmol H. Rajput

Age 44 40 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 215191 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay P Rupwani


88/2, Agra Road, Mulund Colony, Mulund - West, Mumbai, Pin:400082 Dear Sanjay, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sanjay P Rupwani Mrs. Aashna S Rupwani Mast Tarish S Rupwani Mast Yash S Rupwani Jeevan Vriddhi Age 41 37 14 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 219537 227851 228517 Yield 7.71 % 8.02 % 8.42 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.94 % 9.39 % 9.42 % 20.6% 9.71 % 10.10 % 10.60 % 10.64 % 30.9% 11.16 % 11.61 % 12.19 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 8.02 % 8.42 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.49 % 10.90 % 10.94 % 80 CCE Saving @ 30.9% 11.69 % 12.01 % 12.42 % 12.46 % 80 CCE Saving @ 10.3% 8.87 % 9.18 % 9.58 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Sanjay P Rupwani Mrs. Aashna S Rupwani Mast Tarish S Rupwani Mast Yash S Rupwani

Age 41 37 14 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 219537 227851 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaichand K Rupwani


Block No.91/2, Agra Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Jaichand K Rupwani Mrs. Lakita J Rupwani Ms. Urvi J Rupwani Ms. Diana J Rupwani Mast Piyush J Rupwani Jeevan Vriddhi Age 38 37 13 14 9 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 218268 219537 228147 227851 229966 Yield 7.95 % 8.02 % 8.43 % 8.42 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.94 % 9.40 % 9.39 % 9.50 % 20.6% 10.01 % 10.10 % 10.62 % 10.60 % 10.73 % 30.9% 11.51 % 11.61 % 12.20 % 12.19 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.95 % 8.02 % 8.43 % 8.42 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.49 % 10.92 % 10.90 % 11.01 % 80 CCE Saving @ 30.9% 11.94 % 12.01 % 12.44 % 12.42 % 12.53 % 80 CCE Saving @ 10.3% 9.11 % 9.18 % 9.60 % 9.58 % 9.68 %

Sr. No. Name 1 2 3 4 5 Mr. Jaichand K Rupwani Mrs. Lakita J Rupwani Ms. Urvi J Rupwani Ms. Diana J Rupwani Mast Piyush J Rupwani

Age 38 37 13 14 9

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 218268 219537 228147 227851 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nirmal R Ramchanani


138-240, 2nd Flr, Lalwani Bldg, Saraswati Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Nirmal R Ramchanani Mrs. Pooja N Ramchandani Mast Mohit N Ramchandani Mast Punit N Ramchandani Jeevan Vriddhi Age 50 50 24 19 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 183344 226171 226744 Yield 6.09 % 6.09 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 6.79 % 9.30 % 9.32 % 20.6% 7.67 % 7.67 % 10.50 % 10.53 % 30.9% 8.81 % 8.81 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.09 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.52 % 10.82 % 10.85 % 80 CCE Saving @ 30.9% 10.01 % 10.01 % 12.34 % 12.37 % 80 CCE Saving @ 10.3% 7.23 % 7.23 % 9.50 % 9.53 %

Sr. No. Name 1 2 3 4 Mr. Nirmal R Ramchanani Mrs. Pooja N Ramchandani Mast Mohit N Ramchandani Mast Punit N Ramchandani

Age 50 50 24 19

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 183344 226171 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nand Ramnani


56-1, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Mittal N Ramnani Jeevan Vriddhi Age 19 Premium 100000 S.Tax 1545 Total 101545 Maturity 226744 Yield 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.32 % 20.6% 10.53 % 30.9% 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.85 % 80 CCE Saving @ 30.9% 12.37 % 80 CCE Saving @ 10.3% 9.53 %

Sr. No. Name 1 Mast Mittal N Ramnani

Age 19

Premium 100000

Total 101545

Maturity 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishin Ramchandani


48/49, Kokar, Industrial Area, Ranchi, Pin:834001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Narendra Kumar Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Narendra Kumar

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash M Ratwani


3-55, 3rd Flr, Jai Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Prakash M Ratwani Mrs. Jyoti P Ratwani Mast Nikhil P Ratwani Ms. Nikita P Ratwani Jeevan Vriddhi Age 48 45 21 21 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 203396 226466 226466 Yield 6.60 % 7.19 % 8.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.02 % 9.31 % 9.31 % 20.6% 8.31 % 9.06 % 10.52 % 10.52 % 30.9% 9.55 % 10.41 % 12.08 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 7.19 % 8.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.65 % 10.84 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 11.15 % 12.35 % 12.35 % 80 CCE Saving @ 10.3% 7.74 % 8.35 % 9.52 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Prakash M Ratwani Mrs. Jyoti P Ratwani Mast Nikhil P Ratwani Ms. Nikita P Ratwani

Age 48 45 21 21

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 203396 226466 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Varsha D Rupwani


Block No: 105, Rm No: 7, Agra Road , Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rajendra Ramnani Kum. Muskan R. Ramnani Jeevan Vriddhi Age 39 10 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 229334 Yield 7.88 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.46 % 20.6% 9.92 % 10.69 % 30.9% 11.40 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.98 % 80 CCE Saving @ 30.9% 11.87 % 12.50 % 80 CCE Saving @ 10.3% 9.04 % 9.65 %

Sr. No. Name 1 2 Mr. Rajendra Ramnani Kum. Muskan R. Ramnani

Age 39 10

Premium 100000 100000

Total 101545 101545

Maturity 216826 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anupsingh Rawat


211, 2nd Floor, Runwal Commercial Complex, L.B.S Marg, Mulund West, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Anupsingh Rawat Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Anupsingh Rawat

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Vanita K. Rateshwar


44/4, Shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Dolly K. Rateshwar Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mrs. Dolly K. Rateshwar

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Kum. Devika J. Rajpal


402, Shakuntala Apt., Sai Baba Nagar, Navghar Road, Bhayandar East, Pin:401105 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Devika J. Rajpal Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Kum. Devika J. Rajpal

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Laxman A. Ramani


47/2,shivaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Bharat L. Ramani Mr. Sanjay L. Ramani Jeevan Vriddhi Age 35 34 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 222526 Yield 8.12 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.10 % 20.6% 10.23 % 10.28 % 30.9% 11.75 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.64 % 80 CCE Saving @ 30.9% 12.11 % 12.16 % 80 CCE Saving @ 10.3% 9.28 % 9.32 %

Sr. No. Name 1 2 Mr. Bharat L. Ramani Mr. Sanjay L. Ramani

Age 35 34

Premium 100000 100000

Total 101545 101545

Maturity 221652 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh Rupani


Sufi Enterprises LLC, P.O.Box.7292, Dubai, UAE

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Seema Naresh Rupani Mast Naresh Rupani Ms. Avinash Naresh Rupani Jeevan Vriddhi Age 50 27 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 225789 226066 Yield 6.09 % 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.28 % 9.29 % 20.6% 7.67 % 10.48 % 10.49 % 30.9% 8.81 % 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.80 % 10.82 % 80 CCE Saving @ 30.9% 10.01 % 12.32 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 9.48 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Seema Naresh Rupani Mast Naresh Rupani Ms. Avinash Naresh Rupani

Age 50 27 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 225789 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kanti L. Ruparel


16, 1st Floor, Datt Niwas, Kisan Nagar, Bhatt Wadi, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kanti L. Ruparel Mrs. Meena K. Ruparel Mr. Keyur K. Ruparel Mrs. Hemisha V. Kamani Jeevan Vriddhi Age 29 50 29 28 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 225325 183344 225325 225592 Yield 8.30 % 6.09 % 8.30 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 6.79 % 9.25 % 9.26 % 20.6% 10.45 % 7.67 % 10.45 % 10.47 % 30.9% 12.01 % 8.81 % 12.01 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.30 % 6.09 % 8.30 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 8.52 % 10.78 % 10.79 % 80 CCE Saving @ 30.9% 12.30 % 10.01 % 12.30 % 12.31 % 80 CCE Saving @ 10.3% 9.46 % 7.23 % 9.46 % 9.47 %

Sr. No. Name 1 2 3 4 Mr. Kanti L. Ruparel Mrs. Meena K. Ruparel Mr. Keyur K. Ruparel Mrs. Hemisha V. Kamani

Age 29 50 29 28

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 225325 183344 225325 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raunaq Jeet Singh


Birla Sun Life Insurance, Coupany Ltd.,A - 266, Defence Colony, New Delhi, Pin:110024 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Raunaq Jeet Singh Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Raunaq Jeet Singh

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak P Rohra


Flat No.103,1st Flr, Habibi Society, K.K.Road, Mahagiri, Thane, Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Bharat Deepak Rohra Mr. Raja Deepak Rohra Jeevan Vriddhi Age 34 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 224531 Yield 8.16 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.21 % 20.6% 10.28 % 10.40 % 30.9% 11.81 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.74 % 80 CCE Saving @ 30.9% 12.16 % 12.26 % 80 CCE Saving @ 10.3% 9.32 % 9.42 %

Sr. No. Name 1 2 Mr. Bharat Deepak Rohra Mr. Raja Deepak Rohra

Age 34 31

Premium 100000 100000

Total 101545 101545

Maturity 222526 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. S.Ravisankar
E/2,504,Highland Park, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Divya Ravisankar Ms. Sweta Ravisankar Jeevan Vriddhi Age 31 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 226066 Yield 8.26 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.29 % 20.6% 10.40 % 10.49 % 30.9% 11.95 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.82 % 80 CCE Saving @ 30.9% 12.26 % 12.34 % 80 CCE Saving @ 10.3% 9.42 % 9.50 %

Sr. No. Name 1 2 Ms. Divya Ravisankar Ms. Sweta Ravisankar

Age 31 25

Premium 100000 100000

Total 101545 101545

Maturity 224531 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay P Rupani


5, Duplex, Ramayan Nagar, Ulhasnagar, Pin:421003

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sanjay P Rupani Mrs. Amchal S Rupani Mast Paras S Rupani Ms. Diya S Rupani Jeevan Vriddhi Age 43 41 17 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 213378 227115 229334 Yield 7.49 % 7.71 % 8.38 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.60 % 9.34 % 9.46 % 20.6% 9.43 % 9.71 % 10.55 % 10.69 % 30.9% 10.84 % 11.16 % 12.13 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 7.71 % 8.38 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.18 % 10.87 % 10.98 % 80 CCE Saving @ 30.9% 11.46 % 11.69 % 12.39 % 12.50 % 80 CCE Saving @ 10.3% 8.64 % 8.87 % 9.55 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Sanjay P Rupani Mrs. Amchal S Rupani Mast Paras S Rupani Ms. Diya S Rupani

Age 43 41 17 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 213378 227115 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Uday Shanker Rao


D-603,Cypress, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Lata Uday Rao Ms. Nikita Uday Rao Mast Akash Uday Rao Jeevan Vriddhi Age 46 21 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 226466 226918 Yield 7.02 % 8.35 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.31 % 9.33 % 20.6% 8.84 % 10.52 % 10.54 % 30.9% 10.16 % 12.08 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.35 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.84 % 10.86 % 80 CCE Saving @ 30.9% 10.97 % 12.35 % 12.38 % 80 CCE Saving @ 10.3% 8.17 % 9.52 % 9.54 %

Sr. No. Name 1 2 3 Mrs. Lata Uday Rao Ms. Nikita Uday Rao Mast Akash Uday Rao

Age 46 21 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 226466 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rekha R Ramnani


A-402, 4Th Flr Lok Angan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Rekha R Ramnani(E Ms. Sangeeta R Ramnani(E Jeevan Vriddhi Age 40 16 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 227336 Yield 7.80 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.35 % 20.6% 9.82 % 10.57 % 30.9% 11.29 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.88 % 80 CCE Saving @ 30.9% 11.78 % 12.40 % 80 CCE Saving @ 10.3% 8.96 % 9.56 %

Sr. No. Name 1 2 Mrs. Rekha R Ramnani(E Ms. Sangeeta R Ramnani(E

Age 40 16

Premium 100000 100000

Total 101545 101545

Maturity 215191 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kumar Rai(Montu)


1004, Saraswati, Mhada Colony, Mulund East, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kumar Rai(Montu) Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Kumar Rai(Montu)

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh Rajesth


, Tulip Bldg, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayesh Rajesth Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Jayesh Rajesth

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajeev S Raghani


Flat No.701, 7th Flr, Paradise Bldg,3rd Rod, Khar West, Mumbai, Pin:400052 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajeev S Raghani Mrs. Sakshi R Raghani Ms. Akansha R Raghani Mr. Ravi Ahuja Jeevan Vriddhi Age 39 37 15 39 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 219537 227584 216826 Yield 7.88 % 8.02 % 8.40 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.94 % 9.36 % 8.78 % 20.6% 9.92 % 10.10 % 10.58 % 9.92 % 30.9% 11.40 % 11.61 % 12.16 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.02 % 8.40 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.49 % 10.89 % 10.36 % 80 CCE Saving @ 30.9% 11.87 % 12.01 % 12.41 % 11.87 % 80 CCE Saving @ 10.3% 9.04 % 9.18 % 9.57 % 9.04 %

Sr. No. Name 1 2 3 4 Mr. Rajeev S Raghani Mrs. Sakshi R Raghani Ms. Akansha R Raghani Mr. Ravi Ahuja

Age 39 37 15 39

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 219537 227584 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Srichand A Rohira


629-8 Shyam Kutir 2nd Flr, 13th Road, Off Kahr Pali Road, Mumbai, Pin:400052 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Marisol S Rohira Mast Suraj S Rohira Jeevan Vriddhi Age 36 10 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 229334 Yield 8.07 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.46 % 20.6% 10.16 % 10.69 % 30.9% 11.68 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.98 % 80 CCE Saving @ 30.9% 12.06 % 12.50 % 80 CCE Saving @ 10.3% 9.23 % 9.65 %

Sr. No. Name 1 2 Mrs. Marisol S Rohira Mast Suraj S Rohira

Age 36 10

Premium 100000 100000

Total 101545 101545

Maturity 220661 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Praveen R Raghwani


R.no. 48, Nankabaiwadi, G.v. Scheme Road, Gavanpada., Mulund (E). Mumbai., Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Praveen R Raghwani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Praveen R Raghwani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahender Singh


Block No 106/13,Back Side, Malabar Hill Road, Mulund Colony, Mulund (W), Mumbai., Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sarabjeet Singh Ms. Sandeep Kaur Randhawa Jeevan Vriddhi Age 27 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 226171 Yield 8.32 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.30 % 20.6% 10.48 % 10.50 % 30.9% 12.04 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.82 % 80 CCE Saving @ 30.9% 12.32 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.50 %

Sr. No. Name 1 2 Mr. Sarabjeet Singh Ms. Sandeep Kaur Randhawa

Age 27 24

Premium 100000 100000

Total 101545 101545

Maturity 225789 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pramod R Rajput


C-604, Jinal, Opp.Gokul Garden, Thakur Complex, Kandivali (E), Mumbai, Pin:400101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Pramod R Rajput Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Pramod R Rajput

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Krishnendu Roychodhar


29-B, 32, Takshila, Mahakali Caves Road, Andheri East, Mumbai, Pin:400093 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Krishnendu Roychodhar Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Krishnendu Roychodhar

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore N Rohera


Flat 304, 3rd flr, Mangalm Apartment, Opp. Hardwar Apartment, New Link Road, Ulhasnagar, Pin:421003 Radha Soami Kishore Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kishore N Rohera Mrs. Rashi K Rohra Ms. Rinku Kishore Rohra Mast Prium Kishore Rohra Jeevan Vriddhi Age 40 39 13 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 216826 228147 229334 Yield 7.80 % 7.88 % 8.43 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.78 % 9.40 % 9.46 % 20.6% 9.82 % 9.92 % 10.62 % 10.69 % 30.9% 11.29 % 11.40 % 12.20 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 7.88 % 8.43 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.36 % 10.92 % 10.98 % 80 CCE Saving @ 30.9% 11.78 % 11.87 % 12.44 % 12.50 % 80 CCE Saving @ 10.3% 8.96 % 9.04 % 9.60 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Kishore N Rohera Mrs. Rashi K Rohra Ms. Rinku Kishore Rohra Mast Prium Kishore Rohra

Age 40 39 13 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 216826 228147 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. S S Ratnaparkhi
Maersk Infotech,4thflr, Prudential Business, Park,hiranandani-powai, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. S S Ratnaparkhi Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. S S Ratnaparkhi

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashwin S Raut


R.no.8 Amarsingh Chawl, Nr.Pipe Line, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ashwin S Raut Mrs. Madhuri A Raut Ms. Sakshi A Raut Jeevan Vriddhi Age 35 33 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 223291 226918 Yield 8.12 % 8.20 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.14 % 9.33 % 20.6% 10.23 % 10.33 % 10.54 % 30.9% 11.75 % 11.87 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.20 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.68 % 10.86 % 80 CCE Saving @ 30.9% 12.11 % 12.20 % 12.38 % 80 CCE Saving @ 10.3% 9.28 % 9.36 % 9.54 %

Sr. No. Name 1 2 3 Mr. Ashwin S Raut Mrs. Madhuri A Raut Ms. Sakshi A Raut

Age 35 33 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 223291 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kumar Nanak Rai


A-1804, Willows Towers, Vasant Garden, Mulund, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kumar Nanak Rai Mrs. Arti Kumar Rai Jeevan Vriddhi Age 40 38 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 218268 Yield 7.80 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.86 % 20.6% 9.82 % 10.01 % 30.9% 11.29 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.43 % 80 CCE Saving @ 30.9% 11.78 % 11.94 % 80 CCE Saving @ 10.3% 8.96 % 9.11 %

Sr. No. Name 1 2 Mr. Kumar Nanak Rai Mrs. Arti Kumar Rai

Age 40 38

Premium 100000 100000

Total 101545 101545

Maturity 215191 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh Kumar Ramani


D-204, Urmila Enclave, Peace Road, Ranchi, Jharkhand, Pin:834001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Tanu Prem Punjabi Mr. Bhavesh R Ramani Mr. Prem Kumar Punjabi Mrs. Asha R RAMANI(65 Jeevan Vriddhi Age 33 27 33 47 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 223291 225789 223291 196379 Yield 8.20 % 8.32 % 8.20 % 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.28 % 9.14 % 7.60 % 20.6% 10.33 % 10.48 % 10.33 % 8.59 % 30.9% 11.87 % 12.04 % 11.87 % 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.20 % 8.32 % 8.20 % 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.80 % 10.68 % 9.27 % 80 CCE Saving @ 30.9% 12.20 % 12.32 % 12.20 % 10.76 % 80 CCE Saving @ 10.3% 9.36 % 9.48 % 9.36 % 7.97 %

Sr. No. Name 1 2 3 4 Mrs. Tanu Prem Punjabi Mr. Bhavesh R Ramani Mr. Prem Kumar Punjabi Mrs. Asha R RAMANI(65

Age 33 27 33 47

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 223291 225789 223291 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gulab T Rohra


Santacruz

Dear Gulab Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Karishma G Rohra Mast Mohit Gulab Rohra Ms. Tanu Ramani Jeevan Vriddhi Age 43 15 33 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 227584 223291 Yield 7.49 % 8.40 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.36 % 9.14 % 20.6% 9.43 % 10.58 % 10.33 % 30.9% 10.84 % 12.16 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 8.40 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.89 % 10.68 % 80 CCE Saving @ 30.9% 11.46 % 12.41 % 12.20 % 80 CCE Saving @ 10.3% 8.64 % 9.57 % 9.36 %

Sr. No. Name 1 2 3 Mrs. Karishma G Rohra Mast Mohit Gulab Rohra Ms. Tanu Ramani

Age 43 15 33

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 227584 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Khushal A Rangnani


C/o. Arjun Mulani, Mulund, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Nisha K Rangnani Ms. Bhavna K Rangnani Ms. Ayesha K Rangnani Jeevan Vriddhi Age 47 27 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 225789 226744 Yield 6.82 % 8.32 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.28 % 9.32 % 20.6% 8.59 % 10.48 % 10.53 % 30.9% 9.87 % 12.04 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.32 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.80 % 10.85 % 80 CCE Saving @ 30.9% 10.76 % 12.32 % 12.37 % 80 CCE Saving @ 10.3% 7.97 % 9.48 % 9.53 %

Sr. No. Name 1 2 3 Mrs. Nisha K Rangnani Ms. Bhavna K Rangnani Ms. Ayesha K Rangnani

Age 47 27 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 225789 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak B Ramchandani


Flat No.1304, Brighton Tower, Hariom Nagar, Mulund (East), Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Deepak B Ramchandani Mrs. Vanita D Ramchandani Mr. Sanjay D Ramchandani Mr. Manish D Ramchandani Mrs. Ayesha S Ramchandani Jeevan Vriddhi Age 50 49 31 29 29 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 188019 224531 225325 225325 Yield 6.09 % 6.35 % 8.26 % 8.30 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.08 % 9.21 % 9.25 % 9.25 % 20.6% 7.67 % 8.00 % 10.40 % 10.45 % 10.45 % 30.9% 8.81 % 9.19 % 11.95 % 12.01 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 6.35 % 8.26 % 8.30 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.79 % 10.74 % 10.78 % 10.78 % 80 CCE Saving @ 30.9% 10.01 % 10.28 % 12.26 % 12.30 % 12.30 % 80 CCE Saving @ 10.3% 7.23 % 7.50 % 9.42 % 9.46 % 9.46 %

Sr. No. Name 1 2 3 4 5 Mr. Deepak B Ramchandani Mrs. Vanita D Ramchandani Mr. Sanjay D Ramchandani Mr. Manish D Ramchandani Mrs. Ayesha S Ramchandani

Age 50 49 31 29 29

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 188019 224531 225325 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitin M Rohra


Block No. 100-7/D, Agra Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nitin M Rohra Mrs. Reha M Ahuja Jeevan Vriddhi Age 31 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 225325 Yield 8.26 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.25 % 20.6% 10.40 % 10.45 % 30.9% 11.95 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.78 % 80 CCE Saving @ 30.9% 12.26 % 12.30 % 80 CCE Saving @ 10.3% 9.42 % 9.46 %

Sr. No. Name 1 2 Mr. Nitin M Rohra Mrs. Reha M Ahuja

Age 31 29

Premium 100000 100000

Total 101545 101545

Maturity 224531 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh Rajani


202, Twins Classic CHSL, Plot No. 82, Sector-8, Koperkhairane, Navi Mumbai, Mumbai, Pin:400709 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Naresh Rajani Mrs. Anita N Rajani Ms. Meghna N Rajani Ms. Simran N Rajani Ms. Saniya N Rajani Jeevan Vriddhi Age 45 43 19 15 10 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 203396 209027 226744 227584 229334 Yield 7.19 % 7.49 % 8.36 % 8.40 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.35 % 9.32 % 9.36 % 9.46 % 20.6% 9.06 % 9.43 % 10.53 % 10.58 % 10.69 % 30.9% 10.41 % 10.84 % 12.10 % 12.16 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 7.49 % 8.36 % 8.40 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.95 % 10.85 % 10.89 % 10.98 % 80 CCE Saving @ 30.9% 11.15 % 11.46 % 12.37 % 12.41 % 12.50 % 80 CCE Saving @ 10.3% 8.35 % 8.64 % 9.53 % 9.57 % 9.65 %

Sr. No. Name 1 2 3 4 5 Mr. Naresh Rajani Mrs. Anita N Rajani Ms. Meghna N Rajani Ms. Simran N Rajani Ms. Saniya N Rajani

Age 45 43 19 15 10

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 203396 209027 226744 227584 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dilip Rajani


A / 301, 3rd Flr, Prabhudham Niwas, Sector 6, Plot No. 6, Ghansoli, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dilip M Rajani Mrs. Juhi D Rajani Jeevan Vriddhi Age 50 48 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 192347 Yield 6.09 % 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 20.6% 7.67 % 8.31 % 30.9% 8.81 % 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 80 CCE Saving @ 10.3% 7.23 % 7.74 %

Sr. No. Name 1 2 Mr. Dilip M Rajani Mrs. Juhi D Rajani

Age 50 48

Premium 100000 100000

Total 101545 101545

Maturity 183344 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nandkishore P Ramchandani


J - 301,Veena Nagar, Dr. R.P.Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vicky N Ramchandani Mast Manik N Ramchandani Jeevan Vriddhi Age 24 22 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226171 226356 Yield 8.34 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.31 % 20.6% 10.50 % 10.52 % 30.9% 12.07 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.34 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.83 % 80 CCE Saving @ 30.9% 12.34 % 12.35 % 80 CCE Saving @ 10.3% 9.50 % 9.51 %

Sr. No. Name 1 2 Mr. Vicky N Ramchandani Mast Manik N Ramchandani

Age 24 22

Premium 100000 100000

Total 101545 101545

Maturity 226171 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Sony Rajput


Block No 112/62, Malbar Hill Road, Mulund Clolny, Mumbai, Mumbai, Pin:400082 Dear Sony, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Sony Rajput Jeevan Vriddhi Age 22 Premium 100000 S.Tax 1545 Total 101545 Maturity 226356 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Ms. Sony Rajput

Age 22

Premium 100000

Total 101545

Maturity 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjeev S Raghani


Liberty Glass House, 57/59 Dhanji Street, Mumbai, Mumbai, Pin:400003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sanjeev S Raghani Mrs. Karishma S Raghani Mast Tanuj S Raghani Jeevan Vriddhi Age 37 33 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 223291 228917 Yield 8.02 % 8.20 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.14 % 9.44 % 20.6% 10.10 % 10.33 % 10.67 % 30.9% 11.61 % 11.87 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 8.20 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.68 % 10.96 % 80 CCE Saving @ 30.9% 12.01 % 12.20 % 12.48 % 80 CCE Saving @ 10.3% 9.18 % 9.36 % 9.63 %

Sr. No. Name 1 2 3 Mr. Sanjeev S Raghani Mrs. Karishma S Raghani Mast Tanuj S Raghani

Age 37 33 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 223291 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pratap V Raghani


Liberty Glass House, 57/59 Dhanji Street, Mumbai, Mumbai, Pin:400003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nitin P Raghani Ms. Jharna P Raghani Jeevan Vriddhi Age 26 14 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 227851 Yield 8.33 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.39 % 20.6% 10.49 % 10.60 % 30.9% 12.05 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.90 % 80 CCE Saving @ 30.9% 12.33 % 12.42 % 80 CCE Saving @ 10.3% 9.49 % 9.58 %

Sr. No. Name 1 2 Mr. Nitin P Raghani Ms. Jharna P Raghani

Age 26 14

Premium 100000 100000

Total 101545 101545

Maturity 225945 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagdish M Samnani


47/5 "Leela Niwas", Shivaji Chowk, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Kum. Khushboo J Samnani Mrs. Deepa J Samnani Kum. Anuradha J Samnani Jeevan Vriddhi Age 25 49 28 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 226066 188019 225592 Yield 8.33 % 6.35 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 7.08 % 9.26 % 20.6% 10.49 % 8.00 % 10.47 % 30.9% 12.05 % 9.19 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.33 % 6.35 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 8.79 % 10.79 % 80 CCE Saving @ 30.9% 12.34 % 10.28 % 12.31 % 80 CCE Saving @ 10.3% 9.50 % 7.50 % 9.47 %

Sr. No. Name 1 2 3 Kum. Khushboo J Samnani Mrs. Deepa J Samnani Kum. Anuradha J Samnani

Age 25 49 28

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 226066 188019 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhaskar K Shetty


A-203,Swapna Sagar, Swapna Nagari, Opp B.R.Road, Mulund West,Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Tarun B Shetty Ms. Swpana B Shetty Jeevan Vriddhi Age 27 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225789 224983 Yield 8.32 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.23 % 20.6% 10.48 % 10.43 % 30.9% 12.04 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.32 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.76 % 80 CCE Saving @ 30.9% 12.32 % 12.28 % 80 CCE Saving @ 10.3% 9.48 % 9.44 %

Sr. No. Name 1 2 Mr. Tarun B Shetty Ms. Swpana B Shetty

Age 27 30

Premium 100000 100000

Total 101545 101545

Maturity 225789 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Avinashkaur Sethi


Mount Gaiety Bldg, 2nd Flr R No 8, Shanti Nagar Road No 28, Wagle Estate Thane

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Avinashkaur Sethi Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Avinashkaur Sethi

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Amarshi Ramji Shah


Meet Coop Hsg Socty, R No 302/A Sonu Maya Road, Dhobi Ali Tembi Naka, Thane, Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Amarshi Ramji Shah Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Amarshi Ramji Shah

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arun U Shetty


Vardhman Vatika, C-107,opp.Tatwadyan Vidya, Pith, Ghodbundar Road, Thane(W), Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Arun U Shetty Mast Arun U Shetty Jr. Jeevan Vriddhi Age 39 9 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 229966 Yield 7.88 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.50 % 20.6% 9.92 % 10.73 % 30.9% 11.40 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.68 %

Sr. No. Name 1 2 Mr. Arun U Shetty Mast Arun U Shetty Jr.

