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    Loans and Deposits Summary

    Uploaded by

    Sanjeevani Kumari
    This document summarizes key tables and files used in the LD (Loan Deposits) contract application. It describes assets, liabilities, interest types, schedules, and transaction types that can be configured in LD. Suspense accounts are used for internal transfers, and interest rates are defined in rate tables that can configure fixed or floating rates. The document also lists important parameter tables for settings like accrual dates, charges, and account balances.

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    Loans and Deposits Summary

    Uploaded by

    Sanjeevani Kumari
    128 views2 pages
    This document summarizes key tables and files used in the LD (Loan Deposits) contract application. It describes assets, liabilities, interest types, schedules, and transaction types that can be configured in LD. Suspense accounts are used for internal transfers, and interest rates are defined in rate tables that can configure fixed or floating rates. The document also lists important parameter tables for settings like accrual dates, charges, and account balances.

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    This document summarizes key tables and files used in the LD (Loan Deposits) contract application. It describes assets, liabilities, interest types, schedules, and transaction types that can be configured in LD. Suspense accounts are used for internal transfers, and interest rates are defined in rate tables that can configure fixed or floating rates. The document also lists important parameter tables for settings like accrual dates, charges, and account balances.

    Copyright:

    © All Rights Reserved
    Download as TXT, PDF, TXT or read online from Scribd
    Download as txt, pdf, or txt
    128 views2 pages

    Loans and Deposits Summary

    Uploaded by

    Sanjeevani Kumari
    This document summarizes key tables and files used in the LD (Loan Deposits) contract application. It describes assets, liabilities, interest types, schedules, and transaction types that can be configured in LD. Suspense accounts are used for internal transfers, and interest rates are defined in rate tables that can configure fixed or floating rates. The document also lists important parameter tables for settings like accrual dates, charges, and account balances.

    Copyright:

    © All Rights Reserved
    Download as TXT, PDF, TXT or read online from Scribd
    Download as txt, pdf, or txt
    of 2

    LD is a Contract application where funds are held seperate from Customer accounts.

    LD module used for Commercial & Retail clients.


    Assets: Loans, Account Receivablesm Commitment, Leasing
    Liabilities: Commitment, Deposits, Sundry Deposits
    Interest can be fixed or floating
    Contracts can be Interest bearing or discounted (Advance payments of Interest by
    deducting interest amount from principal amount)
    Loan/Maturity can be Fixed maturity or at Call/Notice (0-999 Days)
    Account Receivables: Withdrawing Sundry Deposits
    Commitment: Guarantees
    Sundry Deposits: Advance deposit to back for reuse. No interest charged by bank
    Term: Fixed & Call/Notice
    Requirement of Loan: Limit, Term, Interest Basis, Interest Type
    BASIC.INTEREST: contains the interest rate. "Interest Key" field in LD. Id-
    KeyCurrencyYYYYMMDD (Ex: 1USD20130225)
    BASIC.RATE.TEXT: Contains the text

    Tables & Files in LD


    Parameters files
    LMM.INSTALL.CONDS: holds accrual dates/cycles for both LD & MM. Id=CompanyCode.
    "Days Post Maturity" Field is the days after which it will move move from live to
    history. "Days Prior Pdo P" means days in which it will move to pdo from liq
    LMM.CHARGE.CONDITIONS: Id: seqNo. specifies the charges & fees that can be applied
    by the system. Contains one field "Monthly Amortisation", if yes the charges amount
    needs to be paid in monthly. "Charge Code.Type" field will coantain value from
    FT.COMMISSION.TYPE/FT.CHARGE.TYPE
    LMM.ADVICES: (id=CategoryCode) controls how the activity is perfomed
    LMM.ACTIVITY: (id=any 4 digit number) for advices the activity is performed, the
    activity is defined here

    LD.TXN.TYPE.CONDITION: Id=CategoryCode. to define the set of rules govering


    specific LD category codes like min/max value for Term, Draw down amount, default
    interest rate
    LD.GROUP.CONDITION: (Id: C-CUSID)defines special conditions applicable to specific
    group of customers or individual customers
    APPL.GEN.CONDITION: Condition on fields
    LD.SCHEDULE.DEFINE:
    LD.LOANS.AND.DEPOSITS:

    LMM.ACTION.CODES: Description
    LMM.TEXT: contains 18 text (9 credits & 9 debits) that can be printed on advices
    whenever suspense account is used.
    PM.LD.OARAM
    LMM.ACCOUNT.BALANCES: contains the finacial info to all LD & MM. auto generated
    file once LD or MM is submitted. Id = IDofLDorMM00
    LMM.ACCOUNT.BALANCES.HIST

    Suspense account: Internal account for assets & liabilities

    Interest related tables/files


    INTEREST.BASIS: types of interest is defined here, which is used in LD
    INTEREST Types: Fixed Interest, Floating, Periodic Manual, Periodic Straight,
    Periodic Automatic
    BASIC.RATE

    BASIC.INTEREST: (ID: InterestKeyCURRENCYYYYMMDD): table used for floating type of


    interest. here we define the interest rate
    PERIODIC.INTEREST: based on period rate is defined in this table. Used for periodic
    interest calculation
    Enter 1 LD
    ID: LD/YYDDD/nnnnn, where DDD = Julien Date & nnnnn = auto generated number
    Status: can be Cur (live), Fwd (Value date is in future), Liq (Reached maturity
    date), Pdo (Past dues)

    Charges, Fees & Commissions


    Types are defined in the app LMM.CHARGE.CONDITIONS

    Schedules: defined & maintained automatically or manually


    Manula schedules can be activated through input in fields AUTO.SCHEDULE
    Schedule Types: A
    LMM.SCHEDULES: dairy for all authorized cantracts in MM and LD application
    LD.SCHEDULE.DEFINE: here we define any schedule
    LD.BALACES.FULL: Enq to view full contract

    LEASING
    ANNUITY

    ACCOUNT.CLASS: If account related to loan is closed, so suspense account will give


    info about customer, to contact them.

    Enquiries
    LD.TRAN.SCH

    STMT.ENTRY: If any transaction is there there will be one entry in this table that
    this amount is transferred in this account.
    SPEC.ENTRY: RE.CONSOL.SPEC.ENTRY. Opposite of STMT.ENTRY
    CATEG.ENTRY: PL Entry
    if records are not found use .DETAIL table

    Question:
    APPLICATION.HANDOFF
    Parameter Tables

    Why we use module


    BULK Credit, Bulk Debit - FT what application you use for bulk
    Parameter Table for LT LMM.INSTALL.condition
    Manadatory fiedls in FT
    where do you define transaction type, in which table in FT =
    FT.TRANSACTION.TYPE.CONDITION
    Delivieries = Carriers, process

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