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ASSURED SHORTHOLD TENANCY AGREEMENT

SUMMARY OF TERMS

Date of this agreement 27/09/23

The Property Room no. [10] being on the [ 2nd] floor room

Forming part of the Building

As more particularly defined in clause 1.1 of this agreement

The Building Castle Rise Accommodation, Wawne Road, Hull, HU7 4YG

As more particularly defined in clause 1.1 of this agreement

The Parties Landlord: Castle Rise Hull Limited, Essex House, Hull, HU1 1YU

Please complete full details of each Tenant:

tenant as these are required in Maame Quainuwaah Boateng
Full Name: …………………………………………………….
order to meet the requirements of
Maame Quainuwaah Boateng
the Housing Act Parental/Home Address:………………………………………
284 Wellbrook Way Girton Cb3 0GJ Girton- Cambridge
…………………………….……………………………………………..
Cb3 0GJ
Postcode ……………..……..
[email protected]
Email……………………………………….…………………...
+44 7442 845546
Mobile…………….……………………
D3410424
NI Number……………………………
G3539957
Id No…………………………… (Passport or Driving Licence)
21-09-1996 Student
Date of Birth…………… Occupation…………………………….

Guarantor: Owura Kyei-Faried

Name: Owura Kyei-Faried

PRECEDENT : INDIVIDUAL ROOM LETTING (DEPOSIT AND GUARANTOR)

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Email Address: [email protected]

Home Address: 2 weardale park DH63QQ

Phone Number: 07405085190

The Rent £695 per calendar month / £160 per week

Deposit No

Amount £0

The Term [ 11 ] months from the date of this agreement

Included outgoings The following utilities and costs are included within the
Rent:

Gas Yes ☒ No ☐

Electric Yes ☒ No ☐

Water & Drainage Yes ☒ No ☐

Telecommunications Yes ☒ No ☐

Council Tax Yes ☒ No ☐

Other: Yes ☐ No ☐

Payment Plan 1) Advance payment of 1 weeks rent in total: £160 for

period 27/09/23 – 04/10/23 as a holding fee. Paid Cash.

2) Remaining period of October 04/10/23 – 01/11/23.

Total: £640 due upon contract completion.

Thereafter, £695 rent due on the first working day of each

month by standing order starting 01/11/23

PRECEDENT : INDIVIDUAL ROOM LETTING (DEPOSIT AND GUARANTOR)

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Payment Details Bank : Barclays

Acc Name Castle Rise (Hull) Ltd

Acc no 73572358

Sort code 20-98-98

Ref: “MAAMER23CASTLERISE”

PRECEDENT : INDIVIDUAL ROOM LETTING (DEPOSIT AND GUARANTOR)

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1
This Assured Shorthold Tenancy Agreement is dated 27/09/23 and made
between the parties listed on the Summary of Terms
Agreed Terms:

1. Interpretation

The following definitions and rules of interpretation apply in this agreement.

1.1 Definitions:
Agent: person or company responsible for letting or managing the property.
Building; the land and buildings at described in the Summary of Terms
Communal Parts the parts of the Building which are not let to the Tenant or let exclusively to any other
occupiers and which are intended for the shared use of all of the Lawful Occupiers
Contents: the furniture, furnishings and any other items set out in the Inventory and Schedule of Condition.
[Deposit: £[0].] 2
Energy Performance Certificate: a certificate as defined in regulation 2(1) of the EPC Regulations.
EPC Regulations: Energy Performance of Buildings (England and Wales) Regulations 2012 (SI 2012/3118).
HA 1988: Housing Act 1988.
HA 2004: Housing Act 2004.
Included Outgoings; means the utility or other payments which the landlord will be responsible for under this
agreement as listed in the Summary of Terms
Insured Risks: means fire, explosion, lightning, earthquake, storm, flood, bursting and overflowing of water
tanks, apparatus or pipes, impact by aircraft and articles dropped from them, impact by vehicles, riot, civil
commotion and any other risks against which the Landlord decides to insure from time to time and Insured
Risk means any one of the Insured Risks.
Interested Persons: means process servers, enforcement officers, bailiffs, local authorities, utility providers,
debt collectors and judgment creditors and their legal advisers or agents.3
Inventory and Schedule of Condition: the list of Contents and description of the condition of the Property
attached to this agreement and signed by the parties.