Age 39 9

Premium 100000 100000

Total 101545 101545

Maturity 216826 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh A Shetty


8 Shanker Niwas, Near Ambika Hotel, Mulund Checknaka, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Yogesh A Shetty Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Yogesh A Shetty

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok D Sharma


22/B Ekta Apartment, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ashok D Sharma Mrs. Kavita A Sharma Mast Karan A Sharma Jeevan Vriddhi Age 50 46 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 200064 228147 Yield 6.09 % 7.02 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.83 % 9.40 % 20.6% 7.67 % 8.84 % 10.62 % 30.9% 8.81 % 10.16 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 7.02 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.47 % 10.92 % 80 CCE Saving @ 30.9% 10.01 % 10.97 % 12.44 % 80 CCE Saving @ 10.3% 7.23 % 8.17 % 9.60 %

Sr. No. Name 1 2 3 Mr. Ashok D Sharma Mrs. Kavita A Sharma Mast Karan A Sharma

Age 50 46 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 200064 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak N Shah


LIC Agent

Dear Deepak Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Deepak N Shah Mrs. Aarti D Shah Jeevan Vriddhi Age 33 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 224983 Yield 8.20 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.23 % 20.6% 10.33 % 10.43 % 30.9% 11.87 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.76 % 80 CCE Saving @ 30.9% 12.20 % 12.28 % 80 CCE Saving @ 10.3% 9.36 % 9.44 %

Sr. No. Name 1 2 Mr. Deepak N Shah Mrs. Aarti D Shah

Age 33 30

Premium 100000 100000

Total 101545 101545

Maturity 223291 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohan M Shetty


Modella Staff Quarters, R No 6 Checknaka, Thane 1

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mohan M Shetty Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Mohan M Shetty

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chetan S Shakrani


, Ahmedabd, Ahmedabad

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Chetan S Shakrani(E Mrs. Vandana C Shakrani Ms. Kejal Chetan Shakrani Jeevan Vriddhi Age 43 44 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 206379 228147 Yield 7.49 % 7.35 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.19 % 9.40 % 20.6% 9.43 % 9.26 % 10.62 % 30.9% 10.84 % 10.64 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.35 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.81 % 10.92 % 80 CCE Saving @ 30.9% 11.46 % 11.32 % 12.44 % 80 CCE Saving @ 10.3% 8.64 % 8.50 % 9.60 %

Sr. No. Name 1 2 3 Mr. Chetan S Shakrani(E Mrs. Vandana C Shakrani Ms. Kejal Chetan Shakrani

Age 43 44 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 206379 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gul M Samnani


Leela Niwas 47/5, Shivaji Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kapil Gul Samnani Kum. Varsha G Samnani Jeevan Vriddhi Age 29 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 226066 Yield 8.30 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.29 % 20.6% 10.45 % 10.49 % 30.9% 12.01 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.82 % 80 CCE Saving @ 30.9% 12.30 % 12.34 % 80 CCE Saving @ 10.3% 9.46 % 9.50 %

Sr. No. Name 1 2 Mr. Kapil Gul Samnani Kum. Varsha G Samnani

Age 29 25

Premium 100000 100000

Total 101545 101545

Maturity 225325 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Parmanand K Sohanda


Block No 10/7, Near Last Bus Stop, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Parmanand K Sohanda Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Parmanand K Sohanda

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash S Shetty


Flat No 203 Nalini Apt, Padwal Nagar, Wagle Estate, Thane 4

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash S Shetty Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Prakash S Shetty

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sachin K Shetty


C/2,Yashodhan Nagar, Crompark Hsg Socy, Thane West, Pin:400606

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sachin K Shetty(E Mr. Nitin Shetty Ms. Suchitra Shetty Jeevan Vriddhi Age 35 28 33 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 225592 223291 Yield 8.12 % 8.31 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.26 % 9.14 % 20.6% 10.23 % 10.47 % 10.33 % 30.9% 11.75 % 12.03 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.31 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.79 % 10.68 % 80 CCE Saving @ 30.9% 12.11 % 12.31 % 12.20 % 80 CCE Saving @ 10.3% 9.28 % 9.47 % 9.36 %

Sr. No. Name 1 2 3 Mr. Sachin K Shetty(E Mr. Nitin Shetty Ms. Suchitra Shetty

Age 35 28 33

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 225592 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh G Sharma


Block No.234/468 A, Sector 25, Ulhasnagar, Pin:421004

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Karuna R Shandilya Jeevan Vriddhi Age 14 Premium 100000 S.Tax 1545 Total 101545 Maturity 227851 Yield 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.39 % 20.6% 10.60 % 30.9% 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.90 % 80 CCE Saving @ 30.9% 12.42 % 80 CCE Saving @ 10.3% 9.58 %

Sr. No. Name 1 Ms. Karuna R Shandilya

Age 14

Premium 100000

Total 101545

Maturity 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Moni G Saha


Sunita Fast Food, T.G. 398, Jhuleal Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Sunita M Saha Ms. Dipti M Saha Jeevan Vriddhi Age 31 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 226066 Yield 8.26 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.29 % 20.6% 10.40 % 10.49 % 30.9% 11.95 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.82 % 80 CCE Saving @ 30.9% 12.26 % 12.34 % 80 CCE Saving @ 10.3% 9.42 % 9.50 %

Sr. No. Name 1 2 Mrs. Sunita M Saha Ms. Dipti M Saha

Age 31 25

Premium 100000 100000

Total 101545 101545

Maturity 224531 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rakesh R Somaya


B-44,Shree Ram Apt, J N Road, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rakesh R Somaya Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Rakesh R Somaya

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Paramjeet M Sharma


51/6 ,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 9 Ms. Sakshi P Sharma Mrs. Geeta P Sharma Mr. Sanjay A Sharma Mr. Karan P Sharma Mrs. Seema Sanjay Sharma Ms. Pooja Sanjay Sharma Ms. Nidhi Sanjay Sharma Mast Sumeet P Sharma Ms. Kajal P Sharma Jeevan Vriddhi Age 26 46 44 12 39 18 12 23 17 Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 225945 200064 206379 228517 216826 226918 228517 226263 227115 Yield 8.33 % 7.02 % 7.35 % 8.45 % 7.88 % 8.37 % 8.45 % 8.34 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 7.83 % 8.19 % 9.42 % 8.78 % 9.33 % 9.42 % 9.30 % 9.34 % 20.6% 10.49 % 8.84 % 9.26 % 10.64 % 9.92 % 10.54 % 10.64 % 10.50 % 10.55 % 30.9% 12.05 % 10.16 % 10.64 % 12.23 % 11.40 % 12.11 % 12.23 % 12.07 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 8.33 % 7.02 % 7.35 % 8.45 % 7.88 % 8.37 % 8.45 % 8.34 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 9.47 % 9.81 % 10.94 % 10.36 % 10.86 % 10.94 % 10.83 % 10.87 % 80 CCE Saving @ 30.9% 12.33 % 10.97 % 11.32 % 12.46 % 11.87 % 12.38 % 12.46 % 12.34 % 12.39 % 80 CCE Saving @ 10.3% 9.49 % 8.17 % 8.50 % 9.62 % 9.04 % 9.54 % 9.62 % 9.51 % 9.55 %

Sr. No. Name 1 2 3 4 5 6 7 8 9 Ms. Sakshi P Sharma Mrs. Geeta P Sharma Mr. Sanjay A Sharma Mr. Karan P Sharma Mrs. Seema Sanjay Sharma Ms. Pooja Sanjay Sharma Ms. Nidhi Sanjay Sharma Mast Sumeet P Sharma Ms. Kajal P Sharma

Age 26 46 44 12 39 18 12 23 17

Premium 100000 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 225945 200064 206379 228517 216826 226918 228517 226263 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Santosh Ram Sane


R.No.3, Gajendra Bhavan, Shanti Nagar,Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Santosh Ram Sane Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Santosh Ram Sane

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok K Sonar


C/102,Swapna Mahal, Veena Nagar, Phase Ii, Mulund West, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ashok K Sonar Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Ashok K Sonar

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Leelesh R Shetty


E-501, Teak Wood, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Kr. Ashlesh L Shetty Kum. Aishwarya L Shetty Jeevan Vriddhi Age 21 17 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226466 227115 Yield 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.34 % 20.6% 10.52 % 10.55 % 30.9% 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 10.87 % 80 CCE Saving @ 30.9% 12.35 % 12.39 % 80 CCE Saving @ 10.3% 9.52 % 9.55 %

Sr. No. Name 1 2 Kr. Ashlesh L Shetty Kum. Aishwarya L Shetty

Age 21 17

Premium 100000 100000

Total 101545 101545

Maturity 226466 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay Suresh Singh


A-15,Mulund Darshan, Mulund Colony, Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sanjay Suresh Singh Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Sanjay Suresh Singh

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kiran U Shetty


B-4 Om Ashirwad, M.Phule Road, Dombiwali W

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kiran U Shetty Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Kiran U Shetty

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mansoor Juner Shaikh


Opp Hawa Manzil, Mahagiri Thane, Thane, Pin:400601

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mansoor Juner Shaikh Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Mansoor Juner Shaikh

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh Suresh Singh


D-203, Sernity, Off Link Road, Near City Intl School, Oshiwara, Andheri west, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mukesh Suresh Singh Mrs. Sapna M Singh Ms. Adhunika M Singh Mast Adhyan Mukesh Singh Jeevan Vriddhi Age 41 40 18 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 215191 226918 229334 Yield 7.71 % 7.80 % 8.37 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.70 % 9.33 % 9.46 % 20.6% 9.71 % 9.82 % 10.54 % 10.69 % 30.9% 11.16 % 11.29 % 12.11 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 7.80 % 8.37 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.27 % 10.86 % 10.98 % 80 CCE Saving @ 30.9% 11.69 % 11.78 % 12.38 % 12.50 % 80 CCE Saving @ 10.3% 8.87 % 8.96 % 9.54 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Mukesh Suresh Singh Mrs. Sapna M Singh Ms. Adhunika M Singh Mast Adhyan Mukesh Singh

Age 41 40 18 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 215191 226918 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vikas G Saigal


127-158,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vikas G Saigal Mrs. Rakhee V Saigal Jeevan Vriddhi Age 45 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 203396 219537 Yield 7.19 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.94 % 20.6% 9.06 % 10.10 % 30.9% 10.41 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.19 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.49 % 80 CCE Saving @ 30.9% 11.15 % 12.01 % 80 CCE Saving @ 10.3% 8.35 % 9.18 %

Sr. No. Name 1 2 Mr. Vikas G Saigal Mrs. Rakhee V Saigal

Age 45 37

Premium 100000 100000

Total 101545 101545

Maturity 203396 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay T Somiya


33,Apsara,Samaj Nagar, 1096, Devidayal Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Vijay T Somiya Ms. Kajal V Somaiya Mast Chirag V Somiya Mrs. Poonam V Somaiya Jeevan Vriddhi Age 43 17 13 42 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 227115 228147 211350 Yield 7.49 % 8.38 % 8.43 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.34 % 9.40 % 8.48 % 20.6% 9.43 % 10.55 % 10.62 % 9.58 % 30.9% 10.84 % 12.13 % 12.20 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 8.38 % 8.43 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.87 % 10.92 % 10.07 % 80 CCE Saving @ 30.9% 11.46 % 12.39 % 12.44 % 11.58 % 80 CCE Saving @ 10.3% 8.64 % 9.55 % 9.60 % 8.76 %

Sr. No. Name 1 2 3 4 Mr. Vijay T Somiya Ms. Kajal V Somaiya Mast Chirag V Somiya Mrs. Poonam V Somaiya

Age 43 17 13 42

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 227115 228147 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Inderkumar Surajwani


Shop No.132,Jhuelal, Cut Pieace Centre, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Inderkumar Surajwani Ms. Deepa I Surajani Ms. Nikita I Surajwani Jeevan Vriddhi Age 43 21 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 226466 227115 Yield 7.49 % 8.35 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.31 % 9.34 % 20.6% 9.43 % 10.52 % 10.55 % 30.9% 10.84 % 12.08 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 8.35 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.84 % 10.87 % 80 CCE Saving @ 30.9% 11.46 % 12.35 % 12.39 % 80 CCE Saving @ 10.3% 8.64 % 9.52 % 9.55 %

Sr. No. Name 1 2 3 Mr. Inderkumar Surajwani Ms. Deepa I Surajani Ms. Nikita I Surajwani

Age 43 21 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 226466 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hasoo G Sohanda


Block No.143,Rm No.265, Nr,Youth Circle, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Geeta Sohanda Mast Raj Sohanda Jeevan Vriddhi Age 26 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 226171 Yield 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.30 % 20.6% 10.49 % 10.50 % 30.9% 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.82 % 80 CCE Saving @ 30.9% 12.33 % 12.34 % 80 CCE Saving @ 10.3% 9.49 % 9.50 %

Sr. No. Name 1 2 Ms. Geeta Sohanda Mast Raj Sohanda

Age 26 24

Premium 100000 100000

Total 101545 101545

Maturity 225945 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kanwardeep Singh


C-701, Silver Birch, Vasant Garden, Mulund(W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kanwardeep Singh Mrs. Ravinderkaur K Singh Ms. Anureetkaur K Singh Mast Anmoldeepsingh Jeevan Vriddhi Age 47 44 20 19 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 206379 226594 226744 Yield 6.82 % 7.35 % 8.36 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 9.32 % 9.32 % 20.6% 8.59 % 9.26 % 10.53 % 10.53 % 30.9% 9.87 % 10.64 % 12.10 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.35 % 8.36 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 10.84 % 10.85 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 12.36 % 12.37 % 80 CCE Saving @ 10.3% 7.97 % 8.50 % 9.52 % 9.53 %

Sr. No. Name 1 2 3 4 Mr. Kanwardeep Singh Mrs. Ravinderkaur K Singh Ms. Anureetkaur K Singh Mast Anmoldeepsingh

Age 47 44 20 19

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 206379 226594 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj H Shah


C/10,2nd Flr,Vani Bhavan, Manpada Rd,Gandhi Ngr, Dombivli East, Pin:421201

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manoj H Shah(E Mrs. Neepa M Shah(E Kr. Avinash M Shah(E Jeevan Vriddhi Age 48 42 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 211350 226594 Yield 6.60 % 7.61 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.48 % 9.32 % 20.6% 8.31 % 9.58 % 10.53 % 30.9% 9.55 % 11.01 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.61 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.07 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 11.58 % 12.36 % 80 CCE Saving @ 10.3% 7.74 % 8.76 % 9.52 %

Sr. No. Name 1 2 3 Mr. Manoj H Shah(E Mrs. Neepa M Shah(E Kr. Avinash M Shah(E

Age 48 42 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 211350 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar H Somaya


Flat No.101. Sainath Wadi, New Dafodil Coop Hsg Socy, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Prakash R Somaiya Mr. Rajesh R Somaiya Jeevan Vriddhi Age 33 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 223963 Yield 8.20 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.18 % 20.6% 10.33 % 10.37 % 30.9% 11.87 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.71 % 80 CCE Saving @ 30.9% 12.20 % 12.23 % 80 CCE Saving @ 10.3% 9.36 % 9.39 %

Sr. No. Name 1 2 Mr. Prakash R Somaiya Mr. Rajesh R Somaiya

Age 33 32

Premium 100000 100000

Total 101545 101545

Maturity 223291 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Markande H Singh


Pooja Forge,Tmc Ind Estat, E,R No 32,Jai Bhavani Nag, Ar,Wagle Estate, Thane 4

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Markande H Singh Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Markande H Singh

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hariom P Seth


Flat No.301, 3Rd Flr, Mount Classic,Yogi Hills, Mulund (WEST), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Kum. Sapna H Seth Kr. Varun H Seth Kum. Shweta H Seth Jeevan Vriddhi Age 29 30 23 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225325 224983 226263 Yield 8.30 % 8.28 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.23 % 9.30 % 20.6% 10.45 % 10.43 % 10.50 % 30.9% 12.01 % 11.98 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.30 % 8.28 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.76 % 10.83 % 80 CCE Saving @ 30.9% 12.30 % 12.28 % 12.34 % 80 CCE Saving @ 10.3% 9.46 % 9.44 % 9.51 %

Sr. No. Name 1 2 3 Kum. Sapna H Seth Kr. Varun H Seth Kum. Shweta H Seth

Age 29 30 23

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225325 224983 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. K Vishwanatha Shetty


C/O B K Shetty, Bldg No 3/9,Adenwala Bldg, Golanji Hill Road, Parel Mumbai, Pin:400012 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. K Vishwanatha Shetty Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. K Vishwanatha Shetty

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Kum. Poonam K Sharma


C/O Chellaram Rateshwar, Bkock No 44/2, Shivaji Chowk, Mulund Colony,Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Poonam K Sharma Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Kum. Poonam K Sharma

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh N Salian


Sai Sadan,1st Flr, R.No.6,379/A,Danda Khar, Mumbai 400052

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suresh N Salian Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Suresh N Salian

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok K. Sharma


Plot No: 198, Sector: 18/A, Nerul, Navi Mumbai, Pin:400706 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ashok K. Sharma Mrs. Nitu A. Sharma Mr. Balraj K. Sharma Jeevan Vriddhi Age 40 33 37 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 223291 219537 Yield 7.80 % 8.20 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.14 % 8.94 % 20.6% 9.82 % 10.33 % 10.10 % 30.9% 11.29 % 11.87 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.20 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.68 % 10.49 % 80 CCE Saving @ 30.9% 11.78 % 12.20 % 12.01 % 80 CCE Saving @ 10.3% 8.96 % 9.36 % 9.18 %

Sr. No. Name 1 2 3 Mr. Ashok K. Sharma Mrs. Nitu A. Sharma Mr. Balraj K. Sharma

Age 40 33 37

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 223291 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Jitendra Singh


C-5, Jai Mahavir Jyot, Goverdhan Nagar, L.B.S.Marg, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Varsha J Singh Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mrs. Varsha J Singh

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sunita Samarth


C/O Br.894

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Sunita Samarth Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mrs. Sunita Samarth

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sachin S Sharma


403,Sai Shakti Apt, Shanti nagar, Wagle estate, Thane, Pin:400604 Dear Sachin Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sachin S Sharma Mrs. Sangeeta S Sharma Mr. Lap Sachin S Sharma Jeevan Vriddhi Age 31 31 31 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224531 224531 224531 Yield 8.26 % 8.26 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.21 % 9.21 % 20.6% 10.40 % 10.40 % 10.40 % 30.9% 11.95 % 11.95 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.26 % 8.26 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.74 % 10.74 % 80 CCE Saving @ 30.9% 12.26 % 12.26 % 12.26 % 80 CCE Saving @ 10.3% 9.42 % 9.42 % 9.42 %

Sr. No. Name 1 2 3 Mr. Sachin S Sharma Mrs. Sangeeta S Sharma Mr. Lap Sachin S Sharma

Age 31 31 31

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224531 224531 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Surendra Suralkar

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Dr. Surendra Suralkar Dr. Shalini S Suralkar Addi S Suralkar Jeevan Vriddhi Age 43 38 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 209027 218268 229676 Yield 7.49 % 7.95 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.86 % 9.48 % 20.6% 9.43 % 10.01 % 10.71 % 30.9% 10.84 % 11.51 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.49 % 7.95 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.43 % 10.99 % 80 CCE Saving @ 30.9% 11.46 % 11.94 % 12.51 % 80 CCE Saving @ 10.3% 8.64 % 9.11 % 9.67 %

Sr. No. Name 1 2 3 Dr. Surendra Suralkar Dr. Shalini S Suralkar Addi S Suralkar

Age 43 38 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 209027 218268 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Uma Sevasubramanium


D-32, Shri Krishan Dham, LBS Marg, Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Uma Sevasubramanium Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Uma Sevasubramanium

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. E.Subramanian(Mohan)
Bldg No.1,A-3 N.M.Joshi, Coop Hsg Socty, Gavanpada Road, Mulund East,Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. E.Subramanian(Mohan) Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. E.Subramanian(Mohan)

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalchand N Sadhnani


501,Bholenath Tower, Opp 24-C School, Nr.Nicky Nest Apart, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Ms. Ritu K Makhija Mr. Manoj L Sadhnani Ms. Kritika K Makhija Mast Gunjan Sadhwani Jeevan Vriddhi Age 36 35 12 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 220661 221652 228517 228917 Yield 8.07 % 8.12 % 8.45 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.05 % 9.42 % 9.44 % 20.6% 10.16 % 10.23 % 10.64 % 10.67 % 30.9% 11.68 % 11.75 % 12.23 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.07 % 8.12 % 8.45 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.60 % 10.94 % 10.96 % 80 CCE Saving @ 30.9% 12.06 % 12.11 % 12.46 % 12.48 % 80 CCE Saving @ 10.3% 9.23 % 9.28 % 9.62 % 9.63 %

Sr. No. Name 1 2 3 4 Ms. Ritu K Makhija Mr. Manoj L Sadhnani Ms. Kritika K Makhija Mast Gunjan Sadhwani

Age 36 35 12 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 220661 221652 228517 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitin Shah


1/3,jai Shastri Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nitin Shah Mrs. Varsha Nitin Shah Jeevan Vriddhi Age 43 43 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 209027 Yield 7.49 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.35 % 20.6% 9.43 % 9.43 % 30.9% 10.84 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.95 % 80 CCE Saving @ 30.9% 11.46 % 11.46 % 80 CCE Saving @ 10.3% 8.64 % 8.64 %

Sr. No. Name 1 2 Mr. Nitin Shah Mrs. Varsha Nitin Shah

Age 43 43

Premium 100000 100000

Total 101545 101545

Maturity 209027 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narendra H.Shah


3-A-203, Damodar Park, Swagat Co-Op.Hsg.Soc, L.B.S Marg, Ghatkopar[W] Mumbai, Pin:400086 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Narendra H.Shah Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Narendra H.Shah

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nitin P Sharma/Nitesh


B/710, Milan Palace, Opp. Ruhani Satsang Hall, Khemani, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Nitin P Sharma/Nitesh Mrs. Nisha Nitin Sharma Jeevan Vriddhi Age 34 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 225592 Yield 8.16 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.26 % 20.6% 10.28 % 10.47 % 30.9% 11.81 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.79 % 80 CCE Saving @ 30.9% 12.16 % 12.31 % 80 CCE Saving @ 10.3% 9.32 % 9.47 %

Sr. No. Name 1 2 Mr. Nitin P Sharma/Nitesh Mrs. Nisha Nitin Sharma

Age 34 28

Premium 100000 100000

Total 101545 101545

Maturity 222526 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj G Shetty


Flat No:11, 2nd Floor, D-9, Sector:23, Sai Krupa Co-op Hsg Soc, Jui Nagar, Navi Mumbai, Pin:400706 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manoj G Shetty Ms. Divya M Shetty Jeevan Vriddhi Age 43 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 219537 Yield 7.49 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.94 % 20.6% 9.43 % 10.10 % 30.9% 10.84 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.49 % 80 CCE Saving @ 30.9% 11.46 % 12.01 % 80 CCE Saving @ 10.3% 8.64 % 9.18 %

Sr. No. Name 1 2 Mr. Manoj G Shetty Ms. Divya M Shetty

Age 43 37

Premium 100000 100000

Total 101545 101545

Maturity 209027 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandrakant B Shinde


Old Barrack, 19-2, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Kr. Surender C Shinde Kum. Geeta C Shinde Kr. Sachin Shinde Jeevan Vriddhi Age 22 28 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 226356 225592 226066 Yield 8.35 % 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.26 % 9.29 % 20.6% 10.52 % 10.47 % 10.49 % 30.9% 12.08 % 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.35 % 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 10.79 % 10.82 % 80 CCE Saving @ 30.9% 12.35 % 12.31 % 12.34 % 80 CCE Saving @ 10.3% 9.51 % 9.47 % 9.50 %

Sr. No. Name 1 2 3 Kr. Surender C Shinde Kum. Geeta C Shinde Kr. Sachin Shinde

Age 22 28 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 226356 225592 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Avinash Sethi


B- Wing Flat No. 704, Vardhaman-Vatika, S.V.Road, Thane(West), Pin:400607 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Avinash Sethi Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mrs. Avinash Sethi

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Jasdeep Kaur Saggu


C/o. Pmcb, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Jasdeep Kaur Saggu Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Ms. Jasdeep Kaur Saggu

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shailesh S Swar


4,Damji Kheraj Bldg, Ganesh Gavde Road, Opp. Swami MArayan Temple, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Shailesh S Swar Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Shailesh S Swar

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish D Sotta


Jalaram Bhavan, Opp. Shivsena Office, Next To sotta bhavan, Mulund(E), mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manish D Sotta Mrs. Daxsha M Sotta Ms. Mansi M Sotta Jeevan Vriddhi Age 46 45 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 203396 227584 Yield 7.02 % 7.19 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.02 % 9.36 % 20.6% 8.84 % 9.06 % 10.58 % 30.9% 10.16 % 10.41 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.19 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.65 % 10.89 % 80 CCE Saving @ 30.9% 10.97 % 11.15 % 12.41 % 80 CCE Saving @ 10.3% 8.17 % 8.35 % 9.57 %

Sr. No. Name 1 2 3 Mr. Manish D Sotta Mrs. Daxsha M Sotta Ms. Mansi M Sotta

Age 46 45 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 203396 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suraj Sharma


Flat No.1, Moonlight Apartment, Behind Nirankari Hall, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Suraj Sharma Mrs. Aarti S Sharma Mast Paras S Sharma Jeevan Vriddhi Age 40 37 15 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 219537 227584 Yield 7.80 % 8.02 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.94 % 9.36 % 20.6% 9.82 % 10.10 % 10.58 % 30.9% 11.29 % 11.61 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.02 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.49 % 10.89 % 80 CCE Saving @ 30.9% 11.78 % 12.01 % 12.41 % 80 CCE Saving @ 10.3% 8.96 % 9.18 % 9.57 %

Sr. No. Name 1 2 3 Mr. Suraj Sharma Mrs. Aarti S Sharma Mast Paras S Sharma

Age 40 37 15

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 219537 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay R Sehgal


81-5, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sanjay R Sehgal Mrs. Kavita S Sehgal Mast Vishal S Sehgal Jeevan Vriddhi Age 46 42 12 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 211350 228517 Yield 7.02 % 7.61 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.48 % 9.42 % 20.6% 8.84 % 9.58 % 10.64 % 30.9% 10.16 % 11.01 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.61 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.07 % 10.94 % 80 CCE Saving @ 30.9% 10.97 % 11.58 % 12.46 % 80 CCE Saving @ 10.3% 8.17 % 8.76 % 9.62 %

Sr. No. Name 1 2 3 Mr. Sanjay R Sehgal Mrs. Kavita S Sehgal Mast Vishal S Sehgal

Age 46 42 12

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 211350 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kirti Sethi


Block No.120-108, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Snehlata Sethi Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Snehlata Sethi

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep Srivastav

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Renu P. Srivastav Kum. Minal P. Srivastav Kum. Harsh P. Srivastav Jeevan Vriddhi Age 44 24 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 226171 226744 Yield 7.35 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.30 % 9.32 % 20.6% 9.26 % 10.50 % 10.53 % 30.9% 10.64 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.82 % 10.85 % 80 CCE Saving @ 30.9% 11.32 % 12.34 % 12.37 % 80 CCE Saving @ 10.3% 8.50 % 9.50 % 9.53 %

Sr. No. Name 1 2 3 Mrs. Renu P. Srivastav Kum. Minal P. Srivastav Kum. Harsh P. Srivastav

Age 44 24 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 226171 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Kum. Pramila Tukaram Sanas


22/2, Sushma Apart, Kisan Ngr No 3, Wagle, Estate, Thane(w), Thane, Pin:400604 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Pramila Tukaram Sanas Jeevan Vriddhi Age 24 Premium 100000 S.Tax 1545 Total 101545 Maturity 226171 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Kum. Pramila Tukaram Sanas

Age 24

Premium 100000

Total 101545

Maturity 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dinesh R Sharma


D-801, Pine Wood, Vasant Garden, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Dinesh R Sharma Mrs. Ishika D Sharma Jeevan Vriddhi Age 35 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 225592 Yield 8.12 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.26 % 20.6% 10.23 % 10.47 % 30.9% 11.75 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.79 % 80 CCE Saving @ 30.9% 12.11 % 12.31 % 80 CCE Saving @ 10.3% 9.28 % 9.47 %

Sr. No. Name 1 2 Mr. Dinesh R Sharma Mrs. Ishika D Sharma

Age 35 28

Premium 100000 100000

Total 101545 101545

Maturity 221652 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Baban Shinde


C/o. Om Sai Ram Octroi, 27, Janta Vikas Nagar, LBS Marg,Mulund Check, Naka, Mulund, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijay Baban Shinde Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Vijay Baban Shinde

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Afsarali R Shaikh


B/8, 203,Saket Complex, Kishan Koli Marg, Nr. Kalwa Bridge, Thane, Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Afsarali R Shaikh Ms. Farhat A Shaikh Mr. Ayub R Shaikh Mr. Anwar R Shaikh Jeevan Vriddhi Age 37 35 35 28 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 219537 221652 221652 225592 Yield 8.02 % 8.12 % 8.12 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.05 % 9.05 % 9.26 % 20.6% 10.10 % 10.23 % 10.23 % 10.47 % 30.9% 11.61 % 11.75 % 11.75 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.02 % 8.12 % 8.12 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.60 % 10.60 % 10.79 % 80 CCE Saving @ 30.9% 12.01 % 12.11 % 12.11 % 12.31 % 80 CCE Saving @ 10.3% 9.18 % 9.28 % 9.28 % 9.47 %

Sr. No. Name 1 2 3 4 Mr. Afsarali R Shaikh Ms. Farhat A Shaikh Mr. Ayub R Shaikh Mr. Anwar R Shaikh

Age 37 35 35 28

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 219537 221652 221652 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rebecca B Solomon


B-103, Sita Vihar Chambers, Near Damania Estate, Thane West, Thane, Pin:400602 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Rebecca B Solomon(E Mast Samson B Solomon(E Mr. Benhur Solomon Mast Siyona Solomon Jeevan Vriddhi Age 39 16 45 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 227336 203396 229966 Yield 7.88 % 8.39 % 7.19 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.35 % 8.02 % 9.50 % 20.6% 9.92 % 10.57 % 9.06 % 10.73 % 30.9% 11.40 % 12.14 % 10.41 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 8.39 % 7.19 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.88 % 9.65 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 12.40 % 11.15 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.56 % 8.35 % 9.68 %

Sr. No. Name 1 2 3 4 Mrs. Rebecca B Solomon(E Mast Samson B Solomon(E Mr. Benhur Solomon Mast Siyona Solomon

Age 39 16 45 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 227336 203396 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Deepika M Sajda


144-276,Netaji Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Deepika M Sajda Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mrs. Deepika M Sajda

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anandvardhan Sharma


2/A-31, Wild Wood Park, Yari Road, Versova, Andheri West, Mumbai, Pin:400061 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Anandvardhan Sharma Mrs. Soni Sharma Mast Arunaabh V Sharma Mast Aditya V Sharma Jeevan Vriddhi Age 49 46 17 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 200064 227115 227851 Yield 6.35 % 7.02 % 8.38 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.83 % 9.34 % 9.39 % 20.6% 8.00 % 8.84 % 10.55 % 10.60 % 30.9% 9.19 % 10.16 % 12.13 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 7.02 % 8.38 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.47 % 10.87 % 10.90 % 80 CCE Saving @ 30.9% 10.28 % 10.97 % 12.39 % 12.42 % 80 CCE Saving @ 10.3% 7.50 % 8.17 % 9.55 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Anandvardhan Sharma Mrs. Soni Sharma Mast Arunaabh V Sharma Mast Aditya V Sharma

Age 49 46 17 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 200064 227115 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Ritu K Sharma


144/275, Netaji Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Ritu K Sharma Mast Sahil K Sharma Jeevan Vriddhi Age 40 15 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 227584 Yield 7.80 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.36 % 20.6% 9.82 % 10.58 % 30.9% 11.29 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.89 % 80 CCE Saving @ 30.9% 11.78 % 12.41 % 80 CCE Saving @ 10.3% 8.96 % 9.57 %

Sr. No. Name 1 2 Mrs. Ritu K Sharma Mast Sahil K Sharma

Age 40 15

Premium 100000 100000

Total 101545 101545

Maturity 215191 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajeshkumar N Shah


6,Gr. Flr Ramnivas, R.R.T Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajeshkumar N Shah Mrs. Radhika R Shah Mast Pakshal R Shah Jeevan Vriddhi Age 50 43 21 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 209027 226466 Yield 6.09 % 7.49 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.35 % 9.31 % 20.6% 7.67 % 9.43 % 10.52 % 30.9% 8.81 % 10.84 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 7.49 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.95 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 11.46 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 8.64 % 9.52 %

Sr. No. Name 1 2 3 Mr. Rajeshkumar N Shah Mrs. Radhika R Shah Mast Pakshal R Shah

Age 50 43 21

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 209027 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shanker P Shinde


Behind Somaiya Electronic, 135, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Shanker P Shinde Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Shanker P Shinde

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pundlik S Shevale


301, Oxford Yogi Hills, Off. B.R.Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Sulabha Suresh Bagle Mr. Sunil P. Shevale Ms. Neha S Bagle Ms. Sarla P Shevale Mr. Nilkantha Jeevan Vriddhi Age 46 41 18 38 46 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 200064 213378 226918 218268 200064 Yield 7.02 % 7.71 % 8.37 % 7.95 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.60 % 9.33 % 8.86 % 7.83 % 20.6% 8.84 % 9.71 % 10.54 % 10.01 % 8.84 % 30.9% 10.16 % 11.16 % 12.11 % 11.51 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.02 % 7.71 % 8.37 % 7.95 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.18 % 10.86 % 10.43 % 9.47 % 80 CCE Saving @ 30.9% 10.97 % 11.69 % 12.38 % 11.94 % 10.97 % 80 CCE Saving @ 10.3% 8.17 % 8.87 % 9.54 % 9.11 % 8.17 %

Sr. No. Name 1 2 3 4 5 Mrs. Sulabha Suresh Bagle Mr. Sunil P. Shevale Ms. Neha S Bagle Ms. Sarla P Shevale Mr. Nilkantha

Age 46 41 18 38 46

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 200064 213378 226918 218268 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Baljit Kaur Sohal


36/6, Powai Chowk, Opp Lok Angan, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Baljit Kaur Sohal Ms. Pooja Sohal Jeevan Vriddhi Age 42 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 226263 Yield 7.61 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.30 % 20.6% 9.58 % 10.50 % 30.9% 11.01 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.83 % 80 CCE Saving @ 30.9% 11.58 % 12.34 % 80 CCE Saving @ 10.3% 8.76 % 9.51 %

Sr. No. Name 1 2 Mrs. Baljit Kaur Sohal Ms. Pooja Sohal

Age 42 23

Premium 100000 100000

Total 101545 101545

Maturity 211350 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anand Shinde

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Anand Shinde Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Anand Shinde

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hitendra Sukhadia


D-104, Silver Oaks, Vasant Garden, Swapna Nagri, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mast Chirag H Sukhadia(E Ms. Shrusti H Sukhadia(E Jeevan Vriddhi Age 24 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226171 225325 Yield 8.34 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.25 % 20.6% 10.50 % 10.45 % 30.9% 12.07 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.34 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.78 % 80 CCE Saving @ 30.9% 12.34 % 12.30 % 80 CCE Saving @ 10.3% 9.50 % 9.46 %

Sr. No. Name 1 2 Mast Chirag H Sukhadia(E Ms. Shrusti H Sukhadia(E

Age 24 29

Premium 100000 100000

Total 101545 101545

Maturity 226171 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh H Sindhal


A-19, 4th Flr, Shivam Coop Hsg Socy, Dr.R.P.Road,Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rajesh H Sindhal Mrs. Shanta R Shidhal Jeevan Vriddhi Age 41 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 213378 219537 Yield 7.71 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.94 % 20.6% 9.71 % 10.10 % 30.9% 11.16 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.71 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.49 % 80 CCE Saving @ 30.9% 11.69 % 12.01 % 80 CCE Saving @ 10.3% 8.87 % 9.18 %

