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    Mojo Platinum Credit Card: INR 1000 INR 1000

    Uploaded by

    Saksham Goel
    The Mojo Platinum Credit Card offers earn rates of 5x points for every Rs. 100 spent on KayMall, 2.5x points for other online spends, and 1x point for all other spends. Cardholders receive Rs. 1,000 gift vouchers every quarter for spending Rs. 100,000 in a quarter for the first year. The card provides 8 complimentary airport lounge visits annually as well as travel-related fee waivers.

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    Mojo Platinum Credit Card: INR 1000 INR 1000

    Uploaded by

    Saksham Goel
    458 views4 pages
    The Mojo Platinum Credit Card offers earn rates of 5x points for every Rs. 100 spent on KayMall, 2.5x points for other online spends, and 1x point for all other spends. Cardholders receive Rs. 1,000 gift vouchers every quarter for spending Rs. 100,000 in a quarter for the first year. The card provides 8 complimentary airport lounge visits annually as well as travel-related fee waivers.

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    Mojo Credit Card

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    The Mojo Platinum Credit Card offers earn rates of 5x points for every Rs. 100 spent on KayMall, 2.5x points for other online spends, and 1x point for all other spends. Cardholders receive Rs. 1,000 gift vouchers every quarter for spending Rs. 100,000 in a quarter for the first year. The card provides 8 complimentary airport lounge visits annually as well as travel-related fee waivers.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    458 views4 pages

    Mojo Platinum Credit Card: INR 1000 INR 1000

    Uploaded by

    Saksham Goel
    The Mojo Platinum Credit Card offers earn rates of 5x points for every Rs. 100 spent on KayMall, 2.5x points for other online spends, and 1x point for all other spends. Cardholders receive Rs. 1,000 gift vouchers every quarter for spending Rs. 100,000 in a quarter for the first year. The card provides 8 complimentary airport lounge visits annually as well as travel-related fee waivers.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 4

    Mojo Platinum Credit Card

    • Earn 5 Mojo points on shopping via KayMall, 2.5 Mojo points on online
    spends & 1 Mojo point on all other spends for every Rs. 100*
    • Get Rs. 1000 worth gift voucher on spending Rs. 1 lakh every quarter for the
    the first year.

    Joining Fees: INR 1000|Annual Fee: INR 1000

    Mojo points

    • Earn 5 Mojo points for every Rs. 100 on all KayMall spends. Minimum
    transaction value of Rs. 2,000. You can earn up to 750 Mojo points in a billing
    cycle for all KayMall spends.
    • Earn 2.5 Mojo points for every Rs. 100 on other online spends. Minimum
    transaction value of Rs. 2,000. You can earn up to 750 Mojo points in a billing
    cycle for all online spends.
    • Earn 1 Mojo point for every Rs. 100 on all other spends.
    • Mojo points are valid for 1 year from the date of accrua

    Shop more and earn more Mojo Points

    • The Mojo Platinum Credit Card will nurture the shopaholic in you. Every time
    you spend Rs 2,000 or more on KayMall, you earn 5 Mojo points for every Rs.
    100. KayMall is a shopping platform that is specially designed for Kotak
    mobile app and net banking users. To know more about KayMall.
    • On other online spends, everytime you spend Rs. 2000 or more you earn 2.5
    Mojo points for every Rs. 100
    • On all other retail spends earn 1 Mojo points for every Rs. 100 – except on
    fuel & cash withdrawal

    Milestone Gift

    • Get a gift voucher worth Rs. 1,000, every quarter on spending Rs. 1 lakh.
    Valid for the first year only.

    Annual Travel Benefits

    Complimentary Airport Lounge Access

    • Not only does the Mojo Platinum Credit Card ensure a rewarding experiences
    but also takes care of your comfort while you travel in style
    • Get 8 complimentary Airport Lounge visits annually within India (Domestic
    and International terminals). 2 visits per quarter

    Joining Fees waiver

    • Get your Joining fees of Rs. 1000 waived on spending Rs.30,000 in the first 90
    days after card issuance.

    Annual Fees waiver

    • Get your annual fees waived on spending Rs. 1 lakh annually.

    Fuel Surcharge Waiver

    • The 1% fuel surcharge waiver is applicable on transactions that range


    between Rs.500 and Rs.3,000. Avail of a maximum fuel surcharge waiver of
    Rs.3,500 in each calendar year. Fuel transactions are not eligible to earn any
    Mojo points.

    Railway Surcharge Waiver

    • Save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5%


    for transactions on Indian Railways Booking Counters.

    The maximum railway surcharge waiver that is allowed in a calendar year is


    Rs.500/-.

    Priority attend

    • We value your time. Instead of you trying to reach us, we will reach you.
    • SMS "KASSIST" to 5676788 and we will call back within two hours
    • We make it easy for you to pay your monthly dues.
    • Call for complimentary cheque pickup

    Enhanced Security

    • In case your Credit Card is stolen, you get a cover of Rs. 1,25,000/- against
    fraudulent usage up to 7 days pre-reporting
    • You are required to immediately call Customer Contact Centre 1860 266 2666
    (local call rates apply) and get your credit card deactivated / blocked to
    prevent misuse and register a claim with the Insurance Company.

    Add-on Card
    • Apply now for an Add-on Card for a small fees of Rs. 299 only.
    • Your Add-on Card will have all the benefits that you enjoy on your credit card
    • Set the spend limit on your Add-on Card as you desire

    Fee & Charges

    Fee & other Parameters Mojo

    Joining Fees Rs. 1000

    Annual Fees Rs. 1000

    Condition for waiver of Joining Fees retail spends of rs. 30k in first 90
    days

    Condition for waiver of Annual Fees - First Year Annual retail Spends of Rs 1lac

    Condition for waiver of Annual Fees - Second Year Annual retail Spends of Rs 1lac

    Addon card Fees Rs. 299

    Interest Charges on outstanding Balances 3.5% (Annualized 42%)

    Minimum Amount Due (MAD) (It will reflect in MAD can be 5% or 10% of TAD as
    statement in column of minimum amount due) decided by the Bank

    ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Rs. 300


    Cash Advance per Rs. 10,000 or part thereof

    Late Payment Charges ("LPC") Rs. 100 for statement o/s less than
    or equal to Rs. 500.

    Rs. 500 for statement o/s between


    Rs. 500.01 to Rs. 10,000

    Rs. 700 for statement o/s greater


    than Rs. 10,000

    Over Limit Charge Rs. 500

    Cheque Bounce Charges Rs. 500

    Foreign Currency Mark Up 0.035


    Railway Booking Surcharge (1.8%/2.5% on transaction Waived
    amount)*

    Fuel Surcharge (1% on transaction)** Waived

    Fee for Cash payment at Bank Rs. 100

    Outstation Cheque Processing Fee Waived

    Reissue/ Replacement Card (per issunace) 100.0

    Charge Slip Request Waived

    Machine Surcharge at ATMs Waived

    Balance Enquiry Charges at Non Parent Bank ATM Waived

    Duplicate Statement Request Waived

    Web Pay Service Fee Waived

    Furnishing a copy of Credit Information Report (CIBIL) Rs. 50

    Visa payWave

    • You don't need to enter your PIN - just wave your Credit card on the reader*
    • Introducing a fast way to pay.Visa payWave offers a fast, safe and secure way
    to pay. Just wave your Kotak Mojo Credit Card and pay for transactions of up
    to Rs. 5000 without a PIN

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