Current Affairs Q&A PDF Top 100 - November 2020 by AffairsCloud

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Current Affairs Q&A PDF – November 2020

Top 100 Questions
1. Which Bank launched instant payouts “Visa Direct” in association with Visa?
1) Axis Bank
2) Indian Bank
3) Bank of Maharashtra
4) Bank of Baroda
5) RBL Bank
Answer - 5) RBL Bank
Explanation:
The RBL Bank (formerly known as Ratnakar Bank) in partnership with Visa has launched the latter’s
processing capability “Visa Direct” that allows safe, convenient, real-time and secure funds delivery directly
to financial accounts using credit and debit cards. This partnership underlines RBL’s “Partners ka Bank”
philosophy.
This Launch will enable RBL Bank to help fintechs in enhancing their offerings with Visa Direct.
2. How much of loan amount has been sanctioned by NABARD under Rural Infrastructure
Development Fund (RIDF) to the Government of Goa for the latter’s various Social Infrastructure
Projects?
1) 5004.30 lakh
2) 7504.30 Lakh
3) 8504.30 Lakh
4) 6504.30 Lakh
5) 4504.30 Lakh
Answer - 3) 8504.30 Lakh
Explanation:
National Bank for Agriculture and Rural Development (NABARD) has sanctioned loans worth Rs 8504.30
Lakh under Rural Infrastructure Development Fund (RIDF) to the Government of Goa for the latter’s
various Social Infrastructure Projects. With this, NABARD achieved 100% of the target fixed for sanction to
the Government of Goa during 2020-21. It was instituted in NABARD with the objective of giving low cost
support to State Governments and State-owned Corporations for quick completion of projects related to
medium and minor irrigation, soil conservation and other forms of rural infrastructure.
3. India’s first ever e-resource centre ‘Nyay Kaushal’ has been inaugurated (October 31, 2020) in
which State/UT?
1) Karnataka
2) Maharashtra
3) Telangana
4) Tamil Nadu
5) Gujarat
Answer – 2) Maharashtra
Explanation:
Chief Justice of India (CJI) Sharad Arvind Bobde inaugurated ‘Nyay Kaushal’ – India’s first ever E-
resource centre and a virtual court for the Maharashtra Transport and Traffic Department at Judicial
Officers Training Institute in Nagpur, Maharashtra.
Nyay Kaushal will facilitate electronic-filing of cases in Supreme Court, High Court and district courts
across the country. The virtual court will deal with all traffic challan cases from every corner of
Maharashtra online.

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4. Central Government provided what amount to Regional Rural Banks (RRBs) in order to meet
regulatory Capital requirement (November, 2020)?
1) 760 crore
2) 800 crore
3) 500 crore
4) 670 crore
5) 600 crore
Answer – 4) 670 crore
Explanation:
On November 1, 2020, the Central Government has provided Rs 670 crore to Regional Rural Banks (RRBs)
in order to raise the Capital to Risk (Weighted) Assets Ratio (CRAR) of about one-third of the 43 RRBs who
are suffering losses especially from north-eastern and eastern regions and need funds to meet regulatory
capital requirement of 9%. This infusion would take care of their capital needs till March 31, 2021. As of end
March 2020, 17 out of the 45 RRBs had CRAR of less than 9%, of which six RRBs had negative CRAR. In
accordance with National Bank for Agriculture and Rural Development (NABARD), RRBs as a group
reported net loss of Rs 2,206 crore in the FY20, as against Rs 652-crore net loss in FY19. As per the current
scheme for recapitalisation of RRBs, the Centre, concerned state governments and the sponsor banks
provides capital support in the ratio of 50:15:35, respectively to enable them to meet the regulatory
requirement of CRAR.
5. Who authored the book titled “Pandemonium: The Great Indian Banking Tragedy”?
1) Pradeep Srivastava
2) Sarbpreet Singh
3) Tamal Bandyopadhyay
4) Anand Neelakantan
5) Vikas Khanna
Answer – 3) Tamal Bandyopadhyay
Explanation:
“Pandemonium: The Great Indian Banking Tragedy” authored by Tamal Bandyopadhyay provides an
insider perspective on the forces that are restructuring the banking system in India, Asia’s 3rd largest
economy. This book, published by Roli Books, provides an understanding about the challenges and
economic potential of India. It is set to release in November 2020.
6. Which General Insurance Company launched AI tool ‘IDEAS’ for automatic claim settlements?
1) ICICI Lombard General Insurance
2) Bharti AXA General Insurance
3) Bajaj Allianz General Insurance
4) Reliance General Insurance
5) HDFC ERGO General Insurance
Answer – 5) HDFC ERGO General Insurance
Explanation:
In order to automate the complex process of motor claims, on November 2, 2020, HDFC ERGO General
Insurance launched the AI (Artificial Intelligence) tool IDEAS (Intelligent Damage Detection Estimation
and Assessment Solution) for motor claim settlements. The IDEAS module uses Neural Network image
processing and Analytics, Machine Learning and Natural Language that supports instant damage detection
as well as calculation of the claims estimate for the surveyors to help in motor claims settlement in real-
time. It is trained using more than 3,00,000 images over the last 2 years and has been integrated in the
surveyor mobile app.
7. Which Bank has become 1 corporate partner of edX from India to offer Massive open online
st
courses?
1) Bank of Baroda (BOB)
2) State Bank of India (SBI)

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3) Indian Bank
4) Canara Bank
5) Bank of Maharashtra (BOM)
Answer – 2) State Bank of India (SBI)
Explanation:
In a bid to develop skill sets of career-oriented individuals, SBI (State Bank of India) has entered into a
strategic partnership with edX, a global non-profit education platform to expand the learners’
perspectives and access to knowledge beyond the classrooms. As part of this partnership, SBI will offer its
Massive Open Online Courses (MOOCs) on the edX platform (edx.org.) from November 2020.
With this partnership, SBI becomes 1st Corporate Partner of edX from India.
SBI initially will offer 3 courses, namely Unleashing Creativity at the Workplace, Relationship Marketing
Strategy for Financial Services, and Conflict Resolution.
These courses will have duration for 4 to 6 weeks. There is no specific academic qualification needed to
enroll in the course.
8. Name the “Most Outstanding Company – Financial Sector” in India in the poll conducted by
Asiamoney.
1) ICICI Bank
2) HDFC Bank
3) Yes Bank
4) Axis Bank
5) IDBI Bank
Answer – 2) HDFC Bank
Explanation:
HDFC Bank Limited has been voted as the “Most Outstanding Company – Financial Sector” in India in the
poll conducted by Asiamoney, a well-established financial publication. HDFC has been given the honour for
the 2nd consecutive year
9. Alassane Outtara has been elected as President of which Country?

1) Turkey
2) Brazil
3) Ghana
4) Guinea
5) Ivory Coast
Answer – 5) Ivory Coast
Explanation:
Alassane Outtara, President of Ivory Coast (Côte d’Ivoire) won the 3rd term as the President with her
landslide victory in the 2020 Ivory Coast Election securing 94.27% of the vote. The 2020 Ivory Coast
Election held on 31st October 2020 was boycotted by the two opposition figures – former President Henri
Konan Bedie and ex-Prime Minister Pascal Affi N’Guessan and their supporters.
10. Which Company has acquired Bharti AXA General Insurance Company Ltd?
1) Bajaj Allianz General Insurance
2) ICICI Lombard General Insurance
3) New India Assurance
4) Life Insurance Corporation (LIC)
5) General Insurance Company
Answer – 2) ICICI Lombard General Insurance
Explanation:
The Competition Commission of India (CCI) under Section 31(1) of the Competition Act, 2002, approved
acquisition of General Insurance Business of Bharti AXA General Insurance Company Limited (Bharti
AXA) by ICICI Lombard General Insurance Company Limited (ICICI Lombard).

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As per the proposed combination, the whole general insurance business of Bharti AXA will be transferred to
ICICI Lombard by way of demerger, considering that ICICI Lombard will issue shares to Bharti AXA. The
combined entity (proposed merged non-life insurance company) is likely to have a market share of 8.7% on
a pro forma basis.
11. Shane Watson announced his retirement from all forms of Cricket. He belongs to which Country?
1) England
2) New Zealand
3) Australia
4) South Africa
5) Ireland
Answer – 3) Australia
Explanation:
Former Australian All Rounder Shane Robert Watson announced retirement from all forms of Cricket at
the age of 39. He had already announced retirement from International Cricket in 2015 but was playing
Franchise-based Cricket tournaments such as Indian Premier League (IPL), Pakistan Super League (PSL).
12. Union Minister for Earth Science (MoES), Harsh Vardhan released the report “Estimating the
Economic Benefits of Investment in National Monsoon Mission (NMM) and High-Performance
Computing (HPC) Facilities”. Who prepared the Report?
1) Investment Information and Credit Rating Agency
2) National Council of Applied Economic Research (NCAER)
3) Indian Council for Research on International Economic Relations
4) Sardar Patel Institute of Economic & Social Research
5) National Institute of Agricultural Economics and Policy Research (NIAP)
Answer – 2) National Council of Applied Economic Research (NCAER)
Explanation:
Union Minister for Earth Science (MoES), Harsh Vardhan released the report “Estimating the Economic
Benefits of Investment in National Monsoon Mission (NMM) and High-Performance Computing (HPC)
Facilities” prepared by National Council of Applied Economic Research (NCAER) at a function at Prithvi
Bhavan, New Delhi. The report was commissioned by MoES.
The report states that for every rupee spent by Government on NMM and HPC programs of MoES, Country
gains economic benefits worth Fifty rupees, which is 50 times more benefit on investment over the next
Five Years Period. The report refers to economic benefits as direct monetary gains to crop farmers,
livestock rearers, and fishermen in the country. With an initial investment of ~ INR 1000 crores, NMM and
HPC facilities have shown a 50-fold increase in their economic benefits.
13. Name the Financial Services Company which has deployed the world’s 1st live PCI certified Tap
to Phone card acceptance solution in partnership DigitSecure and HDFC Bank.
1) RuPay
2) Mastercard
3) American Express
4) Visa
5) Citi Mastercard
Answer – 4) Visa
Explanation:
Visa in partnership with DigitSecure and HDFC Bank deployed the world’s 1st live PCI certified Tap to
Phone card acceptance solution.
Objective– To accept safe contactless card payments in seconds through an app on their Near-Field
Communication (NFC)-enabled Android smartphones, without the need of any dedicated card acceptance
machines.