Sr. No. Name 1 2 Mr. Rajesh H Sindhal Mrs. Shanta R Shidhal

Age 41 37

Premium 100000 100000

Total 101545 101545

Maturity 213378 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh Sabhnani


A - 26 Shaileja, R. B. Mehta Road, Ghatkopar (E), Mumbai, Mumbai, Pin:400077 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mrs. Komal S Sabhnani Mr. Niraj S Sabhnani Mrs. Diya N Sabhnani Mr. Smit S Sabhnani Mr. Smit Sabhnani HUF Mr. Niraj Sabhnani HUF Jeevan Vriddhi Age 50 29 27 25 25 29 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 183344 225325 225789 226066 226066 225325 Yield 6.09 % 8.30 % 8.32 % 8.33 % 8.33 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.25 % 9.28 % 9.29 % 9.29 % 9.25 % 20.6% 7.67 % 10.45 % 10.48 % 10.49 % 10.49 % 10.45 % 30.9% 8.81 % 12.01 % 12.04 % 12.05 % 12.05 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 8.30 % 8.32 % 8.33 % 8.33 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.78 % 10.80 % 10.82 % 10.82 % 10.78 % 80 CCE Saving @ 30.9% 10.01 % 12.30 % 12.32 % 12.34 % 12.34 % 12.30 % 80 CCE Saving @ 10.3% 7.23 % 9.46 % 9.48 % 9.50 % 9.50 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 Mrs. Komal S Sabhnani Mr. Niraj S Sabhnani Mrs. Diya N Sabhnani Mr. Smit S Sabhnani Mr. Smit Sabhnani HUF Mr. Niraj Sabhnani HUF

Age 50 29 27 25 25 29

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 183344 225325 225789 226066 226066 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Pushpa R Sharma


705, Sonal Tower, Section 25, Near Fountain, Ulhasnagar, Pin:421004 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Bhavna R Sharma Ms. Bharkha R Sharma Jeevan Vriddhi Age 30 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 224983 Yield 8.28 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.23 % 20.6% 10.43 % 10.43 % 30.9% 11.98 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.76 % 80 CCE Saving @ 30.9% 12.28 % 12.28 % 80 CCE Saving @ 10.3% 9.44 % 9.44 %

Sr. No. Name 1 2 Ms. Bhavna R Sharma Ms. Bharkha R Sharma

Age 30 30

Premium 100000 100000

Total 101545 101545

Maturity 224983 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok L Suhanda


Bldg # B, Flat No.8, Satyam Apratment, 4th Flr,OPP.HIRA MRG HALL, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sanjay L Suhanda Mast Dishant S Suhanda Jeevan Vriddhi Age 43 15 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 227584 Yield 7.49 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 9.36 % 20.6% 9.43 % 10.58 % 30.9% 10.84 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.89 % 80 CCE Saving @ 30.9% 11.46 % 12.41 % 80 CCE Saving @ 10.3% 8.64 % 9.57 %

Sr. No. Name 1 2 Mr. Sanjay L Suhanda Mast Dishant S Suhanda

Age 43 15

Premium 100000 100000

Total 101545 101545

Maturity 209027 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Filan C Sejpal


14, Surtara, Dream Land Socy, Shastri Nagar, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Filan C Sejpal Mrs. Himal F Sejpal Ms. Palka F Sejpal Jeevan Vriddhi Age 45 43 22 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 209027 226356 Yield 7.19 % 7.49 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.35 % 9.31 % 20.6% 9.06 % 9.43 % 10.52 % 30.9% 10.41 % 10.84 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 7.49 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 9.95 % 10.83 % 80 CCE Saving @ 30.9% 11.15 % 11.46 % 12.35 % 80 CCE Saving @ 10.3% 8.35 % 8.64 % 9.51 %

Sr. No. Name 1 2 3 Mr. Filan C Sejpal Mrs. Himal F Sejpal Ms. Palka F Sejpal

Age 45 43 22

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 209027 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rana M Sonara


New Janata Dresses, L T Road, Station Road, Mumbai., Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Bharat Sonara Mast Shamji R Sonara Jeevan Vriddhi Age 29 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225789 Yield 8.30 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.28 % 20.6% 10.45 % 10.48 % 30.9% 12.01 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.80 % 80 CCE Saving @ 30.9% 12.30 % 12.32 % 80 CCE Saving @ 10.3% 9.46 % 9.48 %

Sr. No. Name 1 2 Mr. Bharat Sonara Mast Shamji R Sonara

Age 29 27

Premium 100000 100000

Total 101545 101545

Maturity 225325 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Navinchandra P Savla


"Amantran", Station Road, Bhandup West, Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Navinchandra P Savla Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Navinchandra P Savla

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hansraj P Savla


Amantran, Station Rd., Bhandup West, Mumbai., Pin:400078

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Dhaval H Savla Jeevan Vriddhi Age 24 Premium 100000 S.Tax 1545 Total 101545 Maturity 226171 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mast Dhaval H Savla

Age 24

Premium 100000

Total 101545

Maturity 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Daulat S Shevale


A-603, Samta Apartment, Amar Nagar, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Smita Y Chauhan Mr. Sandeep D Shevale Jeevan Vriddhi Age 36 34 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 222526 Yield 8.07 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.10 % 20.6% 10.16 % 10.28 % 30.9% 11.68 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.64 % 80 CCE Saving @ 30.9% 12.06 % 12.16 % 80 CCE Saving @ 10.3% 9.23 % 9.32 %

Sr. No. Name 1 2 Ms. Smita Y Chauhan Mr. Sandeep D Shevale

Age 36 34

Premium 100000 100000

Total 101545 101545

Maturity 220661 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh Shah


C/o Mangal Printers, 1st Flr.,210, Abdul Rehman Street, Mumbai, Pin:400003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suresh Shah Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Suresh Shah

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Satish T Shetty


801, Sachinam, Majiwada, Opp. Universal Petrol, Pump, Thane (West).

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Satish T Shetty Mrs. Pramila S Shetty Jeevan Vriddhi Age 50 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 220661 Yield 6.09 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.00 % 20.6% 7.67 % 10.16 % 30.9% 8.81 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.55 % 80 CCE Saving @ 30.9% 10.01 % 12.06 % 80 CCE Saving @ 10.3% 7.23 % 9.23 %

Sr. No. Name 1 2 Mr. Satish T Shetty Mrs. Pramila S Shetty

Age 50 36

Premium 100000 100000

Total 101545 101545

Maturity 183344 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vivek R Sethi


49/6C, Shivaji Chowk, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vivek R Sethi Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Vivek R Sethi

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishal Sachdev


46/3, Shivaji Chowk, Mulund Colony, Mulund (west), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vishal Sachdev Mr. Shalu Sachdev Jeevan Vriddhi Age 48 45 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 203396 Yield 6.60 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.02 % 20.6% 8.31 % 9.06 % 30.9% 9.55 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.65 % 80 CCE Saving @ 30.9% 10.54 % 11.15 % 80 CCE Saving @ 10.3% 7.74 % 8.35 %

Sr. No. Name 1 2 Mr. Vishal Sachdev Mr. Shalu Sachdev

Age 48 45

Premium 100000 100000

Total 101545 101545

Maturity 192347 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. R.D.Singh
129/167A,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh R Singh Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Rajesh R Singh

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil R Sakpal


Behind 19/6, Powai Chowk, Mulund Colony, Mulund (west), Mumbai., Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Nainawati A Sakpal Ms. Hemlata A Sakpal Mast Pravin A. Sakpal Ms. Priyanka A. Sakpal Jeevan Vriddhi Age 45 26 24 18 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 225945 226171 226918 Yield 7.19 % 8.33 % 8.34 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.29 % 9.30 % 9.33 % 20.6% 9.06 % 10.49 % 10.50 % 10.54 % 30.9% 10.41 % 12.05 % 12.07 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 8.33 % 8.34 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.81 % 10.82 % 10.86 % 80 CCE Saving @ 30.9% 11.15 % 12.33 % 12.34 % 12.38 % 80 CCE Saving @ 10.3% 8.35 % 9.49 % 9.50 % 9.54 %

Sr. No. Name 1 2 3 4 Mrs. Nainawati A Sakpal Ms. Hemlata A Sakpal Mast Pravin A. Sakpal Ms. Priyanka A. Sakpal

Age 45 26 24 18

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 225945 226171 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepakkumar G. Sharma


C/o Sagar Kunj, RH-53, Khaira Phatak, Brdhya Nagar,Boisar Tal, Palghar, Pin:401501 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Deepakkumar G. Sharma Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Deepakkumar G. Sharma

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh Shethia


Samarth Lifter Pvt. Ltd., Nayan Bldg, Opp. Anand, Nagar Octroi Naka, Kopri, Thane., Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayesh Shethia Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Jayesh Shethia

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajeev Seth


Rajivkunj Bunglow No:52, Dreamland Society, Shastri Nagar, Mulund West, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Rajeev Seth Kr. Pranav R. Seth Kr. Varun R. Seth Kr. Karan V. Seth Kr. Kunal V. Seth Jeevan Vriddhi Age 39 29 28 31 29 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 216826 225325 225592 224531 225325 Yield 7.88 % 8.30 % 8.31 % 8.26 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.25 % 9.26 % 9.21 % 9.25 % 20.6% 9.92 % 10.45 % 10.47 % 10.40 % 10.45 % 30.9% 11.40 % 12.01 % 12.03 % 11.95 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.88 % 8.30 % 8.31 % 8.26 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.78 % 10.79 % 10.74 % 10.78 % 80 CCE Saving @ 30.9% 11.87 % 12.30 % 12.31 % 12.26 % 12.30 % 80 CCE Saving @ 10.3% 9.04 % 9.46 % 9.47 % 9.42 % 9.46 %

Sr. No. Name 1 2 3 4 5 Mr. Rajeev Seth Kr. Pranav R. Seth Kr. Varun R. Seth Kr. Karan V. Seth Kr. Kunal V. Seth

Age 39 29 28 31 29

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 216826 225325 225592 224531 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh M. Somaiya


6, Durga Niwas, V.P.Road, Arihant Ground, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kamlesh M. Somaiya Mast Hardik K. Somaiya Mrs. Heena Kamlesh Somaiya Jeevan Vriddhi Age 45 22 45 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 226356 203396 Yield 7.19 % 8.35 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.31 % 8.02 % 20.6% 9.06 % 10.52 % 9.06 % 30.9% 10.41 % 12.08 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.35 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.83 % 9.65 % 80 CCE Saving @ 30.9% 11.15 % 12.35 % 11.15 % 80 CCE Saving @ 10.3% 8.35 % 9.51 % 8.35 %

Sr. No. Name 1 2 3 Mr. Kamlesh M. Somaiya Mast Hardik K. Somaiya Mrs. Heena Kamlesh Somaiya

Age 45 22 45

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 226356 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishwanath Shetty


10/202, Nisarga Chambers, Manisha Nagar, Mumbai Pune Road, Kalwa West, Thane, Pin:400605 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vishwanath Shetty Ms. Kalpana Vinodchandra Jeevan Vriddhi Age 50 50 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 183344 Yield 6.09 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 6.79 % 20.6% 7.67 % 7.67 % 30.9% 8.81 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.52 % 80 CCE Saving @ 30.9% 10.01 % 10.01 % 80 CCE Saving @ 10.3% 7.23 % 7.23 %

Sr. No. Name 1 2 Mr. Vishwanath Shetty Ms. Kalpana Vinodchandra

Age 50 50

Premium 100000 100000

Total 101545 101545

Maturity 183344 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Sonu's International
High Tech Indus Centre, High Tech Indus Centre, Survey No:65,Majas Villag, Jogeshwari East, Pin:400060 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Gowri Shenoy Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Ms. Gowri Shenoy

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep M. Savant


C/30 Prasanna Jeevan CHS, Babhai Ehsar Rd., Borivli-(W), Mumbai, Pin:400092

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Shreeya P Savant Jeevan Vriddhi Age 14 Premium 100000 S.Tax 1545 Total 101545 Maturity 227851 Yield 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.39 % 20.6% 10.60 % 30.9% 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.90 % 80 CCE Saving @ 30.9% 12.42 % 80 CCE Saving @ 10.3% 9.58 %

Sr. No. Name 1 Ms. Shreeya P Savant

Age 14

Premium 100000

Total 101545

Maturity 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nirmal K. Saha


Mercury Paints & Varnishe, Varnishes Ltd., Veer Savarkar Marg, Prabhadevi, Mumbai-, Pin:400025 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Nirmal K. Saha Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Nirmal K. Saha

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod V Suhanda


Shop No. 115, Powai Chowk, Nr. Panchratan Mandir, Mulund Colony, Mulund (W),Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vinod V Suhanda Jeevan Vriddhi Age 43 Premium 100000 S.Tax 1545 Total 101545 Maturity 209027 Yield 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 20.6% 9.43 % 30.9% 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 80 CCE Saving @ 30.9% 11.46 % 80 CCE Saving @ 10.3% 8.64 %

Sr. No. Name 1 Mr. Vinod V Suhanda

Age 43

Premium 100000

Total 101545

Maturity 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Girish S. Shetty

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Girish S. Shetty Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Girish S. Shetty

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh Shantibhai


Sri Sailyam APt., Shop No. 14, Pokhran Rd. No.1, Shivai Nagar, Thane, Pin:400606 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamlesh Shantibhai Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Kamlesh Shantibhai

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kalpana V Sota


B-32,2nd Flr, Ragupati Apartment, Opp Ridhi Siddhi Aprt, Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kalpana V Sota Ms. Kamini V Sota Ms. Kusum V Sota Jeevan Vriddhi Age 50 48 48 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 192347 192347 Yield 6.09 % 6.60 % 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 7.36 % 20.6% 7.67 % 8.31 % 8.31 % 30.9% 8.81 % 9.55 % 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 6.60 % 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 9.04 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 10.54 % 80 CCE Saving @ 10.3% 7.23 % 7.74 % 7.74 %

Sr. No. Name 1 2 3 Mrs. Kalpana V Sota Ms. Kamini V Sota Ms. Kusum V Sota

Age 50 48 48

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 192347 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Srichand Sotya


Block No. 891, Room No. 7, Section 20, Ulhasnagar, Pin:400003

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Srichand Sotya Mrs. Kiriti S Sotya Ms. Priyanka S Sotya Jeevan Vriddhi Age 39 30 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 216826 224983 229966 Yield 7.88 % 8.28 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.23 % 9.50 % 20.6% 9.92 % 10.43 % 10.73 % 30.9% 11.40 % 11.98 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.88 % 8.28 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.76 % 11.01 % 80 CCE Saving @ 30.9% 11.87 % 12.28 % 12.53 % 80 CCE Saving @ 10.3% 9.04 % 9.44 % 9.68 %

Sr. No. Name 1 2 3 Mr. Srichand Sotya Mrs. Kiriti S Sotya Ms. Priyanka S Sotya

Age 39 30 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 216826 224983 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nanik A Shivdasani


1002,10th Flr,Prime Rose, Rachna Tower, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Dimple N Shivdasani Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Ms. Dimple N Shivdasani

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Seema_geeta
C.o.vinod Ramchandani

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Seema_geeta Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Ms. Seema_geeta

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Udit R Sethi


102,Duplex Heights, Pursampuria T-No.6, Yamuna Nagar Lokhandwala, Andheri West, Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Udit R Sethi Mr. Gyan R Sethi Mrs. Kavita U Sethi Mrs. Rashi Gyan Sethi Jeevan Vriddhi Age 41 38 36 31 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 218268 220661 224531 Yield 7.71 % 7.95 % 8.07 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.86 % 9.00 % 9.21 % 20.6% 9.71 % 10.01 % 10.16 % 10.40 % 30.9% 11.16 % 11.51 % 11.68 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 7.95 % 8.07 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.43 % 10.55 % 10.74 % 80 CCE Saving @ 30.9% 11.69 % 11.94 % 12.06 % 12.26 % 80 CCE Saving @ 10.3% 8.87 % 9.11 % 9.23 % 9.42 %

Sr. No. Name 1 2 3 4 Mr. Udit R Sethi Mr. Gyan R Sethi Mrs. Kavita U Sethi Mrs. Rashi Gyan Sethi

Age 41 38 36 31

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 218268 220661 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajpal Samwani


9A/2,Gr Flr,Nityanand CHS, Chembur Colony, Mahul Road, Mumbai, Pin:400074 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajpal Samwani Mrs. Seema R. Samwani Ms. Jyoti R. Samwani Ms. Tanya R. Samwani Jeevan Vriddhi Age 40 38 16 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 218268 227336 228917 Yield 7.80 % 7.95 % 8.39 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.86 % 9.35 % 9.44 % 20.6% 9.82 % 10.01 % 10.57 % 10.67 % 30.9% 11.29 % 11.51 % 12.14 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 7.95 % 8.39 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.43 % 10.88 % 10.96 % 80 CCE Saving @ 30.9% 11.78 % 11.94 % 12.40 % 12.48 % 80 CCE Saving @ 10.3% 8.96 % 9.11 % 9.56 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Rajpal Samwani Mrs. Seema R. Samwani Ms. Jyoti R. Samwani Ms. Tanya R. Samwani

Age 40 38 16 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 218268 227336 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore B Sabhnani


9/A, Sindhu Wadi, M.G.Road, Ghatkopar East, Mumbai, Pin:400077 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hitesh K Sabhnani Mrs. Simran H Sabhnani Mrs. Dimple K Sabhnani Jeevan Vriddhi Age 32 33 29 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223963 223291 225325 Yield 8.23 % 8.20 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.14 % 9.25 % 20.6% 10.37 % 10.33 % 10.45 % 30.9% 11.91 % 11.87 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.23 % 8.20 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.68 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.20 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.36 % 9.46 %

Sr. No. Name 1 2 3 Mr. Hitesh K Sabhnani Mrs. Simran H Sabhnani Mrs. Dimple K Sabhnani

Age 32 33 29

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223963 223291 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaswantsingh Sekhon

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Amrik Kour Sekhon Mast Jaspreetsingh Sekhon Mast Gurleen Singh Sekhon Jeevan Vriddhi Age 46 23 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 226263 227851 Yield 7.02 % 8.34 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 9.30 % 9.39 % 20.6% 8.84 % 10.50 % 10.60 % 30.9% 10.16 % 12.07 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 8.34 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.83 % 10.90 % 80 CCE Saving @ 30.9% 10.97 % 12.34 % 12.42 % 80 CCE Saving @ 10.3% 8.17 % 9.51 % 9.58 %

Sr. No. Name 1 2 3 Mrs. Amrik Kour Sekhon Mast Jaspreetsingh Sekhon Mast Gurleen Singh Sekhon

Age 46 23 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 226263 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Amit Dinesh Sachde


Arya Samaj Estate, Blk.no.9,3rd Flr., J.N.Rd., Mulund (west),Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Amit Dinesh Sachde Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Amit Dinesh Sachde

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Kum. Sagat Santosh Subhash


Santi Nagar Kopri Colony, Thane East, C/o. Mantoo Octri, Highway Naka

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Sagat Santosh Subhash Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Kum. Sagat Santosh Subhash

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Sampat Ji C/o. Vimal


A/605, Regancy Chs Ltd, Swami Samarth Cross Road, Lokhandwala Complex, Andheri (W), Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Mansi M Sampat Jeevan Vriddhi Age 12 Premium 100000 S.Tax 1545 Total 101545 Maturity 228517 Yield 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.42 % 20.6% 10.64 % 30.9% 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.94 % 80 CCE Saving @ 30.9% 12.46 % 80 CCE Saving @ 10.3% 9.62 %

Sr. No. Name 1 Ms. Mansi M Sampat

Age 12

Premium 100000

Total 101545

Maturity 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hemant P Shah


B-6, Mahavir Shikhar, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Nanda H Shah Ms. Archana H Shah Jeevan Vriddhi Age 45 17 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 203396 227115 Yield 7.19 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.34 % 20.6% 9.06 % 10.55 % 30.9% 10.41 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.19 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.87 % 80 CCE Saving @ 30.9% 11.15 % 12.39 % 80 CCE Saving @ 10.3% 8.35 % 9.55 %

Sr. No. Name 1 2 Mrs. Nanda H Shah Ms. Archana H Shah

Age 45 17

Premium 100000 100000

Total 101545 101545

Maturity 203396 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep P Shinde


4-7,Verma Apartment, Road No.28, Shanti Nagar, Ner Shah House, Wagle Estate, Thane West, Pin:400607 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Pradeep P Shinde Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Pradeep P Shinde

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Chirag Saiya


Shopno.9&10,Basement, Panchasheel Building, Devidayal Road, C/o Manoj Tiwari,Mulund W, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Shri Chirag Saiya Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Shri Chirag Saiya

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash V Shinde


Suresh Co.op Housing Ltd, 2nd Floor Room No: 12, Ganpati Pada Kalwa, Thane, Pin:400605 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pankaj P Shinde Mr. Mangesh P Shinde Jeevan Vriddhi Age 25 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 226066 Yield 8.33 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.29 % 20.6% 10.49 % 10.49 % 30.9% 12.05 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.82 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 80 CCE Saving @ 10.3% 9.50 % 9.50 %

Sr. No. Name 1 2 Mr. Pankaj P Shinde Mr. Mangesh P Shinde

Age 25 25

Premium 100000 100000

Total 101545 101545

Maturity 226066 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Shivlani

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash Shivlani Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mr. Prakash Shivlani

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Mansi Ashok Sweta


A/102, Suncrest Park Chs, 1st Flr,Bhabola Chulna RD, Vasai West, Dist Thane, Pin:401202 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Mansi Ashok Sweta Ms. Pooja A Sweta Mr. Ashok Laxman Swetta Prashant V Sawant Mrs. Shubhangi Jeevan Vriddhi Age 45 15 50 33 26 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 203396 227584 183344 223291 225945 Yield 7.19 % 8.40 % 6.09 % 8.20 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.36 % 6.79 % 9.14 % 9.29 % 20.6% 9.06 % 10.58 % 7.67 % 10.33 % 10.49 % 30.9% 10.41 % 12.16 % 8.81 % 11.87 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.19 % 8.40 % 6.09 % 8.20 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.89 % 8.52 % 10.68 % 10.81 % 80 CCE Saving @ 30.9% 11.15 % 12.41 % 10.01 % 12.20 % 12.33 % 80 CCE Saving @ 10.3% 8.35 % 9.57 % 7.23 % 9.36 % 9.49 %

Sr. No. Name 1 2 3 4 5 Mrs. Mansi Ashok Sweta Ms. Pooja A Sweta Mr. Ashok Laxman Swetta Prashant V Sawant Mrs. Shubhangi

Age 45 15 50 33 26

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 203396 227584 183344 223291 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prashant V Sawant


2/4,Shree Sahyadhri Chs., Kalawa (W), ., Pin:400605

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Prashant V Sawant Mrs. Shubhangi P Sawant Jeevan Vriddhi Age 33 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225945 Yield 8.20 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.29 % 20.6% 10.33 % 10.49 % 30.9% 11.87 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.81 % 80 CCE Saving @ 30.9% 12.20 % 12.33 % 80 CCE Saving @ 10.3% 9.36 % 9.49 %

Sr. No. Name 1 2 Mr. Prashant V Sawant Mrs. Shubhangi P Sawant

Age 33 26

Premium 100000 100000

Total 101545 101545

Maturity 223291 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Majorsingh D Mehra


Flat No.2 Nirmal Sagar, Malbar Hill Rd, Nr NES School, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Mehra Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Majorsingh D Mehra Mrs. Khushbeerkaur M Singh Mast Amreetsingh M Mehra Ms. Gurwinderkaur M Singh Jeevan Vriddhi Age 46 42 18 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 200064 211350 226918 227584 Yield 7.02 % 7.61 % 8.37 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.48 % 9.33 % 9.36 % 20.6% 8.84 % 9.58 % 10.54 % 10.58 % 30.9% 10.16 % 11.01 % 12.11 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.02 % 7.61 % 8.37 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.07 % 10.86 % 10.89 % 80 CCE Saving @ 30.9% 10.97 % 11.58 % 12.38 % 12.41 % 80 CCE Saving @ 10.3% 8.17 % 8.76 % 9.54 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Majorsingh D Mehra Mrs. Khushbeerkaur M Singh Mast Amreetsingh M Mehra Ms. Gurwinderkaur M Singh

Age 46 42 18 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 200064 211350 226918 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vashdev Sajnani


9-B-5, Navjeevan Socy, Mori Road, Mahim West, Mumbai, Pin:400016 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Ms. Karishma Sajnani Mr. Dinesh V Sajnani Ms. Tina V Sajnani Ms. Rachna Manglani Jeevan Vriddhi Age 24 29 31 32 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 226171 225325 224531 223963 Yield 8.34 % 8.30 % 8.26 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.25 % 9.21 % 9.18 % 20.6% 10.50 % 10.45 % 10.40 % 10.37 % 30.9% 12.07 % 12.01 % 11.95 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.34 % 8.30 % 8.26 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.78 % 10.74 % 10.71 % 80 CCE Saving @ 30.9% 12.34 % 12.30 % 12.26 % 12.23 % 80 CCE Saving @ 10.3% 9.50 % 9.46 % 9.42 % 9.39 %

Sr. No. Name 1 2 3 4 Ms. Karishma Sajnani Mr. Dinesh V Sajnani Ms. Tina V Sajnani Ms. Rachna Manglani

Age 24 29 31 32

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 226171 225325 224531 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dharmendra Sajnani


A/407, Mata Mansioin, Lokhandwal Complex, Andheri West, Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dharmendra Sajnani Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Dharmendra Sajnani

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Kum. Niharika J Shetty


60/602,Champak, Vasant Vihar, Pokhran Road No-02, Thane (W), Pin:400610 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Kum. Niharika J Shetty Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Kum. Niharika J Shetty

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narendra D Sharma


54/5,Hindustan Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Dear Narendra Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Narendra D Sharma Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Narendra D Sharma

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj T Shinde


Minar Bunglow, Shree Nagar, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manoj T Shinde Mrs. Pranita M Shinde Ms. Shrutika M Shinde Jeevan Vriddhi Age 44 41 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 213378 227115 Yield 7.35 % 7.71 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.60 % 9.34 % 20.6% 9.26 % 9.71 % 10.55 % 30.9% 10.64 % 11.16 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.71 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.18 % 10.87 % 80 CCE Saving @ 30.9% 11.32 % 11.69 % 12.39 % 80 CCE Saving @ 10.3% 8.50 % 8.87 % 9.55 %

Sr. No. Name 1 2 3 Mr. Manoj T Shinde Mrs. Pranita M Shinde Ms. Shrutika M Shinde

Age 44 41 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 213378 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Afzal Siddiqui


A-14/4, Anu Apartment, Goverdhan Nagar, LBS Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Shahrukh Siddiqui Jeevan Vriddhi Age 20 Premium 100000 S.Tax 1545 Total 101545 Maturity 226594 Yield 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.32 % 20.6% 10.53 % 30.9% 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.36 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Mast Shahrukh Siddiqui

Age 20

Premium 100000

Total 101545

Maturity 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhagchand V Sethiya


139-246A/2 Saraswati Chow, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Bhagchand V Sethiya Ms. Ritika V Sethiya Mrs. Paramjeet B Sethiya Ms. Komal B Sethiya Jeevan Vriddhi Age 44 13 36 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 228147 220661 228917 Yield 7.35 % 8.43 % 8.07 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 9.40 % 9.00 % 9.44 % 20.6% 9.26 % 10.62 % 10.16 % 10.67 % 30.9% 10.64 % 12.20 % 11.68 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 8.43 % 8.07 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.92 % 10.55 % 10.96 % 80 CCE Saving @ 30.9% 11.32 % 12.44 % 12.06 % 12.48 % 80 CCE Saving @ 10.3% 8.50 % 9.60 % 9.23 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Bhagchand V Sethiya Ms. Ritika V Sethiya Mrs. Paramjeet B Sethiya Ms. Komal B Sethiya

Age 44 13 36 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 228147 220661 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mast Vaibhav K Shetty


A1/19, Krishna Dham Chs, L.B.S. Road, Nr. Veena Nagar, Mulund West, Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Vaibhav K Shetty Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mast Vaibhav K Shetty

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Daxesh M Sheth


Andheri Panchvati Chs, B2,Flat No-2, C D Barfiwala Marg, Andheri (W), Mumbai., Pin:400058 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Daxesh M Sheth Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Daxesh M Sheth

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vihir B Kaku


106-16, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Mr Vihir JI, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Sheela V Kaku Ms. Krushmi V Kaku Jeevan Vriddhi Age 37 14 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 227851 Yield 8.02 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.39 % 20.6% 10.10 % 10.60 % 30.9% 11.61 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.90 % 80 CCE Saving @ 30.9% 12.01 % 12.42 % 80 CCE Saving @ 10.3% 9.18 % 9.58 %

Sr. No. Name 1 2 Mrs. Sheela V Kaku Ms. Krushmi V Kaku

Age 37 14

Premium 100000 100000

Total 101545 101545

Maturity 219537 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mohd Aman Shafi Shaik


R-501, Gokul Village, Shanti Park, Mira Road East, Thane, Pin:401107 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mohd Aman Shafi Shaik Jeevan Vriddhi Age 9 Premium 100000 S.Tax 1545 Total 101545 Maturity 229966 Yield 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.50 % 20.6% 10.73 % 30.9% 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 11.01 % 80 CCE Saving @ 30.9% 12.53 % 80 CCE Saving @ 10.3% 9.68 %

Sr. No. Name 1 Mr. Mohd Aman Shafi Shaik

Age 9

Premium 100000

Total 101545

Maturity 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mast Jimit R Shah


305, Sheetal Bldg, Sarvoday Nager, Jain Mandir Road, Mulund, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Jimit R Shah Jeevan Vriddhi Age 22 Premium 100000 S.Tax 1545 Total 101545 Maturity 226356 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Mast Jimit R Shah

Age 22

Premium 100000

Total 101545

Maturity 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jitendra G Sharma


12,Nirmal Sagar, Nimkar Society, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jitendra G Sharma Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Jitendra G Sharma

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravi Datt Sharma


A/702, Inder Aangan, Plot No. 2, Sector 9, Khanda Colony, New Panvel

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ravi Datt Sharma Mrs. Mamta R Sharma Ms. Nidhi Ravi Sharma Ms. Neha Ravi Sharma Jeevan Vriddhi Age 46 49 24 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 200064 188019 226171 226356 Yield 7.02 % 6.35 % 8.34 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.08 % 9.30 % 9.31 % 20.6% 8.84 % 8.00 % 10.50 % 10.52 % 30.9% 10.16 % 9.19 % 12.07 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.02 % 6.35 % 8.34 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 8.79 % 10.82 % 10.83 % 80 CCE Saving @ 30.9% 10.97 % 10.28 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 8.17 % 7.50 % 9.50 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Ravi Datt Sharma Mrs. Mamta R Sharma Ms. Nidhi Ravi Sharma Ms. Neha Ravi Sharma

Age 46 49 24 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 200064 188019 226171 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anish H Sachde


B-34 Nivara Chs, Dr. R.P.Road, Mulund (w), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Anish H Sachde Mrs. Geeta A Sachde Jeevan Vriddhi Age 40 38 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 218268 Yield 7.80 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.86 % 20.6% 9.82 % 10.01 % 30.9% 11.29 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.43 % 80 CCE Saving @ 30.9% 11.78 % 11.94 % 80 CCE Saving @ 10.3% 8.96 % 9.11 %

Sr. No. Name 1 2 Mr. Anish H Sachde Mrs. Geeta A Sachde

Age 40 38

Premium 100000 100000

Total 101545 101545

Maturity 215191 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Damodar C Soneji


72-6, (Back Side), Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Damodar C Soneji Mrs. Heena D Soneji Mast Vinod D Soneji Mast Paresh D Soneji Jeevan Vriddhi Age 48 48 24 22 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 192347 226171 226356 Yield 6.60 % 6.60 % 8.34 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.36 % 9.30 % 9.31 % 20.6% 8.31 % 8.31 % 10.50 % 10.52 % 30.9% 9.55 % 9.55 % 12.07 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 6.60 % 8.34 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.04 % 10.82 % 10.83 % 80 CCE Saving @ 30.9% 10.54 % 10.54 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 7.74 % 7.74 % 9.50 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Damodar C Soneji Mrs. Heena D Soneji Mast Vinod D Soneji Mast Paresh D Soneji

Age 48 48 24 22

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 192347 226171 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaswinder P Sarin


D-15,Chetna Apartment, S.P.S. Marg, Bhandup West, Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Jaswinder P Sarin Mrs. Jaspreetkaur Sarin Ms. Amanpretkaur Sarin Ms. Pawanpreetkaur Sarin Mast Harsimran Singh Sarin Jeevan Vriddhi Age 49 42 20 18 12 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 188019 211350 226594 226918 228517 Yield 6.35 % 7.61 % 8.36 % 8.37 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.48 % 9.32 % 9.33 % 9.42 % 20.6% 8.00 % 9.58 % 10.53 % 10.54 % 10.64 % 30.9% 9.19 % 11.01 % 12.10 % 12.11 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.35 % 7.61 % 8.36 % 8.37 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.07 % 10.84 % 10.86 % 10.94 % 80 CCE Saving @ 30.9% 10.28 % 11.58 % 12.36 % 12.38 % 12.46 % 80 CCE Saving @ 10.3% 7.50 % 8.76 % 9.52 % 9.54 % 9.62 %

Sr. No. Name 1 2 3 4 5 Mr. Jaswinder P Sarin Mrs. Jaspreetkaur Sarin Ms. Amanpretkaur Sarin Ms. Pawanpreetkaur Sarin Mast Harsimran Singh Sarin

Age 49 42 20 18 12

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 188019 211350 226594 226918 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harish Sukhrani