1
Leave blank and manually insert the date on the day of completion
2
Delete if no deposit is being taken
3
Including this definition allows the landlord to pass on any details held for the tenant to the types of parties listed
in the definition

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Lawful Occupiers: those persons listed in the Schedule 1 and any other persons to which a room in the
Building is let on terms substantial similar to this agreement
LTA 1985: Landlord and Tenant Act 1985.
Property: The room on the [ first]4 floor of the Building [known as Room [23] [as show on the attached plan]5
Recommendation Report: a report as defined in regulation 4 of the EPC Regulations.
Rent: as detailed in the Summary of Terms on the cover page of this agreement
Rent Payment Dates: the [1st] day of each [month].
[Scheme Administrator: administrator of either a custodial or insurance TDS.]6
Summary of Terms: the summary on the first page of this agreement
[TDS: tenancy deposit scheme, as defined in section 212(2) of the HA 2004.]7
Tenancy: the tenancy created under this agreement and any statutory periodic tenancy arising under section
5(2) of the Housing Act 1988 or any contractual periodic tenancy that arises after the Term has expired.
Term8: a fixed term of [11] [months] from and including [27/09/23].
Working Day: any day which is not a Saturday, a Sunday, a bank holiday or a public holiday in England.

1.2 Clause headings shall not affect the interpretation of this agreement.

1.3 A person includes a natural person, corporate or unincorporated body (whether or not having separate legal
personality) and that person's legal and personal representatives, successors and permitted assigns.

1.4 Unless the context otherwise requires, words in the singular shall include the plural and in the plural shall
include the singular.

1.5 Unless the context otherwise requires, a reference to one gender shall include a reference to the other
genders.

1.6 A reference to legislation or a legislative provision is a reference to it as amended, extended or re-enacted

from time to time.

1.7 A reference to legislation or a legislative provision shall include all subordinate legislation made from time to
time under that legislation or legislative provision.

4
Enter the position in the building the room is located (ie ground floor)
5
Either describe the room by reference to a number
6
Delete if no Deposit
7
Delete if no Deposit
8
Complete as appropriate

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1.8 A reference to an agreement is a reference to this agreement.

1.9 A reference to writing or written includes fax and email.

1.10 Any reference to the giving of consent by the Landlord requires the consent to be given in writing, signed by
the Landlord.

1.11 Any obligation on a party not to do something includes an obligation not to allow that thing to be done and an
obligation to use best endeavours to prevent that thing being done by another person.

1.12 References to clauses are to the clauses of this agreement.

1.13 A reference to the Landlord includes a reference to the person entitled to the immediate reversion to this
Tenancy. A reference to the Tenant includes a reference to its successors in title and assigns.

1.14 Unless otherwise expressly provided, the obligations and liabilities of the parties under this agreement are
joint and several. This means that where, for example, the Tenant is more than one person, they shall be
liable for all sums due under the agreement, not just liable for a proportionate part.

1.15 The obligations of the Tenant [and the Guarantor] arising by virtue of this agreement are owed to the Landlord.
The obligations of the Landlord are owed to the Tenant.

2. Grant of the Tenancy

2.1 [At the request of the Guarantor, the]9 [The]10 Landlord lets the Property to the Tenant for the Term.

2.2 This agreement creates an assured shorthold tenancy under Part I of Chapter II of the HA 1988.

3. Contents and keys

3.1 The Tenant shall keep the Contents in good and clean condition and shall return the Contents to the Landlord
at the end of the Tenancy in the same state (except for fair wear and tear) as detailed on the Inventory and
Schedule of Condition and cleaned to a professional standard.

3.2 [The Landlord and Tenant consent to the use of the Inventory and Schedule of Condition as evidence in any
dispute arising in connection with the Deposit if the dispute is referred to an adjudicator according to the TDS
in which the Deposit is held.]11

9
Delete if no guarantor
10
Delete if there is a guarantor
11
Delete if no deposit

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3.3 The Tenant is responsible for looking after the keys and any security device for the Property during the
Tenancy. If the Tenant fails to do so, the Tenant is responsible for the reasonable costs properly incurred as
a result.

4. Rent

4.1 The Tenant shall pay the Rent in advance on or before the Rent Payment Dates.

4.2 The Tenant shall pay the first instalment of the Rent on or before the date of this agreement.

4.3 The Tenant shall pay interest at the rate of 3% per annum above the Bank of England's base rate on any rent
lawfully due that is paid more than 14 days after the date on which it became due. The interest shall be
payable from the date the rent should have been paid until the date the rent is actually paid.