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14. Name the first Country to formally exit the Paris Climate Agreement (November 2020).
1) China
2) United States (US)
3) India
4) Australia
5) France
Answer – 2) United States (US)
Explanation:
On November 4, 2020 the United States (US) became the first country to formally exit the Paris Climate
Agreement. The formal exit from the agreement happened over a period of three years, after President
Donald Trump declared pull-out from the climate accord in June 2017.
US is the second largest emitter of Greenhouse gases in the world (1st – China), accounting for a total of 25
percent of global greenhouse gas emissions. US had promised to reduce its emissions by 26 percent to 28
percent by the year 2025 from 2005 levels.
15. Paytm partnered with ________ along with Visa to launch co-branded credit cards in two variants.
1) Axis Bank
2) Citi Bank
3) HDFC Bank
4) SBI Cards
5) IDFC Bank
Answer – 4) SBI Cards
Explanation:
On November 4, 2020 SBI Card and Payment Services ltd. (SBI Cards) partnered with Paytm and Visa to
launch co-branded credit cards, India’s next generation credit cards. The credit card will be available in two
variants, namely, Paytm SBI Card and Paytm SBI Card SELECT. The 2 variants have been designed for the
new age, digitally savvy customers. The product has been launched on the Visa platform. This is the 2nd co-
branded credit card product from Paytm. Paytm’s 1st co-branded credit card, called ‘Paytm First Card’ was
launched in collaboration with Citibank. Users have the option to switch off the card for contactless
payments or international transactions, when it is not required, this will safeguard them against fraud.
16. Who has been named as the Brand Ambassador for Namami Gange Project during the Ganga
Utsav 2020 2020 was virtually organized by National Mission for Clean Ganga (NMCG) ?
1) Amitabh Bachchan
2) Aamir Khan
3) Akshay Kumar
4) Chacha Chaudhary
5) Shaktiman
Answer – 4) Chacha Chaudhary
Explanation:
A three-day long Ganga Utsav 2020 from November 2-4, 2020 was virtually organized by National Mission
for Clean Ganga (NMCG) amid COVID-19 to spread awareness about river Ganga and the need to keep the
river clean and rejuvenated.
The 2020 edition marks the 12th anniversary of Ganga being accorded the status of National River, on 4th
November 2008. The event was attended by Union Minister Gajendra Singh Shekhawat, Ministry of Jal
Shakti. Chacha Chaudhary becomes the Brand Ambassador for Namami Gange Project. A joint project titled
“Urban River Management Plan” between NMCG and National Institute of Urban Affairs (NIUA), launched.
German development agency (GIZ) collaborated with NMCG for project, ‘Support to Ganga Rejuvenation’
17. Who chaired the 40th SAARCFINANCE Governors’ Group meeting in a virtual format (November
2020)?
1) Governor of Reserve Bank of India (RBI)
2) Governor of Bangladesh Bank

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3) Governor of Royal Monetary Authority of Bhutan
4) Governor of Central Bank of Sri Lanka
5) Governor of Nepal Rastra Bank
Answer – 1) Governor of Reserve Bank of India (RBI)
Explanation:
Shaktikanta Das, Governor of Reserve Bank of India (RBI) chaired the 40th SAARCFINANCE Governors’
Group meeting in a virtual format. He inaugurated the SAARCFINANCE Sync, a closed user group secure
communication network. The SAARFINANCE Governors meet twice a year concurrently with the IMF
(International Monetary Fund)/ WB (World Bank) Annual and Spring Meetings.
18. The Ministry of Information and Broadcasting (MIB) constituted a 4 member committee
(November 2020) to review “Guidelines on Television Rating Agencies in India” notified by the
ministry in 2014. Who is the head of the committee?
1) Ajay Kumar Bhalla
2) Shashi S. Vempati
3) Rajiv gauba
4) M S Ananth
5) Dinesh Pant
Answer – 2) Shashi S. Vempati
Explanation:
The Ministry of Information and Broadcasting (MIB) constituted a 4 member committee to review
“Guidelines on Television Rating Agencies in India” notified by the ministry in 2014. The committee is
headed by Shashi S. Vempati, CEO (Chief Executive Officer) of Prasar Bharti. Purpose of the committee- The
committee will examine and study different aspects of the television rating system in India and will notify
the changes if required.
19. When is the United Nations (UN)’s World Tsunami Awareness Day observed (2020 Theme:
Strengthening disaster risk governance)?
1) November 1
2) November 2
3) November 3
4) November 4
5) November 5
Answer – 5) November 5
Explanation:
The United Nations (UN)’s World Tsunami Awareness Day is annually observed on 5th November to create
and raise awareness about Tsunami and share innovative approaches across the globe to reduce the risk of
tsunami. The first World Tsunami Awareness Day was observed on 5th November 2016.
UN Office for Disaster Risk Reduction (UNDRR) in collaboration with the United Nations system facilitates
the observance of World Tsunami Awareness Day. The theme of the 2020 World Tsunami Awareness Day is
“Strengthening disaster risk governance”.
20. Where is the world’s largest care and cure centre for elephants being set up in India?
1) Meghalaya
2) Chhattisgarh
3) Odisha
4) Kerala
5) Jharkhand
Answer – 4) Kerala
Explanation:
Kottoor Elephant Rehabilitation Centre in Thiruvananthapuram, Kerala is being upgraded to International
standard and is set to become the world’s largest care and cure centre for elephants. The upgradation of the
centre is a part of the special program of the government of Kerala for the protection and conservation of

Top 100 Q&A PDF
elephants. The project is implemented at a cost of Rs.108 crore funded from the Kerala Infrastructure
Investment Fund Board (KIIFB). Around Rs.71.9 crores was spent on the first phase of the centre which will
be commissioned in February 2021.
21. Where did PM Narendra Modi inaugurate 17 projects including remarkable

i. India’s First Seaplane service
ii. World’s largest Geodesic Dome
iii. Unity Glow Garden
iv. world’s first ever technology drive nutrition park, also inaugurated Arogya Van & Arogya Kutir
v. Ekta Mall with theme of Unity in Handicraft & Handloom Diversity.
and laid the foundation stone for 4 new projects in a two-day visit (October)?
1)Bihar
2) Varanasi
3) Gujarat
4) Uttar Pradesh
5) Karnataka
Answer – 3) Gujarat
Explanation:
Prime Minister Narendra Modi paid a two-day visit to Gujarat from October 30-31, 2020. He inaugurated 17
projects around the Statue of Unity in Kevadia, Gujarat laid the foundation stone for 4 new projects includes
i.India’s First Seaplane service between the Statue of Unity near Kevadia in Gujarat’s Narmada district and
Sabarmati Riverfront in Ahmedabad.
ii. Water Aerodrome in Sabarmati Riverfront in Ahmedabad.
iii.World’s largest Geodesic Dome
iv. Unity Glow Garden and Cactus Garden
v. Jungle Safari in Gujarat’s Narmada district.
vi. Ekta Mall and inaugurated Arogya Van & Arogya Kutir
v. world’s first ever technology drive nutrition park
He paid homage to Sardar Vallabhai Patel at the Statue of Unity in Kevadia, Gujarat on National Unity Day
(Rashtriya Ekta Diwas) i.e October 31, 2020. National Unity Day is celebrated to commemorate the Birth
Anniversary of Sardar Vallabhai Patel.
22. Which popular social media/messaging app got approval to launch a payment system on Unified
Payments Interface (UPI) in the multi-bank model in India?
1) Facebook
2) Telegram
3) Instagram
4) Whatsapp
5) Twitter
Answer – 4) Whatsapp
Explanation:
On November 5, 2020 The National Payments Corporation of India (NPCI) gave approval for ‘WhatsApp
Pay’, a payment system of Whatsapp to go live on Unified Payments Interface (UPI) in the multi-bank model
in India. It will be available in 10 Indian regional languages. On November 5, 2020 The National Payments
Corporation of India (NPCI) gave approval for ‘WhatsApp Pay’, a payment system of Whatsapp to go live on
Unified Payments Interface (UPI) in the multi-bank model in India. NPCI has issued a cap of 30% on the
total transaction volume on the UPI network of all Third Party App Providers (TPAPs). This will be effective
from January 1, 2021.
23. Which edition of the Four-nation Naval Exercise Malabar 2020 took place in the Bay of Bengal
(Phase 1 November)?
1) 20th
2) 22nd

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3) 24th
4) 26th
5) 28th
Answer - 3) 24 th
Explanation:
Phase 1 of the 24th Edition of the Four-nation Naval Exercise Malabar 2020 took place in the Bay of Bengal
from November 3-6, 2020. The Four Nations India, United States, Japan, Australia jointly form the QUAD
(Quadrilateral Security Dialogue) Group. The exercise was restricted to sea phase and was conducted in
“Zero Contact” format due to Pandemic.
Participants:
Indian Navy (IN), United States Navy (USN), Japan Maritime Self-Defence Force (JMSDF), and Royal
Australian Navy (RAN) participated in the maritime exercise.
For the first time in 10 years, exercise is witnessing the participation of all four Quad countries. Australia is
taking part in the exercise for the first time after 2007.
24. Name the three-day Tri-Service Combat Exercise conducted by Andaman and Nicobar Command
(ANC) of India at Teressa Island in Nicobar Group of Islands.
1) Malabar
2) Air Strike
3) Samudra Shakti
4) Full Strike
5) Bull Strike
Answer –5) Bull Strike
Explanation:
Andaman and Nicobar Command (ANC) conducted a three-day Tri-Service Combat Exercise code named
“Bull Strike” from November 3-5, 2020 at Teressa Island in Nicobar Group of Islands. The exercise saw
participation from three service components of ANC, elements of Indian Army’s Parachute Brigade,
MARCOS (Marine Commando Force) and Special Forces. The exercise focussed on interoperability and
synergy among three services – Army, Navy and Air Force to maximise combat potential.
25. Where has been India’s first solar-based Integrated Multi-Village Water Supply Project
(IMVWSP) inaugurated?
1) Gujarat
2) Assam
3) Sikkim
4) Arunachal Pradesh
5) Andhra Pradesh
Answer – 4) Arunachal Pradesh
Explanation:
Gajendra Singh Shekhawat, Union Minister of Jal Shakti inaugurated India’s first solar-based Integrated
Multi-Village Water Supply Project (IMVWSP) in Lower Dibang Valley district in northeastern Arunachal
Pradesh. This project will provide drinking water needs for 39 villages (approximately 17,480 people) in
the district. The solar-based lift water supply project was commissioned at a cost of Rs 28.50 crore.
26. Ministry of Shipping has been renamed as _________________.