Dubai, Satyam Fabrics, Radha Soami

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Renu Harish Sukhrani Mast Hitesh H Sukhrani Ms. Heena H Sukhrani Jeevan Vriddhi Age 50 23 19 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 226263 226744 Yield 6.09 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.30 % 9.32 % 20.6% 7.67 % 10.50 % 10.53 % 30.9% 8.81 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.83 % 10.85 % 80 CCE Saving @ 30.9% 10.01 % 12.34 % 12.37 % 80 CCE Saving @ 10.3% 7.23 % 9.51 % 9.53 %

Sr. No. Name 1 2 3 Mrs. Renu Harish Sukhrani Mast Hitesh H Sukhrani Ms. Heena H Sukhrani

Age 50 23 19

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 226263 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramlal G Soni


Laxmi Auto Hood Shop 9, Meghal Service Inds Est, Devidayal Rd, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Madanlal G Soni Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Madanlal G Soni

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Kalpana Somiya


B/103, HIll Residency, Amar Nagar, Mulund Colony, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Kalpana Somiya Mr. Ramesh V Somaiya Jeevan Vriddhi Age 44 46 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 200064 Yield 7.35 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 7.83 % 20.6% 9.26 % 8.84 % 30.9% 10.64 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.47 % 80 CCE Saving @ 30.9% 11.32 % 10.97 % 80 CCE Saving @ 10.3% 8.50 % 8.17 %

Sr. No. Name 1 2 Mrs. Kalpana Somiya Mr. Ramesh V Somaiya

Age 44 46

Premium 100000 100000

Total 101545 101545

Maturity 206379 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Maninder Jiet Singh


81/5, Hindustan Chowk, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Gaganjiet Singh Ms. Gurwinder Singh Jeevan Vriddhi Age 32 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225592 Yield 8.23 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.26 % 20.6% 10.37 % 10.47 % 30.9% 11.91 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.79 % 80 CCE Saving @ 30.9% 12.23 % 12.31 % 80 CCE Saving @ 10.3% 9.39 % 9.47 %

Sr. No. Name 1 2 Mr. Gaganjiet Singh Ms. Gurwinder Singh

Age 32 28

Premium 100000 100000

Total 101545 101545

Maturity 223963 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj Shamdas Samwani


S.N.Zuriwala, Shop No.40, Mohatta Cloth Market, Palton Rd, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manoj Shamdas Samwani Mr. Deepak S Samwani Mr. Mahesh S Samwani Jeevan Vriddhi Age 27 28 24 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225789 225592 226171 Yield 8.32 % 8.31 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 9.26 % 9.30 % 20.6% 10.48 % 10.47 % 10.50 % 30.9% 12.04 % 12.03 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.32 % 8.31 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 10.79 % 10.82 % 80 CCE Saving @ 30.9% 12.32 % 12.31 % 12.34 % 80 CCE Saving @ 10.3% 9.48 % 9.47 % 9.50 %

Sr. No. Name 1 2 3 Mr. Manoj Shamdas Samwani Mr. Deepak S Samwani Mr. Mahesh S Samwani

Age 27 28 24

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225789 225592 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Dimple Kunal Sahijwani


18/-B-6, Navjivan Society, Chembur West, Mumbai, Mumbai, Pin:400071 Dear Dimple Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Dimple K Sahijwani Mr Kunal Sahijwani Jeevan Vriddhi Age 30 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224983 224531 Yield 8.28 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.21 % 20.6% 10.43 % 10.40 % 30.9% 11.98 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.28 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.74 % 80 CCE Saving @ 30.9% 12.28 % 12.26 % 80 CCE Saving @ 10.3% 9.44 % 9.42 %

Sr. No. Name 1 2 Mrs. Dimple K Sahijwani Mr Kunal Sahijwani

Age 30 31

Premium 100000 100000

Total 101545 101545

Maturity 224983 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anand Monappa Shetty


1801, Odyssey No.1, 18th Floor, Hiranandani Garden, Powai., Pin:400076 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Prithviraj M Shetty Jeevan Vriddhi Age 16 Premium 100000 S.Tax 1545 Total 101545 Maturity 227336 Yield 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.35 % 20.6% 10.57 % 30.9% 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.88 % 80 CCE Saving @ 30.9% 12.40 % 80 CCE Saving @ 10.3% 9.56 %

Sr. No. Name 1 Mast Prithviraj M Shetty

Age 16

Premium 100000

Total 101545

Maturity 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Upendra S Singh


52, Behind Amar Bharat, Flour Mill, Main Rd, Nr. Siddharth Path, Mulund Colony, Mulund (w), Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Upendra S Singh Mrs. Rekha U Singh Miss Vidyavarshi U Singh Mast Shyamvarshi U Singh Jeevan Vriddhi Age 37 37 13 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 219537 219537 228147 228917 Yield 8.02 % 8.02 % 8.43 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.94 % 9.40 % 9.44 % 20.6% 10.10 % 10.10 % 10.62 % 10.67 % 30.9% 11.61 % 11.61 % 12.20 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.02 % 8.02 % 8.43 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.49 % 10.92 % 10.96 % 80 CCE Saving @ 30.9% 12.01 % 12.01 % 12.44 % 12.48 % 80 CCE Saving @ 10.3% 9.18 % 9.18 % 9.60 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Upendra S Singh Mrs. Rekha U Singh Miss Vidyavarshi U Singh Mast Shyamvarshi U Singh

Age 37 37 13 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 219537 219537 228147 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh M Sharma


Block No. 54/5, Hindustan chowk, Mulund colony, Mulund (w), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sona Ramesh Sharma Kr. Manoj R Sharma Kum. Dolly R Sharma Jeevan Vriddhi Age 50 28 27 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 225592 225789 Yield 6.09 % 8.31 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.26 % 9.28 % 20.6% 7.67 % 10.47 % 10.48 % 30.9% 8.81 % 12.03 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.31 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.79 % 10.80 % 80 CCE Saving @ 30.9% 10.01 % 12.31 % 12.32 % 80 CCE Saving @ 10.3% 7.23 % 9.47 % 9.48 %

Sr. No. Name 1 2 3 Mrs. Sona Ramesh Sharma Kr. Manoj R Sharma Kum. Dolly R Sharma

Age 50 28 27

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 225592 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil C Sen


F-11,Refinery View Coop, HSG Society.., Maroli Church, Chembur, Mumbai, Pin:400074 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Anil C Sen Mrs. Jyoti A Sen Ms. Shruti Anil Sen Jeevan Vriddhi Age 50 45 23 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 203396 226263 Yield 6.09 % 7.19 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.02 % 9.30 % 20.6% 7.67 % 9.06 % 10.50 % 30.9% 8.81 % 10.41 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 7.19 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.65 % 10.83 % 80 CCE Saving @ 30.9% 10.01 % 11.15 % 12.34 % 80 CCE Saving @ 10.3% 7.23 % 8.35 % 9.51 %

Sr. No. Name 1 2 3 Mr. Anil C Sen Mrs. Jyoti A Sen Ms. Shruti Anil Sen

Age 50 45 23

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 203396 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sobraj Sajnani


33, Maharathi Socy, Sardar Nagar, Near Airport, Ahmedbad

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sobraj Sajnani Mrs. Komal S Sajnani Mast Punit S Sajnani Mast Sagar S Sajnani Jeevan Vriddhi Age 47 45 24 21 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 203396 226171 226466 Yield 6.82 % 7.19 % 8.34 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.02 % 9.30 % 9.31 % 20.6% 8.59 % 9.06 % 10.50 % 10.52 % 30.9% 9.87 % 10.41 % 12.07 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.19 % 8.34 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.65 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.76 % 11.15 % 12.34 % 12.35 % 80 CCE Saving @ 10.3% 7.97 % 8.35 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Sobraj Sajnani Mrs. Komal S Sajnani Mast Punit S Sajnani Mast Sagar S Sajnani

Age 47 45 24 21

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 203396 226171 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hiroo Shambhwani


C/o. unrr pct mobile shop, Near patel super market, Rs unr pappu, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Hiroo Shambhwani Mrs. Neelam H Shambhwani Jeevan Vriddhi Age 43 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 219537 Yield 7.49 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.94 % 20.6% 9.43 % 10.10 % 30.9% 10.84 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.49 % 80 CCE Saving @ 30.9% 11.46 % 12.01 % 80 CCE Saving @ 10.3% 8.64 % 9.18 %

Sr. No. Name 1 2 Mr. Hiroo Shambhwani Mrs. Neelam H Shambhwani

Age 43 37

Premium 100000 100000

Total 101545 101545

Maturity 209027 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Neeta V Shinde


Delnaaz Beauty Parlour, 2 flr, 4 Sidharth complex, JijaMata Colony Rd, Paithan Gate, Aurangbad, Pin:431001 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Neeta V Shinde Mast Vineet V Shinde Ms. Nishita V Shinde Jeevan Vriddhi Age 38 14 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 227851 228917 Yield 7.95 % 8.42 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.39 % 9.44 % 20.6% 10.01 % 10.60 % 10.67 % 30.9% 11.51 % 12.19 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.42 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.90 % 10.96 % 80 CCE Saving @ 30.9% 11.94 % 12.42 % 12.48 % 80 CCE Saving @ 10.3% 9.11 % 9.58 % 9.63 %

Sr. No. Name 1 2 3 Mrs. Neeta V Shinde Mast Vineet V Shinde Ms. Nishita V Shinde

Age 38 14 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 227851 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Salamat C Shikh


RM NO:103,1 St Floor, Shah Nawaz Aprt, Thakurpada,b P Rd,mumbra, Thane-400612, Pin:400612 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Salamat C Shikh Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Salamat C Shikh

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Shivani Smith


SAS Institute Pvt Ltd, Apeejay House,4th Flr,3, Disshaw Wachha Rd, Churchgate,mumbai-, Pin:400020 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Shivani Smith Mr. Bonaventure Smith Mast Arhyan B Smith Jeevan Vriddhi Age 37 40 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 219537 215191 229966 Yield 8.02 % 7.80 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.70 % 9.50 % 20.6% 10.10 % 9.82 % 10.73 % 30.9% 11.61 % 11.29 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.02 % 7.80 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.27 % 11.01 % 80 CCE Saving @ 30.9% 12.01 % 11.78 % 12.53 % 80 CCE Saving @ 10.3% 9.18 % 8.96 % 9.68 %

Sr. No. Name 1 2 3 Ms. Shivani Smith Mr. Bonaventure Smith Mast Arhyan B Smith

Age 37 40 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 219537 215191 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Pinky J Salot


603, 3rd /E,Heritage Aprt, G.G.Road, Rohidas Nagar, Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Pinky J Salot Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mrs. Pinky J Salot

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj D Sabnani


11,Dadlani's Apts, 01 Sundarmurthi Road, Coxtown, Bangalore, Pin:560005 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manoj D Sabnani Mrs. Kiran Manoj Sabnani Jeevan Vriddhi Age 39 32 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 223963 Yield 7.88 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.18 % 20.6% 9.92 % 10.37 % 30.9% 11.40 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.71 % 80 CCE Saving @ 30.9% 11.87 % 12.23 % 80 CCE Saving @ 10.3% 9.04 % 9.39 %

Sr. No. Name 1 2 Mr. Manoj D Sabnani Mrs. Kiran Manoj Sabnani

Age 39 32

Premium 100000 100000

Total 101545 101545

Maturity 216826 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Karunakar K Shetty


C-803,Silvar Birch,Vasant, Gardans,opp-willow Tower, Off-malabar Hill Rd,mulun, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Prathiba K Shetty Jeevan Vriddhi Age 45 Premium 100000 S.Tax 1545 Total 101545 Maturity 203396 Yield 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 20.6% 9.06 % 30.9% 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 80 CCE Saving @ 30.9% 11.15 % 80 CCE Saving @ 10.3% 8.35 %

Sr. No. Name 1 Mrs. Prathiba K Shetty

Age 45

Premium 100000

Total 101545

Maturity 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Simran R Shingwani


106-17 & 18, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Simran Shingwani(E Kum. Janvi R Shingwani Jeevan Vriddhi Age 35 11 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 221652 228917 Yield 8.12 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.44 % 20.6% 10.23 % 10.67 % 30.9% 11.75 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.12 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.96 % 80 CCE Saving @ 30.9% 12.11 % 12.48 % 80 CCE Saving @ 10.3% 9.28 % 9.63 %

Sr. No. Name 1 2 Mrs. Simran Shingwani(E Kum. Janvi R Shingwani

Age 35 11

Premium 100000 100000

Total 101545 101545

Maturity 221652 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Moiz Aziz Shaikh


A-12, Siddique Baug, Kismat Colony, Kousa, Mumbra, Thane, Pin:400612 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Moiz Aziz Shaikh(E Jeevan Vriddhi Age 25 Premium 100000 S.Tax 1545 Total 101545 Maturity 226066 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.50 %

Sr. No. Name 1 Mr. Moiz Aziz Shaikh(E

Age 25

Premium 100000

Total 101545

Maturity 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Azharudding H Shaikh


B-401, Krishna Aprtment, Amrut Nagar, Dargha Road, Mumbra, Mumbra, Pin:400612 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Azharudding H Shaikh Jeevan Vriddhi Age 22 Premium 100000 S.Tax 1545 Total 101545 Maturity 226356 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Mr. Azharudding H Shaikh

Age 22

Premium 100000

Total 101545

Maturity 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Navin Sharma


Block No 130/179, Hindustan Chowk, Mulund Colony, Mulund(w), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Navin Sharma Mrs. Lavina N Sharma Jeevan Vriddhi Age 33 28 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 225592 Yield 8.20 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.26 % 20.6% 10.33 % 10.47 % 30.9% 11.87 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.79 % 80 CCE Saving @ 30.9% 12.20 % 12.31 % 80 CCE Saving @ 10.3% 9.36 % 9.47 %

Sr. No. Name 1 2 Mr. Navin Sharma Mrs. Lavina N Sharma

Age 33 28

Premium 100000 100000

Total 101545 101545

Maturity 223291 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Farid S R Shaikh


C/o New India Transport, Abhay Steel House, 59 E Baroda Street, Danabunder, Pin:400009 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Farid S R Shaikh Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Farid S R Shaikh

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sandeep V Rajusth


F-2, Flat No. 302 High Land Park, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Sandeep Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sandeep V Rajusth Mrs Bhavna S Rajusth Jeevan Vriddhi Age 36 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 225325 Yield 8.07 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.25 % 20.6% 10.16 % 10.45 % 30.9% 11.68 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.78 % 80 CCE Saving @ 30.9% 12.06 % 12.30 % 80 CCE Saving @ 10.3% 9.23 % 9.46 %

Sr. No. Name 1 2 Mr. Sandeep V Rajusth Mrs Bhavna S Rajusth

Age 36 29

Premium 100000 100000

Total 101545 101545

Maturity 220661 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Zingranwon Shatsang


Room No.9, House No. 18, B Kolovery Village, Kalina, Santacruz (East), Mumbai, Pin:400098 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Zingranwon Shatsang Jeevan Vriddhi Age 26 Premium 100000 S.Tax 1545 Total 101545 Maturity 225945 Yield 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 20.6% 10.49 % 30.9% 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 80 CCE Saving @ 30.9% 12.33 % 80 CCE Saving @ 10.3% 9.49 %

Sr. No. Name 1 Ms. Zingranwon Shatsang

Age 26

Premium 100000

Total 101545

Maturity 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramlal G Soni


A-701, Vikash Paradise-1, LBS Marg, Mulund West, Mumbai, Pin:400080 Dear Ramlal Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Kaushaliya R Soni Mr. Sunil R Soni Mr. Udesh R Soni Mr. Rahul R Soni Jeevan Vriddhi Age 47 33 30 26 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 223291 224983 225945 Yield 6.82 % 8.20 % 8.28 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.14 % 9.23 % 9.29 % 20.6% 8.59 % 10.33 % 10.43 % 10.49 % 30.9% 9.87 % 11.87 % 11.98 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 8.20 % 8.28 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.68 % 10.76 % 10.81 % 80 CCE Saving @ 30.9% 10.76 % 12.20 % 12.28 % 12.33 % 80 CCE Saving @ 10.3% 7.97 % 9.36 % 9.44 % 9.49 %

Sr. No. Name 1 2 3 4 Mrs. Kaushaliya R Soni Mr. Sunil R Soni Mr. Udesh R Soni Mr. Rahul R Soni

Age 47 33 30 26

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 223291 224983 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajendra I Sangtani


Raj Residency II, A Wing 801, Mahavir Nagar, Kandivali (West), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Rajendra I Sangtani Mrs. Kamini R Sangtani Kum. Karishma R Sangtani Kr. Karan R Sangtani Jeevan Vriddhi Age 50 48 22 19 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 192347 226356 226744 Yield 6.09 % 6.60 % 8.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 9.31 % 9.32 % 20.6% 7.67 % 8.31 % 10.52 % 10.53 % 30.9% 8.81 % 9.55 % 12.08 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.60 % 8.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 10.83 % 10.85 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 12.35 % 12.37 % 80 CCE Saving @ 10.3% 7.23 % 7.74 % 9.51 % 9.53 %

Sr. No. Name 1 2 3 4 Mr. Rajendra I Sangtani Mrs. Kamini R Sangtani Kum. Karishma R Sangtani Kr. Karan R Sangtani

Age 50 48 22 19

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 192347 226356 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravindranath K Sukale


Santoshi Niwas CHSL, Plot No.66, Block No. 103, Datar Colony, Ashok Ngr Rd, Bhandup East, Mumbai, Pin:400042 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ravindranath K Sukale Mrs. Rajashari R Sukale Mr. Ravnak R Sukale Jeevan Vriddhi Age 47 40 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 215191 227115 Yield 6.82 % 7.80 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.70 % 9.34 % 20.6% 8.59 % 9.82 % 10.55 % 30.9% 9.87 % 11.29 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 7.80 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.27 % 10.87 % 80 CCE Saving @ 30.9% 10.76 % 11.78 % 12.39 % 80 CCE Saving @ 10.3% 7.97 % 8.96 % 9.55 %

Sr. No. Name 1 2 3 Mr. Ravindranath K Sukale Mrs. Rajashari R Sukale Mr. Ravnak R Sukale

Age 47 40 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 215191 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Johnson Sudagar


A-1, Flat No. 9, Suprabhat CHS, Opp. Usha Nagar, Bhandup (west), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Johnson Sudagar Mrs. Henrita J Sudagar Ms. Alcina J Sudagar Jeevan Vriddhi Age 50 48 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 192347 226594 Yield 6.09 % 6.60 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 9.32 % 20.6% 7.67 % 8.31 % 10.53 % 30.9% 8.81 % 9.55 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 6.60 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 12.36 % 80 CCE Saving @ 10.3% 7.23 % 7.74 % 9.52 %

Sr. No. Name 1 2 3 Mr. Johnson Sudagar Mrs. Henrita J Sudagar Ms. Alcina J Sudagar

Age 50 48 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 192347 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Amarsingh D Sidhu


Block No 82/4, Malbar Hill Road, Mulund Colony, Mulund (w), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Lakhwinderkaur A Sidh Jeevan Vriddhi Age 21 Premium 100000 S.Tax 1545 Total 101545 Maturity 226466 Yield 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 20.6% 10.52 % 30.9% 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.84 % 80 CCE Saving @ 30.9% 12.35 % 80 CCE Saving @ 10.3% 9.52 %

Sr. No. Name 1 Ms. Lakhwinderkaur A Sidh

Age 21

Premium 100000

Total 101545

Maturity 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Daljitsingh Saini


Plot 97, House 1949, Shiv Colony, Sector 1, Navi Mumbai, Navi Mumbai, Pin:400708 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Daljitsingh Siani Mrs. Ranjitkaur Siani Kum. Harjeet Kaur Mast Jaspreet Singh Jeevan Vriddhi Age 47 47 20 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 196379 226594 227851 Yield 6.82 % 6.82 % 8.36 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.60 % 9.32 % 9.39 % 20.6% 8.59 % 8.59 % 10.53 % 10.60 % 30.9% 9.87 % 9.87 % 12.10 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 6.82 % 8.36 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.27 % 10.84 % 10.90 % 80 CCE Saving @ 30.9% 10.76 % 10.76 % 12.36 % 12.42 % 80 CCE Saving @ 10.3% 7.97 % 7.97 % 9.52 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Daljitsingh Siani Mrs. Ranjitkaur Siani Kum. Harjeet Kaur Mast Jaspreet Singh

Age 47 47 20 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 196379 226594 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pradeep K Sachdev


Kumar Platinum, Flat No 204, Opp. Lal Deral, Pune, Pune, Pin:411001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Neha P Sachdev Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mrs. Neha P Sachdev

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Shahul H Sheikh


, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Shahul Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Shahul H Sheikh Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mrs. Shahul H Sheikh

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shailesh A Satam


A - 3 , Jain Colony, Nanepada Road, Mulund (E), Mumbai, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Shailesh A Satam Mrs. Mona S Satam Ms. Disha S Satam Jeevan Vriddhi Age 38 34 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 218268 222526 229334 Yield 7.95 % 8.16 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.10 % 9.46 % 20.6% 10.01 % 10.28 % 10.69 % 30.9% 11.51 % 11.81 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.95 % 8.16 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.64 % 10.98 % 80 CCE Saving @ 30.9% 11.94 % 12.16 % 12.50 % 80 CCE Saving @ 10.3% 9.11 % 9.32 % 9.65 %

Sr. No. Name 1 2 3 Mr. Shailesh A Satam Mrs. Mona S Satam Ms. Disha S Satam

Age 38 34 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 218268 222526 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil Sabhnani


Sindhu Wadi, Ghatkopar, M G Road, Mumbai, Pin:400077 Radha Soami Anil, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Anil Sabhnani Mrs. Kiran Anil Sabhnani Ms Simran Anil Sabhnani Mast Prathmesh Anil Sabhna Jeevan Vriddhi Age 40 38 17 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 218268 227115 227584 Yield 7.80 % 7.95 % 8.38 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.86 % 9.34 % 9.36 % 20.6% 9.82 % 10.01 % 10.55 % 10.58 % 30.9% 11.29 % 11.51 % 12.13 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 7.95 % 8.38 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.43 % 10.87 % 10.89 % 80 CCE Saving @ 30.9% 11.78 % 11.94 % 12.39 % 12.41 % 80 CCE Saving @ 10.3% 8.96 % 9.11 % 9.55 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Anil Sabhnani Mrs. Kiran Anil Sabhnani Ms Simran Anil Sabhnani Mast Prathmesh Anil Sabhna

Age 40 38 17 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 218268 227115 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manish P Sharma


Block NO. 105/110, Agra Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Manish Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manish P Sharma Mrs. Sapna Manish Sharma Jeevan Vriddhi Age 33 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 223291 Yield 8.20 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.14 % 20.6% 10.33 % 10.33 % 30.9% 11.87 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.68 % 80 CCE Saving @ 30.9% 12.20 % 12.20 % 80 CCE Saving @ 10.3% 9.36 % 9.36 %

Sr. No. Name 1 2 Mr. Manish P Sharma Mrs. Sapna Manish Sharma

Age 33 33

Premium 100000 100000

Total 101545 101545

Maturity 223291 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gurjit Singh


Shop No. 548, 5th Flr, B.M.C. Mkt, Nr Dreams Mall, Station Road, Bhanduop(W), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Gurjit Singh Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Gurjit Singh

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sukhwindersingh Siddhu


Block No. 111/50, Malbar Hill Road, Mulund Colony, Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Sukhwindersingh Siddh Mrs. Manjeetkaur Siddhu Jeevan Vriddhi Age 50 43 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 209027 Yield 6.09 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 8.35 % 20.6% 7.67 % 9.43 % 30.9% 8.81 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.95 % 80 CCE Saving @ 30.9% 10.01 % 11.46 % 80 CCE Saving @ 10.3% 7.23 % 8.64 %

Sr. No. Name 1 2 Mr. Sukhwindersingh Siddh Mrs. Manjeetkaur Siddhu

Age 50 43

Premium 100000 100000

Total 101545 101545

Maturity 183344 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jitendra B Shukla


301 ,Natraj Apartment, Kishin Nagar -3, Room No. 16, Wagle Estate, Thane, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Usha J Shukla Ms. Priya J Shukla Mr. Ankit J Shukla Ms. Priti J Shukla Jeevan Vriddhi Age 38 19 16 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 218268 226744 227336 227851 Yield 7.95 % 8.36 % 8.39 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 9.32 % 9.35 % 9.39 % 20.6% 10.01 % 10.53 % 10.57 % 10.60 % 30.9% 11.51 % 12.10 % 12.14 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.95 % 8.36 % 8.39 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.85 % 10.88 % 10.90 % 80 CCE Saving @ 30.9% 11.94 % 12.37 % 12.40 % 12.42 % 80 CCE Saving @ 10.3% 9.11 % 9.53 % 9.56 % 9.58 %

Sr. No. Name 1 2 3 4 Mrs. Usha J Shukla Ms. Priya J Shukla Mr. Ankit J Shukla Ms. Priti J Shukla

Age 38 19 16 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 218268 226744 227336 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Srichand H Sotya


Block No. 891, Room No. 7, Sector 20, Ulhasnagar, Mumbai, Pin:400003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Srichand H Sotya Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Mr. Srichand H Sotya

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vinod Shajadpuri


, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vinod Shajadpuri Mrs. Prerna V Shajadpuri Ms. Palkita V Shajadpuri Jeevan Vriddhi Age 40 36 12 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 220661 228517 Yield 7.80 % 8.07 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.00 % 9.42 % 20.6% 9.82 % 10.16 % 10.64 % 30.9% 11.29 % 11.68 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.07 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.55 % 10.94 % 80 CCE Saving @ 30.9% 11.78 % 12.06 % 12.46 % 80 CCE Saving @ 10.3% 8.96 % 9.23 % 9.62 %

Sr. No. Name 1 2 3 Mr. Vinod Shajadpuri Mrs. Prerna V Shajadpuri Ms. Palkita V Shajadpuri

Age 40 36 12

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 220661 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vishal S Sareen


706, Sai Lake Residency, Above Thakkar Super Mkt., Near Adharsh Ngr., Khopat, Thane (W), Thane, Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vishal S Sareen Mrs. Grishma V Sareen Jeevan Vriddhi Age 28 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225592 226066 Yield 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 9.29 % 20.6% 10.47 % 10.49 % 30.9% 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 10.82 % 80 CCE Saving @ 30.9% 12.31 % 12.34 % 80 CCE Saving @ 10.3% 9.47 % 9.50 %

Sr. No. Name 1 2 Mr. Vishal S Sareen Mrs. Grishma V Sareen

Age 28 25

Premium 100000 100000

Total 101545 101545

Maturity 225592 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Varsha Sonawane


Room No. 272, Siddharth Path, Valmiki Nagar, Mulund Colony, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Varsha Sonawane Mr. RaviKant Jeevan Vriddhi Age 22 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226356 226466 Yield 8.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.31 % 9.31 % 20.6% 10.52 % 10.52 % 30.9% 12.08 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 10.84 % 80 CCE Saving @ 30.9% 12.35 % 12.35 % 80 CCE Saving @ 10.3% 9.51 % 9.52 %

Sr. No. Name 1 2 Ms. Varsha Sonawane Mr. RaviKant

Age 22 21

Premium 100000 100000

Total 101545 101545

Maturity 226356 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Asha Somaiya


F-423, Shsree Pushpanjali, Vaswani Marg, Seven Bunglow, Nr Bus Depot, Andheri West, Mumbai, Pin:400053 Dear Asha, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Asha Somaiya Mr. Jay Somaiya Mast Manish Somaiya Jeevan Vriddhi Age 48 24 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 226171 226594 Yield 6.60 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.30 % 9.32 % 20.6% 8.31 % 10.50 % 10.53 % 30.9% 9.55 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 7.74 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 Mrs. Asha Somaiya Mr. Jay Somaiya Mast Manish Somaiya

Age 48 24 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 226171 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Subhash S Salaria


Shivsena House, G. G. S. Marg, Amar Nagar, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Subhash S Salaria Mrs. Lata S Salaria Ms. Shalu S Salaria Mast Sumit S Salaria Jeevan Vriddhi Age 47 40 17 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 215191 227115 227584 Yield 6.82 % 7.80 % 8.38 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.70 % 9.34 % 9.36 % 20.6% 8.59 % 9.82 % 10.55 % 10.58 % 30.9% 9.87 % 11.29 % 12.13 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.80 % 8.38 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.27 % 10.87 % 10.89 % 80 CCE Saving @ 30.9% 10.76 % 11.78 % 12.39 % 12.41 % 80 CCE Saving @ 10.3% 7.97 % 8.96 % 9.55 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Subhash S Salaria Mrs. Lata S Salaria Ms. Shalu S Salaria Mast Sumit S Salaria

Age 47 40 17 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 215191 227115 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh Shah


Manglam Bunglow, Sector 5, Plot No. 4, Main Rd, Shrinagar, Thane West, Pin:400604 Dear Mukesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Mukesh Shah Mrs. Kashmira M Shah Jeevan Vriddhi Age 33 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 223291 Yield 8.20 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.14 % 20.6% 10.33 % 10.33 % 30.9% 11.87 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.68 % 80 CCE Saving @ 30.9% 12.20 % 12.20 % 80 CCE Saving @ 10.3% 9.36 % 9.36 %

Sr. No. Name 1 2 Mr. Mukesh Shah Mrs. Kashmira M Shah

Age 33 33

Premium 100000 100000

Total 101545 101545

Maturity 223291 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Irfan Yunus Shaikh


Room No.10, 1st Flr, Pandu Bldg, Opp Bhurani Hospital, Mumbra East, Mumbra, Pin:400612 Dear Irfan, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Irfan Yunus Shaikh Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Irfan Yunus Shaikh

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Deepesh N Shandlya
Block No 234/468 A, Sector -25, Ulhasnagar, Mumbai, Pin:421004 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Deepesh N Shandlya Jeevan Vriddhi Age 18 Premium 100000 S.Tax 1545 Total 101545 Maturity 226918 Yield 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.33 % 20.6% 10.54 % 30.9% 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.86 % 80 CCE Saving @ 30.9% 12.38 % 80 CCE Saving @ 10.3% 9.54 %

Sr. No. Name 1 Deepesh N Shandlya

Age 18

Premium 100000

Total 101545

Maturity 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagdish M Tinani


Flat No A-12/43, Highland Park, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jagdish M Tinani Ms. Sneha J Tinani Mast Kailash J Tinani Mrs. Arti J Tinani Jeevan Vriddhi Age 47 17 18 45 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 227115 226918 203396 Yield 6.82 % 8.38 % 8.37 % 7.19 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.34 % 9.33 % 8.02 % 20.6% 8.59 % 10.55 % 10.54 % 9.06 % 30.9% 9.87 % 12.13 % 12.11 % 10.41 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 8.38 % 8.37 % 7.19 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.87 % 10.86 % 9.65 % 80 CCE Saving @ 30.9% 10.76 % 12.39 % 12.38 % 11.15 % 80 CCE Saving @ 10.3% 7.97 % 9.55 % 9.54 % 8.35 %

Sr. No. Name 1 2 3 4 Mr. Jagdish M Tinani Ms. Sneha J Tinani Mast Kailash J Tinani Mrs. Arti J Tinani

Age 47 17 18 45

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 227115 226918 203396

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Damodar C Tolani


81/6, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hemant D Tolani(E Mrs. Namita D Tolani Mrs. Riya Hemant Tolani Jeevan Vriddhi Age 34 32 31 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 223963 224531 Yield 8.16 % 8.23 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.18 % 9.21 % 20.6% 10.28 % 10.37 % 10.40 % 30.9% 11.81 % 11.91 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.23 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.71 % 10.74 % 80 CCE Saving @ 30.9% 12.16 % 12.23 % 12.26 % 80 CCE Saving @ 10.3% 9.32 % 9.39 % 9.42 %

Sr. No. Name 1 2 3 Mr. Hemant D Tolani(E Mrs. Namita D Tolani Mrs. Riya Hemant Tolani

Age 34 32 31

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 223963 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hemant S Shakrani


12,1st Flr Dr.Gor'S Bldg, M G Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Hemant S Shakrani Kum. Kinjal H Thakkar Kum. Trupti R Joshi Mast Parth H Thakker Jeevan Vriddhi Age 49 17 37 16 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 227115 219537 227336 Yield 6.35 % 8.38 % 8.02 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.34 % 8.94 % 9.35 % 20.6% 8.00 % 10.55 % 10.10 % 10.57 % 30.9% 9.19 % 12.13 % 11.61 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.38 % 8.02 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.87 % 10.49 % 10.88 % 80 CCE Saving @ 30.9% 10.28 % 12.39 % 12.01 % 12.40 % 80 CCE Saving @ 10.3% 7.50 % 9.55 % 9.18 % 9.56 %

Sr. No. Name 1 2 3 4 Mr. Hemant S Shakrani Kum. Kinjal H Thakkar Kum. Trupti R Joshi Mast Parth H Thakker

Age 49 17 37 16

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 227115 219537 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Paresh C Thakkar


