Fintech Presentation

FINTECH COMPANIES
PREPARED BY: VISHNEE AND ANJALI

SUBMITTED TO Mr. RAMNEEK SIR
WHAT IS FINTECH ?
“Financial technology,"
encompasses a diverse array of
companies and technologies that
leverage innovation to enhance
and streamline financial services.
The Fintech industry encompasses

a wide range of companies and
technologies that aim to enhance
and streamline various aspects of
financial services, including
banking, payments, investing,
insurance, and more..
C
O
M
P
O
N
E
N
T
S
1950s-1960s: The advent of credit cards in the 1950s and the introduction of the Automated
Teller Machine (ATM) in the 1960s can be considered early fin tech innovations. These
technologies aimed to simplify and automate banking processes.
1970s-1980s: The development of electronic stock trading systems in the 1970s, such as the
NASDAQ, marked the beginning of electronic trading. In the 1980s, the introduction of
SWIFT (Society for Worldwide Interbank Financial Telecommunication) standardized
international financial transactions and communications.
1990s: The rise of the internet in the 1990s paved the way for online banking
and brokerage services.
Late 1990s: PayPal was founded in 1998, offering a secure way for individuals
and businesses to make online payments.
Early 2000s: The term "fintech" gained popularity in the early 2000s, encompassing a
broader range of financial technology innovations.
2010s: The 2010s witnessed a fintech boom with the emergence of numerous
startups. The growth of peer-to-peer lending platforms started happenieng.
2013: Bitcoin, the first widely recognized crypto currency, gained prominence,
sparking interest in block chain technology and decentralized finance (DeFi).
2014: Stripe, a payment processing company, attracted significant attention with

its developer-friendly approach to online payments.
2015: The creation of blockchain consortiums like R3 and the Ethereum platform
expanded the possibilities of block chain technology beyond crypto currencies.
2017: The Initial Coin Offering (ICO) craze saw a surge in fundraising through
cryptocurrency token sales, although it was accompanied by regulatory
challenges and scrutiny.
2019: The term "Open Banking" gained traction as regulations like the European Union's
PSD2 encouraged banks to open up their APIs, allowing third-party fin tech companies to
access customer financial data with consent.
2020s: The 2020s continued to see rapid growth in fin-tech, driven by the
adoption of digital financial services, increased investment in block chain and
DeFi, and the emergence of central bank digital currencies (CBDCs).
STATISTICS OF FINTECH INDUSTRY IN INDIA
Emergence of Payment
Wallets
Unified Payments
Interface (UPI) Revolution
Digital Lending (2010s)
Robo-Advisors and Wealth

Management
Microfinance and Financial

Inclusion
KEY DRIVERS
FINTECH FUTURE MARKET PROJECTIONS
Continued
Growth and
Diversification
Increased
Adoption of
Digital Payments
Block chain
and De-Fi
Growth
AI and
Automation
Global
Collaboration
FUTURE PROJECTIONS and
Partnerships
S O M E
N U M B E R S
• Fin-tech Market value= 584 Billion $ in 2022.
• India has the highest fin-tech adoption rate globally of 87%
• Indian fin-tech were the 2nd most funded startups sector in India in
2022.
• Volume of UPI transactions increased 200x from January 2017 to
January 2023.
• Covid19 positively impacted overall fin-tech market in India.
• India is home to 20+ fin-tech unicorns already.
• MARKET SIZE: 2021($50 BILLION)
• 2025 ($150 Billion) projected
• 2030 ($200 Billion)projected
T O P
P L A Y E R S
• According to Pay tm: what sets us
apart is our diverse business model
while our competitors are focused
only on UPI payments so far.
• We actually make money out of
UPI which is an attractive user
acquisition and engagement
channel for us. Our core payments
business is growing rapidly with its
two key margin drivers – payment
•There is zero MDR on UPI for merchants but it processing and subscription
provides monetization opportunities to us as it revenues.
helps drive device subscriptions among • Our large merchant base of over
merchants. This is in line with our subscription as 30 million offers a large total
a service model with an average monthly addressable market (TAM) for
subscription charge of an active device at ₹100 distribution of completely digital
per month and some high-end device charges are credit.
higher at ₹250 per month.
SWOT ANALYSIS
•First in the Market STRENGTH WEAKNESS
•Customer Service
•Ease of Payments
•Experiencing Fraudulent Activities
•User & Merchant Base
•Requires an Internet Connection
•Big Investors
•TDR Rates That Are Higher
•User-friendly Service Application
•IT Infrastructure
•International Expansion
•Services Creating Confusion
•Bucket of Offers
•Fear of Losing Money
•Sponsorship
OPPORTUNITIES THREATS
•Digital Crypto-currency •Competition
•From Cash Economy Towards Digital •Fraud & Hackers
Economy •Strong Economic Regulations &
•Infrastructure Policies

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FINTECH COMPANIES

PREPARED BY: VISHNEE AND ANJALI

The Fintech industry encompasses

2014: Stripe, a payment processing company, attracted significant attention with

Digital Lending (2010s)

Robo-Advisors and Wealth

Microfinance and Financial

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