1) Ministry of Ports
2) Ministry of Shipping
3) Ministry of Waterways
4) Ministry of Jal Shakti
5) Ministry of Ports, Shipping and Waterways
Answer-5) Ministry of Ports, Shipping and Waterways

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Explanation:
The Government of India renamed the Ministry of Shipping as Ministry of Ports, Shipping and Waterways. It
was announced by Prime Minister (PM) Narendra Modi during the virtual inauguration of Ro-Pax Ferry
service between Hazira in Surat district in south Gujarat and Ghogha in Bhavnagar district of Gujarat.
27. Which Bank in association with EAP-India introduced an ‘Employee Assistance Program’, a Well-
being Programme for its employees and their family members 24×7?
1) State Bank of India
2) Punjab National Bank
3) Bank of Baroda
4) Indian Bank
5) Canara Bank
Answer-3) Bank of Baroda(BOB)
Explanation:
Bank of Baroda (BoB) in association with EAP-India introduced an ‘Employee Assistance Program’, a Well-
being Programme for its employees and their family members 24×7.
Aim of the Program is to help its employees to tackle their personal and professional problems through
psychological counselling and consulting. BoB has entered into partnership with EAP India Pvt Ltd to
provide this counselling.
28. Which Payment Bank partnered with Bharti AXA General Insurance Co Ltd to offer ‘Smart Drive
Private Car Insurance’?
1) India Post Payments Bank
2) Paytm Payments Bank
3) Airtel Payments Bank
4) Fino Payments Bank
5) Jio Payments Bank
Answer-3) Airtel Payments Bank
Explanation:
Airtel Payments Bank, India’s first payments bank partnered with Bharti AXA General Insurance Co Ltd to
offer ‘Smart Drive Private Car Insurance’, a comprehensive car insurance for its customers. Purpose of
Partnership is to offer car insurance to the customers of Airtel Payments Bank
29. Joseph Robinette Biden Jr. (Joe Biden) is set to become the 46th President whereas Kamala Devi
Harris will become the First Woman to serve as Vice President of the United States. They belong to
which political party?
1) Republican Party
2) Libertarian
3) Green/Socialist Party
4) American Solidarity
5) Democratic Party
Answer-5) Democratic Party
Explanation:
Joe Biden of Democratic Party passed the 270 vote Electoral College required to claim victory in the 2020
United States (U.S.) Presidential election, making him President-elect of the U.S. and Senator Kamala Harris
as Vice President-elect. Joe Biden defeated Incumbent U.S. President, Donald Trump & Vice President, Mike
Pence of Republican Party in the 2020 elections.
Joseph Robinette Biden Jr. is set to become the 46th President of the United States.
Kamala Devi Harris will become the First Woman, The First Black American and the first American of Asian
descent to serve as Vice President of the U.S.
Vice-President elect Kamala Harris is set to become the 49th Vice President of the United States.

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30. What is the name of the latest earth observation satellite launched by ISRO (November, 2020)
along with 9 international customer satellites from AndhraPradesh?
1) G Sat-30
2) India Sat
3) EOS-1
4) EOS-2
5) KALAM SAT
Answer-3) EOS-1
Explanation:
In its first mission of 2020, Indian Space Research Organisation (ISRO) on November 7, 2020 has launched
its latest earth observation satellite EOS-01 from Satish Dhawan Space Centre (SDSC) or Sriharikota Range
(SHAR), Andhra Pradesh (AP) along with 9 international customer satellites from Lithuania (1),
Luxembourg (4), and the US (4).
These were carried off by Polar Satellite Launch Vehicle (PSLV)-C49. It should be noted that this was PSLVs
51st mission, 76th launch mission from SDSC SHAR, and 110th Spacecraft mission of ISRO. EOS-01 is
intended for applications in agriculture, forestry and disaster management support with all-weather and
day-and-night observation capability.
31. Who won the 49th Edition of the Paris Masters officially known as 2020 Rolex Paris Masters in
men’s singles category?
1) Rafael Nadal
2) Novak Djokovic
3) Alexander Zverev
4) Dominic Thiem
5) Daniil Medvedev
Answer-5) Daniil Medvedev(Russia)
Explanation:
The 49th Edition of the Paris Masters officially known as 2020 Rolex Paris Masters took place from
November 2-8, 2020 at Palais omnisports de Paris-Bercy (Bercy Arena) in Paris, France. It is a Masters 1000
event and it is a part of the 2020 ATP Tour.
The Rolex Paris Masters is the ninth and final ATP (Association of Tennis Professionals) Masters 1000
event. It was the final tournament of the Men’s Tennis season.
Surface Type – Hard court tournament (played on Indoor Hard Court).
2020 Rolex Paris Masters – Overview
Category Winner Runner-up
Men’s Singles Daniil Medvedev (Russia) Alexander Zverev (Germany)
Men’s Felix Auger-Aliassime (Canada), Hubert Hurkacz Mate Pavic (Croatia) , Bruno Soares
Doubles (Poland) (Brazil)
32. Name the India’s First Individual Covid-19 Life Insurance Policy launched by Edelweiss Tokio
Life Insurance Company Limited.
1) Covid Secure+
2) Covid Kavach+
3) Covid Bubble+
4) Covid Guard+
5) Covid Shield+
Answer – 5) Covid Shield+
Explanation:
Edelweiss Tokio Life Insurance Company Limited launched, ‘Covid Shield+’, India’s First Individual Covid-
19 Life Insurance Policy. The comprehensive solution provides financial protection against the impact of
COVID-19 diagnosis.

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33. Which State has won the first place in the Union ministry of Jal Shakti’s 2nd National Water
Awards for 2019 under the best state (normal) category for the conservation and management of
water?
1) Andhra Pradesh
2) Goa
3) Kerala
4) Tamil Nadu
5) Odisha
Answer – 4) Tamil Nadu
Explanation:
Tamil Nadu won first place in the Union ministry of Jal Shakti’s 2nd National Water Awards for 2019 under
the best state (normal) category for the conservation and management of water. K Manivasan, PWD
Secretary will receive the Best State Award on behalf of Tamil Nadu Government. The Awards will be
presented during the 2-day virtual ceremony on 11th and 12th November 2020. Around 98 awards in 16
different categories will be presented during the virtual event.
34. Which tech giant signed an agreement to acquire a 100% of the shares of Postbank Systems AG
(PBS) from Deutsche Bank AG?
1) Microsoft
2) Google
3) TCS
4) Tech Mahindra
5) Wipro
Answer - 3) TCS
Explanation:
Tata Consultancy Services (TCS) signed an agreement with Deutsche Bank AG, under which TCS will acquire
a 100% of the shares of Postbank Systems AG (PBS) from Deutsche Bank AG. The value of the deal was not
disclosed. PBS is the IT(Information and Technology) service provider of Deutsche Bank. Deutsche Bank is
an existing IT services partner of TCS.
35. United Nations (UN)’s World Science Day for Peace and Development is observed on which date?
1) November 7
2) November 8
3) November 9
4) November 10
5) November 11
Explanation:
United Nations (UN)’s World Science Day for Peace and Development is annually celebrated across the
globe on 10th November to highlight the role of Science in society and the need to engage the public on the
discussion on the emerging scientific issues.
The first World Science Day for Peace and Development was observed on 10 November 2002 under United
Nations Educational, Scientific and Cultural Organization (UNESCO) auspices. The theme of the World
Science Day for Peace and Development 2020 is “Science for and with Society” with the focus on
the “Science for and with Society in dealing with the global pandemic”.
36. Name the first country to launch world’s first 6G satellite named “UESTC” satellite (Star Era-12)”
with an aim to test communications from space?
1) United States (US)
2) Japan
3) China
4) France
5) Russiau

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Answer – 3) China
Explanation:
China has successfully launched the world’s first 6G satellite namely “UESTC” satellite (Star Era-12)” into
orbit with an aim to test communications from space using high-frequency terahertz (THz) spectrum. It was
one of the 13 satellites aboard the Long March-6 rocket, which launched on November 6, 2020 at the
Taiyuan Satellite Launch Centre in Shanxi province of China.
The UESTC is named after the University of Electronic Science and Technology of China and will test the
performance of the 6G frequency band in space which is expected to be over 100 times faster than 5G which
is already expected to be ultra-fast. This 70kg test satellite will also verify a number of smart city,
environmental protection and disaster prevention applications, such as crop and forest fire monitoring.
37. Where is Second World Health Expo being held?

1) Wuhan, China
2) Geneva, Switzerland
3) New York, USA
4) New Delhi, India
5) Paris, France
Answer-1) Wuhan, China
Explanation:
The Second World Health Expo is being held in Hubei’s Capital City, Wuhan in China from November 11-14,
2020. The World Health Expo will showcase the Latest Technology in Fitness Sports and the most
realistically restored anti-epidemic Scenes. It will feature 12 different venues for audiences to experience
the most frontier health technology. 1st World Health Expo was also held in Wuhan,China from April 7 to
10, 2019.
38. Which Bank launched ‘SmartHub Merchant Solutions 3.0’, India’s first comprehensive banking
and payment solution for merchants with Visa?
1) ICICI Bank
2) HDFC Bank
3) IDFC Bank
4) Yes Bank
5) Axis Bank
Explanation:
HDFC Bank in Partnership with Visa launched ‘SmartHub Merchant Solutions 3.0’, India’s first
comprehensive banking and payment solution for merchants. This first-of-its-kind solution offers the ideal
platform for merchants and self-employed professionals to open a current account instantly and to accept
payments in-store and online.
39. The 13th Urban Mobility India (UMI) Conference 2020 was held virtually first time on the
theme “Emerging Trends in Urban Mobility”. What is the aim of UMI?
1) To keep cities up-to-date with best urban transport practices.
2) To take care of public transport in urban transportation.
3) To shift people from rural places to urban places.
4) To analyze the data and give ranking to the cities as per their performances.
5) To distributes the funds to the cities for better urban mobility.
Answer – 1) To keep cities up-to-date with best urban transport practices.
Explanation:
The 13th Urban Mobility India (UMI) Conference 2020 was held virtually on the theme “Emerging Trends in
Urban Mobility” from New Delhi which was inaugurated by Minister of State-MoS (Independent Charge-IC)
Hardeep Singh Puri, Ministry of Housing and Urban Affairs (MoHUA).
This was the first virtual UMI conference amid COVID 19 and was also held for a day as against the usual
format of three days without any exhibition. During the Conference the Award of Excellence was conferred