A-601, Shiv Shakti Towers, Dr. R.P.Road,, Behind, Syndicate Bank, Mulund W, Mumbai, Pin:400080 Dear Paresh JI, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Paresh C Thakkar Mrs. Priti P Thakker Jeevan Vriddhi Age 43 40 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 215191 Yield 7.49 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.70 % 20.6% 9.43 % 9.82 % 30.9% 10.84 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.27 % 80 CCE Saving @ 30.9% 11.46 % 11.78 % 80 CCE Saving @ 10.3% 8.64 % 8.96 %

Sr. No. Name 1 2 Mr. Paresh C Thakkar Mrs. Priti P Thakker

Age 43 40

Premium 100000 100000

Total 101545 101545

Maturity 209027 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay R Thakkar


K-603/604,6th Floor, Vardhman Nagar, Dr.R.P.Road, Mulund (West), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sanjay R Thakkar Mrs. Rekha S Thakkar Miss Mitali S Thakkar Jeevan Vriddhi Age 48 48 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 192347 226918 Yield 6.60 % 6.60 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.36 % 9.33 % 20.6% 8.31 % 8.31 % 10.54 % 30.9% 9.55 % 9.55 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 6.60 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.04 % 10.86 % 80 CCE Saving @ 30.9% 10.54 % 10.54 % 12.38 % 80 CCE Saving @ 10.3% 7.74 % 7.74 % 9.54 %

Sr. No. Name 1 2 3 Mr. Sanjay R Thakkar Mrs. Rekha S Thakkar Miss Mitali S Thakkar

Age 48 48 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 192347 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ghanshyam H Thakkar

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Sarang G Thakker Jeevan Vriddhi Age 27 Premium 100000 S.Tax 1545 Total 101545 Maturity 225789 Yield 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.28 % 20.6% 10.48 % 30.9% 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.80 % 80 CCE Saving @ 30.9% 12.32 % 80 CCE Saving @ 10.3% 9.48 %

Sr. No. Name 1 Mast Sarang G Thakker

Age 27

Premium 100000

Total 101545

Maturity 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sudhir Sakrani/Thakker


Bldg No 1 B-wing, Block No 504, Neelkant Nagar, B.p.cross Rd, Mumbai, Pin:400080 Dear Sudhir Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sudhir Sakrani/Thakke Mrs. Darshana S Thakkar Mast Saourabh S Thakkar Ms. Ayushi S Thakkar Jeevan Vriddhi Age 47 46 12 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 200064 228517 229334 Yield 6.82 % 7.02 % 8.45 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.83 % 9.42 % 9.46 % 20.6% 8.59 % 8.84 % 10.64 % 10.69 % 30.9% 9.87 % 10.16 % 12.23 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.02 % 8.45 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.47 % 10.94 % 10.98 % 80 CCE Saving @ 30.9% 10.76 % 10.97 % 12.46 % 12.50 % 80 CCE Saving @ 10.3% 7.97 % 8.17 % 9.62 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Sudhir Sakrani/Thakke Mrs. Darshana S Thakkar Mast Saourabh S Thakkar Ms. Ayushi S Thakkar

Age 47 46 12 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 200064 228517 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ghanshyam N Tolani


111-56, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Kunal G. Tolani/Robby Ms. Sughand Tolani/Simu Jeevan Vriddhi Age 29 26 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225325 225945 Yield 8.30 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.29 % 20.6% 10.45 % 10.49 % 30.9% 12.01 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.30 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.81 % 80 CCE Saving @ 30.9% 12.30 % 12.33 % 80 CCE Saving @ 10.3% 9.46 % 9.49 %

Sr. No. Name 1 2 Mr. Kunal G. Tolani/Robby Ms. Sughand Tolani/Simu

Age 29 26

Premium 100000 100000

Total 101545 101545

Maturity 225325 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok C Thakkar


203,Shakti Link, Sagar Garden Comm. Bldg, Opp.vasant Oscar, LBS Marg,mulund(w), Mumbai, Pin:400080 Dear Ashok Bhai, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Naina Ashok Thakker Ms. Unnati A Thakkar Mast Jeet A Thakkar Jeevan Vriddhi Age 48 20 17 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 226594 227115 Yield 6.60 % 8.36 % 8.38 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.32 % 9.34 % 20.6% 8.31 % 10.53 % 10.55 % 30.9% 9.55 % 12.10 % 12.13 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 8.36 % 8.38 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.84 % 10.87 % 80 CCE Saving @ 30.9% 10.54 % 12.36 % 12.39 % 80 CCE Saving @ 10.3% 7.74 % 9.52 % 9.55 %

Sr. No. Name 1 2 3 Mrs. Naina Ashok Thakker Ms. Unnati A Thakkar Mast Jeet A Thakkar

Age 48 20 17

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 226594 227115

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Omkumar L Tolani


Post Box No:43864, Dubai, U.A.E

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Omkumar L Tolani Mrs. Mehak O Tolani/Nisha Mr. Mahesh L Tolani Jeevan Vriddhi Age 34 30 33 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 224983 223291 Yield 8.16 % 8.28 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.23 % 9.14 % 20.6% 10.28 % 10.43 % 10.33 % 30.9% 11.81 % 11.98 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.28 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.76 % 10.68 % 80 CCE Saving @ 30.9% 12.16 % 12.28 % 12.20 % 80 CCE Saving @ 10.3% 9.32 % 9.44 % 9.36 %

Sr. No. Name 1 2 3 Mr. Omkumar L Tolani Mrs. Mehak O Tolani/Nisha Mr. Mahesh L Tolani

Age 34 30 33

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 224983 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gordhan T Tolani


A-1305, Dhaivat Bldg, Kalp Nagari, B. R Road, Near Vaishali Nagar, Mulund West, Mumbai, Pin:400080 Dear Godhu Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mrs. Sangeeta G Tolani Mast Romit G Tolani Mr. Pratik G Tolani Mr. Sv Pratik Mr. SV Romit Mrs. SV Sangeeta Mrs. Sakshi R Tolani Jeevan Vriddhi Age 48 27 22 22 27 48 27 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 192347 225789 226356 226356 225789 192347 225789 Yield 6.60 % 8.32 % 8.35 % 8.35 % 8.32 % 6.60 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.28 % 9.31 % 9.31 % 9.28 % 7.36 % 9.28 % 20.6% 8.31 % 10.48 % 10.52 % 10.52 % 10.48 % 8.31 % 10.48 % 30.9% 9.55 % 12.04 % 12.08 % 12.08 % 12.04 % 9.55 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 8.32 % 8.35 % 8.35 % 8.32 % 6.60 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.80 % 10.83 % 10.83 % 10.80 % 9.04 % 10.80 % 80 CCE Saving @ 30.9% 10.54 % 12.32 % 12.35 % 12.35 % 12.32 % 10.54 % 12.32 % 80 CCE Saving @ 10.3% 7.74 % 9.48 % 9.51 % 9.51 % 9.48 % 7.74 % 9.48 %

Sr. No. Name 1 2 3 4 5 6 7 Mrs. Sangeeta G Tolani Mast Romit G Tolani Mr. Pratik G Tolani Mr. Sv Pratik Mr. SV Romit Mrs. SV Sangeeta Mrs. Sakshi R Tolani

Age 48 27 22 22 27 48 27

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 192347 225789 226356 226356 225789 192347 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore P Thakur


111/51, 1 st floor, Malbar Hill Road, Mulund colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Ms. Monica K Thakur(E Ms. Bharati K Thakur(E Mr. Rajesh Teckchandani Mrs. Jia R Teckchandani Jeevan Vriddhi Age 31 33 32 31 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 224531 223291 223963 224531 Yield 8.26 % 8.20 % 8.23 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.14 % 9.18 % 9.21 % 20.6% 10.40 % 10.33 % 10.37 % 10.40 % 30.9% 11.95 % 11.87 % 11.91 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.26 % 8.20 % 8.23 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.68 % 10.71 % 10.74 % 80 CCE Saving @ 30.9% 12.26 % 12.20 % 12.23 % 12.26 % 80 CCE Saving @ 10.3% 9.42 % 9.36 % 9.39 % 9.42 %

Sr. No. Name 1 2 3 4 Ms. Monica K Thakur(E Ms. Bharati K Thakur(E Mr. Rajesh Teckchandani Mrs. Jia R Teckchandani

Age 31 33 32 31

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 224531 223291 223963 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Subhash R Thackkar


Flat No.8 1st Flr, Sanjeev Co Op Hsg Soc, B P Cross Road No.1, Near Sharon School Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Subhash R Thackkar Mrs. Jayshree S Thakkar Ms. Vidhi S Thackker Mast Pratham S Thackkar Jeevan Vriddhi Age 49 42 15 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 211350 227584 229334 Yield 6.35 % 7.61 % 8.40 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.48 % 9.36 % 9.46 % 20.6% 8.00 % 9.58 % 10.58 % 10.69 % 30.9% 9.19 % 11.01 % 12.16 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 7.61 % 8.40 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.07 % 10.89 % 10.98 % 80 CCE Saving @ 30.9% 10.28 % 11.58 % 12.41 % 12.50 % 80 CCE Saving @ 10.3% 7.50 % 8.76 % 9.57 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Subhash R Thackkar Mrs. Jayshree S Thakkar Ms. Vidhi S Thackker Mast Pratham S Thackkar

Age 49 42 15 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 211350 227584 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok P Thakur


B/205, Jalaram Park, Nr. Sonapur Signal, LBS Marg, Bhandup (W), Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pravin A Thakur Mrs. Jaanvi Pravin Thakur Jeevan Vriddhi Age 31 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 224531 Yield 8.26 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.21 % 20.6% 10.40 % 10.40 % 30.9% 11.95 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.74 % 80 CCE Saving @ 30.9% 12.26 % 12.26 % 80 CCE Saving @ 10.3% 9.42 % 9.42 %

Sr. No. Name 1 2 Mr. Pravin A Thakur Mrs. Jaanvi Pravin Thakur

Age 31 31

Premium 100000 100000

Total 101545 101545

Maturity 224531 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Govind C Talreja


T.G.No:235, Adharsh Samta Nagar, Behind Muncipal School, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Lata G. Talreja Kr. Kamlesh G. Talreja Mast Sagar G. Talreja Mr. Deepak Anilkumar Talr Jeevan Vriddhi Age 49 23 19 28 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 226263 226744 225592 Yield 6.35 % 8.34 % 8.36 % 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.30 % 9.32 % 9.26 % 20.6% 8.00 % 10.50 % 10.53 % 10.47 % 30.9% 9.19 % 12.07 % 12.10 % 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.34 % 8.36 % 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.83 % 10.85 % 10.79 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 12.37 % 12.31 % 80 CCE Saving @ 10.3% 7.50 % 9.51 % 9.53 % 9.47 %

Sr. No. Name 1 2 3 4 Mrs. Lata G. Talreja Kr. Kamlesh G. Talreja Mast Sagar G. Talreja Mr. Deepak Anilkumar Talr

Age 49 23 19 28

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 226263 226744 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hemant A Tanna


A-703, 7th Flr, Rahhaz Castel, 1 Malpa Dongri, Nr Tata Compund, Mumbai, Pin:400069 Dear Pappu, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mrs. Jayshree D. Tanna Ms. Pooja D. Tanna Ms. Nisha D Tanna Kum. Monica H. Tanna Mast Avinash H. Tanna Jeevan Vriddhi Age 50 27 28 24 20 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 183344 225789 225592 226171 226594 Yield 6.09 % 8.32 % 8.31 % 8.34 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.28 % 9.26 % 9.30 % 9.32 % 20.6% 7.67 % 10.48 % 10.47 % 10.50 % 10.53 % 30.9% 8.81 % 12.04 % 12.03 % 12.07 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.09 % 8.32 % 8.31 % 8.34 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.80 % 10.79 % 10.82 % 10.84 % 80 CCE Saving @ 30.9% 10.01 % 12.32 % 12.31 % 12.34 % 12.36 % 80 CCE Saving @ 10.3% 7.23 % 9.48 % 9.47 % 9.50 % 9.52 %

Sr. No. Name 1 2 3 4 5 Mrs. Jayshree D. Tanna Ms. Pooja D. Tanna Ms. Nisha D Tanna Kum. Monica H. Tanna Mast Avinash H. Tanna

Age 50 27 28 24 20

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 183344 225789 225592 226171 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashwinbhai Thakkar


Shop No:1, Pushp Villa, Purshottam Kheraj Road, Near Vandana Hotel, Mulund W,Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ashwinbhai Thakkar Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Ashwinbhai Thakkar

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Badalkumar R Thakur


C/O Sunny Octroi Services, Janta Vikas Nagar, Mulund Checknaka, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Badalkumar R Thakur Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Badalkumar R Thakur

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jagdish C Thakkar


A-901,Lotus Hill View CHs, Model Town, B.R. Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Jagdish C Thakkar Mrs. Sheetal J Thakkar Ms. Hiral J Thakkar Jeevan Vriddhi Age 44 37 13 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 219537 228147 Yield 7.35 % 8.02 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.94 % 9.40 % 20.6% 9.26 % 10.10 % 10.62 % 30.9% 10.64 % 11.61 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 8.02 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.49 % 10.92 % 80 CCE Saving @ 30.9% 11.32 % 12.01 % 12.44 % 80 CCE Saving @ 10.3% 8.50 % 9.18 % 9.60 %

Sr. No. Name 1 2 3 Mr. Jagdish C Thakkar Mrs. Sheetal J Thakkar Ms. Hiral J Thakkar

Age 44 37 13

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 219537 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh J Thackker


R No 9,2nd Flr, C/O Rajesh Niwas, Behind Tulsi Ram Chawl(W), Old Dombivli Shastri Ngr, Pin:421202 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh J Thackker Jeevan Vriddhi Age 46 Premium 100000 S.Tax 1545 Total 101545 Maturity 200064 Yield 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 20.6% 8.84 % 30.9% 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 80 CCE Saving @ 30.9% 10.97 % 80 CCE Saving @ 10.3% 8.17 %

Sr. No. Name 1 Mr. Rajesh J Thackker

Age 46

Premium 100000

Total 101545

Maturity 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Himanshu S Thakkar


3-4,Mewa Wala Niwas, M.G.Road, Mulund W, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Himanshu S Thakkar Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Himanshu S Thakkar

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh D Tolani


71/1 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Haresh D Tolani Ms. Bindu J Tolani Jeevan Vriddhi Age 50 50 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 183344 183344 Yield 6.09 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 6.79 % 20.6% 7.67 % 7.67 % 30.9% 8.81 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.09 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 8.52 % 80 CCE Saving @ 30.9% 10.01 % 10.01 % 80 CCE Saving @ 10.3% 7.23 % 7.23 %

Sr. No. Name 1 2 Mr. Haresh D Tolani Ms. Bindu J Tolani

Age 50 50

Premium 100000 100000

Total 101545 101545

Maturity 183344 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil M Thakker


A-13 Mayur Pankh, 5th Flr,N.S.Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sunil M Thakker Mrs. Sonal Sunil Thakkar Mast Pratik Sunil Thakkar Jeevan Vriddhi Age 48 45 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 203396 226918 Yield 6.60 % 7.19 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.02 % 9.33 % 20.6% 8.31 % 9.06 % 10.54 % 30.9% 9.55 % 10.41 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 7.19 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.65 % 10.86 % 80 CCE Saving @ 30.9% 10.54 % 11.15 % 12.38 % 80 CCE Saving @ 10.3% 7.74 % 8.35 % 9.54 %

Sr. No. Name 1 2 3 Mr. Sunil M Thakker Mrs. Sonal Sunil Thakkar Mast Pratik Sunil Thakkar

Age 48 45 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 203396 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh M Thakker


A-13 Mayur Pankh, 5th Flr,N.S.Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Yogesh M Thakker Mrs. Seema Yogesh Thakkar Ms Hiral Yogesh Thakkar Jeevan Vriddhi Age 46 39 12 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 200064 216826 228517 Yield 7.02 % 7.88 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.78 % 9.42 % 20.6% 8.84 % 9.92 % 10.64 % 30.9% 10.16 % 11.40 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.02 % 7.88 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.36 % 10.94 % 80 CCE Saving @ 30.9% 10.97 % 11.87 % 12.46 % 80 CCE Saving @ 10.3% 8.17 % 9.04 % 9.62 %

Sr. No. Name 1 2 3 Mr. Yogesh M Thakker Mrs. Seema Yogesh Thakkar Ms Hiral Yogesh Thakkar

Age 46 39 12

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 200064 216826 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh V Thakker


R.No.6, Pradhan Ukda Bldg, M.G.Road,Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ramesh V Thakker Mrs. Geeta R Thakkar Mast Shashank R Thakkar Mast Monish R Thakkar Jeevan Vriddhi Age 47 46 20 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 200064 226594 227584 Yield 6.82 % 7.02 % 8.36 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 7.83 % 9.32 % 9.36 % 20.6% 8.59 % 8.84 % 10.53 % 10.58 % 30.9% 9.87 % 10.16 % 12.10 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.02 % 8.36 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.47 % 10.84 % 10.89 % 80 CCE Saving @ 30.9% 10.76 % 10.97 % 12.36 % 12.41 % 80 CCE Saving @ 10.3% 7.97 % 8.17 % 9.52 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Ramesh V Thakker Mrs. Geeta R Thakkar Mast Shashank R Thakkar Mast Monish R Thakkar

Age 47 46 20 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 200064 226594 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Badal Vinod Thakker


Block No.134/206, Hindustan Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Badal Vinod Thakker Jeevan Vriddhi Age 35 Premium 100000 S.Tax 1545 Total 101545 Maturity 221652 Yield 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 20.6% 10.23 % 30.9% 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 80 CCE Saving @ 30.9% 12.11 % 80 CCE Saving @ 10.3% 9.28 %

Sr. No. Name 1 Mr. Badal Vinod Thakker

Age 35

Premium 100000

Total 101545

Maturity 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak Ramdas Thakkar


125-146, Hindustan chowk, Mulund colony, Mulund west, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Deepak Ramdas Thakkar Mrs. Deepa D Thakkar(E Kum. Siddhi D. Thakkar Mrs. D.D Thakkar Jeevan Vriddhi Age 46 44 18 44 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 200064 206379 226918 206379 Yield 7.02 % 7.35 % 8.37 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.19 % 9.33 % 8.19 % 20.6% 8.84 % 9.26 % 10.54 % 9.26 % 30.9% 10.16 % 10.64 % 12.11 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.02 % 7.35 % 8.37 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.81 % 10.86 % 9.81 % 80 CCE Saving @ 30.9% 10.97 % 11.32 % 12.38 % 11.32 % 80 CCE Saving @ 10.3% 8.17 % 8.50 % 9.54 % 8.50 %

Sr. No. Name 1 2 3 4 Mr. Deepak Ramdas Thakkar Mrs. Deepa D Thakkar(E Kum. Siddhi D. Thakkar Mrs. D.D Thakkar

Age 46 44 18 44

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 200064 206379 226918 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Reshma A Thadhani


49 Shahani Colony, Navghar Road, Mulund East, Mumbai, Pin:400081 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Reshma A Thadhani Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Ms. Reshma A Thadhani

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Deepak S Thakkar


Mahavir Darshan, R.No.26 ,2nd Flr, Kishan Nagar 1, Mulund Checknaka,Thane

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Jyoti D Thakker Ms. Bijal Deepak Thakkar Jeevan Vriddhi Age 48 19 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 226744 Yield 6.60 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.32 % 20.6% 8.31 % 10.53 % 30.9% 9.55 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.85 % 80 CCE Saving @ 30.9% 10.54 % 12.37 % 80 CCE Saving @ 10.3% 7.74 % 9.53 %

Sr. No. Name 1 2 Mrs. Jyoti D Thakker Ms. Bijal Deepak Thakkar

Age 48 19

Premium 100000 100000

Total 101545 101545

Maturity 192347 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Nimesh J Thakker


D-604, Laxmi Narayan Residency, Dev Daya Nagar, Opp Nilkanth Height, Pokhran Road No 1, Thane, Pin:400606 Dear Nimesh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Nimesh J Thakker Mr. Rakesh J Thakker Mrs. Hema N Thakkar Mast Harsh Nimesh Thakkar Ms. Shilpa G Maniar Mrs. Radhika R Thakkar Jeevan Vriddhi Age 42 33 41 14 38 29 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 211350 223291 213378 227851 218268 225325 Yield 7.61 % 8.20 % 7.71 % 8.42 % 7.95 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.14 % 8.60 % 9.39 % 8.86 % 9.25 % 20.6% 9.58 % 10.33 % 9.71 % 10.60 % 10.01 % 10.45 % 30.9% 11.01 % 11.87 % 11.16 % 12.19 % 11.51 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.61 % 8.20 % 7.71 % 8.42 % 7.95 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.68 % 10.18 % 10.90 % 10.43 % 10.78 % 80 CCE Saving @ 30.9% 11.58 % 12.20 % 11.69 % 12.42 % 11.94 % 12.30 % 80 CCE Saving @ 10.3% 8.76 % 9.36 % 8.87 % 9.58 % 9.11 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 Mr. Nimesh J Thakker Mr. Rakesh J Thakker Mrs. Hema N Thakkar Mast Harsh Nimesh Thakkar Ms. Shilpa G Maniar Mrs. Radhika R Thakkar

Age 42 33 41 14 38 29

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 211350 223291 213378 227851 218268 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh Mulji Thakkar


202,Lotus, Sainath Wadi, Powai Chowk, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Jatin Mahesh Thakkar Ms. Hemali M Thakker/ Jeevan Vriddhi Age 31 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 224531 225325 Yield 8.26 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.25 % 20.6% 10.40 % 10.45 % 30.9% 11.95 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.26 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.78 % 80 CCE Saving @ 30.9% 12.26 % 12.30 % 80 CCE Saving @ 10.3% 9.42 % 9.46 %

Sr. No. Name 1 2 Mr. Jatin Mahesh Thakkar Ms. Hemali M Thakker/

Age 31 29

Premium 100000 100000

Total 101545 101545

Maturity 224531 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vikas J Tople


71/3,Back Side, Sahid Bhagat Singh Marg, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vikas J Tople Ms. Priyanka V Tople Mrs. Hemlata V Tople Jeevan Vriddhi Age 50 27 46 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 225789 200064 Yield 6.09 % 8.32 % 7.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.28 % 7.83 % 20.6% 7.67 % 10.48 % 8.84 % 30.9% 8.81 % 12.04 % 10.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.32 % 7.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.80 % 9.47 % 80 CCE Saving @ 30.9% 10.01 % 12.32 % 10.97 % 80 CCE Saving @ 10.3% 7.23 % 9.48 % 8.17 %

Sr. No. Name 1 2 3 Mr. Vikas J Tople Ms. Priyanka V Tople Mrs. Hemlata V Tople

Age 50 27 46

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 225789 200064

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Parag B Thakkar


A-1, Anupam Co Op Hsg Soc, Ravi Compund, Panch Pakhadi, Thane West, Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Parag B Thakkar Mrs. Priti P Thakkar Mast Smeet P Thakkar Mast Ansh P Thakkar Mr. Parag B Thakkar Mrs. Priti P Thakkar Mast Smeet P Thakkar Mast Ansh P Thakkar Jeevan Vriddhi Age 49 47 18 15 49 47 18 15 Premium 100000 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 101545 Maturity 188019 196379 226918 227584 188019 196379 226918 227584 Yield 6.35 % 6.82 % 8.37 % 8.40 % 6.35 % 6.82 % 8.37 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 7.60 % 9.33 % 9.36 % 7.08 % 7.60 % 9.33 % 9.36 % 20.6% 8.00 % 8.59 % 10.54 % 10.58 % 8.00 % 8.59 % 10.54 % 10.58 % 30.9% 9.19 % 9.87 % 12.11 % 12.16 % 9.19 % 9.87 % 12.11 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 6.35 % 6.82 % 8.37 % 8.40 % 6.35 % 6.82 % 8.37 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.27 % 10.86 % 10.89 % 8.79 % 9.27 % 10.86 % 10.89 % 80 CCE Saving @ 30.9% 10.28 % 10.76 % 12.38 % 12.41 % 10.28 % 10.76 % 12.38 % 12.41 % 80 CCE Saving @ 10.3% 7.50 % 7.97 % 9.54 % 9.57 % 7.50 % 7.97 % 9.54 % 9.57 %

Sr. No. Name 1 2 3 4 5 6 7 8 Mr. Parag B Thakkar Mrs. Priti P Thakkar Mast Smeet P Thakkar Mast Ansh P Thakkar Mr. Parag B Thakkar Mrs. Priti P Thakkar Mast Smeet P Thakkar Mast Ansh P Thakkar

Age 49 47 18 15 49 47 18 15

Premium 100000 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545 101545

Maturity 188019 196379 226918 227584 188019 196379 226918 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sachin C Telhure


Behind Bldg No.2, Near Pwd Qtrs, Kopri Colony, Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sachin C Telhure Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Sachin C Telhure

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil V Tolani


111-51, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Anil V Tolani Mrs. Divya A Tolani Mast Rohit A Tolani Mast Jatin A Tolani Jeevan Vriddhi Age 49 45 22 16 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 203396 226356 227336 Yield 6.35 % 7.19 % 8.35 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 8.02 % 9.31 % 9.35 % 20.6% 8.00 % 9.06 % 10.52 % 10.57 % 30.9% 9.19 % 10.41 % 12.08 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 7.19 % 8.35 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 9.65 % 10.83 % 10.88 % 80 CCE Saving @ 30.9% 10.28 % 11.15 % 12.35 % 12.40 % 80 CCE Saving @ 10.3% 7.50 % 8.35 % 9.51 % 9.56 %

Sr. No. Name 1 2 3 4 Mr. Anil V Tolani Mrs. Divya A Tolani Mast Rohit A Tolani Mast Jatin A Tolani

Age 49 45 22 16

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 203396 226356 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chandresh J Thakkar


Shop No 4, Ganga Vihar, R.H.B. Road, Mulund(West), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chandresh J Thakkar Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Chandresh J Thakkar

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raju T Tolani


Calle Pedro Barab No. 28, Casa No. 23, PTO Del - Carmen, Lanzarote (canary Island), Spain, Pin:35510 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Raju T Tolani Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Raju T Tolani

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajay Hiralal Thakker


29 Shree Jalaram Ashish, M.G.Road,Mulund W, Mumbai, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ajay Hiralal Thakker Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Mr. Ajay Hiralal Thakker

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harbhajansingh Thind


90/2,Gr Flr, Mulund Colony, Mumbai,Agra Road, Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Harbhajansingh Thind Mrs. Balwinder Kaur Thind Ms. Amandeep Kaur Thind Mast Parbhajyot Singh Thin Mr. Talwinder H Thind Jeevan Vriddhi Age 41 38 20 16 41 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 213378 218268 226594 227336 213378 Yield 7.71 % 7.95 % 8.36 % 8.39 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.86 % 9.32 % 9.35 % 8.60 % 20.6% 9.71 % 10.01 % 10.53 % 10.57 % 9.71 % 30.9% 11.16 % 11.51 % 12.10 % 12.14 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.71 % 7.95 % 8.36 % 8.39 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.43 % 10.84 % 10.88 % 10.18 % 80 CCE Saving @ 30.9% 11.69 % 11.94 % 12.36 % 12.40 % 11.69 % 80 CCE Saving @ 10.3% 8.87 % 9.11 % 9.52 % 9.56 % 8.87 %

Sr. No. Name 1 2 3 4 5 Mr. Harbhajansingh Thind Mrs. Balwinder Kaur Thind Ms. Amandeep Kaur Thind Mast Parbhajyot Singh Thin Mr. Talwinder H Thind

Age 41 38 20 16 41

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 213378 218268 226594 227336 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Himatlal K Thakkar


Flat No.27 6th Flr, Neelkanth Darshan, Bhakti Road, Mulund West,Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Kr. Darshan H Thakker Kum. Bhavika H Thakker Kum. Bhakti K Thakker Mr. Roshan K Thakker Mr. Kalpesh K Thakker Jeevan Vriddhi Age 35 31 29 28 29 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 221652 224531 225325 225592 225325 Yield 8.12 % 8.26 % 8.30 % 8.31 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.21 % 9.25 % 9.26 % 9.25 % 20.6% 10.23 % 10.40 % 10.45 % 10.47 % 10.45 % 30.9% 11.75 % 11.95 % 12.01 % 12.03 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 8.12 % 8.26 % 8.30 % 8.31 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.74 % 10.78 % 10.79 % 10.78 % 80 CCE Saving @ 30.9% 12.11 % 12.26 % 12.30 % 12.31 % 12.30 % 80 CCE Saving @ 10.3% 9.28 % 9.42 % 9.46 % 9.47 % 9.46 %

Sr. No. Name 1 2 3 4 5 Kr. Darshan H Thakker Kum. Bhavika H Thakker Kum. Bhakti K Thakker Mr. Roshan K Thakker Mr. Kalpesh K Thakker

Age 35 31 29 28 29

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 221652 224531 225325 225592 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok C Talreja


Block No. 39, Room No. 1' Back Side, Powai Chowk,mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Geeta Ashok Talreja Mast Amit A Talreja Mast Sunil Ashok Talreja Jeevan Vriddhi Age 50 22 22 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 226356 226356 Yield 6.09 % 8.35 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.31 % 9.31 % 20.6% 7.67 % 10.52 % 10.52 % 30.9% 8.81 % 12.08 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.35 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.83 % 10.83 % 80 CCE Saving @ 30.9% 10.01 % 12.35 % 12.35 % 80 CCE Saving @ 10.3% 7.23 % 9.51 % 9.51 %

Sr. No. Name 1 2 3 Mrs. Geeta Ashok Talreja Mast Amit A Talreja Mast Sunil Ashok Talreja

Age 50 22 22

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 226356 226356

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pankaj Vijay Thakkar


B-704, Green Ash, Behind, Willows Tower, Vasant Gardens, Swapna, Nagari, Mulund (w), Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Pankaj Vijay Thakkar Mast Chintan P Thakkar Mrs. Bharti P Thakkar Jeevan Vriddhi Age 47 18 40 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 196379 226918 215191 Yield 6.82 % 8.37 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.33 % 8.70 % 20.6% 8.59 % 10.54 % 9.82 % 30.9% 9.87 % 12.11 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.82 % 8.37 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.86 % 10.27 % 80 CCE Saving @ 30.9% 10.76 % 12.38 % 11.78 % 80 CCE Saving @ 10.3% 7.97 % 9.54 % 8.96 %

Sr. No. Name 1 2 3 Mr. Pankaj Vijay Thakkar Mast Chintan P Thakkar Mrs. Bharti P Thakkar

Age 47 18 40

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 196379 226918 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaikishan C Tilokani


C/o. Pallavi Shop, Siru Chowk, Main Bazar, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Veena J Tilokani Mr. Ricky J Tilokani Ms. Manisha J Tilokani Jeevan Vriddhi Age 50 27 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 225789 225945 Yield 6.09 % 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.28 % 9.29 % 20.6% 7.67 % 10.48 % 10.49 % 30.9% 8.81 % 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.80 % 10.81 % 80 CCE Saving @ 30.9% 10.01 % 12.32 % 12.33 % 80 CCE Saving @ 10.3% 7.23 % 9.48 % 9.49 %

Sr. No. Name 1 2 3 Mrs. Veena J Tilokani Mr. Ricky J Tilokani Ms. Manisha J Tilokani

Age 50 27 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 225789 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. SanjaySingh Totahalya


1303/1304, 13 Th Floor, Runwal Tower, L.B.S.Marg, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. SanjaySingh Totahalya Mrs. Kavita S Singh Jeevan Vriddhi Age 38 38 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 218268 218268 Yield 7.95 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.86 % 20.6% 10.01 % 10.01 % 30.9% 11.51 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.95 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.43 % 80 CCE Saving @ 30.9% 11.94 % 11.94 % 80 CCE Saving @ 10.3% 9.11 % 9.11 %

Sr. No. Name 1 2 Mr. SanjaySingh Totahalya Mrs. Kavita S Singh

Age 38 38

Premium 100000 100000

Total 101545 101545

Maturity 218268 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Manoj J Thadani


2/6,Old Barrack , Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Manoj J Thadani Mrs. Komal M Thadani Jeevan Vriddhi Age 37 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 221652 Yield 8.02 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.05 % 20.6% 10.10 % 10.23 % 30.9% 11.61 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.60 % 80 CCE Saving @ 30.9% 12.01 % 12.11 % 80 CCE Saving @ 10.3% 9.18 % 9.28 %

Sr. No. Name 1 2 Mr. Manoj J Thadani Mrs. Komal M Thadani

Age 37 35

Premium 100000 100000

Total 101545 101545

Maturity 219537 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh M.Trivedi


Kalashri,Shree Printery, 2,Rajput Para,Limda Lane, Jamnagar, Pin:361001

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jayesh M.Trivedi Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Jayesh M.Trivedi