4.4 The Tenant shall be in breach of this agreement if the Tenant fails to pay the Rent in accordance with this
clause and the Landlord shall be entitled to use the statutory provisions contained in the HA 1988 or any other
statutory remedies available to recover possession of the Property.

4.5 If the Property is damaged or destroyed by an Insured Risk so as to be unfit for occupation and use then,
unless the damage or destruction was caused by the wilful actions, negligence or default of the Tenant,
payment of the Rent shall be suspended until the Property is fit for occupation and use.

5. [Deposit12

5.1 The Landlord acknowledges receipt of the Deposit from the Tenant.

5.2 At the end of the Tenancy, the Landlord shall be entitled to withhold from the Deposit such proportion of the
Deposit as may be reasonably necessary to:
(a) make good any damage or lack of cleanliness to the Property or the Contents (except for fair wear
and tear) caused by the Tenant's breach of its obligations under clause 3.1 or clause 9.1; and
(b) pay any Rent which remains unpaid.]

6. [TDS arrangements13

6.1 Within 30 days of receiving the Deposit the Landlord shall inform the Tenant of the TDS being used and give
details of the TDS as required under the membership rules of the TDS.

6.2 The Landlord shall provide within 30 days of the Deposit being received the information required under section
213(5) of the HA 2004 as set out in the Housing (Tenancy Deposits) (Prescribed Information) Order 2007 (SI
2007/797).

12
Delete the whole clause if no deposit
13
Delete the whole clause if no deposit

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6.3 The Landlord agrees that the Deposit shall be held in accordance with the rules of the TDS.

6.4 The Landlord and Tenant agree that any interest accrued from the Deposit shall be paid to the Landlord.

6.5 The Landlord shall inform the Tenant within ten Working Days of the Tenancy ending if the Landlord intends
to withhold all or part of the Deposit as detailed in clause 5.

6.6 [The Landlord shall inform the Scheme Administrator within ten Working Days of the Tenancy ending that the
Deposit is to be repaid in the sums agreed between the Landlord and Tenant.]]14

7. Use of Property

7.1 The Tenant shall:

(a) only use the Property as a private dwelling house for the use of the Lawful Occupiers;
(b) immediately notify the Landlord if the immigration status of any of the Lawful Occupiers changes
from that recorded in the Schedule 1; and
(c) not permit anyone other than the Lawful Occupiers to occupy the Property without the prior written
consent of the Landlord (such consent not to be unreasonably withheld).

7.2 The Tenant shall not use the Property for the purposes of conducting a business.

7.3 The Tenant shall not keep any pets or any other animals on or in the Property without the prior written consent
of the Landlord (such consent not to be unreasonably withheld).

7.4 The Tenant shall not do anything to or on the Property that:

(a) causes a nuisance, annoyance damage or inconvenience to occupiers of neighbouring, adjoining
or adjacent property, or the owners or occupiers of them;
(b) involves using the Property for immoral or illegal purposes; or
(c) has the effect of invalidating the insurance that the Landlord has taken out in accordance with
clause 11.2. The Landlord shall provide the Tenant with a summary of the relevant insurance
requirements.

7.5 The Tenant shall send the Landlord a copy of any notice or other communication affecting the Property within
seven days of receipt and shall not take any action regarding such notices or communications without the
prior consent of the Landlord.

7.6 The Tenant shall not commission an Energy Performance Certificate for the Property without the Landlord's
consent.

14
Delete if no deposit

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7.7 The Tenant and any guests of the Tenant must not impede the Landlord, its contractors or its agent in
performing the duties imposed on us by legislation or a licence condition (if one applies). Which for the
avoidance of doubt includes refusing access to the Landlord it contractors or agent to the Property for the
purpose of performing management duties at reasonable times.

7.8 The Tenant shall ensure that any rubbish and recyclable waste is stored and disposed of in the appropriate
container in accordance with the local authority rules and practices and must inform the Landlord if the
containers provided for waste disposal are insufficient to store all the waste from the Property.

7.9 The Tenant shall

(a) provide any other information that is reasonably required by the Landlord its agent or the local
authority for the Landlord
(b) comply with any reasonable requests or instructions given by the Landlord, its agent or the local
authority
as are reasonably necessary for the Landlord to perform its obligations imposed by Legislation or the
conditions of a House of Multiple Occupation Licence.

