Global presence Overview

2015 Founded in 1904,

25
Attijariwafa bank
is a Moroccan-
based bank with countries : Attijariwafa bank has assumed, for more than a century, a decisive
role in the Kingdoms economic development and the reform of its
operations in
financial system.
In Africa (Tunisia, Mauritania, Senegal, Burkina Faso,
Guinea-Bissau, Mali, Ivory Coast, Togo, Niger, Congo, By continuously diversifying into new business lines, it has successfully
Gabon, Cameroon), in Europe (Belgium, France, Germany, maintained its status as market leader across all market segments.
Netherlands, Italy and Spain) via banking subsidiaries over Throughout its history, the Group has shown faith in its environment,
which the Group has majority control. demonstrated its commitment to serving its customers as well as playing
an active role in Moroccos social development, by lending support to
disadvantaged communities.
And in Dubai, Abu Dhabi, Riyadh, London, Geneva, Montreal
and Tripoli via representative offices. Attijariwafa bank serves, thanks to its 17,696 employees and
network of 3,972 branches, more than 8.4 million personal banking,
professional banking, corporate and institutional customers.
Believe in you is Attijariwafa banks new corporate slogan, which
clearly underlines the confidence that the bank has in all its partners.

25
16
23
2 1
10 24
11
9

19

13 22

20 21
14
17 12 15
4
3
18
7
5

8
6 Head Office

2, boulevard Moulay Youssef, PO box 20000

Casablanca, Morocco
Telephone +212 5 22 22 41 69
or +212 5 22 29 88 88
Fax +212 5 22 29 41 25
attijariwafabank.com

1. Germany 8. Gabon 15. Niger

2. Belgium 9. Spain 16. Netherlands
3. Benin 10. France 17. Senegal
4. Burkina Faso 11. Italy 18. Togo
5. Cameroon 12. Mali 19. Tunisia
6. Congo 13. Morocco
7. Ivory Coast 14. Mauritania

Representative offices:

20. Saudi Arabia 23. United Kingdom

21. United Arab Emirates 24. Switzerland
22. Libya 25. Canada
Key figures (at 31 December 2016)
The Groups Corporate Social
business lines and subsidiaries and Environmental Policy
As a pan-African group, Attijariwafa bank is fully aware of the social, societal
A F R I C A S L E A D I N G P R O V I D E R
of banking services
and environmental challenges currently facing the African continent. The bank Attijariwafa bank
aspires to tackle such daily challenges head-on by making responsible finance
one of its strategic priorities. Awards
S H A R E C A P I TA L NET BANKING
The Group has adopted a sustainable growth model which meets the challenges
of development, that shares value creation, along its entire value chain. Its CSR
2016
policy benefits all stakeholders. Attijariwafa bank
I N CO M E
2,035,272,260 MAD This approach is based on a set of common values - leadership, commitment,
Leading Moroccan bank
19.7 Attijariwafa International Retail solidarity, ethical conduct and corporate citizenship structured around 4 priorities
bank Europe and Banking (North, West
Retail Banking in in the Top 250 leading
billion MAD Attijari International representative and Central Africa) and 10 strategic undertakings.
Bank Morocco African companies by market
offices
The following four priorities underpin the Groups CSR policy: Best trade finance provider capitalisation by African
Attijari Finances Best Regional bank in North Business
T H E N AT I O N S T H E N AT I O N S Corp.
Attijariwafa bank
Africa by the magazine African
Banker (IC Publications Group)
in Morocco by Euromoney
Large Enterprises Morocco best bank by Best bank in Morocco
L EA D I N G L EA D I N G L E N D E R Attijariwafa bank Wafa Ima
Assistance
Wafa
Courtage Foster sustainable economic development Encourage an ethical approach in our
Leading French-speaking bank Euromoney by EMEA Finance
Project Finance
D E P O S I T-TA K E R in the Africa category by the Best investment bank in

271.6
business dealings and in our relationships
Wafa magazine African Banker Morocco by EMEA Finance
Assurance with employees and suppliers
(ICPublications Group)

