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    Jerine Kiruba - Resume

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    Jerine Kiruba
    This document provides a summary of Jerine Kiruba's experience and qualifications. Jerine has over 2 years of experience as a Credit Manager at ICICI Bank and conducted a finance internship at Motilal Oswal Securities. Jerine's core qualifications include strong communication, proactivity, teamwork, computer, and task management skills. Jerine holds a postgraduate diploma in management and bachelor's degree in electronics and communication engineering.

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    Jerine Kiruba - Resume

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    Jerine Kiruba
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    This document provides a summary of Jerine Kiruba's experience and qualifications. Jerine has over 2 years of experience as a Credit Manager at ICICI Bank and conducted a finance internship at Motilal Oswal Securities. Jerine's core qualifications include strong communication, proactivity, teamwork, computer, and task management skills. Jerine holds a postgraduate diploma in management and bachelor's degree in electronics and communication engineering.

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    This document provides a summary of Jerine Kiruba's experience and qualifications. Jerine has over 2 years of experience as a Credit Manager at ICICI Bank and conducted a finance internship at Motilal Oswal Securities. Jerine's core qualifications include strong communication, proactivity, teamwork, computer, and task management skills. Jerine holds a postgraduate diploma in management and bachelor's degree in electronics and communication engineering.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    78 views2 pages

    Jerine Kiruba - Resume

    Uploaded by

    Jerine Kiruba
    This document provides a summary of Jerine Kiruba's experience and qualifications. Jerine has over 2 years of experience as a Credit Manager at ICICI Bank and conducted a finance internship at Motilal Oswal Securities. Jerine's core qualifications include strong communication, proactivity, teamwork, computer, and task management skills. Jerine holds a postgraduate diploma in management and bachelor's degree in electronics and communication engineering.

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    of 2

    JERINE KIRUBA +91 7868816351

    CREDIT AND RISK MANAGER [email protected]


    Linkedin.com/in/jerinekiruba Bengaluru 75

    Adaptable and energetic professional with demonstrated history of working in credit sector.
    Proven ability to take on individual initiatives while also working in highly engaged teams.
    Ability to think out of the box and to explore new and better options for making difference in
    whatever I do.

    Experience  Worked with team of analysts in routine credit risk


    analysis using CIBIL report, field verification and
    transaction history
     Performing due diligence on applicants, ensuring
    completeness of KYC details, analyse the risk and
    Credit Manager, report high risk applicants

    ICICI Bank Ltd  Accountable for Credit granting by setting and


    adjusting credit limits determined by strength of credit
    Chennai, TN and ratio of credit limit used.
    Apr 2017-Dec 2018
     Produced daily reports on target achievement and
    TAT
     Co-ordinated with data entry vendors and sales team
    to reduce errors on both sides

     A detailed study of equity portfolio and analysis on


    why people prefer savings over investment was done
    Finance Intern,  8 stocks under MOSL’s value portfolio was selected
    and analysis was done in excel with techniques like
    Motilal Oswal Securities Ltd
    Markowitz portfolio optimization, Sortino and
    Chennai, TN Treynor’s ratio

    Apr 2016- Jul 2016  Methods for portfolio maximization was studied and
    analysed and recommended ideas on how to
    increase awareness about equity and other savings

    Core Qualifications

     Persuasive oral and written communication skills for facilitation and negotiation
     Strong sense of proactiveness and urgency
     Adept at working with cross functional teams
     High computer competency
     Self motivated and assertive
     Good at handling multiple tasks
    Education

    Post Graduate Diploma in Management 2015-17


    Thiagarajar School of Management Finance & Marketing
    Bachelor of Engineering 2011-15
    St. Mother Theresa Engineering College Electronics & Communication

    Activities Involved

    Researched on Consumer Involvement among a group of online and offline buyers of


    fashion and lifestyle products
    A survey is conducted among 131 consumers and analyzed using chi square. The outcome
    was inferred that the consumer involvement among different segment is different.

    B-Plan for cultivation of Murrel fish in rural area


    To increase the health awareness of Murrel fish consumption among urban dwellers and
    increase employment opportunity for rural dwellers

    Other credentials

     NIBM certified credit analyst for retail credit analysis

     Pursuing course in Financial Engineering and Risk management offered by


    Columbia University

     Certified in Anti Money Laundering & Countering of Terrorist Financing ( AML


    and CTF)
     AMCAT certified employable for Financial /Banking service ,Data Analyst,
    Creative Content Developer
     Senior member of TSM CSR club and conducted events in Management fest
    YUKTI’16
     Partner in Café Enrista, a student driven cafeteria for the year 2016-17
     Conducted New Year Sale 2016 on apparels, named “Trendz & Tradition” at
    Agrini Apartments
     Certification Holder Online Advertising & Writing for web
     Undergone outbound training in Adventure zone, Madurantakam

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