8. Transferring the Tenancy

The Tenant shall not assign, sublet, part with or share possession of the whole or any part of the Property
without the prior written consent of the Landlord (such consent not to be unreasonably withheld).15

9. Repairs and alterations

9.1 The Tenant shall keep the interior of the Property clean, tidy and in the same condition as at the start of the
Tenancy (except for fair wear and tear) and shall return the Property to the Landlord at the end of the Tenancy
cleaned to a professional standard.

9.2 If the Property has a garden, the Tenant shall keep it clean and tidy, and free from rubbish.

9.3 The Tenant shall keep the inside and outside of all windows that the Tenant can reasonably reach clean.

9.4 The Tenant shall promptly replace all broken glass at the Property where the Tenant, or the Tenant's family
or visitors cause the breakage.

9.5 The Tenant shall not cause any blockage to the drains, gutters and pipes of the Property. This obligation does
not require the Tenant to carry out any works or repairs for which the Landlord is liable under clause 11.5.

15
This clause should not be amended as an absolute prohibition of assignment an underletting is likely to be
considered to be an unfair contract term by the Competition and Markets Authority under the Unfair Terms in
Consumer Contracts Regulations

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9.6 The Tenant shall not make any alteration, addition, or redecorate the Property without the prior consent of the
Landlord.

9.7 The Tenant shall not carry out any alteration to the Property which would, or may reasonably be expected to,
have an adverse effect on the asset rating in any Energy Performance Certificate for the Property or the
building of which it forms part.

10. Utilities and outgoings

10.1 The Tenant shall pay all charges for gas, electricity, water and sewerage services, telephone, cable or satellite
television (if the Property has these) used by the Tenant at the Property save that the Tenant will not be
responsible for any charges relating to the Included Outgoings.

10.2 The Tenant shall comply with all laws and recommendations of the relevant suppliers relating to the use of
those services and the utilities.

10.3 Where the Tenant allows, either by default of payment (where the Tenant is responsible for such payment) or
by default of specific instruction, the utility or other services to be cut off, the Tenant shall pay the costs
associated with reconnecting or resuming those services.

10.4 The Tenant shall pay for a television licence for the Property if a licence is required.

10.5 The Tenant shall pay to the relevant local authority the Council tax for the Property.

10.6 If any of the costs in this clause are payable in relation to the Property together with other property, or other
Lawful Occupiers the Tenant shall be responsible for a fair proportion of all those costs but will be Jointly and
severally liable with the other Lawful Occupiers.

11. Landlord's covenants

11.1 The Landlord shall provide the Tenant with suitable means of access to and egress from the Property.

11.2 The Landlord shall insure the Property and Contents to their full value against loss or damage by the Insured
Risks and shall provide a copy of the insurance cover to the Tenant if requested. The Landlord's insurance
does not cover the Tenant's possessions. The Tenant is advised to insure the Tenant's own possessions with
a reputable insurer.

11.3 The Landlord shall make good any damage caused by an Insured Risk, unless the damage was caused by
the wilful actions, negligence or default of the Tenant.

11.4 The Landlord shall allow the Tenant quiet enjoyment of the Property without any interruption by the Landlord.

11.5 In accordance with section 11 of the LTA 1985, the Landlord shall:
(a) keep in repair the structure and exterior of the Property (including drains, external pipes, gutters
and external windows);

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(b) keep in repair and proper working order the installations in the Property for the supply of water, gas
and electricity and for sanitation (including basins, sinks, baths and sanitary conveniences, but not
other fixtures, fittings and appliances for making use of the supply of water, gas or electricity); and
(c) keep in repair and proper working order the installations in the Property for space heating and
heating water.

11.6 The Landlord shall not be required to:

(a) carry out any works or repairs for which the Tenant is liable by virtue of this agreement; or
(b) keep in repair or maintain anything which the Tenant is entitled to remove from the Property.

11.7 [The Landlord shall keep in repair the cooker, washing machine, and fridge which are within the Communal
Parts (if these appliances are at the Property and provided by the Landlord) but no other appliances whether
they were originally provided by the Landlord or not.]16

12. Default by the Tenant

12.1 The Landlord reserves the right to re-enter the Property if:
(a) the Rent is unpaid 21 days after becoming payable whether it has been formally demanded or not;
(b) the Tenant is declared bankrupt under the Insolvency Act 1986;
(c) the Tenant has breached the agreement; or
(d) any of the Grounds 2, 7, 7A, 7B, 8, 10-15 and 17 set out in Schedule 2 of the HA 1988 apply.
This clause 12.1 does not affect any rights of the Tenant under the Protection from Eviction Act
1977. The Landlord cannot evict the Tenant without a court having first made an order for
possession.