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upon Capital Region Urban Transport (CRUT), Bhubaneswar (Odisha) and Agartala Smart City Limited
(ASCL), Tripura.
The 14th Urban Mobility India (UMI) Conference and Expo 2021 will be held on October 29-31, 2021 in
Kochi, Kerala.
AIM of UMI: To disseminate information to the cities in order to keep them up-to-date with best urban
transport practices.
40. Who topped the 7th edition of the EdelGive Hurun India Philanthropy List 2020 released by
The Hurun India and EdelGive Foundation?
1) Mukesh Ambani
2) Shiva Nadar
3) Azim Premji
4) Ratan Tata
5) Gautam Adani
Answer – 3) Azim Premji
Explanation:
The Hurun India and EdelGive Foundation released the 7th edition of the EdelGive Hurun India
Philanthropy List 2020. Azim Premji & Family, the founder and Chairman of Wipro topped the 2020
list. Azim Premji became India’s Most Generous man with a donation of Rs.7904 crores.
The list featured the individuals who have donated Rs.5 crores and more during the review period (from
1st April 2019 to 31st March 2020).
Azim Premji is followed by Shiv Nadar, Founder-Chairman of HCL Technologies and Mukesh Ambani,
Chairman of Reliance Industries at 2nd & 3d position respectively.
41. Where is the Thirty Meter Telescope (TMT) project being installed, for which Indian
Astronomers collaborated with 2020 Physics Nobel Laureate Professor Andrea Ghez?
1) Maunakea, Hawaii
2) Hanle, Ladakh
3) California, USA
4) Ngari prefecture, China
5) Bangalore, India
Answer – 1) Maunakea, Hawaii
Explanation:
Indian Astronomers had worked closely with 2020 Physics Nobel Laureate Professor Andrea Ghez for
designing of back-end instruments and possible science prospects of the ‘Thirty Meter Telescope (TMT)
project’ which is being installed at Maunakea in Hawaii. The project will revolutionize the understanding of
the universe and mysteries surrounding it.
The TMT Project is worth $ 2 Billion Project and is a joint venture involving Five Countries (China, Canada,
Japan, India and United States). India has committed $200 Million, which is about tenth of proposed cost.
The telescope needs 492 precisely polished mirrors and India has contributed 83 of them.
42. Who won the Dream11 Indian Premier League 2020 (13th Edition of IPL) held at UAE?
1) Delhi Capitals
2) Chennai Superkings
3) Kings XI Punjab
4) Sunrisers Hyderabad
5) Mumbai Indians
Answer – 5) Mumbai Indians
Explanation:
The 13th Edition of the Indian Premier League (IPL) officially known as Dream11 Indian Premier League
2020 took place from 19th September-November 10, 2020 at the United Arab Emirates (UAE).
Consequently, The Third Season of the Women’s T20 Challenge 2020 officially known as Jio Women’s T20
Challenge took place simultaneously in UAE from November 4-9,2020. The tournament was administered

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by the Board of Control for Cricket in India (BCCI). The venue of the IPL was shifted from India to UAE due
to Pandemic.
Due to the Pandemic, the entire tournament was played in a Bio-secure environment.
Winners of Dream11 Indian Premier League 2020 (Men’s Title) – Mumbai Indians (5th Title)
Winners of Jio Women’s T20 Challenge (Women’s Title) – IPL Trailblazers (1st Title)
43. Who has virtually inaugurated the Australia-India Water Centre (AIWC) on November 6, 2020?
1) Mansukh Mandaviya
2) Narendra Modi
3) Gajendra Singh Shekhawat
4) Ram Nath Kovind
5) Amit Shah
Answer-3) Gajendra Singh Shekhawat
Explanation:
Union Minister for Jal Shakti, Gajendra Singh Shekhawat virtually inaugurated the Australia-India Water
Centre (AIWC) on November 6, 2020. AIWC will promote water-related research, teaching and training
between India and Australia. It will focus on Collaboration in Transdisciplinary water research, capacity
building, knowledge & technology transfer and water, food security.
44. Which Metro Rail Corporation will lay vibration-absorbing tracks for the first time in India?
1) Noida Metro Rail Corporation
2) Delhi Metro Rail Corporation
3) Kolkata Metro Rail Corporation
4) Lucknow Metro Rail Corporation
5) Mumbai Metro Rail Corporation
Answer-5) Mumbai Metro Rail Corporation
Explanation:
For the first time in India, the Mumbai Metro Rail Corporation Ltd., MMRCL will lay vibration-absorbing
tracks on the Colaba-Bandra-SEEPZ Metro Line-3 with an estimated outlay of Rs.23,000-cr. The corporation
has started trial production of the High Vibration Attenuation Booted Twin Sleeper Blocks,HVABTSB to lay
tracks with the help of a machine from Sonneville AG, Switzerland. It will have 27 underground stations en
route and is expected to be operational in 2021.
45. What will be India’s GDP (Gross Domestic Product) for the Calendar Year (CY) 2020 as per
Moody’s ‘Global Macro Outlook 2021-22 (released in November 2020)?
1) – 8.9%
2) – 9.5%
3) – 10.1%
4) – 12.5%
5) – 6.9%
Answer-1) – 8.9%
Explanation:
As per Moody’s ‘Global Macro Outlook 2021-22: Nascent economic rebound takes hold globally but will
remain fragile’, India’s GDP(Gross Domestic Product) for the Calendar Year(CY) 2020 is revised upwards to
-8.9%(contract by 8.9) from -9.6% projected earlier. It also has revised the GDP for the CY 2021 upwards to
8.6% from 8.1% projected earlier. Goldman Sachs in its global economic analysis report titled ‘V(accine)-
Shaped Recovery’, has projected India’s GDP growth to contact by 8.9% for CY 2020. It has reiterated GDP
growth for 2021 and 2022 to be 10%and 7.2% respectively.
46. Finance Minister gave an approval for the creation of Nation’s first ever “National Database of
Unorganised Workers (NDUW)”.What is an expected outlay for NDUW?
1) 500 crore
2) 600 crore

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3) 650 crore
4) 700 crore
5) 850 crore
Answer – 3) 650 crore
Explanation:
The Ministry of Finance gave its nod for the creation of the first ever “National Database of Unorganised
Workers (NDUW)” with an expected outlay of Rs 650 crore. In this regard, Ministry of Labour &
Employment has envisaged development of NDUW seeded with Aadhaar. This project will include migrant
workers also and the benefits to be provided through this database will encourage them to enroll on the
website. It will be helpful in providing welfare schemes or implementing social security initiatives for the
labour by the government.
47. India’s longest Bridge over a river in Northeast is expected to be completed by 2026-27 and it
will be connected to which two states?
1) Assam & Tripura
2) Assam & Meghalaya
3) Assam & Arunachal Pradesh
4) Arunachal Pradesh & Nagaland
5) Manipur & Mizoram
Answer – 2) Assam & Meghalaya
Explanation:
Larsen & Toubro (L&T) has emerged as the lowest bidder with Rs.3166 crores for the construction of the 20
kilometer (km) 4 lane road bridge across River Brahmaputra connecting Dhubri of Assam to Phulbair of
Meghalaya on National Highway (NH) 127B. This will be India’s longest Bridge over a River in the
northeast.
National Highways and Infrastructure Development Corporation Limited (NHIDCL) is the executing agency
and is expected to be completed by 2026-27.
48. According to the International Energy Agency’s (IEA) report, Renewables 2020 – Analysis and
Forecast to 2025, India will double its green energy capacity by which year?
1) 2021
2) 2025
3) 2024
4) 2022
5) 2023
Answer – 1) 2021
Explanation:
According to the International Energy Agency’s (IEA) report, Renewables 2020 – Analysis and Forecast to
2025, India’s Renewable Energy sector will see the largest growth after COVID-19. India will double its
green energy capacity addition in 2021 compared to 2020 levels.
Driven by China and the United States, new additions of renewable power capacity worldwide are expected
to a record level of almost 200 Gigawatts (GW) in 2020.
Total Installed Wind and Solar PV capacity will surpass natural gas in 2023 and coal in 2024. Solar PV
accounts for 60% of all renewable capacity additions through 2025, and wind provides another
30%.Renewable will overtake coal to become the largest source of electricity generation worldwide
in 2025 (one-third of world’s electricity supply). Hydropower will be the largest source of renewable
electricity worldwide, followed by wind and solar PV.
49. Who has been elected as State Counsellor of the Myanmar for Second Free elections in Myanmar,
since the country was liberated from Military rule in 2011?
1) Tsai Ing-wen
2) Aung San Suu Kyi
3) Win Myint

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4) Lobsang Sangay
5) Carrie Lam
Answer – 2) Aung San Suu Kyi
Explanation:
According to the Union Election Commission (UEC) of Myanmar, Aung San Suu Kyi’s National League for
Democracy (NLD) is likely to win the 2020 Myanmar elections by securing 346 seats out of 664 seats in the
Parliament (as on 13th November) which is enough to form the next government. This will be the second
term for Aung San Suu Kyi as State Counsellor and second victory for her party NLD. This is the Second Free
elections in Myanmar, since the country emerged from Military rule in 2011.
50. When is Ayurveda Day celebrated globally?

1) November 13
2) November 16
3) November 14
4) November 15
5) November 12
Explanation:
Ayurveda Day is annually celebrated across the globe on the day of Dhanwantri Jayanti, as a global initiative
to promote and preserve the health science of Ayurveda. The 2020 Ayurveda Day falls on 13th November
2020.
51. Which App was launched as the first-ever initiative to help COVID-19 patients reach healthcare
facilities in EV (Electric Vehicles) for free of cost in Delhi?
1) COVID Sathi App
2) COVID Seva App
3) Jeevan Sathi App
4) Jeevan Seva App
5) Jeevan Mitra App
Answer – 4) Jeevan Seva App
Explanation:
Satyendar Jain, Health Minister of Delhi launched Jeevan Seva App, the first-ever initiative to help COVID-19
patients reach healthcare facilities in EV (Electric Vehicles) for free of cost. For this initiative, Delhi Govt has
collaborated with the EVERA, an EV cab facility launched by Prakriti E-Mobility Pvt Ltd.
Purpose of the app is to help transport COVID-19 patients(not critical) to and from their homes, hospitals
and healthcare facilities from any point in Delhi for free of cost in a safe and timely manner.
52. Where are the two lakes namely Lonar Lake and Sur Sarovar also known as Keetham Lake which
added to the ‘Ramsar Sites’ in November 2020 located?
1) Uttarakhand, MadhyaPradesh
2)Karnataka, Tamilnadu
3) Tamilnadu, Kerala
4) Maharashtra, UttarPradesh
5) Punjab,Haryana
Answer – 4) Maharashtra, UttarPradesh
Explanation:
On November 15, 2020 Prakash Javadekar, Union Minister for Environment, Forest and Climate Change
(MoEFCC) announced that Sur Sarovar also known as Keetham Lake in Agra, Uttar Pradesh and Lonar Lake
in Maharashtra, the only crater lake of Country has been added to the ‘Ramsar Sites’. These 2 wetlands have
been included in the ‘List of Wetlands of International Importance’ established by Article 2.1 of the
convention.

