EOI Biometric Application

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Expression of Interest for Biometric Verification System for Bank Customers

General Overview
The bank intends to procure and deploy a Customer Verification System, to verify
customer identity. The solution should cater to over 1.5 million customers. The
biometric solution must be built around an Extensible and Scalable Authentication
Framework. The biometric service oriented architecture must include:
1. Client Browser to provide user interface on the user device, image retrieval from
the reader, creation of the template, and device-level security.
2. Application Server to manage communications between attached client devices
and the biometric Authentication Server. The server should be deployable on any
number of servers at any number of locations, allowing secure access control across
the enterprise.
3. Biometric Authentication Server for performing all back-end functions involved in
enrolling and authenticating users.
Future expansion
The solution should be provided with necessary APIs for future integration into the
Core Banking System and include biometric authentication for the bank officers. The
solution should extend to provide Single Sign On solution for logical access to banks
applications.
Fingerprint enrolment:
All ten fingerprints need to be enrolled and deduplication process must be run to
weed out duplicates from the system
The finger image should be digitized and the data encrypted and converted to a
mathematical template representing the features of the fingerprint and using more
than 40 levels of image enhancement to create a highly discriminate template and
significantly reduce the possibility of a false acceptance or false rejection response
during authentication.
Key Features of proposed Solution:

Intuitive graphical interface for quick, easy enrollment and authentication

Unique 40+ level fingerprint image enhancement filters guaranteeing both low
false match and false reject rates

Multi-layer, triple encryption to prevent fraudulent capture or replay of


fingerprint data

Capable of storing hundreds of millions of fingerprints and handling a virtually


unlimited number of simultaneous authentication requests

Scalable to user populations of any size and in any number of locations

Plug-and-play support for a wide range of known fingerprint readers

Reader interoperability so a user can enrol on one device and authenticate on any
other device in any authorized location or facility

Standards Support

NIST-validated, ANSI/ INCITS fingerprint standard support

INCITS 378 and 381

ISO 19794-2 and 19794-4

WSQ compression

NFIQ Quality

201 (GSA-APL) Ap- proved

Interoperable between ISO and INCITS templates

EFT file formats

Standard image input file formats include BMP, RAW, and WSQ
Biometric Hardware

The enrolment of customers biometric fingerprint data will be carried using wide
platen fingerprint sensor. The fingerprint sensor should accommodate enrolment of 4
fingers thereby enabling a 4+4+2 fingerprint enrolment.
Preferred Specifications:
Scanner Dimension approx: 4.86 inch x 6.00 inch x: 3.35 inch
Roll Print approx. Size 1.6 inch x 1.5 inch
Scanning Window approx. Size 3.2 inch x 3.0 inch
Optical Resolution 500ppi with 1600x1500 pixels image output
Image Quality FBI IQS IAFIS Image Quality Specification Appendix F
Interface USB 2.0
Workstation Computer Computer Pentium 4 1.7 GHz or greater with 1GB RAM and
display resolution of 1280 x 1024 (1920x1280 preferable). USB2.0 port (500mA)
Standard Features10 red & green dual color LED indicators, 2 buttons and buzzer
OS Support Windows 7 / 8
The verification however will be done using a single digit fingerprint sensor
preferably from the same manufacturer.
Preferred Specification:

Finger scanning window size approx 16.26 x 24.38mm


Image resolution is approx. 480x320 pixel, 500 DPI
Raw fingerprint image file size is 150K byte
With Live Finger Detection (LFD) feature
USB 2.0 compatible, plug and play device
Unique serial number programmed to USB Device Descriptor
With 16K Byte memory for application-specific data storage
With a 2M standard USB cable
Operation temperature: -10 to +55 C

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