12.2 If the Landlord re-enters the Property pursuant to this clause, then the Tenancy shall immediately end. Any
right or remedy of the Landlord in respect of any breach of the terms of this agreement by the Tenant shall
remain in force.

12.3 If the Tenant breaches this agreement or fails to fulfil any of its obligations under this agreement, the Tenant
shall pay any reasonable costs properly incurred by the Landlord in remedying such breaches or in connection
with the enforcement of those obligations.

16
This clause should be amended to refer only to the appliances which you have agreed to provide

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13. Guarantee and indemnity17

13.1 The Guarantor guarantees to the Landlord that the Tenant shall pay the Rent and observe and perform the
tenant covenants of this agreement and that if the Tenant fails to pay the Rent or to observe or perform any
of the tenant covenants, the Guarantor shall pay or observe and perform them.

13.2 The Guarantor covenants with the Landlord as principal obligor and as a separate and independent obligation
and liability from its obligations and liabilities under clause 13.1 to indemnify and keep indemnified the
Landlord against any failure by the Tenant to pay the Rent or any failure to observe or perform any of the
tenant covenants of this agreement.

13.3 The liability of the Guarantor under clause 13.1 and clause 13.2 shall continue until the Tenancy comes to an
end and the Tenant is released from the tenant covenants of this agreement.

13.4 The liability of the Guarantor shall not be reduced, discharged or otherwise adversely affected by:
(a) any time or indulgence granted by the Landlord to the Tenant;
(b) any delay or forbearance by the Landlord in enforcing the payment of the Rent or the observance
or performance of any of the tenant covenants of this agreement or in making any demand in
respect of them;
(c) the Landlord exercising any right or remedy against the Tenant for any failure to pay the Rent or to
observe or perform the tenant covenants of this agreement; or
(d) the Landlord taking any action or refraining from taking any action in connection with a rent deposit;
or
(e) the Tenant dying or becoming incapable of managing its affairs.

14. Landlord's right to enter the Property and to display signs

14.1 The Landlord reserves the right for the Landlord, or any person acting on behalf of the Landlord, to enter the
Property on giving at least 24 hours' prior notice in writing to the Tenant:
(a) to inspect the condition and state of repair of the Property;
(b) to carry out the Landlord's obligations under this agreement;
(c) to carry out repairs or alterations to the next door premises;
(d) to take gas, electricity or water meter readings;
(e) to inspect the Property for the purpose of preparing an EPC and Recommendation Report for the
Property or the building of which it forms part and the Tenant shall co-operate with the Landlord so
far as is reasonably necessary to enable an EPC and Recommendation Report to be obtained;
(f) for any purpose mentioned in this Tenancy or connected with the Landlord’s interest in the Property
or any other property; and

17
Delete whole clause if no guarantor

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(g) to show prospective tenants or purchasers around the Property.

14.2 The Landlord has the right to retain a set of keys to the Property which shall only be used with the prior
consent of the Tenant (except in an emergency).

14.3 The Landlord reserves the right to display a "for sale" sign on the Property at any time during the Tenancy or
a "to let" sign on the Property in the last two months of the Tenancy.

15. Expiry of the Tenancy

15.1 At the end of this Tenancy (howsoever determined), the Tenant shall return the Property and the Contents to
the Landlord in the condition required by this agreement.

15.2 If the Landlord allows the Tenant to remain in the Property after the Term has expired then a statutory periodic
tenancy shall arise under section 5(2) of the Housing Act 1988 To end the periodic tenancy, the Tenant shall
give the Landlord at least one month's18 notice in writing. The notice must end on the day before the rent is
due.

15.3 The Landlord has the right to recover possession of the Property if:
(a) the Term has expired;
(b) the Landlord has given two months' notice to the Tenant of the Landlord's intention to recover
possession of the Property; and
(c) at least six months have passed since the date of this agreement.