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53. The Union Ministry of Health & Family Welfare (MoHFW) launched a 3 month campaign ‘SAANS’
to reduce childhood pneumonia deaths to less than 3 deaths per a 1000 live births. What is the
target year?
1) 2022
2) 2023
3) 2024
4) 2025
5) 2021
Answer – 4) 2025
Explanation:
The Union Ministry of Health & Family Welfare (MoHFW) launched a 3 month campaign to reduce
childhood pneumonia deaths. The scheme focuses to raise awareness regarding childhood pneumonia and
its early intervention, enabling the caregivers across the country to identify critical symptoms at early
stages and immediate care-seeking with qualified providers. Target of the Initiative is to reduce less than 5
pneumonia deaths, per a 1000 live births, to less than 3 deaths by 2025 through the accelerated SAANS
(Social Action and Awareness to Neutralise Pneumonia Successfully) initiative.
54. Which bank partnered with Fintech PayNearby to launch a neo banking platform in India?
1) HDFC Bank
2) IDFC Bank
3) HSBC Bank
4) SBM Bank India
5) ICICI Bank
Answer – 4) SBM Bank India
Explanation:
SBM Bank (India) Limited (SBM Bank India), the wholly-owned subsidiary of State Bank of Mauritius has
partnered with Fintech PayNearby to launch a neo banking platform. The bank is also looking at
collaborative banking in other segments and where companies may have access to a large number of
customers but not have a banking license.
55. Who won the International Children’s Peace Prize 2020?

1) Greta Thunberg
2) Sadat Rahman
3) Aava Murto
4) Khusi Chindaliya
5) Anika Chebrolu
Answer – 2) Sadat Rahman
Explanation:
17 year old Sadat Rahman from Bangladesh won the International Children’s Peace Prize 2020 for his
involvement in setting up his social organization and creating mobile application ‘Cyber Teens’ to end
cyberbullying. Nobel Peace Prize laureate Malala Yousafzai presented the award to Sadat Rahman, during a
ceremony in the Netherlands.
56. What was the 2020 theme of United Nations (UN)’s World Diabetes Day is annually observed
across the globe on 14th November?
1) The Elders and Diabetes
2) The COVID and Diabetes
3) The Family and Diabetes
4) The Nurse and Diabetes
5) The Infants and Diabetes
Answer – 4) The Nurse and Diabetes

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Explanation:
United Nations (UN)’s World Diabetes Day is annually observed across the globe on 14th November to
recognise the need to undertake multilateral efforts to promote and improve the health of the humans and
to provide access to treatment and healthcare education.
The theme of the World Diabetes Day 2020 is “The Nurse and Diabetes”, which focuses on the vital role of
the nurses in supporting the lives of the diabetic patients. As a part of the World Diabetes day, WHO has
announced the Global Diabetes Compact, a comprehensive and inclusive approach to support the member
nations to implement programmes to prevent and manage diabetes.
57. Which Financial organaisation had launched a unique savings account for Indian women named
as ‘Eva’ (Smriti Mandhana appointed as Brand Ambassador)?
1) Ujjivan Small Finance Bank Limited
2) Equitas Small Finance Bank Limited
3) Janalakshmi Small Finance Bank Limited
4) AU Small Finance Bank Limited
5) ESAF Small Finance Bank Limited
Answer – 2) Equitas Small Finance Bank Limited
Explanation:
Equitas Small Finance Bank Limited (ESFBL) launched ‘Eva’, a unique savings account for Indian women.
The product addresses the wellbeing of women in every aspect such as Health, Wealth and Prosperity.
Smriti Mandhana, Indian Woman cricketer has been appointed as the new brand ambassador of ESFBL.
58. India has entered a technical recession in the first half of FY21 for the first time in its history as
per the reports ‘nowcast’. Who published the ‘nowcast’ for the first time (November 2020)?
1) International Monetary Fund (IMF)
2) World Bank (WB)
3) Reserve Bank of India (RBI)
5) Fitch India
Answer – 3) Reserve Bank of India (RBI)
Explanation:
In accordance with the Reserve Bank of India’s (RBI) first ever estimation based on high-frequency data
namely “nowcast”, India’s Gross domestic product (GDP) contracted 8.6% in the quarter ended September
2020 i.e. Q2FY21. Nowcast is prepared by a team of economists including Michael Debabrata Patra, RBI’s
deputy governor. As per it, India also has entered a technical recession in the first half of FY21 for the first
time in its history as the economy had slumped about 24% in Q1FY21 due to the COVID-19 pandemic. Also,
the Consumer Price Index (CPI) rises to 7.61% in October 2020 as compared to 7.27% in the previous
month of September, 2020.
59. Who has been appointed as the 1st chairperson of Reserve Bank Innovation Hub (RBIH)?
1) Bibhu Prasad (B.P.) Kanungo
2) Mahesh Kumar (M.K.) Jain,
3) Michael Debabrata(M.D.)Patra
4) Shaktikant Das
5) Senapathy (Kris) Gopalakrishnan
Answer – 5) Senapathy (Kris) Gopalakrishnan
Explanation:
Reserve Bank of India (RBI) appointed Senapathy (Kris) Gopalakrishnan, co-founder and former co-
Chairman, Infosys as the 1st chairperson of Reserve Bank Innovation Hub (RBIH). He is currently the Chief
Mentor of Start-up Village, an incubation hub for start-ups. RBIH will be guided and managed by a
Governing Council (GC) led by a Chairperson of RBI. The governing council has also 9 other members.

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On August 6, 2020 RBI in its Monetary Policy Statement on Development and Regulatory Policies
announced that RBI will set up a RBIH to promote innovation across the financial sector by leveraging the
technology and creating an environment that facilitates and fosters innovation.
60. Nitish Kumar has been sworn in as the CM of Bihar for 7 time (Four Consecutive Terms). Who
th
has sworn in as first women deputy CM of Bihar along with Tarkishore Prasad?
1) Vidya Devi
2) Tara Namdeo
3) Sonali Namdeo
4) Renu Devi
5) Rama Devi
Answer – 4) Renu Devi
Explanation:
Nitish Kumar of Janata Dal (United) party was sworn-in as the 23rd Chief Minister (CM) of Bihar. His
swearing-in ceremony was administered by Governor Phagu Chauhan, along with Nitish Kumar 14
Ministers from NDA (National Democratic Alliance) took oath as Ministers. Nitish Kumar has been sworn in
as the CM of Bihar for Four Consecutive Terms.
He is also taking charge as CM of Bihar for the seventh time in two decades.
Four-Time BJP (Bharatiya Janata Party) MLA’s (Member of Legislative Assembly), Tarkishore Prasad
(Constituency – Katihar) and Renu Devi (Constituency – Bettiah) were sworn-in as Deputy Chief Ministers.
Renu Devi is the First Woman Deputy CM of Bihar.
61. Where will be United Nations (UN) Climate Conference also known as COP 26 held in 2021?
1) Rome, Italy
2) Glasgow, United Kingdom
3) Madrid, Spain
4) Santiago, Chile
5) Brisbane, Australia
Answer – 2) Glasgow, United Kingdom
Explanation:
The UK (United Kingdom) Government announced SSE, ScottishPower, NatWest Group and National Grid as
the first Principal Partners for the 2021 United Nations (UN) Climate Conference also known as COP26. As
Principal Partners, they will be the top tier of sponsorship for COP 26. COP26 is scheduled to take place on
November 1-12, 2021 at SEC Centre, Glasgow, Scotland (UK).
62. How many entities have started testing their products under the 1 test phase of RBI’s
st
Regulatory Sandbox?
1) Two
2) Three
3) Four
4) Five
5) Six
Answer – 1) Two
Explanation:
Reserve Bank of India (RBI) announced the opening of the first cohort under the Regulatory Sandbox (RS)
with “Retail Payments”, as its theme. In this regard, Reserve Bank received applications from 32 entities of
which six have been selected for the ‘Test Phase’.
Therefore as of November 16, 2020, two sandbox entities viz. Natural Support Consultancy Services Pvt.
Ltd. of Jaipur, Rajasthan and Nucleus Software Exports Ltd. of New Delhi have started the first test phase of
their products viz. “eRupaya” and “PaySe” respectively.
Regulatory sandbox usually refers to live testing of new products or services in a controlled regulatory
environment for which regulators may (or may not) permit certain relaxations for the limited purpose of
the testing.

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63. For which Bank the Reserve Bank of India (RBI) proposed a draft scheme of amalgamation with
DBS Bank India Ltd. (DBIL) meanwhile Thothala Narayanaswamy (T.N.) Manoharan appointed as
administrator of the Bank (November 2020)?
1) Lakshmi Vilas Bank
2) Karur Vysa Bank
3) Yes Bank
4) Punjab & Maharashtra Co-operative (PMC) Bank
5) Karnataka Vikas Grameena Bank
Answer – 1) Lakshmi Vilas Bank
Explanation:
The Reserve Bank of India (RBI) proposed a draft scheme of amalgamation of the capital starved Lakshmi
Vilas Bank Ltd. (LVB) with DBS Bank India Ltd. (DBIL). This decision has been taken after the Central
Government has imposed a one-month moratorium on LVB on November 17, 2020 that temporarily capped
withdrawals at Rs 25,000. The moratorium will be effective upto December 16, 2020. The draft scheme
invited suggestions and objections from members, depositors and other creditors of LVB and DBIL by
November 20. RBI also appointed Thothala Narayanaswamy (T.N.) Manoharan, a former Non Executive
Chairman of Canara Bank, as Administrator of LVB.
64. Name the Bank which partnered with Neokred Technologies to launch a Co-Branded Prepaid
Card. (November 2020)
1) Axis Bank
2) Yes Bank
3) HDFC Bank
4) IDFC Bank
5) DBS Bank
Answer – 2) Yes Bank
Explanation:
YES Bank launched ‘YES BANK Neokred Card’, a Co-Branded Prepaid Card in partnership with Neokred
Technologies to encourage cashless payments. The prepaid card will be offered to the corporate partners of
Neokred across various sectors. The card offerings can be personalized to suit the needs of companies
looking for salary cards or expense cards for their employees.
65. Which State Government signed a MoU with Energy Efficiency Services Limited (EESL) to discuss
the implementation of India’s 1 100 MW (MegaWatt) convergence project?
st
1) Gujarat
2) Rajasthan
3) Madhya Pradesh
4) Goa
5) Maharashtra
Answer – 4) Goa
Explanation:
Energy Efficiency Services Limited (EESL) signed a Memorandum of Understanding (MoU) with the
Department of New & Renewable Energy (DNRE), Government of Goa to discuss the implementation of
India’s First 100 MW (MegaWatt) decentralised solar convergence project under the newly formed
Convergence Energy Services Limited (Convergence) in Goa. Goa is the first state to adopt the concept of
amortising the cost of pumps and LED lights into a Power Purchase Agreement (PPA).
66. Name the only Indian city to be ranked (62 ) in the list “2021 World’s Best Cities” by Resonance
nd
Consultancy Ltd. (Topped by London, United Kingdom)?