404.3 billion MAD

in total loans disbursed Attijari Invest
Corporate
and Investment
Banking
Retail Banking
Respect the environment and combat
climate change
Engage with local communities and
with civil society Best bank in Morocco by
Ranked 8th in terms of total
assets and 7th in terms of
net banking income in the
billion MAD Bank Insurance
The Banker Magazine, a Financial Report on the Top 200 best
in total deposits collected Wafa
Wafasalaf Times Group publication
Gestion performing African banks by
Asset Management Consumer
LOANS Moroccan bank of the year Young Africa
Leading Moroccan bank in

8.4 million 17,696 Custody

Attijari
Securities
Personal banking customers
Moroccans living abroad
Property
MORTGAGES
by Global Finance
Best emerging markets
bank by Global Finance
the Forbes Top 2000 list of the
worlds largest public companies
Best Local Trade Finance
Bank in Morocco in the

C U STO M E R S EMPLOYEES AROUND Intermdiation Professional banking customers

Corporate customers
Wafa Immobilier
Safest Moroccan bank
Leading Moroccan bank
in the Forbes Top 100 list of
MENA Leaders in Trade
category by Global Trade
Wafabourse Leasing
THE WORLD Attijari
Capital
Markets Institutions byGlobal Finance
Best foreign exchange
companies in the Arab world Review London
Titrisation
(almost one-third of whom Alternative provider in Morocco by
areoutside Morocco) Vehicle Products GlobalFinance Finance
Leasing Wafabail
Money Transfer
Capital markets Factoring

Foundation
and Low Income

A F R I C A S L A R G E ST
Banking
The Attijariwafa bank Attijariwafa banks subsidiaries

B R A N C H N ET WO R K W I T H Dar Assafaa
Wafa Immobilier became the
first finance company to obtain
Wafacash won the Best Money
Transfer Services Morocco
The Attijari Montaire Jour and
CDM Security Plus money market

3,972 B R A N C H E S
Wafa LLD
The Attijariwafa bank Foundation, which was established more than 30 years ISO 9001:2015 for operations award by CFI.co funds managed by Wafa Gestion
WafaCash
ago, strives to promote education and entrepreneurship, art and culture, public already certified under the Wafa Gestion was named were assigned an AAAmmf
Attijari Factoring ISO9001:2008 standard by (mar) rating by Fitch Ratings
debate and intellectual initiative as well as supporting charitable organisations. The Bestasset manager by
Foundation is involved in a number of areas in which it has developed recognised Bureau Veritas EMEAFinance
3,194 branches in Morocco expertise gained by participating in a number of innovative, cornerstone projects. Wafa Immobilier was awarded
The Arab Federation of Exchanges
The WG Money Market fund awarded Attijari intermdiation
228 branches in North Africa One of its goals, is to help improving the levels of learning of Moroccan citizens,
the ESQRS Quality Choice Prize
was assigned an Af quality the prize for the Highest value
(excluding Morocco) 2016 by the European Society
particularly the most socially disadvantaged and reduce the school dropout and rating by S&P Global Ratings of share trading
for Quality Research (ESQR)
failure rate. It also encourages youngsters to pursue higher educational studies
74 points of sales in Europe, the by promoting excellence and inspiring an entrepreneurial culture in them. Wafasalaf was named North
Wafa Gestions internal control Attijari bank Tunisie was named
Middle East and in America system obtained ISAE 3402 Type II Best bank in Tunisia by The
Africa finance company of the international certification
The Attijariwafa bank Foundation also recently established a forum for discussion Banker Magazine, a Financial
364 branches in West Africa that is open to all publics including businesses, civil society and Moroccan
year by The European Magazine
Wafa Gestion was again awarded Times Group publication
Wafasalaf was awarded
112 branches in Central Africa Banking activities
youngsters, to encourage debate about topical economic, social and societal issues.
LesAfriques trophy by
the Highest Standards (mar)
asset manager rating by Fitch
Financial services HubAfrica 2016 Ratings
Banking-related activities