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dimesh Tiwari


Chauhan Chawl, Gav Devi Road, Boiser,Kandiwali (W), Mumbai

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Dimesh Tiwari Mrs. Sheela D Tiwari Mast Sanjeev D Tiwari Ms. Alka D Tiwari Mast Sagar D Tiwari Jeevan Vriddhi Age 41 40 18 16 12 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 213378 215191 226918 227336 228517 Yield 7.71 % 7.80 % 8.37 % 8.39 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.70 % 9.33 % 9.35 % 9.42 % 20.6% 9.71 % 9.82 % 10.54 % 10.57 % 10.64 % 30.9% 11.16 % 11.29 % 12.11 % 12.14 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 7.71 % 7.80 % 8.37 % 8.39 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.27 % 10.86 % 10.88 % 10.94 % 80 CCE Saving @ 30.9% 11.69 % 11.78 % 12.38 % 12.40 % 12.46 % 80 CCE Saving @ 10.3% 8.87 % 8.96 % 9.54 % 9.56 % 9.62 %

Sr. No. Name 1 2 3 4 5 Mr. Dimesh Tiwari Mrs. Sheela D Tiwari Mast Sanjeev D Tiwari Ms. Alka D Tiwari Mast Sagar D Tiwari

Age 41 40 18 16 12

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 213378 215191 226918 227336 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bablukumar Thakur


5,Tare Compd., Dahisar Checknaka, Dahisar (E), Mumbai, Pin:400068 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Bablukumar A Thakur Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mast Bablukumar A Thakur

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kirit P Thakker


F-501,Sai Dham, P.K.Ext Road., Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Deepali K Thakker Mast Vivek K Thakker Jeevan Vriddhi Age 25 24 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 226171 Yield 8.33 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.30 % 20.6% 10.49 % 10.50 % 30.9% 12.05 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.82 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 80 CCE Saving @ 10.3% 9.50 % 9.50 %

Sr. No. Name 1 2 Ms. Deepali K Thakker Mast Vivek K Thakker

Age 25 24

Premium 100000 100000

Total 101545 101545

Maturity 226066 226171

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Papinder Singh Thethi


31-5 Powai Chowk, Mulund Colony, Mulund (West), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Papinder Singh Thethi Kum. Gurprit Kaur Thethi Mrs. Anita Kaur Thethi Mast Dalbirsingh P Thethi Jeevan Vriddhi Age 49 17 46 20 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 188019 227115 200064 226594 Yield 6.35 % 8.38 % 7.02 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.34 % 7.83 % 9.32 % 20.6% 8.00 % 10.55 % 8.84 % 10.53 % 30.9% 9.19 % 12.13 % 10.16 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.35 % 8.38 % 7.02 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.87 % 9.47 % 10.84 % 80 CCE Saving @ 30.9% 10.28 % 12.39 % 10.97 % 12.36 % 80 CCE Saving @ 10.3% 7.50 % 9.55 % 8.17 % 9.52 %

Sr. No. Name 1 2 3 4 Mr. Papinder Singh Thethi Kum. Gurprit Kaur Thethi Mrs. Anita Kaur Thethi Mast Dalbirsingh P Thethi

Age 49 17 46 20

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 188019 227115 200064 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhavesh V Thakkar


41, Odhavram Krupa, Raghuvnshi nagar, Opp RiddhiSiddhi S.N.Rd, Mulund(W) Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Bhavesh V Thakkar Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Bhavesh V Thakkar

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh R Teckchandani


C-7 Surya Kiran Society, 3rd Floor, Model Town, Andheri[W], Mumbai, Pin:400053 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Jaya H Teckchandani Ms. Sneha H Teckchandani Jeevan Vriddhi Age 32 29 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 225325 Yield 8.23 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.25 % 20.6% 10.37 % 10.45 % 30.9% 11.91 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.78 % 80 CCE Saving @ 30.9% 12.23 % 12.30 % 80 CCE Saving @ 10.3% 9.39 % 9.46 %

Sr. No. Name 1 2 Ms. Jaya H Teckchandani Ms. Sneha H Teckchandani

Age 32 29

Premium 100000 100000

Total 101545 101545

Maturity 223963 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gulab A Teckhchandani


203/204,Santosh Aprt, Opp old post office, Section18, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Gulab A Teckhchandani Mrs. Geeta G Teckchadani Mast Vicky G Teckchandani Mast Manish G Teckchandani Jeevan Vriddhi Age 45 42 25 18 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 211350 226066 226918 Yield 7.19 % 7.61 % 8.33 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 8.48 % 9.29 % 9.33 % 20.6% 9.06 % 9.58 % 10.49 % 10.54 % 30.9% 10.41 % 11.01 % 12.05 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 7.61 % 8.33 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.07 % 10.82 % 10.86 % 80 CCE Saving @ 30.9% 11.15 % 11.58 % 12.34 % 12.38 % 80 CCE Saving @ 10.3% 8.35 % 8.76 % 9.50 % 9.54 %

Sr. No. Name 1 2 3 4 Mr. Gulab A Teckhchandani Mrs. Geeta G Teckchadani Mast Vicky G Teckchandani Mast Manish G Teckchandani

Age 45 42 25 18

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 211350 226066 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bhagwan N Tolani


Flat No. 11/C, Cenced Apt., Dr. Ambedkar Road, Union Park, Pali Hill, Khar (W), Pin:400050 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mohan B Tolani Mrs. Bhavika M. Tolani Mast Jeet Tolani Mast Yash Tolani Jeevan Vriddhi Age 41 40 16 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 213378 215191 227336 227851 Yield 7.71 % 7.80 % 8.39 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.70 % 9.35 % 9.39 % 20.6% 9.71 % 9.82 % 10.57 % 10.60 % 30.9% 11.16 % 11.29 % 12.14 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.71 % 7.80 % 8.39 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.27 % 10.88 % 10.90 % 80 CCE Saving @ 30.9% 11.69 % 11.78 % 12.40 % 12.42 % 80 CCE Saving @ 10.3% 8.87 % 8.96 % 9.56 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Mohan B Tolani Mrs. Bhavika M. Tolani Mast Jeet Tolani Mast Yash Tolani

Age 41 40 16 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 213378 215191 227336 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Renu Talreja


C/o Reshma Dalani, Mulund Colony, Nr Youth Circle, Mumbai, Pin:400082 Dear Renu Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Renu Talreja Ms. Neeta Talreja Jeevan Vriddhi Age 25 50 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 183344 Yield 8.33 % 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 6.79 % 20.6% 10.49 % 7.67 % 30.9% 12.05 % 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 8.52 % 80 CCE Saving @ 30.9% 12.34 % 10.01 % 80 CCE Saving @ 10.3% 9.50 % 7.23 %

Sr. No. Name 1 2 Ms. Renu Talreja Ms. Neeta Talreja

Age 25 50

Premium 100000 100000

Total 101545 101545

Maturity 226066 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Narendra.K.Thakker
Mayur Mahal 2nd Flr, Bldg No.3,M.G.Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Yogita.N.Thakker Mr. Apurva.N.Thakker Jeevan Vriddhi Age 40 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 220661 Yield 7.80 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.00 % 20.6% 9.82 % 10.16 % 30.9% 11.29 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.55 % 80 CCE Saving @ 30.9% 11.78 % 12.06 % 80 CCE Saving @ 10.3% 8.96 % 9.23 %

Sr. No. Name 1 2 Mrs. Yogita.N.Thakker Mr. Apurva.N.Thakker

Age 40 36

Premium 100000 100000

Total 101545 101545

Maturity 215191 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh K Thakker


Flat No.A-12,4th Flr, Mayur Pankh, N.S.Road Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Kapila K Thakker Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mrs. Kapila K Thakker

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalit K Thakker


1/1,Sidhivinayak Aprt., N.S.B. Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Kum. Vaishali L Thakker Kum. Hetal L Thakker Mr. Jayesh L Thakker Jeevan Vriddhi Age 35 33 31 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 221652 223291 224531 Yield 8.12 % 8.20 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 9.14 % 9.21 % 20.6% 10.23 % 10.33 % 10.40 % 30.9% 11.75 % 11.87 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.12 % 8.20 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 10.68 % 10.74 % 80 CCE Saving @ 30.9% 12.11 % 12.20 % 12.26 % 80 CCE Saving @ 10.3% 9.28 % 9.36 % 9.42 %

Sr. No. Name 1 2 3 Kum. Vaishali L Thakker Kum. Hetal L Thakker Mr. Jayesh L Thakker

Age 35 33 31

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 221652 223291 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Girish M Thadhani


106, Pleasant Park, Yogi Hills, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Girish M Thadhani(E Mrs. Pooja Harish Israni Ms. Ms.Mohanlal Thadhani Mrs. Karshima G Thadhani Jeevan Vriddhi Age 35 45 43 30 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 221652 203396 209027 224983 Yield 8.12 % 7.19 % 7.49 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.05 % 8.02 % 8.35 % 9.23 % 20.6% 10.23 % 9.06 % 9.43 % 10.43 % 30.9% 11.75 % 10.41 % 10.84 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.12 % 7.19 % 7.49 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.60 % 9.65 % 9.95 % 10.76 % 80 CCE Saving @ 30.9% 12.11 % 11.15 % 11.46 % 12.28 % 80 CCE Saving @ 10.3% 9.28 % 8.35 % 8.64 % 9.44 %

Sr. No. Name 1 2 3 4 Mr. Girish M Thadhani(E Mrs. Pooja Harish Israni Ms. Ms.Mohanlal Thadhani Mrs. Karshima G Thadhani

Age 35 45 43 30

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 221652 203396 209027 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Kalpana N Thakker


118-100,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Kalpana N Thakker Mr. Kaushik N Thakker Mr. Paresh N Thakker Jeevan Vriddhi Age 33 33 42 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 223291 223291 211350 Yield 8.20 % 8.20 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.14 % 8.48 % 20.6% 10.33 % 10.33 % 9.58 % 30.9% 11.87 % 11.87 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.20 % 8.20 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.68 % 10.07 % 80 CCE Saving @ 30.9% 12.20 % 12.20 % 11.58 % 80 CCE Saving @ 10.3% 9.36 % 9.36 % 8.76 %

Sr. No. Name 1 2 3 Ms. Kalpana N Thakker Mr. Kaushik N Thakker Mr. Paresh N Thakker

Age 33 33 42

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 223291 223291 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Tulsidas P Thakur


10,Thakur Villa, Samarth Society, Motwani Road, Nasik Road, Nasik, Pin:422101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rishi T Thakur Jeevan Vriddhi Age 28 Premium 100000 S.Tax 1545 Total 101545 Maturity 225592 Yield 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 20.6% 10.47 % 30.9% 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 80 CCE Saving @ 30.9% 12.31 % 80 CCE Saving @ 10.3% 9.47 %

Sr. No. Name 1 Mr. Rishi T Thakur

Age 28

Premium 100000

Total 101545

Maturity 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gopal P Thakur


10,samarth Socy, Thakur Villa, Opp Roza Colony, Motwani Road,Nasik Road, Pin:422101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sumit Gopal Thakur Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Mr. Sumit Gopal Thakur

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh P Thakur


10,samarth Socy, Thakur Villa, Opp Roza Colony, Motwani Road,Nasik Road, Pin:422101 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Bharat Haresh Thakur Mr. Hitesh Haresh Thakur Mrs. Pranjal H Thakur Jeevan Vriddhi Age 29 34 30 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225325 222526 224983 Yield 8.30 % 8.16 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.10 % 9.23 % 20.6% 10.45 % 10.28 % 10.43 % 30.9% 12.01 % 11.81 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.30 % 8.16 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.64 % 10.76 % 80 CCE Saving @ 30.9% 12.30 % 12.16 % 12.28 % 80 CCE Saving @ 10.3% 9.46 % 9.32 % 9.44 %

Sr. No. Name 1 2 3 Mr. Bharat Haresh Thakur Mr. Hitesh Haresh Thakur Mrs. Pranjal H Thakur

Age 29 34 30

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225325 222526 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sameer Ashok Torne


B-30, RBI staff Qtrs, S T Road, Chembur (East), Mumbai, Pin:400071 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sameer Ashok Torne Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Sameer Ashok Torne

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Raju S Tolani


Flat No.6/104, Siddhachal Hsg Complex, Vasant Vihar, Pokhran 2, Thane West, Pin:400610 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 7 Mr. Raju S Tolani Mrs. Leena R Tolani (pdc) Kum. Hunsika R Tolani Mr. Manoj S Tolani Mr. Tarun S Tolani Mrs. Pinky M Tolani Mrs Palki Tarun Tolani Jeevan Vriddhi Age 38 38 11 34 32 31 29 Premium 100000 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 101545 Maturity 218268 218268 228917 222526 223963 224531 225325 Yield 7.95 % 7.95 % 8.47 % 8.16 % 8.23 % 8.26 % 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 8.86 % 9.44 % 9.10 % 9.18 % 9.21 % 9.25 % 20.6% 10.01 % 10.01 % 10.67 % 10.28 % 10.37 % 10.40 % 10.45 % 30.9% 11.51 % 11.51 % 12.26 % 11.81 % 11.91 % 11.95 % 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 1545 80 CCE not available 7.95 % 7.95 % 8.47 % 8.16 % 8.23 % 8.26 % 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 10.43 % 10.96 % 10.64 % 10.71 % 10.74 % 10.78 % 80 CCE Saving @ 30.9% 11.94 % 11.94 % 12.48 % 12.16 % 12.23 % 12.26 % 12.30 % 80 CCE Saving @ 10.3% 9.11 % 9.11 % 9.63 % 9.32 % 9.39 % 9.42 % 9.46 %

Sr. No. Name 1 2 3 4 5 6 7 Mr. Raju S Tolani Mrs. Leena R Tolani (pdc) Kum. Hunsika R Tolani Mr. Manoj S Tolani Mr. Tarun S Tolani Mrs. Pinky M Tolani Mrs Palki Tarun Tolani

Age 38 38 11 34 32 31 29

Premium 100000 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545 101545

Maturity 218268 218268 228917 222526 223963 224531 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Navin Motiram Tejwani


69/1, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Navin Motiram Tejwani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Navin Motiram Tejwani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh V Tinani


69/4, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Haresh V Tinani Mrs. Neetu L. Chhabra Ms. Muskan H Tinani Jeevan Vriddhi Age 44 39 8 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 216826 229966 Yield 7.35 % 7.88 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.78 % 9.50 % 20.6% 9.26 % 9.92 % 10.73 % 30.9% 10.64 % 11.40 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.88 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.36 % 11.01 % 80 CCE Saving @ 30.9% 11.32 % 11.87 % 12.53 % 80 CCE Saving @ 10.3% 8.50 % 9.04 % 9.68 %

Sr. No. Name 1 2 3 Mr. Haresh V Tinani Mrs. Neetu L. Chhabra Ms. Muskan H Tinani

Age 44 39 8

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 216826 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajendra S Thakker


125-140,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Rajendra Thakker(E Mrs. Ketna R Thakker(E Kum. Vruti R. Thakker Jeevan Vriddhi Age 48 47 20 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 196379 226594 Yield 6.60 % 6.82 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.60 % 9.32 % 20.6% 8.31 % 8.59 % 10.53 % 30.9% 9.55 % 9.87 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 6.82 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.27 % 10.84 % 80 CCE Saving @ 30.9% 10.54 % 10.76 % 12.36 % 80 CCE Saving @ 10.3% 7.74 % 7.97 % 9.52 %

Sr. No. Name 1 2 3 Mr. Rajendra Thakker(E Mrs. Ketna R Thakker(E Kum. Vruti R. Thakker

Age 48 47 20

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 196379 226594

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Sarvesh Tiwari


6,khiaram Apts., Shivaji, Chowk,Mulund Colony, Mumbai., Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Dr. Sarvesh Tiwari Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Dr. Sarvesh Tiwari

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ghanshyam L Topani


501, Dharam Palace, Nr. Sapna Garden, Ulhasnagar, Pin:421003

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Mamta G Topani Kum. Jyoti Bhagwani Ms. Neha G. Topani Jeevan Vriddhi Age 50 13 26 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 183344 228147 225945 Yield 6.09 % 8.43 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 9.40 % 9.29 % 20.6% 7.67 % 10.62 % 10.49 % 30.9% 8.81 % 12.20 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.09 % 8.43 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 10.92 % 10.81 % 80 CCE Saving @ 30.9% 10.01 % 12.44 % 12.33 % 80 CCE Saving @ 10.3% 7.23 % 9.60 % 9.49 %

Sr. No. Name 1 2 3 Mrs. Mamta G Topani Kum. Jyoti Bhagwani Ms. Neha G. Topani

Age 50 13 26

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 183344 228147 225945

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. B.K.Tiwari
87/4, Rama Villa, Agra Road, Mulund Colony, Mulund (W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Sudha M. Tiwari Kum. Mansi M. Tiwari Mr. Manoj B. Tiwari Jeevan Vriddhi Age 29 11 33 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 225325 228917 223291 Yield 8.30 % 8.47 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.44 % 9.14 % 20.6% 10.45 % 10.67 % 10.33 % 30.9% 12.01 % 12.26 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.30 % 8.47 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.96 % 10.68 % 80 CCE Saving @ 30.9% 12.30 % 12.48 % 12.20 % 80 CCE Saving @ 10.3% 9.46 % 9.63 % 9.36 %

Sr. No. Name 1 2 3 Mrs. Sudha M. Tiwari Kum. Mansi M. Tiwari Mr. Manoj B. Tiwari

Age 29 11 33

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 225325 228917 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. ArvindKumar Tiwari


87/4, Ramma Villa, Agra Road, Mulund Colony, Mulund(W), Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. ArvindKumar Tiwari Kum. Kajal A. Tiwari Mast Aniket A. Tiwari Mrs. Sushila A. Tiwari Jeevan Vriddhi Age 40 19 15 37 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 226744 227584 219537 Yield 7.80 % 8.36 % 8.40 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.32 % 9.36 % 8.94 % 20.6% 9.82 % 10.53 % 10.58 % 10.10 % 30.9% 11.29 % 12.10 % 12.16 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 8.36 % 8.40 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.85 % 10.89 % 10.49 % 80 CCE Saving @ 30.9% 11.78 % 12.37 % 12.41 % 12.01 % 80 CCE Saving @ 10.3% 8.96 % 9.53 % 9.57 % 9.18 %

Sr. No. Name 1 2 3 4 Mr. ArvindKumar Tiwari Kum. Kajal A. Tiwari Mast Aniket A. Tiwari Mrs. Sushila A. Tiwari

Age 40 19 15 37

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 226744 227584 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Umesh V Thakur


Shop no-2, kumudini bldg, Opp. chedda petrol pump, LBS Marg, mulund(W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Umesh V Thakur Jeevan Vriddhi Age 28 Premium 100000 S.Tax 1545 Total 101545 Maturity 225592 Yield 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 20.6% 10.47 % 30.9% 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 80 CCE Saving @ 30.9% 12.31 % 80 CCE Saving @ 10.3% 9.47 %

Sr. No. Name 1 Mr. Umesh V Thakur

Age 28

Premium 100000

Total 101545

Maturity 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Tejas Thakkar


14,Gulshan Gali, Near Sharon High School, Mulund (WEST), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Tejas Thakkar Mr. Pankaj S. Thakkar Jeevan Vriddhi Age 34 48 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 222526 192347 Yield 8.16 % 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 7.36 % 20.6% 10.28 % 8.31 % 30.9% 11.81 % 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.16 % 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 9.04 % 80 CCE Saving @ 30.9% 12.16 % 10.54 % 80 CCE Saving @ 10.3% 9.32 % 7.74 %

Sr. No. Name 1 2 Mr. Tejas Thakkar Mr. Pankaj S. Thakkar

Age 34 48

Premium 100000 100000

Total 101545 101545

Maturity 222526 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bharat B Thakkar


A/1 Anupam Society, Ravi Compound, Panch Pakhadi, Thane (w), Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Bharat B Thakkar Mrs. Dina B. Thakkar Mast Hardik B. Thakkar Ms. Hiral B. Thakkar Jeevan Vriddhi Age 50 48 19 19 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 183344 192347 226744 226744 Yield 6.09 % 6.60 % 8.36 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 7.36 % 9.32 % 9.32 % 20.6% 7.67 % 8.31 % 10.53 % 10.53 % 30.9% 8.81 % 9.55 % 12.10 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.09 % 6.60 % 8.36 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 9.04 % 10.85 % 10.85 % 80 CCE Saving @ 30.9% 10.01 % 10.54 % 12.37 % 12.37 % 80 CCE Saving @ 10.3% 7.23 % 7.74 % 9.53 % 9.53 %

Sr. No. Name 1 2 3 4 Mr. Bharat B Thakkar Mrs. Dina B. Thakkar Mast Hardik B. Thakkar Ms. Hiral B. Thakkar

Age 50 48 19 19

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 183344 192347 226744 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore L Thakkar


Balwant Baug, Flat No. 2, Kharkae Ali, Thane (w), Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Kamini L. Thakkar Mr. Bhooman L. Thakkar Mrs. Amisha B Thakkar Jeevan Vriddhi Age 48 28 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 225592 226066 Yield 6.60 % 8.31 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.26 % 9.29 % 20.6% 8.31 % 10.47 % 10.49 % 30.9% 9.55 % 12.03 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 8.31 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.79 % 10.82 % 80 CCE Saving @ 30.9% 10.54 % 12.31 % 12.34 % 80 CCE Saving @ 10.3% 7.74 % 9.47 % 9.50 %

Sr. No. Name 1 2 3 Mrs. Kamini L. Thakkar Mr. Bhooman L. Thakkar Mrs. Amisha B Thakkar

Age 48 28 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 225592 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil Vishandas Tinani


C-4-002 Lok Rachna, Amar Nagar, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Anil Vishandas Tinani Kum. Karishma Anil Tinani Mrs. Komal A Tinani Mast Karan A Tinani Jeevan Vriddhi Age 48 20 47 13 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 226594 196379 228147 Yield 6.60 % 8.36 % 6.82 % 8.43 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.32 % 7.60 % 9.40 % 20.6% 8.31 % 10.53 % 8.59 % 10.62 % 30.9% 9.55 % 12.10 % 9.87 % 12.20 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 8.36 % 6.82 % 8.43 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.84 % 9.27 % 10.92 % 80 CCE Saving @ 30.9% 10.54 % 12.36 % 10.76 % 12.44 % 80 CCE Saving @ 10.3% 7.74 % 9.52 % 7.97 % 9.60 %

Sr. No. Name 1 2 3 4 Mr. Anil Vishandas Tinani Kum. Karishma Anil Tinani Mrs. Komal A Tinani Mast Karan A Tinani

Age 48 20 47 13

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 226594 196379 228147

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Poonam Vriti Tinani

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Poonam Vriti Tinani Mr. Jai Vriti Tinani Mast Dimmy Tinani Jeevan Vriddhi Age 41 48 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 192347 228917 Yield 7.71 % 6.60 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 7.36 % 9.44 % 20.6% 9.71 % 8.31 % 10.67 % 30.9% 11.16 % 9.55 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 6.60 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 9.04 % 10.96 % 80 CCE Saving @ 30.9% 11.69 % 10.54 % 12.48 % 80 CCE Saving @ 10.3% 8.87 % 7.74 % 9.63 %

Sr. No. Name 1 2 3 Mrs. Poonam Vriti Tinani Mr. Jai Vriti Tinani Mast Dimmy Tinani

Age 41 48 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 192347 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jeevan S. Tayade


At Post Padghe, Bhiwandi, Pin:421302

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jeevan S. Tayade Jeevan Vriddhi Age 36 Premium 100000 S.Tax 1545 Total 101545 Maturity 220661 Yield 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 20.6% 10.16 % 30.9% 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 80 CCE Saving @ 30.9% 12.06 % 80 CCE Saving @ 10.3% 9.23 %

Sr. No. Name 1 Mr. Jeevan S. Tayade

Age 36

Premium 100000

Total 101545

Maturity 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Nyoka L Tixeira


Flat# 6, Gonzalo Garcia, Premier Auto Rd, Church Ward, Kurla West, Mumbai, Mumbai, Pin:400070 Dear Nyoka, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Nyoka L Tixeira Mr. Lancelot Tixeria Jeevan Vriddhi Age 43 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 213378 Yield 7.49 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.60 % 20.6% 9.43 % 9.71 % 30.9% 10.84 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.18 % 80 CCE Saving @ 30.9% 11.46 % 11.69 % 80 CCE Saving @ 10.3% 8.64 % 8.87 %

Sr. No. Name 1 2 Mrs. Nyoka L Tixeira Mr. Lancelot Tixeria

Age 43 41

Premium 100000 100000

Total 101545 101545

Maturity 209027 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravi P Thakur


Flat No.6, Shiv Kripa, Malbar Hill Road, Mulund Colony, Mulund West,Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ravi P Thakur Mrs. Sapna R Thakur Ms. Laveena R Thakur Mast Divyesh Ravi Thakur Jeevan Vriddhi Age 43 38 15 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 218268 227584 228917 Yield 7.49 % 7.95 % 8.40 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.86 % 9.36 % 9.44 % 20.6% 9.43 % 10.01 % 10.58 % 10.67 % 30.9% 10.84 % 11.51 % 12.16 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 7.95 % 8.40 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.43 % 10.89 % 10.96 % 80 CCE Saving @ 30.9% 11.46 % 11.94 % 12.41 % 12.48 % 80 CCE Saving @ 10.3% 8.64 % 9.11 % 9.57 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Ravi P Thakur Mrs. Sapna R Thakur Ms. Laveena R Thakur Mast Divyesh Ravi Thakur

Age 43 38 15 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 218268 227584 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaikishan C Talreja


Barrack No.235, Behind Municipal School, Adarsh Samta Nagar, Mulund Colony, Mulund (W), Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jaikishan C Talreja(E Mrs. Priya J Talreja(E Mast Mayur J Talreja Mast Kunal J Talreja Jeevan Vriddhi Age 42 35 17 14 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 221652 227115 227851 Yield 7.61 % 8.12 % 8.38 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 9.05 % 9.34 % 9.39 % 20.6% 9.58 % 10.23 % 10.55 % 10.60 % 30.9% 11.01 % 11.75 % 12.13 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 8.12 % 8.38 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.60 % 10.87 % 10.90 % 80 CCE Saving @ 30.9% 11.58 % 12.11 % 12.39 % 12.42 % 80 CCE Saving @ 10.3% 8.76 % 9.28 % 9.55 % 9.58 %

Sr. No. Name 1 2 3 4 Mr. Jaikishan C Talreja(E Mrs. Priya J Talreja(E Mast Mayur J Talreja Mast Kunal J Talreja

Age 42 35 17 14

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 221652 227115 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash D Thakkar


A/1104 Sagar Garden, L.B.S Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Kavita P Thakker Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Ms. Kavita P Thakker

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Falguni Katira


B-504 Runwal Towers, LBS Marg, Mulund West, Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Falguni Katira Jeevan Vriddhi Age 30 Premium 100000 S.Tax 1545 Total 101545 Maturity 224983 Yield 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 20.6% 10.43 % 30.9% 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 80 CCE Saving @ 30.9% 12.28 % 80 CCE Saving @ 10.3% 9.44 %

Sr. No. Name 1 Ms. Falguni Katira

Age 30

Premium 100000

Total 101545

Maturity 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Neeta M Thakker


301, Sai Nidhi Apt., Plot No. F15/3 & F15/4, Sector 9, Airoli, navi mumbai, Pin:400708 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Neeta M Thakker Ms. Neha M Thakker Jeevan Vriddhi Age 48 27 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 225789 Yield 6.60 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.28 % 20.6% 8.31 % 10.48 % 30.9% 9.55 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.80 % 80 CCE Saving @ 30.9% 10.54 % 12.32 % 80 CCE Saving @ 10.3% 7.74 % 9.48 %

Sr. No. Name 1 2 Ms. Neeta M Thakker Ms. Neha M Thakker

Age 48 27

Premium 100000 100000

Total 101545 101545

Maturity 192347 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore R Tank


143-272 D, Mulund Colony, Last Bus Stop, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Manish K Tank Ms. Monica K Tank Mr. Ghanshyam K Tank Jeevan Vriddhi Age 24 24 34 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 226171 226171 222526 Yield 8.34 % 8.34 % 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.30 % 9.10 % 20.6% 10.50 % 10.50 % 10.28 % 30.9% 12.07 % 12.07 % 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.34 % 8.34 % 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.82 % 10.64 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 12.16 % 80 CCE Saving @ 10.3% 9.50 % 9.50 % 9.32 %

Sr. No. Name 1 2 3 Mr. Manish K Tank Ms. Monica K Tank Mr. Ghanshyam K Tank

Age 24 24 34

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 226171 226171 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Milind R Tank


143/272 D, Mulund Colony, Last Bus Stop, Opp Paras VIlla, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Milind R Tank(E Ms. Sonal R Tank Jeevan Vriddhi Age 33 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 224531 Yield 8.20 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.21 % 20.6% 10.33 % 10.40 % 30.9% 11.87 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.74 % 80 CCE Saving @ 30.9% 12.20 % 12.26 % 80 CCE Saving @ 10.3% 9.36 % 9.42 %

Sr. No. Name 1 2 Mr. Milind R Tank(E Ms. Sonal R Tank

Age 33 31

Premium 100000 100000

Total 101545 101545

Maturity 223291 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dharmendra Sajnani


Lokhandwala Complex

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dharmendra Sajnani Jeevan Vriddhi Age 47 Premium 100000 S.Tax 1545 Total 101545 Maturity 196379 Yield 6.82 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 20.6% 8.59 % 30.9% 9.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.82 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 80 CCE Saving @ 30.9% 10.76 % 80 CCE Saving @ 10.3% 7.97 %

Sr. No. Name 1 Mr. Dharmendra Sajnani

Age 47

Premium 100000

Total 101545

Maturity 196379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Aj
106-17-18, Malbar Hill Rd, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Aj Mr. Rajendra J Thawani Ms. Archana R Thawani Mast Vishal R Thawani Jeevan Vriddhi Age 45 50 21 19 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 203396 183344 226466 226744 Yield 7.19 % 6.09 % 8.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 6.79 % 9.31 % 9.32 % 20.6% 9.06 % 7.67 % 10.52 % 10.53 % 30.9% 10.41 % 8.81 % 12.08 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.19 % 6.09 % 8.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 8.52 % 10.84 % 10.85 % 80 CCE Saving @ 30.9% 11.15 % 10.01 % 12.35 % 12.37 % 80 CCE Saving @ 10.3% 8.35 % 7.23 % 9.52 % 9.53 %

Sr. No. Name 1 2 3 4 Mrs. Aj Mr. Rajendra J Thawani Ms. Archana R Thawani Mast Vishal R Thawani

Age 45 50 21 19

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 203396 183344 226466 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh K Tilwani


6 Siddharth Towers, Thane (east), Pin:400603

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kamlesh K Tilwani Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Kamlesh K Tilwani

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh B Thakker


27, Ceroline House, 2nd Flr, D'souza Wadi, Check Naka, Thane West, Thane West

Dear Jayesh JI, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jayesh B Thakker Mrs. Priti J Thakker Mast Pratham J Thakker Mr. Harish B Thakkar Jeevan Vriddhi Age 40 36 9 43 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 220661 229966 209027 Yield 7.80 % 8.07 % 8.52 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.00 % 9.50 % 8.35 % 20.6% 9.82 % 10.16 % 10.73 % 9.43 % 30.9% 11.29 % 11.68 % 12.33 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 8.07 % 8.52 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.55 % 11.01 % 9.95 % 80 CCE Saving @ 30.9% 11.78 % 12.06 % 12.53 % 11.46 % 80 CCE Saving @ 10.3% 8.96 % 9.23 % 9.68 % 8.64 %

Sr. No. Name 1 2 3 4 Mr. Jayesh B Thakker Mrs. Priti J Thakker Mast Pratham J Thakker Mr. Harish B Thakkar

Age 40 36 9 43

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 220661 229966 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Pawan Thakur


A,101,Silver Oaxs, Vasant Garden Co-Op Hsg, Off L.B.S.Marg, Mulund (West),Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Pawan Thakur Mrs. Aarti P Thakur Mrs. Yash P Thakur Ms. Kushi P Thakur Jeevan Vriddhi Age 42 39 17 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 216826 227115 229334 Yield 7.61 % 7.88 % 8.38 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.78 % 9.34 % 9.46 % 20.6% 9.58 % 9.92 % 10.55 % 10.69 % 30.9% 11.01 % 11.40 % 12.13 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 7.88 % 8.38 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.36 % 10.87 % 10.98 % 80 CCE Saving @ 30.9% 11.58 % 11.87 % 12.39 % 12.50 % 80 CCE Saving @ 10.3% 8.76 % 9.04 % 9.55 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Pawan Thakur Mrs. Aarti P Thakur Mrs. Yash P Thakur Ms. Kushi P Thakur

Age 42 39 17 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 216826 227115 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash Taneja


Rs, Rs, Rs, Srsrsr

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Prakash Taneja Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Prakash Taneja