1) Mumbai
2) Bengaluru
3) Hyderabad
4) Delhi

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5) Pune
Answer – 4) Delhi
Explanation:
In accordance with the annual report and ranking of best cities around the world titled “2021 World’s Best
Cities” by Resonance Consultancy Ltd, London, United Kingdom (UK) is at top spot for the 6th consecutive
year. It was followed by New York, United States (US) and Paris (France) at 2nd and 3rd rank respectively.
Notably only one Indian city, Delhi, is listed in the ranking at 62 which was ranked 81st in previous year
ranking. The report has ranked 100 cities around the world with a population of more than 10 lakh. The
ranking was based on the 25 ranking factors grouped into six core categories. Notably, for the first time, the
cities were also ranked on new criteria such as unemployment, the rate of COVID-19 infections (as of July)
and income disparity.
67. The Union Ministry of Information and Broadcasting (I&B) has issued a notice asking all eligible
news websites, portals, aggregators and agencies to comply with its foreign direct investment (FDI)
policy (Cabinet Approval in Sep 2019) for digital news media. What is maximum FDI allowed in
digital news media?
1) 49%
2) 45%
3) 39%
4) 30%
5) 26%
Answer – 5) 26%
Explanation:
The Union Ministry of Information and Broadcasting (I&B) has issued a notice asking all eligible news
websites, portals, aggregators and agencies which are uploading or streaming news and current affairs
through digital media to comply with the 26% foreign direct investment (FDI) policy for digital news media.
They need to share suitable details within one month i.e. by December 16, 2020.
This notification is issued on the lines of the Union Cabinet decision’s on September 18, 2019 which had
permitted 26% FDI for digital news media under Government approval route. Also, this decision will enable
the government to check foreign influence and interference in domestic affairs.
68. Name the First City in the Country to get ISO (International Organization for Standardization)
9001:2015 Certification for Faecal Sludge and Septage Management (FSSM) services.
1) Mumbai, Maharashtra
2) Bhubaneswar, Odisha
3) Hyderabad, Telangana
4) Bhopal, Madhya Pradesh
5) Kochi, Kerala
Answer – 2) Bhubaneswar, Odisha
Explanation:
Bhubaneswar, Capital of Odisha became the First City in the Country to get ISO (International Organization
for Standardization) 9001:2015 Certification for Faecal Sludge and Septage Management (FSSM) services.
Bhubaneswar Municipal Corporation (BMC) was the first civic body to implement FSSM regulations in
Odisha. The National Policy on Faecal Sludge and Septage Management (FSSM) was launched by the
Ministry of Urban Development in 2017 and FSSM plans are part of AMRUT (Atal Mission for Rejuvenation
and Urban Transformation) State Level Implementation Plans.
69. Member States of GPC had agreed to reduce new adult HIV infections by 75% at the end of which
year?
1) 2020
2) 2021
3) 2022
4) 2024

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5) 2025
Answer – 1) 2020
Explanation:
It should be noted that the Member States of GPC had agreed to reduce new adult HIV infections by 75% at
the end of 2020 from 2010 levels. Therefore, this year’s meet was significant in achieving the 2016 UNGA
commitment to end AIDS by 2030.
Indian side is also committed to achieve the 90-90-90 targets across the country by the end of 2020 and
elimination of (Acquired Immune Deficiency Syndrome) epidemic as a public health threat by 2030.
This target envisages the following by 2020:
90% of people living with HIV will know their HIV status.
90% of people who know their HIV-positive status will be accessing treatment
90% of people on treatment will have suppressed viral loads.
70. Which Financial Institution has approved a $120-million loan for Meghalaya Integrated
Transport Project (MITP) to improve and modernize the transport sector of Meghalaya?
1) World Bank (WB)
2) Asian Development Bank (ADB)
3) Asian Infrastructure Investment Bank (AIIB)
4) New Development Bank (NDB)
5) European Central Bank
Answer – 1) World Bank (WB)
Explanation:
The Government of India, the Government of Meghalaya and the World Bank (WB) signed a $120-million
Meghalaya Integrated Transport Project (MITP) to improve and modernize the transport sector of
Meghalaya. The loan from the International Bank for Reconstruction and Development (IBRD), has a
maturity of 14 years including a grace period of 6 years. The project enables Meghalaya to utilize its vast
development potential for high value agriculture and tourism. It will support the ‘Restart Meghalaya
Mission’ of the state govt.
71. Name the Bank which has partnered with Pine Labs to become India’s first bank and first in
industry to launch a fully digital payment mode, a Cardless EMI facility at retail stores.
1) HDFC Bank
2) ICICI Bank
3) IDFC Bank
4) Axis Bank
5) IndusInd Bank
Answer – 2) ICICI Bank
Explanation:
ICICI Bank Ltd in partnership with Pine Labs launched ‘ICICI Bank Cardless EMI’ (Equated Monthly
Installments). ICICI Bank becomes India’s first bank and first in industry to launch a fully digital payment
mode, a Cardless EMI facility at retail stores.
Purpose- The facility allows the bank’s pre-approved customers to use their mobile phone and
PAN(Permanent Account Number)instead of wallet or cards, to purchase their gadgets or home appliances
at retail stores across PAN India.
72. Who has won the Booker Prize 2020 for his debut novel “Shuggie Bain”?
1) James Kelman
2) Marieke Lucas Rijneveld
3) Margaret Atwood
4) Douglas Stuart
5) Bernardine Evaristo
Answer – 4) Douglas Stuart

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Explanation:
New York based Scottish writer Douglas Stuart (44 years) won the Booker Prize 2020 for his debut novel
“Shuggie Bain” published by Grove Atlantic in the United States and Picador in the United Kingdom. Shuggie
Bain is a story of a boy from 1980’s Glasgow with a mother with alcohol addiction. He is the second Scottish
writer to win the award after James Kelman who won the Booker Prize in 1994 for his book titled “’How
Late It Was, How Late”.
73. Who is the first Asian to win the 2020 AESC (Association of Executive Search and Leadership
Consultants) Lifetime Achievement Award?
1) Dr Nand Kishor Tiwari
2) Dr Shyam Kishor Gupta
3) Dr Bish Agrawal
4) Dr. João Prates Romero
5) Dr Zweli Mkhize
Answer – 3) Dr Bish Agrawal
Explanation:
Dr. Bish Agrawal, Chairman of Accord India and Founding Partner of Alto Partners won 2020 AESC
(Association of Executive Search and Leadership Consultants) Lifetime Achievement Award. He is the first
Asian to receive this recognition. He was honoured during the week’s (November 17to November 19, 2020)
AESC Global Conference that was held virtually.
74. India became the 4 Country in the world to have its independent regional navigation satellite
th
(The Indian Regional Navigation Satellite System (IRNSS) (operational name NavIC –Navigation with
Indian Constellation)) recognised by International Maritime Organization (IMO)? IRNSS is
developed by ________.
1) ISRO (Indian Space Research Organization)
2) National Aeronautics and Space Administration
3) Defence Research and Development Organization
4) New India Space Limited
5) Hindustan Aeronautics Limited
Answer – 1) ISRO (Indian Space Research Organization)
Explanation:
The Indian Regional Navigation Satellite System (IRNSS) (operational name NavIC –Navigation with Indian
Constellation) has been accepted as a component of the World Wide Radio Navigation System (WWRNS) for
operation in the Indian Ocean Region (IOR) by the International Maritime Organization (IMO). India became
the Fourth Country in the world to have its independent regional navigation satellite recognised by IMO.
The Other three countries are the United States (US), Russia and China. The Maritime Safety Committee
(MSC) of IMO approved the recognition of IRNSS as a component of the WWRNS during its meeting (102nd
session) held from November 4-11, 2020. IRNSS was developed by ISRO (Indian Space Research
Organization). The Government of India approved the project in May, 2006.
75. What is the rank of India’s Supercomputer – PARAM Siddhi-AI according to 56th Edition of the
TOP500 project which ranks and details the 500 most powerful non-distributed computer systems
in the world?
1) 77th
2) 56th
3) 62nd
4) 88th
5) 65th
Answer – 3) 62nd
Explanation:
According to 56th Edition of the TOP500 project which ranks and details the 500 most powerful non-
distributed computer systems in the world, India’s Supercomputer – PARAM Siddhi-AI – Ranked 62 in the

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list of most powerful non-distributed computer systems in the World. In a non-distributed computer
system (co-located), all the components are in a single location. The Top500 project Rankings are published
twice a year. Another Supercomputer, Pratyush – Ranked 77 featured in the Top 100 while “Mihir” –
Ranked 145 featured in the list of Top 500 supercomputers in the list. Both Pratyush and Mihir are located
at two Government Institutes.
76. Which edition of India-Thailand Coordinated Patrol (Indo-Thai CORPAT) between the Indian
Navy and the Royal Thai Navy was conducted in Andaman Sea (November 2020)?
1) 8th
2) 15th
3) 22nd
4) 45th
5) 30th
Answer – 5) 30th
Explanation:
The 30th edition of India-Thailand Coordinated Patrol (Indo-Thai CORPAT) between the Indian Navy and
the Royal Thai Navy was conducted in Andaman Sea close to the strategic Strait of Malacca. The Indian side
was represented by Indian Naval Ship (INS) Karmuk, an indigenously built Missile Corvette while the other
side is represented by His Majesty’s Thailand Ship (HTMS) Kraburi, a Chao Phraya Class Frigate along with
Dornier Maritime Patrol Aircraft from both the navies.
77. Where has India’s First Moss Garden been inaugurated?

