FinnOne Neo

Loan
Management

Efficiency in Loan Servicing

for enhanced customer experience

Financial institutions are increasingly looking

for advanced technology solutions which can neo
digitize and automate business processes
around loan servicing.
This is looked upon as a means to drive efficiency, manage risk, generate cost savings
and enhance customer experience.

EFFICIENT AND AGILE OPERATIONS

FinnOne Neo Loan Management is a comprehensive solution which enables banks and
financial institutions to efficiently execute business processes for loan servicing during the
loan and lease life cycle. The solution offers a customer-centric approach to consolidate
and automate all loan servicing functions enabling contactless processes and anytime
anywhere business reach.

The solution supports a wide range of features including different frequencies and
methods of interest accrual, payments handling, integrated accounting, charge
ammortization, loan restructuring, balance transfer, residual value, depreciation,
personalized statement of accounts and real-time simulations. The solution supports
documents in image formats to enable paperless lending and reduce the cost of
operations. An integrated communication module enables users to send SMS, emails and
letters to customers and internal stakeholders including business partners through a

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ABOUT NUCLEUS
SOFTWARE
FINNONE NEO
responsive query module. with business needs. Transaction logs
FinnOne Neo is the
Nucleus Software next-generation lending
are maintained for audit purpose.
is the global leader solution built on an ENHANCED PRODUCTIVITY, BETTER
in advanced digital
technology platforms
advanced technology MARGINS EASY INTEGRATION & IMPLEMENTION
platform, designed to
that power Lending and
Transaction Banking
shape the future of lending FinnOne Neo Loan Management The solution’s SOA based design
across Retail, Corporate
businesses worldwide. and Islamic sectors for enables financial institutions to offer makes it easy to integrate with third
With over three decades banks and financial
of expertise, it supports service companies. The
Value Added Products (VAP) such party applications and services such
the mission critical multi-channel solution as insurance, additional covers and as Credit Bureaus, General Ledgers,
operations of more than which helps digitize the
200 financial institutions in complete loan lifecycle additional financing which helps in Enterprise Content Management
50 countries across Retail
and Corporate Lending,
end to end, supports both increasing the profit margins. The systems, reporting systems, etc.
cloud and on-premise
Transaction Banking deployments. The solution solution supports 24x7 operations FinnOne Neo can be deployed
and Cash Management, handles complete loan
Automotive Finance and lifecycle covering:
for loan booking even during End Of quickly in partnership with leading
other business areas.
Day processing. Bulk and Straight cloud providers without high upfront
Customer Acquisition
AWARDS Through Processing (STP) further capital expenditure. FinnOne Neo
Celent Model Bank Award
Loan Management enhance productivity and optimize is platform agnostic and provides
For Retail Lending
Collections the cost of operations. flexibility in scale by supporting pay-
2020
RattanIndia Finance, India Lending Analytics per-use models.
IMPROVED SERVICE ACROSS
IBS Intelligence FinTech Collateral
Innovation Award Management System
CHANNELS LINES OF BUSINESS COVERED
2019 Digital Channels
FinnOne Neo Loan Management • Home/Mortgage Loans
Roha Housing Finance, India
provides an integrated Customer
Enterprise Content • Education Loans
Best Lending Technology
Implementation Award
Management Service front end as a single window,
which can be used by executives • Loan against property
2018 FINNONE NEO DIGITAL
SPFC, India CHANNELS in the branch or call center to • Auto/Vehicle Loans
Celent Model Bank Award FinnOne Neo Digital address customer service needs. • Agriculture Loans
2016 Channels helps banks
manage the end to end Omni-channel support and self • Personal Loans
Celent Model Bank Vendor
Award
loan life cycle of their service capability makes access to
customers on mobile • Consumer Durable Loans
2014 and web portal. Powered information and making payments
ICICI Bank, India by integrated modules
convenient and faster. Flexibility to • Microfinance (Group Loans)
that can be deployed
2013
Vietnam Prosperity Bank,
separately, the solution reschedule repayments and various • Gold Loans
helps banks on-board
Vietnam customers faster, deliver methods of interest calculation helps KEY FEATURES
2010 better service to deliver a great customer experience.
HDFC Bank, India customers and simplify • STP & API Stack
collection processes for
2009
ICICI Bank, India
agents. The solution is REDUCED TIME TO MARKET • Automated bulk processing
made up of the following
IDC Insights Award modules: It is essential for banks and financial • Value added products loans
2015 • Mobile Customer institutions to launch targeted product
Acquisition System • Income recognition & accruals
DCB Bank, India
(mCAS) offerings quickly. With FinnOne Neo, • Contract amendments
Asian Banker Technology
Implementation Award • Mobile Loan Self- product and scheme creations and
• NPA tracking & provisioning
2014 Sourcing (mApply) changes can be rolled out faster
ICICI Bank, India
• Mobile Loan Servicing and with ease. Business policy • Integrated report manager
RBI Trailblazer Award (mServe)
set ups and configurations can be • Days past due (DPD) freeze
2013 • Mobile Loan Collections
CIMB, Malaysia
easily updated to reflect accordance • Multi-disbursal support
(mCollect)
with the changing regulatory
• Mobile Microfinance • Loan restructuring
(mFin)
requirements.
• Moratorium & subsidy handling
• Web Portal for Loan Self- BETTER RISK MANAGEMENT
Sourcing (eApply) • Configurable cashback treatment
• Web Portal for Loan FinnOne Neo allows early • Loan linking and collateral linking
Servicing (eServe) identification of distressed loans to
• Flexible repayment frequency
• Web app for agent help reduce NPA levels and defaults.
location tracking (Geo
The configurable asset classification • ‘Pay later’ support
Tracker)
mitigates credit risk by managing • Backdated transactions
• Web portal for loan
sourcing (Sales Assist) portfolio quality and profitability. The • Residual value handling
solution provides enhanced reporting • Overdraft / Non Instalment
• AI chatbot for loan
servicing (myLoan) with user defined parameters in line

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