Presentation On MCB
Presentation On MCB
Presentation On MCB
A bank is financial
institution and a
financial intermediary
that accepts deposits
into lending activities.
Introduction
Incorporated by Adam Jee
Introduction..
Played a vital role in representing the
History
First bank to launch GDR.
Strategic foreign partnership with Maybank
of Malaysia.
Vision statement
To be the leading
financial services
provider, partnering
with our customers for
a more prosperous and
secure future.
Pakistan
Best domestic bank in Pakistan
(2000 - 2014)
Associated
Companies
Adam Jee Insurance Company
Ltd.
First Women band Ltd.
Euronet Pakistan (Pvt) Ltd.
Subsidiary Companies
MCB financial services Ltd.
MCB trade services Ltd Hong Kong.
Arif Habib Investments Ltd.
MCB Leasing closed Joint stock company
Azerbaijan.
Organizational And
Departmental Hierarchy
Directors of MCB:
Mian Muhammad Mancha
(Chairman)
Mr. S. M. Muneer
(Vice Chairman)
Mr. Imran Maqbool
(President & CEO)
Mr. Tariq Rafiq
(Members)
Mr. Shahzad Saleem
(Members)
Mian Raza Mancha
(Members)
Mian Umer Mancha
Committees Of
MCB
Committee on physical planning and
contingency arrangements
Information technology committee
Business strategy and development
committee
SBP report committee and monitoring
committee
Committees Of MCB
Write off and waiver committee
Chief financial officer committee
Secretary and group head legal affairs
committee
Group head audit committee
Associated committee
Subsidiary committee
Principle performance
Integrity
Innovation
Excellence
Customer
Centricity
Respect
Types Of
Accounts
1. Current account
Types of account ..
3.P/L Term Deposit
4. Foreign Currency
Account
Types of account ..
5.Smart Dollar Account
7. Saving 365
Gold
Types of accounts
Money laundering
. The process of creating the appearance
that
large amounts of money obtained from
serious crimes, such as drug trafficking
or terrorist activity, originated from a
legitimate source.
process
Know your customer policies are becoming
increasingly important globally to
preventidentity theft, financial fraud,money
launderingandterrorist financing.
Suspicious Transaction
Unusual large and complex transactions are
Suspicious transaction
MCB FREE Fraud Alert Management
department is handling all these issues
Types of loans
Insurance services
Types of loans
Term Loans
Running Financing
(Business Sarmaya)
Personal Loans
MCB Payara Ghar Laon
MCB Care 4u
Overdraft
Term
loans
MCB offers short to medium term
Running Finance
MCB Business Sarmaya is the best
Personal
loans
MCB Easy Personal Loan provides you with the
MCB Pyara
Ghar
MCB Car 4 U
Overdraft
This type of facility is usually given to very
Insurance
services
Flexilife
Life partner
Educare
Dream wedding
Caitalsure
Retire easy
Incomemax
Futre assure
Protection plan
Saveand sure
services
Card services
Self services
Investment services
On line services
MCB offers online internet services to
Card Services
MCB provide different card
Self
services
MCB provide self services to its
customers like:
MCB Mobile services
ATM Services
SMS Alert
Call Center
Bill Payment
E-Statement
Investment
services
MCB provide diversified range of investment
Islamic Banking
Islamic
banking
Based upon 2 principles of Islamic law
Prohibition of interest
1. Mudaraba :
It is a partnership in profit in which one
party provide capital (Rab-ul-mal) and
other proivde labour (Mudarib).
2. Sharik-ul-Aqd :
It is a contractual partnership agreement
between
two or more parties to
combine their assets, labor, liabilities for
profit.
3. Murabaha :
Murabaha is selling a commodity on
defined purchasing price and with
agreed profit.
4. Ijarah :
This term is used for leasing which
means selling the benefit of the use
of an asset on leasing.
6. Istisnaa
Contract :
7. Salam :
Its a transaction of purchasing a commodity
for deferred delivery in return of immediate
payment.
8. Parrallel Salam :
Deposit schemes
1. Hifazat Saving
Account
Like a saving account
Minimum requirement is Rs.
100
Profit is calculated 6 monthly
current account
Minimum requirement is Rs. 1000
year etc
Profit calculated monthly, quarterly or at
maturity
2. Maeeshat Murabaha
Contract between 2 parties in which seller
purchase the goods at the request of customer
after adding profit.
Murabaha = Cost Expense Profit
4. Baraamad Export
Financing :
Its a substitute of Foreign Bill Purchase (FBP)
products which fulfills the capital requirement
needed in exports.
SWOT
ANALYSIS
STRENGTH
Edge over its competitors
MCB in the list of highly
automated bank
Reasonable service charges
WEAKNESS
MCB is not providing purely Islamic
system
Unawareness about products
Need of finance
OPPURTUNITIES
Management skill courses should be
introduced
Adoption of information technology
Staff should be sent for some foreign
courses
THREATS
Increase in competition
Interest rate against loan is
Recommendations
System and operations should be more
Conclusion