1) Kevadia, Gujarat
2) Nainital, Uttarakhand
3) Mandi, Himachal Pradesh
4) Subansiri, Arunachal Pradesh
5) Kochi, Kerala
Answer – 2) Nainital, Uttarakhand
Explanation:
India’s First Moss Garden was inaugurated at Khurpatal, Nainital District of Uttarakhand by renowned
Water Conservation Activist of India, Rajendra Singh (also known as Water Man of India). The Garden has
been set up for the purpose of conservation of different species of moss. The Garden is spread over 10
hectares and houses 30 different species of moss and other bryophyte species. Two moss species found in
the park – Hyophila Involuta (Cement Moss) & Brachythecium Buchanani are listed under in the
International Union for Conservation of Nature’s (IUCN) Red List. Moss (Bryophyta division) are small
flowerless plants, they are amongst one of the most ancient Flora on the planet. They are facing threats due
to increasing urbanization, destruction of their habitat, deforestation and pollution.
78. The Internal Working Group (IWG) of Reserve Bank of India (RBI) recommended an increase in
the promoters’ stake to _______% from 15% of the paid-up voting equity share capital of the bank.
1) 18%
2) 20%
3) 23%
4) 26%
5) 30%
Answer – 4) 26%
Explanation:
The Internal Working Group (IWG) of Reserve Bank of India (RBI) which was formulated on June 12, 2020
to review extant ownership guidelines and corporate structure for Indian private sector banks has
submitted its report on November 20, 2020. It has recommended an increase in the promoters’ stake to
26% from 15% of the paid-up voting equity share capital of the bank in 15 years. It also recommended
prescribing a uniform cap of 15% of the paid-up voting equity share capital of the bank for all types of
shareholders (non-promoter shareholding). Large non-banking finance companies (NBFCs) with an asset

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size of Rs 50,000 crore and above, and completed 10 years of operations can be considered for conversion
into banks.
79. Who has been awarded with the Vatayan Lifetime Achievement Award 2020 for his contribution
to the literary works of India?
1) Kumar Vishwas
2) Ravi Shankar Prasad
3) Prakash Javdekar
4) Manoj Tiwari
5) Ramesh Pokhriyal ‘Nishank’
Answer – 5) Ramesh Pokhriyal ‘Nishank’
Explanation:
Ramesh Pokhriyal ‘Nishank’, Union Minister of Education received the Vatayan Lifetime Achievement
Award 2020 for his contribution to the literary works of India. The award was presented to him at the
Vatayan-UK felicitation ceremony organised as a virtual event by the British Institution Group in England.
Along with Minister of Education, Manoj Muntashir, famous poet and lyricist won the International Vatayan
Literary award 2020 at the Vatayan-UK felicitation ceremony. Vatayan Awards is presented by the Vatayan-
UK organization, London to recognise and honour the contribution of poets, writers and artists for their
works in their respective fields.
80. Name the trilateral Naval Exercise (2 edition) held between Indian Navy, Royal
nd
Thai Navy (RTN) & Republic of Singapore Navy (RSN) from November 21-22, 2020 at the Andaman
Sea.
1) PASSEX
2) SITMEX-20
3) MALABAR
4) EX-Bongosagar
5) Sagar Kavach
Answer – 2) SITMEX-20
Explanation:
The 2nd Edition of SITMEX-20 – A Trilateral Naval Exercise between Indian Navy, Royal Thai Navy (RTN) &
Republic of Singapore Navy (RSN) took place from November 21-22, 2020 at the Andaman Sea.1st Edition
of SITMEX-19 was hosted by India in Port Blair in 2019. The 2020 Edition was hosted by RSN. It was
conducted with an objective to enhance mutual interoperability and to incorporate best practices between
Indian Navy, RSN & RTN. The Indian Navy deployed indigenous Anti-Submarine Warfare corvette INS
Kamorta and Missile Corvette INS Karmuk for the exercise.
81. Which Payments Bank has partnered with HDFC ERGO General Insurance Company Limited to
offer customized insurance solutions to its customers?
1) NSDL Payments Bank Limited
2) Paytm Payments Bank Limited
3) India Post Payments Bank
4) FINO Payments Bank
Answer – 1) NSDL Payments Bank Limited
Explanation:
NSDL Payments Bank Limited (National Securities Depository Limited Payments Bank), digital-first
payments bank entered into partnership with HDFC ERGO General Insurance Company Limited to offer a
customised, affordable and whole range of general insurance products to its customers through NSDL Jiffy,
mobile banking application. It aims to integrate NSDL Payment Bank’s deep distribution network and HDFC
ERGO’s strong innovation pipeline to contribute to financial inclusion in India.

Top 100 Q&A PDF
82. Which State remains most attractive destination of FDI in India According to the report titled
“FDI in India: Now, Next and Beyond” by Confederation of Indian Industry (CII) and E&Y?
1) Karnataka
2) Maharashtra
3) Delhi
4) Gujarat
5) Tamil Nadu
Answer – 2) Maharashtra
Explanation:
In accordance with the report titled “FDI in India: Now, Next and Beyond” by Confederation of Indian
Industry (CII) and Ernst & Young Global Limited (EY), India may attract foreign direct investment (FDI) of
$120-160 billion per year by 2025. The investors ranked India third in terms of attractiveness and 80% of
them have planned for investment in India in the next two to three years. Out of them 25% investments are
worth over $500 million.
States-wise Maharashtra remains the most attractive destination (28%), followed by Karnataka (19%),
Delhi (16%) and Gujarat (10%). These four alone received 75% of the FDI between October 2019 and June
2020.
83. Which Indian web television series has won the award under the ‘drama series’ category (1 ever st
Emmy award for any Indian Program) at the 48 International Emmy Awards 2020?
th
1) Breathe
2) Mission Over Mars
3) Special Ops
4) Delhi Crime
5) The Family Man
Answer – 4) Delhi Crime
Explanation:
The International Academy of Television Arts & Sciences announced the winners of the 48th International
Emmy® Awards 2020 during a live ceremony hosted by actor Richard Kind in New York City, USA. Netflix’s
India Original series ‘Delhi Crime’ written and directed by Richie Mehta won the award under the ‘drama
series’ category. Delhi Crime wins the 1st Emmy® for a program from India.
84. Name the China’s lunar mission (launched in November 2020) to collect samples from the moon
(world’s first moon-sample mission in 44 years i.e. since 1976).
1) Ziyuan-III
2) Tianwen-1
3) Chang’e-5
4) Gaofen 13
5) APSTAR-6D
Answer – 3) Chang’e-5
Explanation:
China National Space Administration (CNSA) has successfully launched the 8.2 tonne lunar probe namely
“Chang’e-5” through Long March-5, China’s largest carrier rocket. The launch took place from the Wenchang
Spacecraft Launch Site in the southern province of Hainan, China. Its task is to bring 2kgs of sample soil and
rock of moon to earth in a mission of around 23 days. The mission is named after the ancient Chinese
goddess of the moon.
The spacecraft “Chang’e-5” consists of four parts: an orbiter, a returner, an ascender and a lander. It’s the
lander who will drill and scoop samples from the surface and store them in a protective capsule. Notably it
is the world’s first moon-sample mission in 44 years i.e. since 1976. Only two other countries, the United
States (US) and the former Soviet Union, have brought samples back from the moon.

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85. Tarun Gogoi, senior leader of Indian National Congress (INC) passed away recently. He was the
former CM of which State?
1) Tripura
2) Sikkim
3) Arunachal Pradesh
4) Assam
5) Meghalaya
Answer – 4) Assam
Explanation:
Tarun Gogoi, the longest serving chief minister of Assam and popular leader of Indian National Congress
(INC) passed away at a hospital in Gauhati, Assam. He passed away due to post COVID-19 complications and
multiple organ failures. He was born in Assam Province, British India (now Assam, India). Tarun Gogoi
served as the Chief Minister of Assam for three terms from 2001 to 2016, He has served as the Member of
Legislative Assembly from the Titabor Constituency since 2001.
86. ICCI (Inventivepreneur Chamber of Commerce and Industries) has signed MoU (Memorandum of
Understanding) with which Bank to empower SMEs and Startups?
1) IDFC First Bank
2) HDFC Bank
3) Axis Bank
4) Yes Bank
5) ICICI Bank
Explanation:
In its effort to support SMEs (Small and Medium-sized Enterprises) and Start-ups ICCI (Inventivepreneur
Chamber of Commerce and Industries) has signed MoU (Memorandum of Understanding) with HDFC Bank
to empower SMEs and Startups. Through this association ICCI engages, enrols and supports various
Startups /SMEs /MSMEs (Micro, Small and Medium Enterprises) to facilitate financial and other facilities
to/from HDFC Bank.
87. Which Bank partnered with PNB MetLife India Insurance Company Limited to launch Pradhan
Mantri Jeevan Jyoti Bima Yojana?
1) India Post Payments Bank (IPPB)
2) HDFC Bank
4) Bank of Baroda (BOB)
Answer – 1) India Post Payments Bank (IPPB)
Explanation:
The India Post Payments Bank (IPPB) has collaborated with PNB MetLife India Insurance Company Limited
to launch Pradhan Mantri Jeevan Jyoti Bima Yojana. This scheme provides life cover of Rs 2 Lakh on death of
the insured member due to any reason. It is optional for all the savings account holders with IPPB.
88. Which of the following Luxury Automobile Brand partnered with SBI (to access SBI’s high net-
worth individual) customer base for selling its premium cars?
1) Mercedes-Benz
2) Jaguar
3) Audi
4) BMW
5) Porsche
Answer – 1) Mercedes-Benz