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Bharat R Thakkar


23, Plot No-535, Chandra Niwas, N.S.Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Bharat R Thakkar Mrs. Rekha B Thakkar Jeevan Vriddhi Age 47 42 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 196379 211350 Yield 6.82 % 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.48 % 20.6% 8.59 % 9.58 % 30.9% 9.87 % 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.82 % 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.07 % 80 CCE Saving @ 30.9% 10.76 % 11.58 % 80 CCE Saving @ 10.3% 7.97 % 8.76 %

Sr. No. Name 1 2 Mr. Bharat R Thakkar Mrs. Rekha B Thakkar

Age 47 42

Premium 100000 100000

Total 101545 101545

Maturity 196379 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Dr. Damodar Tolani


Block-B, Flat-601, 6th Floor,2,3,4, Manishnagar Bldg, 4 Banglows, Andheri(W), Pin:Mumbai Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Hema D Tolani Ms. Pinkky D Tolani Mr. Avinash D Tolani Jeevan Vriddhi Age 49 27 25 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 188019 225789 226066 Yield 6.35 % 8.32 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.28 % 9.29 % 20.6% 8.00 % 10.48 % 10.49 % 30.9% 9.19 % 12.04 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.35 % 8.32 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.80 % 10.82 % 80 CCE Saving @ 30.9% 10.28 % 12.32 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 9.48 % 9.50 %

Sr. No. Name 1 2 3 Mr. Hema D Tolani Ms. Pinkky D Tolani Mr. Avinash D Tolani

Age 49 27 25

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 188019 225789 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh T Tannani


123/129, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Suresh T Tannani Mrs. Rita S Tannani Ms. Swati S Tannani Mr. Jaiprakash T Tannani Jeevan Vriddhi Age 48 48 21 43 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 192347 226466 209027 Yield 6.60 % 6.60 % 8.35 % 7.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.36 % 9.31 % 8.35 % 20.6% 8.31 % 8.31 % 10.52 % 9.43 % 30.9% 9.55 % 9.55 % 12.08 % 10.84 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 6.60 % 8.35 % 7.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.04 % 10.84 % 9.95 % 80 CCE Saving @ 30.9% 10.54 % 10.54 % 12.35 % 11.46 % 80 CCE Saving @ 10.3% 7.74 % 7.74 % 9.52 % 8.64 %

Sr. No. Name 1 2 3 4 Mr. Suresh T Tannani Mrs. Rita S Tannani Ms. Swati S Tannani Mr. Jaiprakash T Tannani

Age 48 48 21 43

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 192347 226466 209027

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Naresh P Thakur


301, Royal Touch, Yogi Hills, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Tarun N Thakur Mr. Rakesh Naresh Thakur Mrs. Shruti R Thakur Jeevan Vriddhi Age 34 31 32 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 224531 223963 Yield 8.16 % 8.26 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.21 % 9.18 % 20.6% 10.28 % 10.40 % 10.37 % 30.9% 11.81 % 11.95 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.26 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.74 % 10.71 % 80 CCE Saving @ 30.9% 12.16 % 12.26 % 12.23 % 80 CCE Saving @ 10.3% 9.32 % 9.42 % 9.39 %

Sr. No. Name 1 2 3 Mr. Tarun N Thakur Mr. Rakesh Naresh Thakur Mrs. Shruti R Thakur

Age 34 31 32

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 224531 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sarika R Tekwani


13, Renuka Sankalp CHS, Rest Camp Road, Deolali, Pin:422401

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Tina R Tekwani Mr. Mukesh R Tekwani Jeevan Vriddhi Age 26 21 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 225945 226466 Yield 8.33 % 8.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.31 % 20.6% 10.49 % 10.52 % 30.9% 12.05 % 12.08 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.81 % 10.84 % 80 CCE Saving @ 30.9% 12.33 % 12.35 % 80 CCE Saving @ 10.3% 9.49 % 9.52 %

Sr. No. Name 1 2 Ms. Tina R Tekwani Mr. Mukesh R Tekwani

Age 26 21

Premium 100000 100000

Total 101545 101545

Maturity 225945 226466

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalit J Tolani


Shop No-A/1, Sunil Textile,Mohtta Mkt, Groung Floor, Palton Rd, Mumbai, Pin:400001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Lalit J Tolani Jeevan Vriddhi Age 33 Premium 100000 S.Tax 1545 Total 101545 Maturity 223291 Yield 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 20.6% 10.33 % 30.9% 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 80 CCE Saving @ 30.9% 12.20 % 80 CCE Saving @ 10.3% 9.36 %

Sr. No. Name 1 Mr. Lalit J Tolani

Age 33

Premium 100000

Total 101545

Maturity 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Paramjit Kaur Thethi


118/93,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Paramjit Kaur Thethi Mrs. SarbjitKaur Thethi Jeevan Vriddhi Age 33 36 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 220661 Yield 8.20 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.00 % 20.6% 10.33 % 10.16 % 30.9% 11.87 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.55 % 80 CCE Saving @ 30.9% 12.20 % 12.06 % 80 CCE Saving @ 10.3% 9.36 % 9.23 %

Sr. No. Name 1 2 Ms. Paramjit Kaur Thethi Mrs. SarbjitKaur Thethi

Age 33 36

Premium 100000 100000

Total 101545 101545

Maturity 223291 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jayesh M Thakkar


B-901, Runwal Towers, LBS Marg,, Mulund west, Mumbai, Pin:400080

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Jayesh M Thakkar Mrs. Daxa Jayesh Thakkar Ms. Trisha J Thakkar Ms. Yesha Jayesh Thakkar Jeevan Vriddhi Age 47 44 19 15 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 206379 226744 227584 Yield 6.82 % 7.35 % 8.36 % 8.40 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.19 % 9.32 % 9.36 % 20.6% 8.59 % 9.26 % 10.53 % 10.58 % 30.9% 9.87 % 10.64 % 12.10 % 12.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.35 % 8.36 % 8.40 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.81 % 10.85 % 10.89 % 80 CCE Saving @ 30.9% 10.76 % 11.32 % 12.37 % 12.41 % 80 CCE Saving @ 10.3% 7.97 % 8.50 % 9.53 % 9.57 %

Sr. No. Name 1 2 3 4 Mr. Jayesh M Thakkar Mrs. Daxa Jayesh Thakkar Ms. Trisha J Thakkar Ms. Yesha Jayesh Thakkar

Age 47 44 19 15

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 206379 226744 227584

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Rose Thomas


1, Blue Galaxy 1 A, Rambaug Lane 5, Kalyan West, Kalyan

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mrs. Rose Thomas Mr. Kushimannil M Thomas Mast Kelwin Thomas Jeevan Vriddhi Age 42 43 16 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 211350 209027 227336 Yield 7.61 % 7.49 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.35 % 9.35 % 20.6% 9.58 % 9.43 % 10.57 % 30.9% 11.01 % 10.84 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.61 % 7.49 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 9.95 % 10.88 % 80 CCE Saving @ 30.9% 11.58 % 11.46 % 12.40 % 80 CCE Saving @ 10.3% 8.76 % 8.64 % 9.56 %

Sr. No. Name 1 2 3 Mrs. Rose Thomas Mr. Kushimannil M Thomas Mast Kelwin Thomas

Age 42 43 16

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 211350 209027 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Jyotsana R Thakur


Flat No 07, Dhankor Apt, Opp Dr. Ghodke's Bunglow, Kalpataru Nagar, Ashoka Marg, Nasik Pune Rd, Nasikh, Pin:422011 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Jyotsana R Thakur Mast Raj R Thakur Jeevan Vriddhi Age 32 12 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 228517 Yield 8.23 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.42 % 20.6% 10.37 % 10.64 % 30.9% 11.91 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.94 % 80 CCE Saving @ 30.9% 12.23 % 12.46 % 80 CCE Saving @ 10.3% 9.39 % 9.62 %

Sr. No. Name 1 2 Mrs. Jyotsana R Thakur Mast Raj R Thakur

Age 32 12

Premium 100000 100000

Total 101545 101545

Maturity 223963 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Anita S Tiwari


1501 A Wing Twinkletower, Nr.Highland Resi., Dhokali Kolshet Road, Thane, Pin:400607 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Anita S Tiwari Mr. Santosh B Tiwari Jeevan Vriddhi Age 46 41 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 200064 213378 Yield 7.02 % 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.60 % 20.6% 8.84 % 9.71 % 30.9% 10.16 % 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.02 % 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 10.18 % 80 CCE Saving @ 30.9% 10.97 % 11.69 % 80 CCE Saving @ 10.3% 8.17 % 8.87 %

Sr. No. Name 1 2 Mrs. Anita S Tiwari Mr. Santosh B Tiwari

Age 46 41

Premium 100000 100000

Total 101545 101545

Maturity 200064 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Shilpa A Tambe


Shree Samarth CHSL., SECTOR NO. 15, C-16-2, Welcome Dry Fruit, Airoli, THANE, Pin:400706 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Shilpa A Tambe Mast Ninad A Tambe Jeevan Vriddhi Age 48 23 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 192347 226263 Yield 6.60 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.30 % 20.6% 8.31 % 10.50 % 30.9% 9.55 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.60 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.83 % 80 CCE Saving @ 30.9% 10.54 % 12.34 % 80 CCE Saving @ 10.3% 7.74 % 9.51 %

Sr. No. Name 1 2 Mrs. Shilpa A Tambe Mast Ninad A Tambe

Age 48 23

Premium 100000 100000

Total 101545 101545

Maturity 192347 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ravinder P Tsher


, C/o, Jeet Electrical

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Ravinder P Tsher Kum. Chanpreet R Tsher Jeevan Vriddhi Age 37 11 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 228917 Yield 8.02 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.44 % 20.6% 10.10 % 10.67 % 30.9% 11.61 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.96 % 80 CCE Saving @ 30.9% 12.01 % 12.48 % 80 CCE Saving @ 10.3% 9.18 % 9.63 %

Sr. No. Name 1 2 Mr. Ravinder P Tsher Kum. Chanpreet R Tsher

Age 37 11

Premium 100000 100000

Total 101545 101545

Maturity 219537 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kaushik P Tanna


19, Neelkiran, Gupta Niwas Compound, V.p. Road, Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kaushik P Tanna Jeevan Vriddhi Age 31 Premium 100000 S.Tax 1545 Total 101545 Maturity 224531 Yield 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 20.6% 10.40 % 30.9% 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 80 CCE Saving @ 30.9% 12.26 % 80 CCE Saving @ 10.3% 9.42 %

Sr. No. Name 1 Mr. Kaushik P Tanna

Age 31

Premium 100000

Total 101545

Maturity 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh M Tanna


9, Jai Sagar Society, Kasturba Road, Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh M Tanna Jeevan Vriddhi Age 41 Premium 100000 S.Tax 1545 Total 101545 Maturity 213378 Yield 7.71 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 20.6% 9.71 % 30.9% 11.16 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.71 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 80 CCE Saving @ 30.9% 11.69 % 80 CCE Saving @ 10.3% 8.87 %

Sr. No. Name 1 Mr. Rajesh M Tanna

Age 41

Premium 100000

Total 101545

Maturity 213378

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Dhiren M Thakkar


D-15, Hansa Sagar, Govardhan Nagar, L.B.S Marg, Mulund (W), Mumbai., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Dhiren M Thakkar Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Mr. Dhiren M Thakkar

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Darshan C Thakker


C/3,202, Swastik Park CHS, Near Brahmand Complex, Ghodbunder Road, Thane (WEST), Pin:400607 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Darshan C Thakker Mrs. Trupti D Thakker Jeevan Vriddhi Age 44 40 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 215191 Yield 7.35 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.70 % 20.6% 9.26 % 9.82 % 30.9% 10.64 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.27 % 80 CCE Saving @ 30.9% 11.32 % 11.78 % 80 CCE Saving @ 10.3% 8.50 % 8.96 %

Sr. No. Name 1 2 Mr. Darshan C Thakker Mrs. Trupti D Thakker

Age 44 40

Premium 100000 100000

Total 101545 101545

Maturity 206379 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh J Thadhani


A-402, Lok Angan, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Suresh Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Suresh J Thadhani(E Mrs. Vaishali S Thadhani Jeevan Vriddhi Age 33 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223291 224531 Yield 8.20 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.21 % 20.6% 10.33 % 10.40 % 30.9% 11.87 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.20 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.74 % 80 CCE Saving @ 30.9% 12.20 % 12.26 % 80 CCE Saving @ 10.3% 9.36 % 9.42 %

Sr. No. Name 1 2 Mr. Suresh J Thadhani(E Mrs. Vaishali S Thadhani

Age 33 31

Premium 100000 100000

Total 101545 101545

Maturity 223291 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vicky L Tikmani


C/o Krishna Crackers Shop, Kopri Colony, Thane (W), Thane, Mumbai, Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Vicky L Tikmani Mrs. Mansi V Tikmani Ms. Kiran L Tikmani Jeevan Vriddhi Age 30 28 18 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224983 225592 226918 Yield 8.28 % 8.31 % 8.37 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.26 % 9.33 % 20.6% 10.43 % 10.47 % 10.54 % 30.9% 11.98 % 12.03 % 12.11 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.28 % 8.31 % 8.37 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.79 % 10.86 % 80 CCE Saving @ 30.9% 12.28 % 12.31 % 12.38 % 80 CCE Saving @ 10.3% 9.44 % 9.47 % 9.54 %

Sr. No. Name 1 2 3 Mr. Vicky L Tikmani Mrs. Mansi V Tikmani Ms. Kiran L Tikmani

Age 30 28 18

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224983 225592 226918

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mahesh C Tilokani


Mahesh Niwas, Block No. A-71, Room No. 422, Opp. Sunita Apartment, Gol Maidan, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Mahesh C Tilokani Mrs. Mala M Tilokani Mr. Jagdish L Kapurani Jeevan Vriddhi Age 48 36 40 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 192347 220661 215191 Yield 6.60 % 8.07 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.00 % 8.70 % 20.6% 8.31 % 10.16 % 9.82 % 30.9% 9.55 % 11.68 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 6.60 % 8.07 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.55 % 10.27 % 80 CCE Saving @ 30.9% 10.54 % 12.06 % 11.78 % 80 CCE Saving @ 10.3% 7.74 % 9.23 % 8.96 %

Sr. No. Name 1 2 3 Mr. Mahesh C Tilokani Mrs. Mala M Tilokani Mr. Jagdish L Kapurani

Age 48 36 40

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 192347 220661 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chander U Tolani


H - 160. Prem Nagar, Kopri Colony, Thane (W), Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Chander U Tolani Mrs. Manisha C Tolani Mr. Krishna C Tolani Mr. Pratham C Tolani Jeevan Vriddhi Age 40 35 13 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 215191 221652 228147 229966 Yield 7.80 % 8.12 % 8.43 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 9.05 % 9.40 % 9.50 % 20.6% 9.82 % 10.23 % 10.62 % 10.73 % 30.9% 11.29 % 11.75 % 12.20 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.80 % 8.12 % 8.43 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.60 % 10.92 % 11.01 % 80 CCE Saving @ 30.9% 11.78 % 12.11 % 12.44 % 12.53 % 80 CCE Saving @ 10.3% 8.96 % 9.28 % 9.60 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Chander U Tolani Mrs. Manisha C Tolani Mr. Krishna C Tolani Mr. Pratham C Tolani

Age 40 35 13 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 215191 221652 228147 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalchand U Tolani


H-160 Prem Nagar, Kopri Colony, Thane (W), Thane, Pin:400603 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Lalchand U Tolani Mrs. Meena L Tolani Ms. Komal L Tolani Mr. Satish L Tolani Jeevan Vriddhi Age 48 47 20 23 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 196379 226594 226263 Yield 6.60 % 6.82 % 8.36 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 7.60 % 9.32 % 9.30 % 20.6% 8.31 % 8.59 % 10.53 % 10.50 % 30.9% 9.55 % 9.87 % 12.10 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 6.82 % 8.36 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 9.27 % 10.84 % 10.83 % 80 CCE Saving @ 30.9% 10.54 % 10.76 % 12.36 % 12.34 % 80 CCE Saving @ 10.3% 7.74 % 7.97 % 9.52 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Lalchand U Tolani Mrs. Meena L Tolani Ms. Komal L Tolani Mr. Satish L Tolani

Age 48 47 20 23

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 196379 226594 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ashok Thakur


1302, Sai Radiance Bldg., E - Wing, Sector 15, Nr. Moti Mehalgrand Hotel, C B D Belapur, Navmumbai, Pin:400614 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ashok Thakur Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Ashok Thakur

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Arun Taula


B / 503, Brahma Niwas, MHADA, Mulund (E), Mumbai, Mumbai, Pin:400081 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Arun Taula Mrs. Jyothi A Taula Jeevan Vriddhi Age 36 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 221652 Yield 8.07 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.05 % 20.6% 10.16 % 10.23 % 30.9% 11.68 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.60 % 80 CCE Saving @ 30.9% 12.06 % 12.11 % 80 CCE Saving @ 10.3% 9.23 % 9.28 %

Sr. No. Name 1 2 Mr. Arun Taula Mrs. Jyothi A Taula

Age 36 35

Premium 100000 100000

Total 101545 101545

Maturity 220661 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rakesh Tiwari


Blk Nimbkar Socy, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Dear Rakesh Tiwari, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rakesh Tiwari Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Rakesh Tiwari

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore Thakur


, Nasik

Respected Kishore Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kishore Thakur Mrs. Jyoti Kishore Thakur Mast Vinay K Thakur Ms Payal Kishore Thakur Jeevan Vriddhi Age 44 43 17 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 209027 227115 228517 Yield 7.35 % 7.49 % 8.38 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.35 % 9.34 % 9.42 % 20.6% 9.26 % 9.43 % 10.55 % 10.64 % 30.9% 10.64 % 10.84 % 12.13 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 7.49 % 8.38 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.95 % 10.87 % 10.94 % 80 CCE Saving @ 30.9% 11.32 % 11.46 % 12.39 % 12.46 % 80 CCE Saving @ 10.3% 8.50 % 8.64 % 9.55 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Kishore Thakur Mrs. Jyoti Kishore Thakur Mast Vinay K Thakur Ms Payal Kishore Thakur

Age 44 43 17 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 209027 227115 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Harish B Thakkar


R.no.27, 2nd Flr, Caroline House, D;souza Wadi, Shivaji Nagar, Thane, Pin:400604 Dear Harish Bhai, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Harish B Thakkar Mrs. Meena H Thakkar Jeevan Vriddhi Age 43 44 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 209027 206379 Yield 7.49 % 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.19 % 20.6% 9.43 % 9.26 % 30.9% 10.84 % 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.49 % 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 9.81 % 80 CCE Saving @ 30.9% 11.46 % 11.32 % 80 CCE Saving @ 10.3% 8.64 % 8.50 %

Sr. No. Name 1 2 Mr. Harish B Thakkar Mrs. Meena H Thakkar

Age 43 44

Premium 100000 100000

Total 101545 101545

Maturity 209027 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh M Thakkar


A-302, Lotus, Prestige Residence, Village Kevesar, Ghodbunder Road, Thane, Pin:400610 Dear Rajesh, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rajesh M Thakkar Mr. Rakesh M Thakkar Jeevan Vriddhi Age 40 40 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 215191 215191 Yield 7.80 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.70 % 20.6% 9.82 % 9.82 % 30.9% 11.29 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.80 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.27 % 80 CCE Saving @ 30.9% 11.78 % 11.78 % 80 CCE Saving @ 10.3% 8.96 % 8.96 %

Sr. No. Name 1 2 Mr. Rajesh M Thakkar Mr. Rakesh M Thakkar

Age 40 40

Premium 100000 100000

Total 101545 101545

Maturity 215191 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjay S Udani


A-12,G.F,Unique Shopping, Centre,Nr.St.Xavier'S, School,Jamnagar-8

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sanjay S Udani Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Sanjay S Udani

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Himmatbhai Uppadhyay


30,2nd Flr,Vimal Kunj, Kishan Nagar No.1, Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Mehul H. Upadhay Jeevan Vriddhi Age 34 Premium 100000 S.Tax 1545 Total 101545 Maturity 222526 Yield 8.16 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 20.6% 10.28 % 30.9% 11.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.16 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 80 CCE Saving @ 30.9% 12.16 % 80 CCE Saving @ 10.3% 9.32 %

Sr. No. Name 1 Mr. Mehul H. Upadhay

Age 34

Premium 100000

Total 101545

Maturity 222526

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Inderjit A Uppal


73/4 Hindustan Chowk(Bk Sd), Mulund Colony, Mulund (west), Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Inderjit A Uppal Mrs. Sangeeta I Uppal Ms. Rajpreet I Uppal Ms. Poonam Jagasia Jeevan Vriddhi Age 33 29 9 27 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 223291 225325 229966 225789 Yield 8.20 % 8.30 % 8.52 % 8.32 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.14 % 9.25 % 9.50 % 9.28 % 20.6% 10.33 % 10.45 % 10.73 % 10.48 % 30.9% 11.87 % 12.01 % 12.33 % 12.04 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.20 % 8.30 % 8.52 % 8.32 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.68 % 10.78 % 11.01 % 10.80 % 80 CCE Saving @ 30.9% 12.20 % 12.30 % 12.53 % 12.32 % 80 CCE Saving @ 10.3% 9.36 % 9.46 % 9.68 % 9.48 %

Sr. No. Name 1 2 3 4 Mr. Inderjit A Uppal Mrs. Sangeeta I Uppal Ms. Rajpreet I Uppal Ms. Poonam Jagasia

Age 33 29 9 27

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 223291 225325 229966 225789

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh S Upadhyay


B 304, Arihant Apts, Shanti Park, Mira Road, Thane East., Pin:401107 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh S Upadhyay Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Rajesh S Upadhyay

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kishore M Umap


128-164,Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Kishore M Umap Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Kishore M Umap

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Shilpa S Ubhrani


201, Ashray Apartment, Opp Convent School, Lunsikui Road, Navsari

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Ms. Shilpa S Ubhrani Ms. Dimpi S Ubhrani Jeevan Vriddhi Age 23 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226263 226066 Yield 8.34 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 9.29 % 20.6% 10.50 % 10.49 % 30.9% 12.07 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.34 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 10.82 % 80 CCE Saving @ 30.9% 12.34 % 12.34 % 80 CCE Saving @ 10.3% 9.51 % 9.50 %

Sr. No. Name 1 2 Ms. Shilpa S Ubhrani Ms. Dimpi S Ubhrani

Age 23 25

Premium 100000 100000

Total 101545 101545

Maturity 226263 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Pallavi R Udhalikar


801, Jangid Tower, Shanti Park, Mtnl Rd.,Mira Rd (E), Thane, Pin:401107 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mrs. Pallavi R Udhalikar Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mrs. Pallavi R Udhalikar

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sanjiv V Ukadgaonker


18 , Vijigisha Society, Opp. IIT Market, Near Mukteshwar Aashram, Powai, Mumbai, Pin:400076 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sanjeev V Ukadgaonker Jeevan Vriddhi Age 23 Premium 100000 S.Tax 1545 Total 101545 Maturity 226263 Yield 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.30 % 20.6% 10.50 % 30.9% 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.83 % 80 CCE Saving @ 30.9% 12.34 % 80 CCE Saving @ 10.3% 9.51 %

Sr. No. Name 1 Mr. Sanjeev V Ukadgaonker

Age 23

Premium 100000

Total 101545

Maturity 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaikishin H Vishnani


78/3 Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Jaikishin H Vishnani Jeevan Vriddhi Age 42 Premium 100000 S.Tax 1545 Total 101545 Maturity 211350 Yield 7.61 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 20.6% 9.58 % 30.9% 11.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.61 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 80 CCE Saving @ 30.9% 11.58 % 80 CCE Saving @ 10.3% 8.76 %

Sr. No. Name 1 Mr. Jaikishin H Vishnani

Age 42

Premium 100000

Total 101545

Maturity 211350

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Udhavdas Vishu


Behind Bldg No:12, Kopari Colony, Thane (e), Pin:400603

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vijay Udhavdas Vishu Mr. Kamlesh U Vishu Jeevan Vriddhi Age 37 39 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 216826 Yield 8.02 % 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.78 % 20.6% 10.10 % 9.92 % 30.9% 11.61 % 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.36 % 80 CCE Saving @ 30.9% 12.01 % 11.87 % 80 CCE Saving @ 10.3% 9.18 % 9.04 %

Sr. No. Name 1 2 Mr. Vijay Udhavdas Vishu Mr. Kamlesh U Vishu

Age 37 39

Premium 100000 100000

Total 101545 101545

Maturity 219537 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Daisy Vazirani


Blk 21-N, Saraswati Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Daisy Vazirani Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Ms. Daisy Vazirani

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajesh M Vinchure


R No 2 3rd Flr, Tirumati Sadan, Kishan Ngr 1,Wagle Estate, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajesh M Vinchure Jeevan Vriddhi Age 40 Premium 100000 S.Tax 1545 Total 101545 Maturity 215191 Yield 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 20.6% 9.82 % 30.9% 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 80 CCE Saving @ 30.9% 11.78 % 80 CCE Saving @ 10.3% 8.96 %

Sr. No. Name 1 Mr. Rajesh M Vinchure

Age 40

Premium 100000

Total 101545

Maturity 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haribhai J Varchand


B-901,Runwal Tower, L.B.S.Marg, Mulund W, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 6 Mr. Haribhai J Varchand Mrs. Ami H Jiva Mast Devji H Varchand Ms. Paneeri H Varchand Ms. Jharna H Varchand Ms. Mayuri H Varchand Jeevan Vriddhi Age 46 44 14 22 20 16 Premium 100000 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 101545 Maturity 200064 206379 227851 226356 226594 227336 Yield 7.02 % 7.35 % 8.42 % 8.35 % 8.36 % 8.39 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 8.19 % 9.39 % 9.31 % 9.32 % 9.35 % 20.6% 8.84 % 9.26 % 10.60 % 10.52 % 10.53 % 10.57 % 30.9% 10.16 % 10.64 % 12.19 % 12.08 % 12.10 % 12.14 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 1545 80 CCE not available 7.02 % 7.35 % 8.42 % 8.35 % 8.36 % 8.39 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.81 % 10.90 % 10.83 % 10.84 % 10.88 % 80 CCE Saving @ 30.9% 10.97 % 11.32 % 12.42 % 12.35 % 12.36 % 12.40 % 80 CCE Saving @ 10.3% 8.17 % 8.50 % 9.58 % 9.51 % 9.52 % 9.56 %

Sr. No. Name 1 2 3 4 5 6 Mr. Haribhai J Varchand Mrs. Ami H Jiva Mast Devji H Varchand Ms. Paneeri H Varchand Ms. Jharna H Varchand Ms. Mayuri H Varchand

Age 46 44 14 22 20 16

Premium 100000 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545 101545

Maturity 200064 206379 227851 226356 226594 227336

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Vandana R Vaswani


Block No.9-5, Last Bus Stop, Mulund Colony, Mumbai, Pin:400082 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Vandana R Vaswani Jeevan Vriddhi Age 32 Premium 100000 S.Tax 1545 Total 101545 Maturity 223963 Yield 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 20.6% 10.37 % 30.9% 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 80 CCE Saving @ 30.9% 12.23 % 80 CCE Saving @ 10.3% 9.39 %

Sr. No. Name 1 Ms. Vandana R Vaswani

Age 32

Premium 100000

Total 101545

Maturity 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shabbir A Vora


B-402, Supernal Garden, Dhokali , Kolshet Road, Thane West, Pin:400612

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Shabbir A Vora Mrs. Fatima S Vora Jeevan Vriddhi Age 36 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 224983 Yield 8.07 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.23 % 20.6% 10.16 % 10.43 % 30.9% 11.68 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.76 % 80 CCE Saving @ 30.9% 12.06 % 12.28 % 80 CCE Saving @ 10.3% 9.23 % 9.44 %

Sr. No. Name 1 2 Mr. Shabbir A Vora Mrs. Fatima S Vora

Age 36 30

Premium 100000 100000

Total 101545 101545

Maturity 220661 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Gopal C Valecha


Flat No.102, Chandan Apartment, Opp Nagar News, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Ms. Mona G Valecha Mrs. Jaya Gopal Valecha Mast Roshan Gopal Valecha Jeevan Vriddhi Age 16 48 12 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 227336 192347 228517 Yield 8.39 % 6.60 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.35 % 7.36 % 9.42 % 20.6% 10.57 % 8.31 % 10.64 % 30.9% 12.14 % 9.55 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.39 % 6.60 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.88 % 9.04 % 10.94 % 80 CCE Saving @ 30.9% 12.40 % 10.54 % 12.46 % 80 CCE Saving @ 10.3% 9.56 % 7.74 % 9.62 %

Sr. No. Name 1 2 3 Ms. Mona G Valecha Mrs. Jaya Gopal Valecha Mast Roshan Gopal Valecha

Age 16 48 12

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 227336 192347 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Haresh M Vachhani


106/15, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Haresh M Vachhani(E Mrs. Honey H Vachhani(E Ms. Akanksha H Vachhani Jeevan Vriddhi Age 41 37 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 219537 228917 Yield 7.71 % 8.02 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 8.94 % 9.44 % 20.6% 9.71 % 10.10 % 10.67 % 30.9% 11.16 % 11.61 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 8.02 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.49 % 10.96 % 80 CCE Saving @ 30.9% 11.69 % 12.01 % 12.48 % 80 CCE Saving @ 10.3% 8.87 % 9.18 % 9.63 %

Sr. No. Name 1 2 3 Mr. Haresh M Vachhani(E Mrs. Honey H Vachhani(E Ms. Akanksha H Vachhani

Age 41 37 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 219537 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Hardas K Vachani


Block No:106/17/18, Malabar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Kailash H Vachani Ms. Heena H Vachhani Mrs. Tamana K Vachani Jeevan Vriddhi Age 31 28 30 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 224531 225592 224983 Yield 8.26 % 8.31 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.21 % 9.26 % 9.23 % 20.6% 10.40 % 10.47 % 10.43 % 30.9% 11.95 % 12.03 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.26 % 8.31 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.74 % 10.79 % 10.76 % 80 CCE Saving @ 30.9% 12.26 % 12.31 % 12.28 % 80 CCE Saving @ 10.3% 9.42 % 9.47 % 9.44 %

Sr. No. Name 1 2 3 Mr. Kailash H Vachani Ms. Heena H Vachhani Mrs. Tamana K Vachani

Age 31 28 30

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 224531 225592 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil S Valecha


404, Royal Sapphire, Royal Residency, Nr Hotel Madhubhan, Ulhasnagar, Pin:421002 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Sunil S Valecha Mrs. Anita S Valecha Ms. Disha S Valecha Mast Rahul S Valecha Jeevan Vriddhi Age 47 45 22 19 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 203396 226356 226744 Yield 6.82 % 7.19 % 8.35 % 8.36 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 8.02 % 9.31 % 9.32 % 20.6% 8.59 % 9.06 % 10.52 % 10.53 % 30.9% 9.87 % 10.41 % 12.08 % 12.10 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 7.19 % 8.35 % 8.36 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 9.65 % 10.83 % 10.85 % 80 CCE Saving @ 30.9% 10.76 % 11.15 % 12.35 % 12.37 % 80 CCE Saving @ 10.3% 7.97 % 8.35 % 9.51 % 9.53 %

Sr. No. Name 1 2 3 4 Mr. Sunil S Valecha Mrs. Anita S Valecha Ms. Disha S Valecha Mast Rahul S Valecha

Age 47 45 22 19

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 203396 226356 226744

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Surindra K Vasudeva


SHOP NO.7, MANDAKINI SOCY, Pankaj Indl Agency., B.R.Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mast Pankaj S Vasudeva Ms. Sunaina S Vasudeva Ms. Leena S Vasudeva Ms. Leena D Dutta Jeevan Vriddhi Age 29 33 36 36 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 225325 223291 220661 220661 Yield 8.30 % 8.20 % 8.07 % 8.07 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 9.14 % 9.00 % 9.00 % 20.6% 10.45 % 10.33 % 10.16 % 10.16 % 30.9% 12.01 % 11.87 % 11.68 % 11.68 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.30 % 8.20 % 8.07 % 8.07 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 10.68 % 10.55 % 10.55 % 80 CCE Saving @ 30.9% 12.30 % 12.20 % 12.06 % 12.06 % 80 CCE Saving @ 10.3% 9.46 % 9.36 % 9.23 % 9.23 %

Sr. No. Name 1 2 3 4 Mast Pankaj S Vasudeva Ms. Sunaina S Vasudeva Ms. Leena S Vasudeva Ms. Leena D Dutta

Age 29 33 36 36

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 225325 223291 220661 220661

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramesh D Vakariya


Flat No.10, Divya Apratment, Opp Seth High School, 80 Feet Road, Rajkot - 2

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Ramesh D Vakariya Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Ramesh D Vakariya

