Financial literacy influences the investment decisions of government employees in Tagum City. A survey assessed their financial knowledge, attitudes, behaviors, and how it relates to seeking professional advice, psychological influences, and reactions to other investors. It found that employees had varying levels of financial literacy and their decisions were sometimes influenced by friends, emotions, risk tolerance, and confidence in their own abilities versus relying solely on facts. Overall, financial literacy plays a role, though external factors also impact the investment choices of government workers.
Financial literacy influences the investment decisions of government employees in Tagum City. A survey assessed their financial knowledge, attitudes, behaviors, and how it relates to seeking professional advice, psychological influences, and reactions to other investors. It found that employees had varying levels of financial literacy and their decisions were sometimes influenced by friends, emotions, risk tolerance, and confidence in their own abilities versus relying solely on facts. Overall, financial literacy plays a role, though external factors also impact the investment choices of government workers.
Financial literacy influences the investment decisions of government employees in Tagum City. A survey assessed their financial knowledge, attitudes, behaviors, and how it relates to seeking professional advice, psychological influences, and reactions to other investors. It found that employees had varying levels of financial literacy and their decisions were sometimes influenced by friends, emotions, risk tolerance, and confidence in their own abilities versus relying solely on facts. Overall, financial literacy plays a role, though external factors also impact the investment choices of government workers.
Financial literacy influences the investment decisions of government employees in Tagum City. A survey assessed their financial knowledge, attitudes, behaviors, and how it relates to seeking professional advice, psychological influences, and reactions to other investors. It found that employees had varying levels of financial literacy and their decisions were sometimes influenced by friends, emotions, risk tolerance, and confidence in their own abilities versus relying solely on facts. Overall, financial literacy plays a role, though external factors also impact the investment choices of government workers.
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THE INFLUENCE OF FINANCIAL LITERACY ON INVESTMENT DECISION OF GOVERNMENT EMPLOYEES IN TAGUM
CITY
NAME (Optional): AGE:
DEPARTMENT/POSITION:
Direction: The following is set of questions to determine your financial literacy on making investment decision. Please check the appropriate number that corresponds to your evaluation.
Parameter Description Interpretation
5 Always it means that the stated item is observed at all time 4 Oftentimes it means that the stated item is almost observed 3 Sometimes it means that the stated item is sometimes observed 2 Seldom it means that the stated item is often observed 1 Never it means that the stated item is never observed
Financial Literacy: Investment Decision:
A. Financial Knowledge A. Professional
As an Investor. . . 5 4 3 2 1 service/advisor 5 4 3 2 1 As an Investor. . . 1. I know why it is important 1. I seek an advice or to invest. recommendation from 2. I know the risks friends before making associated with my decision. investment. 2. I am prone to making 3. I am knowledgeable on abrupt investment what are the returns of decisions at the urging of my investment. trusted friends or media 4. I consider myself a good commentator. investor. 3. They are really important 5. I am able to foresee what when making investment the benefits that will add decision. to my investment. 4. I believe they are more ` knowledgeable about the market than me. B. Financial Attitude 5. I have trust on them when As an Investor. . . 5 4 3 2 1 it comes to investing. 1. I am confident that I have the ability to select my investment avenue. B. Psychological 2. I am confident that I am influences 5 4 3 2 1 able to manage my As an Investor. . . investments. 1. I am confidence with my 3. I am interested in decision in terms of investing in risky stock for investing to any financial better return. products. 4. I usually invest in the 2. I am avid consumer of company which I know information and appreciate and trust with. data over my emotion 5. I invest in the companies when making decisions. those who have stable 3. I am risk-taker when expected return. making my investment decision. C. Financial Behavior 4. I believe that my skills and ` As an Investor. . . 5 4 3 2 1 knowledge of the stock market can help me to 1. I usually react quickly to outperform the market. the changes of other 5. I am confident in the investor’s decision and understanding of the stock follow their reactions. market. 2. Other investor decision of buying and selling stocks has impact on my investment decision. 3. I avoid selling shares that have decreased in value Thank you for participating! and readily sell shares that have increased in value. 4. I rely on information gathered from group discussion 5. I am less interested in following other investors’ decision on investing at stock market.