15.4 The Tenant shall provide the Landlord (or its legal advisers or agents) with a forwarding address once the
Tenancy has come to an end which the Landlord or its legal advisers or agents can provide to the Interested
Persons PROVIDED ALWAYS THAT the Landlord (and its legal advisers and agents) agree not to provide
details of the Tenant’s forwarding address unless they are satisfied, acting reasonably and properly, that the
person requiring the address is a duly authorised official or employee of the organisation in question and has
supplied written evidence of their authority.

15.5 The Tenant shall remove all personal possessions from the Property once the Tenancy has ended. If any of
the Tenant's personal possessions are left at the Property after the Tenancy has ended, the Landlord shall
remove and store the possessions for a maximum of one month. The Landlord shall take reasonable steps to
notify the Tenant at the last known address. If the items are not collected within one month, the Landlord may
dispose of the items.

15.6 At the end of the Tenancy, the Tenant must give vacant possession and return the keys to the Property, and
any other security devices, to the Landlord.

18
This must match the rental payment interval state in the definition of Rent Payment Date

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16. Notices

16.1 Any notice to the Landlord sent under or in connection with this agreement shall be deemed to have been
properly served if:
(a) sent by first class post to the Landlord's address given in clause 16.5;
(b) left at the Landlord's address given in clause 16.5; or
(c) sent to the Landlord's email address stated in the Parties clause.

16.2 Any notice sent to the Tenant under or in connection with this agreement shall be deemed to have been
properly served if:
(a) sent by first class post to the Property;
(b) left at the Property; or
(c) sent to the Tenant's email address stated in the Parties clause.

16.3 19[Anynotice sent to the Guarantor under or in connection with this agreement shall be deemed to have been
properly served if:
(a) sent by first class post to the Guarantor's address stated in the Parties clause;
(b) left at the Guarantor's address stated in the Parties clause; or
(c) sent to email address stated in the Parties clause.

16.4 If a notice is given in accordance with clause 16.1, clause 16.2 [or 16.3]20, it shall be deemed to have been
received:
(a) if delivered by hand, at the time the notice is left at the proper address;
(b) if sent by first-class post, on the second Working Day after posting;
(c) if sent by email, at 9.00 am on the next Working Day after sending.

16.5 The Landlord's address for service is the address stated in Parties clause on numbered page 2 of this
agreement.

17. Governing law

This agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation
(including non-contractual disputes or claims) shall be governed by and construed in accordance with the law
of England and Wales.
This agreement has been entered into on the date stated at the beginning of it.

19
Delete the whole of clause 16.3 if no guarantor
20
Delete if no Guarantor

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Schedule 1 Lawful Occupiers under this agreement

Name Date of Documents checked Immigration status Date of

birth (note check
Delete as
if under 18,
appropriate
or will turn
18 during
the term of
the
tenancy)
Tenant: 27/09/23
Maame 21/09/96 Right to rent TBC once Time-limited right to
Quainuwaah collected BRP rent, expiring on:TBC
Unlimited right to
rent/
Time-limited right to
rent, expiring on:

Unlimited right to
rent/
Time-limited right to
rent, expiring on:
Unlimited right to
rent/
Time-limited right to
rent, expiring on:

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Signed by [Charles Weeks]21 ....................

Signed by [Maame .........................

Quainuwaah]

10/3/2023

…………………

…………………

EXTRA DETAILS
Preferred Option
Maintenance Requests Visit www.yupelet.com then “Book Text Graham directly on 07514 097868
Maintenance” Button

Management Queries Charles – [email protected] – 07947 Jason – [email protected] –

932784 07768 012475

21
Complete the full legal name of the landlord

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Guarantors22

Declaration

I Confirm that:

1. I have been given the opportunity to seek independent legal advice in connection with the
guarantee provisions contained in this agreement (“the Guarantee”) and

X [I have elected not to do take such advice]

[I have been advised by NA Solicitors on the implications of entering into this

agreement]

2. I understand the legal and practical implications of the Guarantee that is being given and any
potential liabilities and risks which may be incurred under it

3. I am freely entering into the Guarantee without an undue influence from any third party whilst
acknowledging that it is not necessarily in my best interest to do so.

22
Delete in full if no Guarantor

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DocuSign Envelope ID: 4C9119B8-C74C-4112-BB6B-562094CBFBDF

THIS IS AN IMPORTANT DOCUMENT. YOU SHOULD TAKE LEGAL ADVICE BEFORE SIGNING. IF YOU
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Signed by [Owura Kyei-Faried]23 ....................

10/3/2023

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Complete the full legal name of the Guarantor or delete as appropriate

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