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Onna P L Varghese


Madan Cottage R.No.2/13, Lake Road, Bhandup West, Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mast Jees Varghese Jeevan Vriddhi Age 28 Premium 100000 S.Tax 1545 Total 101545 Maturity 225592 Yield 8.31 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.26 % 20.6% 10.47 % 30.9% 12.03 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.31 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.79 % 80 CCE Saving @ 30.9% 12.31 % 80 CCE Saving @ 10.3% 9.47 %

Sr. No. Name 1 Mast Jees Varghese

Age 28

Premium 100000

Total 101545

Maturity 225592

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Shri Pramod Vichare


186,DESAI HOUSE, C.S.T. ROAD, KURLA (WEST), MUMBAI, Pin:400070 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Shri Pramod Vichare Jeevan Vriddhi Age 39 Premium 100000 S.Tax 1545 Total 101545 Maturity 216826 Yield 7.88 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 20.6% 9.92 % 30.9% 11.40 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.88 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 80 CCE Saving @ 30.9% 11.87 % 80 CCE Saving @ 10.3% 9.04 %

Sr. No. Name 1 Shri Pramod Vichare

Age 39

Premium 100000

Total 101545

Maturity 216826

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. V.V.Ashok
C% Syndicate Bank

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. V.V.Ashok Mast Punit A Jeevan Vriddhi Age 49 25 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 188019 226066 Yield 6.35 % 8.33 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 9.29 % 20.6% 8.00 % 10.49 % 30.9% 9.19 % 12.05 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 6.35 % 8.33 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 10.82 % 80 CCE Saving @ 30.9% 10.28 % 12.34 % 80 CCE Saving @ 10.3% 7.50 % 9.50 %

Sr. No. Name 1 2 Mr. V.V.Ashok Mast Punit A

Age 49 25

Premium 100000 100000

Total 101545 101545

Maturity 188019 226066

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Girish Valecha


M.S. Bldg. No. 24, Room No., 831, Chembur Colony, Mumbai, Pin:400074 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Girish Valecha Mrs. Poonam Valecha Jeevan Vriddhi Age 39 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 223291 Yield 7.88 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 9.14 % 20.6% 9.92 % 10.33 % 30.9% 11.40 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.68 % 80 CCE Saving @ 30.9% 11.87 % 12.20 % 80 CCE Saving @ 10.3% 9.04 % 9.36 %

Sr. No. Name 1 2 Mr. Girish Valecha Mrs. Poonam Valecha

Age 39 33

Premium 100000 100000

Total 101545 101545

Maturity 216826 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Mukesh S. Vindrani


Flat No: 502, Near Barrack No: 900, Om Shanti Bhavan, Section: 20, Ulhasnagar, Pin:421003 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Mukesh S. Vindrani Mrs. Ritu M. Vindrani Kum. Dinky M. Vindrani Kum. Saniya M. Vindrani Jeevan Vriddhi Age 39 39 14 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 216826 216826 227851 228917 Yield 7.88 % 7.88 % 8.42 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.78 % 9.39 % 9.44 % 20.6% 9.92 % 9.92 % 10.60 % 10.67 % 30.9% 11.40 % 11.40 % 12.19 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.88 % 7.88 % 8.42 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.36 % 10.90 % 10.96 % 80 CCE Saving @ 30.9% 11.87 % 11.87 % 12.42 % 12.48 % 80 CCE Saving @ 10.3% 9.04 % 9.04 % 9.58 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Mukesh S. Vindrani Mrs. Ritu M. Vindrani Kum. Dinky M. Vindrani Kum. Saniya M. Vindrani

Age 39 39 14 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 216826 216826 227851 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Kamlesh N Vachhani


C-Wing, Flat No:203, Red Woods Co-op Hsg Soc., Off L.B.S Marg, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Kamlesh N Vachhani Mrs. Anisha K Vachhani Kum. Sanjanna K Vachhani Mast Siddhanth K Vachhani Jeevan Vriddhi Age 42 40 17 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 211350 215191 227115 229334 Yield 7.61 % 7.80 % 8.38 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.70 % 9.34 % 9.46 % 20.6% 9.58 % 9.82 % 10.55 % 10.69 % 30.9% 11.01 % 11.29 % 12.13 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.61 % 7.80 % 8.38 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.27 % 10.87 % 10.98 % 80 CCE Saving @ 30.9% 11.58 % 11.78 % 12.39 % 12.50 % 80 CCE Saving @ 10.3% 8.76 % 8.96 % 9.55 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Kamlesh N Vachhani Mrs. Anisha K Vachhani Kum. Sanjanna K Vachhani Mast Siddhanth K Vachhani

Age 42 40 17 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 211350 215191 227115 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vikram
The BPL Gallery, Komal Park, Shop No:1, Golmaidan, Ulhasnagar, Pin:421001 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Vikram Mr. Paresh Jeevan Vriddhi Age 37 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 221652 Yield 8.02 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.05 % 20.6% 10.10 % 10.23 % 30.9% 11.61 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.60 % 80 CCE Saving @ 30.9% 12.01 % 12.11 % 80 CCE Saving @ 10.3% 9.18 % 9.28 %

Sr. No. Name 1 2 Mr. Vikram Mr. Paresh

Age 37 35

Premium 100000 100000

Total 101545 101545

Maturity 219537 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ajit K Vachhani


106/17-18, Malabar Hill Road, Mulund Colony, Mulund-west, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Ajit K Vachhani Mrs. Sapna Ajit Vachhani Ms. Priyanka A Vachani Jeevan Vriddhi Age 44 41 11 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 206379 213378 228917 Yield 7.35 % 7.71 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.60 % 9.44 % 20.6% 9.26 % 9.71 % 10.67 % 30.9% 10.64 % 11.16 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.35 % 7.71 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.18 % 10.96 % 80 CCE Saving @ 30.9% 11.32 % 11.69 % 12.48 % 80 CCE Saving @ 10.3% 8.50 % 8.87 % 9.63 %

Sr. No. Name 1 2 3 Mr. Ajit K Vachhani Mrs. Sapna Ajit Vachhani Ms. Priyanka A Vachani

Age 44 41 11

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 206379 213378 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Om Prakash Varma


H.No.16-2, Old Block, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Om Prakash Varma Ms. Devaki Varma Mast Akashdeep Varma Jeevan Vriddhi Age 45 18 14 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 203396 226918 227851 Yield 7.19 % 8.37 % 8.42 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.02 % 9.33 % 9.39 % 20.6% 9.06 % 10.54 % 10.60 % 30.9% 10.41 % 12.11 % 12.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.19 % 8.37 % 8.42 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.65 % 10.86 % 10.90 % 80 CCE Saving @ 30.9% 11.15 % 12.38 % 12.42 % 80 CCE Saving @ 10.3% 8.35 % 9.54 % 9.58 %

Sr. No. Name 1 2 3 Mr. Om Prakash Varma Ms. Devaki Varma Mast Akashdeep Varma

Age 45 18 14

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 203396 226918 227851

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Vimal Motors
C/o. Vimal Motors

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ramwani Manoj Ashok Mr. Sameer M Kazi Mr. Suresh S Gawli Mr. Apparao V Shetty Jeevan Vriddhi Age 30 29 32 38 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 224983 225325 223963 218268 Yield 8.28 % 8.30 % 8.23 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.23 % 9.25 % 9.18 % 8.86 % 20.6% 10.43 % 10.45 % 10.37 % 10.01 % 30.9% 11.98 % 12.01 % 11.91 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.28 % 8.30 % 8.23 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.76 % 10.78 % 10.71 % 10.43 % 80 CCE Saving @ 30.9% 12.28 % 12.30 % 12.23 % 11.94 % 80 CCE Saving @ 10.3% 9.44 % 9.46 % 9.39 % 9.11 %

Sr. No. Name 1 2 3 4 Mr. Ramwani Manoj Ashok Mr. Sameer M Kazi Mr. Suresh S Gawli Mr. Apparao V Shetty

Age 30 29 32 38

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 224983 225325 223963 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jamnadas K Vatani


B-504,Mount Clasic, Yogi Hills, Off B.R.Road, Mulund (W),Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Pankaj J Vatani Mast Dinesh J Vatani Jeevan Vriddhi Age 25 31 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 226066 224531 Yield 8.33 % 8.26 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.29 % 9.21 % 20.6% 10.49 % 10.40 % 30.9% 12.05 % 11.95 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.33 % 8.26 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.82 % 10.74 % 80 CCE Saving @ 30.9% 12.34 % 12.26 % 80 CCE Saving @ 10.3% 9.50 % 9.42 %

Sr. No. Name 1 2 Mr. Pankaj J Vatani Mast Dinesh J Vatani

Age 25 31

Premium 100000 100000

Total 101545 101545

Maturity 226066 224531

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajkumar V Vazirani


20, 3rd Flr Neela CHS, RHB Road, Mulund West, Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Rajkumar V Vazirani Jeevan Vriddhi Age 49 Premium 100000 S.Tax 1545 Total 101545 Maturity 188019 Yield 6.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.08 % 20.6% 8.00 % 30.9% 9.19 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.79 % 80 CCE Saving @ 30.9% 10.28 % 80 CCE Saving @ 10.3% 7.50 %

Sr. No. Name 1 Mr. Rajkumar V Vazirani

Age 49

Premium 100000

Total 101545

Maturity 188019

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil O Valmiki


Block No 17/c,old Barrack, Mulund Colony, Mulund (west)., Pin:400082

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sunil O Valmiki Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. Sunil O Valmiki

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Rajiv R Vora


2 , khurana bhuvan, N.S.Road, Mulund (W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Rajiv R Vora Mrs. Sejal R Vora Jeevan Vriddhi Age 37 33 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 223291 Yield 8.02 % 8.20 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 9.14 % 20.6% 10.10 % 10.33 % 30.9% 11.61 % 11.87 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.20 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.68 % 80 CCE Saving @ 30.9% 12.01 % 12.20 % 80 CCE Saving @ 10.3% 9.18 % 9.36 %

Sr. No. Name 1 2 Mr. Rajiv R Vora Mrs. Sejal R Vora

Age 37 33

Premium 100000 100000

Total 101545 101545

Maturity 219537 223291

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mrs. Sneha S Venkurlekar


Bldg No 58. R.no.1510., Kannamwar Nagar -1, Vikhroli (E), Mumbai, Pin:400083 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mrs. Sneha S Venkurlekar Mr. Sunil S Vengunekar Mast Saurabh S Vengunekar Ms. Soham S Vengunekar Jeevan Vriddhi Age 44 48 16 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 206379 192347 227336 228517 Yield 7.35 % 6.60 % 8.39 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 7.36 % 9.35 % 9.42 % 20.6% 9.26 % 8.31 % 10.57 % 10.64 % 30.9% 10.64 % 9.55 % 12.14 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.35 % 6.60 % 8.39 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 9.04 % 10.88 % 10.94 % 80 CCE Saving @ 30.9% 11.32 % 10.54 % 12.40 % 12.46 % 80 CCE Saving @ 10.3% 8.50 % 7.74 % 9.56 % 9.62 %

Sr. No. Name 1 2 3 4 Mrs. Sneha S Venkurlekar Mr. Sunil S Vengunekar Mast Saurabh S Vengunekar Ms. Soham S Vengunekar

Age 44 48 16 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 206379 192347 227336 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Devender A Vaswani


B-54, Park Plaza, Off Yari Road, Versova, Andheri West, Mumbai, Pin:400061 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Devender A Vaswani Mrs. Varsha D Vaswani Mr. Ansh D Vaswani Mast Sahil D Vaswani Jeevan Vriddhi Age 48 38 13 11 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 192347 218268 228147 228917 Yield 6.60 % 7.95 % 8.43 % 8.47 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 8.86 % 9.40 % 9.44 % 20.6% 8.31 % 10.01 % 10.62 % 10.67 % 30.9% 9.55 % 11.51 % 12.20 % 12.26 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.60 % 7.95 % 8.43 % 8.47 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.43 % 10.92 % 10.96 % 80 CCE Saving @ 30.9% 10.54 % 11.94 % 12.44 % 12.48 % 80 CCE Saving @ 10.3% 7.74 % 9.11 % 9.60 % 9.63 %

Sr. No. Name 1 2 3 4 Mr. Devender A Vaswani Mrs. Varsha D Vaswani Mr. Ansh D Vaswani Mast Sahil D Vaswani

Age 48 38 13 11

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 192347 218268 228147 228917

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Niluvin I Vincent


Advenntity BPO India PLTD, C-2,Wagle Idust Estate, MIDC,Thane west, Thane, Pin:400604 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Niluvin I Vincent Mrs. Anthonette N Vincent Jeevan Vriddhi Age 36 35 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 220661 221652 Yield 8.07 % 8.12 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.05 % 20.6% 10.16 % 10.23 % 30.9% 11.68 % 11.75 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.07 % 8.12 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.60 % 80 CCE Saving @ 30.9% 12.06 % 12.11 % 80 CCE Saving @ 10.3% 9.23 % 9.28 %

Sr. No. Name 1 2 Mr. Niluvin I Vincent Mrs. Anthonette N Vincent

Age 36 35

Premium 100000 100000

Total 101545 101545

Maturity 220661 221652

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chirag Vachhani


D_606 Teak Wood, Vasant Garden, Mulund West, Mumbai, Mumbai, Pin:400080 Dear Chirag Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chirag Vachhani Jeevan Vriddhi Age 29 Premium 100000 S.Tax 1545 Total 101545 Maturity 225325 Yield 8.30 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.25 % 20.6% 10.45 % 30.9% 12.01 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.30 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.78 % 80 CCE Saving @ 30.9% 12.30 % 80 CCE Saving @ 10.3% 9.46 %

Sr. No. Name 1 Mr. Chirag Vachhani

Age 29

Premium 100000

Total 101545

Maturity 225325

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Yogesh K Vora


32-271, Unnat Nagar -2, S.V.Road, Goregoan (W), Mumbai, Pin:400062 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Yogesh K Vora Ms. Vijayata K Vora Jeevan Vriddhi Age 32 30 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 223963 224983 Yield 8.23 % 8.28 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.18 % 9.23 % 20.6% 10.37 % 10.43 % 30.9% 11.91 % 11.98 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.23 % 8.28 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.71 % 10.76 % 80 CCE Saving @ 30.9% 12.23 % 12.28 % 80 CCE Saving @ 10.3% 9.39 % 9.44 %

Sr. No. Name 1 2 Mr. Yogesh K Vora Ms. Vijayata K Vora

Age 32 30

Premium 100000 100000

Total 101545 101545

Maturity 223963 224983

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sameer Vibhani


56/3, Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Mumbai, Pin:400082 Dear Sameer Ji, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Sameer Vibhani Mrs. Sejal Sameer Vibhani Ms. Hetvi S Vibhani Jeevan Vriddhi Age 34 32 10 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 222526 223963 229334 Yield 8.16 % 8.23 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.10 % 9.18 % 9.46 % 20.6% 10.28 % 10.37 % 10.69 % 30.9% 11.81 % 11.91 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.16 % 8.23 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.64 % 10.71 % 10.98 % 80 CCE Saving @ 30.9% 12.16 % 12.23 % 12.50 % 80 CCE Saving @ 10.3% 9.32 % 9.39 % 9.65 %

Sr. No. Name 1 2 3 Mr. Sameer Vibhani Mrs. Sejal Sameer Vibhani Ms. Hetvi S Vibhani

Age 34 32 10

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 222526 223963 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Sunil J Wadhwani


6/A,Florina Sitaladevi, Temp R,Mahim W, Mumbai, Pin:400016

Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Sunil J Wadhwani Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Sunil J Wadhwani

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lal P Wadhwani


127-157 Hindustan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Lal P Wadhwani Mrs. Ekta L Wadhwani Ms Disha Lal Wadhwani Mast Kunal Lal Wadhwani Jeevan Vriddhi Age 43 39 18 10 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 209027 216826 226918 229334 Yield 7.49 % 7.88 % 8.37 % 8.49 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.35 % 8.78 % 9.33 % 9.46 % 20.6% 9.43 % 9.92 % 10.54 % 10.69 % 30.9% 10.84 % 11.40 % 12.11 % 12.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.49 % 7.88 % 8.37 % 8.49 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.95 % 10.36 % 10.86 % 10.98 % 80 CCE Saving @ 30.9% 11.46 % 11.87 % 12.38 % 12.50 % 80 CCE Saving @ 10.3% 8.64 % 9.04 % 9.54 % 9.65 %

Sr. No. Name 1 2 3 4 Mr. Lal P Wadhwani Mrs. Ekta L Wadhwani Ms Disha Lal Wadhwani Mast Kunal Lal Wadhwani

Age 43 39 18 10

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 209027 216826 226918 229334

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jasbir Signh Walia


Blk 107/24, Malbar Hill Road, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mrs. Sweety Chadda Mr. Ishedeepsingh Chadda Jeevan Vriddhi Age 39 38 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 216826 218268 Yield 7.88 % 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.78 % 8.86 % 20.6% 9.92 % 10.01 % 30.9% 11.40 % 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.88 % 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.36 % 10.43 % 80 CCE Saving @ 30.9% 11.87 % 11.94 % 80 CCE Saving @ 10.3% 9.04 % 9.11 %

Sr. No. Name 1 2 Mrs. Sweety Chadda Mr. Ishedeepsingh Chadda

Age 39 38

Premium 100000 100000

Total 101545 101545

Maturity 216826 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Anil M Wagela


Room No-43, Bldg No-2, Type I Qters,L B S Marg, ESIS Hospital, Mulund(W), Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Anil M Wagela (E Mrs. Bhavana A Wagela Jeevan Vriddhi Age 37 37 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 219537 219537 Yield 8.02 % 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 8.94 % 20.6% 10.10 % 10.10 % 30.9% 11.61 % 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 8.02 % 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 10.49 % 80 CCE Saving @ 30.9% 12.01 % 12.01 % 80 CCE Saving @ 10.3% 9.18 % 9.18 %

Sr. No. Name 1 2 Mr. Anil M Wagela (E Mrs. Bhavana A Wagela

Age 37 37

Premium 100000 100000

Total 101545 101545

Maturity 219537 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Praveen Wadher


Block no-83-2/D,Back side, Malabar hill road, Mulund colony., Mulund (W), mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Praveen Wadher Mrs. Chanda P Wadher Ms. Uma P Wadher Mast Sohan P Wadher Jeevan Vriddhi Age 46 46 12 12 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 200064 200064 228517 228517 Yield 7.02 % 7.02 % 8.45 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.83 % 7.83 % 9.42 % 9.42 % 20.6% 8.84 % 8.84 % 10.64 % 10.64 % 30.9% 10.16 % 10.16 % 12.23 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 7.02 % 7.02 % 8.45 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.47 % 9.47 % 10.94 % 10.94 % 80 CCE Saving @ 30.9% 10.97 % 10.97 % 12.46 % 12.46 % 80 CCE Saving @ 10.3% 8.17 % 8.17 % 9.62 % 9.62 %

Sr. No. Name 1 2 3 4 Mr. Praveen Wadher Mrs. Chanda P Wadher Ms. Uma P Wadher Mast Sohan P Wadher

Age 46 46 12 12

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 200064 200064 228517 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Jaspal Walia


C-504, Green Acres, Phase I, Wasbhil Naka, Godhabunder, Thane(W), Pin:400601 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. Jaspal Walia Mrs. Anjana J Walia Jeevan Vriddhi Age 42 40 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 211350 215191 Yield 7.61 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.48 % 8.70 % 20.6% 9.58 % 9.82 % 30.9% 11.01 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.61 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.07 % 10.27 % 80 CCE Saving @ 30.9% 11.58 % 11.78 % 80 CCE Saving @ 10.3% 8.76 % 8.96 %

Sr. No. Name 1 2 Mr. Jaspal Walia Mrs. Anjana J Walia

Age 42 40

Premium 100000 100000

Total 101545 101545

Maturity 211350 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Niraj G Hemdev


C/O Satguru Gift House, Archies Gallrey,Shop No, 58:B Amba Krupa Sco, Zaver Road,Mulund(W)., Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Niraj G Hemdev Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Mr. Niraj G Hemdev

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Ms. Rajani R Kadam


47/1068; Kannamwar Nagar, No1,Vikroli (E), Pin:400083

Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Ms. Rajani R Kadam(E Jeevan Vriddhi Age 44 Premium 100000 S.Tax 1545 Total 101545 Maturity 206379 Yield 7.35 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 20.6% 9.26 % 30.9% 10.64 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.35 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 80 CCE Saving @ 30.9% 11.32 % 80 CCE Saving @ 10.3% 8.50 %

Sr. No. Name 1 Ms. Rajani R Kadam(E

Age 44

Premium 100000

Total 101545

Maturity 206379

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh K Yadav


Shop No 156, Sahebji Mens Wear, Hindustan Chowk, Mulund Colony Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Suresh K Yadav Jeevan Vriddhi Age 50 Premium 100000 S.Tax 1545 Total 101545 Maturity 183344 Yield 6.09 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 6.79 % 20.6% 7.67 % 30.9% 8.81 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.09 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 8.52 % 80 CCE Saving @ 30.9% 10.01 % 80 CCE Saving @ 10.3% 7.23 %

Sr. No. Name 1 Mr. Suresh K Yadav

Age 50

Premium 100000

Total 101545

Maturity 183344

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Chanderjit S Yadav


Lachman Sawle Chawl, Panchpakhadi, Highway Road, Thane, Pin:400602 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Chanderjit S Yadav Jeevan Vriddhi Age 48 Premium 100000 S.Tax 1545 Total 101545 Maturity 192347 Yield 6.60 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 20.6% 8.31 % 30.9% 9.55 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 6.60 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 80 CCE Saving @ 30.9% 10.54 % 80 CCE Saving @ 10.3% 7.74 %

Sr. No. Name 1 Mr. Chanderjit S Yadav

Age 48

Premium 100000

Total 101545

Maturity 192347

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Miss Savita Yegnan


E-15,Saraswati, Jeevanlaxmi Chs, Dr.R.P.Road, Mulund West,Mumbai, Pin:400080 Madam, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Miss Savita Yegnan Jeevan Vriddhi Age 38 Premium 100000 S.Tax 1545 Total 101545 Maturity 218268 Yield 7.95 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.86 % 20.6% 10.01 % 30.9% 11.51 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 7.95 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.43 % 80 CCE Saving @ 30.9% 11.94 % 80 CCE Saving @ 10.3% 9.11 %

Sr. No. Name 1 Miss Savita Yegnan

Age 38

Premium 100000

Total 101545

Maturity 218268

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramashraya Yadav


69-4,/E, Hindsutan Chowk, Mulund Colony, Mulund West, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Ramashraya Yadav Mast Mukesh Yadav Mrs. Bechana R Yadav Miss Mamta R Yadav Jeevan Vriddhi Age 47 18 42 23 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 196379 226918 211350 226263 Yield 6.82 % 8.37 % 7.61 % 8.34 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.60 % 9.33 % 8.48 % 9.30 % 20.6% 8.59 % 10.54 % 9.58 % 10.50 % 30.9% 9.87 % 12.11 % 11.01 % 12.07 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 6.82 % 8.37 % 7.61 % 8.34 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.27 % 10.86 % 10.07 % 10.83 % 80 CCE Saving @ 30.9% 10.76 % 12.38 % 11.58 % 12.34 % 80 CCE Saving @ 10.3% 7.97 % 9.54 % 8.76 % 9.51 %

Sr. No. Name 1 2 3 4 Mr. Ramashraya Yadav Mast Mukesh Yadav Mrs. Bechana R Yadav Miss Mamta R Yadav

Age 47 18 42 23

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 196379 226918 211350 226263

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Prakash M Yewate


G.T.RoomNo.1, Behind Block No. 62, Amar Singh Chawl, Mulund Colony, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Prakash M Yewate Mr. Varshiket M Yevate Mrs. Usha P Yewate Jeevan Vriddhi Age 40 37 32 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 215191 219537 223963 Yield 7.80 % 8.02 % 8.23 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.70 % 8.94 % 9.18 % 20.6% 9.82 % 10.10 % 10.37 % 30.9% 11.29 % 11.61 % 11.91 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.80 % 8.02 % 8.23 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.27 % 10.49 % 10.71 % 80 CCE Saving @ 30.9% 11.78 % 12.01 % 12.23 % 80 CCE Saving @ 10.3% 8.96 % 9.18 % 9.39 %

Sr. No. Name 1 2 3 Mr. Prakash M Yewate Mr. Varshiket M Yevate Mrs. Usha P Yewate

Age 40 37 32

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 215191 219537 223963

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Ramakant R Yadav


L-301,Chandresh Oasis Chs, Lodha Heavan, Dombivali (E), Thane, Pin:421201 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 5 Mr. Ramakant R Yadav Ms. Nisha R Yadav Ms. Neha R Yadav Mrs. Shanti R Yadav Ms. Preeti R Yadav Jeevan Vriddhi Age 48 19 16 44 12 Premium 100000 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 1545 Total 101545 101545 101545 101545 101545 Maturity 192347 226744 227336 206379 228517 Yield 6.60 % 8.36 % 8.39 % 7.35 % 8.45 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 7.36 % 9.32 % 9.35 % 8.19 % 9.42 % 20.6% 8.31 % 10.53 % 10.57 % 9.26 % 10.64 % 30.9% 9.55 % 12.10 % 12.14 % 10.64 % 12.23 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 1545 80 CCE not available 6.60 % 8.36 % 8.39 % 7.35 % 8.45 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.04 % 10.85 % 10.88 % 9.81 % 10.94 % 80 CCE Saving @ 30.9% 10.54 % 12.37 % 12.40 % 11.32 % 12.46 % 80 CCE Saving @ 10.3% 7.74 % 9.53 % 9.56 % 8.50 % 9.62 %

Sr. No. Name 1 2 3 4 5 Mr. Ramakant R Yadav Ms. Nisha R Yadav Ms. Neha R Yadav Mrs. Shanti R Yadav Ms. Preeti R Yadav

Age 48 19 16 44 12

Premium 100000 100000 100000 100000 100000

Total 101545 101545 101545 101545 101545

Maturity 192347 226744 227336 206379 228517

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. GaneshShanker R Yadav


Pradesi Gali, Amar Nagar, Mulund Colony, Mulund (west), Mumbai, Mumbai, Pin:400082 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 Mr. GaneshShanker R Yadav Mrs. Malti G Yadav Jeevan Vriddhi Age 44 40 Premium 100000 100000 S.Tax 1545 1545 Total 101545 101545 Maturity 206379 215191 Yield 7.35 % 7.80 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.19 % 8.70 % 20.6% 9.26 % 9.82 % 30.9% 10.64 % 11.29 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 80 CCE not available 7.35 % 7.80 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 9.81 % 10.27 % 80 CCE Saving @ 30.9% 11.32 % 11.78 % 80 CCE Saving @ 10.3% 8.50 % 8.96 %

Sr. No. Name 1 2 Mr. GaneshShanker R Yadav Mrs. Malti G Yadav

Age 44 40

Premium 100000 100000

Total 101545 101545

Maturity 206379 215191

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Suresh S Yadav


Jatadhari Chawl R.no3, J.M. Road, Bhandup West., Mumbai, Pin:400078 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Suresh S Yadav Ms. Vandana Suresh Yadav Ms. Chandana S Yadav Jeevan Vriddhi Age 41 10 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 213378 229334 229676 Yield 7.71 % 8.49 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.60 % 9.46 % 9.48 % 20.6% 9.71 % 10.69 % 10.71 % 30.9% 11.16 % 12.29 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 7.71 % 8.49 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.18 % 10.98 % 10.99 % 80 CCE Saving @ 30.9% 11.69 % 12.50 % 12.51 % 80 CCE Saving @ 10.3% 8.87 % 9.65 % 9.67 %

Sr. No. Name 1 2 3 Mr. Suresh S Yadav Ms. Vandana Suresh Yadav Ms. Chandana S Yadav

Age 41 10 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 213378 229334 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Lalbhadur K Yadav


7-Chauhan Chawl, Kesav Pada,P.K.Road., Behind Bhakti Dham Comp., Mulund (W),Mumbai, Pin:400080 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 Mr. Lalbhadur K Yadav Ms. Krishna L Yadav Mast Vaibhav L Yadav Jeevan Vriddhi Age 36 11 9 Premium 100000 100000 100000 S.Tax 1545 1545 1545 Total 101545 101545 101545 Maturity 220661 228917 229676 Yield 8.07 % 8.47 % 8.50 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.44 % 9.48 % 20.6% 10.16 % 10.67 % 10.71 % 30.9% 11.68 % 12.26 % 12.30 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 80 CCE not available 8.07 % 8.47 % 8.50 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.96 % 10.99 % 80 CCE Saving @ 30.9% 12.06 % 12.48 % 12.51 % 80 CCE Saving @ 10.3% 9.23 % 9.63 % 9.67 %

Sr. No. Name 1 2 3 Mr. Lalbhadur K Yadav Ms. Krishna L Yadav Mast Vaibhav L Yadav

Age 36 11 9

Premium 100000 100000 100000

Total 101545 101545 101545

Maturity 220661 228917 229676

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Vijay Bahadur Yadav


Laluram Kiran Nagar,MIDC Rd, No. 16. Bhd Policy Colony, RN. A/1D, Andheri East, Mumbai, Pin:400093 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 Mr. Vijay Bahadur Yadav Jeevan Vriddhi Age 37 Premium 100000 S.Tax 1545 Total 101545 Maturity 219537 Yield 8.02 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 8.94 % 20.6% 10.10 % 30.9% 11.61 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 80 CCE not available 8.02 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.49 % 80 CCE Saving @ 30.9% 12.01 % 80 CCE Saving @ 10.3% 9.18 %

Sr. No. Name 1 Mr. Vijay Bahadur Yadav

Age 37

Premium 100000

Total 101545

Maturity 219537

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

Date : 19/03/2012

Mr. Shivdhani Bansraj Yadav


8-sukhnandan Kelewali Chawl, Bandival Hill Rd Yadav Nagar, Jogeswari (w), Mumbai 400102, Mumbai, Pin:400102 Sir, I am delighted to inform you that L.I.C. has introduced a great investment plan Jeevan Vriddhi, with very exciting features.This plan outperforms a Bank Fixed Deposit in many ways. Some of the exclusive benefits of this plan are as under:

Single Premium Investment & Insurance Plan for a 10 years term Guaranteed Maturity Sum Assured after 10 years Loyalty Addition on Maturity Tax Savings under Section 80CCE

Life Insurance cover equal to 5 times of your premium Liquidity during the term through Cash Value & Loan 100% safety of investments

I strongly recommend you to consider investing in this wonderful investment opportunity. For your kind perusal I have given below an illustration of benefits in Jeevan Vriddhi Plan for a investment of Rs.101545 (Premium:100000 + Service Tax:1545) and also a comparison of what the Bank FD rate must be, in order to give you the same results
Sr. No. Name 1 2 3 4 Mr. Shivdhani Bansraj Yad Shila S Yadav Laxmi S Yadav Kirti S Yadav Jeevan Vriddhi Age 36 31 10 8 Premium 100000 100000 100000 100000 S.Tax 1545 1545 1545 1545 Total 101545 101545 101545 101545 Maturity 220661 224531 229334 229966 Yield 8.07 % 8.26 % 8.49 % 8.52 % Equivalent Bank FD Rate needed at different Taxable Income Slabs 10.3% 9.00 % 9.21 % 9.46 % 9.50 % 20.6% 10.16 % 10.40 % 10.69 % 10.73 % 30.9% 11.68 % 11.95 % 12.29 % 12.33 %

*Including loyalty addition @ of Rs.125.This amount may change depending upon the experience of L.I.C. of India with respect to the performance of this plan .

The performance of Jeevan Vriddhi further enhances (as shown below) if you consider the tax savings through Sec.80CCE of Income Tax:
Y i e l d Service Tax 1545 1545 1545 1545 80 CCE not available 8.07 % 8.26 % 8.49 % 8.52 % o n i n v e s t me n t 80 CCE Saving @ 20.6% 10.55 % 10.74 % 10.98 % 11.01 % 80 CCE Saving @ 30.9% 12.06 % 12.26 % 12.50 % 12.53 % 80 CCE Saving @ 10.3% 9.23 % 9.42 % 9.65 % 9.68 %

Sr. No. Name 1 2 3 4 Mr. Shivdhani Bansraj Yad Shila S Yadav Laxmi S Yadav Kirti S Yadav

Age 36 31 10 8

Premium 100000 100000 100000 100000

Total 101545 101545 101545 101545

Maturity 220661 224531 229334 229966

This is a close ended plan and is available for a limited period only. In fact L.I.C. may decide to close this plan even before its pre-decided date as soon as their target is met. Given the impressive benefits assured in this plan I expect an aggressive mobilization of investments in this plan and hence I believe that this plan will close much earlier than expected. Therefore, I request you kindly act on this opportunity as soon as possible. Feel free to get in touch with me for more details. I am just a phone call away. Thanking you, With regards,

PANJWANI
PANJWANI 53-4, Hindustan Chowk, Mulund Colony, Mulund west,Mumbai-400082 Tel: 25651377., e-mail. [email protected]

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