Credit Management
Credit Management
Credit Management
AGENDA
Introduction to SAP R/3 Credit Management Concepts Credit Control Area Concepts of Update group
customer is suppose to pay up his accounts. This time period is defined via the payment term defined in the customer master record. SAP has developed a complex credit management solution that enables the maintenance of set credit limits per customer as well as the system responses in case the credit limit is exceeded.
Customer Credit details are maintained individually credit control area wise. T-Code FD32
CCA
Company Code 1
Sales 1 Organisation
Company Code 2
Company Code 3
Sales 3 Organisation
Sales 4 Organisation
Sales Organisation
CCA Configuration
Open Billing
You can use this user exit to derive the CCAr from all the fields in the Sales Order header.
In the last 3 options, the CCAr must also be assigned to the CoCd.
CCA 1
CCA 2
(Credit Group)
(Risk Category)
Credit Control 1
Credit Control 2
Credit Control 3
Credit Control 4
Credit Control 5
Credit Check
In automatic credit check , to create different credit controls different combinations are created by the Combination of CCA+Credit Group + Risk Category
Credit Group
Credit Group : The credit group groups together different business transactions which should be dealt with in the same manner with regard to the credit check.
You enter the credit groups when you configure the sales document types for credit management and define the automatic credit check. Default settings : The following credit groups are contained in the standard SAP R/3 System: 01 = credit group for sales order 02 = credit group for delivery 03 = credit group for goods issue
Risk Category
A customer can be classified as a High risk, Medium risk or Low risk customer. This is maintained in the Customer Credit details
Credit Control
Credit Control [OVA8] is determined by the combination of Credit Control Area [OB45] , Document Credit Group [OVA6] and Customer Risk category [OB01] .