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Explanation:
India’s top luxury car maker Mercedes-Benz India has joined hands with State Bank of India (SBI) in a retail
marketing pact to access latter’s HNI (high net-worth individual) customer base for selling its premium
cars. This is the first-of-its-kind collaboration to generate enquiries as well as to provide an online booking
facility.
89. Who has been appointed as the head of the committee formed by NITI Aayog to study the
feasibility of Virgin Hyperloop?
1) V.K. Saraswat
2) Sudhendu Jyoti
3) V.K. Yadav
4) G. Satheesh Reddy
5) Dr. Ramgopal Rao
Answer – 1) V.K. Saraswat
Explanation:
NITI Aayog (National Institution for Transforming India) constituted a High-level committee to explore the
technological and commercial viability of Virgin Hyperloop Technology in India, Vijay Kumar Saraswat (V.K.
Saraswat), NITI Aayog member & Chairman of Technology Information, Forecasting and Assessment
Council (TIFAC) was appointed as the Chairman and Adviser of the committee & Sudhendu Jyoti, Adviser,
NITI Aayog as its convener.
90. Which Tiger Reserve received TX2 Tiger Conservation Awards 2020 for doubling the number of
tigers in 4 years ahead of the target of 10 years?
1) Nagarjunsagar-Srisailam Tiger Reserve, Andhra Pradesh
2) Bor Tiger Reserve, Maharashtra
3) Amrabad Tiger Reserve, Hyderabad
4) Pilibhit Tiger Reserve, Uttar Pradesh
5) Dudhwa Tiger Reserve, Uttar Pradesh
Answer – 4) Pilibhit Tiger Reserve, Uttar Pradesh
Explanation:
A virtual TX2 Tiger Conservation Awards 2020 ceremony was held to confer the relevant site among 13
tiger range countries under two categories viz. TX2 Award and Conservation Excellence Award. In this
regard, the Pilibhit Tiger Reserve (PTR) of Uttar Pradesh (UP) under the UP Forest department has bagged
the first-ever international award, TX2, for doubling the number of tigers in four years against a target of 10
years. The PTR had 25 tigers in 2014 which went up to 65 in 2018.
91. India pledged what worth for the Phase-IV of High Impact Community Development Projects
(HICDP) in Afghanistan at “2020 Afghanistan Conference” co-hosted by the United Nations (UN), the
Government of the Islamic Republic of Afghanistan, and the Government of Finland?
1) USD 10 Million
2) USD 20 Million
3) USD 50 Million
4) USD 80 Million
5) USD 100 Million
Answer – 4) USD 80 Million
Explanation:
The ministerial pledging conference namely “2020 Afghanistan Conference” was co-hosted by the United
Nations (UN), the Government of the Islamic Republic of Afghanistan, and the Government of Finland. It was
held virtually and translation was observed from Palace of Nations (Palais des Nations), home of the UN
headquarter office at Geneva, Switzerland. The Indian side was represented by the Union Minister Dr.
Subrahmanyam Jaishankar, Ministry of External Affairs (MEA). During the conference, India emphasized its
long term commitment for the development of Afghanistan through reconstruction and rehabilitation. As a

Top 100 Q&A PDF
part of this, India announced the Phase-IV of High Impact Community Development Projects (HICDP) in
Afghanistan worth USD 80 million (Rs 592 crore), which envisages more than 100 projects.
92. What was the 2020 theme for the United Nations (UN) International Day for the Elimination of
Violence against Women observed on November 25 to raise awareness about the crime against
women?
1) Orange the World: HearMeToo
2) Orange the World: Generation Equality Stands Against Rape
3) Orange the World: Fund, Respond, Prevent, Collect!
4) Orange the World: Men Against the Rape & Discrimination (MARD)
5) Orange the World: My Voice
Answer – 3) Orange the World: Fund, Respond, Prevent, Collect!
Explanation:
United Nations (UN) International Day for the Elimination of Violence against Women is annually observed
around the world on November 25 to raise awareness about the fact that women globally are subject to
rape, domestic violence and other forms of violence. The UNiTE by 2030 to End Violence against Women
campaign of UN Secretary-General will commemorate the day. Theme of International Day for the
Elimination of Violence against Women 2020– “Orange the World: Fund, Respond, Prevent, Collect!”
93. Which Public Sector Company becomes 1 company to market CBG (Compressed Bio Gas) from
st
10 retail outlets spread across Maharashtra, Tamil Nadu, and Gujarat, under the brand name Indi
Green?
1) Bharat Petroleum
2) Oil & Natural Gas Corporation (ONGC)
3) Hindustan Petroleum Corporation Limited (HPCL)
4) Indian Oil Corporation
5) GAIL India Ltd (formerly known as Gas Authority of India Limited)
Answer – 4) Indian Oil Corporation
Explanation:
Indian Oil R&D Centre has developed robust technology on Bio-methanation and has signed MoU with the
Ministry of Petroleum and Natural Gas, Government of India as a technology provider for the upcoming CBG
(Compressed Bio Gas) Plants. Production of CBG would increase the green energy mix, reduce import
dependence, create employment & reduce pollution. CBG will also help in realizing Hon'ble PM's vision of
boosting farmers' income said Chairman of IOCL Shri Shrikant Madhav Vaidya during the signing of MOU
with Petroleum Ministry for CBG projects. Indian Oil is the first company to market Compressed Bio-Gas
from 10 retail outlets spread across Maharashtra, Tamil Nadu, and Gujarat, under the brand name Indi
Green.
94. Which Bank has launched SMS Pay functionality on PoS (Point of Sale) Terminals in partnership
with Worldline?
1) Axis Bank
2) Yes Bank
3) HDFC Bank
4) IDFC First Bank
5) ICICI Bank
Answer – 2) Yes Bank
Explanation:
YES Bank in partnership with Worldline launched SMS Pay functionality on PoS(Point of Sale) Terminals.
This allows merchants to accept contactless and remote payments from their customers and also enables
customers to transact safely. SMS Pay provides an alternative channel of payment acceptance for the
merchants at zero incremental cost.

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95. Razorpay partnered with which Financial Services Corporation to launch the 1st of its kind card,
‘RazorpayX Corporate Cards’ for Indian entrepreneurs?
1) Mastercard
2) Visa
3) American Express
4) RuPay
5) None of the Above
Answer – 2) Visa
Explanation:
Razorpay in partnership with Visa launched the 1st of its kind card, ‘RazorpayX Corporate Cards’ for Indian
entrepreneurs. The card provides business owners with access to secure payments and financing and
improved cash flows. The bank-issued cards help to provide relief and stabilize the financial operations of
the business owners of startups and SMEs (Small and Medium sized Eneterprises) who are severely
affected by COVID-19 pandemic.
96. Who has been appointed as the Chairman of the International Cricket Council (ICC)?
1) Shashank Manohar
2) Manu Sawhney
3) Imran Khwaja
4) Greg Barclay
5) Stephen Flemming
Answer – 4) Greg Barclay
Explanation:
The International Cricket Council (ICC) has named New Zealand’s Greg Barclay as its new independent
chairman to succeed Shashank Manohar. He defeated Imran Khwaja in the second round of voting. Imran
Khwaja was serving as the Interim chairman after Shashank Manohar stepped down from the post in July
2020. Greg Barclay is the second-ever head of ICC from New Zealand after Alan Isaac president from 2012-
14.
97. Who has become 2nd richest person with a total net worth of USD 140 Billion as per the
Bloomberg Billionaires Index?
1) Mukesh Ambani
2) Jeff Bezos
3) Bill Gates
4) Elon Musk
5) Bernard Arnault
Answer – 4) Elon Musk
Explanation:
The Bloomberg Billionaires Index ranked Elon Musk, co-founder & CEO of Tesla as the world’s 2nd richest
person with a total net worth of USD 140 Billion surpassing Bill Gates(USD 129 Billion), co-founder of
Microsoft. Elon Musk is also the CEO of Space Exploration Technologies Corp. (SpaceX). Jeff Bezos is ranked
in 1st position with a net worth of USD 187 Billion. Mukesh Ambani, chairman of Reliance Industries Ltd
(RIL) ranked in 10th position with a net worth of USD 74.4 Billion. The Bloomberg Billionaires Index is a
daily ranking of the world’s richest people.
98. Which Joint Cooperation won the Organisation for Economic Co-operation and Development
(OECD)’s 2019 Mutual Agreement Procedure (MAP) Award in category 4 for pairings of
jurisdictions?
1) India-Russia Cooperation
2) India-Japan Cooperation
3) Norway- United States cooperation
4) India- United States cooperation
5) Norway- Canada cooperation

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Answer – 2) India-Japan Cooperation
Explanation:
The India-Japan Cooperation won the Organisation for Economic Co-operation and Development (OECD)’s
2019 Mutual Agreement Procedure (MAP) Award in category 4 for pairings of jurisdictions that dealt most
effectively with their joint caseload for transfer pricing cases. The award was announced during the virtual
event of the 2nd OECD Tax Certainty Day organised by OECD.
In category 4, Norway- United States cooperation won the 2019 MAP Awards for “other cases”.
99. Union Minister Rajnath Singh, Ministry of Defence (MoD) signed an implementing arrangement
for cooperation in the field of Hydrography with which country in a virtual defence bilateral talk?
1) Myanmar
2) Malaysia
3) Vietnam
4) Indonesia
5) Maldives
Answer – 3) Vietnam
Explanation:
India and Vietnam hold virtual Defence Ministers bilateral talks where India was represented by Union
Minister Rajnath Singh, Ministry of Defence (MoD) and Vietnamese side was represented by General Ngo
Xuan Lich, Minister of National Defence of Socialist Republic of Vietnam. In order to further deepen bilateral
cooperation, both sides signed an implementing arrangement for cooperation in the field of Hydrography. It
was signed between Dehradun (Uttarakhand) based National Hydrographic Office, India and Vietnam
Hydrographic Office in the presence of the two Ministers.
100. Which Country suggested the name ‘NIVAR’ to the 4th Cyclone to hit the North Indian Ocean
Region in 2020 hitting Puducherry, south of Chennai, India?
1) India
2) Myanmar
3) Vietnam
4) Iran
5) Sri Lanka
Answer – 4) Iran
Explanation:
The Nivar Cyclone made a landfall near Puducherry, south of Chennai with a wind speed of 85 to 95 kmph.
Ambur, Tiruvannamalai, Vellore and Arani also experienced a wind speed of 50 Kmph. The Nivar is the 4th
Cyclone to hit the North Indian Ocean Region in 2020. The storm was named “Nivar” based on the
guidelines of the World Meteorological Organisation (WMO). Nivar was selected from the names suggested
by Iran.

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9. Alassane Outtara has been elected as President of which Country?

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21. Where did PM Narendra Modi inaugurate 17 projects including remarkable

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26. Ministry of Shipping has been renamed as _________________.

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37. Where is Second World Health Expo being held?

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50. When is Ayurveda Day celebrated globally?

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55. Who won the International Children’s Peace Prize 2020?

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Consultancy Ltd. (Topped by London, United Kingdom)?

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77. Where has India’s First Moss Garden been inaugurated?

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GA Questions Asked in Exams

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